# 資金決済に関する法律 / Payment Services Act — 第四十七条 (Article 47) - Law: 資金決済に関する法律 (Payment Services Act), 平成二十一年法律第五十九号 - English title "Payment Services Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第四十七条 (Article 47)（履行保証金の取戻し） — address `art-47` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/en/payment-services-act/art-47 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/421AC0000000059/art-47 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第四十七条（履行保証金の取戻し） — (Recovery of Security Deposits for Providing Funds Transfer Services) caption: Ministry of Justice translation — Japanese Law Translation Database System art-47 · https://japanlaw.org/en/payment-services-act/art-47 · https://japanlaw.org/l/421AC0000000059/art-47 **第一項** 一の種別の資金移動業に係る履行保証金は、次の各号のいずれかに該当する場合には、政令で定めるところにより、その全部又は一部を取り戻すことができる。 art-47/par-1 · https://japanlaw.org/en/payment-services-act/art-47/par-1 · https://japanlaw.org/l/421AC0000000059/art-47/par-1 All or part of the security deposits for providing only one type of funds transfer service may be recovered, pursuant to the provisions of Cabinet Order, if any of the requirements specified in the following items are satisfied: Ministry of Justice translation — Japanese Law Translation Database System **一** 直前の基準日（第一種資金移動業にあっては、各営業日）における要供託額（資金移動業者が第四十三条第一項の規定により供託しなければならない履行保証金の額をいう。）が、当該基準日における履行保証金の額、保全金額、第四十五条第一項に規定する信託財産の額、履行保証人債務引受額、履行保証人保証額及び履行保証金弁済信託額（当該履行保証金弁済信託額が履行保証金弁済信託契約に基づき信託されている信託財産の額を上回るときは、当該信託財産の額）の合計額を下回るとき。 art-47/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-47/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-47/par-1/item-1 when the amount required for deposit (meaning the amount of security deposits for providing funds transfer services which must be made by a funds transfer service provider, pursuant to the provisions of Article 43, paragraph (1)) as of the immediately preceding base date (for type I funds transfer services, as of each business day) is less than the total amount of security deposits for providing funds transfer services, the secured amount, the amount of trust property specified in Article 45, paragraph (1), the performance guarantor's debt assumption amount, the performance guarantor's guarantee amount and the amount of the trust for repayment in place of security deposits (or, if that amount of the trust for repayment in place of security deposits exceeds the amount of trust property held in trust under the trust agreement for repayment in place of security deposits for providing funds transfer services, that amount of trust property) as of that base date; machine translation, not official **二** 第五十九条第一項の権利の実行の手続が終了したとき。 art-47/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-47/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-47/par-1/item-2 when the procedure for the fulfillment of the right specified in Article 59, paragraph (1) is completed; and Ministry of Justice translation — Japanese Law Translation Database System **三** 為替取引に関し負担する債務の履行を完了した場合として政令で定める場合 art-47/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-47/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-47/par-1/item-3 the case specified by Cabinet Order, as the case in which the performance of obligations borne in relation to funds transfer transactions is completed. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-47/par-1/item-1: 第四十三条第一項 → 資金決済に関する法律 第四十三条第一項 (Article 43, paragraph (1)), art-43/par-1 — https://japanlaw.org/en/payment-services-act/art-43/par-1 · https://japanlaw.org/l/421AC0000000059/art-43/par-1 - art-47/par-1/item-1: 第四十五条第一項 → 資金決済に関する法律 第四十五条第一項 (Article 45, paragraph (1)), art-45/par-1 — https://japanlaw.org/en/payment-services-act/art-45/par-1 · https://japanlaw.org/l/421AC0000000059/art-45/par-1 - art-47/par-1/item-2: 第五十九条第一項 → 資金決済に関する法律 第五十九条第一項 (Article 59, paragraph (1)), art-59/par-1 — https://japanlaw.org/en/payment-services-act/art-59/par-1 · https://japanlaw.org/l/421AC0000000059/art-59/par-1 ## Cited by 3 provisions cite this one. No official source publishes this direction. - 資金決済に関する法律 第四十三条第一項第二号（履行保証金の供託） — https://japanlaw.org/en/payment-services-act/art-43/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-43/par-1/item-2 - 資金決済に関する法律 第五十八条の二第一項（履行保証金の供託等に係る特例） — https://japanlaw.org/en/payment-services-act/art-58-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-58-2/par-1 - 資金決済に関する法律 附則第九条第一項 — https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-9/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-9/par-1 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 資金決済に関する法律 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/421AC0000000059/20260812_508AC0000000064), retrieved 2026-10-12 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Payment Services Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb), retrieved 2026-10-12 - claude-sonnet-5-5 — Machine translation, batch payment-services-act-20261012T054915-002, translated 2026-10-12 - This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12