# 資金決済に関する法律 / Payment Services Act — 第七十四条 (Article 74) - Law: 資金決済に関する法律 (Payment Services Act), 平成二十一年法律第五十九号 - English title "Payment Services Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第七十四条 (Article 74)（秘密保持義務等） — address `art-74` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/en/payment-services-act/art-74 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/421AC0000000059/art-74 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第七十四条（秘密保持義務等） — (Obligation of Confidentiality) caption: Ministry of Justice translation — Japanese Law Translation Database System art-74 · https://japanlaw.org/en/payment-services-act/art-74 · https://japanlaw.org/l/421AC0000000059/art-74 **第一項** 資金清算機関の取締役等（取締役等が法人であるときは、その職務を行うべき者。次項において同じ。）若しくは職員又はこれらの職にあった者は、資金清算業又はこれに関連する業務に関して知り得た秘密を漏らし、又は盗用してはならない。 art-74/par-1 · https://japanlaw.org/en/payment-services-act/art-74/par-1 · https://japanlaw.org/l/421AC0000000059/art-74/par-1 A company director, etc. (or, if a company director, etc. is a corporation, a person who is to perform the duties; the same applies in the following paragraph) or an employee of a clearing institution for interbank funds transfer, or a person who was formerly in that position must not divulge or misappropriate any confidential information learned during the course of their duties relating to the clearing services for interbank funds transfer or other business related thereto to another person. Ministry of Justice translation — Japanese Law Translation Database System **第二項** 資金清算機関の取締役等若しくは職員又はこれらの職にあった者は、資金清算業及びこれに関連する業務の実施に際して知り得た情報を、資金清算業及びこれに関連する業務の用に供する目的以外に利用してはならない。 art-74/par-2 · https://japanlaw.org/en/payment-services-act/art-74/par-2 · https://japanlaw.org/l/421AC0000000059/art-74/par-2 A company director, etc. or an employee of a clearing institution for interbank funds transfer, or a person who was formerly in that position must not use any information learned during the course of their duties relating to the clearing services for interbank funds transfer or other business related thereto for any purpose other than using those for the clearing services for interbank funds transfer or other business related thereto. Ministry of Justice translation — Japanese Law Translation Database System **第三項** 前二項の規定は、第七十条第一項の規定により委託を受けた者（その者が法人である場合にあっては、その役員）若しくはその職員その他の当該委託を受けた業務に従事する者又はこれらの者であった者について準用する。 art-74/par-3 · https://japanlaw.org/en/payment-services-act/art-74/par-3 · https://japanlaw.org/l/421AC0000000059/art-74/par-3 The provisions of the preceding two paragraphs apply mutatis mutandis to a person to whom business is entrusted pursuant to the provisions of Article 70, paragraph (1) (or, if the person is a corporation; its officers) or the person's employees and other persons who engage in the entrusted business, or persons who were formerly in that position. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-74/par-1: 次項 → 資金決済に関する法律 第七十四条第二項 (Article 74, paragraph (2)), art-74/par-2 — https://japanlaw.org/en/payment-services-act/art-74/par-2 · https://japanlaw.org/l/421AC0000000059/art-74/par-2 - art-74/par-3: 前二項 → 資金決済に関する法律 第七十四条第一項 (Article 74, paragraph (1)), art-74/par-1 — https://japanlaw.org/en/payment-services-act/art-74/par-1 · https://japanlaw.org/l/421AC0000000059/art-74/par-1 - art-74/par-3: 前二項 → 資金決済に関する法律 第七十四条第二項 (Article 74, paragraph (2)), art-74/par-2 — https://japanlaw.org/en/payment-services-act/art-74/par-2 · https://japanlaw.org/l/421AC0000000059/art-74/par-2 - art-74/par-3: 第七十条第一項 → 資金決済に関する法律 第七十条第一項 (Article 70, paragraph (1)), art-70/par-1 — https://japanlaw.org/en/payment-services-act/art-70/par-1 · https://japanlaw.org/l/421AC0000000059/art-70/par-1 ## Cited by 4 provisions cite this one. No official source publishes this direction. - 資金決済に関する法律 第七十四条第一項（秘密保持義務等） — https://japanlaw.org/en/payment-services-act/art-74/par-1 · https://japanlaw.org/l/421AC0000000059/art-74/par-1 - 資金決済に関する法律 第七十四条第三項（秘密保持義務等） — https://japanlaw.org/en/payment-services-act/art-74/par-3 · https://japanlaw.org/l/421AC0000000059/art-74/par-3 - 資金決済に関する法律 第百十一条第一項 — https://japanlaw.org/en/payment-services-act/art-111/par-1 · https://japanlaw.org/l/421AC0000000059/art-111/par-1 - 資金決済に関する法律 附則第十五条第二項（資金清算業に係る経過措置） — https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-15/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-15/par-2 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 資金決済に関する法律 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/421AC0000000059/20260812_508AC0000000064), retrieved 2026-10-12 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Payment Services Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb), retrieved 2026-10-12 - This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12