# 資金決済に関する法律 / Payment Services Act — 第六十二条の十五 (Article 62-15)

- Law: 資金決済に関する法律 (Payment Services Act), 平成二十一年法律第五十九号
- English title "Payment Services Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第六十二条の十五 (Article 62-15)（発行者等との契約締結義務） — address `art-62-15`
- Text in force since: 2026-08-12
- URL (the page that opens at this provision): https://japanlaw.org/en/payment-services-act/art-62-15
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/421AC0000000059/art-62-15
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第六十二条の十五（発行者等との契約締結義務） — (Obligation to Conclude Contract with Issuers)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-62-15 · https://japanlaw.org/en/payment-services-act/art-62-15 · https://japanlaw.org/l/421AC0000000059/art-62-15</sup>

  **第一項**  電子決済手段等取引業者は、電子決済手段等取引業を行う場合（電子決済手段等取引業の利用者の保護に欠け、又は電子決済手段等取引業の適正かつ確実な遂行に支障を及ぼすおそれが少ない場合として内閣府令で定める場合を除く。）には、次の各号に掲げる場合の区分に応じ、当該各号に定める者（以下この条において「発行者等」という。）との間で、利用者に損害が生じた場合における当該損害についての当該発行者等と当該電子決済手段等取引業者との賠償責任の分担に関する事項その他の内閣府令で定める事項を定めた電子決済手段等取引業に係る契約を締結し、これに従って当該発行者等に係る電子決済手段等取引業を行わなければならない。
  <sup>art-62-15/par-1 · https://japanlaw.org/en/payment-services-act/art-62-15/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-15/par-1</sup>
  If an electronic payment instruments service provider provides electronic payment instruments services (excluding cases specified by Cabinet Office Order as being less likely to weaken the protection of users of electronic payment instruments services or hinder the provision of electronic payment instruments services in a proper and steady manner), the electronic payment instruments service provider must conclude, with the person specified in the following items (hereinafter referred to as the "issuer, etc." in this Article) according to the categories of cases set forth therein, a contract relating to electronic payment instruments services in which particulars concerning the sharing that will take place between the issuer, etc. and the electronic payment instruments service provider of the liability to compensate users for any loss or damage sustained thereby and other particulars specified by Cabinet Office Order are stipulated, and provide the electronic payment instruments services pertaining to the issuer, etc. under this contract:
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **一**  電子決済手段関連業務を行う場合　当該電子決済手段等取引業者が取り扱う電子決済手段を発行する者
    <sup>art-62-15/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-62-15/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-62-15/par-1/item-1</sup>
    if the electronic payment instruments service provider engages in the electronic payment instruments-related business:a person that issues electronic payment instruments handled by the electronic payment instruments service provider; and
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **二**  第二条第十項第四号に掲げる行為を行う場合　同号の資金移動業者
    <sup>art-62-15/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-62-15/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-62-15/par-1/item-2</sup>
    if the electronic payment instruments service provider engages in the act set forth in Article 2, paragraph (10), item (iv):the funds transfer service provider referred to in that item.
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

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## Cites
- art-62-15/par-1: この条 → 資金決済に関する法律 第六十二条の十五 (Article 62-15), art-62-15 — https://japanlaw.org/en/payment-services-act/art-62-15 · https://japanlaw.org/l/421AC0000000059/art-62-15
- art-62-15/par-1/item-2: 第二条第十項第四号 → 資金決済に関する法律 第二条第十項第四号 (Article 2, paragraph (10), item (iv)), art-2/par-10/item-4 — https://japanlaw.org/en/payment-services-act/art-2/par-10/item-4 · https://japanlaw.org/l/421AC0000000059/art-2/par-10/item-4

## Cited by

1 provision cites this one. No official source publishes this direction.

- 資金決済に関する法律 第六十二条の十五第一項（発行者等との契約締結義務） — https://japanlaw.org/en/payment-services-act/art-62-15/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-15/par-1

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 資金決済に関する法律 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/421AC0000000059/20260812_508AC0000000064), retrieved 2026-10-12
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Payment Services Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb), retrieved 2026-10-12
- This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12
