# 資金決済に関する法律 / Payment Services Act — 第八十七条 (Article 87)

- Law: 資金決済に関する法律 (Payment Services Act), 平成二十一年法律第五十九号
- English title "Payment Services Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第八十七条 (Article 87)（認定資金決済事業者協会の認定） — address `art-87`
- Text in force since: 2026-08-12
- URL (the page that opens at this provision): https://japanlaw.org/en/payment-services-act/art-87
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/421AC0000000059/art-87
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第八十七条（認定資金決済事業者協会の認定） — (Certification of Certified Associations for Payment Service Providers)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-87 · https://japanlaw.org/en/payment-services-act/art-87 · https://japanlaw.org/l/421AC0000000059/art-87</sup>

**第一項**  内閣総理大臣は、政令で定めるところにより、前払式支払手段発行者、資金移動業者、電子決済手段等取引業者又は暗号資産交換業者が設立した一般社団法人であって、次に掲げる要件に該当すると認められるものを、その申請により、次条に規定する業務（以下この章において「認定業務」という。）を行う者として認定することができる。
<sup>art-87/par-1 · https://japanlaw.org/en/payment-services-act/art-87/par-1 · https://japanlaw.org/l/421AC0000000059/art-87/par-1</sup>
The Prime Minister may, pursuant to the provisions of Cabinet Order, certify a general incorporated association established by an issuer of prepaid payment instruments, a funds transfer service provider, an electronic payment instruments service provider or a cryptoasset exchange service provider that is found to satisfy the following requirements for a person who engages in the business prescribed in the following Article (hereinafter referred to as "certified businesses" in this Chapter) upon that person's application:
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **一**  前払式支払手段（第三条第一項に規定する前払式支払手段をいう。以下この章において同じ。）の発行の業務、資金移動業、電子決済手段等取引業又は暗号資産交換業の適切な実施を確保し、並びにこれらの健全な発展及び利用者（第十条第一項第四号に規定する加盟店を含む。以下この章において同じ。）の利益の保護に資することを目的とすること。
  <sup>art-87/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-87/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-87/par-1/item-1</sup>
  the general incorporated association aims to ensure the operation of the business of issuing prepaid payment instruments in a proper manner (meaning prepaid payment instruments specified in Article 3, paragraph (1); the same applies hereinafter in this Chapter), the funds transfer services, the electronic payment instruments services or the cryptoasset exchange services as well as contributing to the sound development of these businesses and protection of the interests of the users (including member shops specified in Article 10, paragraph (1), item (iv); hereinafter the same applies in this Chapter);
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **二**  前払式支払手段発行者、資金移動業者、電子決済手段等取引業者又は暗号資産交換業者を社員（以下この章において「会員」という。）とする旨の定款の定めがあること。
  <sup>art-87/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-87/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-87/par-1/item-2</sup>
  the general incorporated association's articles of incorporation include a provision to the effect that its member (hereinafter referred to as "member" in this Chapter) are issuers of prepaid payment instruments, funds transfer service providers, electronic payment instruments service providers or cryptoasset exchange service providers;
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **三**  認定業務を適正かつ確実に行うに必要な業務の実施の方法を定めているものであること。
  <sup>art-87/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-87/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-87/par-1/item-3</sup>
  the general incorporated association has established the means of business operations necessary for the operation of the certified businesses in a proper and steady manner; and
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **四**  認定業務を適正かつ確実に行うに足りる知識及び能力並びに財産的基礎を有するものであること。
  <sup>art-87/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-87/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-87/par-1/item-4</sup>
  the general incorporated association has the knowledge, ability, and financial foundation sufficient for the operation of the certified businesses in a proper and steady manner.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

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## Cites
- art-87/par-1: 次条 → 資金決済に関する法律 第八十八条 (Article 88), art-88 — https://japanlaw.org/en/payment-services-act/art-88 · https://japanlaw.org/l/421AC0000000059/art-88
- art-87/par-1/item-1: 第三条第一項 → 資金決済に関する法律 第三条第一項 (Article 3, paragraph (1)), art-3/par-1 — https://japanlaw.org/en/payment-services-act/art-3/par-1 · https://japanlaw.org/l/421AC0000000059/art-3/par-1
- art-87/par-1/item-1: 第十条第一項第四号 → 資金決済に関する法律 第十条第一項第四号 (Article 10, paragraph (1), item (iv)), art-10/par-1/item-4 — https://japanlaw.org/en/payment-services-act/art-10/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-4

## Cited by

8 provisions cite this one. No official source publishes this direction.

- 住民基本台帳法 別表第一 — https://japanlaw.org/en/residential-basic-book-act/appdx-1 · https://japanlaw.org/l/342AC0000000081/appdx-1
- 資金決済に関する法律 第二条第二十五項（定義） — https://japanlaw.org/en/payment-services-act/art-2/par-25 · https://japanlaw.org/l/421AC0000000059/art-2/par-25
- 資金決済に関する法律 第六十二条の六第一項第六号（登録の拒否） — https://japanlaw.org/en/payment-services-act/art-62-6/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-62-6/par-1/item-6
- 資金決済に関する法律 第六十三条の五第一項第六号（登録の拒否） — https://japanlaw.org/en/payment-services-act/art-63-5/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-63-5/par-1/item-6
- 資金決済に関する法律 第九十四条第一項（定款の必要的記載事項） — https://japanlaw.org/en/payment-services-act/art-94/par-1 · https://japanlaw.org/l/421AC0000000059/art-94/par-1
- 資金決済に関する法律 第九十八条第一項（公告） — https://japanlaw.org/en/payment-services-act/art-98/par-1 · https://japanlaw.org/l/421AC0000000059/art-98/par-1
- 資金決済に関する法律 第百十四条第一項第九号 — https://japanlaw.org/en/payment-services-act/art-114/par-1/item-9 · https://japanlaw.org/l/421AC0000000059/art-114/par-1/item-9
- 資金決済に関する法律 附則第六条第一項 — https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-6/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-6/par-1

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 資金決済に関する法律 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/421AC0000000059/20260812_508AC0000000064), retrieved 2026-10-12
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Payment Services Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb), retrieved 2026-10-12
- This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12
