# 資金決済に関する法律 / Payment Services Act — 第百八条 (Article 108) - Law: 資金決済に関する法律 (Payment Services Act), 平成二十一年法律第五十九号 - English title "Payment Services Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第百八条 (Article 108) — address `art-108` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/en/payment-services-act/art-108 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/421AC0000000059/art-108 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第百八条 art-108 · https://japanlaw.org/en/payment-services-act/art-108 · https://japanlaw.org/l/421AC0000000059/art-108 **第一項** 次の各号のいずれかに該当する場合には、当該違反行為をした者は、二年以下の拘禁刑若しくは三百万円以下の罰金に処し、又はこれを併科する。 art-108/par-1 · https://japanlaw.org/en/payment-services-act/art-108/par-1 · https://japanlaw.org/l/421AC0000000059/art-108/par-1 If any of the following items applies, the person who has committed the violation is subject to imprisonment for not more than two years or a fine of not more than three million yen, or both: machine translation, not official **一** 第四十条の二第一項の認可を受けないで第三十六条の二第一項に規定する第一種資金移動業を営んだとき。 art-108/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-108/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-108/par-1/item-1 a person provides type I funds transfer service prescribed in Article 36-2, paragraph (1) without obtaining the authorization referred to in Article 40-2, paragraph (1); Ministry of Justice translation — Japanese Law Translation Database System **二** 第五十六条第一項の規定による資金移動業の全部又は一部の停止の命令に違反したとき。 art-108/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-108/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-108/par-1/item-2 a person violates an order to suspend all or part of the funds transfer service under the provisions of Article 56, paragraph (1); Ministry of Justice translation — Japanese Law Translation Database System **三** 第六十二条の十四第一項の規定に違反して、利用者の電子決済手段を自己の電子決済手段と分別して管理しなかったとき。 art-108/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-108/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-108/par-1/item-3 a person, in violation of the provisions of Article 62-14, paragraph (1), fails to manage users' electronic payment instruments separately from its own electronic payment instruments; Ministry of Justice translation — Japanese Law Translation Database System **四** 第六十二条の二十二第一項の規定による電子決済手段等取引業の全部又は一部の停止の命令に違反したとき。 art-108/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-108/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-108/par-1/item-4 a person violates an order to suspend all or part of the electronic payment instruments services pursuant to the provisions of Article 62-22, paragraph (1); Ministry of Justice translation — Japanese Law Translation Database System **五** 第六十三条の十一第一項の規定に違反して利用者の金銭を自己の金銭と分別して管理せず、若しくは信託しなかったとき、又は同条第二項前段の規定に違反して利用者の暗号資産を自己の暗号資産と分別して管理しなかったとき。 art-108/par-1/item-5 · https://japanlaw.org/en/payment-services-act/art-108/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-108/par-1/item-5 a person, in violation of the provisions of Article 63-11, paragraph (1), fails to manage or entrust users' money separately from its own money, or a person, in violation of the provisions of the first sentence of paragraph (2) of that Article, fails to manage users' cryptoassets separately from its own cryptoassets; Ministry of Justice translation — Japanese Law Translation Database System **六** 第六十三条の十一の二第一項前段の規定に違反して、履行保証暗号資産（同項に規定する履行保証暗号資産をいう。以下この号において同じ。）を保有せず、又は履行保証暗号資産を履行保証暗号資産以外の自己の暗号資産と分別して管理しなかったとき。 art-108/par-1/item-6 · https://japanlaw.org/en/payment-services-act/art-108/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-108/par-1/item-6 a person, in violation of the provisions of the first sentence of Article 63-11-2, paragraph (1), fails to hold performance-guarantee cryptoassets (meaning the performance-guarantee cryptoassets prescribed in that paragraph; hereinafter the same applies in this item) or fails to manage the performance-guarantee cryptoassets separately from its own cryptoassets other than the performance-guarantee cryptoassets; Ministry of Justice translation — Japanese Law Translation Database System **七** 第六十三条の十七第一項の規定による暗号資産交換業の全部又は一部の停止の命令に違反したとき。 art-108/par-1/item-7 · https://japanlaw.org/en/payment-services-act/art-108/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-108/par-1/item-7 a person violates an order to suspend all or part of the cryptoasset exchange service pursuant to the provisions of Article 63-17, paragraph (1); Ministry of Justice translation — Japanese Law Translation Database System **八** 第六十三条の二十二の二十第一項の規定による電子決済手段・暗号資産サービス仲介業の全部又は一部の停止の命令に違反したとき。 art-108/par-1/item-8 · https://japanlaw.org/en/payment-services-act/art-108/par-1/item-8 · https://japanlaw.org/l/421AC0000000059/art-108/par-1/item-8 a person violates an order to suspend all or part of the electronic payment instruments and cryptoasset intermediary services pursuant to the provisions of Article 63-22-20, paragraph (1); machine translation, not official **九** 第六十三条の三十七第二項の規定による業務の全部又は一部の停止の命令に違反したとき。 art-108/par-1/item-9 · https://japanlaw.org/en/payment-services-act/art-108/par-1/item-9 · https://japanlaw.org/l/421AC0000000059/art-108/par-1/item-9 a person violates an order to suspend all or part of the business pursuant to the provisions of Article 63-37, paragraph (2); Ministry of Justice translation — Japanese Law Translation Database System **十** 第八十二条第二項の規定による業務の全部又は一部の停止の命令に違反したとき。 art-108/par-1/item-10 · https://japanlaw.org/en/payment-services-act/art-108/par-1/item-10 · https://japanlaw.org/l/421AC0000000059/art-108/par-1/item-10 a person violates an order to suspend all or part of the business pursuant to the provisions of Article 82, paragraph (2); or Ministry of Justice translation — Japanese Law Translation Database System **十一** 第九十六条第二項の規定による業務の全部又は一部の停止の命令に違反したとき。 art-108/par-1/item-11 · https://japanlaw.org/en/payment-services-act/art-108/par-1/item-11 · https://japanlaw.org/l/421AC0000000059/art-108/par-1/item-11 a person violates an order to suspend all or part of the business pursuant to the provisions of Article 96, paragraph (2). Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-108/par-1/item-1: 第四十条の二第一項 → 資金決済に関する法律 第四十条の二第一項 (Article 40-2, paragraph (1)), art-40-2/par-1 — https://japanlaw.org/en/payment-services-act/art-40-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-40-2/par-1 - art-108/par-1/item-1: 第三十六条の二第一項 → 資金決済に関する法律 第三十六条の二第一項 (Article 36-2, paragraph (1)), art-36-2/par-1 — https://japanlaw.org/en/payment-services-act/art-36-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-36-2/par-1 - art-108/par-1/item-2: 第五十六条第一項 → 資金決済に関する法律 第五十六条第一項 (Article 56, paragraph (1)), art-56/par-1 — https://japanlaw.org/en/payment-services-act/art-56/par-1 · https://japanlaw.org/l/421AC0000000059/art-56/par-1 - art-108/par-1/item-3: 第六十二条の十四第一項 → 資金決済に関する法律 第六十二条の十四第一項 (Article 62-14, paragraph (1)), art-62-14/par-1 — https://japanlaw.org/en/payment-services-act/art-62-14/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-14/par-1 - art-108/par-1/item-4: 第六十二条の二十二第一項 → 資金決済に関する法律 第六十二条の二十二第一項 (Article 62-22, paragraph (1)), art-62-22/par-1 — https://japanlaw.org/en/payment-services-act/art-62-22/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-22/par-1 - art-108/par-1/item-5: 第六十三条の十一第一項 → 資金決済に関する法律 第六十三条の十一第一項 (Article 63-11, paragraph (1)), art-63-11/par-1 — https://japanlaw.org/en/payment-services-act/art-63-11/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-11/par-1 - art-108/par-1/item-5: 同条第二項 → 資金決済に関する法律 第六十三条の十一第二項 (Article 63-11, paragraph (2)), art-63-11/par-2 — https://japanlaw.org/en/payment-services-act/art-63-11/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-11/par-2 - art-108/par-1/item-6: 第六十三条の十一の二第一項 → 資金決済に関する法律 第六十三条の十一の二第一項 (Article 63-11-2, paragraph (1)), art-63-11-2/par-1 — https://japanlaw.org/en/payment-services-act/art-63-11-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-11-2/par-1 - art-108/par-1/item-6: この号 → 資金決済に関する法律 第百八条第一項第六号 (Article 108, paragraph (1), item (vi)), art-108/par-1/item-6 — https://japanlaw.org/en/payment-services-act/art-108/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-108/par-1/item-6 - art-108/par-1/item-7: 第六十三条の十七第一項 → 資金決済に関する法律 第六十三条の十七第一項 (Article 63-17, paragraph (1)), art-63-17/par-1 — https://japanlaw.org/en/payment-services-act/art-63-17/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-17/par-1 - art-108/par-1/item-8: 第六十三条の二十二の二十第一項 → 資金決済に関する法律 第六十三条の二十二の二十第一項 (Article 63-22-20, paragraph (1)), art-63-22-20/par-1 — https://japanlaw.org/en/payment-services-act/art-63-22-20/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-20/par-1 - art-108/par-1/item-9: 第六十三条の三十七第二項 → 資金決済に関する法律 第六十三条の三十七第二項 (Article 63-37, paragraph (2)), art-63-37/par-2 — https://japanlaw.org/en/payment-services-act/art-63-37/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-37/par-2 - art-108/par-1/item-10: 第八十二条第二項 → 資金決済に関する法律 第八十二条第二項 (Article 82, paragraph (2)), art-82/par-2 — https://japanlaw.org/en/payment-services-act/art-82/par-2 · https://japanlaw.org/l/421AC0000000059/art-82/par-2 - art-108/par-1/item-11: 第九十六条第二項 → 資金決済に関する法律 第九十六条第二項 (Article 96, paragraph (2)), art-96/par-2 — https://japanlaw.org/en/payment-services-act/art-96/par-2 · https://japanlaw.org/l/421AC0000000059/art-96/par-2 ## Cited by 4 provisions cite this one. No official source publishes this direction. - 資金決済に関する法律 第三十七条の二第二項（特定信託会社に関する特例） — https://japanlaw.org/en/payment-services-act/art-37-2/par-2 · https://japanlaw.org/l/421AC0000000059/art-37-2/par-2 - 資金決済に関する法律 第百八条第一項第六号 — https://japanlaw.org/en/payment-services-act/art-108/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-108/par-1/item-6 - 資金決済に関する法律 第百十五条第一項第一号 — https://japanlaw.org/en/payment-services-act/art-115/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-115/par-1/item-1 - 資金決済に関する法律 第百十五条第一項第四号 — https://japanlaw.org/en/payment-services-act/art-115/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-115/par-1/item-4 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 資金決済に関する法律 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/421AC0000000059/20260812_508AC0000000064), retrieved 2026-10-12 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Payment Services Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb), retrieved 2026-10-12 - claude-sonnet-5-5 — Machine translation, batch payment-services-act-20261012T054915-009, translated 2026-10-12 - This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12