# 資金決済に関する法律 / Payment Services Act — 第三十一条 (Article 31) - Law: 資金決済に関する法律 (Payment Services Act), 平成二十一年法律第五十九号 - English title "Payment Services Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第三十一条 (Article 31)（発行保証金の還付） — address `art-31` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/en/payment-services-act/art-31 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/421AC0000000059/art-31 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第三十一条（発行保証金の還付） — (Return of Security Deposits for Issuance) caption: Ministry of Justice translation — Japanese Law Translation Database System art-31 · https://japanlaw.org/en/payment-services-act/art-31 · https://japanlaw.org/l/421AC0000000059/art-31 **第一項** 前払式支払手段の保有者は、前払式支払手段に係る債権に関し、当該前払式支払手段に係る発行保証金について、他の債権者に先立ち弁済を受ける権利を有する。 art-31/par-1 · https://japanlaw.org/en/payment-services-act/art-31/par-1 · https://japanlaw.org/l/421AC0000000059/art-31/par-1 A holder of prepaid payment instruments has the right to receive, in preference over other creditors, payments with regard to claims pertaining to prepaid payment instruments for the return of the security deposits for issuance pertaining to those prepaid payment instruments. Ministry of Justice translation — Japanese Law Translation Database System **第二項** 内閣総理大臣は、次の各号のいずれかに該当する場合において、前払式支払手段の保有者の利益の保護を図るために必要があると認めるときは、前項の権利を有する者に対し、六十日を下らない一定の期間内に内閣総理大臣に債権の申出をすべきこと及びその期間内に債権の申出をしないときは当該公示に係る発行保証金についての権利の実行の手続から除斥されるべきことを公示しなければならない。 art-31/par-2 · https://japanlaw.org/en/payment-services-act/art-31/par-2 · https://japanlaw.org/l/421AC0000000059/art-31/par-2 In the case falling under any of the following items, when the Prime Minister finds it necessary for the protection of the interests of holders of prepaid payment instruments, the Minister must give a public notice that persons holding the right specified in the preceding paragraph must file their claims with the Prime Minister within a certain period not less than sixty days and that they must be excluded from the procedures for the fulfillment of the right to the return of the security deposits for issuance pertaining to the public notice unless they file their claims within the relevant period: Ministry of Justice translation — Japanese Law Translation Database System **一** 前項の権利の実行の申立てがあったとき。 art-31/par-2/item-1 · https://japanlaw.org/en/payment-services-act/art-31/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-31/par-2/item-1 when a petition is filed for the fulfillment of the right specified in the preceding paragraph; or Ministry of Justice translation — Japanese Law Translation Database System **二** 前払式支払手段発行者について破産手続開始の申立て等が行われたとき。 art-31/par-2/item-2 · https://japanlaw.org/en/payment-services-act/art-31/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-31/par-2/item-2 when a petition for commencement of bankruptcy proceedings, etc. is filed against an issuer of prepaid payment instruments. Ministry of Justice translation — Japanese Law Translation Database System **第三項** 内閣総理大臣は、内閣府令で定めるところにより、第一項の権利の実行に関する事務を銀行等その他の政令で定める者（次項及び第五項において「権利実行事務代行者」という。）に委託することができる。 art-31/par-3 · https://japanlaw.org/en/payment-services-act/art-31/par-3 · https://japanlaw.org/l/421AC0000000059/art-31/par-3 The Prime Minister may, pursuant to the provisions of Cabinet Office Order, entrust the administrative functions related to the fulfillment of the right specified in paragraph (1) to a deposit-taking institution or any other person specified by Cabinet Order (referred to as "agents for a regional finance office that distribute security deposits to holders of prepaid payment instruments" in the following paragraph and in paragraph (5)). Ministry of Justice translation — Japanese Law Translation Database System **第四項** 権利実行事務代行者は、他の法律の規定にかかわらず、前項の規定により委託を受けた業務を行うことができる。 art-31/par-4 · https://japanlaw.org/en/payment-services-act/art-31/par-4 · https://japanlaw.org/l/421AC0000000059/art-31/par-4 Notwithstanding the provisions of any other Acts, any agents for a regional finance office that distributes security deposits to holders of prepaid payment instruments may conduct the business of performing the administrative functions entrusted pursuant to the provisions of the preceding paragraph. Ministry of Justice translation — Japanese Law Translation Database System **第五項** 第三項の規定により業務の委託を受けた権利実行事務代行者又はその役員若しくは職員であって当該委託を受けた業務に従事する者は、刑法（明治四十年法律第四十五号）その他の罰則の適用については、法令により公務に従事する職員とみなす。 art-31/par-5 · https://japanlaw.org/en/payment-services-act/art-31/par-5 · https://japanlaw.org/l/421AC0000000059/art-31/par-5 With regard to the application of the Penal Code (Act No. 45 of 1907) and other penal provisions to an agents for a regional finance office that distributes security deposits to holders of prepaid payment instruments to whom business has been entrusted pursuant to the provisions of paragraph (3) or its officers or employees engaging in entrusted business are deemed to be officials engaged in public service pursuant to laws and regulations. Ministry of Justice translation — Japanese Law Translation Database System **第六項** 第二項から前項までに規定するもののほか、第一項の権利の実行に関し必要な事項は、政令で定める。 art-31/par-6 · https://japanlaw.org/en/payment-services-act/art-31/par-6 · https://japanlaw.org/l/421AC0000000059/art-31/par-6 Beyond what is provided for in paragraph (2) through the preceding paragraph, particulars necessary for the fulfillment of the right referred to in paragraph (1) are specified by Cabinet Order. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-31/par-2: 前項 → 資金決済に関する法律 第三十一条第一項 (Article 31, paragraph (1)), art-31/par-1 — https://japanlaw.org/en/payment-services-act/art-31/par-1 · https://japanlaw.org/l/421AC0000000059/art-31/par-1 - art-31/par-2/item-1: 前項 → 資金決済に関する法律 第三十一条第一項 (Article 31, paragraph (1)), art-31/par-1 — https://japanlaw.org/en/payment-services-act/art-31/par-1 · https://japanlaw.org/l/421AC0000000059/art-31/par-1 - art-31/par-3: 第一項 → 資金決済に関する法律 第三十一条第一項 (Article 31, paragraph (1)), art-31/par-1 — https://japanlaw.org/en/payment-services-act/art-31/par-1 · https://japanlaw.org/l/421AC0000000059/art-31/par-1 - art-31/par-3: 次項 → 資金決済に関する法律 第三十一条第四項 (Article 31, paragraph (4)), art-31/par-4 — https://japanlaw.org/en/payment-services-act/art-31/par-4 · https://japanlaw.org/l/421AC0000000059/art-31/par-4 - art-31/par-3: 第五項 → 資金決済に関する法律 第三十一条第五項 (Article 31, paragraph (5)), art-31/par-5 — https://japanlaw.org/en/payment-services-act/art-31/par-5 · https://japanlaw.org/l/421AC0000000059/art-31/par-5 - art-31/par-4: 前項 → 資金決済に関する法律 第三十一条第三項 (Article 31, paragraph (3)), art-31/par-3 — https://japanlaw.org/en/payment-services-act/art-31/par-3 · https://japanlaw.org/l/421AC0000000059/art-31/par-3 - art-31/par-5: 第三項 → 資金決済に関する法律 第三十一条第三項 (Article 31, paragraph (3)), art-31/par-3 — https://japanlaw.org/en/payment-services-act/art-31/par-3 · https://japanlaw.org/l/421AC0000000059/art-31/par-3 - art-31/par-6: 第二項から前項まで → 資金決済に関する法律 第三十一条第二項 (Article 31, paragraph (2)), art-31/par-2 — https://japanlaw.org/en/payment-services-act/art-31/par-2 · https://japanlaw.org/l/421AC0000000059/art-31/par-2 - art-31/par-6: 第二項から前項まで → 資金決済に関する法律 第三十一条第三項 (Article 31, paragraph (3)), art-31/par-3 — https://japanlaw.org/en/payment-services-act/art-31/par-3 · https://japanlaw.org/l/421AC0000000059/art-31/par-3 - art-31/par-6: 第二項から前項まで → 資金決済に関する法律 第三十一条第四項 (Article 31, paragraph (4)), art-31/par-4 — https://japanlaw.org/en/payment-services-act/art-31/par-4 · https://japanlaw.org/l/421AC0000000059/art-31/par-4 - art-31/par-6: 第二項から前項まで → 資金決済に関する法律 第三十一条第五項 (Article 31, paragraph (5)), art-31/par-5 — https://japanlaw.org/en/payment-services-act/art-31/par-5 · https://japanlaw.org/l/421AC0000000059/art-31/par-5 - art-31/par-6: 第一項 → 資金決済に関する法律 第三十一条第一項 (Article 31, paragraph (1)), art-31/par-1 — https://japanlaw.org/en/payment-services-act/art-31/par-1 · https://japanlaw.org/l/421AC0000000059/art-31/par-1 ## Cited by 13 provisions cite this one. No official source publishes this direction. - 資金決済に関する法律 第十四条第二項（発行保証金の供託） — https://japanlaw.org/en/payment-services-act/art-14/par-2 · https://japanlaw.org/l/421AC0000000059/art-14/par-2 - 資金決済に関する法律 第十八条第一項第三号（発行保証金の取戻し等） — https://japanlaw.org/en/payment-services-act/art-18/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-18/par-1/item-3 - 資金決済に関する法律 第二十六条第一項第二号（自家型発行者に対する業務停止命令） — https://japanlaw.org/en/payment-services-act/art-26/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-26/par-1/item-2 - 資金決済に関する法律 第二十七条第一項第四号（第三者型発行者に対する登録の取消し等） — https://japanlaw.org/en/payment-services-act/art-27/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-27/par-1/item-4 - 資金決済に関する法律 第三十一条第二項（発行保証金の還付） — https://japanlaw.org/en/payment-services-act/art-31/par-2 · https://japanlaw.org/l/421AC0000000059/art-31/par-2 - 資金決済に関する法律 第三十一条第二項第一号（発行保証金の還付） — https://japanlaw.org/en/payment-services-act/art-31/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-31/par-2/item-1 - 資金決済に関する法律 第三十一条第三項（発行保証金の還付） — https://japanlaw.org/en/payment-services-act/art-31/par-3 · https://japanlaw.org/l/421AC0000000059/art-31/par-3 - 資金決済に関する法律 第三十一条第四項（発行保証金の還付） — https://japanlaw.org/en/payment-services-act/art-31/par-4 · https://japanlaw.org/l/421AC0000000059/art-31/par-4 - 資金決済に関する法律 第三十一条第五項（発行保証金の還付） — https://japanlaw.org/en/payment-services-act/art-31/par-5 · https://japanlaw.org/l/421AC0000000059/art-31/par-5 - 資金決済に関する法律 第三十一条第六項（発行保証金の還付） — https://japanlaw.org/en/payment-services-act/art-31/par-6 · https://japanlaw.org/l/421AC0000000059/art-31/par-6 - 資金決済に関する法律 第三十二条第一項（発行保証金の還付への協力） — https://japanlaw.org/en/payment-services-act/art-32/par-1 · https://japanlaw.org/l/421AC0000000059/art-32/par-1 - 資金決済に関する法律 第三十三条第一項第二号（廃止の届出等） — https://japanlaw.org/en/payment-services-act/art-33/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-33/par-1/item-2 - 資金決済に関する法律 附則第十一条第一項 — https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-11/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-11/par-1 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 資金決済に関する法律 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/421AC0000000059/20260812_508AC0000000064), retrieved 2026-10-12 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Payment Services Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb), retrieved 2026-10-12 - This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12