# 資金決済に関する法律 / Payment Services Act — 第十四条 (Article 14) - Law: 資金決済に関する法律 (Payment Services Act), 平成二十一年法律第五十九号 - English title "Payment Services Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第十四条 (Article 14)（発行保証金の供託） — address `art-14` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/en/payment-services-act/art-14 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/421AC0000000059/art-14 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第十四条（発行保証金の供託） — (Making Security Deposits for Issuance) caption: Ministry of Justice translation — Japanese Law Translation Database System art-14 · https://japanlaw.org/en/payment-services-act/art-14 · https://japanlaw.org/l/421AC0000000059/art-14 **第一項** 前払式支払手段発行者は、基準日未使用残高が政令で定める額（以下この章において「基準額」という。）を超えるときは、当該基準日未使用残高の二分の一の額（以下この章において「要供託額」という。）以上の額に相当する額の発行保証金を、内閣府令で定めるところにより、主たる営業所又は事務所の最寄りの供託所に供託しなければならない。 art-14/par-1 · https://japanlaw.org/en/payment-services-act/art-14/par-1 · https://japanlaw.org/l/421AC0000000059/art-14/par-1 If the unused balance on the base date exceeds the amount specified by Cabinet Order (hereinafter referred to as the "standard amount" in this Chapter), an issuer of prepaid payment instruments must, pursuant to the provisions of Cabinet Office Order, make security deposits for issuance to the official depository nearest to its principal business office or office in an amount equivalent to not less than half the amount of the unused balance on the base date (hereinafter referred to as the "amount required for deposit" in this Chapter). Ministry of Justice translation — Japanese Law Translation Database System **第二項** 前払式支払手段発行者は、第三十一条第一項の権利の実行の手続の終了その他の事実の発生により、発行保証金の額（次条に規定する保全金額及び第十六条第一項に規定する信託財産の額の合計額を含む。第十八条第二号及び第二十三条第一項第三号において同じ。）がその事実が発生した日の直前の基準日における要供託額（第二十条第一項の規定による払戻しの手続又は第三十一条第一項の権利の実行の手続が終了した日の直前の基準日にあっては、これらの手続に係る前払式支払手段がないものとみなして内閣府令で定める方法により計算された額）に不足することとなったときは、内閣府令で定めるところにより、その不足額について供託を行い、遅滞なく、その旨を内閣総理大臣に届け出なければならない。 art-14/par-2 · https://japanlaw.org/en/payment-services-act/art-14/par-2 · https://japanlaw.org/l/421AC0000000059/art-14/par-2 If, due to completion of the procedure for the fulfillment of the right prescribed in Article 31, paragraph (1) or the occurrence of other facts, the amount of security deposits for issuance (including the total amount of the secured amount prescribed in the following Article and the amount of trust property prescribed in Article 16, paragraph (1); the same applies in Article 18, item (ii) and Article 23, paragraph (1), item (iii)) is less than the amount required for deposit as of the base date immediately preceding the day on which those issues occurred (or the amount calculated as if the Prepaid Payment Instruments pertaining to those procedures did not exist in accordance with the method specified by Cabinet Office Order as of the base date immediately preceding the day on which the refund procedure prescribed in Article 20, paragraph (1) or the procedure for the fulfillment of the right prescribed in Article 31, paragraph (1) was completed), an issuer of prepaid payment instruments must, pursuant to the provisions of Cabinet Office Order, deposit the shortage and notify the Prime Minister to that effect without delay. Ministry of Justice translation — Japanese Law Translation Database System **第三項** 発行保証金は、国債証券、地方債証券その他の内閣府令で定める債券（社債、株式等の振替に関する法律第二百七十八条第一項に規定する振替債を含む。第十六条第三項において同じ。）をもってこれに充てることができる。この場合において、当該債券の評価額は、内閣府令で定めるところによる。 art-14/par-3 · https://japanlaw.org/en/payment-services-act/art-14/par-3 · https://japanlaw.org/l/421AC0000000059/art-14/par-3 Security deposits for issuance may be paid in national government bond certificates, local government bond certificates or other bond certificates specified by Cabinet Office Order (including book-entry transfer bonds specified in Article 278, paragraph (1) of the Act on Book-Entry Transfer of Corporate Bonds and Shares; the same applies in Article 16, paragraph (3)). In this case, the appraised value of those bond certificates is determined pursuant to the provisions of Cabinet Office Order. machine translation, not official --- ## Cites - art-14/par-2: 第三十一条第一項 → 資金決済に関する法律 第三十一条第一項 (Article 31, paragraph (1)), art-31/par-1 — https://japanlaw.org/en/payment-services-act/art-31/par-1 · https://japanlaw.org/l/421AC0000000059/art-31/par-1 - art-14/par-2: 次条 → 資金決済に関する法律 第十五条 (Article 15), art-15 — https://japanlaw.org/en/payment-services-act/art-15 · https://japanlaw.org/l/421AC0000000059/art-15 - art-14/par-2: 第十六条第一項 → 資金決済に関する法律 第十六条第一項 (Article 16, paragraph (1)), art-16/par-1 — https://japanlaw.org/en/payment-services-act/art-16/par-1 · https://japanlaw.org/l/421AC0000000059/art-16/par-1 - art-14/par-2: 第十八条第二号 → 資金決済に関する法律 第十八条第一項第二号 (Article 18, paragraph (1), item (ii)), art-18/par-1/item-2 — https://japanlaw.org/en/payment-services-act/art-18/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-18/par-1/item-2 - art-14/par-2: 第二十三条第一項第三号 → 資金決済に関する法律 第二十三条第一項第三号 (Article 23, paragraph (1), item (iii)), art-23/par-1/item-3 — https://japanlaw.org/en/payment-services-act/art-23/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-23/par-1/item-3 - art-14/par-2: 第二十条第一項 → 資金決済に関する法律 第二十条第一項 (Article 20, paragraph (1)), art-20/par-1 — https://japanlaw.org/en/payment-services-act/art-20/par-1 · https://japanlaw.org/l/421AC0000000059/art-20/par-1 - art-14/par-3: 第十六条第三項 → 資金決済に関する法律 第十六条第三項 (Article 16, paragraph (3)), art-16/par-3 — https://japanlaw.org/en/payment-services-act/art-16/par-3 · https://japanlaw.org/l/421AC0000000059/art-16/par-3 ## Cited by 9 provisions cite this one. No official source publishes this direction. - 資金決済に関する法律 第五条第一項（自家型発行者の届出） — https://japanlaw.org/en/payment-services-act/art-5/par-1 · https://japanlaw.org/l/421AC0000000059/art-5/par-1 - 資金決済に関する法律 第三十五条第一項（銀行等に関する特例） — https://japanlaw.org/en/payment-services-act/art-35/par-1 · https://japanlaw.org/l/421AC0000000059/art-35/par-1 - 資金決済に関する法律 第百十二条第一項第三号 — https://japanlaw.org/en/payment-services-act/art-112/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-112/par-1/item-3 - 資金決済に関する法律 第百十八条第一項第一号 — https://japanlaw.org/en/payment-services-act/art-118/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-118/par-1/item-1 - 資金決済に関する法律 附則第四条第一項 — https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-4/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-4/par-1 - 資金決済に関する法律 附則第十一条第一項 — https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-11/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-11/par-1 - 資金決済に関する法律 附則第十一条第二項 — https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-11/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-11/par-2 - 資金決済に関する法律 附則第十一条第三項 — https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-11/par-3 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-11/par-3 - 資金決済に関する法律 附則第十一条第四項 — https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-11/par-4 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-11/par-4 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 資金決済に関する法律 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/421AC0000000059/20260812_508AC0000000064), retrieved 2026-10-12 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Payment Services Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb), retrieved 2026-10-12 - claude-sonnet-5-5 — Machine translation, batch payment-services-act-20261012T054915-001, translated 2026-10-12 - This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12