# 資金決済に関する法律 / Payment Services Act — 第七章 (Chapter 7)

- Law: 資金決済に関する法律 (Payment Services Act), 平成二十一年法律第五十九号
- English title "Payment Services Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第七章 (Chapter 7) — address `ch-7`
- Text in force since: 2026-08-12
- URL (the page that opens at this provision): https://japanlaw.org/en/payment-services-act/ch-7
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/421AC0000000059/ch-7
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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## 第七章　雑則 — Chapter VII Miscellaneous Provisions
<sup>heading: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>ch-7 · https://japanlaw.org/en/payment-services-act/ch-7 · https://japanlaw.org/l/421AC0000000059/ch-7</sup>

### 第百二条（検査職員の証明書の携帯） — (Carrying Identification of Inspection Officials)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-102 · https://japanlaw.org/en/payment-services-act/art-102 · https://japanlaw.org/l/421AC0000000059/art-102</sup>

**第一項**  第二十四条第一項若しくは第二項、第五十四条第一項若しくは第二項、第六十二条の二十第一項若しくは第二項、第六十三条の十五第一項若しくは第二項、第六十三条の二十二の十八第一項若しくは第二項、第六十三条の三十五第一項若しくは第二項、第八十条第一項若しくは第二項又は第九十五条の規定により立入検査をする職員は、その身分を示す証明書を携帯し、関係者の請求があったときは、これを提示しなければならない。
<sup>art-102/par-1 · https://japanlaw.org/en/payment-services-act/art-102/par-1 · https://japanlaw.org/l/421AC0000000059/art-102/par-1</sup>
Inspection officials who conduct on-site inspections pursuant to the provisions of Article 24, paragraph (1) or (2), Article 54, paragraph (1) or (2), Article 62-20, paragraph (1) or (2), Article 63-15, paragraph (1) or (2), Article 63-22-18, paragraph (1) or (2), Article 63-35, paragraph (1) or (2), Article 80, paragraph (1) or (2), or Article 95 must carry an identification and present it when requested by any person concerned.
<sup>machine translation, not official</sup>

**第二項**  前項に規定する各規定による立入検査の権限は、犯罪捜査のために認められたものと解してはならない。
<sup>art-102/par-2 · https://japanlaw.org/en/payment-services-act/art-102/par-2 · https://japanlaw.org/l/421AC0000000059/art-102/par-2</sup>
The authority to conduct an on-site inspection under the respective provisions prescribed in the preceding paragraph must not be interpreted as being granted for the purpose of criminal investigation.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

### 第百三条（財務大臣への資料提出等） — (Submission of Materials to the Minister of Finance)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-103 · https://japanlaw.org/en/payment-services-act/art-103 · https://japanlaw.org/l/421AC0000000059/art-103</sup>

**第一項**  財務大臣は、その所掌に係る金融破綻処理制度及び金融危機管理に関し、前払式支払手段発行者、資金移動業者、電子決済手段等取引業者、暗号資産交換業者、電子決済手段・暗号資産サービス仲介業者、為替取引分析業者（第二条第二十一項第一号に掲げる行為を業として行う者を除く。次項において同じ。）又は資金清算機関に係る制度の企画又は立案をするために必要があると認めるときは、内閣総理大臣に対し、必要な資料の提出及び説明を求めることができる。
<sup>art-103/par-1 · https://japanlaw.org/en/payment-services-act/art-103/par-1 · https://japanlaw.org/l/421AC0000000059/art-103/par-1</sup>
When the Minister of Finance finds it necessary for planning or implementing a plan for systems pertaining to an issuer of prepaid payment instruments, funds transfer service providers, electronic payment instruments service providers, cryptoasset exchange service providers, electronic payment instruments and cryptoasset intermediary service providers, funds transfer transaction analysis service providers (excluding the person engaging in the act set forth in Article 2, paragraph (21), item (i) in the course of trade; the same applies in the following paragraph) or clearing institution for interbank funds transfers, in relation to a system for failure resolution of financial institutions and financial risk management under the minister's jurisdiction, the minister may request the Prime Minister to provide necessary materials and explanation therefor.
<sup>machine translation, not official</sup>

**第二項**  財務大臣は、その所掌に係る金融破綻処理制度及び金融危機管理に関し、前払式支払手段発行者、資金移動業者、電子決済手段等取引業者、暗号資産交換業者、電子決済手段・暗号資産サービス仲介業者、為替取引分析業者又は資金清算機関に係る制度の企画又は立案をするため特に必要があると認めるときは、その必要の限度において、前払式支払手段発行者、資金移動業者、電子決済手段等取引業者、暗号資産交換業者、電子決済手段・暗号資産サービス仲介業者、為替取引分析業者、資金清算機関又は認定資金決済事業者協会その他の関係者に対し、資料の提出、説明その他の協力を求めることができる。
<sup>art-103/par-2 · https://japanlaw.org/en/payment-services-act/art-103/par-2 · https://japanlaw.org/l/421AC0000000059/art-103/par-2</sup>
When the Minister of Finance finds it particularly necessary for planning or implementing a plan for systems pertaining to an issuer of prepaid payment instruments, funds transfer service providers, electronic payment instruments service providers, cryptoasset exchange service providers, electronic payment instruments and cryptoasset intermediary service providers, funds transfer transaction analysis service providers or clearing institution for interbank funds transfers, in relation to a system for failure resolution of financial institutions and financial risk management under the minister's jurisdiction, the minister may request an issuer of prepaid payment instruments, funds transfer service providers, electronic payment instruments service providers, cryptoasset exchange service providers, electronic payment instruments and cryptoasset intermediary service providers, funds transfer transaction analysis service providers, clearing institution for interbank funds transfers, certified association for payment service providers, or any other persons concerned to provide materials and explanation therefor as well as other forms of cooperation, to the extent that the cooperation is necessary.
<sup>machine translation, not official</sup>

### 第百四条（権限の委任） — (Delegation of Authority)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-104 · https://japanlaw.org/en/payment-services-act/art-104 · https://japanlaw.org/l/421AC0000000059/art-104</sup>

**第一項**  内閣総理大臣は、この法律による権限（政令で定めるものを除く。）を金融庁長官に委任する。
<sup>art-104/par-1 · https://japanlaw.org/en/payment-services-act/art-104/par-1 · https://japanlaw.org/l/421AC0000000059/art-104/par-1</sup>
The Prime Minister delegates authority under this Act (excluding that specified by Cabinet Order) to the Commissioner of the Financial Services Agency.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第二項**  金融庁長官は、政令で定めるところにより、前項の規定により委任された権限の一部を財務局長又は財務支局長に委任することができる。
<sup>art-104/par-2 · https://japanlaw.org/en/payment-services-act/art-104/par-2 · https://japanlaw.org/l/421AC0000000059/art-104/par-2</sup>
The Commissioner of the Financial Services Agency may, pursuant to the provisions of Cabinet Order, delegate part of the authority that has been delegated to the commissioner pursuant to the provisions of the preceding paragraph to the Director-Generals of Local Finance Bureaus or Local Finance Branch Bureaus.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

### 第百五条（内閣府令への委任） — (Provisions Governed by Cabinet Office Order)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-105 · https://japanlaw.org/en/payment-services-act/art-105 · https://japanlaw.org/l/421AC0000000059/art-105</sup>

**第一項**  この法律（第四章を除く。以下この条において同じ。）に定めるもののほか、この法律を実施するために必要な事項は、内閣府令で定める。
<sup>art-105/par-1 · https://japanlaw.org/en/payment-services-act/art-105/par-1 · https://japanlaw.org/l/421AC0000000059/art-105/par-1</sup>
Beyond what is set forth in this Act (excluding Chapter IV; hereinafter the same applies in this Article), particulars necessary for the enforcement of this Act are specified by Cabinet Office Order.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

### 第百六条（経過措置） — (Transitional Measures)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-106 · https://japanlaw.org/en/payment-services-act/art-106 · https://japanlaw.org/l/421AC0000000059/art-106</sup>

**第一項**  この法律の規定に基づき命令を制定し、又は改廃する場合においては、その命令で、その制定又は改廃に伴い合理的に必要とされる範囲内において、所要の経過措置（罰則に関する経過措置を含む。）を定めることができる。
<sup>art-106/par-1 · https://japanlaw.org/en/payment-services-act/art-106/par-1 · https://japanlaw.org/l/421AC0000000059/art-106/par-1</sup>
If an order is established, amended or repealed based on the provisions of this Act, transitional measures necessary (including transitional measures concerning penal provisions) may be prescribed in the order, to the extent considered reasonably necessary for the establishment, amendment or repeal of the order.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

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## Cites
- art-102/par-1: 第二十四条第一項 → 資金決済に関する法律 第二十四条第一項 (Article 24, paragraph (1)), art-24/par-1 — https://japanlaw.org/en/payment-services-act/art-24/par-1 · https://japanlaw.org/l/421AC0000000059/art-24/par-1
- art-102/par-1: 第二項 → 資金決済に関する法律 第二十四条第二項 (Article 24, paragraph (2)), art-24/par-2 — https://japanlaw.org/en/payment-services-act/art-24/par-2 · https://japanlaw.org/l/421AC0000000059/art-24/par-2
- art-102/par-1: 第五十四条第一項 → 資金決済に関する法律 第五十四条第一項 (Article 54, paragraph (1)), art-54/par-1 — https://japanlaw.org/en/payment-services-act/art-54/par-1 · https://japanlaw.org/l/421AC0000000059/art-54/par-1
- art-102/par-1: 第二項 → 資金決済に関する法律 第五十四条第二項 (Article 54, paragraph (2)), art-54/par-2 — https://japanlaw.org/en/payment-services-act/art-54/par-2 · https://japanlaw.org/l/421AC0000000059/art-54/par-2
- art-102/par-1: 第六十二条の二十第一項 → 資金決済に関する法律 第六十二条の二十第一項 (Article 62-20, paragraph (1)), art-62-20/par-1 — https://japanlaw.org/en/payment-services-act/art-62-20/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-20/par-1
- art-102/par-1: 第二項 → 資金決済に関する法律 第六十二条の二十第二項 (Article 62-20, paragraph (2)), art-62-20/par-2 — https://japanlaw.org/en/payment-services-act/art-62-20/par-2 · https://japanlaw.org/l/421AC0000000059/art-62-20/par-2
- art-102/par-1: 第六十三条の十五第一項 → 資金決済に関する法律 第六十三条の十五第一項 (Article 63-15, paragraph (1)), art-63-15/par-1 — https://japanlaw.org/en/payment-services-act/art-63-15/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-15/par-1
- art-102/par-1: 第二項 → 資金決済に関する法律 第六十三条の十五第二項 (Article 63-15, paragraph (2)), art-63-15/par-2 — https://japanlaw.org/en/payment-services-act/art-63-15/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-15/par-2
- art-102/par-1: 第六十三条の二十二の十八第一項 → 資金決済に関する法律 第六十三条の二十二の十八第一項 (Article 63-22-18, paragraph (1)), art-63-22-18/par-1 — https://japanlaw.org/en/payment-services-act/art-63-22-18/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-18/par-1
- art-102/par-1: 第二項 → 資金決済に関する法律 第六十三条の二十二の十八第二項 (Article 63-22-18, paragraph (2)), art-63-22-18/par-2 — https://japanlaw.org/en/payment-services-act/art-63-22-18/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-18/par-2
- art-102/par-1: 第六十三条の三十五第一項 → 資金決済に関する法律 第六十三条の三十五第一項 (Article 63-35, paragraph (1)), art-63-35/par-1 — https://japanlaw.org/en/payment-services-act/art-63-35/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-35/par-1
- art-102/par-1: 第二項 → 資金決済に関する法律 第六十三条の三十五第二項 (Article 63-35, paragraph (2)), art-63-35/par-2 — https://japanlaw.org/en/payment-services-act/art-63-35/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-35/par-2
- art-102/par-1: 第八十条第一項 → 資金決済に関する法律 第八十条第一項 (Article 80, paragraph (1)), art-80/par-1 — https://japanlaw.org/en/payment-services-act/art-80/par-1 · https://japanlaw.org/l/421AC0000000059/art-80/par-1
- art-102/par-1: 第二項 → 資金決済に関する法律 第八十条第二項 (Article 80, paragraph (2)), art-80/par-2 — https://japanlaw.org/en/payment-services-act/art-80/par-2 · https://japanlaw.org/l/421AC0000000059/art-80/par-2
- art-102/par-1: 第九十五条 → 資金決済に関する法律 第九十五条 (Article 95), art-95 — https://japanlaw.org/en/payment-services-act/art-95 · https://japanlaw.org/l/421AC0000000059/art-95
- art-102/par-2: 前項 → 資金決済に関する法律 第百二条第一項 (Article 102, paragraph (1)), art-102/par-1 — https://japanlaw.org/en/payment-services-act/art-102/par-1 · https://japanlaw.org/l/421AC0000000059/art-102/par-1
- art-103/par-1: 第二条第二十一項第一号 → 資金決済に関する法律 第二条第二十一項第一号 (Article 2, paragraph (21), item (i)), art-2/par-21/item-1 — https://japanlaw.org/en/payment-services-act/art-2/par-21/item-1 · https://japanlaw.org/l/421AC0000000059/art-2/par-21/item-1
- art-103/par-1: 次項 → 資金決済に関する法律 第百三条第二項 (Article 103, paragraph (2)), art-103/par-2 — https://japanlaw.org/en/payment-services-act/art-103/par-2 · https://japanlaw.org/l/421AC0000000059/art-103/par-2
- art-104/par-2: 前項 → 資金決済に関する法律 第百四条第一項 (Article 104, paragraph (1)), art-104/par-1 — https://japanlaw.org/en/payment-services-act/art-104/par-1 · https://japanlaw.org/l/421AC0000000059/art-104/par-1
- art-105/par-1: この条 → 資金決済に関する法律 第百五条 (Article 105), art-105 — https://japanlaw.org/en/payment-services-act/art-105 · https://japanlaw.org/l/421AC0000000059/art-105

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 資金決済に関する法律 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/421AC0000000059/20260812_508AC0000000064), retrieved 2026-10-12
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Payment Services Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb), retrieved 2026-10-12
- claude-sonnet-5-5 — Machine translation, batch payment-services-act-20261012T054915-009, translated 2026-10-12
- This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12
