# 資金決済に関する法律 / Payment Services Act — 第十六条 (Article 16) - Law: 資金決済に関する法律 (Payment Services Act), 平成二十一年法律第五十九号 - English title "Payment Services Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第十六条 (Article 16)（発行保証金信託契約） — address `art-16` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/en/payment-services-act/art-16 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/421AC0000000059/art-16 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第十六条（発行保証金信託契約） — (Trust Agreements for Security Deposits for Issuance) caption: Ministry of Justice translation — Japanese Law Translation Database System art-16 · https://japanlaw.org/en/payment-services-act/art-16 · https://japanlaw.org/l/421AC0000000059/art-16 **第一項** 前払式支払手段発行者は、信託会社等との間で、発行保証金信託契約（当該信託会社等が内閣総理大臣の命令に応じて信託財産を発行保証金の供託に充てることを信託の目的として当該信託財産の管理その他の当該目的の達成のために必要な行為をすべき旨の信託契約をいう。以下この章において同じ。）を締結し、その旨を内閣総理大臣に届け出たときは、当該発行保証金信託契約に基づき信託財産が信託されている間、当該信託財産の額につき、発行保証金の全部又は一部の供託をしないことができる。 art-16/par-1 · https://japanlaw.org/en/payment-services-act/art-16/par-1 · https://japanlaw.org/l/421AC0000000059/art-16/par-1 If an issuer of prepaid payment instruments concludes a trust agreement of security deposits for issuance with a trust company, etc. (meaning a trust agreement whose purpose is to apply the trust property to assign security deposits for issuance in response to an order by the Prime Minister and the provisions which prescribe that the trust company, etc. is to carry out necessary acts including the management of the trust property for the achievement of the purpose; the same applies hereinafter in this Chapter) and notifies the Minister to that effect, it may choose not to deposit all or part of the security deposits for issuance with regard to the amount of the trust property, for the period during which the trust property is entrusted based on the trust agreement for security deposits for issuance. Ministry of Justice translation — Japanese Law Translation Database System **第二項** 発行保証金信託契約は、次に掲げる事項をその内容とするものでなければならない。 art-16/par-2 · https://japanlaw.org/en/payment-services-act/art-16/par-2 · https://japanlaw.org/l/421AC0000000059/art-16/par-2 A trust agreement for security deposits for issuance must prescribe the following particulars: Ministry of Justice translation — Japanese Law Translation Database System **一** 発行保証金信託契約を締結する前払式支払手段発行者が発行する前払式支払手段の保有者を受益者とすること。 art-16/par-2/item-1 · https://japanlaw.org/en/payment-services-act/art-16/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-16/par-2/item-1 the beneficiaries of the trust agreement for security deposits for issuance must be the holders of prepaid payment instruments issued by the issuer of prepaid payment instruments who is the party to the trust agreement for security deposits for issuance; Ministry of Justice translation — Japanese Law Translation Database System **二** 受益者代理人を置いていること。 art-16/par-2/item-2 · https://japanlaw.org/en/payment-services-act/art-16/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-16/par-2/item-2 an agent of the beneficiaries must be appointed; Ministry of Justice translation — Japanese Law Translation Database System **三** 内閣総理大臣の命令に応じて、信託会社等が信託財産を換価し、供託をすること。 art-16/par-2/item-3 · https://japanlaw.org/en/payment-services-act/art-16/par-2/item-3 · https://japanlaw.org/l/421AC0000000059/art-16/par-2/item-3 a trust company, etc. must realize the trust property and deposit the proceeds thereof in response to an order by the Prime Minister; and Ministry of Justice translation — Japanese Law Translation Database System **四** その他内閣府令で定める事項 art-16/par-2/item-4 · https://japanlaw.org/en/payment-services-act/art-16/par-2/item-4 · https://japanlaw.org/l/421AC0000000059/art-16/par-2/item-4 other particulars specified by Cabinet Office Order. Ministry of Justice translation — Japanese Law Translation Database System **第三項** 発行保証金信託契約に基づき信託される信託財産の種類は、金銭若しくは預貯金（内閣府令で定めるものに限る。）又は国債証券、地方債証券その他の内閣府令で定める債券に限るものとする。この場合において、当該債券の評価額は、内閣府令で定めるところによる。 art-16/par-3 · https://japanlaw.org/en/payment-services-act/art-16/par-3 · https://japanlaw.org/l/421AC0000000059/art-16/par-3 The types of trust properties to be entrusted pursuant to a trust agreement for security deposits for issuance are limited to money, bank deposits and savings (limited to those specified by Cabinet Office Order), or national government bond certificates, local government bond certificates or other bond certificates specified by Cabinet Office Order. In this case, the appraised value of those bond certificates is determined pursuant to the provisions of Cabinet Office Order. Ministry of Justice translation — Japanese Law Translation Database System ## Cited by 4 provisions cite this one. No official source publishes this direction. - 資金決済に関する法律 第十四条第二項（発行保証金の供託） — https://japanlaw.org/en/payment-services-act/art-14/par-2 · https://japanlaw.org/l/421AC0000000059/art-14/par-2 - 資金決済に関する法律 第十四条第三項（発行保証金の供託） — https://japanlaw.org/en/payment-services-act/art-14/par-3 · https://japanlaw.org/l/421AC0000000059/art-14/par-3 - 資金決済に関する法律 附則第十一条第一項 — https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-11/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-11/par-1 - 資金決済に関する法律 附則第五条第一項 — https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-5/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-5/par-1 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 資金決済に関する法律 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/421AC0000000059/20260812_508AC0000000064), retrieved 2026-10-12 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Payment Services Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb), retrieved 2026-10-12 - This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12