# 資金決済に関する法律 / Payment Services Act — 第四章の二 (Chapter 4-2)
- Law: 資金決済に関する法律 (Payment Services Act), 平成二十一年法律第五十九号
- English title "Payment Services Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第四章の二 (Chapter 4-2) — address `ch-4-2`
- Text in force since: 2026-08-12
- URL (the page that opens at this provision): https://japanlaw.org/en/payment-services-act/ch-4-2
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/421AC0000000059/ch-4-2
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.
Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.
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## 第四章の二 資金清算 — Chapter IV-2 Clearing Funds Transfer Transactions
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-4-2 · https://japanlaw.org/en/payment-services-act/ch-4-2 · https://japanlaw.org/l/421AC0000000059/ch-4-2
## 第一節 総則 — Section 1 General Provisions
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-4-2/sec-1 · https://japanlaw.org/en/payment-services-act/ch-4-2/sec-1 · https://japanlaw.org/l/421AC0000000059/ch-4-2/sec-1
### 第六十四条（資金清算機関の免許等） — (Licenses for Clearing Institutions for Interbank Funds Transfers)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-64 · https://japanlaw.org/en/payment-services-act/art-64 · https://japanlaw.org/l/421AC0000000059/art-64
**第一項** 資金清算業は、内閣総理大臣の免許を受けた者でなければ、行ってはならない。
art-64/par-1 · https://japanlaw.org/en/payment-services-act/art-64/par-1 · https://japanlaw.org/l/421AC0000000059/art-64/par-1
No person may provide clearing services for interbank funds transfers unless the person has obtained a license from the Prime Minister.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前項の規定は、銀行等及び日本銀行については、適用しない。
art-64/par-2 · https://japanlaw.org/en/payment-services-act/art-64/par-2 · https://japanlaw.org/l/421AC0000000059/art-64/par-2
The provisions of the preceding paragraph do not apply to deposit-taking institutions and the Bank of Japan.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十五条（免許の申請） — (Filing of Application for License)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-65 · https://japanlaw.org/en/payment-services-act/art-65 · https://japanlaw.org/l/421AC0000000059/art-65
**第一項** 前条第一項の免許を受けようとする者は、内閣府令で定めるところにより、次に掲げる事項を記載した免許申請書を内閣総理大臣に提出しなければならない。
art-65/par-1 · https://japanlaw.org/en/payment-services-act/art-65/par-1 · https://japanlaw.org/l/421AC0000000059/art-65/par-1
A person who intends to obtain a license referred to in paragraph (1) of the preceding Article must, pursuant to the provisions of Cabinet Office Order, submit a written application for license containing the following particulars to the Prime Minister:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 商号又は名称及び住所
art-65/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-65/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-65/par-1/item-1
trade name or other name and address;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 資本金又は基金の額及び純資産額
art-65/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-65/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-65/par-1/item-2
amount of capital or funds and amount of net assets;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 営業所又は事務所の名称及び所在地
art-65/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-65/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-65/par-1/item-3
name and location of business offices or offices;
Ministry of Justice translation — Japanese Law Translation Database System
**四** 取締役及び監査役（監査等委員会設置会社にあっては取締役、指名委員会等設置会社にあっては取締役及び執行役）又は理事及び監事の氏名
art-65/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-65/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-65/par-1/item-4
name of company director and company auditor (company director in cases of a company with audit and supervisory committee; company director and executive officer in cases of a company with nominating committee, etc.) or director and auditor;
machine translation, not official
**五** 会計参与設置会社にあっては、会計参与の氏名又は名称
art-65/par-1/item-5 · https://japanlaw.org/en/payment-services-act/art-65/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-65/par-1/item-5
in cases of a company with accounting advisors, names of accounting advisors; and
Ministry of Justice translation — Japanese Law Translation Database System
**六** その他内閣府令で定める事項
art-65/par-1/item-6 · https://japanlaw.org/en/payment-services-act/art-65/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-65/par-1/item-6
other particulars specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前項の免許申請書には、次に掲げる書類を添付しなければならない。
art-65/par-2 · https://japanlaw.org/en/payment-services-act/art-65/par-2 · https://japanlaw.org/l/421AC0000000059/art-65/par-2
The following documents must be attached to the written application for a license referred to in the preceding paragraph:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 次条第二項各号に掲げる要件に該当しない旨を誓約する書面
art-65/par-2/item-1 · https://japanlaw.org/en/payment-services-act/art-65/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-65/par-2/item-1
a document to pledge that the applicant does not fall under any of the items of paragraph (2) of the following Article;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 定款
art-65/par-2/item-2 · https://japanlaw.org/en/payment-services-act/art-65/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-65/par-2/item-2
articles of incorporation;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 登記事項証明書
art-65/par-2/item-3 · https://japanlaw.org/en/payment-services-act/art-65/par-2/item-3 · https://japanlaw.org/l/421AC0000000059/art-65/par-2/item-3
certificate of registered information;
Ministry of Justice translation — Japanese Law Translation Database System
**四** 業務方法書
art-65/par-2/item-4 · https://japanlaw.org/en/payment-services-act/art-65/par-2/item-4 · https://japanlaw.org/l/421AC0000000059/art-65/par-2/item-4
business rules;
Ministry of Justice translation — Japanese Law Translation Database System
**五** 貸借対照表及び損益計算書
art-65/par-2/item-5 · https://japanlaw.org/en/payment-services-act/art-65/par-2/item-5 · https://japanlaw.org/l/421AC0000000059/art-65/par-2/item-5
balance sheet and profit and loss statement;
Ministry of Justice translation — Japanese Law Translation Database System
**六** 収支の見込みを記載した書類
art-65/par-2/item-6 · https://japanlaw.org/en/payment-services-act/art-65/par-2/item-6 · https://japanlaw.org/l/421AC0000000059/art-65/par-2/item-6
documents stating the expected income and expenditure; and
Ministry of Justice translation — Japanese Law Translation Database System
**七** その他内閣府令で定める書類
art-65/par-2/item-7 · https://japanlaw.org/en/payment-services-act/art-65/par-2/item-7 · https://japanlaw.org/l/421AC0000000059/art-65/par-2/item-7
other documents specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十六条（免許の基準） — (Criteria for Granting a License)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-66 · https://japanlaw.org/en/payment-services-act/art-66 · https://japanlaw.org/l/421AC0000000059/art-66
**第一項** 内閣総理大臣は、第六十四条第一項の免許の申請があったときは、その申請が次に掲げる基準に適合するかどうかを審査しなければならない。
art-66/par-1 · https://japanlaw.org/en/payment-services-act/art-66/par-1 · https://japanlaw.org/l/421AC0000000059/art-66/par-1
When an application for license referred to in Article 64, paragraph (1) is filed, the Prime Minister must examine whether the application conforms to the following criteria:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 定款及び業務方法書の規定が法令に適合し、かつ、資金清算業を適正かつ確実に遂行するために十分であること。
art-66/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-66/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-66/par-1/item-1
the provisions of the articles of incorporation and the business rules conform to the laws and regulations, and are sufficient for the provision of the clearing services for interbank funds transfer in a proper and steady manner;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 資金清算業を健全に遂行するに足りる財産的基礎を有し、かつ、資金清算業に係る収支の見込みが良好であること。
art-66/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-66/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-66/par-1/item-2
the applicant has sufficient financial foundation for the sound operation of the clearing services for interbank funds transfer and has favorable prospects for income and expenditure pertaining to the clearing services for interbank funds transfer; and
Ministry of Justice translation — Japanese Law Translation Database System
**三** その人的構成に照らして、資金清算業を適正かつ確実に遂行することができる知識及び経験を有し、かつ、十分な社会的信用を有すること。
art-66/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-66/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-66/par-1/item-3
the applicant has, in light of its personnel structures, the knowledge and experience necessary for the provision of the clearing services for interbank funds transfer in a proper and steady manner and has sufficient social credibility.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、免許申請者が次の各号のいずれかに該当するとき、又は免許申請書若しくはその添付書類のうちに虚偽の記載があり、若しくは重要な事実の記載が欠けているときは、免許を与えてはならない。
art-66/par-2 · https://japanlaw.org/en/payment-services-act/art-66/par-2 · https://japanlaw.org/l/421AC0000000059/art-66/par-2
The Prime Minister must not grant a license when an applicant for a license falls under any of the following items, or a written application for license or its accompanying documents contain a false statement or lack a statement about important particulars:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 株式会社又は一般社団法人（これらの者が次に掲げる機関を置く場合に限る。）でないもの
art-66/par-2/item-1 · https://japanlaw.org/en/payment-services-act/art-66/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-1
a person who is not a stock company or a general incorporated association (limited to a stock company or a general incorporated association which formed any of the following bodies):
Ministry of Justice translation — Japanese Law Translation Database System
**イ** 取締役会又は理事会
art-66/par-2/item-1/sub-1 · https://japanlaw.org/en/payment-services-act/art-66/par-2/item-1/sub-1 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-1/sub-1
board of company directors or council;
Ministry of Justice translation — Japanese Law Translation Database System
**ロ** 監査役、監査等委員会若しくは指名委員会等又は監事
art-66/par-2/item-1/sub-2 · https://japanlaw.org/en/payment-services-act/art-66/par-2/item-1/sub-2 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-1/sub-2
company auditors, an audit and supervisory committee or a nominating committee, etc. or auditors; or
Ministry of Justice translation — Japanese Law Translation Database System
**ハ** 会計監査人
art-66/par-2/item-1/sub-3 · https://japanlaw.org/en/payment-services-act/art-66/par-2/item-1/sub-3 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-1/sub-3
accounting auditors;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 第五十六条第一項若しくは第二項の規定により第三十七条の登録を取り消され、第六十二条の二十二第一項若しくは第二項の規定により第六十二条の三の登録を取り消され、第六十三条の三十七第一項若しくは第二項の規定により第六十三条の二十三の許可を取り消され、若しくは第八十二条第一項若しくは第二項の規定により第六十四条第一項の免許を取り消され、又はこの法律若しくは銀行法等に相当する外国の法令の規定により当該外国において受けている同種類の登録、許可若しくは免許（当該登録、許可又は免許に類するその他の行政処分を含む。）を取り消され、その取消しの日から五年を経過しない法人
art-66/par-2/item-2 · https://japanlaw.org/en/payment-services-act/art-66/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-2
a corporation which had its registration referred to in Article 37 revoked pursuant to the provisions of Article 56, paragraph (1) or (2), had its registration referred to in Article 62-3 revoked pursuant to the provisions of Article 62-22, paragraph (1) or (2), had the permission referred to in Article 63-23 revoked pursuant to the provisions of Article 63-37, paragraph (1) or (2), had its license referred to in Article 64, paragraph (1) revoked pursuant to the provisions of Article 82, paragraph (1) or (2), or had the registration, permission or license of the same type in a foreign state (including other administrative dispositions similar to the registration, permission or license) revoked pursuant to the provisions of laws and regulations of the foreign state equivalent to this Act or the Banking Act, etc., and for which five years have not elapsed from the date of the revocation;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 第三十七条の二第二項の規定により読み替えて適用する第五十六条第一項の規定による特定資金移動業の廃止の命令を受け、若しくは第六十二条の八第二項の規定により読み替えて適用する第六十二条の二十二第一項の規定による電子決済手段等取引業の廃止の命令を受け、又はこの法律若しくは銀行法等に相当する外国の法令の規定によるこれらの業務と同種類の業務の廃止の命令を受け、これらの命令の日から五年を経過しない法人
art-66/par-2/item-3 · https://japanlaw.org/en/payment-services-act/art-66/par-2/item-3 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-3
a corporation which received an order to discontinue specified funds transfer services pursuant to the provisions of Article 56, paragraph (1) as applied pursuant to Article 37-2, paragraph (2) following the deemed replacement of terms, received an order to discontinue electronic payment instruments services pursuant to the provisions of Article 62-22, paragraph (1) as applied pursuant to Article 62-8, paragraph (2) following the deemed replacement of terms, or received an order to discontinue the same type of services as these services pursuant to the provisions of laws and regulations of a foreign state that are equivalent to this Act or the Banking Act, etc., and for which five years have not elapsed from the date of the order;
Ministry of Justice translation — Japanese Law Translation Database System
**四** この法律若しくは銀行法等又はこれらに相当する外国の法令の規定に違反し、罰金の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から五年を経過しない法人
art-66/par-2/item-4 · https://japanlaw.org/en/payment-services-act/art-66/par-2/item-4 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-4
a corporation which has been punished by a fine (including a punishment pursuant to laws and regulations of a foreign state equivalent to this) for violating the provisions of this Act, the Banking Act, or laws and regulations of a foreign state equivalent thereto, and for which five years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed;
Ministry of Justice translation — Japanese Law Translation Database System
**五** 取締役等のうちに次のいずれかに該当する者のある法人
art-66/par-2/item-5 · https://japanlaw.org/en/payment-services-act/art-66/par-2/item-5 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-5
a corporation which employs a company director, etc. falling under any of the following items:
Ministry of Justice translation — Japanese Law Translation Database System
**イ** 心身の故障のため職務を適正に執行することができない者として内閣府令で定める者
art-66/par-2/item-5/sub-1 · https://japanlaw.org/en/payment-services-act/art-66/par-2/item-5/sub-1 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-5/sub-1
a person specified by Cabinet Office Order as being unable to properly perform their duties due to a mental or physical disorder;
Ministry of Justice translation — Japanese Law Translation Database System
**ロ** 破産手続開始の決定を受けて復権を得ない者又は外国の法令上これに相当する者
art-66/par-2/item-5/sub-2 · https://japanlaw.org/en/payment-services-act/art-66/par-2/item-5/sub-2 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-5/sub-2
a person who has not had their rights restored after receiving an order to commence bankruptcy proceedings, or a person equivalent thereto pursuant to laws and regulations of a foreign state;
Ministry of Justice translation — Japanese Law Translation Database System
**ハ** 拘禁刑以上の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から五年を経過しない者
art-66/par-2/item-5/sub-3 · https://japanlaw.org/en/payment-services-act/art-66/par-2/item-5/sub-3 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-5/sub-3
a person who has been sentenced to imprisonment or a heavier punishment (including equivalent punishment pursuant to laws and regulations of a foreign state), and for whom five years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed;
machine translation, not official
**ニ** この法律、銀行法等、出資の受入れ、預り金及び金利等の取締りに関する法律若しくは暴力団員による不当な行為の防止等に関する法律又はこれらに相当する外国の法令の規定に違反し、罰金の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から五年を経過しない者
art-66/par-2/item-5/sub-4 · https://japanlaw.org/en/payment-services-act/art-66/par-2/item-5/sub-4 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-5/sub-4
a person who has been punished by a fine (including a punishment under laws and regulations of a foreign state equivalent to this) for violating the provisions of this Act, the Banking Act, etc., the Act Regulating the Receipt of Contributions, the Receipt of Deposits, and Interest Rates, the Act on Prevention of Unjust Acts by Organized Crime Group Members or laws and regulations of a foreign state equivalent thereto, and for whom five years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed;
Ministry of Justice translation — Japanese Law Translation Database System
**ホ** 資金清算機関が第八十二条第一項若しくは第二項の規定により第六十四条第一項の免許を取り消された場合又は法人がこの法律に相当する外国の法令の規定により当該外国において受けている同種類の免許若しくは登録（当該免許又は登録に類するその他の行政処分を含む。）を取り消された場合において、その取消しの日前三十日以内にその法人の取締役等であった者で、当該取消しの日から五年を経過しない者その他これに準ずるものとして政令で定める者
art-66/par-2/item-5/sub-5 · https://japanlaw.org/en/payment-services-act/art-66/par-2/item-5/sub-5 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-5/sub-5
if a clearing institution for interbank funds transfer had its license referred to in Article 64, paragraph (1) revoked pursuant to the provisions of Article 82, paragraph (1) or (2) or a corporation had its license or registration (including other administrative dispositions similar to the license or registration) of the same kind revoked in a foreign state pursuant to the provisions of laws and regulations of the foreign state equivalent to this Act, a person who had been a company director, etc. of the corporation at any time during the thirty days prior to the date of the revocation and for whom five years have not passed from the relevant date or a person specified by Cabinet Order as similar thereto.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十七条（取締役等の欠格事由等） — (Grounds for Disqualification of Company Directors)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-67 · https://japanlaw.org/en/payment-services-act/art-67 · https://japanlaw.org/l/421AC0000000059/art-67
**第一項** 前条第二項第五号イからホまでのいずれかに該当する者は、資金清算機関の取締役等となることができない。
art-67/par-1 · https://japanlaw.org/en/payment-services-act/art-67/par-1 · https://japanlaw.org/l/421AC0000000059/art-67/par-1
A person falling under any of paragraph (2), item (v), (a) through (e) of the preceding Article may not become a company director, etc.:
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 資金清算機関の取締役等が前項に規定する者に該当することとなったときは、その職を失う。
art-67/par-2 · https://japanlaw.org/en/payment-services-act/art-67/par-2 · https://japanlaw.org/l/421AC0000000059/art-67/par-2
When a director, etc. of a clearing institution for interbank funds transfer falls under a category of a person prescribed in the preceding paragraph, the company director, etc. loses their position.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 内閣総理大臣は、資金清算機関の取締役等が法令又は法令に基づく行政官庁の処分に違反したときは、当該資金清算機関に対し、当該取締役等の解任を命ずることができる。
art-67/par-3 · https://japanlaw.org/en/payment-services-act/art-67/par-3 · https://japanlaw.org/l/421AC0000000059/art-67/par-3
When a company director, etc. of a clearing institution for interbank funds transfer violates laws and regulations or a disposition under laws and regulations by government agencies, the Prime Minister may order the clearing institution for interbank funds transfer to dismiss the company director, etc.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十八条（会社法の適用関係） — (Application of the Companies Act)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-68 · https://japanlaw.org/en/payment-services-act/art-68 · https://japanlaw.org/l/421AC0000000059/art-68
**第一項** 会社法第三百三十一条第二項ただし書（同法第三百三十五条第一項において準用する場合を含む。）、第三百三十二条第二項（同法第三百三十四条第一項において準用する場合を含む。）、第三百三十六条第二項及び第四百二条第五項ただし書の規定は、資金清算機関が株式会社である場合には、適用しない。
art-68/par-1 · https://japanlaw.org/en/payment-services-act/art-68/par-1 · https://japanlaw.org/l/421AC0000000059/art-68/par-1
The provisions of the proviso to Article 331, paragraph (2) (including as applied mutatis mutandis pursuant to Article 335, paragraph (1) of the Companies Act), Article 332, paragraph (2) (including as applied mutatis mutandis pursuant to Article 334, paragraph (1) of that Act), Article 336, paragraph (2), and the proviso to Article 402, paragraph (5) of the Companies Act do not apply to a clearing institution for interbank funds transfer that is a stock company.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 資金清算機関が株式会社である場合における会社法第四百五十八条の規定の適用については、同条中「三百万円」とあるのは、「三百万円を下回らない範囲内において政令で定める金額」とする。
art-68/par-2 · https://japanlaw.org/en/payment-services-act/art-68/par-2 · https://japanlaw.org/l/421AC0000000059/art-68/par-2
With regard to the application of Article 458 of the Companies Act to a clearing institution for interbank funds transfer that is a stock company, the term "three million yen" in that Article are deemed to be replaced with "an amount specified by Cabinet Order which may not be less than three million yen".
Ministry of Justice translation — Japanese Law Translation Database System
## 第二節 業務 — Section 2 Business
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-4-2/sec-2 · https://japanlaw.org/en/payment-services-act/ch-4-2/sec-2 · https://japanlaw.org/l/421AC0000000059/ch-4-2/sec-2
### 第六十九条（業務の制限） — (Restriction on Business)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-69 · https://japanlaw.org/en/payment-services-act/art-69 · https://japanlaw.org/l/421AC0000000059/art-69
**第一項** 資金清算機関は、資金清算業及びこれに関連する業務のほか、他の業務を行うことができない。ただし、当該資金清算機関が資金清算業を適正かつ確実に行うにつき支障を生ずるおそれがないと認められる業務について、内閣府令で定めるところにより、内閣総理大臣の承認を受けたときは、この限りでない。
art-69/par-1 · https://japanlaw.org/en/payment-services-act/art-69/par-1 · https://japanlaw.org/l/421AC0000000059/art-69/par-1
A clearing institution for interbank funds transfer must not engage in any business other than the clearing services for interbank funds transfer and business related thereto; provided, however, that this does not apply if a clearing institution for interbank funds transfer has obtained, pursuant to the provisions of Cabinet Office Order, the approval from the Prime Minister for a business that is obviously causing no hindrance to the provision of the clearing services for interbank funds transfer in a proper and steady manner by the clearing institution for interbank funds transfer.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 資金清算機関は、前項ただし書の承認を受けた業務を廃止したときは、内閣府令で定めるところにより、その旨を内閣総理大臣に届け出なければならない。
art-69/par-2 · https://japanlaw.org/en/payment-services-act/art-69/par-2 · https://japanlaw.org/l/421AC0000000059/art-69/par-2
Having discontinued the approved business referred to in the proviso to the preceding paragraph, a clearing institution for interbank funds transfer must notify the Prime Minister to that effect pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第七十条（資金清算業の一部の委託） — (Partial Entrustment of Clearing Services for Interbank Funds Transfer)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-70 · https://japanlaw.org/en/payment-services-act/art-70 · https://japanlaw.org/l/421AC0000000059/art-70
**第一項** 資金清算機関は、内閣府令で定めるところにより、資金清算業の一部を、内閣総理大臣の承認を受けて、第三者に委託することができる。
art-70/par-1 · https://japanlaw.org/en/payment-services-act/art-70/par-1 · https://japanlaw.org/l/421AC0000000059/art-70/par-1
A clearing institution for interbank funds transfer may, pursuant to the provisions of Cabinet Office Order, entrust part of the clearing services for interbank funds transfer to a third party with the approval of the Prime Minister.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 資金清算機関は、前項の規定による資金清算業の一部の委託に関する契約には、業務を委託する相手方が当該業務を適正かつ確実に遂行するための措置を講ずる旨の条件を付さなければならない。
art-70/par-2 · https://japanlaw.org/en/payment-services-act/art-70/par-2 · https://japanlaw.org/l/421AC0000000059/art-70/par-2
A clearing institution for interbank funds transfer must set the requirements for a contract for the partial entrustment of the clearing services for interbank funds transfer under the provisions of the preceding paragraph that the party to whom business is entrusted must take measures to conduct the business in a proper and steady manner.
Ministry of Justice translation — Japanese Law Translation Database System
### 第七十一条（業務方法書） — (Business Rules)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-71 · https://japanlaw.org/en/payment-services-act/art-71 · https://japanlaw.org/l/421AC0000000059/art-71
**第一項** 資金清算機関は、業務方法書の定めるところにより、資金清算業を行わなければならない。
art-71/par-1 · https://japanlaw.org/en/payment-services-act/art-71/par-1 · https://japanlaw.org/l/421AC0000000059/art-71/par-1
A clearing institution for interbank funds transfer must provide the clearing services for interbank funds transfer pursuant to the provisions of its business rules.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 業務方法書には、次に掲げる事項を定めなければならない。
art-71/par-2 · https://japanlaw.org/en/payment-services-act/art-71/par-2 · https://japanlaw.org/l/421AC0000000059/art-71/par-2
The business rules must specify the following particulars:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 資金清算業の対象とする債務の起因となる取引の種類
art-71/par-2/item-1 · https://japanlaw.org/en/payment-services-act/art-71/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-71/par-2/item-1
type of transactions that give rise to obligations subject to the clearing services for interbank funds transfer;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 資金清算業の相手方とする者（以下この章において「清算参加者」という。）の要件に関する事項
art-71/par-2/item-2 · https://japanlaw.org/en/payment-services-act/art-71/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-71/par-2/item-2
particulars concerning the requirements for a person who is the other party to the clearing services for interbank funds transfer (hereinafter referred to as the "clearing participant" in this Chapter);
Ministry of Justice translation — Japanese Law Translation Database System
**三** 資金清算業として行う債務の引受け、更改その他の方法に関する事項
art-71/par-2/item-3 · https://japanlaw.org/en/payment-services-act/art-71/par-2/item-3 · https://japanlaw.org/l/421AC0000000059/art-71/par-2/item-3
particulars concerning the assumption of obligations, novation, and other means carried out in the course of the clearing services for interbank funds transfer;
Ministry of Justice translation — Japanese Law Translation Database System
**四** 清算参加者の債務の履行の確保に関する事項
art-71/par-2/item-4 · https://japanlaw.org/en/payment-services-act/art-71/par-2/item-4 · https://japanlaw.org/l/421AC0000000059/art-71/par-2/item-4
particulars concerning the securing of performance of obligations of a clearing participant;
Ministry of Justice translation — Japanese Law Translation Database System
**五** 資金清算業の継続的遂行の確保に関する事項
art-71/par-2/item-5 · https://japanlaw.org/en/payment-services-act/art-71/par-2/item-5 · https://japanlaw.org/l/421AC0000000059/art-71/par-2/item-5
particulars concerning the securing of continued provision of the clearing services for interbank funds transfer;
Ministry of Justice translation — Japanese Law Translation Database System
**六** 資金清算業及びこれに関連する業務以外の業務を行う場合にあっては、当該業務が資金清算業の適正かつ確実な遂行を妨げないことを確保するための措置に関する事項
art-71/par-2/item-6 · https://japanlaw.org/en/payment-services-act/art-71/par-2/item-6 · https://japanlaw.org/l/421AC0000000059/art-71/par-2/item-6
if a clearing institution for interbank funds transfer engages in business other than the clearing services for interbank funds transfer and business related thereto, particulars concerning measures to ensure that the business will not prevent the provision of the clearing services for interbank funds transfer in a proper and steady manner;
Ministry of Justice translation — Japanese Law Translation Database System
**七** 資金清算業の一部を第三者に委託する場合にあっては、当該委託に係る業務を適正かつ確実に遂行させることを確保するための体制の整備に関する事項
art-71/par-2/item-7 · https://japanlaw.org/en/payment-services-act/art-71/par-2/item-7 · https://japanlaw.org/l/421AC0000000059/art-71/par-2/item-7
if a clearing institution for interbank funds transfer entrusts part of its clearing services for interbank funds transfer to a third party, particulars concerning the establishment of a system to ensure the operation of the entrusted business by the third party in a proper and steady manner;
Ministry of Justice translation — Japanese Law Translation Database System
**八** 資金清算業に関する契約であって内閣府令で定める重要な事項を内容とするものを、外国人又は外国の法令に準拠して設立された法人を相手方として締結する場合にあっては、その旨
art-71/par-2/item-8 · https://japanlaw.org/en/payment-services-act/art-71/par-2/item-8 · https://japanlaw.org/l/421AC0000000059/art-71/par-2/item-8
if a clearing institution for interbank funds transfer concludes a contract for the clearing services for interbank funds transfer that contains important particulars specified by Cabinet Office Order with a foreign national or a corporation established under the laws and regulations of a foreign state, a statement to that effect; and
Ministry of Justice translation — Japanese Law Translation Database System
**九** その他内閣府令で定める事項
art-71/par-2/item-9 · https://japanlaw.org/en/payment-services-act/art-71/par-2/item-9 · https://japanlaw.org/l/421AC0000000059/art-71/par-2/item-9
other particulars specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第七十二条（資金清算業の適切な遂行を確保するための措置） — (Measures to Ensure Appropriate Provision of Clearing Services for Interbank Funds Transfer)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-72 · https://japanlaw.org/en/payment-services-act/art-72 · https://japanlaw.org/l/421AC0000000059/art-72
**第一項** 資金清算機関は、資金清算業により損失が生じた場合に清算参加者が当該損失の全部を負担する旨を業務方法書において定めることその他の資金清算業の適切な遂行を確保するための措置を講じなければならない。
art-72/par-1 · https://japanlaw.org/en/payment-services-act/art-72/par-1 · https://japanlaw.org/l/421AC0000000059/art-72/par-1
A clearing institution for interbank funds transfer must prescribe that if any loss is caused by the clearing services for interbank funds transfer, all of the losses are borne by the clearing participant in its business rules and take other measures to ensure appropriate provision of the clearing services for interbank funds transfer.
Ministry of Justice translation — Japanese Law Translation Database System
### 第七十三条（未決済債務等の決済） — (Payment and Settlement of Outstanding Obligations)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-73 · https://japanlaw.org/en/payment-services-act/art-73 · https://japanlaw.org/l/421AC0000000059/art-73
**第一項** 資金清算機関が業務方法書で未決済債務等について差引計算の方法、担保の充当の方法その他の決済の方法を定めている場合において、清算参加者に破産手続、再生手続、更生手続、特別清算手続又は承認援助手続が開始されたときは、これらの手続の関係において、未決済債務等に関する資金清算機関又は当該清算参加者が有する請求権の額の算定その他の決済の方法は、当該業務方法書の定めに従うものとする。
art-73/par-1 · https://japanlaw.org/en/payment-services-act/art-73/par-1 · https://japanlaw.org/l/421AC0000000059/art-73/par-1
If a clearing institution for interbank funds transfer prescribes the methods to perform netting calculations, to apply collateral to payment of obligations, and other payment and settlement methods in its business rules, when a bankruptcy proceeding, rehabilitation proceeding, reorganization proceeding, special liquidation proceeding, or recognition and assistance proceeding has been started against a clearing participant, the method used to determine the amount of claims pertaining to outstanding obligations, etc. held by the clearing institution for interbank funds transferor the clearing participant and other payment and settlement methods used in relation to these proceedings are to be governed by those business rules.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前項の「未決済債務等」とは、資金清算業として清算参加者から引受け、更改その他の方法により負担した債務、当該債務を負担した対価として当該清算参加者に対して取得した債権（当該債務と同一の内容を有するものに限る。）及び担保をいう。
art-73/par-2 · https://japanlaw.org/en/payment-services-act/art-73/par-2 · https://japanlaw.org/l/421AC0000000059/art-73/par-2
The term "outstanding obligations, etc." as used in the preceding paragraph means obligations borne in the course of the clearing services for interbank funds transfer to a clearing participant by way of assumption, novation, or other means, claims against that clearing participant (limited to those having the same content as those obligations) acquired as consideration for bearing those obligations, and security of those claims.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 破産手続、再生手続又は更生手続において、資金清算機関が有する第一項に規定する請求権は破産債権、再生債権又は更生債権とし、清算参加者が有する同項に規定する請求権は破産財団、再生債務者財産又は更生会社財産若しくは更生協同組織金融機関財産に属する財産とする。
art-73/par-3 · https://japanlaw.org/en/payment-services-act/art-73/par-3 · https://japanlaw.org/l/421AC0000000059/art-73/par-3
In bankruptcy proceedings, rehabilitation proceedings or reorganization proceedings, the claims specified in paragraph (1) that a clearing institution for interbank funds transfer has, are bankruptcy claims, rehabilitation claims, or reorganization claims, and the claims specified in paragraph (1) that a clearing participant has, are the properties that belong to the bankruptcy estate, rehabilitation debtor's assets, or the property of the reorganization company, or the property of the reorganization cooperative financial institution.
Ministry of Justice translation — Japanese Law Translation Database System
### 第七十四条（秘密保持義務等） — (Obligation of Confidentiality)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-74 · https://japanlaw.org/en/payment-services-act/art-74 · https://japanlaw.org/l/421AC0000000059/art-74
**第一項** 資金清算機関の取締役等（取締役等が法人であるときは、その職務を行うべき者。次項において同じ。）若しくは職員又はこれらの職にあった者は、資金清算業又はこれに関連する業務に関して知り得た秘密を漏らし、又は盗用してはならない。
art-74/par-1 · https://japanlaw.org/en/payment-services-act/art-74/par-1 · https://japanlaw.org/l/421AC0000000059/art-74/par-1
A company director, etc. (or, if a company director, etc. is a corporation, a person who is to perform the duties; the same applies in the following paragraph) or an employee of a clearing institution for interbank funds transfer, or a person who was formerly in that position must not divulge or misappropriate any confidential information learned during the course of their duties relating to the clearing services for interbank funds transfer or other business related thereto to another person.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 資金清算機関の取締役等若しくは職員又はこれらの職にあった者は、資金清算業及びこれに関連する業務の実施に際して知り得た情報を、資金清算業及びこれに関連する業務の用に供する目的以外に利用してはならない。
art-74/par-2 · https://japanlaw.org/en/payment-services-act/art-74/par-2 · https://japanlaw.org/l/421AC0000000059/art-74/par-2
A company director, etc. or an employee of a clearing institution for interbank funds transfer, or a person who was formerly in that position must not use any information learned during the course of their duties relating to the clearing services for interbank funds transfer or other business related thereto for any purpose other than using those for the clearing services for interbank funds transfer or other business related thereto.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 前二項の規定は、第七十条第一項の規定により委託を受けた者（その者が法人である場合にあっては、その役員）若しくはその職員その他の当該委託を受けた業務に従事する者又はこれらの者であった者について準用する。
art-74/par-3 · https://japanlaw.org/en/payment-services-act/art-74/par-3 · https://japanlaw.org/l/421AC0000000059/art-74/par-3
The provisions of the preceding two paragraphs apply mutatis mutandis to a person to whom business is entrusted pursuant to the provisions of Article 70, paragraph (1) (or, if the person is a corporation; its officers) or the person's employees and other persons who engage in the entrusted business, or persons who were formerly in that position.
Ministry of Justice translation — Japanese Law Translation Database System
### 第七十五条（差別的取扱いの禁止） — (Prohibition of Discriminatory Treatment)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-75 · https://japanlaw.org/en/payment-services-act/art-75 · https://japanlaw.org/l/421AC0000000059/art-75
**第一項** 資金清算機関は、資金清算業に関し特定の者に対し不当な差別的取扱いをしてはならない。
art-75/par-1 · https://japanlaw.org/en/payment-services-act/art-75/par-1 · https://japanlaw.org/l/421AC0000000059/art-75/par-1
A clearing institution for interbank funds transfer must not provide unjust discriminatory treatment to a particular person in relation to the clearing services for interbank funds transfer.
Ministry of Justice translation — Japanese Law Translation Database System
## 第三節 監督 — Section 3 Supervision
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-4-2/sec-3 · https://japanlaw.org/en/payment-services-act/ch-4-2/sec-3 · https://japanlaw.org/l/421AC0000000059/ch-4-2/sec-3
### 第七十六条（定款又は業務方法書の変更の認可） — (Authorization of Amendment to Articles of Incorporation or Business Rules)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-76 · https://japanlaw.org/en/payment-services-act/art-76 · https://japanlaw.org/l/421AC0000000059/art-76
**第一項** 資金清算機関は、定款又は業務方法書を変更しようとするときは、内閣総理大臣の認可を受けなければならない。
art-76/par-1 · https://japanlaw.org/en/payment-services-act/art-76/par-1 · https://japanlaw.org/l/421AC0000000059/art-76/par-1
When a clearing institution for interbank funds transfer intends to amend the articles of incorporation or business rules, it must obtain the authorization from the Prime Minister.
Ministry of Justice translation — Japanese Law Translation Database System
### 第七十七条（資本金の額等の変更の届出） — (Notification of Changes to the Amount of Stated Capital)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-77 · https://japanlaw.org/en/payment-services-act/art-77 · https://japanlaw.org/l/421AC0000000059/art-77
**第一項** 資金清算機関は、第六十五条第一項第二号に掲げる事項（純資産額を除く。）又は同項第三号から第五号までに掲げる事項のいずれかに変更があったときは、遅滞なく、その旨を内閣総理大臣に届け出なければならない。
art-77/par-1 · https://japanlaw.org/en/payment-services-act/art-77/par-1 · https://japanlaw.org/l/421AC0000000059/art-77/par-1
When any of the particulars set forth in Article 65, paragraph (1), item (ii) are changed (excluding the amount of net assets) or items (iii) through (v) of that paragraph, a clearing institution for interbank funds transfer must notify the Prime Minister to that effect without delay.
Ministry of Justice translation — Japanese Law Translation Database System
### 第七十八条（帳簿書類） — (Books of Account and Documents)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-78 · https://japanlaw.org/en/payment-services-act/art-78 · https://japanlaw.org/l/421AC0000000059/art-78
**第一項** 資金清算機関は、内閣府令で定めるところにより、その資金清算業に関する帳簿書類を作成し、これを保存しなければならない。
art-78/par-1 · https://japanlaw.org/en/payment-services-act/art-78/par-1 · https://japanlaw.org/l/421AC0000000059/art-78/par-1
A clearing institution for interbank funds transfer must, pursuant to the provisions of Cabinet Office Order, prepare and maintain the books and documents on its clearing services for interbank funds transfer.
Ministry of Justice translation — Japanese Law Translation Database System
### 第七十九条（報告書） — (Written Reports)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-79 · https://japanlaw.org/en/payment-services-act/art-79 · https://japanlaw.org/l/421AC0000000059/art-79
**第一項** 資金清算機関は、事業年度ごとに、内閣府令で定めるところにより、資金清算業に関する報告書を作成し、内閣総理大臣に提出しなければならない。
art-79/par-1 · https://japanlaw.org/en/payment-services-act/art-79/par-1 · https://japanlaw.org/l/421AC0000000059/art-79/par-1
A clearing institution for interbank funds transfer must, pursuant to the provisions of Cabinet Office Order, prepare a written report on its clearing services for interbank funds transfer for each business year and submit it to the Prime Minister.
Ministry of Justice translation — Japanese Law Translation Database System
### 第八十条（立入検査等） — (On-Site Inspections)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-80 · https://japanlaw.org/en/payment-services-act/art-80 · https://japanlaw.org/l/421AC0000000059/art-80
**第一項** 内閣総理大臣は、資金清算業の適正かつ確実な遂行のために必要があると認めるときは、資金清算機関に対し当該資金清算機関の業務若しくは財産に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該資金清算機関の営業所若しくは事務所その他の施設に立ち入らせ、その業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。
art-80/par-1 · https://japanlaw.org/en/payment-services-act/art-80/par-1 · https://japanlaw.org/l/421AC0000000059/art-80/par-1
When the Prime Minister finds it necessary for the provision of the clearing services for interbank funds transfer in a proper and steady manner, the Prime Minister may order that clearing institution for interbank funds transfer to submit reports or materials that can be used as reference for its business or property, or have officials enter the business office, office or other facility of the clearing institution for interbank funds transfer, ask questions about the status of its business or property or inspect its books and documents or other items.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、資金清算業の適正かつ確実な遂行のため特に必要があると認めるときは、その必要の限度において、当該資金清算機関から業務の委託を受けた者（その者から委託（二以上の段階にわたる委託を含む。）を受けた者を含む。以下この条において同じ。）に対し当該資金清算機関の業務若しくは財産の状況に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該資金清算機関から業務の委託を受けた者の施設に立ち入らせ、当該資金清算機関の業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。
art-80/par-2 · https://japanlaw.org/en/payment-services-act/art-80/par-2 · https://japanlaw.org/l/421AC0000000059/art-80/par-2
When the Prime Minister finds it particularly necessary for the provision of the clearing services for interbank funds transfer in a proper and steady manner, the Minister may, to the extent necessary for this, order a person to whom business has been entrusted by the clearing institution for interbank funds transfer (including persons to whom the service has been entrusted by the entrusted person (including multi-tier entrustment arrangements); hereinafter the same applies in this Article) to submit reports or materials that can be used as reference for the business or property of the clearing institution for interbank funds transfer, or have officials enter the facility of the person to whom business has been entrusted by the clearing institution for interbank funds transfer, ask questions about the status of the business or property of the clearing institution for interbank funds transfer or inspect its books and documents or other items.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 前項の資金清算機関から業務の委託を受けた者は、正当な理由があるときは、同項の規定による報告若しくは資料の提出又は質問若しくは検査を拒むことができる。
art-80/par-3 · https://japanlaw.org/en/payment-services-act/art-80/par-3 · https://japanlaw.org/l/421AC0000000059/art-80/par-3
A person to whom business has been entrusted by a clearing institution for interbank funds transfer referred to in the preceding paragraph may, if there are reasonable grounds, refuse the submission of reports or materials, or the questions or inspection under the provisions of that paragraph.
Ministry of Justice translation — Japanese Law Translation Database System
### 第八十一条（業務改善命令） — (Order to Improve Business Operations)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-81 · https://japanlaw.org/en/payment-services-act/art-81 · https://japanlaw.org/l/421AC0000000059/art-81
**第一項** 内閣総理大臣は、資金清算業の適正かつ確実な遂行のために必要があると認めるときは、その必要の限度において、資金清算機関に対し、業務の運営又は財産の状況の改善に必要な措置その他監督上必要な措置をとるべきことを命ずることができる。
art-81/par-1 · https://japanlaw.org/en/payment-services-act/art-81/par-1 · https://japanlaw.org/l/421AC0000000059/art-81/par-1
When the Prime Minister finds it necessary for the provision of clearing services for interbank funds transfer in a proper and steady manner, the Minister may, to the extent necessary for this, order a clearing institution for interbank funds transfer to take necessary measures to improve the operation of its business or its financial status, or other measures necessary for the supervision.
Ministry of Justice translation — Japanese Law Translation Database System
### 第八十二条（免許の取消し等） — (Revocation of Licenses)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-82 · https://japanlaw.org/en/payment-services-act/art-82 · https://japanlaw.org/l/421AC0000000059/art-82
**第一項** 内閣総理大臣は、資金清算機関が第六十四条第一項の免許を受けた時点において第六十六条第二項各号のいずれかに該当していたことが判明したときは、第六十四条第一項の免許を取り消すことができる。
art-82/par-1 · https://japanlaw.org/en/payment-services-act/art-82/par-1 · https://japanlaw.org/l/421AC0000000059/art-82/par-1
If it turned out that a clearing institution for interbank funds transfer already falls under any of the items of Article 66, paragraph (2) when it obtained a license referred to in Article 64, paragraph (1), the Prime Minister may revoke the license referred to in Article 64, paragraph (1).
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、資金清算機関がこの法律若しくはこの法律に基づく命令又はこれらに基づく処分に違反したときは、第六十四条第一項の免許若しくは第六十九条第一項ただし書の承認を取り消し、六月以内の期間を定めてその業務の全部若しくは一部の停止を命じ、又はその取締役等の解任を命ずることができる。
art-82/par-2 · https://japanlaw.org/en/payment-services-act/art-82/par-2 · https://japanlaw.org/l/421AC0000000059/art-82/par-2
The Prime Minister may, when a clearing institution for interbank funds transfer violates this Act or an order under this Act, or a disposition under this Act or the order, revoke the license referred to in Article 64, paragraph (1) or the approval referred to in the proviso to Article 69, paragraph (1), order suspension of all or part of the business of the clearing institution for interbank funds transfer by setting a period not exceeding six months, or order the clearing institution for interbank funds transfer to dismiss its company directors, etc.
Ministry of Justice translation — Japanese Law Translation Database System
## 第四節 雑則 — Section 4 Miscellaneous Provisions
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-4-2/sec-4 · https://japanlaw.org/en/payment-services-act/ch-4-2/sec-4 · https://japanlaw.org/l/421AC0000000059/ch-4-2/sec-4
### 第八十三条（解散等の認可） — (Approval of Dissolution)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-83 · https://japanlaw.org/en/payment-services-act/art-83 · https://japanlaw.org/l/421AC0000000059/art-83
**第一項** 資金清算機関の資金清算業の廃止又は解散の決議は、内閣総理大臣の認可を受けなければ、その効力を生じない。
art-83/par-1 · https://japanlaw.org/en/payment-services-act/art-83/par-1 · https://japanlaw.org/l/421AC0000000059/art-83/par-1
A resolution to discontinue the clearing services of a clearing institution for interbank funds transfer or a resolution of dissolution of a clearing institution for interbank funds transfer does not come into effect without the approval of the Prime Minister.
Ministry of Justice translation — Japanese Law Translation Database System
### 第八十四条（財務大臣への協議） — (Consultation with the Minister of Finance)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-84 · https://japanlaw.org/en/payment-services-act/art-84 · https://japanlaw.org/l/421AC0000000059/art-84
**第一項** 内閣総理大臣は、資金清算機関に対し次に掲げる処分をすることが信用秩序の維持に重大な影響を与えるおそれがあると認めるときは、あらかじめ、信用秩序の維持を図るために必要な措置に関し、財務大臣に協議しなければならない。
art-84/par-1 · https://japanlaw.org/en/payment-services-act/art-84/par-1 · https://japanlaw.org/l/421AC0000000059/art-84/par-1
When the Prime Minister finds that maintenance of an orderly financial system may be materially affected by implementing any of the following dispositions on a clearing institution for interbank funds transfer, the Minister must consult with the Minister of Finance about measures necessary for maintaining of an orderly financial system in advance:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 第八十二条第一項又は第二項の規定による第六十四条第一項の免許の取消し
art-84/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-84/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-84/par-1/item-1
revocation of the license referred to in Article 64, paragraph (1) under the provisions of Article 82, paragraph (1) or (2); or
Ministry of Justice translation — Japanese Law Translation Database System
**二** 第八十二条第二項の規定による業務の全部又は一部の停止の命令
art-84/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-84/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-84/par-1/item-2
order to suspend all or part of the business pursuant to the provisions of Article 82, paragraph (2).
Ministry of Justice translation — Japanese Law Translation Database System
### 第八十五条（財務大臣への通知） — (Notice to the Minister of Finance)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-85 · https://japanlaw.org/en/payment-services-act/art-85 · https://japanlaw.org/l/421AC0000000059/art-85
**第一項** 内閣総理大臣は、次に掲げる処分をしたときは、速やかに、その旨を財務大臣に通知するものとする。
art-85/par-1 · https://japanlaw.org/en/payment-services-act/art-85/par-1 · https://japanlaw.org/l/421AC0000000059/art-85/par-1
The Prime Minister is to, when implementing any of the following dispositions, promptly notify the Minister of Finance to that effect:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 第六十四条第一項の規定による免許
art-85/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-85/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-85/par-1/item-1
granting of a license referred to in Article 64, paragraph (1);
Ministry of Justice translation — Japanese Law Translation Database System
**二** 第八十二条第一項又は第二項の規定による第六十四条第一項の免許の取消し
art-85/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-85/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-85/par-1/item-2
revocation of the license referred to in Article 64, paragraph (1) pursuant to the provisions of Article 82, paragraph (1) or (2);
Ministry of Justice translation — Japanese Law Translation Database System
**三** 第八十二条第二項の規定による業務の全部又は一部の停止の命令
art-85/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-85/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-85/par-1/item-3
order to suspend all or part of the business pursuant to the provisions of Article 82, paragraph (2); or
Ministry of Justice translation — Japanese Law Translation Database System
**四** 第八十三条の規定による認可
art-85/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-85/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-85/par-1/item-4
approval under the provisions of Article 83.
Ministry of Justice translation — Japanese Law Translation Database System
### 第八十六条（日本銀行からの意見聴取） — (Hearing Opinion from the Bank of Japan)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-86 · https://japanlaw.org/en/payment-services-act/art-86 · https://japanlaw.org/l/421AC0000000059/art-86
**第一項** 内閣総理大臣は、この章の規定に基づく処分を行うために必要があると認めるときは、日本銀行に対し、意見を求めることができる。
art-86/par-1 · https://japanlaw.org/en/payment-services-act/art-86/par-1 · https://japanlaw.org/l/421AC0000000059/art-86/par-1
If the Prime Minister finds it necessary in order to reach a disposition based on the provisions of this Chapter, the Minister may seek the opinion from the Bank of Japan.
Ministry of Justice translation — Japanese Law Translation Database System
---
## Cites
- art-64/par-2: 前項 → 資金決済に関する法律 第六十四条第一項 (Article 64, paragraph (1)), art-64/par-1 — https://japanlaw.org/en/payment-services-act/art-64/par-1 · https://japanlaw.org/l/421AC0000000059/art-64/par-1
- art-65/par-1: 前条第一項 → 資金決済に関する法律 第六十四条第一項 (Article 64, paragraph (1)), art-64/par-1 — https://japanlaw.org/en/payment-services-act/art-64/par-1 · https://japanlaw.org/l/421AC0000000059/art-64/par-1
- art-65/par-2: 前項 → 資金決済に関する法律 第六十五条第一項 (Article 65, paragraph (1)), art-65/par-1 — https://japanlaw.org/en/payment-services-act/art-65/par-1 · https://japanlaw.org/l/421AC0000000059/art-65/par-1
- art-65/par-2/item-1: 次条第二項 → 資金決済に関する法律 第六十六条第二項 (Article 66, paragraph (2)), art-66/par-2 — https://japanlaw.org/en/payment-services-act/art-66/par-2 · https://japanlaw.org/l/421AC0000000059/art-66/par-2
- art-66/par-1: 第六十四条第一項 → 資金決済に関する法律 第六十四条第一項 (Article 64, paragraph (1)), art-64/par-1 — https://japanlaw.org/en/payment-services-act/art-64/par-1 · https://japanlaw.org/l/421AC0000000059/art-64/par-1
- art-66/par-2/item-2: 第五十六条第一項 → 資金決済に関する法律 第五十六条第一項 (Article 56, paragraph (1)), art-56/par-1 — https://japanlaw.org/en/payment-services-act/art-56/par-1 · https://japanlaw.org/l/421AC0000000059/art-56/par-1
- art-66/par-2/item-2: 第二項 → 資金決済に関する法律 第五十六条第二項 (Article 56, paragraph (2)), art-56/par-2 — https://japanlaw.org/en/payment-services-act/art-56/par-2 · https://japanlaw.org/l/421AC0000000059/art-56/par-2
- art-66/par-2/item-2: 第三十七条 → 資金決済に関する法律 第三十七条 (Article 37), art-37 — https://japanlaw.org/en/payment-services-act/art-37 · https://japanlaw.org/l/421AC0000000059/art-37
- art-66/par-2/item-2: 第六十二条の二十二第一項 → 資金決済に関する法律 第六十二条の二十二第一項 (Article 62-22, paragraph (1)), art-62-22/par-1 — https://japanlaw.org/en/payment-services-act/art-62-22/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-22/par-1
- art-66/par-2/item-2: 第二項 → 資金決済に関する法律 第六十二条の二十二第二項 (Article 62-22, paragraph (2)), art-62-22/par-2 — https://japanlaw.org/en/payment-services-act/art-62-22/par-2 · https://japanlaw.org/l/421AC0000000059/art-62-22/par-2
- art-66/par-2/item-2: 第六十二条の三 → 資金決済に関する法律 第六十二条の三 (Article 62-3), art-62-3 — https://japanlaw.org/en/payment-services-act/art-62-3 · https://japanlaw.org/l/421AC0000000059/art-62-3
- art-66/par-2/item-2: 第六十三条の三十七第一項 → 資金決済に関する法律 第六十三条の三十七第一項 (Article 63-37, paragraph (1)), art-63-37/par-1 — https://japanlaw.org/en/payment-services-act/art-63-37/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-37/par-1
- art-66/par-2/item-2: 第二項 → 資金決済に関する法律 第六十三条の三十七第二項 (Article 63-37, paragraph (2)), art-63-37/par-2 — https://japanlaw.org/en/payment-services-act/art-63-37/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-37/par-2
- art-66/par-2/item-2: 第六十三条の二十三 → 資金決済に関する法律 第六十三条の二十三 (Article 63-23), art-63-23 — https://japanlaw.org/en/payment-services-act/art-63-23 · https://japanlaw.org/l/421AC0000000059/art-63-23
- art-66/par-2/item-2: 第八十二条第一項 → 資金決済に関する法律 第八十二条第一項 (Article 82, paragraph (1)), art-82/par-1 — https://japanlaw.org/en/payment-services-act/art-82/par-1 · https://japanlaw.org/l/421AC0000000059/art-82/par-1
- art-66/par-2/item-2: 第二項 → 資金決済に関する法律 第八十二条第二項 (Article 82, paragraph (2)), art-82/par-2 — https://japanlaw.org/en/payment-services-act/art-82/par-2 · https://japanlaw.org/l/421AC0000000059/art-82/par-2
- art-66/par-2/item-2: 第六十四条第一項 → 資金決済に関する法律 第六十四条第一項 (Article 64, paragraph (1)), art-64/par-1 — https://japanlaw.org/en/payment-services-act/art-64/par-1 · https://japanlaw.org/l/421AC0000000059/art-64/par-1
- art-66/par-2/item-3: 第三十七条の二第二項 → 資金決済に関する法律 第三十七条の二第二項 (Article 37-2, paragraph (2)), art-37-2/par-2 — https://japanlaw.org/en/payment-services-act/art-37-2/par-2 · https://japanlaw.org/l/421AC0000000059/art-37-2/par-2
- art-66/par-2/item-3: 第五十六条第一項 → 資金決済に関する法律 第五十六条第一項 (Article 56, paragraph (1)), art-56/par-1 — https://japanlaw.org/en/payment-services-act/art-56/par-1 · https://japanlaw.org/l/421AC0000000059/art-56/par-1
- art-66/par-2/item-3: 第六十二条の八第二項 → 資金決済に関する法律 第六十二条の八第二項 (Article 62-8, paragraph (2)), art-62-8/par-2 — https://japanlaw.org/en/payment-services-act/art-62-8/par-2 · https://japanlaw.org/l/421AC0000000059/art-62-8/par-2
- art-66/par-2/item-3: 第六十二条の二十二第一項 → 資金決済に関する法律 第六十二条の二十二第一項 (Article 62-22, paragraph (1)), art-62-22/par-1 — https://japanlaw.org/en/payment-services-act/art-62-22/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-22/par-1
- art-66/par-2/item-5/sub-5: 第八十二条第一項 → 資金決済に関する法律 第八十二条第一項 (Article 82, paragraph (1)), art-82/par-1 — https://japanlaw.org/en/payment-services-act/art-82/par-1 · https://japanlaw.org/l/421AC0000000059/art-82/par-1
- art-66/par-2/item-5/sub-5: 第二項 → 資金決済に関する法律 第八十二条第二項 (Article 82, paragraph (2)), art-82/par-2 — https://japanlaw.org/en/payment-services-act/art-82/par-2 · https://japanlaw.org/l/421AC0000000059/art-82/par-2
- art-66/par-2/item-5/sub-5: 第六十四条第一項 → 資金決済に関する法律 第六十四条第一項 (Article 64, paragraph (1)), art-64/par-1 — https://japanlaw.org/en/payment-services-act/art-64/par-1 · https://japanlaw.org/l/421AC0000000059/art-64/par-1
- art-67/par-1: 前条第二項第五号 → 資金決済に関する法律 第六十六条第二項第五号 (Article 66, paragraph (2), item (v)), art-66/par-2/item-5 — https://japanlaw.org/en/payment-services-act/art-66/par-2/item-5 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-5
- art-67/par-2: 前項 → 資金決済に関する法律 第六十七条第一項 (Article 67, paragraph (1)), art-67/par-1 — https://japanlaw.org/en/payment-services-act/art-67/par-1 · https://japanlaw.org/l/421AC0000000059/art-67/par-1
- art-68/par-1: 会社法第三百三十一条第二項 → 会社法 第三百三十一条第二項 (Article 331, paragraph (2)), art-331/par-2 — https://japanlaw.org/en/companies-act/art-331/par-2 · https://japanlaw.org/l/417AC0000000086/art-331/par-2
- art-68/par-1: 同法第三百三十五条第一項 → 会社法 第三百三十五条第一項 (Article 335, paragraph (1)), art-335/par-1 — https://japanlaw.org/en/companies-act/art-335/par-1 · https://japanlaw.org/l/417AC0000000086/art-335/par-1
- art-68/par-1: 第三百三十二条第二項 → 会社法 第三百三十二条第二項 (Article 332, paragraph (2)), art-332/par-2 — https://japanlaw.org/en/companies-act/art-332/par-2 · https://japanlaw.org/l/417AC0000000086/art-332/par-2
- art-68/par-1: 同法第三百三十四条第一項 → 会社法 第三百三十四条第一項 (Article 334, paragraph (1)), art-334/par-1 — https://japanlaw.org/en/companies-act/art-334/par-1 · https://japanlaw.org/l/417AC0000000086/art-334/par-1
- art-68/par-1: 第三百三十六条第二項 → 会社法 第三百三十六条第二項 (Article 336, paragraph (2)), art-336/par-2 — https://japanlaw.org/en/companies-act/art-336/par-2 · https://japanlaw.org/l/417AC0000000086/art-336/par-2
- art-68/par-1: 第四百二条第五項 → 会社法 第四百二条第五項 (Article 402, paragraph (5)), art-402/par-5 — https://japanlaw.org/en/companies-act/art-402/par-5 · https://japanlaw.org/l/417AC0000000086/art-402/par-5
- art-68/par-2: 会社法第四百五十八条 → 会社法 第四百五十八条 (Article 458), art-458 — https://japanlaw.org/en/companies-act/art-458 · https://japanlaw.org/l/417AC0000000086/art-458
- art-69/par-2: 前項 → 資金決済に関する法律 第六十九条第一項 (Article 69, paragraph (1)), art-69/par-1 — https://japanlaw.org/en/payment-services-act/art-69/par-1 · https://japanlaw.org/l/421AC0000000059/art-69/par-1
- art-70/par-2: 前項 → 資金決済に関する法律 第七十条第一項 (Article 70, paragraph (1)), art-70/par-1 — https://japanlaw.org/en/payment-services-act/art-70/par-1 · https://japanlaw.org/l/421AC0000000059/art-70/par-1
- art-73/par-2: 前項 → 資金決済に関する法律 第七十三条第一項 (Article 73, paragraph (1)), art-73/par-1 — https://japanlaw.org/en/payment-services-act/art-73/par-1 · https://japanlaw.org/l/421AC0000000059/art-73/par-1
- art-73/par-3: 第一項 → 資金決済に関する法律 第七十三条第一項 (Article 73, paragraph (1)), art-73/par-1 — https://japanlaw.org/en/payment-services-act/art-73/par-1 · https://japanlaw.org/l/421AC0000000059/art-73/par-1
- art-74/par-1: 次項 → 資金決済に関する法律 第七十四条第二項 (Article 74, paragraph (2)), art-74/par-2 — https://japanlaw.org/en/payment-services-act/art-74/par-2 · https://japanlaw.org/l/421AC0000000059/art-74/par-2
- art-74/par-3: 前二項 → 資金決済に関する法律 第七十四条第一項 (Article 74, paragraph (1)), art-74/par-1 — https://japanlaw.org/en/payment-services-act/art-74/par-1 · https://japanlaw.org/l/421AC0000000059/art-74/par-1
- art-74/par-3: 前二項 → 資金決済に関する法律 第七十四条第二項 (Article 74, paragraph (2)), art-74/par-2 — https://japanlaw.org/en/payment-services-act/art-74/par-2 · https://japanlaw.org/l/421AC0000000059/art-74/par-2
- art-74/par-3: 第七十条第一項 → 資金決済に関する法律 第七十条第一項 (Article 70, paragraph (1)), art-70/par-1 — https://japanlaw.org/en/payment-services-act/art-70/par-1 · https://japanlaw.org/l/421AC0000000059/art-70/par-1
- art-77/par-1: 第六十五条第一項第二号 → 資金決済に関する法律 第六十五条第一項第二号 (Article 65, paragraph (1), item (ii)), art-65/par-1/item-2 — https://japanlaw.org/en/payment-services-act/art-65/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-65/par-1/item-2
- art-77/par-1: 同項第三号から第五号まで → 資金決済に関する法律 第六十五条第一項第三号 (Article 65, paragraph (1), item (iii)), art-65/par-1/item-3 — https://japanlaw.org/en/payment-services-act/art-65/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-65/par-1/item-3
- art-77/par-1: 同項第三号から第五号まで → 資金決済に関する法律 第六十五条第一項第四号 (Article 65, paragraph (1), item (iv)), art-65/par-1/item-4 — https://japanlaw.org/en/payment-services-act/art-65/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-65/par-1/item-4
- art-77/par-1: 同項第三号から第五号まで → 資金決済に関する法律 第六十五条第一項第五号 (Article 65, paragraph (1), item (v)), art-65/par-1/item-5 — https://japanlaw.org/en/payment-services-act/art-65/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-65/par-1/item-5
- art-80/par-2: この条 → 資金決済に関する法律 第八十条 (Article 80), art-80 — https://japanlaw.org/en/payment-services-act/art-80 · https://japanlaw.org/l/421AC0000000059/art-80
- art-80/par-3: 前項 → 資金決済に関する法律 第八十条第二項 (Article 80, paragraph (2)), art-80/par-2 — https://japanlaw.org/en/payment-services-act/art-80/par-2 · https://japanlaw.org/l/421AC0000000059/art-80/par-2
- art-82/par-1: 第六十四条第一項 → 資金決済に関する法律 第六十四条第一項 (Article 64, paragraph (1)), art-64/par-1 — https://japanlaw.org/en/payment-services-act/art-64/par-1 · https://japanlaw.org/l/421AC0000000059/art-64/par-1
- art-82/par-1: 第六十六条第二項 → 資金決済に関する法律 第六十六条第二項 (Article 66, paragraph (2)), art-66/par-2 — https://japanlaw.org/en/payment-services-act/art-66/par-2 · https://japanlaw.org/l/421AC0000000059/art-66/par-2
- art-82/par-2: 第六十四条第一項 → 資金決済に関する法律 第六十四条第一項 (Article 64, paragraph (1)), art-64/par-1 — https://japanlaw.org/en/payment-services-act/art-64/par-1 · https://japanlaw.org/l/421AC0000000059/art-64/par-1
- art-82/par-2: 第六十九条第一項 → 資金決済に関する法律 第六十九条第一項 (Article 69, paragraph (1)), art-69/par-1 — https://japanlaw.org/en/payment-services-act/art-69/par-1 · https://japanlaw.org/l/421AC0000000059/art-69/par-1
- art-84/par-1/item-1: 第八十二条第一項 → 資金決済に関する法律 第八十二条第一項 (Article 82, paragraph (1)), art-82/par-1 — https://japanlaw.org/en/payment-services-act/art-82/par-1 · https://japanlaw.org/l/421AC0000000059/art-82/par-1
- art-84/par-1/item-1: 第二項 → 資金決済に関する法律 第八十二条第二項 (Article 82, paragraph (2)), art-82/par-2 — https://japanlaw.org/en/payment-services-act/art-82/par-2 · https://japanlaw.org/l/421AC0000000059/art-82/par-2
- art-84/par-1/item-1: 第六十四条第一項 → 資金決済に関する法律 第六十四条第一項 (Article 64, paragraph (1)), art-64/par-1 — https://japanlaw.org/en/payment-services-act/art-64/par-1 · https://japanlaw.org/l/421AC0000000059/art-64/par-1
- art-84/par-1/item-2: 第八十二条第二項 → 資金決済に関する法律 第八十二条第二項 (Article 82, paragraph (2)), art-82/par-2 — https://japanlaw.org/en/payment-services-act/art-82/par-2 · https://japanlaw.org/l/421AC0000000059/art-82/par-2
- art-85/par-1/item-1: 第六十四条第一項 → 資金決済に関する法律 第六十四条第一項 (Article 64, paragraph (1)), art-64/par-1 — https://japanlaw.org/en/payment-services-act/art-64/par-1 · https://japanlaw.org/l/421AC0000000059/art-64/par-1
- art-85/par-1/item-2: 第八十二条第一項 → 資金決済に関する法律 第八十二条第一項 (Article 82, paragraph (1)), art-82/par-1 — https://japanlaw.org/en/payment-services-act/art-82/par-1 · https://japanlaw.org/l/421AC0000000059/art-82/par-1
- art-85/par-1/item-2: 第二項 → 資金決済に関する法律 第八十二条第二項 (Article 82, paragraph (2)), art-82/par-2 — https://japanlaw.org/en/payment-services-act/art-82/par-2 · https://japanlaw.org/l/421AC0000000059/art-82/par-2
- art-85/par-1/item-2: 第六十四条第一項 → 資金決済に関する法律 第六十四条第一項 (Article 64, paragraph (1)), art-64/par-1 — https://japanlaw.org/en/payment-services-act/art-64/par-1 · https://japanlaw.org/l/421AC0000000059/art-64/par-1
- art-85/par-1/item-3: 第八十二条第二項 → 資金決済に関する法律 第八十二条第二項 (Article 82, paragraph (2)), art-82/par-2 — https://japanlaw.org/en/payment-services-act/art-82/par-2 · https://japanlaw.org/l/421AC0000000059/art-82/par-2
- art-85/par-1/item-4: 第八十三条 → 資金決済に関する法律 第八十三条 (Article 83), art-83 — https://japanlaw.org/en/payment-services-act/art-83 · https://japanlaw.org/l/421AC0000000059/art-83
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## Sources
- e-Gov 法令検索, Digital Agency (デジタル庁) — 資金決済に関する法律 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/421AC0000000059/20260812_508AC0000000064), retrieved 2026-10-12
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Payment Services Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb), retrieved 2026-10-12
- claude-sonnet-5-5 — Machine translation, batch payment-services-act-20261012T054915-008, translated 2026-10-12
- This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12