# 資金決済に関する法律 / Payment Services Act — 第五十九条 (Article 59) - Law: 資金決済に関する法律 (Payment Services Act), 平成二十一年法律第五十九号 - English title "Payment Services Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第五十九条 (Article 59)（履行保証金の還付） — address `art-59` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/en/payment-services-act/art-59 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/421AC0000000059/art-59 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第五十九条（履行保証金の還付） — (Return of Security Deposits for Providing Funds Transfer Services) caption: Ministry of Justice translation — Japanese Law Translation Database System art-59 · https://japanlaw.org/en/payment-services-act/art-59 · https://japanlaw.org/l/421AC0000000059/art-59 **第一項** 資金移動業者がその営む一の種別の資金移動業に係る為替取引に関し負担する債務に係る債権者（履行保証人債務引受契約又は履行保証人保証契約に基づく債務の弁済をした履行保証人適格者が、民法（明治二十九年法律第八十九号）第四百九十九条の規定により当該債権者に代位する場合を除く。）は、当該種別の資金移動業に係る履行保証金について、他の債権者に先立ち弁済を受ける権利を有する。ただし、第四十五条の二第一項の規定の適用を受けている資金移動業者がその行う為替取引（第三種資金移動業に係るものに限る。）に関し負担する債務に係る債権者は、当該債務に係る債権については、当該債権の額から当該債権の額に預貯金等管理割合を乗じて得た額を控除した額を限度として、当該権利を有するものとする。 art-59/par-1 · https://japanlaw.org/en/payment-services-act/art-59/par-1 · https://japanlaw.org/l/421AC0000000059/art-59/par-1 A creditor of obligations borne by a funds transfer service provider in relation to funds transfer transactions for a single category of funds transfer services provided by the funds transfer service provider (excluding the case where a person qualified as a performance guarantor that has performed obligations under a performance guarantor's debt assumption contract or a performance guarantor's guarantee contract subrogates to that creditor pursuant to the provisions of Article 499 of the Civil Code (Act No. 89 of 1896)) has the right to receive, in preference over other creditors, payments for the return of security deposits for providing that category of funds transfer services; provided, however, that creditors of obligations that a funds transfer service provider to whom the provisions of Article 45-2, paragraph (1) are applied bears in relation to the funds transfer transactions (limited to funds transfer transactions pertaining to type III funds transfer services) carried out thereby are to have that right, with respect to the claims pertaining to those obligations, up to the amount obtained by deducting the amount obtained by multiplying the amount of the claim by the rate for managing bank deposits or savings from the amount of the claim. machine translation, not official **第二項** 内閣総理大臣は、次の各号のいずれかに該当する場合において、資金移動業の利用者の利益の保護を図るために必要があると認めるときは、前項の権利を有する者に対し、六十日を下らない一定の期間内に内閣総理大臣に債権の申出をすべきこと及びその期間内に債権の申出をしないときは当該公示に係る履行保証金についての権利の実行の手続から除斥されるべきことを公示する措置その他の同項の権利の実行のために必要な措置をとらなければならない。 art-59/par-2 · https://japanlaw.org/en/payment-services-act/art-59/par-2 · https://japanlaw.org/l/421AC0000000059/art-59/par-2 In the cases falling under any of the following items, when the Prime Minister finds it necessary for the protection of the interests of users of funds transfer services, the Minister must give public notice to the effect that persons holding the right specified in the preceding paragraph must file their claims with the Prime Minister within a certain period of not less than sixty days and that they are excluded from the procedure for the fulfillment of the right to the return of the security deposits for providing funds transfer services pertaining to the public notice unless they file their claims within the notified period and take other measures necessary for the fulfillment of the right prescribed in that paragraph: Ministry of Justice translation — Japanese Law Translation Database System **一** 前項の権利の実行の申立てがあったとき。 art-59/par-2/item-1 · https://japanlaw.org/en/payment-services-act/art-59/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-59/par-2/item-1 when a petition is filed for the fulfillment of the right specified in the preceding paragraph; or Ministry of Justice translation — Japanese Law Translation Database System **二** 資金移動業者について破産手続開始の申立て等が行われたとき。 art-59/par-2/item-2 · https://japanlaw.org/en/payment-services-act/art-59/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-59/par-2/item-2 when a petition for commencement of bankruptcy proceedings, etc. is filed against a funds transfer service provider. Ministry of Justice translation — Japanese Law Translation Database System **第三項** 内閣総理大臣は、内閣府令で定めるところにより、第一項の権利の実行に関する事務を銀行等その他の政令で定める者（次項及び第五項において「権利実行事務代行者」という。）に委託することができる。 art-59/par-3 · https://japanlaw.org/en/payment-services-act/art-59/par-3 · https://japanlaw.org/l/421AC0000000059/art-59/par-3 The Prime Minister may, pursuant to the provisions of Cabinet Office Order, entrust the administrative functions related to the fulfillment of the right prescribed in paragraph (1) to a deposit-taking institution or any other person specified by Cabinet Order (referred to as "agents for a regional finance office that distributes security deposits to holders of prepaid payment instruments" in the following paragraph and in paragraph (5)). Ministry of Justice translation — Japanese Law Translation Database System **第四項** 権利実行事務代行者は、他の法律の規定にかかわらず、前項の規定により委託を受けた業務を行うことができる。 art-59/par-4 · https://japanlaw.org/en/payment-services-act/art-59/par-4 · https://japanlaw.org/l/421AC0000000059/art-59/par-4 Notwithstanding the provisions of any other Acts, an agent for a regional finance office that distributes security deposits to holders of prepaid payment instruments may engage in the business entrusted to the agent pursuant to the provisions of the preceding paragraph. Ministry of Justice translation — Japanese Law Translation Database System **第五項** 第三項の規定により業務の委託を受けた権利実行事務代行者又はその役員若しくは職員であって当該委託を受けた業務に従事する者は、刑法その他の罰則の適用については、法令により公務に従事する職員とみなす。 art-59/par-5 · https://japanlaw.org/en/payment-services-act/art-59/par-5 · https://japanlaw.org/l/421AC0000000059/art-59/par-5 With regard to the application of the Penal Code and other penal provisions, an agent for a regional finance office that distributes security deposits to holders of prepaid payment instruments to whom business has been entrusted pursuant to the provisions of paragraph (3) or its officers or employees engaging in the entrusted business are deemed to be officials engaged in public service pursuant to laws and regulations. Ministry of Justice translation — Japanese Law Translation Database System **第六項** 第二項から前項までに規定するもののほか、第一項の権利の実行に関し必要な事項は、政令で定める。 art-59/par-6 · https://japanlaw.org/en/payment-services-act/art-59/par-6 · https://japanlaw.org/l/421AC0000000059/art-59/par-6 Beyond what is provided for in paragraph (2) through the preceding paragraph, particulars necessary for the fulfillment of the right prescribed in paragraph (1) are specified by Cabinet Order. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-59/par-1: 民法（明治二十九年法律第八十九号）第四百九十九条 → 民法 第四百九十九条 (Article 499), art-499 — https://japanlaw.org/en/civil-code/art-499 · https://japanlaw.org/l/129AC0000000089/art-499 - art-59/par-1: 第四十五条の二第一項 → 資金決済に関する法律 第四十五条の二第一項 (Article 45-2, paragraph (1)), art-45-2/par-1 — https://japanlaw.org/en/payment-services-act/art-45-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-45-2/par-1 - art-59/par-2: 前項 → 資金決済に関する法律 第五十九条第一項 (Article 59, paragraph (1)), art-59/par-1 — https://japanlaw.org/en/payment-services-act/art-59/par-1 · https://japanlaw.org/l/421AC0000000059/art-59/par-1 - art-59/par-2/item-1: 前項 → 資金決済に関する法律 第五十九条第一項 (Article 59, paragraph (1)), art-59/par-1 — https://japanlaw.org/en/payment-services-act/art-59/par-1 · https://japanlaw.org/l/421AC0000000059/art-59/par-1 - art-59/par-3: 第一項 → 資金決済に関する法律 第五十九条第一項 (Article 59, paragraph (1)), art-59/par-1 — https://japanlaw.org/en/payment-services-act/art-59/par-1 · https://japanlaw.org/l/421AC0000000059/art-59/par-1 - art-59/par-3: 次項 → 資金決済に関する法律 第五十九条第四項 (Article 59, paragraph (4)), art-59/par-4 — https://japanlaw.org/en/payment-services-act/art-59/par-4 · https://japanlaw.org/l/421AC0000000059/art-59/par-4 - art-59/par-3: 第五項 → 資金決済に関する法律 第五十九条第五項 (Article 59, paragraph (5)), art-59/par-5 — https://japanlaw.org/en/payment-services-act/art-59/par-5 · https://japanlaw.org/l/421AC0000000059/art-59/par-5 - art-59/par-4: 前項 → 資金決済に関する法律 第五十九条第三項 (Article 59, paragraph (3)), art-59/par-3 — https://japanlaw.org/en/payment-services-act/art-59/par-3 · https://japanlaw.org/l/421AC0000000059/art-59/par-3 - art-59/par-5: 第三項 → 資金決済に関する法律 第五十九条第三項 (Article 59, paragraph (3)), art-59/par-3 — https://japanlaw.org/en/payment-services-act/art-59/par-3 · https://japanlaw.org/l/421AC0000000059/art-59/par-3 - art-59/par-6: 第二項から前項まで → 資金決済に関する法律 第五十九条第二項 (Article 59, paragraph (2)), art-59/par-2 — https://japanlaw.org/en/payment-services-act/art-59/par-2 · https://japanlaw.org/l/421AC0000000059/art-59/par-2 - art-59/par-6: 第二項から前項まで → 資金決済に関する法律 第五十九条第三項 (Article 59, paragraph (3)), art-59/par-3 — https://japanlaw.org/en/payment-services-act/art-59/par-3 · https://japanlaw.org/l/421AC0000000059/art-59/par-3 - art-59/par-6: 第二項から前項まで → 資金決済に関する法律 第五十九条第四項 (Article 59, paragraph (4)), art-59/par-4 — https://japanlaw.org/en/payment-services-act/art-59/par-4 · https://japanlaw.org/l/421AC0000000059/art-59/par-4 - art-59/par-6: 第二項から前項まで → 資金決済に関する法律 第五十九条第五項 (Article 59, paragraph (5)), art-59/par-5 — https://japanlaw.org/en/payment-services-act/art-59/par-5 · https://japanlaw.org/l/421AC0000000059/art-59/par-5 - art-59/par-6: 第一項 → 資金決済に関する法律 第五十九条第一項 (Article 59, paragraph (1)), art-59/par-1 — https://japanlaw.org/en/payment-services-act/art-59/par-1 · https://japanlaw.org/l/421AC0000000059/art-59/par-1 ## Cited by 13 provisions cite this one. No official source publishes this direction. - 資金決済に関する法律 第三十七条の二第二項（特定信託会社に関する特例） — https://japanlaw.org/en/payment-services-act/art-37-2/par-2 · https://japanlaw.org/l/421AC0000000059/art-37-2/par-2 - 資金決済に関する法律 第四十三条第二項（履行保証金の供託） — https://japanlaw.org/en/payment-services-act/art-43/par-2 · https://japanlaw.org/l/421AC0000000059/art-43/par-2 - 資金決済に関する法律 第四十五条の二第一項（預貯金等による管理） — https://japanlaw.org/en/payment-services-act/art-45-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-45-2/par-1 - 資金決済に関する法律 第四十七条第一項第二号（履行保証金の取戻し） — https://japanlaw.org/en/payment-services-act/art-47/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-47/par-1/item-2 - 資金決済に関する法律 第五十八条の二第一項（履行保証金の供託等に係る特例） — https://japanlaw.org/en/payment-services-act/art-58-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-58-2/par-1 - 資金決済に関する法律 第五十九条第二項（履行保証金の還付） — https://japanlaw.org/en/payment-services-act/art-59/par-2 · https://japanlaw.org/l/421AC0000000059/art-59/par-2 - 資金決済に関する法律 第五十九条第二項第一号（履行保証金の還付） — https://japanlaw.org/en/payment-services-act/art-59/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-59/par-2/item-1 - 資金決済に関する法律 第五十九条第三項（履行保証金の還付） — https://japanlaw.org/en/payment-services-act/art-59/par-3 · https://japanlaw.org/l/421AC0000000059/art-59/par-3 - 資金決済に関する法律 第五十九条第四項（履行保証金の還付） — https://japanlaw.org/en/payment-services-act/art-59/par-4 · https://japanlaw.org/l/421AC0000000059/art-59/par-4 - 資金決済に関する法律 第五十九条第五項（履行保証金の還付） — https://japanlaw.org/en/payment-services-act/art-59/par-5 · https://japanlaw.org/l/421AC0000000059/art-59/par-5 - 資金決済に関する法律 第五十九条第六項（履行保証金の還付） — https://japanlaw.org/en/payment-services-act/art-59/par-6 · https://japanlaw.org/l/421AC0000000059/art-59/par-6 - 資金決済に関する法律 第六十条第一項（履行保証金の還付への協力） — https://japanlaw.org/en/payment-services-act/art-60/par-1 · https://japanlaw.org/l/421AC0000000059/art-60/par-1 - 資金決済に関する法律 第六十一条第一項第二号（廃止の届出等） — https://japanlaw.org/en/payment-services-act/art-61/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-61/par-1/item-2 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 資金決済に関する法律 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/421AC0000000059/20260812_508AC0000000064), retrieved 2026-10-12 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Payment Services Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb), retrieved 2026-10-12 - claude-sonnet-5-5 — Machine translation, batch payment-services-act-20261012T054915-002, translated 2026-10-12 - This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12