# 資金決済に関する法律 / Payment Services Act — 第七十三条 (Article 73)

- Law: 資金決済に関する法律 (Payment Services Act), 平成二十一年法律第五十九号
- English title "Payment Services Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第七十三条 (Article 73)（未決済債務等の決済） — address `art-73`
- Text in force since: 2026-08-12
- URL (the page that opens at this provision): https://japanlaw.org/en/payment-services-act/art-73
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/421AC0000000059/art-73
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第七十三条（未決済債務等の決済） — (Payment and Settlement of Outstanding Obligations)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-73 · https://japanlaw.org/en/payment-services-act/art-73 · https://japanlaw.org/l/421AC0000000059/art-73</sup>

  **第一項**  資金清算機関が業務方法書で未決済債務等について差引計算の方法、担保の充当の方法その他の決済の方法を定めている場合において、清算参加者に破産手続、再生手続、更生手続、特別清算手続又は承認援助手続が開始されたときは、これらの手続の関係において、未決済債務等に関する資金清算機関又は当該清算参加者が有する請求権の額の算定その他の決済の方法は、当該業務方法書の定めに従うものとする。
  <sup>art-73/par-1 · https://japanlaw.org/en/payment-services-act/art-73/par-1 · https://japanlaw.org/l/421AC0000000059/art-73/par-1</sup>
  If a clearing institution for interbank funds transfer prescribes the methods to perform netting calculations, to apply collateral to payment of obligations, and other payment and settlement methods in its business rules, when a bankruptcy proceeding, rehabilitation proceeding, reorganization proceeding, special liquidation proceeding, or recognition and assistance proceeding has been started against a clearing participant, the method used to determine the amount of claims pertaining to outstanding obligations, etc. held by the clearing institution for interbank funds transferor the clearing participant and other payment and settlement methods used in relation to these proceedings are to be governed by those business rules.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **第二項**  前項の「未決済債務等」とは、資金清算業として清算参加者から引受け、更改その他の方法により負担した債務、当該債務を負担した対価として当該清算参加者に対して取得した債権（当該債務と同一の内容を有するものに限る。）及び担保をいう。
  <sup>art-73/par-2 · https://japanlaw.org/en/payment-services-act/art-73/par-2 · https://japanlaw.org/l/421AC0000000059/art-73/par-2</sup>
  The term "outstanding obligations, etc." as used in the preceding paragraph means obligations borne in the course of the clearing services for interbank funds transfer to a clearing participant by way of assumption, novation, or other means, claims against that clearing participant (limited to those having the same content as those obligations) acquired as consideration for bearing those obligations, and security of those claims.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **第三項**  破産手続、再生手続又は更生手続において、資金清算機関が有する第一項に規定する請求権は破産債権、再生債権又は更生債権とし、清算参加者が有する同項に規定する請求権は破産財団、再生債務者財産又は更生会社財産若しくは更生協同組織金融機関財産に属する財産とする。
  <sup>art-73/par-3 · https://japanlaw.org/en/payment-services-act/art-73/par-3 · https://japanlaw.org/l/421AC0000000059/art-73/par-3</sup>
  In bankruptcy proceedings, rehabilitation proceedings or reorganization proceedings, the claims specified in paragraph (1) that a clearing institution for interbank funds transfer has, are bankruptcy claims, rehabilitation claims, or reorganization claims, and the claims specified in paragraph (1) that a clearing participant has, are the properties that belong to the bankruptcy estate, rehabilitation debtor's assets, or the property of the reorganization company, or the property of the reorganization cooperative financial institution.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

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## Cites
- art-73/par-2: 前項 → 資金決済に関する法律 第七十三条第一項 (Article 73, paragraph (1)), art-73/par-1 — https://japanlaw.org/en/payment-services-act/art-73/par-1 · https://japanlaw.org/l/421AC0000000059/art-73/par-1
- art-73/par-3: 第一項 → 資金決済に関する法律 第七十三条第一項 (Article 73, paragraph (1)), art-73/par-1 — https://japanlaw.org/en/payment-services-act/art-73/par-1 · https://japanlaw.org/l/421AC0000000059/art-73/par-1

## Cited by

2 provisions cite this one. No official source publishes this direction.

- 資金決済に関する法律 第七十三条第二項（未決済債務等の決済） — https://japanlaw.org/en/payment-services-act/art-73/par-2 · https://japanlaw.org/l/421AC0000000059/art-73/par-2
- 資金決済に関する法律 第七十三条第三項（未決済債務等の決済） — https://japanlaw.org/en/payment-services-act/art-73/par-3 · https://japanlaw.org/l/421AC0000000059/art-73/par-3

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 資金決済に関する法律 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/421AC0000000059/20260812_508AC0000000064), retrieved 2026-10-12
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Payment Services Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb), retrieved 2026-10-12
- This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12
