# 資金決済に関する法律 / Payment Services Act — 第百七条 (Article 107) - Law: 資金決済に関する法律 (Payment Services Act), 平成二十一年法律第五十九号 - English title "Payment Services Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第百七条 (Article 107) — address `art-107` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/en/payment-services-act/art-107 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/421AC0000000059/art-107 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第百七条 art-107 · https://japanlaw.org/en/payment-services-act/art-107 · https://japanlaw.org/l/421AC0000000059/art-107 **第一項** 次の各号のいずれかに該当する場合には、当該違反行為をした者は、三年以下の拘禁刑若しくは三百万円以下の罰金に処し、又はこれを併科する。 art-107/par-1 · https://japanlaw.org/en/payment-services-act/art-107/par-1 · https://japanlaw.org/l/421AC0000000059/art-107/par-1 If any of the following items applies, the person who has committed the violation is subject to imprisonment for not more than three years or a fine of not more than three million yen, or both: machine translation, not official **一** 第七条の登録を受けないで第三者型前払式支払手段（第三条第五項に規定する第三者型前払式支払手段をいう。第三号において同じ。）の発行の業務を行ったとき。 art-107/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-1 a person conducts the business of issuing prepaid payment instruments for third-party business (meaning prepaid payment instruments for third-party business prescribed in Article 3, paragraph (5); the same applies in item (iii)) without registering the business referred to in Article 7; Ministry of Justice translation — Japanese Law Translation Database System **二** 不正の手段により第七条、第三十七条、第六十二条の三、第六十三条の二若しくは第六十三条の二十二の二の登録又は第四十一条第一項、第六十二条の七第一項若しくは第六十三条の二十二の六第一項の変更登録を受けたとき。 art-107/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-2 a person has been registered as referred to in Article 7, Article 37, Article 62-3, Article 63-2 or Article 63-22-2, or the change referred to in Article 41, paragraph (1), Article 62-7, paragraph (1) or Article 63-22-6, paragraph (1) has been registered through wrongful means; machine translation, not official **三** 第十二条の規定に違反して、他人に第三者型前払式支払手段の発行の業務を行わせたとき。 art-107/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-3 a person, in violation of the provisions of Article 12, has another person conduct the business of issuing prepaid payment instruments for third-party business; Ministry of Justice translation — Japanese Law Translation Database System **四** 第三十七条の二第二項の規定により読み替えて適用する第五十六条第一項の規定による特定資金移動業の廃止の命令に違反したとき。 art-107/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-4 a person violates an order to discontinue specified funds transfer services under the provisions of Article 56, paragraph (1) as applied following the deemed replacement of terms pursuant to the provisions of Article 37-2, paragraph (2); Ministry of Justice translation — Japanese Law Translation Database System **五** 第三十七条の二第三項の規定による届出をしないで特定資金移動業を営み、若しくは虚偽の届出をし、又は同項の規定により当該届出に添付すべき書類に虚偽の記載をしてこれを提出したとき。 art-107/par-1/item-5 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-5 a person provides specified funds transfer services without filing a notification under the provisions of Article 37-2, paragraph (3) or files a false notification, or makes a false statement in a document to be attached to the notification pursuant to the provisions of that paragraph and submits the document; Ministry of Justice translation — Japanese Law Translation Database System **六** 第四十一条第一項の変更登録を受けないで新たな種別の資金移動業を営んだとき。 art-107/par-1/item-6 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-6 a person provides a new type of funds transfer service without registering the change referred to in Article 41, paragraph (1); Ministry of Justice translation — Japanese Law Translation Database System **七** 第四十二条の規定に違反して、他人に資金移動業を営ませたとき。 art-107/par-1/item-7 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-7 a person, in violation of the provisions of Article 42, has another person provide the funds transfer service; Ministry of Justice translation — Japanese Law Translation Database System **八** 第六十二条の三の登録を受けないで電子決済手段等取引業を行ったとき。 art-107/par-1/item-8 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-8 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-8 a person provides electronic payment instruments services without registering the services as referred to in Article 62-3; machine translation, not official **九** 第六十二条の七第一項の変更登録を受けないで新たな種別の電子決済手段等取引業を行ったとき。 art-107/par-1/item-9 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-9 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-9 a person provides a new type of electronic payment instruments services without registering the change as referred to in Article 62-7, paragraph (1); Ministry of Justice translation — Japanese Law Translation Database System **十** 第六十二条の八第二項の規定により読み替えて適用する第六十二条の二十二第一項の規定による電子決済手段等取引業の廃止の命令に違反したとき。 art-107/par-1/item-10 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-10 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-10 a person violates an order to discontinue electronic payment instruments services under the provisions of Article 62-22, paragraph (1) as applied following the deemed replacement of terms pursuant to the provisions of Article 62-8, paragraph (2); Ministry of Justice translation — Japanese Law Translation Database System **十一** 第六十二条の九の規定に違反して、他人に電子決済手段等取引業を行わせたとき。 art-107/par-1/item-11 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-11 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-11 a person, in violation of the provisions of Article 62-9, has another person provide the electronic payment instruments services; Ministry of Justice translation — Japanese Law Translation Database System **十二** 第六十三条の二の登録を受けないで暗号資産交換業を行ったとき。 art-107/par-1/item-12 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-12 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-12 a person provides the cryptoasset exchange services without registering the services referred to in Article 63-2; Ministry of Justice translation — Japanese Law Translation Database System **十三** 第六十三条の七の規定に違反して、他人に暗号資産交換業を行わせたとき。 art-107/par-1/item-13 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-13 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-13 a person, in violation of the provisions of Article 63-7, has another person provide the cryptoasset exchange services; Ministry of Justice translation — Japanese Law Translation Database System **十四** 第六十三条の二十二の六第一項の変更登録を受けないで新たな種別の電子決済手段・暗号資産サービス仲介業を行ったとき。 art-107/par-1/item-14 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-14 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-14 a person provides a new type of electronic payment instruments and cryptoasset intermediary services without registering the change referred to in Article 63-22-6, paragraph (1); machine translation, not official **十五** 第六十三条の二十二の七の規定に違反して、他人に電子決済手段・暗号資産サービス仲介業を行わせたとき。 art-107/par-1/item-15 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-15 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-15 a person, in violation of the provisions of Article 63-22-7, has another person provide the electronic payment instruments and cryptoasset intermediary services; machine translation, not official **十六** 第六十三条の二十三の許可を受けないで為替取引分析業を行ったとき。 art-107/par-1/item-16 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-16 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-16 a person provides funds transfer transaction analysis services without obtaining a license as referred to in Article 63-23; machine translation, not official **十七** 不正の手段により第六十三条の二十三又は第六十三条の三十三第一項の許可を受けたとき。 art-107/par-1/item-17 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-17 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-17 a person obtains a license referred to in Article 63-23 or Article 63-33, paragraph (1) through wrongful means; Ministry of Justice translation — Japanese Law Translation Database System **十八** 第六十三条の二十六の規定に違反して、他人に為替取引分析業を行わせたとき。 art-107/par-1/item-18 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-18 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-18 a person, in violation of the provisions of Article 63-26, has another person provide the funds transfer transaction analysis services; Ministry of Justice translation — Japanese Law Translation Database System **十九** 第六十三条の三十三第一項の許可を受けないで新たな種別の為替取引分析業を行ったとき。 art-107/par-1/item-19 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-19 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-19 a person provides a new type of funds transfer transaction analysis services without obtaining a license as referred to in Article 63-33, paragraph (1); Ministry of Justice translation — Japanese Law Translation Database System **二十** 第六十四条第一項の免許を受けないで資金清算業を行ったとき。 art-107/par-1/item-20 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-20 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-20 a person provides clearing services for interbank funds transfer without obtaining a license referred to in Article 64, paragraph (1); or machine translation, not official **二十一** 不正の手段により第六十四条第一項の免許を受けたとき。 art-107/par-1/item-21 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-21 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-21 a person obtains a license referred to in Article 64, paragraph (1) through wrongful means. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-107/par-1/item-1: 第七条 → 資金決済に関する法律 第七条 (Article 7), art-7 — https://japanlaw.org/en/payment-services-act/art-7 · https://japanlaw.org/l/421AC0000000059/art-7 - art-107/par-1/item-1: 第三条第五項 → 資金決済に関する法律 第三条第五項 (Article 3, paragraph (5)), art-3/par-5 — https://japanlaw.org/en/payment-services-act/art-3/par-5 · https://japanlaw.org/l/421AC0000000059/art-3/par-5 - art-107/par-1/item-1: 第三号 → 資金決済に関する法律 第百七条第一項第三号 (Article 107, paragraph (1), item (iii)), art-107/par-1/item-3 — https://japanlaw.org/en/payment-services-act/art-107/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-3 - art-107/par-1/item-2: 第七条 → 資金決済に関する法律 第七条 (Article 7), art-7 — https://japanlaw.org/en/payment-services-act/art-7 · https://japanlaw.org/l/421AC0000000059/art-7 - art-107/par-1/item-2: 第三十七条 → 資金決済に関する法律 第三十七条 (Article 37), art-37 — https://japanlaw.org/en/payment-services-act/art-37 · https://japanlaw.org/l/421AC0000000059/art-37 - art-107/par-1/item-2: 第六十二条の三 → 資金決済に関する法律 第六十二条の三 (Article 62-3), art-62-3 — https://japanlaw.org/en/payment-services-act/art-62-3 · https://japanlaw.org/l/421AC0000000059/art-62-3 - art-107/par-1/item-2: 第六十三条の二 → 資金決済に関する法律 第六十三条の二 (Article 63-2), art-63-2 — https://japanlaw.org/en/payment-services-act/art-63-2 · https://japanlaw.org/l/421AC0000000059/art-63-2 - art-107/par-1/item-2: 第六十三条の二十二の二 → 資金決済に関する法律 第六十三条の二十二の二 (Article 63-22-2), art-63-22-2 — https://japanlaw.org/en/payment-services-act/art-63-22-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-2 - art-107/par-1/item-2: 第四十一条第一項 → 資金決済に関する法律 第四十一条第一項 (Article 41, paragraph (1)), art-41/par-1 — https://japanlaw.org/en/payment-services-act/art-41/par-1 · https://japanlaw.org/l/421AC0000000059/art-41/par-1 - art-107/par-1/item-2: 第六十二条の七第一項 → 資金決済に関する法律 第六十二条の七第一項 (Article 62-7, paragraph (1)), art-62-7/par-1 — https://japanlaw.org/en/payment-services-act/art-62-7/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-7/par-1 - art-107/par-1/item-2: 第六十三条の二十二の六第一項 → 資金決済に関する法律 第六十三条の二十二の六第一項 (Article 63-22-6, paragraph (1)), art-63-22-6/par-1 — https://japanlaw.org/en/payment-services-act/art-63-22-6/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-6/par-1 - art-107/par-1/item-3: 第十二条 → 資金決済に関する法律 第十二条 (Article 12), art-12 — https://japanlaw.org/en/payment-services-act/art-12 · https://japanlaw.org/l/421AC0000000059/art-12 - art-107/par-1/item-4: 第三十七条の二第二項 → 資金決済に関する法律 第三十七条の二第二項 (Article 37-2, paragraph (2)), art-37-2/par-2 — https://japanlaw.org/en/payment-services-act/art-37-2/par-2 · https://japanlaw.org/l/421AC0000000059/art-37-2/par-2 - art-107/par-1/item-4: 第五十六条第一項 → 資金決済に関する法律 第五十六条第一項 (Article 56, paragraph (1)), art-56/par-1 — https://japanlaw.org/en/payment-services-act/art-56/par-1 · https://japanlaw.org/l/421AC0000000059/art-56/par-1 - art-107/par-1/item-5: 第三十七条の二第三項 → 資金決済に関する法律 第三十七条の二第三項 (Article 37-2, paragraph (3)), art-37-2/par-3 — https://japanlaw.org/en/payment-services-act/art-37-2/par-3 · https://japanlaw.org/l/421AC0000000059/art-37-2/par-3 - art-107/par-1/item-6: 第四十一条第一項 → 資金決済に関する法律 第四十一条第一項 (Article 41, paragraph (1)), art-41/par-1 — https://japanlaw.org/en/payment-services-act/art-41/par-1 · https://japanlaw.org/l/421AC0000000059/art-41/par-1 - art-107/par-1/item-7: 第四十二条 → 資金決済に関する法律 第四十二条 (Article 42), art-42 — https://japanlaw.org/en/payment-services-act/art-42 · https://japanlaw.org/l/421AC0000000059/art-42 - art-107/par-1/item-8: 第六十二条の三 → 資金決済に関する法律 第六十二条の三 (Article 62-3), art-62-3 — https://japanlaw.org/en/payment-services-act/art-62-3 · https://japanlaw.org/l/421AC0000000059/art-62-3 - art-107/par-1/item-9: 第六十二条の七第一項 → 資金決済に関する法律 第六十二条の七第一項 (Article 62-7, paragraph (1)), art-62-7/par-1 — https://japanlaw.org/en/payment-services-act/art-62-7/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-7/par-1 - art-107/par-1/item-10: 第六十二条の八第二項 → 資金決済に関する法律 第六十二条の八第二項 (Article 62-8, paragraph (2)), art-62-8/par-2 — https://japanlaw.org/en/payment-services-act/art-62-8/par-2 · https://japanlaw.org/l/421AC0000000059/art-62-8/par-2 - art-107/par-1/item-10: 第六十二条の二十二第一項 → 資金決済に関する法律 第六十二条の二十二第一項 (Article 62-22, paragraph (1)), art-62-22/par-1 — https://japanlaw.org/en/payment-services-act/art-62-22/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-22/par-1 - art-107/par-1/item-11: 第六十二条の九 → 資金決済に関する法律 第六十二条の九 (Article 62-9), art-62-9 — https://japanlaw.org/en/payment-services-act/art-62-9 · https://japanlaw.org/l/421AC0000000059/art-62-9 - art-107/par-1/item-12: 第六十三条の二 → 資金決済に関する法律 第六十三条の二 (Article 63-2), art-63-2 — https://japanlaw.org/en/payment-services-act/art-63-2 · https://japanlaw.org/l/421AC0000000059/art-63-2 - art-107/par-1/item-13: 第六十三条の七 → 資金決済に関する法律 第六十三条の七 (Article 63-7), art-63-7 — https://japanlaw.org/en/payment-services-act/art-63-7 · https://japanlaw.org/l/421AC0000000059/art-63-7 - art-107/par-1/item-14: 第六十三条の二十二の六第一項 → 資金決済に関する法律 第六十三条の二十二の六第一項 (Article 63-22-6, paragraph (1)), art-63-22-6/par-1 — https://japanlaw.org/en/payment-services-act/art-63-22-6/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-6/par-1 - art-107/par-1/item-15: 第六十三条の二十二の七 → 資金決済に関する法律 第六十三条の二十二の七 (Article 63-22-7), art-63-22-7 — https://japanlaw.org/en/payment-services-act/art-63-22-7 · https://japanlaw.org/l/421AC0000000059/art-63-22-7 - art-107/par-1/item-16: 第六十三条の二十三 → 資金決済に関する法律 第六十三条の二十三 (Article 63-23), art-63-23 — https://japanlaw.org/en/payment-services-act/art-63-23 · https://japanlaw.org/l/421AC0000000059/art-63-23 - art-107/par-1/item-17: 第六十三条の二十三 → 資金決済に関する法律 第六十三条の二十三 (Article 63-23), art-63-23 — https://japanlaw.org/en/payment-services-act/art-63-23 · https://japanlaw.org/l/421AC0000000059/art-63-23 - art-107/par-1/item-17: 第六十三条の三十三第一項 → 資金決済に関する法律 第六十三条の三十三第一項 (Article 63-33, paragraph (1)), art-63-33/par-1 — https://japanlaw.org/en/payment-services-act/art-63-33/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-33/par-1 - art-107/par-1/item-18: 第六十三条の二十六 → 資金決済に関する法律 第六十三条の二十六 (Article 63-26), art-63-26 — https://japanlaw.org/en/payment-services-act/art-63-26 · https://japanlaw.org/l/421AC0000000059/art-63-26 - art-107/par-1/item-19: 第六十三条の三十三第一項 → 資金決済に関する法律 第六十三条の三十三第一項 (Article 63-33, paragraph (1)), art-63-33/par-1 — https://japanlaw.org/en/payment-services-act/art-63-33/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-33/par-1 - art-107/par-1/item-20: 第六十四条第一項 → 資金決済に関する法律 第六十四条第一項 (Article 64, paragraph (1)), art-64/par-1 — https://japanlaw.org/en/payment-services-act/art-64/par-1 · https://japanlaw.org/l/421AC0000000059/art-64/par-1 - art-107/par-1/item-21: 第六十四条第一項 → 資金決済に関する法律 第六十四条第一項 (Article 64, paragraph (1)), art-64/par-1 — https://japanlaw.org/en/payment-services-act/art-64/par-1 · https://japanlaw.org/l/421AC0000000059/art-64/par-1 ## Cited by 6 provisions cite this one. No official source publishes this direction. - 資金決済に関する法律 第三十八条第一項第七号（登録の申請） — https://japanlaw.org/en/payment-services-act/art-38/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-38/par-1/item-7 - 資金決済に関する法律 第六十二条の四第一項第七号（登録の申請） — https://japanlaw.org/en/payment-services-act/art-62-4/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-62-4/par-1/item-7 - 資金決済に関する法律 第六十三条の二十二の三第一項第五号（登録の申請） — https://japanlaw.org/en/payment-services-act/art-63-22-3/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-63-22-3/par-1/item-5 - 資金決済に関する法律 第六十三条の二十四第一項第六号（許可の申請） — https://japanlaw.org/en/payment-services-act/art-63-24/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-63-24/par-1/item-6 - 資金決済に関する法律 第百七条第一項第一号 — https://japanlaw.org/en/payment-services-act/art-107/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-1 - 資金決済に関する法律 第百十五条第一項第四号 — https://japanlaw.org/en/payment-services-act/art-115/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-115/par-1/item-4 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 資金決済に関する法律 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/421AC0000000059/20260812_508AC0000000064), retrieved 2026-10-12 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Payment Services Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb), retrieved 2026-10-12 - claude-sonnet-5-5 — Machine translation, batch payment-services-act-20261012T054915-009, translated 2026-10-12 - This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12