# 資金決済に関する法律 / Payment Services Act — 第四十条の二 (Article 40-2)

- Law: 資金決済に関する法律 (Payment Services Act), 平成二十一年法律第五十九号
- English title "Payment Services Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第四十条の二 (Article 40-2)（業務実施計画の認可） — address `art-40-2`
- Text in force since: 2026-08-12
- URL (the page that opens at this provision): https://japanlaw.org/en/payment-services-act/art-40-2
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/421AC0000000059/art-40-2
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第四十条の二（業務実施計画の認可） — (Approval of Business Implementation Plans)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-40-2 · https://japanlaw.org/en/payment-services-act/art-40-2 · https://japanlaw.org/l/421AC0000000059/art-40-2</sup>

  **第一項**  資金移動業者は、第一種資金移動業を営もうとするときは、次に掲げる事項を記載した業務実施計画を定め、内閣府令で定めるところにより、内閣総理大臣の認可を受けなければならない。その変更（内閣府令で定める軽微な変更を除く。）をしようとするときも、同様とする。
  <sup>art-40-2/par-1 · https://japanlaw.org/en/payment-services-act/art-40-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-40-2/par-1</sup>
  When a funds transfer service provider intends to provide type I funds transfer services, the funds transfer service provider must formulate a business implementation plan containing the following particulars and obtain authorization of the Prime Minister, pursuant to the provisions of Cabinet Office Order. The same applies when a funds transfer service provider intends to change the business implementation plan (excluding minor changes specified by Cabinet Office Order):
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **一**  為替取引により移動させる資金の額の上限額を定める場合にあっては、当該上限額
    <sup>art-40-2/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-40-2/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-40-2/par-1/item-1</sup>
    if the funds transfer service provider sets the maximum amount of funds to transfer in funds transfer transactions, that upper limit;
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **二**  為替取引を行うために使用する電子情報処理組織の管理の方法
    <sup>art-40-2/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-40-2/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-40-2/par-1/item-2</sup>
    the method of the management of an electronic data processing system to be used for funds transfer transactions; and
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **三**  その他内閣府令で定める事項
    <sup>art-40-2/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-40-2/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-40-2/par-1/item-3</sup>
    other particulars specified by Cabinet Office Order.
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **第二項**  資金移動業者は、前項に規定する内閣府令で定める軽微な変更をしたときは、遅滞なく、その旨を内閣総理大臣に届け出なければならない。
  <sup>art-40-2/par-2 · https://japanlaw.org/en/payment-services-act/art-40-2/par-2 · https://japanlaw.org/l/421AC0000000059/art-40-2/par-2</sup>
  When a funds transfer service provider has made any minor change specified by Cabinet Office Order as prescribed in the preceding paragraph, the funds transfer service provider must notify the Prime Minister to that effect.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **第三項**  内閣総理大臣は、その必要の限度において、第一項の認可に条件を付し、及びこれを変更することができる。
  <sup>art-40-2/par-3 · https://japanlaw.org/en/payment-services-act/art-40-2/par-3 · https://japanlaw.org/l/421AC0000000059/art-40-2/par-3</sup>
  The Prime Minister may set requirements for the approval referred to in paragraph (1) and change those requirements, to the extent necessary for the approval.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

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## Cites
- art-40-2/par-2: 前項 → 資金決済に関する法律 第四十条の二第一項 (Article 40-2, paragraph (1)), art-40-2/par-1 — https://japanlaw.org/en/payment-services-act/art-40-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-40-2/par-1
- art-40-2/par-3: 第一項 → 資金決済に関する法律 第四十条の二第一項 (Article 40-2, paragraph (1)), art-40-2/par-1 — https://japanlaw.org/en/payment-services-act/art-40-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-40-2/par-1

## Cited by

6 provisions cite this one. No official source publishes this direction.

- 資金決済に関する法律 第三十七条の二第二項（特定信託会社に関する特例） — https://japanlaw.org/en/payment-services-act/art-37-2/par-2 · https://japanlaw.org/l/421AC0000000059/art-37-2/par-2
- 資金決済に関する法律 第四十条の二第二項（業務実施計画の認可） — https://japanlaw.org/en/payment-services-act/art-40-2/par-2 · https://japanlaw.org/l/421AC0000000059/art-40-2/par-2
- 資金決済に関する法律 第四十条の二第三項（業務実施計画の認可） — https://japanlaw.org/en/payment-services-act/art-40-2/par-3 · https://japanlaw.org/l/421AC0000000059/art-40-2/par-3
- 資金決済に関する法律 第五十六条第一項第三号（登録の取消し等） — https://japanlaw.org/en/payment-services-act/art-56/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-56/par-1/item-3
- 資金決済に関する法律 第百八条第一項第一号 — https://japanlaw.org/en/payment-services-act/art-108/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-108/par-1/item-1
- 資金決済に関する法律 第百十四条第一項第一号 — https://japanlaw.org/en/payment-services-act/art-114/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-114/par-1/item-1

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 資金決済に関する法律 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/421AC0000000059/20260812_508AC0000000064), retrieved 2026-10-12
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Payment Services Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb), retrieved 2026-10-12
- This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12
