# 資金決済に関する法律 / Payment Services Act — 第五章 (Chapter 5)

- Law: 資金決済に関する法律 (Payment Services Act), 平成二十一年法律第五十九号
- English title "Payment Services Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第五章 (Chapter 5) — address `ch-5`
- Text in force since: 2026-08-12
- URL (the page that opens at this provision): https://japanlaw.org/en/payment-services-act/ch-5
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/421AC0000000059/ch-5
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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## 第五章　認定資金決済事業者協会 — Chapter V Certified Associations for Payment Service Providers
<sup>heading: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>ch-5 · https://japanlaw.org/en/payment-services-act/ch-5 · https://japanlaw.org/l/421AC0000000059/ch-5</sup>

### 第八十七条（認定資金決済事業者協会の認定） — (Certification of Certified Associations for Payment Service Providers)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-87 · https://japanlaw.org/en/payment-services-act/art-87 · https://japanlaw.org/l/421AC0000000059/art-87</sup>

**第一項**  内閣総理大臣は、政令で定めるところにより、前払式支払手段発行者、資金移動業者、電子決済手段等取引業者又は暗号資産交換業者が設立した一般社団法人であって、次に掲げる要件に該当すると認められるものを、その申請により、次条に規定する業務（以下この章において「認定業務」という。）を行う者として認定することができる。
<sup>art-87/par-1 · https://japanlaw.org/en/payment-services-act/art-87/par-1 · https://japanlaw.org/l/421AC0000000059/art-87/par-1</sup>
The Prime Minister may, pursuant to the provisions of Cabinet Order, certify a general incorporated association established by an issuer of prepaid payment instruments, a funds transfer service provider, an electronic payment instruments service provider or a cryptoasset exchange service provider that is found to satisfy the following requirements for a person who engages in the business prescribed in the following Article (hereinafter referred to as "certified businesses" in this Chapter) upon that person's application:
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **一**  前払式支払手段（第三条第一項に規定する前払式支払手段をいう。以下この章において同じ。）の発行の業務、資金移動業、電子決済手段等取引業又は暗号資産交換業の適切な実施を確保し、並びにこれらの健全な発展及び利用者（第十条第一項第四号に規定する加盟店を含む。以下この章において同じ。）の利益の保護に資することを目的とすること。
  <sup>art-87/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-87/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-87/par-1/item-1</sup>
  the general incorporated association aims to ensure the operation of the business of issuing prepaid payment instruments in a proper manner (meaning prepaid payment instruments specified in Article 3, paragraph (1); the same applies hereinafter in this Chapter), the funds transfer services, the electronic payment instruments services or the cryptoasset exchange services as well as contributing to the sound development of these businesses and protection of the interests of the users (including member shops specified in Article 10, paragraph (1), item (iv); hereinafter the same applies in this Chapter);
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **二**  前払式支払手段発行者、資金移動業者、電子決済手段等取引業者又は暗号資産交換業者を社員（以下この章において「会員」という。）とする旨の定款の定めがあること。
  <sup>art-87/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-87/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-87/par-1/item-2</sup>
  the general incorporated association's articles of incorporation include a provision to the effect that its member (hereinafter referred to as "member" in this Chapter) are issuers of prepaid payment instruments, funds transfer service providers, electronic payment instruments service providers or cryptoasset exchange service providers;
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **三**  認定業務を適正かつ確実に行うに必要な業務の実施の方法を定めているものであること。
  <sup>art-87/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-87/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-87/par-1/item-3</sup>
  the general incorporated association has established the means of business operations necessary for the operation of the certified businesses in a proper and steady manner; and
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **四**  認定業務を適正かつ確実に行うに足りる知識及び能力並びに財産的基礎を有するものであること。
  <sup>art-87/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-87/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-87/par-1/item-4</sup>
  the general incorporated association has the knowledge, ability, and financial foundation sufficient for the operation of the certified businesses in a proper and steady manner.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

### 第八十八条（認定資金決済事業者協会の業務） — (Business of Certified Associations for Payment Service Providers)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-88 · https://japanlaw.org/en/payment-services-act/art-88 · https://japanlaw.org/l/421AC0000000059/art-88</sup>

**第一項**  認定資金決済事業者協会は、次に掲げる業務を行うものとする。
<sup>art-88/par-1 · https://japanlaw.org/en/payment-services-act/art-88/par-1 · https://japanlaw.org/l/421AC0000000059/art-88/par-1</sup>
A certified association for payment service providers is to engage in the following business:
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **一**  会員が前払式支払手段の発行の業務、資金移動業、電子決済手段等取引業若しくは暗号資産交換業を行うに当たり、又は電子決済手段・暗号資産サービス仲介業者（会員を所属電子決済手段等取引業者等とするものに限る。第九十二条及び第九十七条を除き、以下この章において同じ。）が電子決済手段・暗号資産サービス仲介業を行うに当たり、この法律その他の法令の規定及び第三号の規則を遵守させるための会員及び電子決済手段・暗号資産サービス仲介業者に対する指導、勧告その他の業務
  <sup>art-88/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-88/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-88/par-1/item-1</sup>
  the business of providing guidance, recommendations and other services to members and electronic payment instruments and cryptoasset intermediary service providers in order to ensure compliance with the provisions of this Act and other laws and regulations and the rules referred to in item (iii), when members engage in the business of issuing prepaid payment instruments, funds transfer services, electronic payment instruments services or cryptoasset exchange services, or when electronic payment instruments and cryptoasset intermediary service providers (limited to those whose principal electronic payment instruments service provider, etc. is a member; the same applies hereinafter in this Chapter except in Article 92 and Article 97) engage in electronic payment instruments and cryptoasset intermediary services;
  <sup>machine translation, not official</sup>

  **二**  会員の行う前払式支払手段の発行の業務、資金移動業、電子決済手段等取引業若しくは暗号資産交換業又は電子決済手段・暗号資産サービス仲介業者の行う電子決済手段・暗号資産サービス仲介業に関し、契約の内容の適正化その他前払式支払手段、資金移動業、電子決済手段等取引業、暗号資産交換業又は電子決済手段・暗号資産サービス仲介業の利用者の利益の保護を図るために必要な指導、勧告その他の業務
  <sup>art-88/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-88/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-88/par-1/item-2</sup>
  the business of providing guidance, recommendation, etc. to the members in relation to their business of issuing prepaid payment instruments, funds transfer services, electronic payment instruments services or cryptoasset exchange services, or to electronic payment instruments and cryptoasset intermediary service providers in relation to their electronic payment instruments and cryptoasset intermediary services, that is necessary for ensuring the appropriateness of the terms and conditions of contracts or otherwise protecting the interests of users of the business of issuing prepaid payment instruments, the funds transfer services, the electronic payment instruments services, the cryptoasset exchange services or the electronic payment instruments and cryptoasset intermediary services;
  <sup>machine translation, not official</sup>

  **三**  会員の行う前払式支払手段の発行の業務、資金移動業、電子決済手段等取引業若しくは暗号資産交換業又は電子決済手段・暗号資産サービス仲介業者の行う電子決済手段・暗号資産サービス仲介業の適正化及びその取り扱う情報の適切な管理を図るために必要な規則の制定
  <sup>art-88/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-88/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-88/par-1/item-3</sup>
  establishment of the rules that are necessary for the appropriate management of the business of issuing prepaid payment instruments, the funds transfer services, the electronic payment instruments services or the cryptoasset exchange services carried out by the members, or the electronic payment instruments and cryptoasset intermediary services carried out by electronic payment instruments and cryptoasset intermediary service providers, and information used in these businesses;
  <sup>machine translation, not official</sup>

  **四**  会員及び電子決済手段・暗号資産サービス仲介業者のこの法律若しくはこの法律に基づく命令若しくはこれらに基づく処分又は前号の規則の遵守の状況の調査
  <sup>art-88/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-88/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-88/par-1/item-4</sup>
  investigation of the status of compliance by members and electronic payment instruments and cryptoasset intermediary service providers with this Act or an order under this Act or a disposition under this Act or the order, or the rules prescribed in the preceding item;
  <sup>machine translation, not official</sup>

  **五**  前払式支払手段、資金移動業、電子決済手段等取引業、暗号資産交換業又は電子決済手段・暗号資産サービス仲介業の利用者の利益を保護するために必要な情報の収集、整理及び提供
  <sup>art-88/par-1/item-5 · https://japanlaw.org/en/payment-services-act/art-88/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-88/par-1/item-5</sup>
  collection, organization, and provision of information necessary for the protection of the interests of users of the business of issuing prepaid payment instruments, the funds transfer services, the electronic payment instruments services, the cryptoasset exchange services or the electronic payment instruments and cryptoasset intermediary services;
  <sup>machine translation, not official</sup>

  **六**  会員の行う前払式支払手段の発行の業務、資金移動業、電子決済手段等取引業若しくは暗号資産交換業又は電子決済手段・暗号資産サービス仲介業者の行う電子決済手段・暗号資産サービス仲介業に関する利用者からの苦情の処理
  <sup>art-88/par-1/item-6 · https://japanlaw.org/en/payment-services-act/art-88/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-88/par-1/item-6</sup>
  handling of complaints from users related to the business of issuing prepaid payment instruments, the funds transfer services, the electronic payment instruments services or the cryptoasset exchange services carried out by members, or the electronic payment instruments and cryptoasset intermediary services carried out by electronic payment instruments and cryptoasset intermediary service providers;
  <sup>machine translation, not official</sup>

  **七**  前払式支払手段、資金移動業、電子決済手段等取引業、暗号資産交換業又は電子決済手段・暗号資産サービス仲介業の利用者に対する広報その他認定資金決済事業者協会の目的を達成するために必要な業務
  <sup>art-88/par-1/item-7 · https://japanlaw.org/en/payment-services-act/art-88/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-88/par-1/item-7</sup>
  publicity to the users of prepaid payment instruments, the funds transfer services, the electronic payment instruments services, the cryptoasset exchange services or the electronic payment instruments and cryptoasset intermediary services and other businesses necessary for the achievement of the purposes of the certified association for payment service providers; and
  <sup>machine translation, not official</sup>

  **八**  前各号に掲げるもののほか、前払式支払手段の発行の業務、資金移動業、電子決済手段等取引業、暗号資産交換業又は電子決済手段・暗号資産サービス仲介業の健全な発展及びこれらの利用者の保護に資する業務
  <sup>art-88/par-1/item-8 · https://japanlaw.org/en/payment-services-act/art-88/par-1/item-8 · https://japanlaw.org/l/421AC0000000059/art-88/par-1/item-8</sup>
  beyond what is set forth in the preceding items, businesses that contribute to the sound development of the business of issuing prepaid payment instruments, the funds transfer services, the electronic payment instruments services, the cryptoasset exchange services or the electronic payment instruments and cryptoasset intermediary services and the protection of the users of these businesses.
  <sup>machine translation, not official</sup>

### 第八十九条（会員名簿の縦覧等） — (Public Inspection of Membership List)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-89 · https://japanlaw.org/en/payment-services-act/art-89 · https://japanlaw.org/l/421AC0000000059/art-89</sup>

**第一項**  認定資金決済事業者協会は、会員名簿を公衆の縦覧に供しなければならない。
<sup>art-89/par-1 · https://japanlaw.org/en/payment-services-act/art-89/par-1 · https://japanlaw.org/l/421AC0000000059/art-89/par-1</sup>
A certified association for payment service providers must make its membership list available for public inspection.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第二項**  認定資金決済事業者協会でない者は、その名称中に、認定資金決済事業者協会と誤認されるおそれのある文字を用いてはならない。
<sup>art-89/par-2 · https://japanlaw.org/en/payment-services-act/art-89/par-2 · https://japanlaw.org/l/421AC0000000059/art-89/par-2</sup>
No person other than a certified association for payment service providers may use a wording in its name that is likely to mislead the public into believing that the person is a certified association for payment service providers.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第三項**  認定資金決済事業者協会の会員でない者は、その名称中に、認定資金決済事業者協会の会員と誤認されるおそれのある文字を用いてはならない。
<sup>art-89/par-3 · https://japanlaw.org/en/payment-services-act/art-89/par-3 · https://japanlaw.org/l/421AC0000000059/art-89/par-3</sup>
No person other than a member of a certified association for payment service providers may use a wording in its name that is likely to mislead the public into believing that the person is a member of a certified association for payment service providers.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

### 第九十条（会員に関する情報の利用者への周知等） — (Making Information About Members Known to Users)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-90 · https://japanlaw.org/en/payment-services-act/art-90 · https://japanlaw.org/l/421AC0000000059/art-90</sup>

**第一項**  前払式支払手段発行者をその会員とする認定資金決済事業者協会は、前払式支払手段発行者である会員から第十三条第一項第四号に掲げる事項その他内閣府令で定める事項について当該前払式支払手段の利用者への周知を求められた場合には、当該事項を当該前払式支払手段の利用者に周知しなければならない。
<sup>art-90/par-1 · https://japanlaw.org/en/payment-services-act/art-90/par-1 · https://japanlaw.org/l/421AC0000000059/art-90/par-1</sup>
A certified association for payment service providers whose members are issuers of prepaid payment instruments must, upon request from an issuer of prepaid payment instruments for making the particulars listed in Article 13, paragraph (1), item (iv), and other particulars specified by Cabinet Office Order public to the users of those prepaid payment instruments, make those particulars known to the users.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第二項**  認定資金決済事業者協会は、第九十七条の規定により内閣総理大臣から提供を受けた情報のうち利用者の保護に資する情報について、前払式支払手段、資金移動業、電子決済手段等取引業又は暗号資産交換業の利用者に提供できるようにしなければならない。
<sup>art-90/par-2 · https://japanlaw.org/en/payment-services-act/art-90/par-2 · https://japanlaw.org/l/421AC0000000059/art-90/par-2</sup>
A certified association for payment service providers must have the ability to provide the users of prepaid payment instruments, the funds transfer services, the electronic payment instruments services or the cryptoasset exchange services with some of the information that help protect the users provided by the Prime Minister pursuant to the provisions of Article 97.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

### 第九十一条（利用者からの苦情に関する対応） — (Responses to Complaints from Users)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-91 · https://japanlaw.org/en/payment-services-act/art-91 · https://japanlaw.org/l/421AC0000000059/art-91</sup>

**第一項**  認定資金決済事業者協会は、前払式支払手段、資金移動業、電子決済手段等取引業、暗号資産交換業又は電子決済手段・暗号資産サービス仲介業の利用者から会員の行う前払式支払手段の発行の業務、資金移動業、電子決済手段等取引業若しくは暗号資産交換業又は電子決済手段・暗号資産サービス仲介業者の行う電子決済手段・暗号資産サービス仲介業に関する苦情について解決の申出があったときは、その相談に応じ、申出人に必要な助言をし、その苦情に係る事情を調査するとともに、当該会員又は当該電子決済手段・暗号資産サービス仲介業者に対しその苦情の内容を通知してその迅速な処理を求めなければならない。
<sup>art-91/par-1 · https://japanlaw.org/en/payment-services-act/art-91/par-1 · https://japanlaw.org/l/421AC0000000059/art-91/par-1</sup>
When a user of prepaid payment instruments, funds transfer services, electronic payment instruments services, cryptoasset exchange services or electronic payment instruments and cryptoasset intermediary services files an application for resolution of a complaint concerning the business of issuing prepaid payment instruments, funds transfer services, electronic payment instruments services or cryptoasset exchange services carried out by a member, or the electronic payment instruments and cryptoasset intermediary services carried out by an electronic payment instruments and cryptoasset intermediary service provider, a certified association for payment service providers must respond to requests for consultation, provide necessary advice to the applicant, investigate the circumstances pertaining to the complaint, and request the member or the electronic payment instruments and cryptoasset intermediary service provider to expedite the process by informing the details of the complaint.
<sup>machine translation, not official</sup>

**第二項**  認定資金決済事業者協会は、前項の申出に係る苦情の解決について必要があると認めるときは、当該会員又は当該電子決済手段・暗号資産サービス仲介業者に対し、文書若しくは口頭による説明を求め、又は資料の提出を求めることができる。
<sup>art-91/par-2 · https://japanlaw.org/en/payment-services-act/art-91/par-2 · https://japanlaw.org/l/421AC0000000059/art-91/par-2</sup>
When a certified association for payment service providers finds it necessary for resolving a complaint pertaining to an application referred to in the preceding paragraph, it may request the relevant member or the relevant electronic payment instruments and cryptoasset intermediary service provider to provide a written or oral explanation or submit materials.
<sup>machine translation, not official</sup>

**第三項**  会員又は電子決済手段・暗号資産サービス仲介業者は、認定資金決済事業者協会から前項の規定による求めがあったときは、正当な理由がないのに、これを拒んではならない。
<sup>art-91/par-3 · https://japanlaw.org/en/payment-services-act/art-91/par-3 · https://japanlaw.org/l/421AC0000000059/art-91/par-3</sup>
When a certified association for payment service providers makes a request to a member or an electronic payment instruments and cryptoasset intermediary service provider pursuant to the provisions of the preceding paragraph, the member or the electronic payment instruments and cryptoasset intermediary service provider must not refuse this without reasonable grounds.
<sup>machine translation, not official</sup>

**第四項**  認定資金決済事業者協会は、第一項の申出、苦情に係る事情及びその解決の結果について会員又は電子決済手段・暗号資産サービス仲介業者に周知させなければならない。
<sup>art-91/par-4 · https://japanlaw.org/en/payment-services-act/art-91/par-4 · https://japanlaw.org/l/421AC0000000059/art-91/par-4</sup>
A certified association for payment service providers must make applications referred to in paragraph (1), circumstances pertaining to the complaints, and the outcome of any resolution known to the members or electronic payment instruments and cryptoasset intermediary service providers.
<sup>machine translation, not official</sup>

**第五項**  第一項の規定は、認定資金決済事業者協会が第九十九条第一項の規定による指定を受けている場合において、第一項の申出が当該指定に係る紛争解決等業務の種別に関する苦情に係るものであるときは、適用しない。
<sup>art-91/par-5 · https://japanlaw.org/en/payment-services-act/art-91/par-5 · https://japanlaw.org/l/421AC0000000059/art-91/par-5</sup>
If a certified association for payment service providers is designated pursuant to the provisions of Article 99, paragraph (1), when the application referred to in paragraph (1) is related to complaints concerning the types of dispute resolution services pertaining to the designation, the provisions of paragraph (1) do not apply.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

### 第九十二条（認定資金決済事業者協会への報告等） — (Reports to Certified Associations for Payment Service Providers)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-92 · https://japanlaw.org/en/payment-services-act/art-92 · https://japanlaw.org/l/421AC0000000059/art-92</sup>

**第一項**  会員は、前払式支払手段発行者、資金移動業者、電子決済手段等取引業者、暗号資産交換業者又は電子決済手段・暗号資産サービス仲介業者が行った利用者の保護に欠ける行為に関する情報その他利用者の利益を保護するために必要な情報として内閣府令で定めるものを取得したときは、これを認定資金決済事業者協会に報告しなければならない。
<sup>art-92/par-1 · https://japanlaw.org/en/payment-services-act/art-92/par-1 · https://japanlaw.org/l/421AC0000000059/art-92/par-1</sup>
When a member obtains information about conduct in which an issuer of prepaid payment instruments, funds transfer service provider, electronic payment instruments service provider, cryptoasset exchange service provider or electronic payment instruments and cryptoasset intermediary service provider engages that weakens the protection of users and other information necessary for the protection of the interests of users as specified by Cabinet Office Order, it must report this to the certified association for payment service providers of which membership they hold.
<sup>machine translation, not official</sup>

**第二項**  認定資金決済事業者協会は、その保有する前項に規定する情報について会員から提供の請求があったときは、正当な理由がある場合を除き、当該情報を提供しなければならない。
<sup>art-92/par-2 · https://japanlaw.org/en/payment-services-act/art-92/par-2 · https://japanlaw.org/l/421AC0000000059/art-92/par-2</sup>
Upon receipt of a request made by a member to provide the information held by a certified association for payment service providers referred to in the preceding paragraph, it must provide the member with the information except when there are reasonable grounds for refusal.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

### 第九十三条（秘密保持義務等） — (Confidentiality Obligation)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-93 · https://japanlaw.org/en/payment-services-act/art-93 · https://japanlaw.org/l/421AC0000000059/art-93</sup>

**第一項**  認定資金決済事業者協会の役員若しくは職員又はこれらの職にあった者は、その職務に関して知り得た秘密を漏らし、又は盗用してはならない。
<sup>art-93/par-1 · https://japanlaw.org/en/payment-services-act/art-93/par-1 · https://japanlaw.org/l/421AC0000000059/art-93/par-1</sup>
An officer or an employee of a certified association for payment service providers, or a person who was formerly in that position must not divulge or misappropriate any confidential information learned in the course of their duties to any person.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第二項**  認定資金決済事業者協会の役員若しくは職員又はこれらの職にあった者は、その職務に関して知り得た情報を、認定業務の用に供する目的以外に利用してはならない。
<sup>art-93/par-2 · https://japanlaw.org/en/payment-services-act/art-93/par-2 · https://japanlaw.org/l/421AC0000000059/art-93/par-2</sup>
An officer or an employee of a certified association for payment service providers, or a person who was formerly in that position must not use any information learned in the course of their duties for purposes other than the purpose of providing this information for the certified business.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

### 第九十四条（定款の必要的記載事項） — (Particulars Which Must Be Included in Articles of Incorporation)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-94 · https://japanlaw.org/en/payment-services-act/art-94 · https://japanlaw.org/l/421AC0000000059/art-94</sup>

**第一項**  一般社団法人及び一般財団法人に関する法律第十一条第一項各号に掲げる事項及び第八十七条第二号に規定する定款の定めのほか、認定資金決済事業者協会は、その定款において、この法律若しくはこの法律に基づく命令若しくはこれらに基づく処分又は第八十八条第三号の規則に違反した会員に対し、定款で定める会員の権利の停止若しくは制限を命じ、又は除名する旨を定めなければならない。
<sup>art-94/par-1 · https://japanlaw.org/en/payment-services-act/art-94/par-1 · https://japanlaw.org/l/421AC0000000059/art-94/par-1</sup>
Beyond what is set forth in items of Article 11, paragraph (1) of the Act on General Incorporated Association and General Incorporated Foundation and a provision of the articles of incorporation prescribed in Article 87, item (ii), a certified association for payment service providers must, in its articles of incorporation, if its member violates this Act or an order under this Act or a disposition under this Act or the order, or the rules prescribed in Article 88, item (iii), the certified association for payment service providers suspends or restricts the rights of the member under the articles of incorporation, or expel the member from the association.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

### 第九十五条（立入検査等） — (On-Site Inspections)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-95 · https://japanlaw.org/en/payment-services-act/art-95 · https://japanlaw.org/l/421AC0000000059/art-95</sup>

**第一項**  内閣総理大臣は、この法律の施行に必要な限度において、認定資金決済事業者協会に対し、その業務若しくは財産に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該認定資金決済事業者協会の事務所に立ち入らせ、その業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。
<sup>art-95/par-1 · https://japanlaw.org/en/payment-services-act/art-95/par-1 · https://japanlaw.org/l/421AC0000000059/art-95/par-1</sup>
The Prime Minister may, to the extent necessary for the enforcement of this Act, order a certified association for payment service providers to submit reports or materials that can be used as reference for its business or property, or have officials enter the office of the certified association for payment service providers, ask questions about the status of its business or property or inspect its books and documents or other items.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

### 第九十六条（認定資金決済事業者協会に対する監督命令等） — (Supervisory Order to Certified Association for Payment Service Providers)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-96 · https://japanlaw.org/en/payment-services-act/art-96 · https://japanlaw.org/l/421AC0000000059/art-96</sup>

**第一項**  内閣総理大臣は、認定業務の運営に関し改善が必要であると認めるときは、この法律の施行に必要な限度において、認定資金決済事業者協会に対し、その改善に必要な措置をとるべきことを命ずることができる。
<sup>art-96/par-1 · https://japanlaw.org/en/payment-services-act/art-96/par-1 · https://japanlaw.org/l/421AC0000000059/art-96/par-1</sup>
If the Prime Minister finds it necessary to improve operations of the certified businesses carried out by a certified association for payment service providers, the Minister may, to the extent necessary for the enforcement of this Act, order the certified association for payment service providers to take necessary measures for improving its operations.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第二項**  内閣総理大臣は、認定資金決済事業者協会の業務の運営がこの法律若しくはこの法律に基づく命令又はこれらに基づく処分に違反したときは、その認定を取り消し、又は六月以内の期間を定めてその業務の全部若しくは一部の停止を命ずることができる。
<sup>art-96/par-2 · https://japanlaw.org/en/payment-services-act/art-96/par-2 · https://japanlaw.org/l/421AC0000000059/art-96/par-2</sup>
If operations of a business carried out by a certified association for payment service providers violate this Act or an order under this Act or a disposition under this Act or the order, the Prime Minister may revoke its certification or order the certified association for payment service providers to suspend all or part of its business, by setting a period for suspension not exceeding six months.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

### 第九十七条（認定資金決済事業者協会への情報提供） — (Provision of Information to Certified Associations for Payment Service Providers)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-97 · https://japanlaw.org/en/payment-services-act/art-97 · https://japanlaw.org/l/421AC0000000059/art-97</sup>

**第一項**  内閣総理大臣は、認定資金決済事業者協会の求めに応じ、認定資金決済事業者協会が認定業務を適正に行うために必要な限度において、前払式支払手段発行者、資金移動業者、電子決済手段等取引業者、暗号資産交換業者又は電子決済手段・暗号資産サービス仲介業者に関する情報であって認定業務に資するものとして内閣府令で定める情報を提供することができる。
<sup>art-97/par-1 · https://japanlaw.org/en/payment-services-act/art-97/par-1 · https://japanlaw.org/l/421AC0000000059/art-97/par-1</sup>
The Prime Minister may, in response to a request from a certified association for payment service providers and to the extent necessary for ensuring the operations of certified businesses in a proper and steady manner by the certified association for payment service providers, provide the certified association for payment service providers with information pertaining to an issuer of prepaid payment instruments, funds transfer service providers, electronic payment instruments service providers, cryptoasset exchange service providers or electronic payment instruments and cryptoasset intermediary service providers that contributes to the certified businesses as specified by Cabinet Office Order.
<sup>machine translation, not official</sup>

### 第九十八条（公告） — (Public Notices)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-98 · https://japanlaw.org/en/payment-services-act/art-98 · https://japanlaw.org/l/421AC0000000059/art-98</sup>

**第一項**  内閣総理大臣は、第八十七条の規定による認定をしたとき、又は第九十六条第二項の規定により当該認定を取り消したとき、若しくはその業務の全部若しくは一部の停止を命じたときは、内閣府令で定めるところにより、その旨を公告しなければならない。
<sup>art-98/par-1 · https://japanlaw.org/en/payment-services-act/art-98/par-1 · https://japanlaw.org/l/421AC0000000059/art-98/par-1</sup>
If the Prime Minister certifies a person pursuant to the provisions of Article 87, or revokes the certification pursuant to the provisions of Article 96, paragraph (2), or orders to suspend all or part of the certified businesses, the Minister must give public notice to that effect, pursuant to the provisions of Cabinet Office Order.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

---

## Cites
- art-87/par-1: 次条 → 資金決済に関する法律 第八十八条 (Article 88), art-88 — https://japanlaw.org/en/payment-services-act/art-88 · https://japanlaw.org/l/421AC0000000059/art-88
- art-87/par-1/item-1: 第三条第一項 → 資金決済に関する法律 第三条第一項 (Article 3, paragraph (1)), art-3/par-1 — https://japanlaw.org/en/payment-services-act/art-3/par-1 · https://japanlaw.org/l/421AC0000000059/art-3/par-1
- art-87/par-1/item-1: 第十条第一項第四号 → 資金決済に関する法律 第十条第一項第四号 (Article 10, paragraph (1), item (iv)), art-10/par-1/item-4 — https://japanlaw.org/en/payment-services-act/art-10/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-4
- art-88/par-1/item-1: 第九十二条 → 資金決済に関する法律 第九十二条 (Article 92), art-92 — https://japanlaw.org/en/payment-services-act/art-92 · https://japanlaw.org/l/421AC0000000059/art-92
- art-88/par-1/item-1: 第九十七条 → 資金決済に関する法律 第九十七条 (Article 97), art-97 — https://japanlaw.org/en/payment-services-act/art-97 · https://japanlaw.org/l/421AC0000000059/art-97
- art-88/par-1/item-1: 第三号 → 資金決済に関する法律 第八十八条第一項第三号 (Article 88, paragraph (1), item (iii)), art-88/par-1/item-3 — https://japanlaw.org/en/payment-services-act/art-88/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-88/par-1/item-3
- art-88/par-1/item-4: 前号 → 資金決済に関する法律 第八十八条第一項第三号 (Article 88, paragraph (1), item (iii)), art-88/par-1/item-3 — https://japanlaw.org/en/payment-services-act/art-88/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-88/par-1/item-3
- art-88/par-1/item-8: 前各号 → 資金決済に関する法律 第八十八条第一項第一号 (Article 88, paragraph (1), item (i)), art-88/par-1/item-1 — https://japanlaw.org/en/payment-services-act/art-88/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-88/par-1/item-1
- art-88/par-1/item-8: 前各号 → 資金決済に関する法律 第八十八条第一項第二号 (Article 88, paragraph (1), item (ii)), art-88/par-1/item-2 — https://japanlaw.org/en/payment-services-act/art-88/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-88/par-1/item-2
- art-88/par-1/item-8: 前各号 → 資金決済に関する法律 第八十八条第一項第三号 (Article 88, paragraph (1), item (iii)), art-88/par-1/item-3 — https://japanlaw.org/en/payment-services-act/art-88/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-88/par-1/item-3
- art-88/par-1/item-8: 前各号 → 資金決済に関する法律 第八十八条第一項第四号 (Article 88, paragraph (1), item (iv)), art-88/par-1/item-4 — https://japanlaw.org/en/payment-services-act/art-88/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-88/par-1/item-4
- art-88/par-1/item-8: 前各号 → 資金決済に関する法律 第八十八条第一項第五号 (Article 88, paragraph (1), item (v)), art-88/par-1/item-5 — https://japanlaw.org/en/payment-services-act/art-88/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-88/par-1/item-5
- art-88/par-1/item-8: 前各号 → 資金決済に関する法律 第八十八条第一項第六号 (Article 88, paragraph (1), item (vi)), art-88/par-1/item-6 — https://japanlaw.org/en/payment-services-act/art-88/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-88/par-1/item-6
- art-88/par-1/item-8: 前各号 → 資金決済に関する法律 第八十八条第一項第七号 (Article 88, paragraph (1), item (vii)), art-88/par-1/item-7 — https://japanlaw.org/en/payment-services-act/art-88/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-88/par-1/item-7
- art-90/par-1: 第十三条第一項第四号 → 資金決済に関する法律 第十三条第一項第四号 (Article 13, paragraph (1), item (iv)), art-13/par-1/item-4 — https://japanlaw.org/en/payment-services-act/art-13/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-13/par-1/item-4
- art-90/par-2: 第九十七条 → 資金決済に関する法律 第九十七条 (Article 97), art-97 — https://japanlaw.org/en/payment-services-act/art-97 · https://japanlaw.org/l/421AC0000000059/art-97
- art-91/par-2: 前項 → 資金決済に関する法律 第九十一条第一項 (Article 91, paragraph (1)), art-91/par-1 — https://japanlaw.org/en/payment-services-act/art-91/par-1 · https://japanlaw.org/l/421AC0000000059/art-91/par-1
- art-91/par-3: 前項 → 資金決済に関する法律 第九十一条第二項 (Article 91, paragraph (2)), art-91/par-2 — https://japanlaw.org/en/payment-services-act/art-91/par-2 · https://japanlaw.org/l/421AC0000000059/art-91/par-2
- art-91/par-4: 第一項 → 資金決済に関する法律 第九十一条第一項 (Article 91, paragraph (1)), art-91/par-1 — https://japanlaw.org/en/payment-services-act/art-91/par-1 · https://japanlaw.org/l/421AC0000000059/art-91/par-1
- art-91/par-5: 第一項 → 資金決済に関する法律 第九十一条第一項 (Article 91, paragraph (1)), art-91/par-1 — https://japanlaw.org/en/payment-services-act/art-91/par-1 · https://japanlaw.org/l/421AC0000000059/art-91/par-1
- art-91/par-5: 第九十九条第一項 → 資金決済に関する法律 第九十九条第一項 (Article 99, paragraph (1)), art-99/par-1 — https://japanlaw.org/en/payment-services-act/art-99/par-1 · https://japanlaw.org/l/421AC0000000059/art-99/par-1
- art-92/par-2: 前項 → 資金決済に関する法律 第九十二条第一項 (Article 92, paragraph (1)), art-92/par-1 — https://japanlaw.org/en/payment-services-act/art-92/par-1 · https://japanlaw.org/l/421AC0000000059/art-92/par-1
- art-94/par-1: 一般社団法人及び一般財団法人に関する法律第十一条第一項 → e-Gov law 418AC0000000048, 第十一条第一項 (Article 11, paragraph (1)), art-11/par-1 — not held in this collection
- art-94/par-1: 第八十七条第二号 → 資金決済に関する法律 第八十七条第一項第二号 (Article 87, paragraph (1), item (ii)), art-87/par-1/item-2 — https://japanlaw.org/en/payment-services-act/art-87/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-87/par-1/item-2
- art-94/par-1: 第八十八条第三号 → 資金決済に関する法律 第八十八条第一項第三号 (Article 88, paragraph (1), item (iii)), art-88/par-1/item-3 — https://japanlaw.org/en/payment-services-act/art-88/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-88/par-1/item-3
- art-98/par-1: 第八十七条 → 資金決済に関する法律 第八十七条 (Article 87), art-87 — https://japanlaw.org/en/payment-services-act/art-87 · https://japanlaw.org/l/421AC0000000059/art-87
- art-98/par-1: 第九十六条第二項 → 資金決済に関する法律 第九十六条第二項 (Article 96, paragraph (2)), art-96/par-2 — https://japanlaw.org/en/payment-services-act/art-96/par-2 · https://japanlaw.org/l/421AC0000000059/art-96/par-2

---

## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 資金決済に関する法律 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/421AC0000000059/20260812_508AC0000000064), retrieved 2026-10-12
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Payment Services Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb), retrieved 2026-10-12
- claude-sonnet-5-5 — Machine translation, batch payment-services-act-20261012T054915-008, translated 2026-10-12
- This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12
