# 資金決済に関する法律 / Payment Services Act — 第四十五条の三 (Article 45-3) - Law: 資金決済に関する法律 (Payment Services Act), 平成二十一年法律第五十九号 - English title "Payment Services Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第四十五条の三 (Article 45-3)（履行保証人債務引受契約） — address `art-45-3` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/en/payment-services-act/art-45-3 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/421AC0000000059/art-45-3 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第四十五条の三（履行保証人債務引受契約） — Performance Guarantor's Debt Assumption Contract caption: machine translation, not official art-45-3 · https://japanlaw.org/en/payment-services-act/art-45-3 · https://japanlaw.org/l/421AC0000000059/art-45-3 **第一項** 資金移動業者は、履行保証人適格者との間で、その営む資金移動業の種別ごとに履行保証人債務引受契約（当該履行保証人適格者が、当該資金移動業者について破産手続開始の申立て等があったときに、当該資金移動業者が当該種別の資金移動業の利用者の全部又は一部に対して負担する当該資金移動業に係る為替取引に関する債務の全部又は一部の額を引き受ける旨の契約をいう。以下この章において同じ。）を締結し、その旨を内閣総理大臣に届け出たときは、当該履行保証人債務引受契約の効力の存する間、当該履行保証人適格者が当該履行保証人債務引受契約に基づき引き受けることとされている債務の額（以下この章において「履行保証人債務引受額」という。）につき、当該種別の資金移動業に係る履行保証金の全部又は一部の供託をしないことができる。 art-45-3/par-1 · https://japanlaw.org/en/payment-services-act/art-45-3/par-1 · https://japanlaw.org/l/421AC0000000059/art-45-3/par-1 When a funds transfer service provider has concluded a performance guarantor's debt assumption contract (meaning a contract in which a person qualified as a performance guarantor assumes the amount of all or part of the obligations that the funds transfer service provider bears to all or part of the users of that category of funds transfer services with regard to funds transfer transactions pertaining to those funds transfer services, when a petition for commencement of bankruptcy proceedings, etc. is filed against the funds transfer service provider; the same applies in this Chapter) with a person qualified as a performance guarantor for each category of funds transfer services that it provides and has notified the Prime Minister to that effect, it may choose not to make all or part of the security deposits for providing funds transfer services for the relevant category of funds transfer services with regard to the amount of obligations that the person qualified as a performance guarantor is to assume under that performance guarantor's debt assumption contract (hereinafter referred to as the "performance guarantor's debt assumption amount" in this Chapter), limited to the period during which that performance guarantor's debt assumption contract remains in force. machine translation, not official **第二項** 履行保証人債務引受契約は、次に掲げる事項を内容として含むものでなければならない。 art-45-3/par-2 · https://japanlaw.org/en/payment-services-act/art-45-3/par-2 · https://japanlaw.org/l/421AC0000000059/art-45-3/par-2 A performance guarantor's debt assumption contract must include the following particulars: machine translation, not official **一** 内閣総理大臣の命令があった場合には、履行保証人債務引受契約に基づく資金移動業の利用者に対する債務の引受け又はその引き受けた債務の弁済に代えて、履行保証人適格者が履行保証人債務引受額の全部又は一部を供託すること。 art-45-3/par-2/item-1 · https://japanlaw.org/en/payment-services-act/art-45-3/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-45-3/par-2/item-1 in response to an order by the Prime Minister, a person qualified as a performance guarantor deposits all or part of the performance guarantor's debt assumption amount in lieu of the assumption of obligations to users of funds transfer services under the performance guarantor's debt assumption contract or the performance of the obligations so assumed; and machine translation, not official **二** その他内閣府令で定める事項 art-45-3/par-2/item-2 · https://japanlaw.org/en/payment-services-act/art-45-3/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-45-3/par-2/item-2 other particulars specified by Cabinet Office Order. machine translation, not official ## Cited by 3 provisions cite this one. No official source publishes this direction. - 資金決済に関する法律 第四十五条の二第四項（預貯金等による管理） — https://japanlaw.org/en/payment-services-act/art-45-2/par-4 · https://japanlaw.org/l/421AC0000000059/art-45-2/par-4 - 資金決済に関する法律 第四十五条の二第五項（預貯金等による管理） — https://japanlaw.org/en/payment-services-act/art-45-2/par-5 · https://japanlaw.org/l/421AC0000000059/art-45-2/par-5 - 資金決済に関する法律 第五十八条の二第一項（履行保証金の供託等に係る特例） — https://japanlaw.org/en/payment-services-act/art-58-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-58-2/par-1 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 資金決済に関する法律 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/421AC0000000059/20260812_508AC0000000064), retrieved 2026-10-12 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Payment Services Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb), retrieved 2026-10-12 - claude-sonnet-5-5 — Machine translation, batch payment-services-act-20261012T054915-001, translated 2026-10-12 - This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12