# 資金決済に関する法律 / Payment Services Act
- 平成二十一年法律第五十九号 · Act
- English title "Payment Services Act": Ministry of Justice translation
- Text in force since: 2026-08-12
- URL: https://japanlaw.org/en/payment-services-act
- Permanent URL: https://japanlaw.org/l/421AC0000000059
- 231 articles in the main text, 83 in the 附則 (supplementary provisions).
- English: 624 of 624 paragraphs, each marked below as the Ministry of Justice's, as the Ministry's with a slip corrected by this site, or as machine translation.
Only the Japanese as published by the government has legal effect; the text
below is a copy of it.
Every provision is addressable on its own, down to the item, and carries
its address and both URLs on the line under it: the page that opens at it —
https://japanlaw.org/en/payment-services-act/art-1 — and the permanent form —
https://japanlaw.org/l/421AC0000000059/art-1. As Markdown: https://japanlaw.org/md/en/payment-services-act/art-1.
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## 第一章 総則 — Chapter I General Provisions
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-1 · https://japanlaw.org/en/payment-services-act/ch-1 · https://japanlaw.org/l/421AC0000000059/ch-1
### 第一条（目的） — (Purpose)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-1 · https://japanlaw.org/en/payment-services-act/art-1 · https://japanlaw.org/l/421AC0000000059/art-1
**第一項** この法律は、資金決済に関するサービスの適切な実施を確保し、その利用者等を保護するとともに、当該サービスの提供の促進を図るため、前払式支払手段の発行、銀行等以外の者が行う為替取引、電子決済手段の交換等、暗号資産の交換等、為替取引に関する分析及び銀行等の間で生じた為替取引に係る債権債務の清算について、登録その他の必要な措置を講じ、もって資金決済システムの安全性、効率性及び利便性の向上に資することを目的とする。
art-1/par-1 · https://japanlaw.org/en/payment-services-act/art-1/par-1 · https://japanlaw.org/l/421AC0000000059/art-1/par-1
The purpose of this Act is to enforce registration and provide other necessary measures with respect to the issuance of prepaid payment instruments, or funds transfer transactions carried out by persons other than deposit-taking institutions, exchange of electronic payment instruments, etc., exchange of cryptoassets, etc., analysis on funds transfer transactions, and the clearing of funds transfer transactions between deposit-taking institutions, in order to ensure the appropriate provision of payment services, and protection of the users, etc. thereof, and to promote the provision of those services, thereby contributing to the improvement of the safety, efficiency, and convenience of the payment and settlement system.
Ministry of Justice translation — Japanese Law Translation Database System
### 第二条（定義） — (Definitions)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-2 · https://japanlaw.org/en/payment-services-act/art-2 · https://japanlaw.org/l/421AC0000000059/art-2
**第一項** この法律において「前払式支払手段発行者」とは、第三条第六項に規定する自家型発行者及び同条第七項に規定する第三者型発行者をいう。
art-2/par-1 · https://japanlaw.org/en/payment-services-act/art-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-2/par-1
The term "issuer of prepaid payment instruments" as used in this Act means an issuer of prepaid payment instruments for its own business as prescribed in Article 3, paragraph (6) and an issuer of prepaid payment instruments for third-party business specified in Article 3, paragraph (7).
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** この法律において「資金移動業」とは、銀行等以外の者が為替取引を業として営むことをいう。
art-2/par-2 · https://japanlaw.org/en/payment-services-act/art-2/par-2 · https://japanlaw.org/l/421AC0000000059/art-2/par-2
The term "funds transfer services" as used in this Act means funds transfer transactions carried out by persons other than deposit-taking institutions in the course of trade.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** この法律において「資金移動業者」とは、第三十七条の登録を受けた者をいう。
art-2/par-3 · https://japanlaw.org/en/payment-services-act/art-2/par-3 · https://japanlaw.org/l/421AC0000000059/art-2/par-3
The term "funds transfer service provider" as used in this Act means a person who has been registered referred to in Article 37.
Ministry of Justice translation — Japanese Law Translation Database System
**第四項** この法律において「外国資金移動業者」とは、この法律に相当する外国の法令の規定により当該外国において第三十七条の登録と同種類の登録（当該登録に類するその他の行政処分を含む。）を受けて為替取引を業として営む者をいう。
art-2/par-4 · https://japanlaw.org/en/payment-services-act/art-2/par-4 · https://japanlaw.org/l/421AC0000000059/art-2/par-4
The term "foreign funds transfer service provider" as used in this Act means a person who has been registered and carries out funds transfer transactions in the course of trade in a foreign state, whose registration type is same as the one referred to in Article 37 pursuant to the provisions of laws and regulations of that foreign state comparable to this Act (including other administrative dispositions similar to that registration).
Ministry of Justice translation — Japanese Law Translation Database System
**第五項** この法律において「電子決済手段」とは、次に掲げるものをいう。
art-2/par-5 · https://japanlaw.org/en/payment-services-act/art-2/par-5 · https://japanlaw.org/l/421AC0000000059/art-2/par-5
The term "electronic payment instrument" as used in this Act means any of the following:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 物品等を購入し、若しくは借り受け、又は役務の提供を受ける場合に、これらの代価の弁済のために不特定の者に対して使用することができ、かつ、不特定の者を相手方として購入及び売却を行うことができる財産的価値（電子機器その他の物に電子的方法により記録されている通貨建資産に限り、有価証券、電子記録債権法（平成十九年法律第百二号）第二条第一項に規定する電子記録債権、第三条第一項に規定する前払式支払手段その他これらに類するものとして内閣府令で定めるもの（流通性その他の事情を勘案して内閣府令で定めるものを除く。）を除く。次号において同じ。）であって、電子情報処理組織を用いて移転することができるもの（第三号に掲げるものに該当するものを除く。）
art-2/par-5/item-1 · https://japanlaw.org/en/payment-services-act/art-2/par-5/item-1 · https://japanlaw.org/l/421AC0000000059/art-2/par-5/item-1
property value (limited to currency-denominated assets recorded on an electronic device or any other object by electronic means, and excluding securities, the electronically recorded monetary claims prescribed in Article 2, paragraph (1) of the Electronically Recorded Monetary Claims Act (Act No. 102 of 2007), the prepaid payment instruments prescribed in Article 3, paragraph (1), and assets specified by Cabinet Office Order as being similar to these (excluding those specified by Cabinet Office Order in consideration of transferability and other factors); the same applies in the following item) which can be used in relation to unspecified persons for the purpose of paying consideration for the purchase or leasing of goods, etc. or the receipt of provision of services and can also be purchased from and sold to unspecified persons acting as counterparties, and which can be transferred by using an electronic data processing system (excluding those falling under the category set forth in item (iii)); and
Ministry of Justice translation — Japanese Law Translation Database System
**二** 不特定の者を相手方として前号に掲げるものと相互に交換を行うことができる財産的価値であって、電子情報処理組織を用いて移転することができるもの（次号に掲げるものに該当するものを除く。）
art-2/par-5/item-2 · https://japanlaw.org/en/payment-services-act/art-2/par-5/item-2 · https://japanlaw.org/l/421AC0000000059/art-2/par-5/item-2
property value which can be mutually exchanged with what is set forth in the preceding item with unspecified persons acting as counterparties, and which can be transferred by using an electronic data processing system (excluding those falling under the category set forth in the following item);
Ministry of Justice translation — Japanese Law Translation Database System
**三** 特定信託受益権
art-2/par-5/item-3 · https://japanlaw.org/en/payment-services-act/art-2/par-5/item-3 · https://japanlaw.org/l/421AC0000000059/art-2/par-5/item-3
specified beneficial interest in a trust; and
Ministry of Justice translation — Japanese Law Translation Database System
**四** 前三号に掲げるものに準ずるものとして内閣府令で定めるもの
art-2/par-5/item-4 · https://japanlaw.org/en/payment-services-act/art-2/par-5/item-4 · https://japanlaw.org/l/421AC0000000059/art-2/par-5/item-4
anything specified by Cabinet Office Order as being equivalent to what is set forth in the preceding three items.
Ministry of Justice translation — Japanese Law Translation Database System
**第六項** この法律において「物品等」とは、物品その他の財産的価値（本邦通貨及び外国通貨を除く。）をいう。
art-2/par-6 · https://japanlaw.org/en/payment-services-act/art-2/par-6 · https://japanlaw.org/l/421AC0000000059/art-2/par-6
The term "goods, etc." as used in this Act means goods and other property value (excluding the Japanese currency and foreign currencies).
Ministry of Justice translation — Japanese Law Translation Database System
**第七項** この法律において「通貨建資産」とは、本邦通貨若しくは外国通貨をもって表示され、又は本邦通貨若しくは外国通貨をもって債務の履行、払戻しその他これらに準ずるもの（以下この項において「債務の履行等」という。）が行われることとされている資産をいう。この場合において、通貨建資産をもって債務の履行等が行われることとされている資産は、通貨建資産とみなす。
art-2/par-7 · https://japanlaw.org/en/payment-services-act/art-2/par-7 · https://japanlaw.org/l/421AC0000000059/art-2/par-7
The term "currency-denominated assets" as used in this Act means assets which are denominated in the Japanese currency or a foreign currency, or for which performance of obligations, refund, or anything equivalent thereto (hereinafter referred to as "performance of obligations, etc." in this paragraph) is supposed to be made in the Japanese currency or a foreign currency. In this case, assets for which performance of obligations, etc. is supposed to be made by means of currency-denominated assets are deemed to be currency-denominated assets.
Ministry of Justice translation — Japanese Law Translation Database System
**第八項** この法律において「有価証券」とは、金融商品取引法（昭和二十三年法律第二十五号）第二条第一項に規定する有価証券又は同条第二項の規定により有価証券とみなされる権利（電子記録債権法第二条第一項に規定する電子記録債権に該当するものを除く。）をいう。
art-2/par-8 · https://japanlaw.org/en/payment-services-act/art-2/par-8 · https://japanlaw.org/l/421AC0000000059/art-2/par-8
The term "securities" as used in this Act means the securities prescribed in Article 2, paragraph (1) of the Financial Instruments and Exchange Act (Act No. 25 of 1948) or rights that are deemed to be securities pursuant to the provisions of paragraph (2) of that Article (excluding those falling under the category of electronically recorded monetary claims prescribed in Article 2, paragraph (1) of the Electronically Recorded Monetary Claims Act).
Ministry of Justice translation — Japanese Law Translation Database System
**第九項** この法律において「特定信託受益権」とは、金銭信託の受益権（電子情報処理組織を用いて移転することができる財産的価値（電子機器その他の物に電子的方法により記録されるものに限る。）に表示される場合に限る。）であって、受託者が信託契約により受け入れた金銭の総額のうち預貯金により管理する額の当該金銭の総額に占める割合が内閣府令で定める割合以上であること、当該金銭の総額のうち当該預貯金により管理する額以外の額を内閣府令で定める国債証券その他の内閣府令で定める債券（社債、株式等の振替に関する法律（平成十三年法律第七十五号）第二百七十八条第一項に規定する振替債を含む。）の保有により運用するものであることその他内閣府令で定める要件を満たすものをいう。
art-2/par-9 · https://japanlaw.org/en/payment-services-act/art-2/par-9 · https://japanlaw.org/l/421AC0000000059/art-2/par-9
The term "specified trust beneficial interest" as used in this Act means a beneficial interest in a money trust (limited to cases where it is indicated on a property value (limited to one that is recorded on an electronic device or any other object by electronic means) which can be transferred by using an electronic data processing system), for which the ratio of the amount managed by means of deposits or savings to the total amount of money accepted by the trustee under a trust agreement is the ratio specified by Cabinet Office Order or more, for which the amount of that total amount of money other than the amount managed by means of those deposits or savings is invested by holding national government bond certificates specified by Cabinet Office Order or other bond certificates specified by Cabinet Office Order (including transfer bonds prescribed in Article 278, paragraph (1) of the Act on Book-Entry Transfer of Corporate Bonds and Shares (Act No. 75 of 2001)), and which satisfies other requirements specified by Cabinet Office Order.
machine translation, not official
**第十項** この法律において「電子決済手段等取引業」とは、次に掲げる行為のいずれかを業として行うことをいい、「電子決済手段の交換等」とは、第一号又は第二号に掲げる行為をいい、「電子決済手段の管理」とは、第三号に掲げる行為をいう。
art-2/par-10 · https://japanlaw.org/en/payment-services-act/art-2/par-10 · https://japanlaw.org/l/421AC0000000059/art-2/par-10
The term "electronic payment instruments services" as used in this Act means carrying out any of the following acts in the course of trade, the term "exchange of electronic payment instruments, etc." as used in this Act means the act set forth in item (i) or (ii), and the term "management of electronic payment instruments" as used in this Act means the act set forth in item (iii):
Ministry of Justice translation — Japanese Law Translation Database System
**一** 電子決済手段の売買又は他の電子決済手段との交換
art-2/par-10/item-1 · https://japanlaw.org/en/payment-services-act/art-2/par-10/item-1 · https://japanlaw.org/l/421AC0000000059/art-2/par-10/item-1
purchase and sale of an electronic payment instrument or exchange with another electronic payment instrument;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 前号に掲げる行為の媒介、取次ぎ又は代理
art-2/par-10/item-2 · https://japanlaw.org/en/payment-services-act/art-2/par-10/item-2 · https://japanlaw.org/l/421AC0000000059/art-2/par-10/item-2
intermediary, brokerage or agency services for the act set forth in the preceding item;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 他人のために電子決済手段の管理をすること（その内容等を勘案し、利用者の保護に欠けるおそれが少ないものとして内閣府令で定めるものを除く。）。
art-2/par-10/item-3 · https://japanlaw.org/en/payment-services-act/art-2/par-10/item-3 · https://japanlaw.org/l/421AC0000000059/art-2/par-10/item-3
management of electronic payment instruments on behalf of another person (excluding that specified by Cabinet Office Order as being less likely to weaken the protection of users in consideration of their content and other related factors);
Ministry of Justice translation — Japanese Law Translation Database System
**四** 資金移動業者の委託を受けて、当該資金移動業者に代わって利用者（当該資金移動業者との間で為替取引を継続的に又は反復して行うことを内容とする契約を締結している者に限る。）との間で次に掲げる事項のいずれかを電子情報処理組織を使用する方法により行うことについて合意をし、かつ、当該合意に基づき為替取引に関する債務に係る債権の額を増加させ、又は減少させること。
art-2/par-10/item-4 · https://japanlaw.org/en/payment-services-act/art-2/par-10/item-4 · https://japanlaw.org/l/421AC0000000059/art-2/par-10/item-4
an act, as entrusted by a funds transfer service provider, of entering into an agreement with a user (limited to a person that has concluded a contract with the funds transfer service provider under which funds transfer transactions are carried out on an ongoing or recurring basis) to carry out any of the following by means of using an electronic data processing system, and increasing or decreasing the amount of claims pertaining to obligations relating to funds transfer transactions based on the agreement, on behalf of the funds transfer service provider:
Ministry of Justice translation — Japanese Law Translation Database System
**イ** 当該契約に基づき資金を移動させ、当該資金の額に相当する為替取引に関する債務に係る債権の額を減少させること。
art-2/par-10/item-4/sub-1 · https://japanlaw.org/en/payment-services-act/art-2/par-10/item-4/sub-1 · https://japanlaw.org/l/421AC0000000059/art-2/par-10/item-4/sub-1
transferring funds based on the contract, and decreasing the amount of claims pertaining to obligations relating to funds transfer transactions by an amount equivalent to the amount of the transferred funds; or
Ministry of Justice translation — Japanese Law Translation Database System
**ロ** 為替取引により受け取った資金の額に相当する為替取引に関する債務に係る債権の額を増加させること。
art-2/par-10/item-4/sub-2 · https://japanlaw.org/en/payment-services-act/art-2/par-10/item-4/sub-2 · https://japanlaw.org/l/421AC0000000059/art-2/par-10/item-4/sub-2
increasing the amount of claims pertaining to obligations relating to funds transfer transactions by an amount equivalent to the amount of funds received through a funds transfer transaction.
Ministry of Justice translation — Japanese Law Translation Database System
**第十一項** この法律において「電子決済手段関連業務」とは、電子決済手段の交換等又は電子決済手段の管理をいう。
art-2/par-11 · https://japanlaw.org/en/payment-services-act/art-2/par-11 · https://japanlaw.org/l/421AC0000000059/art-2/par-11
The term "electronic payment instruments-related business" as used in this Act means exchange of electronic payment instruments, etc. or management of electronic payment instruments.
Ministry of Justice translation — Japanese Law Translation Database System
**第十二項** この法律において「電子決済手段等取引業者」とは、第六十二条の三の登録を受けた者をいう。
art-2/par-12 · https://japanlaw.org/en/payment-services-act/art-2/par-12 · https://japanlaw.org/l/421AC0000000059/art-2/par-12
The term "electronic payment instruments service provider" as used in this Act means a person who has been registered referred to in Article 62-3.
Ministry of Justice translation — Japanese Law Translation Database System
**第十三項** この法律において「外国電子決済手段等取引業者」とは、この法律に相当する外国の法令の規定により当該外国において第六十二条の三の登録と同種類の登録（当該登録に類するその他の行政処分を含む。）を受けて電子決済手段等取引業を行う者又は当該外国の法令に準拠して第十項第四号に掲げる行為に相当する行為を業として行う者をいう。
art-2/par-13 · https://japanlaw.org/en/payment-services-act/art-2/par-13 · https://japanlaw.org/l/421AC0000000059/art-2/par-13
The term "foreign electronic payment instruments service provider" as used in this Act means a person who has been registered and carries out electronic payment instruments services in a foreign state, whose registration type is same as the one referred to in Article 62-3, pursuant to the provisions of laws and regulations of that foreign state comparable to this Act (including other administrative dispositions similar to that registration) or a person who engages in the act equivalent to the act set forth in paragraph (10), item (iv) in the course of trade based on laws and regulations of that foreign state.
Ministry of Justice translation — Japanese Law Translation Database System
**第十四項** この法律において「暗号資産」とは、次に掲げるものをいう。ただし、金融商品取引法第二十九条の二第一項第八号に規定する権利を表示するものを除く。
art-2/par-14 · https://japanlaw.org/en/payment-services-act/art-2/par-14 · https://japanlaw.org/l/421AC0000000059/art-2/par-14
The term "cryptoasset" as used in this Act means any of the following; provided, however, that those indicating the rights prescribed in Article 29-2, paragraph (1), item (viii) of the Financial Instruments and Exchange Act are excluded:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 物品等を購入し、若しくは借り受け、又は役務の提供を受ける場合に、これらの代価の弁済のために不特定の者に対して使用することができ、かつ、不特定の者を相手方として購入及び売却を行うことができる財産的価値（電子機器その他の物に電子的方法により記録されているものに限り、本邦通貨及び外国通貨、通貨建資産並びに電子決済手段（通貨建資産に該当するものを除く。）を除く。次号において同じ。）であって、電子情報処理組織を用いて移転することができるもの
art-2/par-14/item-1 · https://japanlaw.org/en/payment-services-act/art-2/par-14/item-1 · https://japanlaw.org/l/421AC0000000059/art-2/par-14/item-1
property value (limited to that which is recorded on an electronic device or any other object by electronic means, and excluding the Japanese currency, foreign currencies, currency-denominated assets, and electronic payment instruments (excluding those falling under the category of currency-denominated assets); the same applies in the following item) which can be used in relation to unspecified persons for the purpose of paying consideration for the purchase or leasing of goods, etc. or the receipt of provision of services and can also be purchased from and sold to unspecified persons acting as counterparties, and which can be transferred by using an electronic data processing system; and
Ministry of Justice translation — Japanese Law Translation Database System
**二** 不特定の者を相手方として前号に掲げるものと相互に交換を行うことができる財産的価値であって、電子情報処理組織を用いて移転することができるもの
art-2/par-14/item-2 · https://japanlaw.org/en/payment-services-act/art-2/par-14/item-2 · https://japanlaw.org/l/421AC0000000059/art-2/par-14/item-2
property value which can be mutually exchanged with what is set forth in the preceding item with unspecified persons acting as counterparties, and which can be transferred by using an electronic data processing system.
Ministry of Justice translation — Japanese Law Translation Database System
**第十五項** この法律において「暗号資産交換業」とは、次に掲げる行為のいずれかを業として行うことをいい、「暗号資産の交換等」とは、第一号又は第二号に掲げる行為をいい、「暗号資産の管理」とは、第四号に掲げる行為をいう。
art-2/par-15 · https://japanlaw.org/en/payment-services-act/art-2/par-15 · https://japanlaw.org/l/421AC0000000059/art-2/par-15
The term "cryptoasset exchange services" as used in this Act means carrying out any of the following acts in the course of trade, the term "exchange of cryptoassets, etc." as used in this Act means the act set forth in item (i) or (ii), and the term "management of cryptoassets" as used in this Act means the act set forth in item (iv):
Ministry of Justice translation — Japanese Law Translation Database System
**一** 暗号資産の売買又は他の暗号資産との交換
art-2/par-15/item-1 · https://japanlaw.org/en/payment-services-act/art-2/par-15/item-1 · https://japanlaw.org/l/421AC0000000059/art-2/par-15/item-1
purchase and sale of a cryptoasset or exchange with another cryptoasset;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 前号に掲げる行為の媒介、取次ぎ又は代理
art-2/par-15/item-2 · https://japanlaw.org/en/payment-services-act/art-2/par-15/item-2 · https://japanlaw.org/l/421AC0000000059/art-2/par-15/item-2
intermediary, brokerage or agency services for the act set forth in the preceding item;
Ministry of Justice translation — Japanese Law Translation Database System
**三** その行う前二号に掲げる行為に関して、利用者の金銭の管理をすること。
art-2/par-15/item-3 · https://japanlaw.org/en/payment-services-act/art-2/par-15/item-3 · https://japanlaw.org/l/421AC0000000059/art-2/par-15/item-3
management of users' money, carried out by persons in connection with their acts set forth in the preceding two items; and
Ministry of Justice translation — Japanese Law Translation Database System
**四** 他人のために暗号資産の管理をすること（当該管理を業として行うことにつき他の法律に特別の規定のある場合を除く。）。
art-2/par-15/item-4 · https://japanlaw.org/en/payment-services-act/art-2/par-15/item-4 · https://japanlaw.org/l/421AC0000000059/art-2/par-15/item-4
management of cryptoassets on behalf of another person (excluding cases where the relevant management in the course of trade is governed by special provisions of other Acts).
Ministry of Justice translation — Japanese Law Translation Database System
**第十六項** この法律において「暗号資産交換業者」とは、第六十三条の二の登録を受けた者をいう。
art-2/par-16 · https://japanlaw.org/en/payment-services-act/art-2/par-16 · https://japanlaw.org/l/421AC0000000059/art-2/par-16
The term "cryptoasset exchange service provider" as used in this Act means a person who has been registered referred to in Article 63-2.
Ministry of Justice translation — Japanese Law Translation Database System
**第十七項** この法律において「外国暗号資産交換業者」とは、この法律に相当する外国の法令の規定により当該外国において第六十三条の二の登録と同種類の登録（当該登録に類するその他の行政処分を含む。）を受けて暗号資産交換業を行う者をいう。
art-2/par-17 · https://japanlaw.org/en/payment-services-act/art-2/par-17 · https://japanlaw.org/l/421AC0000000059/art-2/par-17
The term "foreign cryptoasset exchange service provider" as used in this Act means a person who has been registered and carries out cryptoasset exchange services in a foreign state, whose registration type is same as the one referred to in Article 63-2, pursuant to the provisions of laws and regulations of that foreign state comparable to this Act (including other administrative dispositions similar to that registration).
Ministry of Justice translation — Japanese Law Translation Database System
**第十八項** この法律において「電子決済手段・暗号資産サービス仲介業」とは、次に掲げる行為のいずれかを業として行うことをいい、「電子決済手段仲介行為」とは、第一号に掲げる行為をいい、「暗号資産仲介行為」とは、第二号に掲げる行為をいう。
art-2/par-18 · https://japanlaw.org/en/payment-services-act/art-2/par-18 · https://japanlaw.org/l/421AC0000000059/art-2/par-18
The term "electronic payment instruments and cryptoasset intermediary services" as used in this Act means carrying out any of the following acts in the course of trade, the term "electronic payment instruments intermediary act" as used in this Act means the act set forth in item (i), and the term "cryptoasset intermediary act" as used in this Act means the act set forth in item (ii):
machine translation, not official
**一** 電子決済手段等取引業者以外の者が、電子決済手段等取引業者の委託を受けて、電子決済手段の売買又は他の電子決済手段との交換の媒介を当該電子決済手段等取引業者のために行うこと。
art-2/par-18/item-1 · https://japanlaw.org/en/payment-services-act/art-2/par-18/item-1 · https://japanlaw.org/l/421AC0000000059/art-2/par-18/item-1
a person other than an electronic payment instruments service provider, as entrusted by an electronic payment instruments service provider, acting as an intermediary in the purchase and sale of an electronic payment instrument or exchange with another electronic payment instrument for that electronic payment instruments service provider;
machine translation, not official
**二** 暗号資産交換業者以外の者が、暗号資産交換業者の委託を受けて、暗号資産の売買又は他の暗号資産との交換の媒介を当該暗号資産交換業者のために行うこと。
art-2/par-18/item-2 · https://japanlaw.org/en/payment-services-act/art-2/par-18/item-2 · https://japanlaw.org/l/421AC0000000059/art-2/par-18/item-2
a person other than a cryptoasset exchange service provider, as entrusted by a cryptoasset exchange service provider, acting as an intermediary in the purchase and sale of a cryptoasset or exchange with another cryptoasset for that cryptoasset exchange service provider.
machine translation, not official
**第十九項** この法律において「電子決済手段・暗号資産サービス仲介業者」とは、第六十三条の二十二の二の登録を受けた者をいう。
art-2/par-19 · https://japanlaw.org/en/payment-services-act/art-2/par-19 · https://japanlaw.org/l/421AC0000000059/art-2/par-19
The term "electronic payment instruments and cryptoasset intermediary service provider" as used in this Act means a person who has been registered referred to in Article 63-22-2.
machine translation, not official
**第二十項** この法律において「外国電子決済手段・暗号資産サービス仲介業者」とは、この法律に相当する外国の法令の規定により当該外国において第六十三条の二十二の二の登録と同種類の登録（当該登録に類するその他の行政処分を含む。）を受けて電子決済手段・暗号資産サービス仲介業を行う者又は当該外国の法令に準拠して第十八項各号に掲げる行為のいずれかに相当する行為を業として行う者をいう。
art-2/par-20 · https://japanlaw.org/en/payment-services-act/art-2/par-20 · https://japanlaw.org/l/421AC0000000059/art-2/par-20
The term "foreign electronic payment instruments and cryptoasset intermediary service provider" as used in this Act means a person who has been registered and carries out electronic payment instruments and cryptoasset intermediary services in a foreign state, whose registration type is same as the one referred to in Article 63-22-2, pursuant to the provisions of laws and regulations of that foreign state comparable to this Act (including other administrative dispositions similar to that registration), or a person who carries out, in the course of trade, an act equivalent to any of the acts set forth in the items of paragraph (18) in conformity with the laws and regulations of that foreign state.
machine translation, not official
**第二十一項** この法律において「為替取引分析業」とは、複数の金融機関等（銀行等その他の政令で定める者をいう。以下同じ。）の委託を受けて、当該金融機関等の行う為替取引（これに準ずるものとして主務省令で定めるものを含む。以下この項及び第四章において同じ。）に関し、次に掲げる行為のいずれかを業として行うことをいう。
art-2/par-21 · https://japanlaw.org/en/payment-services-act/art-2/par-21 · https://japanlaw.org/l/421AC0000000059/art-2/par-21
The term "funds transfer transaction analysis services" as used in this Act means engaging in any of the following acts, as entrusted by multiple financial institutions, etc. (meaning banks and other persons specified by Cabinet Order; the same applies hereinafter), with regard to funds transfer transactions (including transactions specified by order of the competent ministry as being equivalent thereto; hereinafter the same applies in this paragraph and Chapter IV) carried out by the financial institutions, etc.:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 当該為替取引が外国為替及び外国貿易法（昭和二十四年法律第二百二十八号）第十七条各号（同法第十七条の三その他政令で定める規定において準用する場合を含む。）に掲げる支払等（同法第八条に規定する支払等をいう。）に係る為替取引に該当するかどうかを分析し、その結果を当該金融機関等に通知すること。
art-2/par-21/item-1 · https://japanlaw.org/en/payment-services-act/art-2/par-21/item-1 · https://japanlaw.org/l/421AC0000000059/art-2/par-21/item-1
analyzing whether the relevant funds transfer transaction constitutes a funds transfer transaction related to the payment or receipt of payment (meaning the payment or receipt of payment prescribed in Article 8 of the Foreign Exchange and Foreign Trade Act (Act No. 228 of 1949)) set forth in the items of Article 17 of that Act (including as applied mutatis mutandis pursuant to Article 17-3 of that Act and other provisions specified by Cabinet Order), and notifying the financial institutions, etc. of the analysis results;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 当該為替取引が国際連合安全保障理事会決議第千二百六十七号等を踏まえ我が国が実施する財産の凍結等に関する特別措置法（平成二十六年法律第百二十四号）第九条に規定する財産凍結等対象者その他これに準ずる者として主務省令で定める者に係る為替取引に該当するかどうかを分析し、その結果を当該金融機関等に通知すること。
art-2/par-21/item-2 · https://japanlaw.org/en/payment-services-act/art-2/par-21/item-2 · https://japanlaw.org/l/421AC0000000059/art-2/par-21/item-2
analyzing whether the relevant funds transfer transaction constitutes a funds transfer transaction related to a person subject to asset freezing, etc. prescribed in Article 9 of the Act on Special Measures Concerning Freezing of Assets Implemented by Japan in Light of the United Nations Security Council Resolution 1267 (Act No. 124 of 2014) or a person specified by order of the competent ministry as being equivalent thereto, and notifying the financial institutions, etc. of the analysis results; and
machine translation, not official
**三** 当該為替取引について犯罪による収益の移転防止に関する法律（平成十九年法律第二十二号）第八条第一項の規定による判断を行うに際し必要となる分析を行い、その結果を当該金融機関等に通知すること。
art-2/par-21/item-3 · https://japanlaw.org/en/payment-services-act/art-2/par-21/item-3 · https://japanlaw.org/l/421AC0000000059/art-2/par-21/item-3
conducting analysis as required when making a determination under the provisions of Article 8, paragraph (1) of the Act on Prevention of Transfer of Criminal Proceeds (Act No. 22 of 2007) regarding the relevant funds transfer transaction, etc., and notifying the financial institutions, etc. of the analysis results.
Ministry of Justice translation — Japanese Law Translation Database System
**第二十二項** この法律において「為替取引分析業者」とは、第六十三条の二十三の許可を受けた者をいう。
art-2/par-22 · https://japanlaw.org/en/payment-services-act/art-2/par-22 · https://japanlaw.org/l/421AC0000000059/art-2/par-22
The term "funds transfer transaction analysis service provider" as used in this Act means a person who has obtained the license referred to in Article 63-23.
Ministry of Justice translation — Japanese Law Translation Database System
**第二十三項** この法律において「資金清算業」とは、為替取引に係る債権債務の清算のため、債務の引受け、更改その他の方法により、銀行等の間で生じた為替取引に基づく債務を負担することを業として行うことをいう。
art-2/par-23 · https://japanlaw.org/en/payment-services-act/art-2/par-23 · https://japanlaw.org/l/421AC0000000059/art-2/par-23
The term "clearing services for interbank funds transfer" as used in this Act means acts of bearing obligations under funds transfer transactions arising between deposit-taking institutions in the course of trade by way of the assumption of an obligation, novation or other means for the purpose of clearing claims and debts relating to the funds transfer transactions.
Ministry of Justice translation — Japanese Law Translation Database System
**第二十四項** この法律において「資金清算機関」とは、第六十四条第一項の免許を受けた者をいう。
art-2/par-24 · https://japanlaw.org/en/payment-services-act/art-2/par-24 · https://japanlaw.org/l/421AC0000000059/art-2/par-24
The term "clearing institution for interbank funds transfer" as used in this Act means a person who has obtained the license referred to in Article 64, paragraph (1).
Ministry of Justice translation — Japanese Law Translation Database System
**第二十五項** この法律において「認定資金決済事業者協会」とは、第八十七条の規定による認定を受けた一般社団法人をいう。
art-2/par-25 · https://japanlaw.org/en/payment-services-act/art-2/par-25 · https://japanlaw.org/l/421AC0000000059/art-2/par-25
The term "certified association for payment service providers" as used in this Act means a general incorporated association that has been certified pursuant to the provisions of Article 87.
Ministry of Justice translation — Japanese Law Translation Database System
**第二十六項** この法律において「指定紛争解決機関」とは、第九十九条第一項の規定による指定を受けた者をいう。
art-2/par-26 · https://japanlaw.org/en/payment-services-act/art-2/par-26 · https://japanlaw.org/l/421AC0000000059/art-2/par-26
The term "designated dispute resolution organization" as used in this Act means a person who has been designated pursuant to the provisions of Article 99, paragraph (1).
Ministry of Justice translation — Japanese Law Translation Database System
**第二十七項** この法律において「紛争解決等業務」とは、苦情処理手続（資金移動業（第三十六条の二第四項に規定する特定資金移動業を除く。以下この項において同じ。）、電子決済手段等取引業、暗号資産交換業又は電子決済手段・暗号資産サービス仲介業に関する苦情を処理する手続をいう。）及び紛争解決手続（資金移動業、電子決済手段等取引業、暗号資産交換業又は電子決済手段・暗号資産サービス仲介業に関する紛争で当事者が和解をすることができるものについて訴訟手続によらずに解決を図る手続をいう。第百条第三項を除き、以下同じ。）に係る業務並びにこれに付随する業務をいう。
art-2/par-27 · https://japanlaw.org/en/payment-services-act/art-2/par-27 · https://japanlaw.org/l/421AC0000000059/art-2/par-27
The term "dispute resolution services" as used in this Act means services involved in complaint processing procedures (meaning procedures for processing complaints concerning funds transfer services (excluding the specified funds transfer services prescribed in Article 36-2, paragraph (4); hereinafter the same applies in this paragraph), electronic payment instruments services, cryptoasset exchange services or electronic payment instruments and cryptoasset intermediary services) and dispute resolution procedures (meaning procedures for resolving a dispute concerning funds transfer services, electronic payment instruments services, cryptoasset exchange services or electronic payment instruments and cryptoasset intermediary services between parties who agree to seek a settlement without following litigation proceedings; hereinafter the same applies except in Article 100, paragraph (3)), as well as services incidental thereto.
machine translation, not official
**第二十八項** この法律において「紛争解決等業務の種別」とは、紛争解決等業務に係る資金移動業務（資金移動業者が営む為替取引に係る業務をいう。第五十一条の四第一項第一号において同じ。）、電子決済手段等取引業務（電子決済手段等取引業者が行う第十項各号に掲げる行為に係る業務及び電子決済手段・暗号資産サービス仲介業者が行う電子決済手段仲介行為に係る業務をいう。第六十二条の十六第一項第一号において同じ。）及び暗号資産交換業務（暗号資産交換業者が行う第十五項各号に掲げる行為に係る業務及び電子決済手段・暗号資産サービス仲介業者が行う暗号資産仲介行為に係る業務をいう。第六十三条の十二第一項第一号において同じ。）の種別をいう。
art-2/par-28 · https://japanlaw.org/en/payment-services-act/art-2/par-28 · https://japanlaw.org/l/421AC0000000059/art-2/par-28
The term "categories of dispute resolution services" as used in this Act means categories of funds transfer business (meaning businesses involved in funds transfer transactions carried out by a funds transfer service provider; the same applies in Article 51-4, paragraph (1), item (i)), electronic payment instruments business (meaning businesses involved in any of the acts set forth in the items of paragraph (10) performed by an electronic payment instruments service provider and businesses involved in the electronic payment instruments intermediary act performed by an electronic payment instruments and cryptoasset intermediary service provider; the same applies in Article 62-16, paragraph (1), item (i)), or cryptoasset exchange business (meaning businesses involved in any of the acts set forth in the items of paragraph (15) performed by a cryptoasset exchange service provider and businesses involved in the cryptoasset intermediary act performed by an electronic payment instruments and cryptoasset intermediary service provider; the same applies in Article 63-12, paragraph (1), item (i)) which are related to dispute resolution services.
machine translation, not official
**第二十九項** この法律において「信託会社等」とは、信託業法（平成十六年法律第百五十四号）第二条第二項に規定する信託会社若しくは同条第六項に規定する外国信託会社又は金融機関の信託業務の兼営等に関する法律（昭和十八年法律第四十三号）第一条第一項の認可を受けた金融機関（次項において「信託銀行等」という。）をいう。
art-2/par-29 · https://japanlaw.org/en/payment-services-act/art-2/par-29 · https://japanlaw.org/l/421AC0000000059/art-2/par-29
The term a "trust company, etc." as used in this Act means a trust company prescribed in Article 2, paragraph (2) of the Trust Business Act (Act No. 154 of 2004) or a foreign trust company prescribed in paragraph (6) of that Article, or a financial institution that has obtained the authorization referred to in Article 1, paragraph (1) of the Act on Engagement in Trust Business by Financial Institutions (Act No. 43 of 1943) (referred to as a "trust bank, etc." in the following paragraph).
Ministry of Justice translation — Japanese Law Translation Database System
**第三十項** この法律において「特定信託会社」とは、特定信託受益権を発行する信託会社等（信託銀行等を除く。）のうち政令で定めるものをいう。
art-2/par-30 · https://japanlaw.org/en/payment-services-act/art-2/par-30 · https://japanlaw.org/l/421AC0000000059/art-2/par-30
The term "specified trust company" as used in this Act means a trust company, etc. issuing specified beneficial interests in a trust (excluding a trust bank, etc.), which is specified by Cabinet Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第三十一項** この法律において「特定信託為替取引」とは、特定信託受益権の発行による為替取引をいう。
art-2/par-31 · https://japanlaw.org/en/payment-services-act/art-2/par-31 · https://japanlaw.org/l/421AC0000000059/art-2/par-31
The term "funds transfer transaction in specified trusts" as used in this Act means a funds transfer transaction carried out through the issuance of beneficial interests in a trust.
Ministry of Justice translation — Japanese Law Translation Database System
**第三十二項** この法律において「銀行等」とは、次に掲げる者をいう。
art-2/par-32 · https://japanlaw.org/en/payment-services-act/art-2/par-32 · https://japanlaw.org/l/421AC0000000059/art-2/par-32
The term "deposit-taking institutions" as used in this Act means any of the following persons:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 銀行法（昭和五十六年法律第五十九号）第二条第一項に規定する銀行
art-2/par-32/item-1 · https://japanlaw.org/en/payment-services-act/art-2/par-32/item-1 · https://japanlaw.org/l/421AC0000000059/art-2/par-32/item-1
a bank specified in Article 2, paragraph (1) of the Banking Act (Act No. 59 of 1981);
Ministry of Justice translation — Japanese Law Translation Database System
**二** 長期信用銀行法（昭和二十七年法律第百八十七号）第二条に規定する長期信用銀行
art-2/par-32/item-2 · https://japanlaw.org/en/payment-services-act/art-2/par-32/item-2 · https://japanlaw.org/l/421AC0000000059/art-2/par-32/item-2
a long-term credit bank specified in Article 2 of the Long-Term Credit Bank Act (Act No. 187 of 1952);
Ministry of Justice translation — Japanese Law Translation Database System
**三** 信用金庫
art-2/par-32/item-3 · https://japanlaw.org/en/payment-services-act/art-2/par-32/item-3 · https://japanlaw.org/l/421AC0000000059/art-2/par-32/item-3
a credit union;
Ministry of Justice translation — Japanese Law Translation Database System
**四** 信用金庫連合会
art-2/par-32/item-4 · https://japanlaw.org/en/payment-services-act/art-2/par-32/item-4 · https://japanlaw.org/l/421AC0000000059/art-2/par-32/item-4
a federation of shinkin banks;
Ministry of Justice translation — Japanese Law Translation Database System
**五** 労働金庫
art-2/par-32/item-5 · https://japanlaw.org/en/payment-services-act/art-2/par-32/item-5 · https://japanlaw.org/l/421AC0000000059/art-2/par-32/item-5
a labor bank;
Ministry of Justice translation — Japanese Law Translation Database System
**六** 労働金庫連合会
art-2/par-32/item-6 · https://japanlaw.org/en/payment-services-act/art-2/par-32/item-6 · https://japanlaw.org/l/421AC0000000059/art-2/par-32/item-6
a federation of labor banks;
Ministry of Justice translation — Japanese Law Translation Database System
**七** 信用協同組合
art-2/par-32/item-7 · https://japanlaw.org/en/payment-services-act/art-2/par-32/item-7 · https://japanlaw.org/l/421AC0000000059/art-2/par-32/item-7
a credit cooperative;
Ministry of Justice translation — Japanese Law Translation Database System
**八** 中小企業等協同組合法（昭和二十四年法律第百八十一号）第九条の九第一項第一号の事業を行う協同組合連合会
art-2/par-32/item-8 · https://japanlaw.org/en/payment-services-act/art-2/par-32/item-8 · https://japanlaw.org/l/421AC0000000059/art-2/par-32/item-8
a federation of credit cooperatives that engages in the business referred to in Article 9-9, paragraph (1), item (i) of the Small and Medium Sized Enterprise Cooperatives Act (Act No. 181 of 1949);
Ministry of Justice translation — Japanese Law Translation Database System
**九** 農業協同組合法（昭和二十二年法律第百三十二号）第十条第一項第三号の事業を行う農業協同組合
art-2/par-32/item-9 · https://japanlaw.org/en/payment-services-act/art-2/par-32/item-9 · https://japanlaw.org/l/421AC0000000059/art-2/par-32/item-9
an agricultural cooperative that engages in the business referred to in Article 10, paragraph (1), item (iii) of the Agricultural Cooperatives Act (Act No. 132 of 1947);
Ministry of Justice translation — Japanese Law Translation Database System
**十** 農業協同組合法第十条第一項第三号の事業を行う農業協同組合連合会
art-2/par-32/item-10 · https://japanlaw.org/en/payment-services-act/art-2/par-32/item-10 · https://japanlaw.org/l/421AC0000000059/art-2/par-32/item-10
a federation of agricultural cooperatives that engages in the business referred to in Article 10, paragraph (1), item (iii) of the Agricultural Cooperatives Act;
Ministry of Justice translation — Japanese Law Translation Database System
**十一** 水産業協同組合法（昭和二十三年法律第二百四十二号）第十一条第一項第四号の事業を行う漁業協同組合
art-2/par-32/item-11 · https://japanlaw.org/en/payment-services-act/art-2/par-32/item-11 · https://japanlaw.org/l/421AC0000000059/art-2/par-32/item-11
a fisheries cooperative that engages in the business referred to in Article 11, paragraph (1), item (iv) of the Fisheries Cooperatives Act (Act No. 242 of 1948);
Ministry of Justice translation — Japanese Law Translation Database System
**十二** 水産業協同組合法第八十七条第一項第四号の事業を行う漁業協同組合連合会
art-2/par-32/item-12 · https://japanlaw.org/en/payment-services-act/art-2/par-32/item-12 · https://japanlaw.org/l/421AC0000000059/art-2/par-32/item-12
a federation of fisheries cooperatives that engages in the business referred to in Article 87, paragraph (1), item (iv) of the Fisheries Cooperatives Act;
Ministry of Justice translation — Japanese Law Translation Database System
**十三** 水産業協同組合法第九十三条第一項第二号の事業を行う水産加工業協同組合
art-2/par-32/item-13 · https://japanlaw.org/en/payment-services-act/art-2/par-32/item-13 · https://japanlaw.org/l/421AC0000000059/art-2/par-32/item-13
a fishery processing cooperative that engages in the business referred to in Article 93, paragraph (1), item (ii) of the Fisheries Cooperatives Act;
Ministry of Justice translation — Japanese Law Translation Database System
**十四** 水産業協同組合法第九十七条第一項第二号の事業を行う水産加工業協同組合連合会
art-2/par-32/item-14 · https://japanlaw.org/en/payment-services-act/art-2/par-32/item-14 · https://japanlaw.org/l/421AC0000000059/art-2/par-32/item-14
a federation of fishery processing cooperatives that engages in the business referred to in Article 97, paragraph (1), item (ii) of the Fisheries Cooperatives Act;
Ministry of Justice translation — Japanese Law Translation Database System
**十五** 農林中央金庫
art-2/par-32/item-15 · https://japanlaw.org/en/payment-services-act/art-2/par-32/item-15 · https://japanlaw.org/l/421AC0000000059/art-2/par-32/item-15
the Norinchukin Bank; and
Ministry of Justice translation — Japanese Law Translation Database System
**十六** 株式会社商工組合中央金庫
art-2/par-32/item-16 · https://japanlaw.org/en/payment-services-act/art-2/par-32/item-16 · https://japanlaw.org/l/421AC0000000059/art-2/par-32/item-16
the Shoko Chukin Bank Limited.
Ministry of Justice translation — Japanese Law Translation Database System
**第三十三項** この法律において「破産手続開始の申立て等」とは、破産手続開始の申立て、再生手続開始の申立て、更生手続開始の申立て、特別清算開始の申立て又は外国倒産処理手続の承認の申立て（外国の法令上これらに相当する申立てを含む。）をいう。
art-2/par-33 · https://japanlaw.org/en/payment-services-act/art-2/par-33 · https://japanlaw.org/l/421AC0000000059/art-2/par-33
The term "petition for commencement of bankruptcy proceedings, etc." as used in this Act means a petition for commencement of bankruptcy proceedings, rehabilitation proceedings, reorganization proceedings or special liquidation, or a petition for recognition of foreign insolvency proceedings (including filing of a petition equivalent thereto under laws and regulations of a foreign state).
Ministry of Justice translation — Japanese Law Translation Database System
**第三十四項** この法律において「銀行法等」とは、銀行法、長期信用銀行法、信用金庫法（昭和二十六年法律第二百三十八号）、労働金庫法（昭和二十八年法律第二百二十七号）、中小企業等協同組合法、協同組合による金融事業に関する法律（昭和二十四年法律第百八十三号）、農業協同組合法、水産業協同組合法、農林中央金庫法（平成十三年法律第九十三号）又は株式会社商工組合中央金庫法（平成十九年法律第七十四号）をいう。
art-2/par-34 · https://japanlaw.org/en/payment-services-act/art-2/par-34 · https://japanlaw.org/l/421AC0000000059/art-2/par-34
The term "Banking Act, etc." as used in this Act means any of the following: the Banking Act, the Long-Term Credit Bank Act, the Shinkin Bank Act (Act No. 238 of 1951), the Labor Bank Act (Act No. 227 of 1953), the Small and Medium Sized Enterprise. Cooperatives Act, the Act on Financial Businesses by Cooperative (Act No. 183 of 1949), the Agricultural Cooperatives Act, the Fisheries Cooperatives Act, the Norinchukin Bank Act (Act No. 93 of 2001) and the Shoko Chukin Bank Limited Act (Act No. 74 of 2007).
Ministry of Justice translation — Japanese Law Translation Database System
### 第二条の二
art-2-2 · https://japanlaw.org/en/payment-services-act/art-2-2 · https://japanlaw.org/l/421AC0000000059/art-2-2
**第一項** 金銭債権を有する者（以下この条において「受取人」という。）からの委託（国内から国外へ向けて資金を移動させ、又は国外から国内へ向けて資金を移動させる行為に係る場合にあっては、二以上の段階にわたる委託を含む。）、受取人からの金銭債権の譲受けその他これらに類する方法により、当該金銭債権に係る債務者又は当該債務者からの委託（二以上の段階にわたる委託を含む。以下この条において同じ。）その他これに類する方法により支払を行う者（以下この条において「債務者等」という。）から弁済として資金を受け入れ、又は他の者に受け入れさせ、当該受取人又は当該受取人からの委託その他これに類する方法により支払を受ける者（以下この条において「受取人等」という。）に当該資金を引き渡すことによって、債務者等から受取人等に当該資金を移動させる行為（債務者等から現金の交付を受け、当該現金を受取人等に交付することにより当該資金を債務者等から受取人等に移動させる行為を除く。）であって、次の各号のいずれかに該当するものは、為替取引に該当するものとする。
art-2-2/par-1 · https://japanlaw.org/en/payment-services-act/art-2-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-2-2/par-1
An act of receiving funds, or having another person receive funds, by means of entrustment from a person who has a monetary claim (hereinafter referred to as a "beneficiary" in this Article) (including, in the case of an act of transferring funds from Japan to a foreign state or from a foreign state to Japan, entrustment under multi-tier entrustment arrangements), acquisition of the monetary claim from the beneficiary, or other method similar to these, as performance from the debtor pertaining to that monetary claim or a person who makes a payment under entrustment from that debtor (including those under multi-tier entrustment arrangements; the same applies hereinafter in this Article) or by other similar method (hereinafter referred to as the "debtor, etc." in this Article), and delivering those funds to that beneficiary or a person who receives payment under entrustment from that beneficiary or by other similar method (hereinafter referred to as the "beneficiary, etc." in this Article), thereby transferring those funds from the debtor, etc. to the beneficiary, etc. (excluding an act of transferring those funds from the debtor, etc. to the beneficiary, etc. by receiving cash from the debtor, etc. and delivering that cash to the beneficiary, etc.), which falls under any of the following items, is deemed to fall under the categories of funds transfer transactions:
machine translation, not official
**一** 受取人が個人（事業として又は事業のために受取人となる場合におけるものを除く。）であることその他の内閣府令で定める要件を満たす行為（次号に該当する行為を除く。）
art-2-2/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-2-2/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-2-2/par-1/item-1
an act (excluding an act falling under the following item) that satisfies the requirements specified by Cabinet Office Order, including that the beneficiary is an individual (excluding an individual in the case where the individual serves as a beneficiary as a business or for the purpose of business);
machine translation, not official
**二** 国内から国外へ向けて資金を移動させ、又は国外から国内へ向けて資金を移動させる行為（当該行為の態様その他の事情を勘案し、利用者の保護に欠けるおそれが少ないものとして内閣府令で定めるものを除く。）
art-2-2/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-2-2/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-2-2/par-1/item-2
an act of transferring funds from Japan to a foreign state or from a foreign state to Japan (excluding that specified by Cabinet Office Order as being less likely to weaken the protection of users in consideration of the manner of the act and other circumstances).
machine translation, not official
## 第二章 前払式支払手段 — Chapter II Prepaid Payment Instruments
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-2 · https://japanlaw.org/en/payment-services-act/ch-2 · https://japanlaw.org/l/421AC0000000059/ch-2
## 第一節 総則 — Section 1 General Provisions
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-2/sec-1 · https://japanlaw.org/en/payment-services-act/ch-2/sec-1 · https://japanlaw.org/l/421AC0000000059/ch-2/sec-1
### 第三条（定義） — (Definitions)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-3 · https://japanlaw.org/en/payment-services-act/art-3 · https://japanlaw.org/l/421AC0000000059/art-3
**第一項** この章において「前払式支払手段」とは、次に掲げるものをいう。
art-3/par-1 · https://japanlaw.org/en/payment-services-act/art-3/par-1 · https://japanlaw.org/l/421AC0000000059/art-3/par-1
The term "prepaid payment instruments" as used in this Chapter means any of the following instruments:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 証票、電子機器その他の物（以下この章において「証票等」という。）に記載され、又は電磁的方法（電子的方法、磁気的方法その他の人の知覚によって認識することができない方法をいう。以下この項において同じ。）により記録される金額（金額を度その他の単位により換算して表示していると認められる場合の当該単位数を含む。以下この号及び第三項において同じ。）に応ずる対価を得て発行される証票等又は番号、記号その他の符号（電磁的方法により証票等に記録される金額に応ずる対価を得て当該金額の記録の加算が行われるものを含む。）であって、その発行する者又は当該発行する者が指定する者（次号において「発行者等」という。）から物品等を購入し、若しくは借り受け、又は役務の提供を受ける場合に、これらの代価の弁済のために提示、交付、通知その他の方法により使用することができるもの
art-3/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-3/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-3/par-1/item-1
certificates, electronic devices, or other items (hereinafter referred to as "certificates, etc." in this Chapter) or numbers, markings, or other signs (including additions to the amount recorded in the certificate, etc. by electronic or magnetic means in exchange for the receipt of consideration equivalent to the additional amount recorded) issued in exchange for the receipt of consideration equivalent to the amount (if the amount is found each time to be converted to and indicated as an amount indicated in another unit, include the number of that unit; the same applies hereinafter in this item and in paragraph (3)) recorded in the certificate, etc. or recorded using electronic or magnetic means (meaning in electronic form, magnetic form, or any other form that is impossible to perceive by the human senses alone; the same applies hereinafter in this paragraph) which can be used for the purpose of paying consideration for the purchase or leasing of goods, etc. or the receipt of provision of services from the issuer or the person designated by the issuer (referred to as the "issuer, etc." in the following item) by way of presentation, delivery, notification, or other means;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 証票等に記載され、又は電磁的方法により記録される物品等又は役務の数量に応ずる対価を得て発行される証票等又は番号、記号その他の符号（電磁的方法により証票等に記録される物品等又は役務の数量に応ずる対価を得て当該数量の記録の加算が行われるものを含む。）であって、発行者等に対して、提示、交付、通知その他の方法により、当該物品等の給付又は当該役務の提供を請求することができるもの
art-3/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-3/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-3/par-1/item-2
certificates, etc. or numbers, markings, or other signs issued in exchange for the receipt of consideration equivalent to the quantity of goods, etc. or services recorded in the certificate, etc. or recorded using electronic or magnetic means (including additions to the quantity of goods, etc. or services recorded in the certificate, etc. by electronic or magnetic means in exchange for the receipt of consideration equivalent to the recorded additional quantity) which can be used for the purpose of claiming the delivery or provision of those goods, etc. or services from the issuer, etc. by way of presentation, delivery, notification, or other means.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** この章において「基準日未使用残高」とは、前払式支払手段を発行する者が毎年三月三十一日及び九月三十日（以下この章において「基準日」という。）までに発行した全ての前払式支払手段の当該基準日における未使用残高（次の各号に掲げる前払式支払手段の区分に応じ当該各号に定める金額をいう。）の合計額として内閣府令で定めるところにより算出した額をいう。
art-3/par-2 · https://japanlaw.org/en/payment-services-act/art-3/par-2 · https://japanlaw.org/l/421AC0000000059/art-3/par-2
The term "unused balance on the base date" as used in this Chapter means the amount calculated pursuant to the provisions of Cabinet Office Order as the total of the unused balances arising from all the prepaid payment instruments issued by an issuer thereof by March 31 and September 30 (hereinafter referred to as the "base date" in this Chapter) each year and outstanding as of the relevant base date (meaning the amount specified in each of the following items according to the categories of prepaid payment instruments set forth therein):
Ministry of Justice translation — Japanese Law Translation Database System
**一** 前項第一号の前払式支払手段 当該基準日において代価の弁済に充てることができる金額
art-3/par-2/item-1 · https://japanlaw.org/en/payment-services-act/art-3/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-3/par-2/item-1
prepaid payment instruments specified in item (i) of the preceding paragraph:The amount that is available for the payment of consideration as of the base date; and
Ministry of Justice translation — Japanese Law Translation Database System
**二** 前項第二号の前払式支払手段 当該基準日において給付又は提供を請求することができる物品等又は役務の数量を内閣府令で定めるところにより金銭に換算した金額
art-3/par-2/item-2 · https://japanlaw.org/en/payment-services-act/art-3/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-3/par-2/item-2
prepaid payment instruments specified in item (ii) of the preceding paragraph:The monetary amounts obtained by converting the quantity of goods, etc. or services into the equivalent amounts that can be claimed as of the base date pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** この章において「支払可能金額等」とは、第一項第一号の前払式支払手段にあってはその発行された時において代価の弁済に充てることができる金額をいい、同項第二号の前払式支払手段にあってはその発行された時において給付又は提供を請求することができる物品等又は役務の数量をいう。
art-3/par-3 · https://japanlaw.org/en/payment-services-act/art-3/par-3 · https://japanlaw.org/l/421AC0000000059/art-3/par-3
The term "amount available for payment, etc." as used in this Chapter means the amount that is available for the payment of consideration at the time of issuance of the prepaid payment instruments specified in paragraph (1), item (i) or the quantity of goods, etc. or services that can be claimed at the time of issuance of the prepaid payment instruments specified in paragraph (1), item (ii).
Ministry of Justice translation — Japanese Law Translation Database System
**第四項** この章において「自家型前払式支払手段」とは、前払式支払手段を発行する者（当該発行する者と政令で定める密接な関係を有する者（次条第五号及び第三十二条において「密接関係者」という。）を含む。以下この項において同じ。）から物品等の購入若しくは借受けを行い、若しくは役務の提供を受ける場合に限り、これらの代価の弁済のために使用することができる前払式支払手段又は前払式支払手段を発行する者に対してのみ、物品等の給付若しくは役務の提供を請求することができる前払式支払手段をいう。
art-3/par-4 · https://japanlaw.org/en/payment-services-act/art-3/par-4 · https://japanlaw.org/l/421AC0000000059/art-3/par-4
The term "prepaid payment instruments for their own business" as used in this Chapter means prepaid payment instruments that can be used for the purpose of paying consideration for the purchase or leasing of goods, etc. or the receipt of provision of services only from the issuer of prepaid payment instruments (including persons who have a close relationship specified by Cabinet Office Order with the issuer (hereinafter referred to as "closely related persons" in item (v) of the following Article and Article 32); the same applies in this paragraph) or those prepaid payment instruments that can be used for the purpose of claiming the delivery or provision of those goods, etc. or services only from the issuer of prepaid payment instruments.
Ministry of Justice translation — Japanese Law Translation Database System
**第五項** この章において「第三者型前払式支払手段」とは、自家型前払式支払手段以外の前払式支払手段をいう。
art-3/par-5 · https://japanlaw.org/en/payment-services-act/art-3/par-5 · https://japanlaw.org/l/421AC0000000059/art-3/par-5
The term "prepaid payment instruments for third-party business" as used in this Chapter means prepaid payment instruments other than prepaid payment instruments for their own business.
Ministry of Justice translation — Japanese Law Translation Database System
**第六項** この章において「自家型発行者」とは、第五条第一項の届出書を提出した者（第三十三条第一項の規定による発行の業務の全部の廃止の届出をした者であって、第二十条第一項の規定による払戻しを完了した者を除く。）をいう。
art-3/par-6 · https://japanlaw.org/en/payment-services-act/art-3/par-6 · https://japanlaw.org/l/421AC0000000059/art-3/par-6
The term an "issuer of prepaid payment instruments for its own business" as used in this Chapter means a person who has submitted the written notice specified in Article 5, paragraph (1) (excluding those who have submitted a written notice of discontinuation of the entire issuance business pursuant to the provisions of Article 33, paragraph (1) and have completed the refund specified in Article 20, paragraph (1)).
Ministry of Justice translation — Japanese Law Translation Database System
**第七項** この章において「第三者型発行者」とは、第七条の登録を受けた法人をいう。
art-3/par-7 · https://japanlaw.org/en/payment-services-act/art-3/par-7 · https://japanlaw.org/l/421AC0000000059/art-3/par-7
The term an "issuer of prepaid payment instruments for third-party business" as used in this Chapter means a corporation that has been registered referred to in Article 7.
Ministry of Justice translation — Japanese Law Translation Database System
**第八項** この章において「高額電子移転可能型前払式支払手段」とは、次に掲げるものをいう。
art-3/par-8 · https://japanlaw.org/en/payment-services-act/art-3/par-8 · https://japanlaw.org/l/421AC0000000059/art-3/par-8
The term "high-value electronically transferable prepaid payment instruments" as used in this Chapter means the following:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 第三者型前払式支払手段のうち、その未使用残高（第一項第一号の前払式支払手段にあっては代価の弁済に充てることができる金額をいい、同項第二号の前払式支払手段にあっては給付又は提供を請求することができる物品等又は役務の数量を内閣府令で定めるところにより金銭に換算した金額をいう。以下この号及び次項並びに第十一条の二第一項第一号において同じ。）が前払式支払手段記録口座に記録されるものであって、電子情報処理組織を用いて移転をすることができるもの（移転が可能な一件当たりの未使用残高の額又は移転が可能な一定の期間内の未使用残高の総額が高額であることその他の前払式支払手段の利用者の保護に欠け、又は前払式支払手段の発行の業務の健全かつ適切な運営に支障を及ぼすおそれがあるものとして内閣府令で定める要件を満たすものに限る。）
art-3/par-8/item-1 · https://japanlaw.org/en/payment-services-act/art-3/par-8/item-1 · https://japanlaw.org/l/421AC0000000059/art-3/par-8/item-1
prepaid payment instruments for third-party business for which the unused balance (meaning the amount that is available for the payment of consideration in the case of the prepaid payment instruments referred to in paragraph (1), item (i), and the monetary amounts obtained by converting the quantity of goods, etc. or services into the equivalent amounts that can be claimed pursuant to the provisions of Cabinet Office Order in the case of the prepaid payment instruments referred to in item (ii) of that paragraph; hereinafter the same applies in this item, the following paragraph, and Article 11-2, paragraph (1), item (i)) is recorded in a prepaid payment instruments record account, and which can be transferred by using an electronic data processing system (limited to prepaid payment instruments which satisfy the requirements specified by Cabinet Office Order as being likely to weaken the protection of users of prepaid payment instruments or hinder the sound and appropriate management of the business of issuing prepaid payment instruments, including the requirement that the amount of unused balanced per transferable instrument or the total amount of unused balance within a certain transferable period is a high value); and
Ministry of Justice translation — Japanese Law Translation Database System
**二** 前号に掲げるものに準ずるものとして内閣府令で定めるもの
art-3/par-8/item-2 · https://japanlaw.org/en/payment-services-act/art-3/par-8/item-2 · https://japanlaw.org/l/421AC0000000059/art-3/par-8/item-2
anything specified by Cabinet Office Order as being equivalent to what is set forth in the preceding item.
Ministry of Justice translation — Japanese Law Translation Database System
**第九項** この章において「前払式支払手段記録口座」とは、前払式支払手段発行者が自ら発行した前払式支払手段ごとにその内容の記録を行う口座（当該口座に記録される未使用残高の上限額が高額として内閣府令で定める額を超えるものであることその他内閣府令で定める要件を満たすものに限る。）をいう。
art-3/par-9 · https://japanlaw.org/en/payment-services-act/art-3/par-9 · https://japanlaw.org/l/421AC0000000059/art-3/par-9
The term "prepaid payment instruments record account" as used in this Chapter means an account in which an issuer of prepaid payment instruments records the details of each prepaid payment instrument issued thereby (limited to those which satisfy the requirement that the maximum amount of unused balance recorded in the account is in excess of the amount specified by Cabinet Office Order as a high value and any other requirements specified by Cabinet Office Order).
Ministry of Justice translation — Japanese Law Translation Database System
**第十項** この章において「基準期間」とは、基準日の翌日から次の基準日までの期間をいう。
art-3/par-10 · https://japanlaw.org/en/payment-services-act/art-3/par-10 · https://japanlaw.org/l/421AC0000000059/art-3/par-10
The term "record period" as used in this Chapter means a period from the day following the base date to the next base date.
Ministry of Justice translation — Japanese Law Translation Database System
### 第四条（適用除外） — (Exclusion from Application)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-4 · https://japanlaw.org/en/payment-services-act/art-4 · https://japanlaw.org/l/421AC0000000059/art-4
**第一項** 次に掲げる前払式支払手段については、この章の規定は、適用しない。
art-4/par-1 · https://japanlaw.org/en/payment-services-act/art-4/par-1 · https://japanlaw.org/l/421AC0000000059/art-4/par-1
The provisions of this Chapter do not apply to the following prepaid payment instruments:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 乗車券、入場券その他これらに準ずるものであって、政令で定めるもの
art-4/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-4/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-4/par-1/item-1
passenger tickets, admission tickets, and those similar thereto specified by Cabinet Order;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 発行の日から政令で定める一定の期間内に限り使用できる前払式支払手段
art-4/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-4/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-4/par-1/item-2
prepaid payment instruments that can be used only during a certain period from the date of issuance specified by Cabinet Order;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 国又は地方公共団体（次号において「国等」という。）が発行する前払式支払手段
art-4/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-4/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-4/par-1/item-3
prepaid payment instruments issued by the State or local governments (hereinafter referred to as the "State, etc." in the following item);
Ministry of Justice translation — Japanese Law Translation Database System
**四** 法律により直接に設立された法人、特別の法律により特別の設立行為をもって設立された法人又は特別の法律により地方公共団体が設立者となって設立された法人であって、その資本金又は出資の額の全部が国等からの出資によるものその他の国等に準ずるものとして政令で定める法人が発行する前払式支払手段
art-4/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-4/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-4/par-1/item-4
prepaid payment instruments issued by corporations specified by Cabinet Order as being equivalent to the State, etc., including corporations that have been established directly pursuant to the Act, corporations established by a special act of incorporation pursuant to the special Act, or corporations established by a local government pursuant to the special Act that are wholly owned by the State, etc.;
Ministry of Justice translation — Japanese Law Translation Database System
**五** 専ら発行する者（密接関係者を含む。）の従業員に対して発行される自家型前払式支払手段（専ら当該従業員が使用することとされているものに限る。）その他これに類するものとして政令で定める前払式支払手段
art-4/par-1/item-5 · https://japanlaw.org/en/payment-services-act/art-4/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-4/par-1/item-5
prepaid payment instruments for their own business issued only to the employees of the issuer (including closely related persons) (limited to those to be used only by those employees) and other prepaid payment instruments specified by Cabinet Order as being similar thereto;
Ministry of Justice translation — Japanese Law Translation Database System
**六** 割賦販売法（昭和三十六年法律第百五十九号）その他の法律の規定に基づき前受金の保全のための措置が講じられている取引に係る前払式支払手段として政令で定めるもの
art-4/par-1/item-6 · https://japanlaw.org/en/payment-services-act/art-4/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-4/par-1/item-6
prepaid payment instruments specified by Cabinet Order as those pertaining to transactions that are subject to measures to protect advances pursuant to the provisions of the Installment Sales Act (Act No. 159 of 1961) and other Acts; and
Ministry of Justice translation — Japanese Law Translation Database System
**七** その利用者のために商行為となる取引においてのみ使用することとされている前払式支払手段
art-4/par-1/item-7 · https://japanlaw.org/en/payment-services-act/art-4/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-4/par-1/item-7
prepaid payment instruments that are intended to be used only in a transaction that constitutes a commercial transaction for the users of prepaid payment instruments.
Ministry of Justice translation — Japanese Law Translation Database System
## 第二節 自家型発行者 — Section 2 Issuer of Prepaid Payment Instruments for Its Own Business
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-2/sec-2 · https://japanlaw.org/en/payment-services-act/ch-2/sec-2 · https://japanlaw.org/l/421AC0000000059/ch-2/sec-2
### 第五条（自家型発行者の届出） — (Notification of Issuer of Prepaid Payment Instruments for Its Own Business)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-5 · https://japanlaw.org/en/payment-services-act/art-5 · https://japanlaw.org/l/421AC0000000059/art-5
**第一項** 前払式支払手段を発行する法人（人格のない社団又は財団であって代表者又は管理人の定めのあるものを含む。）又は個人のうち、自家型前払式支払手段のみを発行する者は、基準日においてその自家型前払式支払手段の基準日未使用残高がその発行を開始してから最初に基準額（第十四条第一項に規定する基準額をいう。）を超えることとなったときは、内閣府令で定めるところにより、次に掲げる事項を記載した届出書を内閣総理大臣に提出しなければならない。自家型前払式支払手段の発行の業務の全部を廃止した後再びその発行を開始したときも、同様とする。
art-5/par-1 · https://japanlaw.org/en/payment-services-act/art-5/par-1 · https://japanlaw.org/l/421AC0000000059/art-5/par-1
A corporation (including an association or foundation without juridical personality for which the representative person or administrator has been designated) or an individual who issues prepaid payment instruments which are all prepaid payment instruments for their own business must, pursuant to the provisions of Cabinet Office Order, submit a written notice containing the following particulars to the Prime Minister when the unused balance on the base date of its prepaid payment instruments for their own business as of the base date has exceeded the standard amount (meaning the standard amount specified in Article 14, paragraph (1)) for the first time since the corporation commenced to issue prepaid payment instruments for their own business. The same applies to cases in which the corporation restarted to issue prepaid payment instruments for their own business after discontinuing the whole of the business of issuing prepaid payment instruments for their own business:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 氏名、商号又は名称及び住所
art-5/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-5/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-5/par-1/item-1
name, trade name or other name and address;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 法人にあっては、資本金又は出資の額
art-5/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-5/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-5/par-1/item-2
in cases of a corporation, the amount of capital or contribution;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 前払式支払手段の発行の業務に係る営業所又は事務所の名称及び所在地
art-5/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-5/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-5/par-1/item-3
name and location of the business office or office for the business of issuing prepaid payment instruments;
Ministry of Justice translation — Japanese Law Translation Database System
**四** 法人（人格のない社団又は財団であって代表者又は管理人の定めのあるものを含む。）にあっては、その代表者又は管理人の氏名
art-5/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-5/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-5/par-1/item-4
in cases of a corporation (including an association or foundation without juridical personality for which the representative person or administrator has been designated), name of the representative person or administrator;
Ministry of Justice translation — Japanese Law Translation Database System
**五** 当該基準日における基準日未使用残高
art-5/par-1/item-5 · https://japanlaw.org/en/payment-services-act/art-5/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-5/par-1/item-5
unused balance on the base date as of the relevant base date;
Ministry of Justice translation — Japanese Law Translation Database System
**六** 前払式支払手段の種類、名称及び支払可能金額等
art-5/par-1/item-6 · https://japanlaw.org/en/payment-services-act/art-5/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-5/par-1/item-6
the type, the name, and the amount available for payment, etc. of the prepaid payment instruments;
Ministry of Justice translation — Japanese Law Translation Database System
**七** 物品等の購入若しくは借受けを行い、若しくは役務の提供を受ける場合にこれらの代価の弁済のために使用し、又は物品等の給付若しくは役務の提供を請求することができる期間又は期限が設けられているときは、当該期間又は期限
art-5/par-1/item-7 · https://japanlaw.org/en/payment-services-act/art-5/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-5/par-1/item-7
if a specified period of time which is available for the purpose of paying consideration for the purchase or renting of goods, etc. or the receipt of services being provided or for the purpose of claiming the delivery or provision of the goods, etc. or services, or the expiry date is set for the prepaid payment instruments, the period of time or due date;
Ministry of Justice translation — Japanese Law Translation Database System
**八** 前払式支払手段の発行の業務の内容及び方法
art-5/par-1/item-8 · https://japanlaw.org/en/payment-services-act/art-5/par-1/item-8 · https://japanlaw.org/l/421AC0000000059/art-5/par-1/item-8
content and means of the business of issuing prepaid payment instruments;
Ministry of Justice translation — Japanese Law Translation Database System
**九** 前払式支払手段の発行の業務の一部を第三者に委託する場合にあっては、当該委託に係る業務の内容並びにその委託先の氏名又は商号若しくは名称及び住所
art-5/par-1/item-9 · https://japanlaw.org/en/payment-services-act/art-5/par-1/item-9 · https://japanlaw.org/l/421AC0000000059/art-5/par-1/item-9
if a part of the business of issuing prepaid payment instruments is entrusted to a third party, the details of the business pertaining to the entrustment, the name or trade name or other name and address of the third party to whom the business of issuing prepaid payment instruments is entrusted;
Ministry of Justice translation — Japanese Law Translation Database System
**十** 前払式支払手段の発行及び利用に関する利用者からの苦情又は相談に応ずる営業所又は事務所の所在地及び連絡先
art-5/par-1/item-10 · https://japanlaw.org/en/payment-services-act/art-5/par-1/item-10 · https://japanlaw.org/l/421AC0000000059/art-5/par-1/item-10
location and contact address of the business office or office that handles complaints from the users about the issuance and use of prepaid payment instruments or provide consultations for the users; and
Ministry of Justice translation — Japanese Law Translation Database System
**十一** その他内閣府令で定める事項
art-5/par-1/item-11 · https://japanlaw.org/en/payment-services-act/art-5/par-1/item-11 · https://japanlaw.org/l/421AC0000000059/art-5/par-1/item-11
other particulars specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前項の届出書には、財務に関する書類その他の内閣府令で定める書類を添付しなければならない。
art-5/par-2 · https://japanlaw.org/en/payment-services-act/art-5/par-2 · https://japanlaw.org/l/421AC0000000059/art-5/par-2
Documents concerning finance and other documents specified by Cabinet Office Order must be attached to the written notice referred to in the preceding paragraph.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 自家型発行者は、第一項各号（第五号を除く。）に掲げる事項のいずれかに変更があったときは、遅滞なく、その旨を内閣総理大臣に届け出なければならない。
art-5/par-3 · https://japanlaw.org/en/payment-services-act/art-5/par-3 · https://japanlaw.org/l/421AC0000000059/art-5/par-3
When any of the particulars set forth in the items of paragraph (1) (excluding item (v)) are changed, the issuer of prepaid payment instruments for its own business must notify the Prime Minister to that effect without delay.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六条（自家型発行者名簿） — (Register of Issuers of Prepaid Payment Instruments for Its Own Business)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-6 · https://japanlaw.org/en/payment-services-act/art-6 · https://japanlaw.org/l/421AC0000000059/art-6
**第一項** 内閣総理大臣は、自家型発行者について、自家型発行者名簿を作成し、これを公衆の縦覧に供しなければならない。
art-6/par-1 · https://japanlaw.org/en/payment-services-act/art-6/par-1 · https://japanlaw.org/l/421AC0000000059/art-6/par-1
The Prime Minister must create a register of issuers of prepaid payment instruments for its own business and make it available for public inspection.
Ministry of Justice translation — Japanese Law Translation Database System
## 第三節 第三者型発行者 — Section 3 Issuer of Prepaid Payment Instruments for Third-Party Business
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-2/sec-3 · https://japanlaw.org/en/payment-services-act/ch-2/sec-3 · https://japanlaw.org/l/421AC0000000059/ch-2/sec-3
### 第七条（第三者型発行者の登録） — (Registration of Issuer of Prepaid Payment Instruments for Third-Party Business)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-7 · https://japanlaw.org/en/payment-services-act/art-7 · https://japanlaw.org/l/421AC0000000059/art-7
**第一項** 第三者型前払式支払手段の発行の業務は、内閣総理大臣の登録を受けた法人でなければ、行ってはならない。
art-7/par-1 · https://japanlaw.org/en/payment-services-act/art-7/par-1 · https://japanlaw.org/l/421AC0000000059/art-7/par-1
No person may engage in the business of issuing prepaid payment instruments for third-party business unless the person is a corporation who has been registered by the Prime Minister.
Ministry of Justice translation — Japanese Law Translation Database System
### 第八条（登録の申請） — (Application for Registration)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-8 · https://japanlaw.org/en/payment-services-act/art-8 · https://japanlaw.org/l/421AC0000000059/art-8
**第一項** 前条の登録を受けようとする者は、内閣府令で定めるところにより、次に掲げる事項を記載した登録申請書を内閣総理大臣に提出しなければならない。
art-8/par-1 · https://japanlaw.org/en/payment-services-act/art-8/par-1 · https://japanlaw.org/l/421AC0000000059/art-8/par-1
A person who intends to obtain registration referred to in the preceding Article must, pursuant to the provisions of Cabinet Office Order, submit a written application for registration containing the following particulars to the Prime Minister:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 商号又は名称及び住所
art-8/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-8/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-8/par-1/item-1
trade name or other name, and address;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 資本金又は出資の額
art-8/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-8/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-8/par-1/item-2
the amount of capital or contribution;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 前払式支払手段の発行の業務に係る営業所又は事務所の名称及び所在地
art-8/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-8/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-8/par-1/item-3
name and location of the business office or office pertaining to the business of issuing prepaid payment instruments;
Ministry of Justice translation — Japanese Law Translation Database System
**四** 役員の氏名又は名称
art-8/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-8/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-8/par-1/item-4
names of officers;
Ministry of Justice translation — Japanese Law Translation Database System
**五** 前払式支払手段の種類、名称及び支払可能金額等
art-8/par-1/item-5 · https://japanlaw.org/en/payment-services-act/art-8/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-8/par-1/item-5
the type, the name, and the amount available for payment, etc. of the prepaid payment instruments;
Ministry of Justice translation — Japanese Law Translation Database System
**六** 物品等の購入若しくは借受けを行い、若しくは役務の提供を受ける場合にこれらの代価の弁済のために使用し、又は物品等の給付若しくは役務の提供を請求することができる期間又は期限が設けられているときは、当該期間又は期限
art-8/par-1/item-6 · https://japanlaw.org/en/payment-services-act/art-8/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-8/par-1/item-6
if a specified period of time which is available for the purpose of paying consideration for the purchase or renting of goods, etc. or the receipt of the service being provided or for the purpose of claiming the delivery or provision of those goods, etc. or services, or the expiry date is set for the prepaid payment instruments, the period of time or due date;
Ministry of Justice translation — Japanese Law Translation Database System
**七** 前払式支払手段の発行の業務の内容及び方法
art-8/par-1/item-7 · https://japanlaw.org/en/payment-services-act/art-8/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-8/par-1/item-7
the details and means of the business of issuing prepaid payment instruments;
Ministry of Justice translation — Japanese Law Translation Database System
**八** 前払式支払手段の発行の業務の一部を第三者に委託する場合にあっては、当該委託に係る業務の内容並びにその委託先の氏名又は商号若しくは名称及び住所
art-8/par-1/item-8 · https://japanlaw.org/en/payment-services-act/art-8/par-1/item-8 · https://japanlaw.org/l/421AC0000000059/art-8/par-1/item-8
if a part of the business of issuing prepaid payment instruments is entrusted to a third party, the details of the business pertaining to the entrustment, the name or trade name or other name and address of the third party to whom the business of issuing prepaid payment instruments is entrusted;
Ministry of Justice translation — Japanese Law Translation Database System
**九** 前払式支払手段の発行及び利用に関する利用者からの苦情又は相談に応ずる営業所又は事務所の所在地及び連絡先
art-8/par-1/item-9 · https://japanlaw.org/en/payment-services-act/art-8/par-1/item-9 · https://japanlaw.org/l/421AC0000000059/art-8/par-1/item-9
location and contact address of the business office or office that handles complaints from the users about the issuance and use of prepaid payment instruments or provide consultations for the users; and
Ministry of Justice translation — Japanese Law Translation Database System
**十** その他内閣府令で定める事項
art-8/par-1/item-10 · https://japanlaw.org/en/payment-services-act/art-8/par-1/item-10 · https://japanlaw.org/l/421AC0000000059/art-8/par-1/item-10
other particulars specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前項の登録申請書には、第十条第一項各号に該当しないことを誓約する書面、財務に関する書類その他の内閣府令で定める書類を添付しなければならない。
art-8/par-2 · https://japanlaw.org/en/payment-services-act/art-8/par-2 · https://japanlaw.org/l/421AC0000000059/art-8/par-2
A document in which the applicant pledges that the applicant does not fall under any of the items of Article 10, paragraph (1), documents concerning finance, and other documents specified by Cabinet Office Order must be attached to the application for registration referred to in the preceding paragraph.
Ministry of Justice translation — Japanese Law Translation Database System
### 第九条（第三者型発行者登録簿） — (Register of Issuers of Prepaid Payment Instruments for Third-Party Business)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-9 · https://japanlaw.org/en/payment-services-act/art-9 · https://japanlaw.org/l/421AC0000000059/art-9
**第一項** 内閣総理大臣は、第七条の登録の申請があったときは、次条第一項の規定によりその登録を拒否する場合を除くほか、次に掲げる事項を第三者型発行者登録簿に登録しなければならない。
art-9/par-1 · https://japanlaw.org/en/payment-services-act/art-9/par-1 · https://japanlaw.org/l/421AC0000000059/art-9/par-1
The Prime Minister must, when an application for registration referred to in Article 7 is filed, register the following particulars to the register of issuers of prepaid payment instruments for third-party business, except when the Minister refuses the registration pursuant to the provisions of paragraph (1) of the following Article:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 前条第一項各号に掲げる事項
art-9/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-9/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-9/par-1/item-1
particulars listed in the items of paragraph (1) of the preceding Article; and
Ministry of Justice translation — Japanese Law Translation Database System
**二** 登録年月日及び登録番号
art-9/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-9/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-9/par-1/item-2
date of registration and registration number.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、前項の規定による登録をしたときは、遅滞なく、その旨を登録申請者に通知しなければならない。
art-9/par-2 · https://japanlaw.org/en/payment-services-act/art-9/par-2 · https://japanlaw.org/l/421AC0000000059/art-9/par-2
If the Prime Minister registers the particulars under the provisions of the preceding paragraph, the Minister must notify the applicant to that effect without delay.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 内閣総理大臣は、第三者型発行者登録簿を公衆の縦覧に供しなければならない。
art-9/par-3 · https://japanlaw.org/en/payment-services-act/art-9/par-3 · https://japanlaw.org/l/421AC0000000059/art-9/par-3
The Prime Minister must make the register of issuers of prepaid payment instruments for third-party business available for public inspection.
Ministry of Justice translation — Japanese Law Translation Database System
### 第十条（登録の拒否） — (Refusal of Registration)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-10 · https://japanlaw.org/en/payment-services-act/art-10 · https://japanlaw.org/l/421AC0000000059/art-10
**第一項** 内閣総理大臣は、登録申請者が次の各号のいずれかに該当するとき、又は登録申請書若しくはその添付書類のうちに重要な事項について虚偽の記載があり、若しくは重要な事実の記載が欠けているときは、その登録を拒否しなければならない。
art-10/par-1 · https://japanlaw.org/en/payment-services-act/art-10/par-1 · https://japanlaw.org/l/421AC0000000059/art-10/par-1
The Prime Minister must refuse registration when an applicant falls under any of the following items, or a written application for registration or its accompanying documents contain a false statement about important particulars, or lack a statement about important particulars:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 法人でないもの（外国の法令に準拠して設立された法人で国内に営業所又は事務所を有しないものを含む。）
art-10/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-10/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-1
a person other than a corporation (including a corporation established under the laws and regulations of a foreign state who does not have a business office or office in Japan);
Ministry of Justice translation — Japanese Law Translation Database System
**二** 次のいずれにも該当しない法人
art-10/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-10/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-2
a corporation that does not fall under any of the following items:
Ministry of Justice translation — Japanese Law Translation Database System
**イ** 純資産額が、発行する前払式支払手段の利用が可能な地域の範囲その他の事情に照らして政令で定める金額以上である法人
art-10/par-1/item-2/sub-1 · https://japanlaw.org/en/payment-services-act/art-10/par-1/item-2/sub-1 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-2/sub-1
a corporation whose amount of net assets exceeds the amount of money specified by Cabinet Order in light of the geographical scope within which the prepaid payment instruments issued by the corporation can be used and other circumstances; or
Ministry of Justice translation — Japanese Law Translation Database System
**ロ** 営利を目的としない法人で政令で定めるもの
art-10/par-1/item-2/sub-2 · https://japanlaw.org/en/payment-services-act/art-10/par-1/item-2/sub-2 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-2/sub-2
a not-for-profit corporation specified by Cabinet Order;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 前払式支払手段により購入若しくは借受けを行い、若しくは給付を受けることができる物品等又は提供を受けることができる役務が、公の秩序又は善良の風俗を害し、又は害するおそれがあるものでないことを確保するために必要な措置を講じていない法人
art-10/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-10/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-3
a corporation which has not taken necessary measures for ensuring that goods, etc. or services that one can purchase or rent, or which one can receive the delivery or provision of by using prepaid payment instruments do not cause harm to or are not likely to cause harm to public order or morals;
Ministry of Justice translation — Japanese Law Translation Database System
**四** 加盟店（前払式支払手段により購入若しくは借受けを行い、若しくは給付を受けることができる物品等の販売者若しくは貸出人又は提供を受けることができる役務の提供者をいう。第三十二条において同じ。）に対する支払を適切に行うために必要な体制の整備が行われていない法人
art-10/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-10/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-4
a corporation which has not established a system that is necessary for making payments to member shops (meaning a seller or lender of goods, etc. that one can purchase or rent or of which one can receive the delivery of by using prepaid payment instruments or a provider of services of which one can receive the provision of by using prepaid payment instruments; the same applies in Article 32) appropriately;
Ministry of Justice translation — Japanese Law Translation Database System
**五** この章の規定を遵守するために必要な体制の整備が行われていない法人
art-10/par-1/item-5 · https://japanlaw.org/en/payment-services-act/art-10/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-5
a corporation which has not established a system that is necessary for ensuring compliance with the provisions of this Chapter;
Ministry of Justice translation — Japanese Law Translation Database System
**六** 他の第三者型発行者が現に用いている商号若しくは名称と同一の商号若しくは名称又は他の第三者型発行者と誤認されるおそれのある商号若しくは名称を用いようとする法人
art-10/par-1/item-6 · https://japanlaw.org/en/payment-services-act/art-10/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-6
a corporation which intends to use a trade name or other name that is identical to the one currently being used by another issuer of prepaid payment instruments for third-party business or that may be misidentified as another issuer of prepaid payment instruments for third-party business;
Ministry of Justice translation — Japanese Law Translation Database System
**七** 第二十七条第一項若しくは第二項の規定により第七条の登録を取り消され、又はこの法律（この章の規定及び当該規定に係る第八章の規定に限る。以下この項において同じ。）に相当する外国の法令の規定により当該外国において受けている同種類の登録（当該登録に類するその他の行政処分を含む。第九号ホにおいて同じ。）を取り消され、その取消しの日から三年を経過しない法人
art-10/par-1/item-7 · https://japanlaw.org/en/payment-services-act/art-10/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-7
a corporation whose registration referred to in Article 7 has been revoked pursuant to the provisions of Article 27, paragraph (1) or (2), or had its registration of the same type in a foreign state (including other administrative dispositions similar to the registration; the same applies in item (ix), (e)) revoked pursuant to the provisions of laws and regulations of the foreign state equivalent to this Act (limited to the provisions of this Chapter and the provisions of Chapter VIII that are related thereto; hereinafter the same applies in this paragraph), and for which three years have not passed from the date of revocation;
Ministry of Justice translation — Japanese Law Translation Database System
**八** この法律又はこの法律に相当する外国の法令の規定により罰金の刑（これに相当する外国の法令による刑を含む。次号ニにおいて同じ。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から三年を経過しない法人
art-10/par-1/item-8 · https://japanlaw.org/en/payment-services-act/art-10/par-1/item-8 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-8
a corporation which has been punished by a fine (including a punishment under laws and regulations of a foreign state equivalent to this; the same applies in (d) of the following item) pursuant to the provisions of this Act or laws and regulations of a foreign state equivalent to this Act, and for which three years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed;
Ministry of Justice translation — Japanese Law Translation Database System
**九** 役員のうちに次のいずれかに該当する者のある法人
art-10/par-1/item-9 · https://japanlaw.org/en/payment-services-act/art-10/par-1/item-9 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-9
a corporation whose officers include a person who falls under any of the following items:
Ministry of Justice translation — Japanese Law Translation Database System
**イ** 心身の故障のため前払式支払手段の発行の業務に係る職務を適正に執行することができない者として内閣府令で定める者
art-10/par-1/item-9/sub-1 · https://japanlaw.org/en/payment-services-act/art-10/par-1/item-9/sub-1 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-9/sub-1
a person specified by Cabinet Office Order as being unable to properly perform their duties pertaining to the business of issuing prepaid payment instruments due to a mental or physical disorder;
Ministry of Justice translation — Japanese Law Translation Database System
**ロ** 破産手続開始の決定を受けて復権を得ない者又は外国の法令上これに相当する者
art-10/par-1/item-9/sub-2 · https://japanlaw.org/en/payment-services-act/art-10/par-1/item-9/sub-2 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-9/sub-2
a person who has not had their rights restored after receiving an order to commence bankruptcy proceedings, or a person equivalent thereto pursuant to laws and regulations of a foreign state;
Ministry of Justice translation — Japanese Law Translation Database System
**ハ** 拘禁刑以上の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から三年を経過しない者
art-10/par-1/item-9/sub-3 · https://japanlaw.org/en/payment-services-act/art-10/par-1/item-9/sub-3 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-9/sub-3
a person who has been sentenced to imprisonment or heavier punishment (including an equivalent punishment pursuant to laws and regulations of a foreign state), and for whom three years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed;
machine translation, not official
**ニ** この法律又はこの法律に相当する外国の法令の規定により罰金の刑に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から三年を経過しない者
art-10/par-1/item-9/sub-4 · https://japanlaw.org/en/payment-services-act/art-10/par-1/item-9/sub-4 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-9/sub-4
a person who has been punished by a fine pursuant to the provisions of this Act or laws and regulations of a foreign state equivalent to this Act, and for whom three years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed;
Ministry of Justice translation — Japanese Law Translation Database System
**ホ** 第三者型発行者が第二十七条第一項若しくは第二項の規定により第七条の登録を取り消された場合又は法人がこの法律に相当する外国の法令の規定により当該外国において受けている同種類の登録を取り消された場合において、その取消しの日前三十日以内にその法人の役員であった者で、当該取消しの日から三年を経過しない者その他これに準ずるものとして政令で定める者
art-10/par-1/item-9/sub-5 · https://japanlaw.org/en/payment-services-act/art-10/par-1/item-9/sub-5 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-9/sub-5
if an issuer of prepaid payment instruments for third-party business had its registration referred to in Article 7 revoked pursuant to the provisions of Article 27, paragraph (1) or (2), or a corporation had its registration of the same type in a foreign state revoked pursuant to the provisions of laws and regulations of the foreign state equivalent to this Act, a person who was an officer of the corporation at any time during the thirty days prior to the revocation date and for whom three years have not passed from that date or a person specified by Cabinet Order as a person similar thereto.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、前項の規定により登録を拒否したときは、遅滞なく、その理由を示して、その旨を登録申請者に通知しなければならない。
art-10/par-2 · https://japanlaw.org/en/payment-services-act/art-10/par-2 · https://japanlaw.org/l/421AC0000000059/art-10/par-2
If the Prime Minister refuses the registration pursuant to the provisions of the preceding paragraph, the Minister must notify the applicant to that effect by indicating the reason therefor without delay.
Ministry of Justice translation — Japanese Law Translation Database System
### 第十一条（変更の届出） — (Notification of Changes)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-11 · https://japanlaw.org/en/payment-services-act/art-11 · https://japanlaw.org/l/421AC0000000059/art-11
**第一項** 第三者型発行者は、第八条第一項各号に掲げる事項のいずれかに変更があったときは、遅滞なく、その旨を内閣総理大臣に届け出なければならない。
art-11/par-1 · https://japanlaw.org/en/payment-services-act/art-11/par-1 · https://japanlaw.org/l/421AC0000000059/art-11/par-1
If any of the particulars set forth in the items of Article 8, paragraph (1) are changed, the issuer of prepaid payment instruments for third-party business must notify the Prime Minister to that effect without delay.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、前項の規定による届出を受理したときは、届出があった事項を第三者型発行者登録簿に登録しなければならない。
art-11/par-2 · https://japanlaw.org/en/payment-services-act/art-11/par-2 · https://japanlaw.org/l/421AC0000000059/art-11/par-2
If the Prime Minister accepts a notification referred to in the preceding paragraph, the Minister must register the informed particulars in the register of issuers of prepaid payment instruments for third-party business.
Ministry of Justice translation — Japanese Law Translation Database System
### 第十一条の二（業務実施計画の届出） — (Notification of Business Implementation Plans)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-11-2 · https://japanlaw.org/en/payment-services-act/art-11-2 · https://japanlaw.org/l/421AC0000000059/art-11-2
**第一項** 前払式支払手段発行者は、高額電子移転可能型前払式支払手段を発行しようとするときは、内閣府令で定めるところにより、あらかじめ、次に掲げる事項を記載した業務実施計画を内閣総理大臣に届け出なければならない。
art-11-2/par-1 · https://japanlaw.org/en/payment-services-act/art-11-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-11-2/par-1
When an issuer of prepaid payment instruments intends to issue high-value electronically transferable prepaid payment instruments, in advance, the issuer must notify the Prime Minister of a business implementation plan stating the following particulars, pursuant to the provisions of Cabinet Office Order:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 当該高額電子移転可能型前払式支払手段に係る前払式支払手段記録口座に記録される未使用残高の上限額を定める場合にあっては、当該上限額
art-11-2/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-11-2/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-11-2/par-1/item-1
the maximum amount of unused balance to be recorded in a prepaid payment instruments record account related to the high-value electronically transferable prepaid payment instruments, if the maximum amount is specified;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 当該高額電子移転可能型前払式支払手段の発行の業務を行うために使用する電子情報処理組織の管理の方法
art-11-2/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-11-2/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-11-2/par-1/item-2
the method of management of an electronic data processing system to be used to conduct the business of issuing the high-value electronically transferable prepaid payment instruments; and
Ministry of Justice translation — Japanese Law Translation Database System
**三** その他高額電子移転可能型前払式支払手段の利用者の保護を図り、及び高額電子移転可能型前払式支払手段の発行の業務の健全かつ適切な運営を確保するために必要な事項として内閣府令で定める事項
art-11-2/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-11-2/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-11-2/par-1/item-3
other particulars specified by Cabinet Office Order as particulars necessary for protecting the users of high-value electronically transferable prepaid payment instruments and ensuring the sound and appropriate management of the business of issuing high-value electronically transferable prepaid payment instruments.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前払式支払手段発行者は、前項の規定により届け出た業務実施計画を変更しようとするときは、内閣府令で定めるところにより、あらかじめ、内閣総理大臣に届け出なければならない。
art-11-2/par-2 · https://japanlaw.org/en/payment-services-act/art-11-2/par-2 · https://japanlaw.org/l/421AC0000000059/art-11-2/par-2
When an issuer of prepaid payment instruments intends to make a change to the business implementation plan notified pursuant to the provisions of the preceding paragraph, in advance the issuer must notify the Prime Minister of the change pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第十二条（名義貸しの禁止） — (Prohibition of Name Lending)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-12 · https://japanlaw.org/en/payment-services-act/art-12 · https://japanlaw.org/l/421AC0000000059/art-12
**第一項** 第三者型発行者は、自己の名義をもって、他人に第三者型前払式支払手段の発行の業務を行わせてはならない。
art-12/par-1 · https://japanlaw.org/en/payment-services-act/art-12/par-1 · https://japanlaw.org/l/421AC0000000059/art-12/par-1
An issuer of prepaid payment instruments for third-party business must not have another person conduct the business of issuing prepaid payment instruments for third-party business in the name of the issuer of prepaid payment instruments for third-party business.
Ministry of Justice translation — Japanese Law Translation Database System
## 第四節 業務 — Section 4 Business
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-2/sec-4 · https://japanlaw.org/en/payment-services-act/ch-2/sec-4 · https://japanlaw.org/l/421AC0000000059/ch-2/sec-4
### 第十三条（利用者の保護等に関する措置） — (Measures for Protecting Users)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-13 · https://japanlaw.org/en/payment-services-act/art-13 · https://japanlaw.org/l/421AC0000000059/art-13
**第一項** 前払式支払手段発行者は、前払式支払手段を発行する場合には、内閣府令で定めるところにより、次に掲げる事項に関する情報を利用者に提供しなければならない。
art-13/par-1 · https://japanlaw.org/en/payment-services-act/art-13/par-1 · https://japanlaw.org/l/421AC0000000059/art-13/par-1
When issuing prepaid payment instruments, an issuer of prepaid payment instruments must, pursuant to the provisions of Cabinet Office Order, provide users with information on the following particulars:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 氏名、商号又は名称
art-13/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-13/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-13/par-1/item-1
name, trade name or other name;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 前払式支払手段の支払可能金額等
art-13/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-13/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-13/par-1/item-2
amount available for payment, etc. of the prepaid payment instruments;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 物品等の購入若しくは借受けを行い、若しくは役務の提供を受ける場合にこれらの代価の弁済のために使用し、又は物品等の給付若しくは役務の提供を請求することができる期間又は期限が設けられているときは、当該期間又は期限
art-13/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-13/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-13/par-1/item-3
if a specified period of time which is available for the purpose of paying consideration for the purchase or renting of goods, etc. or the receipt of services being provided or for the purpose of claiming the delivery or provision of those goods, etc. or services, or the due date is set for the prepaid payment instruments, the period of time or due date;
Ministry of Justice translation — Japanese Law Translation Database System
**四** 前払式支払手段の発行及び利用に関する利用者からの苦情又は相談に応ずる営業所又は事務所の所在地及び連絡先
art-13/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-13/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-13/par-1/item-4
location and contact address of the business office or office that handles complaints from the users about the issuance and use of prepaid payment instruments or provide consultations for the users; and
Ministry of Justice translation — Japanese Law Translation Database System
**五** その他内閣府令で定める事項
art-13/par-1/item-5 · https://japanlaw.org/en/payment-services-act/art-13/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-13/par-1/item-5
other particulars specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前払式支払手段発行者が加入する認定資金決済事業者協会が当該前払式支払手段発行者に係る前項第四号に掲げる事項を前払式支払手段の利用者に周知する場合その他の内閣府令で定める場合には、当該前払式支払手段発行者は、同項の規定にかかわらず、当該事項について同項の規定による情報の提供をすることを要しない。
art-13/par-2 · https://japanlaw.org/en/payment-services-act/art-13/par-2 · https://japanlaw.org/l/421AC0000000059/art-13/par-2
Notwithstanding the provisions of the preceding paragraph, if the certified association for payment service providers of which the issuer of prepaid payment instruments is a member makes public to the users of prepaid payment instruments the particulars listed in item (iv) of the preceding paragraph pertaining to the issuer of prepaid payment instruments or in other cases specified by Cabinet Office Order, the issuer of prepaid payment instruments is not required to provide information as prescribed in that paragraph with regard to those particulars.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 前払式支払手段発行者は、第一項に規定するもののほか、内閣府令で定めるところにより、前払式支払手段の利用者の保護を図り、及び前払式支払手段の発行の業務の健全かつ適切な運営を確保するために必要な措置を講じなければならない。
art-13/par-3 · https://japanlaw.org/en/payment-services-act/art-13/par-3 · https://japanlaw.org/l/421AC0000000059/art-13/par-3
Beyond what is provided for in paragraph (1), an issuer of prepaid payment instruments must, pursuant to the provisions of Cabinet Office Order, take necessary measures for protecting the users of prepaid payment instruments and ensuring sound and appropriate management of business of issuing prepaid payment instruments.
Ministry of Justice translation — Japanese Law Translation Database System
### 第十四条（発行保証金の供託） — (Making Security Deposits for Issuance)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-14 · https://japanlaw.org/en/payment-services-act/art-14 · https://japanlaw.org/l/421AC0000000059/art-14
**第一項** 前払式支払手段発行者は、基準日未使用残高が政令で定める額（以下この章において「基準額」という。）を超えるときは、当該基準日未使用残高の二分の一の額（以下この章において「要供託額」という。）以上の額に相当する額の発行保証金を、内閣府令で定めるところにより、主たる営業所又は事務所の最寄りの供託所に供託しなければならない。
art-14/par-1 · https://japanlaw.org/en/payment-services-act/art-14/par-1 · https://japanlaw.org/l/421AC0000000059/art-14/par-1
If the unused balance on the base date exceeds the amount specified by Cabinet Order (hereinafter referred to as the "standard amount" in this Chapter), an issuer of prepaid payment instruments must, pursuant to the provisions of Cabinet Office Order, make security deposits for issuance to the official depository nearest to its principal business office or office in an amount equivalent to not less than half the amount of the unused balance on the base date (hereinafter referred to as the "amount required for deposit" in this Chapter).
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前払式支払手段発行者は、第三十一条第一項の権利の実行の手続の終了その他の事実の発生により、発行保証金の額（次条に規定する保全金額及び第十六条第一項に規定する信託財産の額の合計額を含む。第十八条第二号及び第二十三条第一項第三号において同じ。）がその事実が発生した日の直前の基準日における要供託額（第二十条第一項の規定による払戻しの手続又は第三十一条第一項の権利の実行の手続が終了した日の直前の基準日にあっては、これらの手続に係る前払式支払手段がないものとみなして内閣府令で定める方法により計算された額）に不足することとなったときは、内閣府令で定めるところにより、その不足額について供託を行い、遅滞なく、その旨を内閣総理大臣に届け出なければならない。
art-14/par-2 · https://japanlaw.org/en/payment-services-act/art-14/par-2 · https://japanlaw.org/l/421AC0000000059/art-14/par-2
If, due to completion of the procedure for the fulfillment of the right prescribed in Article 31, paragraph (1) or the occurrence of other facts, the amount of security deposits for issuance (including the total amount of the secured amount prescribed in the following Article and the amount of trust property prescribed in Article 16, paragraph (1); the same applies in Article 18, item (ii) and Article 23, paragraph (1), item (iii)) is less than the amount required for deposit as of the base date immediately preceding the day on which those issues occurred (or the amount calculated as if the Prepaid Payment Instruments pertaining to those procedures did not exist in accordance with the method specified by Cabinet Office Order as of the base date immediately preceding the day on which the refund procedure prescribed in Article 20, paragraph (1) or the procedure for the fulfillment of the right prescribed in Article 31, paragraph (1) was completed), an issuer of prepaid payment instruments must, pursuant to the provisions of Cabinet Office Order, deposit the shortage and notify the Prime Minister to that effect without delay.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 発行保証金は、国債証券、地方債証券その他の内閣府令で定める債券（社債、株式等の振替に関する法律第二百七十八条第一項に規定する振替債を含む。第十六条第三項において同じ。）をもってこれに充てることができる。この場合において、当該債券の評価額は、内閣府令で定めるところによる。
art-14/par-3 · https://japanlaw.org/en/payment-services-act/art-14/par-3 · https://japanlaw.org/l/421AC0000000059/art-14/par-3
Security deposits for issuance may be paid in national government bond certificates, local government bond certificates or other bond certificates specified by Cabinet Office Order (including book-entry transfer bonds specified in Article 278, paragraph (1) of the Act on Book-Entry Transfer of Corporate Bonds and Shares; the same applies in Article 16, paragraph (3)). In this case, the appraised value of those bond certificates is determined pursuant to the provisions of Cabinet Office Order.
machine translation, not official
### 第十五条（発行保証金保全契約） — (Guarantee Contracts for Security Deposits for Issuance)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-15 · https://japanlaw.org/en/payment-services-act/art-15 · https://japanlaw.org/l/421AC0000000059/art-15
**第一項** 前払式支払手段発行者は、政令で定めるところにより、発行保証金保全契約（政令で定める要件を満たす銀行等その他政令で定める者が前払式支払手段発行者のために内閣総理大臣の命令に応じて発行保証金を供託する旨の契約をいう。以下この章において同じ。）を締結し、その旨を内閣総理大臣に届け出たときは、当該発行保証金保全契約の効力の存する間、保全金額（当該発行保証金保全契約において供託されることとなっている金額をいう。第十七条において同じ。）につき、発行保証金の全部又は一部の供託をしないことができる。
art-15/par-1 · https://japanlaw.org/en/payment-services-act/art-15/par-1 · https://japanlaw.org/l/421AC0000000059/art-15/par-1
If an issuer of prepaid payment instruments has concluded a guarantee contract for security deposits for issuance (meaning a contract in which a deposit-taking institution satisfying the requirements specified by Cabinet Order or any other person specified by Cabinet Order promises that security deposits for issuance will be made on behalf of the issuer of prepaid payment instruments in response to an order by the Prime Minister; the same applies in this Chapter) and has notified the Minister to that effect, pursuant to the provisions of Cabinet Order, it may choose not to deposit all or part of the security deposits for issuance with regard to the secured amount (meaning the amount of money to be deposited under the guarantee contract for security deposits for issuance; the same applies in Article 17) limited to the period during which the contract remains in force.
Ministry of Justice translation — Japanese Law Translation Database System
### 第十六条（発行保証金信託契約） — (Trust Agreements for Security Deposits for Issuance)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-16 · https://japanlaw.org/en/payment-services-act/art-16 · https://japanlaw.org/l/421AC0000000059/art-16
**第一項** 前払式支払手段発行者は、信託会社等との間で、発行保証金信託契約（当該信託会社等が内閣総理大臣の命令に応じて信託財産を発行保証金の供託に充てることを信託の目的として当該信託財産の管理その他の当該目的の達成のために必要な行為をすべき旨の信託契約をいう。以下この章において同じ。）を締結し、その旨を内閣総理大臣に届け出たときは、当該発行保証金信託契約に基づき信託財産が信託されている間、当該信託財産の額につき、発行保証金の全部又は一部の供託をしないことができる。
art-16/par-1 · https://japanlaw.org/en/payment-services-act/art-16/par-1 · https://japanlaw.org/l/421AC0000000059/art-16/par-1
If an issuer of prepaid payment instruments concludes a trust agreement of security deposits for issuance with a trust company, etc. (meaning a trust agreement whose purpose is to apply the trust property to assign security deposits for issuance in response to an order by the Prime Minister and the provisions which prescribe that the trust company, etc. is to carry out necessary acts including the management of the trust property for the achievement of the purpose; the same applies hereinafter in this Chapter) and notifies the Minister to that effect, it may choose not to deposit all or part of the security deposits for issuance with regard to the amount of the trust property, for the period during which the trust property is entrusted based on the trust agreement for security deposits for issuance.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 発行保証金信託契約は、次に掲げる事項をその内容とするものでなければならない。
art-16/par-2 · https://japanlaw.org/en/payment-services-act/art-16/par-2 · https://japanlaw.org/l/421AC0000000059/art-16/par-2
A trust agreement for security deposits for issuance must prescribe the following particulars:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 発行保証金信託契約を締結する前払式支払手段発行者が発行する前払式支払手段の保有者を受益者とすること。
art-16/par-2/item-1 · https://japanlaw.org/en/payment-services-act/art-16/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-16/par-2/item-1
the beneficiaries of the trust agreement for security deposits for issuance must be the holders of prepaid payment instruments issued by the issuer of prepaid payment instruments who is the party to the trust agreement for security deposits for issuance;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 受益者代理人を置いていること。
art-16/par-2/item-2 · https://japanlaw.org/en/payment-services-act/art-16/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-16/par-2/item-2
an agent of the beneficiaries must be appointed;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 内閣総理大臣の命令に応じて、信託会社等が信託財産を換価し、供託をすること。
art-16/par-2/item-3 · https://japanlaw.org/en/payment-services-act/art-16/par-2/item-3 · https://japanlaw.org/l/421AC0000000059/art-16/par-2/item-3
a trust company, etc. must realize the trust property and deposit the proceeds thereof in response to an order by the Prime Minister; and
Ministry of Justice translation — Japanese Law Translation Database System
**四** その他内閣府令で定める事項
art-16/par-2/item-4 · https://japanlaw.org/en/payment-services-act/art-16/par-2/item-4 · https://japanlaw.org/l/421AC0000000059/art-16/par-2/item-4
other particulars specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 発行保証金信託契約に基づき信託される信託財産の種類は、金銭若しくは預貯金（内閣府令で定めるものに限る。）又は国債証券、地方債証券その他の内閣府令で定める債券に限るものとする。この場合において、当該債券の評価額は、内閣府令で定めるところによる。
art-16/par-3 · https://japanlaw.org/en/payment-services-act/art-16/par-3 · https://japanlaw.org/l/421AC0000000059/art-16/par-3
The types of trust properties to be entrusted pursuant to a trust agreement for security deposits for issuance are limited to money, bank deposits and savings (limited to those specified by Cabinet Office Order), or national government bond certificates, local government bond certificates or other bond certificates specified by Cabinet Office Order. In this case, the appraised value of those bond certificates is determined pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第十七条（供託命令） — (Deposit Orders)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-17 · https://japanlaw.org/en/payment-services-act/art-17 · https://japanlaw.org/l/421AC0000000059/art-17
**第一項** 内閣総理大臣は、前払式支払手段の利用者の利益の保護のために必要があると認めるときは、発行保証金保全契約若しくは発行保証金信託契約を締結した前払式支払手段発行者又はこれらの契約の相手方に対し、保全金額又は信託財産を換価した額の全部又は一部を供託すべき旨を命ずることができる。
art-17/par-1 · https://japanlaw.org/en/payment-services-act/art-17/par-1 · https://japanlaw.org/l/421AC0000000059/art-17/par-1
If the Prime Minister finds it necessary for the protection of the interests of users of prepaid payment instruments, the Minister may order an issuer of prepaid payment instruments who has concluded a guarantee contract for security deposits for issuance or a trust agreement for security deposits for issuance or the counterparty thereto to deposit all or part of the secured amount or the amount of proceeds from the trust property that have been realized.
Ministry of Justice translation — Japanese Law Translation Database System
### 第十八条（発行保証金の取戻し等） — (Recovery of Security Deposits for Issuance)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-18 · https://japanlaw.org/en/payment-services-act/art-18 · https://japanlaw.org/l/421AC0000000059/art-18
**第一項** 発行保証金は、次の各号のいずれかに該当する場合には、政令で定めるところにより、その全部又は一部を取り戻すことができる。
art-18/par-1 · https://japanlaw.org/en/payment-services-act/art-18/par-1 · https://japanlaw.org/l/421AC0000000059/art-18/par-1
All or part of the security deposits for issuance may be recovered, pursuant to the provisions of Cabinet Order, if the user falls under any of the following items:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 基準日未使用残高が基準額以下であるとき。
art-18/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-18/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-18/par-1/item-1
if the unused balance on the base date is not more than the standard amount;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 発行保証金の額が要供託額を超えるとき。
art-18/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-18/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-18/par-1/item-2
if the amount of the security deposits for issuance exceeds the amount required for deposit;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 第三十一条第一項の権利の実行の手続が終了したとき。
art-18/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-18/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-18/par-1/item-3
if the procedure for the fulfillment of the right referred to in Article 31, paragraph (1) has been completed; and
Ministry of Justice translation — Japanese Law Translation Database System
**四** 前三号に掲げるもののほか、前払式支払手段の利用者の利益の保護に支障がない場合として政令で定める場合
art-18/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-18/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-18/par-1/item-4
beyond what is set forth in the preceding three items, the cases specified by Cabinet Order, as the cases in which the interests of users of prepaid payment instruments are adequately protected.
Ministry of Justice translation — Japanese Law Translation Database System
### 第十九条（発行保証金の保管替えその他の手続） — (Change of Official Depository for Security Deposits for Issuance and Other Procedures)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-19 · https://japanlaw.org/en/payment-services-act/art-19 · https://japanlaw.org/l/421AC0000000059/art-19
**第一項** この節に規定するもののほか、前払式支払手段発行者の主たる営業所又は事務所の所在地の変更に伴う発行保証金の保管替えその他発行保証金の供託に関し必要な事項は、内閣府令・法務省令で定める。
art-19/par-1 · https://japanlaw.org/en/payment-services-act/art-19/par-1 · https://japanlaw.org/l/421AC0000000059/art-19/par-1
Beyond what is provided for in this Section, a change of the official depository for security deposits for issuance due to a change in the location of the principal business office or office of an issuer of prepaid payment instruments and other particulars necessary for the making of security deposits for issuance is prescribed by Cabinet Office Order and Ministry of Justice Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第二十条（保有者に対する前払式支払手段の払戻し） — (Refunding Prepaid Payment Instruments to Holders' Accounts)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-20 · https://japanlaw.org/en/payment-services-act/art-20 · https://japanlaw.org/l/421AC0000000059/art-20
**第一項** 前払式支払手段発行者は、次の各号のいずれかに該当するときは、前払式支払手段の保有者に、当該前払式支払手段の残高として内閣府令で定める額を払い戻さなければならない。
art-20/par-1 · https://japanlaw.org/en/payment-services-act/art-20/par-1 · https://japanlaw.org/l/421AC0000000059/art-20/par-1
If an issuer of prepaid payment instruments falls under any of the following items, the issuer must refund the outstanding balance of those prepaid payment instruments specified by Cabinet Office Order to the holder's account:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 前払式支払手段の発行の業務の全部又は一部を廃止した場合（相続又は事業譲渡、合併若しくは会社分割その他の事由により当該業務の承継が行われた場合を除く。）
art-20/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-20/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-20/par-1/item-1
if the issuer of prepaid payment instruments discontinues all or part of the business of issuing prepaid payment instruments (excluding cases where the business has been handed over to the successor due to inheritance, transfer of business, a merger or company split, or for other reasons);
Ministry of Justice translation — Japanese Law Translation Database System
**二** 当該前払式支払手段発行者が第三者型発行者である場合において、第二十七条第一項又は第二項の規定により第七条の登録を取り消されたとき。
art-20/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-20/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-20/par-1/item-2
if the issuer of prepaid payment instruments is the issuer of prepaid payment instruments for third-party business, when it has had its registration referred to in Article 7 revoked pursuant to the provisions of Article 27, paragraph (1) or (2); or
Ministry of Justice translation — Japanese Law Translation Database System
**三** その他内閣府令で定める場合
art-20/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-20/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-20/par-1/item-3
other cases specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前払式支払手段発行者は、前項の規定により払戻しをしようとする場合には、内閣府令で定めるところにより、次に掲げる事項を公告するとともに、当該事項に関する情報を当該払戻しに係る前払式支払手段の保有者に提供しなければならない。
art-20/par-2 · https://japanlaw.org/en/payment-services-act/art-20/par-2 · https://japanlaw.org/l/421AC0000000059/art-20/par-2
If an issuer of prepaid payment instruments intends to refund the amount pursuant to the provisions of the preceding paragraph, the issuer must give public notice of the following particulars and provide the information concerning those particulars to the holders of the prepaid payment instruments subject to the refund, pursuant to the provisions of Cabinet Office Order:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 当該払戻しをする旨
art-20/par-2/item-1 · https://japanlaw.org/en/payment-services-act/art-20/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-20/par-2/item-1
a statement to the effect that the amount will be refunded;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 当該払戻しに係る前払式支払手段の保有者は、六十日を下らない一定の期間内に債権の申出をすべきこと。
art-20/par-2/item-2 · https://japanlaw.org/en/payment-services-act/art-20/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-20/par-2/item-2
a statement to the effect that the holders of the prepaid payment instruments subject to the refund must file a request for claims within a certain period of not less than sixty days;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 前号の期間内に債権の申出をしない前払式支払手段の保有者は、当該払戻しの手続から除斥されるべきこと。
art-20/par-2/item-3 · https://japanlaw.org/en/payment-services-act/art-20/par-2/item-3 · https://japanlaw.org/l/421AC0000000059/art-20/par-2/item-3
a statement to the effect that the holders of the prepaid payment instruments who fail to file a request for claims within the period referred to in the preceding item must be excluded from the procedure for the refund; and
Ministry of Justice translation — Japanese Law Translation Database System
**四** その他内閣府令で定める事項
art-20/par-2/item-4 · https://japanlaw.org/en/payment-services-act/art-20/par-2/item-4 · https://japanlaw.org/l/421AC0000000059/art-20/par-2/item-4
other particulars specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 会社法（平成十七年法律第八十六号）第九百四十条第一項（第三号に係る部分に限る。）及び第三項の規定は、前払式支払手段発行者（会社に限る。）が電子公告（同法第二条第三十四号に規定する電子公告をいう。次項において同じ。）により前項の規定による公告をする場合について準用する。この場合において、必要な技術的読替えは、政令で定める。
art-20/par-3 · https://japanlaw.org/en/payment-services-act/art-20/par-3 · https://japanlaw.org/l/421AC0000000059/art-20/par-3
The provisions of Article 940, paragraph (1) (limited to the part pertaining to item (iii)) and Article 940, paragraph (3) of the Companies Act (Act No. 86 of 2005) apply mutatis mutandis to cases where an issuer of prepaid payment instruments (limited to companies) gives public notice under the preceding paragraph by way of electronic public notice (meaning electronic public notice specified in Article 2, item (xxxiv) of that Act; the same applies in the following paragraph). In this case, any necessary technical replacement of terms is specified by Cabinet Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第四項** 会社法第九百四十条第一項（第三号に係る部分に限る。）及び第三項、第九百四十一条、第九百四十六条、第九百四十七条、第九百五十一条第二項、第九百五十三条並びに第九百五十五条の規定は、前払式支払手段発行者（外国会社に限る。）が電子公告により第二項の規定による公告をする場合について準用する。この場合において、必要な技術的読替えは、政令で定める。
art-20/par-4 · https://japanlaw.org/en/payment-services-act/art-20/par-4 · https://japanlaw.org/l/421AC0000000059/art-20/par-4
The provisions of Article 940, paragraph (1) (limited to the part pertaining to item (iii)) and Article 940, paragraph (3), Article 941, Article 946, Article 947, Article 951, paragraph (2), Article 953, and Article 955 of the Companies Act apply mutatis mutandis to cases where an issuer of prepaid payment instruments (limited to foreign companies) gives public notice under paragraph (2) by way of electronic public notice. In this case, any necessary technical replacement of terms is specified by Cabinet Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第五項** 前払式支払手段発行者は、第一項各号に掲げる場合を除き、その発行する前払式支払手段について、保有者に払戻しをしてはならない。ただし、払戻金額が少額である場合その他の前払式支払手段の発行の業務の健全な運営に支障が生ずるおそれがない場合として内閣府令で定める場合は、この限りでない。
art-20/par-5 · https://japanlaw.org/en/payment-services-act/art-20/par-5 · https://japanlaw.org/l/421AC0000000059/art-20/par-5
An issuer of prepaid payment instruments must not refund any amount with regard to the prepaid payment instruments that it issues to the holders thereof except in cases set forth in the items of paragraph (1); provided, however, that this does not apply to cases where the amount to be refunded is small or other cases where the sound management of the business of issuing prepaid payment instruments is not hindered, as specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第二十一条（情報の安全管理） — (Management of Information Security)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-21 · https://japanlaw.org/en/payment-services-act/art-21 · https://japanlaw.org/l/421AC0000000059/art-21
**第一項** 前払式支払手段発行者は、内閣府令で定めるところにより、その発行の業務に係る情報の漏えい、滅失又はき損の防止その他の当該情報の安全管理のために必要な措置を講じなければならない。
art-21/par-1 · https://japanlaw.org/en/payment-services-act/art-21/par-1 · https://japanlaw.org/l/421AC0000000059/art-21/par-1
An issuer of prepaid payment instruments must, pursuant to the provisions of Cabinet Office Order, take measures necessary for preventing leakage, loss, or damage to information pertaining to the business of issuing prepaid payment instruments and other measures for ensuring security management of the relevant information.
Ministry of Justice translation — Japanese Law Translation Database System
### 第二十一条の二（委託先に対する指導） — (Guidance of Entrusted Parties)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-21-2 · https://japanlaw.org/en/payment-services-act/art-21-2 · https://japanlaw.org/l/421AC0000000059/art-21-2
**第一項** 前払式支払手段発行者は、前払式支払手段の発行の業務の一部を第三者に委託（二以上の段階にわたる委託を含む。）をした場合には、内閣府令で定めるところにより、当該委託に係る業務の委託先に対する指導その他の当該業務の適正かつ確実な遂行を確保するために必要な措置を講じなければならない。
art-21-2/par-1 · https://japanlaw.org/en/payment-services-act/art-21-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-21-2/par-1
If an issuer of prepaid payment instruments entrusts (including those under multi-tier entrustment arrangements) part of the business of issuing prepaid payment instruments to a third party, the issuer of prepaid payment instruments must provide guidance to the third party to whom the relevant business has been entrusted and take other measures necessary for ensuring the proper and steady operation of the business pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第二十一条の三（苦情処理に関する措置） — (Complaint Processing Measures)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-21-3 · https://japanlaw.org/en/payment-services-act/art-21-3 · https://japanlaw.org/l/421AC0000000059/art-21-3
**第一項** 前払式支払手段発行者は、前払式支払手段の発行及び利用に関する利用者からの苦情の適切かつ迅速な処理のために必要な措置を講じなければならない。
art-21-3/par-1 · https://japanlaw.org/en/payment-services-act/art-21-3/par-1 · https://japanlaw.org/l/421AC0000000059/art-21-3/par-1
An issuer of prepaid payment instruments must take measures necessary to appropriately and promptly process complaints from the users about the issuance and use of prepaid payment instruments in an appropriate and prompt manner.
Ministry of Justice translation — Japanese Law Translation Database System
## 第五節 監督 — Section 5 Supervision
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-2/sec-5 · https://japanlaw.org/en/payment-services-act/ch-2/sec-5 · https://japanlaw.org/l/421AC0000000059/ch-2/sec-5
### 第二十二条（帳簿書類） — (Books and Documents)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-22 · https://japanlaw.org/en/payment-services-act/art-22 · https://japanlaw.org/l/421AC0000000059/art-22
**第一項** 前払式支払手段発行者は、内閣府令で定めるところにより、その前払式支払手段の発行の業務に関する帳簿書類を作成し、これを保存しなければならない。
art-22/par-1 · https://japanlaw.org/en/payment-services-act/art-22/par-1 · https://japanlaw.org/l/421AC0000000059/art-22/par-1
An issuer of prepaid payment instruments must, pursuant to the provisions of Cabinet Office Order, prepare and maintain the books of accounts and documents on its business of issuing prepaid payment instruments.
Ministry of Justice translation — Japanese Law Translation Database System
### 第二十三条（報告書） — (Written Reports)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-23 · https://japanlaw.org/en/payment-services-act/art-23 · https://japanlaw.org/l/421AC0000000059/art-23
**第一項** 前払式支払手段発行者は、基準日ごとに、内閣府令で定めるところにより、次に掲げる事項を記載した前払式支払手段の発行の業務に関する報告書を作成し、内閣総理大臣に提出しなければならない。
art-23/par-1 · https://japanlaw.org/en/payment-services-act/art-23/par-1 · https://japanlaw.org/l/421AC0000000059/art-23/par-1
An issuer of prepaid payment instruments must, pursuant to the provisions of Cabinet Office Order, prepare a written report on the business of issuing prepaid payment instruments containing the following particulars as of the each base date, and submit it to the Prime Minister:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 当該基準日を含む基準期間において発行した前払式支払手段の発行額
art-23/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-23/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-23/par-1/item-1
the amount of prepaid payment instruments issued during the record period including the relevant base date;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 当該基準日における前払式支払手段の基準日未使用残高
art-23/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-23/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-23/par-1/item-2
the unused balance on the base date of prepaid payment instruments as of the relevant base date;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 当該基準日未使用残高に係る発行保証金の額
art-23/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-23/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-23/par-1/item-3
the amount of the security deposits for issuance pertaining to the unused balance on the base date; and
Ministry of Justice translation — Japanese Law Translation Database System
**四** その他内閣府令で定める事項
art-23/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-23/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-23/par-1/item-4
other particulars specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前項の報告書には、財務に関する書類その他の内閣府令で定める書類を添付しなければならない。
art-23/par-2 · https://japanlaw.org/en/payment-services-act/art-23/par-2 · https://japanlaw.org/l/421AC0000000059/art-23/par-2
Documents concerning finance and other documents specified by Cabinet Office Order must be attached to the written report referred to in the preceding paragraph.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 自家型発行者については、基準日未使用残高が基準額以下となった基準日の翌日から当該基準日以後の基準日であって再び基準日未使用残高が基準額を超えることとなった基準日の前日までの間の基準日については、第一項の規定は、適用しない。
art-23/par-3 · https://japanlaw.org/en/payment-services-act/art-23/par-3 · https://japanlaw.org/l/421AC0000000059/art-23/par-3
In the case of issuers of prepaid payment instruments for its own business, the provisions of paragraph (1) do not apply to Base Dates falling within a period from the day immediately following the Base Date on which the Unused Base Date Balance decreased to the standard amount to the day immediately preceding the subsequent Base Date on which the Unused Base Date Balance again exceeded the Standard Amount.
Ministry of Justice translation — Japanese Law Translation Database System
### 第二十四条（立入検査等） — (On-Site Inspections)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-24 · https://japanlaw.org/en/payment-services-act/art-24 · https://japanlaw.org/l/421AC0000000059/art-24
**第一項** 内閣総理大臣は、前払式支払手段発行者の発行の業務の健全かつ適切な運営を確保するために必要があると認めるときは、当該前払式支払手段発行者に対し当該前払式支払手段発行者の業務若しくは財産に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該前払式支払手段発行者の営業所、事務所その他の施設に立ち入らせ、その業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。
art-24/par-1 · https://japanlaw.org/en/payment-services-act/art-24/par-1 · https://japanlaw.org/l/421AC0000000059/art-24/par-1
If the Prime Minister finds it necessary for ensuring sound and appropriate management of the business of issuing prepaid payment instruments of an issuer of prepaid payment instruments, the Minister may order the issuer of prepaid payment instruments to submit reports or materials that can be used as reference for its business or property, or have officials enter the business office, office or other facility of that issuer of prepaid payment instruments, ask questions about the status of its business or property or inspect its books and documents or other items.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、前払式支払手段発行者の発行の業務の健全かつ適切な運営を確保するため特に必要があると認めるときは、その必要の限度において、当該前払式支払手段発行者から業務の委託を受けた者（その者から委託（二以上の段階にわたる委託を含む。）を受けた者を含む。以下この条及び第三十二条において同じ。）に対し当該前払式支払手段発行者の業務若しくは財産に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該前払式支払手段発行者から業務の委託を受けた者の施設に立ち入らせ、当該前払式支払手段発行者の業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。
art-24/par-2 · https://japanlaw.org/en/payment-services-act/art-24/par-2 · https://japanlaw.org/l/421AC0000000059/art-24/par-2
When the Prime Minister finds it particularly necessary for ensuring sound and appropriate management of the business of issuing prepaid payment instruments of an issuer of prepaid payment instruments, the Minister may order a person to whom business has been entrusted by the issuer of prepaid payment instruments (including persons to whom the business has been entrusted by the entrusted person (including those under multi-tier entrustment arrangements); hereinafter the same applies in this Article and Article 32) to submit reports or materials that can be used as reference for the business or property of the issuer of prepaid payment instruments, or have officials enter the facility of a person to whom business has been entrusted by the issuer of prepaid payment instruments, ask questions about the status of the business or property of the issuer of prepaid payment instruments or inspect its books and documents or other items, to the extent necessary for the Minister.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 前項の前払式支払手段発行者から業務の委託を受けた者は、正当な理由があるときは、同項の規定による報告若しくは資料の提出又は質問若しくは検査を拒むことができる。
art-24/par-3 · https://japanlaw.org/en/payment-services-act/art-24/par-3 · https://japanlaw.org/l/421AC0000000059/art-24/par-3
A person to whom business has been entrusted by an issuer of prepaid payment instruments referred to in the preceding paragraph may, if there are reasonable grounds, refuse to submit reports or materials, or to respond to the inquiry or the inspection under the provisions of that paragraph.
Ministry of Justice translation — Japanese Law Translation Database System
### 第二十五条（業務改善命令） — (Order to Improve Business Operations)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-25 · https://japanlaw.org/en/payment-services-act/art-25 · https://japanlaw.org/l/421AC0000000059/art-25
**第一項** 内閣総理大臣は、前払式支払手段発行者の前払式支払手段の発行の業務の健全かつ適切な運営を確保するために必要があると認めるときは、その必要の限度において、当該前払式支払手段発行者に対し、業務の運営又は財産の状況の改善に必要な措置その他監督上必要な措置をとるべきことを命ずることができる。
art-25/par-1 · https://japanlaw.org/en/payment-services-act/art-25/par-1 · https://japanlaw.org/l/421AC0000000059/art-25/par-1
If the Prime Minister finds it necessary for ensuring the sound and appropriate management of the business of issuing repaid payment instruments of an issuer of prepaid payment instruments, the Minister may order that an issuer of prepaid payment instruments to take measures necessary to improve the operation of its business or its financial status or other measures necessary for the supervision, to the extent necessary for the Minister.
Ministry of Justice translation — Japanese Law Translation Database System
### 第二十六条（自家型発行者に対する業務停止命令） — (Order to Suspend Business Given to Issuers of Prepaid Payment Instruments for Its Own Business)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-26 · https://japanlaw.org/en/payment-services-act/art-26 · https://japanlaw.org/l/421AC0000000059/art-26
**第一項** 内閣総理大臣は、自家型発行者が次の各号のいずれかに該当するときは、六月以内の期間を定めてその発行の業務の全部又は一部の停止を命ずることができる。
art-26/par-1 · https://japanlaw.org/en/payment-services-act/art-26/par-1 · https://japanlaw.org/l/421AC0000000059/art-26/par-1
If an issuer of prepaid payment instruments for its own business falls under any of the following items, the Prime Minister may order the issuer of prepaid payment instruments for their own business to suspend all or part of its business of issuing prepaid payment instruments, by setting a period for suspension not exceeding six months:
Ministry of Justice translation — Japanese Law Translation Database System
**一** この法律若しくはこの法律に基づく命令又はこれらに基づく処分に違反したとき。
art-26/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-26/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-26/par-1/item-1
the issuer of prepaid payment instruments for their own business violates this Act or an order under this Act, or a disposition based this Act or an order; or
Ministry of Justice translation — Japanese Law Translation Database System
**二** その発行する前払式支払手段に係る第三十一条第一項の権利の実行が行われるおそれがある場合において、当該前払式支払手段の利用者の被害の拡大を防止することが必要であると認められるとき。
art-26/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-26/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-26/par-1/item-2
if the right specified in Article 31, paragraph (1) pertaining to the prepaid payment instruments issued by the issuer of prepaid payment instruments for their own business is likely to be fulfilled, when the Prime Minister finds it necessary to prevent the spread of damage to the users of those prepaid payment instruments.
Ministry of Justice translation — Japanese Law Translation Database System
### 第二十七条（第三者型発行者に対する登録の取消し等） — (Revocation of Registration of Issuers of Prepaid Payment Instruments for Third-Party Business)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-27 · https://japanlaw.org/en/payment-services-act/art-27 · https://japanlaw.org/l/421AC0000000059/art-27
**第一項** 内閣総理大臣は、第三者型発行者が次の各号のいずれかに該当するときは、第七条の登録を取り消し、又は六月以内の期間を定めてその第三者型前払式支払手段の発行の業務の全部若しくは一部の停止を命ずることができる。
art-27/par-1 · https://japanlaw.org/en/payment-services-act/art-27/par-1 · https://japanlaw.org/l/421AC0000000059/art-27/par-1
If an issuer of prepaid payment instruments for third-party business falls under any of the following items, the Prime Minister may revoke its registration referred to in Article 7 or order the issuer of prepaid payment instruments for third-party business to suspend all or part of its business of issuing prepaid payment instruments for third-party business, by setting a period for suspension not exceeding six months:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 第十条第一項各号に該当することとなったとき。
art-27/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-27/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-27/par-1/item-1
the issuer of prepaid payment instruments for third-party business falls under any of the items of Article 10, paragraph (1);
Ministry of Justice translation — Japanese Law Translation Database System
**二** 不正の手段により第七条の登録を受けたとき。
art-27/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-27/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-27/par-1/item-2
the issuer of prepaid payment instruments for third-party business is registered referred to in Article 7 through wrongful means;
Ministry of Justice translation — Japanese Law Translation Database System
**三** この法律若しくはこの法律に基づく命令又はこれらに基づく処分に違反したとき。
art-27/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-27/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-27/par-1/item-3
the issuer of prepaid payment instruments for third-party business violates this Act or an order under this Act, or a disposition based on this Act or an order; or
Ministry of Justice translation — Japanese Law Translation Database System
**四** その発行する前払式支払手段に係る第三十一条第一項の権利の実行が行われるおそれがある場合において、当該前払式支払手段の利用者の被害の拡大を防止することが必要であると認められるとき。
art-27/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-27/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-27/par-1/item-4
if the right specified in Article 31, paragraph (1) pertaining to the prepaid payment instruments issued by the third-party issue is likely to be fulfilled, when the Prime Minister finds it necessary to prevent the spread of damage to the users of those prepaid payment instruments.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、第三者型発行者の営業所若しくは事務所の所在地を確知できないとき、又は第三者型発行者を代表する役員の所在を確知できないときは、内閣府令で定めるところにより、その事実を公告し、その公告の日から三十日を経過しても当該第三者型発行者から申出がないときは、当該第三者型発行者の第七条の登録を取り消すことができる。
art-27/par-2 · https://japanlaw.org/en/payment-services-act/art-27/par-2 · https://japanlaw.org/l/421AC0000000059/art-27/par-2
If the Prime Minister is unable to ascertain the locations of business offices or offices of an issuer of prepaid payment instruments for third-party business or the whereabouts of the officer representing the issuer of prepaid payment instruments for third-party, the Minister, pursuant to the provisions of Cabinet Office Order, may issue a public notice of that fact and revoke the registration of the issuer of prepaid payment instruments for third-party business under Article 7 if no application is made by the issuance after thirty days have passed since the day of the public notice.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 前項の規定による処分については、行政手続法（平成五年法律第八十八号）第三章の規定は、適用しない。
art-27/par-3 · https://japanlaw.org/en/payment-services-act/art-27/par-3 · https://japanlaw.org/l/421AC0000000059/art-27/par-3
The provisions of Chapter III of the Administrative Procedure Act (Act No. 88 of 1993) do not apply to a disposition referred to in the preceding paragraph.
Ministry of Justice translation — Japanese Law Translation Database System
### 第二十八条（登録の抹消） — (Deletion of Registration)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-28 · https://japanlaw.org/en/payment-services-act/art-28 · https://japanlaw.org/l/421AC0000000059/art-28
**第一項** 内閣総理大臣は、前条第一項若しくは第二項の規定により第七条の登録を取り消したとき、又は第三十三条第二項の規定により第七条の登録がその効力を失ったときは、当該登録を抹消しなければならない。
art-28/par-1 · https://japanlaw.org/en/payment-services-act/art-28/par-1 · https://japanlaw.org/l/421AC0000000059/art-28/par-1
If the Prime Minister has revoked the registration referred to in Article 7 pursuant to provisions of paragraph (1) or (2) of the preceding Article or when the registration referred to in Article 7 has ceased to be effective pursuant to the provisions of Article 33, paragraph (2), the Minister must delete that registration.
Ministry of Justice translation — Japanese Law Translation Database System
### 第二十九条（監督処分の公告） — (Public Notice of Supervisory Dispositions)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-29 · https://japanlaw.org/en/payment-services-act/art-29 · https://japanlaw.org/l/421AC0000000059/art-29
**第一項** 内閣総理大臣は、第二十六条又は第二十七条第一項若しくは第二項の規定による処分をしたときは、内閣府令で定めるところにより、その旨を公告しなければならない。
art-29/par-1 · https://japanlaw.org/en/payment-services-act/art-29/par-1 · https://japanlaw.org/l/421AC0000000059/art-29/par-1
If the Prime Minister implements a disposition pursuant to the provisions of Article 26, or Article 27, paragraph (1) or (2), the Minister must give public notice to that effect pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
## 第六節 雑則 — Section 6 Miscellaneous Provisions
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-2/sec-6 · https://japanlaw.org/en/payment-services-act/ch-2/sec-6 · https://japanlaw.org/l/421AC0000000059/ch-2/sec-6
### 第二十九条の二（基準日に係る特例） — (Special Provisions for Base Date)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-29-2 · https://japanlaw.org/en/payment-services-act/art-29-2 · https://japanlaw.org/l/421AC0000000059/art-29-2
**第一項** 前払式支払手段発行者が、内閣府令で定めるところにより、この項の規定の適用を受けようとする旨その他内閣府令で定める事項を記載した届出書を内閣総理大臣に提出した場合には、当該届出書を提出した日後における当該前払式支払手段発行者についての第三条第二項の規定の適用については、同項中「及び九月三十日」とあるのは、「、六月三十日、九月三十日及び十二月三十一日」として、この章の規定を適用する。この場合において、必要な技術的読替えは、政令で定める。
art-29-2/par-1 · https://japanlaw.org/en/payment-services-act/art-29-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-29-2/par-1
If an issuer of prepaid payment instruments, pursuant to the provisions of Cabinet Office Order, submits a written notice containing a statement that the issuer seeks the application of the provisions of this paragraph to the issuer and other particulars specified by Cabinet Office Order to the Prime Minister, with regard to the application of the provisions of Article 3, paragraph (2) to the issuer of prepaid payment instruments after the submission date of the written notice, the provisions of this Chapter are applied to the person by replacing the phrase "and September 30" in Article 3, paragraph (2) with ", June 30, September 30, and December 31".In this case, any necessary technical replacement of terms is specified by Cabinet Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前項の規定の適用を受けている前払式支払手段発行者が、内閣府令で定めるところにより、同項の規定の適用を受けることをやめようとする旨その他内閣府令で定める事項を記載した届出書を内閣総理大臣に提出した場合には、当該前払式支払手段発行者については、当該届出書を提出した日（当該提出した日の属する基準期間が特例基準日（毎年六月三十日及び十二月三十一日をいう。）の翌日から次の通常基準日（毎年三月三十一日及び九月三十日をいう。以下この項において同じ。）までの期間である場合にあっては、当該通常基準日。以下この項において同じ。）後は、前項の規定は、適用しない。ただし、当該前払式支払手段発行者が、当該提出した日後新たに同項の届出書を提出したときは、この限りでない。
art-29-2/par-2 · https://japanlaw.org/en/payment-services-act/art-29-2/par-2 · https://japanlaw.org/l/421AC0000000059/art-29-2/par-2
If an issuer of prepaid payment instruments to whom the provisions of the preceding paragraph are applied, pursuant to the provisions of Cabinet Office Order, submits a written notice containing a statement that the issuer no longer seeks the application of the provisions of that paragraph to the issuer and other particulars specified by Cabinet Office Order to the Prime Minister, the provisions of the preceding paragraph do not apply to the issuer after the submission date of the written notice (if the record period including the submission date falls within the period from the day following the special base date (meaning June 31 and December 31 of each year) to the next ordinary base date (meaning March 31 and September 30 of each year; hereinafter the same applies in this paragraph)); provided, however, that this does not apply if the issuer of prepaid payment instruments submits another written notice referred to in that paragraph after the submission date.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 第一項の規定の適用を受けている前払式支払手段発行者は、同項の届出書を提出した日から起算して政令で定める期間を経過した日以後でなければ、前項本文の届出書を提出することができない。
art-29-2/par-3 · https://japanlaw.org/en/payment-services-act/art-29-2/par-3 · https://japanlaw.org/l/421AC0000000059/art-29-2/par-3
An issuer of prepaid payment instruments to whom the provisions of paragraph (1) are applied may submit a written notice referred to in the main clause of the preceding paragraph only on or after the day on which a period specified by Cabinet Order has passed from the submission date of a written notice referred to in paragraph (1).
Ministry of Justice translation — Japanese Law Translation Database System
**第四項** 第二項本文の届出書を提出した前払式支払手段発行者は、当該届出書を提出した日から起算して政令で定める期間を経過した日以後でなければ、第一項の届出書を提出することができない。
art-29-2/par-4 · https://japanlaw.org/en/payment-services-act/art-29-2/par-4 · https://japanlaw.org/l/421AC0000000059/art-29-2/par-4
An issuer of prepaid payment instruments who has submitted a written notice referred to in the main clause of paragraph (2) may submit a written notice referred to in paragraph (1) only on or after the day on which a period specified by Cabinet Order has passed from the submission date of a written notice referred to in the main clause of paragraph (2).
Ministry of Justice translation — Japanese Law Translation Database System
### 第三十条（自家型前払式支払手段の発行の業務の承継に係る特例） — (Special Provisions Pertaining to Succession of Business of Issuing Prepaid Payment Instruments for Their Own Business)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-30 · https://japanlaw.org/en/payment-services-act/art-30 · https://japanlaw.org/l/421AC0000000059/art-30
**第一項** 前払式支払手段発行者以外の者が相続又は事業譲渡、合併若しくは会社分割その他の事由により前払式支払手段発行者から自家型前払式支払手段の発行の業務を承継した場合（第三者型前払式支払手段の発行の業務を承継した場合を除く。）において、当該業務の承継に係る自家型前払式支払手段の承継が行われた日の直前の基準日未使用残高が基準額を超えるときは、当該前払式支払手段発行者以外の者を当該自家型前払式支払手段を発行する自家型発行者とみなして、この法律（第五条を除く。）の規定を適用する。
art-30/par-1 · https://japanlaw.org/en/payment-services-act/art-30/par-1 · https://japanlaw.org/l/421AC0000000059/art-30/par-1
If a person other than an issuer of prepaid payment instruments has succeeded to the business of issuing prepaid payment instruments for its own business from an issuer of prepaid payment instruments by way of inheritance, transfer of business, merger or company split, or for other reasons (excluding cases where the person has succeeded to the business of issuing prepaid payment instruments for third-party business), if the unused balance on the base date on the base date immediately preceding the date of succession of prepaid payment instruments for their own business pertaining to the succession of the business exceeded the standard amount, the person other than an issuer of prepaid payment instruments is deemed to be an issuer of prepaid payment instruments for their own business who has issued the prepaid payment instruments for its own business, and the provisions of this Act (excluding Article 5) applies to that person.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前項の規定により自家型発行者とみなされた者は、内閣府令で定めるところにより、遅滞なく、次に掲げる事項を記載した届出書を内閣総理大臣に提出しなければならない。
art-30/par-2 · https://japanlaw.org/en/payment-services-act/art-30/par-2 · https://japanlaw.org/l/421AC0000000059/art-30/par-2
A person who is deemed to be an issuer of prepaid payment instruments for its own business pursuant to the provisions of the preceding paragraph must submit a written notice containing the following particulars to the Prime Minister without delay, pursuant to the provisions of Cabinet Office Order:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 自家型前払式支払手段の発行の業務を承継した旨
art-30/par-2/item-1 · https://japanlaw.org/en/payment-services-act/art-30/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-30/par-2/item-1
a statement that the person has succeeded the business of issuing prepaid payment instruments for their own business;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 第五条第一項第一号から第四号までに掲げる事項
art-30/par-2/item-2 · https://japanlaw.org/en/payment-services-act/art-30/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-30/par-2/item-2
particulars listed in Article 5, paragraph (1), items (i) through (iv);
Ministry of Justice translation — Japanese Law Translation Database System
**三** 自家型前払式支払手段の承継が行われた日の直前の基準日未使用残高
art-30/par-2/item-3 · https://japanlaw.org/en/payment-services-act/art-30/par-2/item-3 · https://japanlaw.org/l/421AC0000000059/art-30/par-2/item-3
the unused balance on the base date on the base date immediately preceding the date of succession of prepaid payment instruments for their own business; and
Ministry of Justice translation — Japanese Law Translation Database System
**四** 承継した自家型前払式支払手段に係る第五条第一項第六号から第十一号までに掲げる事項
art-30/par-2/item-4 · https://japanlaw.org/en/payment-services-act/art-30/par-2/item-4 · https://japanlaw.org/l/421AC0000000059/art-30/par-2/item-4
particulars listed in Article 5, paragraph (1), items (vi) through (xi) pertaining to the succeeded prepaid payment instruments for their own business.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 前項の届出書には、財務に関する書類その他の内閣府令で定める書類を添付しなければならない。
art-30/par-3 · https://japanlaw.org/en/payment-services-act/art-30/par-3 · https://japanlaw.org/l/421AC0000000059/art-30/par-3
Documents concerning finance and other documents specified by Cabinet Office Order must be attached to the written notice referred to in the preceding paragraph.
Ministry of Justice translation — Japanese Law Translation Database System
**第四項** 第一項の規定により自家型発行者とみなされた者は、第二項第二号又は第四号に掲げる事項のいずれかに変更があったときは、遅滞なく、その旨を内閣総理大臣に届け出なければならない。
art-30/par-4 · https://japanlaw.org/en/payment-services-act/art-30/par-4 · https://japanlaw.org/l/421AC0000000059/art-30/par-4
If any of the particulars set forth in paragraph (2), item (ii) or item (iv) are changed, the person who is deemed to be an issuer of prepaid payment instruments for its own business pursuant to the provisions of paragraph (1) must notify the Prime Minister to that effect without delay.
Ministry of Justice translation — Japanese Law Translation Database System
### 第三十一条（発行保証金の還付） — (Return of Security Deposits for Issuance)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-31 · https://japanlaw.org/en/payment-services-act/art-31 · https://japanlaw.org/l/421AC0000000059/art-31
**第一項** 前払式支払手段の保有者は、前払式支払手段に係る債権に関し、当該前払式支払手段に係る発行保証金について、他の債権者に先立ち弁済を受ける権利を有する。
art-31/par-1 · https://japanlaw.org/en/payment-services-act/art-31/par-1 · https://japanlaw.org/l/421AC0000000059/art-31/par-1
A holder of prepaid payment instruments has the right to receive, in preference over other creditors, payments with regard to claims pertaining to prepaid payment instruments for the return of the security deposits for issuance pertaining to those prepaid payment instruments.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、次の各号のいずれかに該当する場合において、前払式支払手段の保有者の利益の保護を図るために必要があると認めるときは、前項の権利を有する者に対し、六十日を下らない一定の期間内に内閣総理大臣に債権の申出をすべきこと及びその期間内に債権の申出をしないときは当該公示に係る発行保証金についての権利の実行の手続から除斥されるべきことを公示しなければならない。
art-31/par-2 · https://japanlaw.org/en/payment-services-act/art-31/par-2 · https://japanlaw.org/l/421AC0000000059/art-31/par-2
In the case falling under any of the following items, when the Prime Minister finds it necessary for the protection of the interests of holders of prepaid payment instruments, the Minister must give a public notice that persons holding the right specified in the preceding paragraph must file their claims with the Prime Minister within a certain period not less than sixty days and that they must be excluded from the procedures for the fulfillment of the right to the return of the security deposits for issuance pertaining to the public notice unless they file their claims within the relevant period:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 前項の権利の実行の申立てがあったとき。
art-31/par-2/item-1 · https://japanlaw.org/en/payment-services-act/art-31/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-31/par-2/item-1
when a petition is filed for the fulfillment of the right specified in the preceding paragraph; or
Ministry of Justice translation — Japanese Law Translation Database System
**二** 前払式支払手段発行者について破産手続開始の申立て等が行われたとき。
art-31/par-2/item-2 · https://japanlaw.org/en/payment-services-act/art-31/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-31/par-2/item-2
when a petition for commencement of bankruptcy proceedings, etc. is filed against an issuer of prepaid payment instruments.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 内閣総理大臣は、内閣府令で定めるところにより、第一項の権利の実行に関する事務を銀行等その他の政令で定める者（次項及び第五項において「権利実行事務代行者」という。）に委託することができる。
art-31/par-3 · https://japanlaw.org/en/payment-services-act/art-31/par-3 · https://japanlaw.org/l/421AC0000000059/art-31/par-3
The Prime Minister may, pursuant to the provisions of Cabinet Office Order, entrust the administrative functions related to the fulfillment of the right specified in paragraph (1) to a deposit-taking institution or any other person specified by Cabinet Order (referred to as "agents for a regional finance office that distribute security deposits to holders of prepaid payment instruments" in the following paragraph and in paragraph (5)).
Ministry of Justice translation — Japanese Law Translation Database System
**第四項** 権利実行事務代行者は、他の法律の規定にかかわらず、前項の規定により委託を受けた業務を行うことができる。
art-31/par-4 · https://japanlaw.org/en/payment-services-act/art-31/par-4 · https://japanlaw.org/l/421AC0000000059/art-31/par-4
Notwithstanding the provisions of any other Acts, any agents for a regional finance office that distributes security deposits to holders of prepaid payment instruments may conduct the business of performing the administrative functions entrusted pursuant to the provisions of the preceding paragraph.
Ministry of Justice translation — Japanese Law Translation Database System
**第五項** 第三項の規定により業務の委託を受けた権利実行事務代行者又はその役員若しくは職員であって当該委託を受けた業務に従事する者は、刑法（明治四十年法律第四十五号）その他の罰則の適用については、法令により公務に従事する職員とみなす。
art-31/par-5 · https://japanlaw.org/en/payment-services-act/art-31/par-5 · https://japanlaw.org/l/421AC0000000059/art-31/par-5
With regard to the application of the Penal Code (Act No. 45 of 1907) and other penal provisions to an agents for a regional finance office that distributes security deposits to holders of prepaid payment instruments to whom business has been entrusted pursuant to the provisions of paragraph (3) or its officers or employees engaging in entrusted business are deemed to be officials engaged in public service pursuant to laws and regulations.
Ministry of Justice translation — Japanese Law Translation Database System
**第六項** 第二項から前項までに規定するもののほか、第一項の権利の実行に関し必要な事項は、政令で定める。
art-31/par-6 · https://japanlaw.org/en/payment-services-act/art-31/par-6 · https://japanlaw.org/l/421AC0000000059/art-31/par-6
Beyond what is provided for in paragraph (2) through the preceding paragraph, particulars necessary for the fulfillment of the right referred to in paragraph (1) are specified by Cabinet Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第三十二条（発行保証金の還付への協力） — (Cooperation for Return of Security Deposits for Issuance)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-32 · https://japanlaw.org/en/payment-services-act/art-32 · https://japanlaw.org/l/421AC0000000059/art-32
**第一項** 前払式支払手段発行者から発行の業務の委託を受けた者、密接関係者、加盟店その他の当該前払式支払手段発行者の関係者は、当該前払式支払手段発行者が発行した前払式支払手段に係る前条第一項の権利の実行に関し内閣総理大臣から必要な協力を求められた場合には、これに応ずるよう努めるものとする。
art-32/par-1 · https://japanlaw.org/en/payment-services-act/art-32/par-1 · https://japanlaw.org/l/421AC0000000059/art-32/par-1
If a person to whom the business of issuing prepaid payment instruments has been entrusted by an issuer of prepaid payment instruments, or a closely related person, member shop or any other related person of the issuer of prepaid payment instruments is requested by the Prime Minister to extend their cooperation necessary for the fulfillment of the right specified in paragraph (1) of the preceding Article pertaining to the prepaid payment instruments issued by the issuer of prepaid payment instruments, the person is to endeavor to respond to the request.
Ministry of Justice translation — Japanese Law Translation Database System
### 第三十三条（廃止の届出等） — (Notification of Discontinuation of Business)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-33 · https://japanlaw.org/en/payment-services-act/art-33 · https://japanlaw.org/l/421AC0000000059/art-33
**第一項** 前払式支払手段発行者は、次の各号のいずれかに該当する場合には、遅滞なく、内閣総理大臣に届け出なければならない。
art-33/par-1 · https://japanlaw.org/en/payment-services-act/art-33/par-1 · https://japanlaw.org/l/421AC0000000059/art-33/par-1
If an issuer of prepaid payment instruments falls under any of the following items, it must notify the Prime Minister to that effect without delay:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 前払式支払手段の発行の業務の全部又は一部を廃止したとき。
art-33/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-33/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-33/par-1/item-1
when the issuer of prepaid payment instruments has discontinued all or part of the business of issuing prepaid payment instruments; or
Ministry of Justice translation — Japanese Law Translation Database System
**二** 第三十一条第二項第二号に掲げるとき。
art-33/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-33/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-33/par-1/item-2
when the issuer of prepaid payment instruments falls under Article 31, paragraph (2), item (ii).
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 第三者型発行者が第三者型前払式支払手段の発行の業務の全部を廃止したときは、当該第三者型発行者の第七条の登録は、その効力を失う。
art-33/par-2 · https://japanlaw.org/en/payment-services-act/art-33/par-2 · https://japanlaw.org/l/421AC0000000059/art-33/par-2
When an issuer of prepaid payment instruments for third-party business has discontinued all or part of the business of issuing prepaid payment instruments for third-party business, the registration of the issuer of prepaid payment instruments for third-party business referred to in Article 7 ceases to be effective.
Ministry of Justice translation — Japanese Law Translation Database System
### 第三十四条（登録の取消し等に伴う債務の履行の完了等） — (Completion of Performance of Obligations Due to Revocation of Registration)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-34 · https://japanlaw.org/en/payment-services-act/art-34 · https://japanlaw.org/l/421AC0000000059/art-34
**第一項** 第三者型発行者について、第二十七条第一項若しくは第二項の規定により第七条の登録が取り消されたとき、又は前条第二項の規定により第七条の登録が効力を失ったときは、当該第三者型発行者であった者は、その発行した第三者型前払式支払手段に係る債務の履行を完了する目的の範囲内においては、なお第三者型発行者とみなす。
art-34/par-1 · https://japanlaw.org/en/payment-services-act/art-34/par-1 · https://japanlaw.org/l/421AC0000000059/art-34/par-1
With regard to an issuer of prepaid payment instruments for third-party business, when the registration referred to in Article 7 is revoked pursuant to provisions of Article 27, paragraph (1) or (2) or ceased to be effective pursuant to the provisions of paragraph (2) of the preceding Article, the person who has been an issuer of prepaid payment instruments for third-party business is deemed to be an issuer of prepaid payment instruments for third-party business within the scope of the purpose of completing the performance of obligations pertaining to the prepaid payment instruments for third-party business issued by the person.
Ministry of Justice translation — Japanese Law Translation Database System
### 第三十五条（銀行等に関する特例） — (Special Provisions for Deposit-Taking Institutions)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-35 · https://japanlaw.org/en/payment-services-act/art-35 · https://japanlaw.org/l/421AC0000000059/art-35
**第一項** 政令で定める要件を満たす銀行等その他政令で定める者に該当する前払式支払手段発行者については、第十四条第一項の規定は、適用しない。
art-35/par-1 · https://japanlaw.org/en/payment-services-act/art-35/par-1 · https://japanlaw.org/l/421AC0000000059/art-35/par-1
The provisions of Article 14, paragraph (1) do not apply to an issuer of prepaid payment instruments who is a deposit-taking institution satisfying the requirements specified by Cabinet Order or any other person specified by Cabinet Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第三十六条（外国において発行される前払式支払手段の勧誘の禁止） — (Prohibition on Solicitation of Prepaid Payment Instruments Issued in Foreign Countries)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-36 · https://japanlaw.org/en/payment-services-act/art-36 · https://japanlaw.org/l/421AC0000000059/art-36
**第一項** 外国において前払式支払手段の発行の業務を行う者は、国内にある者に対して、その外国において発行する前払式支払手段の勧誘をしてはならない。
art-36/par-1 · https://japanlaw.org/en/payment-services-act/art-36/par-1 · https://japanlaw.org/l/421AC0000000059/art-36/par-1
A person conducting the business of issuing prepaid payment instruments in a foreign state must not solicit a person in Japan for prepaid payment instruments issued by the person in the foreign state.
Ministry of Justice translation — Japanese Law Translation Database System
## 第三章 資金移動 — Chapter III Funds Transfers
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-3 · https://japanlaw.org/en/payment-services-act/ch-3 · https://japanlaw.org/l/421AC0000000059/ch-3
## 第一節 総則 — Section 1 General Provisions
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-3/sec-1 · https://japanlaw.org/en/payment-services-act/ch-3/sec-1 · https://japanlaw.org/l/421AC0000000059/ch-3/sec-1
### 第三十六条の二（定義） — (Definitions)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-36-2 · https://japanlaw.org/en/payment-services-act/art-36-2 · https://japanlaw.org/l/421AC0000000059/art-36-2
**第一項** この章において「第一種資金移動業」とは、資金移動業（特定資金移動業を除く。第四項を除き、以下同じ。）のうち、第二種資金移動業及び第三種資金移動業以外のものをいう。
art-36-2/par-1 · https://japanlaw.org/en/payment-services-act/art-36-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-36-2/par-1
The term "type I funds transfer services" as used in this Act means funds transfer services (excluding the specified funds transfer services; hereinafter the same applies except in paragraph (4)) other than type II funds transfer services and type III funds transfer services.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** この章において「第二種資金移動業」とは、資金移動業のうち、少額として政令で定める額以下の資金の移動に係る為替取引のみを業として営むこと（第三種資金移動業を除く。）をいう。
art-36-2/par-2 · https://japanlaw.org/en/payment-services-act/art-36-2/par-2 · https://japanlaw.org/l/421AC0000000059/art-36-2/par-2
The term "type II funds transfer services" as used in this Act means funds transfer services to handle only funds transfer transactions for the transfer of funds at amounts not exceeding the amount specified as a small amount by Cabinet Order in the course of trade (excluding type III funds transfer services).
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** この章において「第三種資金移動業」とは、資金移動業のうち、特に少額として政令で定める額以下の資金の移動に係る為替取引のみを業として営むことをいう。
art-36-2/par-3 · https://japanlaw.org/en/payment-services-act/art-36-2/par-3 · https://japanlaw.org/l/421AC0000000059/art-36-2/par-3
The term "type III funds transfer services" as used in this Act means funds transfer services to handle only funds transfer transactions for the transfer of funds at amounts not exceeding the amount specified as a particularly small amount by Cabinet Order in the course of trade.
Ministry of Justice translation — Japanese Law Translation Database System
**第四項** この章において「特定資金移動業」とは、資金移動業のうち、特定信託為替取引のみを業として営むことをいう。
art-36-2/par-4 · https://japanlaw.org/en/payment-services-act/art-36-2/par-4 · https://japanlaw.org/l/421AC0000000059/art-36-2/par-4
The term "specified funds transfer services" as used in this Chapter means funds transfer services to handle only funds transfer transactions in specified trusts in the course of trade.
Ministry of Justice translation — Japanese Law Translation Database System
### 第三十七条（資金移動業者の登録） — (Registration of Funds Transfer Service Providers)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-37 · https://japanlaw.org/en/payment-services-act/art-37 · https://japanlaw.org/l/421AC0000000059/art-37
**第一項** 内閣総理大臣の登録を受けた者は、銀行法第四条第一項及び第四十七条第一項の規定にかかわらず、資金移動業を営むことができる。
art-37/par-1 · https://japanlaw.org/en/payment-services-act/art-37/par-1 · https://japanlaw.org/l/421AC0000000059/art-37/par-1
Notwithstanding the provisions of Article 4, paragraph (1) and Article 47, paragraph (1) of the Banking Act, a person registered by the Prime Minister may provide the funds transfer service.
Ministry of Justice translation — Japanese Law Translation Database System
### 第三十七条の二（特定信託会社に関する特例） — (Special Provisions for Specified Trust Companies)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-37-2 · https://japanlaw.org/en/payment-services-act/art-37-2 · https://japanlaw.org/l/421AC0000000059/art-37-2
**第一項** 特定信託会社は、第四十条第一項第七号及び第八号に該当しない場合には、銀行法第四条第一項及び第四十七条第一項の規定にかかわらず、特定資金移動業を営むことができる。
art-37-2/par-1 · https://japanlaw.org/en/payment-services-act/art-37-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-37-2/par-1
Notwithstanding the provisions of Article 4, paragraph (1) and Article 47, paragraph (1) of the Banking Act, a specified trust company may provide specified funds transfer services if it does not fall under Article 40, paragraph (1), items (vii) and (viii).
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 特定信託会社が前項の規定により特定資金移動業を営む場合においては、特定資金移動業を資金移動業と、当該特定信託会社を資金移動業者とそれぞれみなして、第二条第二十七項及び第二十八項、第三十九条、第四十条の二、第四十一条（第一項及び第二項を除く。）、第四十二条、第四十九条から第五十一条まで、第五十一条の四から第五十三条（第二項各号及び第三項各号を除く。）まで、第五十四条から第五十六条第一項まで、第五十八条、第六十一条、第六十二条第一項、第六十二条の八、第五章、第六章、第百二条並びに第百三条の規定並びにこれらの規定に係る第八章の規定を適用する。この場合において、次の表の上欄に掲げる規定中同表の中欄に掲げる字句は、それぞれ同表の下欄に掲げる字句とするほか、必要な技術的読替えは、政令で定める。
第二条第二十八項 資金移動業務 特定資金移動業務
第三十九条第一項 第三十七条の登録の申請があったときは、次条第一項の規定によりその登録を拒否する場合を除くほか 第三十七条の二第三項の規定による届出があったときは
資金移動業者登録簿に登録し 特定信託会社名簿に登載し
第三十九条第一項第一号 前条第一項各号に掲げる 当該届出をした者に係る特定資金移動業の内容及び方法その他内閣府令で定める
第三十九条第一項第二号 登録年月日及び登録番号 届出年月日及び届出受理番号
第三十九条第二項 登録を 登載を
登録申請者 第三十七条の二第三項の規定による届出をした者
第三十九条第三項 資金移動業者登録簿 特定信託会社名簿
第四十条の二第一項 第一種資金移動業を 少額として政令で定める額を超える資金の移動に係る特定信託為替取引を業として
第四十一条第三項 第三十八条第一項第八号に掲げる事項 特定資金移動業の内容及び方法
第四十一条第四項 第三十八条第一項各号 第三十九条第一項第一号
のいずれかに変更 に変更
除き、同項第七号に掲げる事項の変更にあっては、一の種別の資金移動業の全部を廃止したことによるものに限る 除く
第四十一条第五項 資金移動業者登録簿に登録し 特定信託会社名簿に登載し
第五十一条 提供、利用者から受け入れた資金のうち為替取引に用いられることがないと認められるものを保有しないための措置 提供
第五十一条の四第一項第一号 指定資金移動業務紛争解決機関 指定特定資金移動業務紛争解決機関
が資金移動業務 が特定資金移動業務
第五十一条の四第一項第二号、第二項及び第三項第二号 指定資金移動業務紛争解決機関 指定特定資金移動業務紛争解決機関
第五十三条第二項 次の各号に掲げる資金移動業者の区分に応じ、当該各号に定める 特定信託為替取引に関し負担する債務の額に関する
第五十三条第三項 次の各号に掲げる資金移動業者の区分に応じ、当該各号に 財務に関する書類その他の内閣府令で
第五十六条第一項 次の各号のいずれか 第三号又は第四号
第三十七条の登録を取り消し 特定資金移動業の廃止を命じ
第五十六条第一項第三号 第一種資金移動業を 同項に規定する少額として政令で定める額を超える資金の移動に係る特定信託為替取引を業として
第五十八条 第五十六条第一項又は第二項 第五十六条第一項
第六十一条第一項第二号 第五十九条第二項第二号に掲げる 当該特定信託会社について破産手続開始の申立て等が行われた
第六十一条第二項 当該資金移動業者の第三十七条の登録は、その効力を失う。この場合において、当該 当該
第六十一条第五項 を除く 及び新たな受託者（信託会社等に該当するものに限る。）が就任した場合を除く
第六十一条第六項 外国資金移動業者 外国信託会社（信託業法第二条第六項に規定する外国信託会社をいう。次項において同じ。）
同法 会社法
第六十一条第七項 外国資金移動業者 外国信託会社
第六十二条第一項 又は第二項の規定により第三十七条の登録を取り消された の規定による特定資金移動業の廃止の命令を受けたときその他政令で定める
第百一条第二項の表第二条第二十八項の項 第三十六条の二第一項 第三十六条の二第四項
第百一条第二項の表第二条第三十一項の項及び第五十二条の七十三第三項第二号の項 資金移動業務 特定資金移動業務
第百八条第一号 第三十六条の二第一項に規定する第一種資金移動業を 同項に規定する少額として政令で定める額を超える資金の移動に係る特定信託為替取引を業として
art-37-2/par-2 · https://japanlaw.org/en/payment-services-act/art-37-2/par-2 · https://japanlaw.org/l/421AC0000000059/art-37-2/par-2
If a specified trust company provides specified funds transfer services pursuant to the provisions of the preceding paragraph, specified funds transfer services are deemed to be funds transfer services and the relevant specified trust company is deemed to be a funds transfer service provider, respectively, and the provisions of Article 2, paragraphs (27) and (28), Article 39, Article 40-2, Article 41 (excluding paragraphs (1) and (2)), Article 42, Articles 49 through 51, Article 51-4 through Article 53 (excluding the items of paragraph (2) and the items of paragraph (3)), Article 54 through Article 56, paragraph (1), Article 58, Article 61, Article 62, paragraph (1), Article 62-8, Chapter V, Chapter VI, Article 102, and Article 103, and the provisions of Chapter VIII that are relevant to those provisions apply. In this case, the terms or phrases listed in the middle column of the table below in the provisions as listed in the left-hand column of that table are deemed to be replaced with the respective terms or phrases listed in the right-hand column of that table; and any other necessary technical replacement of terms is specified by Cabinet Order:
Article 2, paragraph (28) funds transfer business specified funds transfer business
Article 39, paragraph (1) when an application for registration referred to in Article 37 is filed,..., except when refusing the registration pursuant to the provisions of paragraph (1) of the following Article when a notification under the provisions of Article 37-2, paragraph (3) is made
register the following particulars in the register of funds transfer service providers record the following particulars in the register of specified trust companies
Article 39, paragraph (1), item (i) particulars listed in the items of paragraph (1) of the preceding Article details and method of the specified funds transfer services concerning the person who made the notification, and other particulars specified by Cabinet Office Order
Article 39, paragraph (1), item (ii) date of registration and registration number date of notification and notification acceptance number
Article 39, paragraph (2) registered recorded
registration applicant person who made a notification under the provisions of Article 37-2, paragraph (3)
Article 39, paragraph (3) register of funds transfer service providers register of specified trust companies
Article 40-2, paragraph (1) type I funds transfer services funds transfer transactions in specified trusts involving the transfer of funds exceeding the amount specified by Cabinet Order as a small amount, in the course of trade
Article 41, paragraph (3) particulars set forth in Article 38, paragraph (1), item (viii) details and method of the specified funds transfer services
Article 41, paragraph (4) items of Article 38, paragraph (1) Article 39, paragraph (1), item (i)
any of the particulars...are changed change to
excluding changes to the details of the specified business, etc., and in the case of a change in the particulars set forth in item (vii) of that paragraph, limited to the change due to the discontinuation of the whole funds transfer service of the same category excluding
Article 41, paragraph (5) register the following particulars in the register of funds transfer service providers record the following particulars in the register of specified trust companies
Article 51 provide information about fees and other terms and conditions of contracts related to the funds transfer services and take measures not to hold part of funds received from users that is found unlikely to be used for funds transfer transactions provide information about fees and other terms and conditions of contracts related to the funds transfer services
Article 51-4, paragraph (1), item (i) designated dispute resolution organizations for funds transfer services designated dispute resolution organizations for specified funds transfer services
is funds transfer business is specified funds transfer business
Article 51-4, paragraph (1), item (ii), paragraph (2), and paragraph (3), item (ii) designated dispute resolution organization for funds transfer services designated dispute resolution organization for specified funds transfer services
Article 53, paragraph (2) specified in the following items in accordance with the respective types of funds transfer service providers set forth therein concerning the amount of obligations to be borne in relation to funds transfer transactions in specified trusts
Article 53, paragraph (3) specified in the following items in accordance with the respective types of funds transfer service providers set forth therein concerning finance and other documents specified by Cabinet Office Order
Article 56, paragraph (1) any of the following items item (iii) or (iv)
revoke its registration referred to in Article 37 order discontinuance of specified funds transfer services
Article 56, paragraph (1), item (iii) type I funds transfer services funds transfer transactions in specified trusts involving the transfer of funds exceeding the amount specified by Cabinet Order as a small amount as prescribed in that paragraph, in the course of trade
Article 58 Article 56, paragraph (1) or (2) Article 56, paragraph (1)
Article 61, paragraph (1), item (ii) the funds transfer service provider falls under Article 59, paragraph (2), item (ii) a petition for commencement of bankruptcy proceedings, etc. is filed against the specified trust company
Article 61, paragraph (2) the registration of the funds transfer service provider referred to in Article 37 ceases to be effective. In this case, a person the
Article 61, paragraph (5) excluding excluding cases where... and cases where a new trustee (limited to one that falls under the category of trust company, etc.) is appointed
Article 61, paragraph (6) foreign funds transfer service provider foreign trust company (meaning the foreign trust company prescribed in Article 2, paragraph (6) of the Trust Business Act; the same applies in the following paragraph)
that Act the Companies Act
Article 61, paragraph (7) foreign funds transfer service provider foreign trust company
Article 62, paragraph (1) when the registration referred to in Article 37 has been revoked pursuant to provisions of Article 56, paragraph (1) or (2) when the funds transfer service provider receives an order to discontinue specified funds transfer services pursuant to the provisions of Article 56, paragraph (1) or in cases specified by Cabinet Order
Row of Article 2, paragraph (28) in the table of Article 101, paragraph (2) Article 36-2, paragraph (1) Article 36-2, paragraph (4)
Row of Article 2, paragraph (31) and row of Article 52-73, paragraph (3), item (ii) in the table of Article 101, paragraph (2) funds transfer business specified funds transfer business
Article 108, item (i) type I funds transfer services prescribed in Article 36-2, paragraph (1) funds transfer transactions in specified trusts involving the transfer of funds exceeding the amount specified by Cabinet Order as a small amount as prescribed in that paragraph, in the course of trade
machine translation, not official
**第三項** 特定信託会社は、第一項の規定により特定資金移動業を営もうとするときは、内閣府令で定めるところにより、第四十条第一項第七号及び第八号に該当しないことを誓約する書面、特定資金移動業を適正かつ確実に遂行する体制の整備に関する事項を記載した書類その他の内閣府令で定める書類を添付して、その旨、特定資金移動業の内容及び方法その他内閣府令で定める事項を内閣総理大臣に届け出なければならない。
art-37-2/par-3 · https://japanlaw.org/en/payment-services-act/art-37-2/par-3 · https://japanlaw.org/l/421AC0000000059/art-37-2/par-3
When a specified trust company intends to provide specified funds transfer services pursuant to the provisions of paragraph (1), the specified trust company must notify the Prime Minister of this intention, the details and method of the specified funds transfer services, and other particulars specified by Cabinet Office Order, by attaching a document in which the company pledges that it does not fall under Article 40, paragraph (1), items (vii) and (viii), documents containing particulars concerning the establishment of a system for ensuring the provision of specified funds transfer services in a proper and steady manner, and other documents specified by Cabinet Office Order, pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第四項** 第一項の規定により特定資金移動業を営む特定信託会社は、当該特定資金移動業に係る特定信託受益権の受益者が信託契約期間中に当該特定信託受益権について信託の元本の全部又は一部の償還を請求した場合には、遅滞なく、当該特定信託受益権に係る信託契約の一部を解約することによりその請求に応じなければならない。ただし、利用者の保護に欠けるおそれが少ない場合として内閣府令で定める場合は、この限りでない。
art-37-2/par-4 · https://japanlaw.org/en/payment-services-act/art-37-2/par-4 · https://japanlaw.org/l/421AC0000000059/art-37-2/par-4
If a beneficiary of beneficial interest in a specified trust involved in specified funds transfer services requests the full or partial redemption of the principal of the trust for the beneficial interest in the specified trust during the term of the trust agreement, a specified trust company that provides the specified funds transfer services pursuant to the provisions of paragraph (1) must meet the request without delay by cancelling part of the trust agreement for the beneficial interest in the specified trust; provided, however, that this does not apply in cases specified by Cabinet Office Order as being less likely to weaken the protection of users.
Ministry of Justice translation — Japanese Law Translation Database System
### 第三十八条（登録の申請） — (Application for Registration)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-38 · https://japanlaw.org/en/payment-services-act/art-38 · https://japanlaw.org/l/421AC0000000059/art-38
**第一項** 第三十七条の登録を受けようとする者は、内閣府令で定めるところにより、次に掲げる事項を記載した登録申請書を内閣総理大臣に提出しなければならない。
art-38/par-1 · https://japanlaw.org/en/payment-services-act/art-38/par-1 · https://japanlaw.org/l/421AC0000000059/art-38/par-1
A person who intends to be registered as referred to in Article 37 must, pursuant to the provisions of Cabinet Office Order, submit a written application for registration containing the following particulars to the Prime Minister:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 商号及び住所
art-38/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-38/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-38/par-1/item-1
trade name and address;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 資本金の額
art-38/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-38/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-38/par-1/item-2
amount of capital;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 資金移動業に係る営業所の名称及び所在地
art-38/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-38/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-38/par-1/item-3
name and location of the business office pertaining to the funds transfer service;
Ministry of Justice translation — Japanese Law Translation Database System
**四** 取締役及び監査役（監査等委員会設置会社にあっては取締役とし、指名委員会等設置会社にあっては取締役及び執行役とし、外国資金移動業者にあっては外国の法令上これらに相当する者とする。）の氏名
art-38/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-38/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-38/par-1/item-4
name of company director and company auditor (company director(s) in cases of a company with audit and supervisory committee, etc.; company director(s) and executive officer(s) in cases of a company with nominating committee, etc.; and persons equivalent thereto pursuant to laws and regulations of a foreign state in cases of a foreign funds transfer service provider);
Ministry of Justice translation — Japanese Law Translation Database System
**五** 会計参与設置会社にあっては、会計参与の氏名又は名称
art-38/par-1/item-5 · https://japanlaw.org/en/payment-services-act/art-38/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-38/par-1/item-5
in cases of a company with accounting advisors, names of accounting advisors;
Ministry of Justice translation — Japanese Law Translation Database System
**六** 外国資金移動業者にあっては、国内における代表者の氏名
art-38/par-1/item-6 · https://japanlaw.org/en/payment-services-act/art-38/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-38/par-1/item-6
in cases of a foreign funds transfer service provider, name of the representative person in Japan;
Ministry of Justice translation — Japanese Law Translation Database System
**七** 資金移動業の種別（第一種資金移動業、第二種資金移動業及び第三種資金移動業の種別をいう。以下この章及び第百七条第六号において同じ。）
art-38/par-1/item-7 · https://japanlaw.org/en/payment-services-act/art-38/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-38/par-1/item-7
categories of funds transfer services (meaning the categories of type I funds transfer services, type II funds transfer services, and type III funds transfer services; hereinafter the same applies in this Chapter and Article 107, item (vi));
Ministry of Justice translation — Japanese Law Translation Database System
**八** 資金移動業の内容及び方法
art-38/par-1/item-8 · https://japanlaw.org/en/payment-services-act/art-38/par-1/item-8 · https://japanlaw.org/l/421AC0000000059/art-38/par-1/item-8
details and means of the funds transfer service;
Ministry of Justice translation — Japanese Law Translation Database System
**九** 資金移動業の一部を第三者に委託する場合にあっては、当該委託に係る業務の内容並びにその委託先の氏名又は商号若しくは名称及び住所
art-38/par-1/item-9 · https://japanlaw.org/en/payment-services-act/art-38/par-1/item-9 · https://japanlaw.org/l/421AC0000000059/art-38/par-1/item-9
if part of the funds transfer service is entrusted to a third party, the details of the business pertaining to the entrustment and the name or trade name or other name and address of the third party to whom the funds transfer services are entrusted;
Ministry of Justice translation — Japanese Law Translation Database System
**十** 他に事業を行っているときは、その事業の種類
art-38/par-1/item-10 · https://japanlaw.org/en/payment-services-act/art-38/par-1/item-10 · https://japanlaw.org/l/421AC0000000059/art-38/par-1/item-10
type of the businesses, if the service provider conducts other business; and
Ministry of Justice translation — Japanese Law Translation Database System
**十一** その他内閣府令で定める事項
art-38/par-1/item-11 · https://japanlaw.org/en/payment-services-act/art-38/par-1/item-11 · https://japanlaw.org/l/421AC0000000059/art-38/par-1/item-11
other particulars specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前項の登録申請書には、第四十条第一項各号に該当しないことを誓約する書面、財務に関する書類、資金移動業を適正かつ確実に遂行する体制の整備に関する事項を記載した書類その他の内閣府令で定める書類を添付しなければならない。
art-38/par-2 · https://japanlaw.org/en/payment-services-act/art-38/par-2 · https://japanlaw.org/l/421AC0000000059/art-38/par-2
A document in which the applicant pledges that the applicant does not fall under any of the items of Article 40, paragraph (1), documents concerning finance, documents containing particulars concerning the establishment of a system for ensuring the provision of funds transfer services in a proper and steady manner, and other documents specified by Cabinet Office Order must be attached to the application for registration referred to in the preceding paragraph.
Ministry of Justice translation — Japanese Law Translation Database System
### 第三十九条（資金移動業者登録簿） — (Register of Funds Transfer Service Providers)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-39 · https://japanlaw.org/en/payment-services-act/art-39 · https://japanlaw.org/l/421AC0000000059/art-39
**第一項** 内閣総理大臣は、第三十七条の登録の申請があったときは、次条第一項の規定によりその登録を拒否する場合を除くほか、次に掲げる事項を資金移動業者登録簿に登録しなければならない。
art-39/par-1 · https://japanlaw.org/en/payment-services-act/art-39/par-1 · https://japanlaw.org/l/421AC0000000059/art-39/par-1
The Prime Minister must, when an application for registration referred to in Article 37 is filed, register the following particulars in the register of funds transfer service providers, except when refusing the registration pursuant to the provisions of paragraph (1) of the following Article:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 前条第一項各号に掲げる事項
art-39/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-39/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-39/par-1/item-1
particulars listed in the items of paragraph (1) of the preceding Article; and
Ministry of Justice translation — Japanese Law Translation Database System
**二** 登録年月日及び登録番号
art-39/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-39/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-39/par-1/item-2
date of registration and registration number.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、前項の規定による登録をしたときは、遅滞なく、その旨を登録申請者に通知しなければならない。
art-39/par-2 · https://japanlaw.org/en/payment-services-act/art-39/par-2 · https://japanlaw.org/l/421AC0000000059/art-39/par-2
When the Prime Minister registered the particulars under the provisions of the preceding paragraph, the Minister must notify the applicant to that effect without delay.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 内閣総理大臣は、資金移動業者登録簿を公衆の縦覧に供しなければならない。
art-39/par-3 · https://japanlaw.org/en/payment-services-act/art-39/par-3 · https://japanlaw.org/l/421AC0000000059/art-39/par-3
The Prime Minister must make the register of funds transfer service providers available for public inspection.
Ministry of Justice translation — Japanese Law Translation Database System
### 第四十条（登録の拒否） — (Refusal of Registration)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-40 · https://japanlaw.org/en/payment-services-act/art-40 · https://japanlaw.org/l/421AC0000000059/art-40
**第一項** 内閣総理大臣は、登録申請者が次の各号のいずれかに該当するとき、又は登録申請書若しくはその添付書類のうちに重要な事項について虚偽の記載があり、若しくは重要な事実の記載が欠けているときは、その登録を拒否しなければならない。
art-40/par-1 · https://japanlaw.org/en/payment-services-act/art-40/par-1 · https://japanlaw.org/l/421AC0000000059/art-40/par-1
The Prime Minister must refuse registration when an applicant falls under any of the following items, or a written application for registration or its accompanying documents contain false statements about important particulars, or lack any statement about important particulars:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 株式会社又は外国資金移動業者（国内に営業所を有する外国会社に限る。）でないもの
art-40/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-40/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-1
a person other than a stock company or a foreign funds transfer service provider (limited to a foreign company that has a business office in Japan);
Ministry of Justice translation — Japanese Law Translation Database System
**二** 外国資金移動業者にあっては、国内における代表者（国内に住所を有するものに限る。）のない法人
art-40/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-40/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-2
a foreign funds transfer service provider that is a corporation who does not have a representative person in Japan (limited to a person who is domiciled in Japan);
Ministry of Justice translation — Japanese Law Translation Database System
**三** 資金移動業を適正かつ確実に遂行するために必要と認められる財産的基礎を有しない法人
art-40/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-40/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-3
a corporation which lacks the sufficient financial foundation that is necessary for the provision of funds transfer services in a proper and steady manner;
Ministry of Justice translation — Japanese Law Translation Database System
**四** 資金移動業を適正かつ確実に遂行する体制の整備が行われていない法人
art-40/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-40/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-4
a corporation which has not established a system for the provision of funds transfer services in a proper and steady manner;
Ministry of Justice translation — Japanese Law Translation Database System
**五** この章の規定を遵守するために必要な体制の整備が行われていない法人
art-40/par-1/item-5 · https://japanlaw.org/en/payment-services-act/art-40/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-5
a corporation which has not established a system that is necessary for ensuring compliance with the provisions of this Chapter;
Ministry of Justice translation — Japanese Law Translation Database System
**六** 他の資金移動業者が現に用いている商号と同一の商号又は他の資金移動業者と誤認されるおそれのある商号を用いようとする法人
art-40/par-1/item-6 · https://japanlaw.org/en/payment-services-act/art-40/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-6
a corporation which intends to use a trade name that is identical to the one currently being used by another funds transfer service provider or that may be misidentified as another funds transfer service provider;
Ministry of Justice translation — Japanese Law Translation Database System
**七** 第五十六条第一項若しくは第二項の規定により第三十七条の登録を取り消され、第六十二条の二十二第一項若しくは第二項の規定により第六十二条の三の登録を取り消され、第六十三条の三十七第一項若しくは第二項の規定により第六十三条の二十三の許可を取り消され、若しくは第八十二条第一項若しくは第二項の規定により第六十四条第一項の免許を取り消され、又はこの法律若しくは銀行法等に相当する外国の法令の規定により当該外国において受けている同種類の登録、許可若しくは免許（当該登録、許可又は免許に類するその他の行政処分を含む。）を取り消され、その取消しの日から五年を経過しない法人
art-40/par-1/item-7 · https://japanlaw.org/en/payment-services-act/art-40/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-7
a corporation which had its registration referred to in Article 37 revoked pursuant to the provisions of Article 56, paragraph (1) or (2), had its registration referred to in Article 62-3 revoked pursuant to the provisions of Article 62-22, paragraph (1) or (2), had the permission referred to in Article 63-23 revoked pursuant to the provisions of Article 63-37, paragraph (1) or (2), or had its license under the provisions of Article 64, paragraph (1) revoked pursuant to the provisions of Article 82, paragraph (1) or (2), or had the registration, permission or license of the same type in a foreign state (including other administrative dispositions similar to the registration, permission or license) revoked pursuant to the provisions of laws and regulations of the foreign state equivalent to this Act or the Banking Act, etc., and for which five years have not passed from the date of the revocation;
Ministry of Justice translation — Japanese Law Translation Database System
**八** 第三十七条の二第二項の規定により読み替えて適用する第五十六条第一項の規定による特定資金移動業の廃止の命令を受け、若しくは第六十二条の八第二項の規定により読み替えて適用する第六十二条の二十二第一項の規定による電子決済手段等取引業の廃止の命令を受け、又はこの法律若しくは銀行法等に相当する外国の法令の規定によるこれらの業務と同種類の業務の廃止の命令を受け、これらの命令の日から五年を経過しない法人
art-40/par-1/item-8 · https://japanlaw.org/en/payment-services-act/art-40/par-1/item-8 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-8
a corporation which received an order to discontinue specified funds transfer services pursuant to the provisions of Article 56, paragraph (1) as applied pursuant to Article 37-2, paragraph (2) following the deemed replacement of terms, received an order to discontinue electronic payment instruments services pursuant to the provisions of Article 62-22, paragraph (1) as applied pursuant to Article 62-8, paragraph (2) following the deemed replacement of terms, or received an order to discontinue the same type of services as these services pursuant to the provisions of laws and regulations of a foreign state that are equivalent to this Act or the Banking Act, etc., and for which five years have not elapsed from the date of the order;
Ministry of Justice translation — Japanese Law Translation Database System
**九** この法律、銀行法等、金融機関の信託業務の兼営等に関する法律、出資の受入れ、預り金及び金利等の取締りに関する法律（昭和二十九年法律第百九十五号）若しくは信託業法又はこれらに相当する外国の法令の規定に違反し、罰金の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から五年を経過しない法人
art-40/par-1/item-9 · https://japanlaw.org/en/payment-services-act/art-40/par-1/item-9 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-9
a corporation which has been punished by a fine (including a punishment pursuant to laws and regulations of a foreign state equivalent to this) for violating the provisions of this Act, the Banking Act, the Act on Engagement in Trust Business by Financial Institutions, the Act Regulating the Receipt of Contributions, the Receipt of Deposits, and Interest Rates (Act No. 195 of 1954), or the Trust Business Act, or laws and regulations of a foreign state equivalent thereto, and for which five years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed;
Ministry of Justice translation — Japanese Law Translation Database System
**十** 他に行う事業が公益に反すると認められる法人
art-40/par-1/item-10 · https://japanlaw.org/en/payment-services-act/art-40/par-1/item-10 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-10
a corporation whose other business is found to be against the public interest;
Ministry of Justice translation — Japanese Law Translation Database System
**十一** 取締役、監査役若しくは執行役又は会計参与（外国資金移動業者にあっては、外国の法令上これらに相当する者又は国内における代表者とする。以下この章において「取締役等」という。）のうちに次のいずれかに該当する者のある法人
art-40/par-1/item-11 · https://japanlaw.org/en/payment-services-act/art-40/par-1/item-11 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-11
a corporation that employs a person who is a company director, company auditor, executive officer, or accounting advisor (meaning a person equivalent thereto under laws and regulations of a foreign state or representative persons in Japan in cases of a foreign funds transfer service provider; hereinafter referred to as a "company director, etc." in this Chapter) falling under any of the following items:
Ministry of Justice translation — Japanese Law Translation Database System
**イ** 心身の故障のため資金移動業に係る職務を適正に執行することができない者として内閣府令で定める者
art-40/par-1/item-11/sub-1 · https://japanlaw.org/en/payment-services-act/art-40/par-1/item-11/sub-1 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-11/sub-1
a person specified by Cabinet Office Order as being unable to properly perform their duties pertaining to funds transfer services due to a mental or physical disorder;
Ministry of Justice translation — Japanese Law Translation Database System
**ロ** 破産手続開始の決定を受けて復権を得ない者又は外国の法令上これに相当する者
art-40/par-1/item-11/sub-2 · https://japanlaw.org/en/payment-services-act/art-40/par-1/item-11/sub-2 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-11/sub-2
a person who has not had their rights restored after receiving an order to commence bankruptcy proceedings, or a person equivalent thereto pursuant to laws and regulations of a foreign state;
Ministry of Justice translation — Japanese Law Translation Database System
**ハ** 拘禁刑以上の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から五年を経過しない者
art-40/par-1/item-11/sub-3 · https://japanlaw.org/en/payment-services-act/art-40/par-1/item-11/sub-3 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-11/sub-3
a person who has been sentenced to imprisonment or heavier punishment (including equivalent punishment pursuant to laws and regulations of a foreign state), and for whom five years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed;
machine translation, not official
**ニ** この法律、銀行法等、金融機関の信託業務の兼営等に関する法律、出資の受入れ、預り金及び金利等の取締りに関する法律、暴力団員による不当な行為の防止等に関する法律（平成三年法律第七十七号）若しくは信託業法又はこれらに相当する外国の法令の規定に違反し、罰金の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から五年を経過しない者
art-40/par-1/item-11/sub-4 · https://japanlaw.org/en/payment-services-act/art-40/par-1/item-11/sub-4 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-11/sub-4
a person who has been punished by a fine (including a punishment pursuant to laws and regulations of a foreign state equivalent to this) for violating the provisions of this Act, the Banking Act, etc., the Act on Engagement in Trust Business by Financial Institutions, the Act Regulating the Receipt of Contributions, the Receipt of Deposits, and Interest Rates, the Act on Prevention of Unjust Acts by Organized Crime Group Members (Act No. 77 of 1991), or the Trust Business Act, or laws and regulations of a foreign state equivalent thereto, and for whom five years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed; or
Ministry of Justice translation — Japanese Law Translation Database System
**ホ** 資金移動業者が第五十六条第一項若しくは第二項の規定により第三十七条の登録を取り消された場合又は法人がこの法律に相当する外国の法令の規定により当該外国において受けている同種類の登録（当該登録に類するその他の行政処分を含む。）を取り消された場合において、その取消しの日前三十日以内にその法人の取締役等であった者で、当該取消しの日から五年を経過しない者その他これに準ずるものとして政令で定める者
art-40/par-1/item-11/sub-5 · https://japanlaw.org/en/payment-services-act/art-40/par-1/item-11/sub-5 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-11/sub-5
if a funds transfer service provider had its registration referred to in Article 37 revoked pursuant to the provisions of Article 56, paragraph (1) or (2), or a corporation had the registration of the same type in a foreign state (including other administrative dispositions similar to the registration) revoked pursuant to the provisions of laws and regulations of the foreign state equivalent to this Act, a person who was a company director, etc. of the corporation at any time during the thirty days prior to the date of the revocation and for whom five years have not passed from the relevant date or a person similar thereto specified by Cabinet Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、前項の規定により登録を拒否したときは、遅滞なく、その理由を示して、その旨を登録申請者に通知しなければならない。
art-40/par-2 · https://japanlaw.org/en/payment-services-act/art-40/par-2 · https://japanlaw.org/l/421AC0000000059/art-40/par-2
When the Prime Minister refuses the registration pursuant to the provisions of the preceding paragraph, the Minister must notify the applicant to that effect by indicating the reason without delay.
Ministry of Justice translation — Japanese Law Translation Database System
### 第四十条の二（業務実施計画の認可） — (Approval of Business Implementation Plans)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-40-2 · https://japanlaw.org/en/payment-services-act/art-40-2 · https://japanlaw.org/l/421AC0000000059/art-40-2
**第一項** 資金移動業者は、第一種資金移動業を営もうとするときは、次に掲げる事項を記載した業務実施計画を定め、内閣府令で定めるところにより、内閣総理大臣の認可を受けなければならない。その変更（内閣府令で定める軽微な変更を除く。）をしようとするときも、同様とする。
art-40-2/par-1 · https://japanlaw.org/en/payment-services-act/art-40-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-40-2/par-1
When a funds transfer service provider intends to provide type I funds transfer services, the funds transfer service provider must formulate a business implementation plan containing the following particulars and obtain authorization of the Prime Minister, pursuant to the provisions of Cabinet Office Order. The same applies when a funds transfer service provider intends to change the business implementation plan (excluding minor changes specified by Cabinet Office Order):
Ministry of Justice translation — Japanese Law Translation Database System
**一** 為替取引により移動させる資金の額の上限額を定める場合にあっては、当該上限額
art-40-2/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-40-2/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-40-2/par-1/item-1
if the funds transfer service provider sets the maximum amount of funds to transfer in funds transfer transactions, that upper limit;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 為替取引を行うために使用する電子情報処理組織の管理の方法
art-40-2/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-40-2/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-40-2/par-1/item-2
the method of the management of an electronic data processing system to be used for funds transfer transactions; and
Ministry of Justice translation — Japanese Law Translation Database System
**三** その他内閣府令で定める事項
art-40-2/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-40-2/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-40-2/par-1/item-3
other particulars specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 資金移動業者は、前項に規定する内閣府令で定める軽微な変更をしたときは、遅滞なく、その旨を内閣総理大臣に届け出なければならない。
art-40-2/par-2 · https://japanlaw.org/en/payment-services-act/art-40-2/par-2 · https://japanlaw.org/l/421AC0000000059/art-40-2/par-2
When a funds transfer service provider has made any minor change specified by Cabinet Office Order as prescribed in the preceding paragraph, the funds transfer service provider must notify the Prime Minister to that effect.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 内閣総理大臣は、その必要の限度において、第一項の認可に条件を付し、及びこれを変更することができる。
art-40-2/par-3 · https://japanlaw.org/en/payment-services-act/art-40-2/par-3 · https://japanlaw.org/l/421AC0000000059/art-40-2/par-3
The Prime Minister may set requirements for the approval referred to in paragraph (1) and change those requirements, to the extent necessary for the approval.
Ministry of Justice translation — Japanese Law Translation Database System
### 第四十一条（変更登録等） — (Registration of Changes)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-41 · https://japanlaw.org/en/payment-services-act/art-41 · https://japanlaw.org/l/421AC0000000059/art-41
**第一項** 資金移動業者は、第三十八条第一項第七号に掲げる事項の変更（新たな種別の資金移動業を営もうとすることによるものに限る。）をしようとするときは、内閣府令で定めるところにより、内閣総理大臣の変更登録を受けなければならない。
art-41/par-1 · https://japanlaw.org/en/payment-services-act/art-41/par-1 · https://japanlaw.org/l/421AC0000000059/art-41/par-1
When a funds transfer service provider intends to change any of the particulars set forth in Article 38, paragraph (1), item (vii) (limited to changes due to its intention to provide a new type of funds transfer service), the funds transfer service provider must have the change registered by the Prime Minister, pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 第三十八条から第四十条までの規定は、前項の変更登録について準用する。この場合において、第三十八条第一項中「次に掲げる」とあるのは「変更に係る」と、同条第二項中「第四十条第一項各号」とあるのは「第四十条第一項各号（第一号、第二号及び第六号から第十一号までを除く。）」と、第三十九条第一項中「次に掲げる」とあるのは「変更に係る」と、第四十条第一項中「次の各号」とあるのは「次の各号（第一号、第二号及び第六号から第十一号までを除く。）」と読み替えるものとする。
art-41/par-2 · https://japanlaw.org/en/payment-services-act/art-41/par-2 · https://japanlaw.org/l/421AC0000000059/art-41/par-2
The provisions of Articles 38 through 40 apply mutatis mutandis to the registration of change referred to in the preceding paragraph. In this case, the term the "following particulars" in Article 38, paragraph (1) is replaced with the "particulars pertaining to the change", the term "any of the items of Article 40, paragraph (1)" in paragraph (2) of that Article is replaced with "any of the items of Article 40, paragraph (1) (excluding items (i), (ii) and (vi) through (xi))", the term the "following particulars" in Article 39, paragraph (1) is replaced with the "particulars pertaining to the change", and the term "any of the following items" in Article 40, paragraph (1) is replaced with "any of the items of Article 40, paragraph (1) (excluding items (i), (ii) and (vi) through (xi))".
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 資金移動業者は、第三十八条第一項第八号に掲げる事項の変更のうち資金移動業の利用者の保護に欠け、又は資金移動業の適正かつ確実な遂行に支障を及ぼすおそれが大きいものとして内閣府令で定める変更（次項において「特定業務内容等の変更」という。）をしようとするときは、あらかじめ、その旨を内閣総理大臣に届け出なければならない。
art-41/par-3 · https://japanlaw.org/en/payment-services-act/art-41/par-3 · https://japanlaw.org/l/421AC0000000059/art-41/par-3
When a funds transfer service provider intends to make any changes that are specified by Cabinet Office Order as those that are likely to weaken the protection of users of funds transfer services or hinder the proper and steady provision of funds transfer services (referred to "changes to the details of specified business, etc." in the following paragraph) which are the particulars set forth in Article 38, paragraph (1), item (viii), the funds transfer service provider must notify the Prime Minister to that effect in advance.
Ministry of Justice translation — Japanese Law Translation Database System
**第四項** 資金移動業者は、第三十八条第一項各号に掲げる事項のいずれかに変更（特定業務内容等の変更を除き、同項第七号に掲げる事項の変更にあっては、一の種別の資金移動業の全部を廃止したことによるものに限る。）があったときは、遅滞なく、その旨を内閣総理大臣に届け出なければならない。
art-41/par-4 · https://japanlaw.org/en/payment-services-act/art-41/par-4 · https://japanlaw.org/l/421AC0000000059/art-41/par-4
When any of the particulars set forth in the items of Article 38, paragraph (1) (excluding changes to the details of the specified business, etc., and in the case of a change in the particulars set forth in item (vii) of that paragraph, limited to the change due to the discontinuation of the whole funds transfer service of the same category) are changed, the funds transfer service provider must notify the Prime Minister to that effect without delay.
Ministry of Justice translation — Japanese Law Translation Database System
**第五項** 内閣総理大臣は、前二項の規定による届出を受理したときは、届出があった事項を資金移動業者登録簿に登録しなければならない。
art-41/par-5 · https://japanlaw.org/en/payment-services-act/art-41/par-5 · https://japanlaw.org/l/421AC0000000059/art-41/par-5
When the Prime Minister accepts a notification under the provisions of the preceding two paragraphs, the Minister must register the informed particulars in the register of funds transfer service providers.
Ministry of Justice translation — Japanese Law Translation Database System
### 第四十二条（名義貸しの禁止） — (Prohibition of Name Lending)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-42 · https://japanlaw.org/en/payment-services-act/art-42 · https://japanlaw.org/l/421AC0000000059/art-42
**第一項** 資金移動業者は、自己の名義をもって、他人に資金移動業を営ませてはならない。
art-42/par-1 · https://japanlaw.org/en/payment-services-act/art-42/par-1 · https://japanlaw.org/l/421AC0000000059/art-42/par-1
A funds transfer service provider must not have another person provide the funds transfer services in the name of the funds transfer service provider.
Ministry of Justice translation — Japanese Law Translation Database System
## 第二節 業務 — Section 2 Business
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-3/sec-2 · https://japanlaw.org/en/payment-services-act/ch-3/sec-2 · https://japanlaw.org/l/421AC0000000059/ch-3/sec-2
### 第四十三条（履行保証金の供託） — (Making Security Deposits for Providing Funds Transfer Services)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-43 · https://japanlaw.org/en/payment-services-act/art-43 · https://japanlaw.org/l/421AC0000000059/art-43
**第一項** 資金移動業者は、次の各号に掲げる資金移動業の種別に応じ、当該各号に定めるところにより、資金移動業の種別ごとに履行保証金をその本店（外国資金移動業者である資金移動業者にあっては、国内における主たる営業所。第四十八条において同じ。）の最寄りの供託所に供託しなければならない。
art-43/par-1 · https://japanlaw.org/en/payment-services-act/art-43/par-1 · https://japanlaw.org/l/421AC0000000059/art-43/par-1
A funds transfer service provider must make security deposits for providing funds transfer services to the official depository nearest to its head office (in cases of a funds transfer service provider that is a foreign funds transfer service provider, its principal business office in Japan; the same applies in Article 48) for each category of funds transfer services set forth in the following items as specified therein in accordance with the category of funds transfer service:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 第一種資金移動業 各営業日における第一種資金移動業に係る要履行保証額以上の額に相当する額の履行保証金を、当該各営業日から一週間以内で内閣府令で定める期間内において資金移動業者が定める期間内に供託すること。
art-43/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-43/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-43/par-1/item-1
type I funds transfer services:make security deposits in an amount equivalent to an amount not less than the amount required for security deposit for providing funds transfer services as of each business day during a period set by the funds transfer service provider within the period specified by Cabinet Office Order not exceeding one week from the relevant business day; or
Ministry of Justice translation — Japanese Law Translation Database System
**二** 第二種資金移動業又は第三種資金移動業 一週間以内で資金移動業の種別ごとに資金移動業者が定める期間ごとに、当該期間における第二種資金移動業又は第三種資金移動業に係る要履行保証額の最高額以上の額に相当する額の履行保証金を、当該期間の末日（第四十五条の二第四項及び第五項並びに第四十七条第一号において「基準日」という。）から一週間以内で内閣府令で定める期間内において資金移動業の種別ごとに資金移動業者が定める期間内に供託すること。
art-43/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-43/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-43/par-1/item-2
type II funds transfer services or type III funds transfer services:make security deposits in an amount equivalent to an amount not less than the maximum amount of the amount required for security deposit for providing funds transfer services pertaining to type II funds transfer services or type III funds transfer services during a period not exceeding one week set by the funds transfer service provider for each category of funds transfer services, for the respective periods, during a period set by the funds transfer service provider within the period specified by Cabinet Office Order not exceeding one week from the last day of the former period (referred to as the "Base Date" in Article 45-2, paragraphs (4) and (5) and Article 47, item (i)).
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前項各号の「要履行保証額」とは、資金移動業の種別ごとの各営業日における未達債務の額（資金移動業者がその行う為替取引に関し負担する債務の額であって内閣府令で定めるところにより算出した額をいう。以下この章において同じ。）と第五十九条第一項の権利の実行の手続に関する費用の額として内閣府令で定めるところにより算出した額の合計額（第四十五条の二第一項の規定の適用を受けている資金移動業者が営む第三種資金移動業にあっては、第三種資金移動業に係る各営業日における未達債務の額から当該各営業日における未達債務の額に同項に規定する預貯金等管理割合を乗じて得た額を控除した額と第五十九条第一項の権利の実行の手続に関する費用の額として内閣府令で定めるところにより算出した額の合計額）をいう。ただし、当該合計額が小規模な資金移動業者がその行う為替取引に関し負担する債務の履行を確保するために必要な額として政令で定める額以下である場合には、当該政令で定める額とする。
art-43/par-2 · https://japanlaw.org/en/payment-services-act/art-43/par-2 · https://japanlaw.org/l/421AC0000000059/art-43/par-2
The term "amount required for security deposit for providing funds transfer services" as used in the items of the preceding paragraph means the total amount of outstanding obligations in the process of being transferred (meaning an amount, calculated pursuant to the provisions of Cabinet Office Order, of obligations borne by a funds transfer service provider in relation to funds transfer transactions carried out by the funds transfer service provider; hereinafter the same applies in this Chapter) as of each business day for each category of funds transfer service and an amount calculated pursuant to the provisions of Cabinet Office Order as the amount of costs pertaining to the procedure for the fulfillment of the right specified in Article 59, paragraph (1) (for type III funds transfer services by a funds transfer service provider to whom the provisions of Article 45-2, paragraph (1) are applied, the total amount obtained by deducting the amount of outstanding obligations in the process of being transferred pertaining to type III funds transfer services as of each business day multiplied by the rate of management by bank deposits or savings specified in that paragraph from the amount of outstanding obligations in the process of being transferred as of each of those business days, and the amount calculated pursuant to the provisions of Cabinet Office Order as the amount of costs pertaining to the procedure for the fulfillment of the right specified in Article 59, paragraph (1)); provided, however, that if the total is not more than the amount specified by Cabinet Order as being necessary for ensuring the performance of obligations borne by a small-scale funds transfer service provider in relation to funds transfer transactions carried out by the small-scale funds transfer service provider, the amount required for security deposit for providing funds transfer services is the amount specified by the relevant Cabinet Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 履行保証金は、国債証券、地方債証券その他の内閣府令で定める債券（社債、株式等の振替に関する法律第二百七十八条第一項に規定する振替債を含む。第四十五条第三項において同じ。）をもってこれに充てることができる。この場合において、当該債券の評価額は、内閣府令で定めるところによる。
art-43/par-3 · https://japanlaw.org/en/payment-services-act/art-43/par-3 · https://japanlaw.org/l/421AC0000000059/art-43/par-3
National government bond certificates, local government bond certificates or other bond certificates specified by Cabinet Office Order (including transfer bonds prescribed in Article 278, paragraph (1) of the Act on Book-Entry Transfer of Corporate Bonds and Shares; the same applies in Article 45, paragraph (3)) may be deposited to fulfill the security deposits for providing funds transfer services requirement. In this case, the appraised value of those bond certificates is determined pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第四十四条（履行保証金保全契約） — (Guarantee Contracts for Security Deposits for Providing Funds Transfer Services)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-44 · https://japanlaw.org/en/payment-services-act/art-44 · https://japanlaw.org/l/421AC0000000059/art-44
**第一項** 資金移動業者は、政令で定めるところにより、その営む資金移動業の種別ごとに履行保証金保全契約（政令で定める要件を満たす銀行等その他政令で定める者（以下この章において「履行保証人適格者」という。）が資金移動業者のために内閣総理大臣の命令に応じて履行保証金を供託する旨の契約をいう。以下この章において同じ。）を締結し、その旨を内閣総理大臣に届け出たときは、当該履行保証金保全契約の効力の存する間、保全金額（当該履行保証金保全契約において供託されることとなっている金額をいう。以下この章において同じ。）につき、当該種別の資金移動業に係る履行保証金の全部又は一部の供託をしないことができる。
art-44/par-1 · https://japanlaw.org/en/payment-services-act/art-44/par-1 · https://japanlaw.org/l/421AC0000000059/art-44/par-1
When a funds transfer service provider concludes a guarantee contract for security deposits for providing funds transfer services (meaning a contract in which a deposit-taking institution satisfying the requirements specified by Cabinet Order or any other person specified by Cabinet Order (hereinafter referred to as a "person qualified as a performance guarantor" in this Chapter) promises that security deposits for providing funds transfer services will be made on behalf of the funds transfer service provider in response to an order by the Prime Minister; the same applies in this Chapter) for each category of funds transfer services that it provides and has notified the Prime Minister to that effect, pursuant to the provisions of Cabinet Order, it may choose not to make all or part of the security deposits for providing funds transfer services for the relevant category of funds transfer services with regard to the secured amount (meaning the amount of money to be deposited under the guarantee contract for security deposits for providing funds transfer services; hereinafter the same applies in this Chapter) limited to the period during which the contract remains in force.
machine translation, not official
### 第四十五条（履行保証金信託契約） — (Trust Agreements for Security Deposits for Providing Funds Transfer Services)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-45 · https://japanlaw.org/en/payment-services-act/art-45 · https://japanlaw.org/l/421AC0000000059/art-45
**第一項** 資金移動業者は、信託会社等との間で、その営む資金移動業の種別ごとに履行保証金信託契約（当該信託会社等が内閣総理大臣の命令に応じて信託財産を履行保証金の供託に充てることを信託の目的として当該信託財産の管理その他の当該目的の達成のために必要な行為をすべき旨の信託契約をいう。以下この章において同じ。）を締結し、その旨を内閣総理大臣に届け出たときは、当該履行保証金信託契約に基づき信託財産が信託されている間、当該信託財産の額につき、当該種別の資金移動業に係る履行保証金の全部又は一部の供託をしないことができる。
art-45/par-1 · https://japanlaw.org/en/payment-services-act/art-45/par-1 · https://japanlaw.org/l/421AC0000000059/art-45/par-1
If a funds transfer service provider concludes a trust agreement for security deposits for providing funds transfer services with a trust company, etc. (meaning a trust agreement whose purpose is to apply trust property to security deposits for providing funds transfer services in response to an order by the Prime Minister, which states that the trust company, etc. carries out necessary acts including the management of trust property for achieving the purpose of the trust; the same applies hereinafter in this Chapter) for each category of funds transfer service that it provides and has notified the Minister to that effect, it may choose not to make all or part of the security deposits for providing funds transfer services for the relevant category of funds transfer service with regard to the amount of trust property during the period in which the trust property is entrusted pursuant to the trust agreement for security deposits for providing funds transfer services.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 履行保証金信託契約は、次に掲げる事項をその内容とするものでなければならない。
art-45/par-2 · https://japanlaw.org/en/payment-services-act/art-45/par-2 · https://japanlaw.org/l/421AC0000000059/art-45/par-2
A trust agreement for security deposits for providing funds transfer services must provide the following particulars:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 履行保証金信託契約を締結する資金移動業者が行う為替取引（当該履行保証金信託契約に係る種別の資金移動業に係るものに限る。）の利用者を受益者とすること。
art-45/par-2/item-1 · https://japanlaw.org/en/payment-services-act/art-45/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-45/par-2/item-1
the beneficiaries of the trust agreement for security deposits for providing funds transfer services are to be the users of funds transfer transactions carried out by the funds transfer service provider who is the party to the trust agreement for security deposits for providing funds transfer services (limited to funds transfer transactions for the category of funds transfer service pertaining to the trust agreement for security deposits for providing funds transfer services);
Ministry of Justice translation — Japanese Law Translation Database System
**二** 受益者代理人を置いていること。
art-45/par-2/item-2 · https://japanlaw.org/en/payment-services-act/art-45/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-45/par-2/item-2
an agent of the beneficiaries is appointed;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 内閣総理大臣の命令に応じて、信託会社等が信託財産を換価し、供託をすること。
art-45/par-2/item-3 · https://japanlaw.org/en/payment-services-act/art-45/par-2/item-3 · https://japanlaw.org/l/421AC0000000059/art-45/par-2/item-3
a trust company, etc. realizes the trust property and deposits the proceeds thereof in response to an order by the Prime Minister; and
Ministry of Justice translation — Japanese Law Translation Database System
**四** その他内閣府令で定める事項
art-45/par-2/item-4 · https://japanlaw.org/en/payment-services-act/art-45/par-2/item-4 · https://japanlaw.org/l/421AC0000000059/art-45/par-2/item-4
other particulars specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 履行保証金信託契約に基づき信託される信託財産の種類は、金銭若しくは預貯金（内閣府令で定めるものに限る。）又は国債証券、地方債証券その他の内閣府令で定める債券に限るものとする。この場合において、当該債券の評価額は、内閣府令で定めるところによる。
art-45/par-3 · https://japanlaw.org/en/payment-services-act/art-45/par-3 · https://japanlaw.org/l/421AC0000000059/art-45/par-3
The types of the trust properties entrusted pursuant to a trust agreement for security deposits for providing funds transfer services are to be limited to money, bank deposits and savings (limited to those specified by Cabinet Office Order), or national government bond certificates, local government bond certificates or other bond certificates specified by Cabinet Office Order. In this case, the appraised value of those bond certificates is determined pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第四十五条の二（預貯金等による管理） — (Management by Bank Deposits or Savings)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-45-2 · https://japanlaw.org/en/payment-services-act/art-45-2 · https://japanlaw.org/l/421AC0000000059/art-45-2
**第一項** 資金移動業者（第三種資金移動業を営む者に限る。）は、内閣府令で定めるところにより、次に掲げる事項を記載した届出書を内閣総理大臣に提出したときは、第一号に掲げる日以後、第三種資金移動業に係る履行保証金の全部又は一部の供託をしないことができる。この場合において、当該資金移動業者は、第三種資金移動業に係る各営業日における未達債務の額に第二号に掲げる割合（当該割合を変更したときは、その変更後のもの。以下この条及び第五十九条第一項において「預貯金等管理割合」という。）を乗じて得た額以上の額に相当する額の金銭を第一号に規定する預貯金等管理方法により管理しなければならない。
art-45-2/par-1 · https://japanlaw.org/en/payment-services-act/art-45-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-45-2/par-1
When a funds transfer service provider (limited to a person providing type III funds transfer services) has submitted a written notice containing the following particulars to the Prime Minister, pursuant to the provisions of Cabinet Office Order, it may choose not to make all or part of the security deposits for providing type III funds transfer services on or after the day set forth in item (i). In this case, the funds transfer service provider must manage money in the amount equivalent to the amount not less than the amount obtained by multiplying the amount of outstanding obligations in the process of being transferred pertaining to type III funds transfer services as of each business day by the rate set forth in item (ii) (when the rate is changed, the rate that has been changed; hereinafter referred to as the "rate for managing bank deposits or savings" in this Article and Article 59, paragraph (1)) by using the method for managing bank deposits or savings specified in item (i):
Ministry of Justice translation — Japanese Law Translation Database System
**一** 第三種資金移動業に係る各営業日における未達債務の額の全部又は一部に相当する額の金銭を、銀行等に対する預貯金（この項の規定により管理しなければならないものとされている金銭であることがその預貯金口座の名義により明らかなものに限る。）により管理する方法その他の内閣府令で定める方法（以下この条及び第五十三条第二項第二号において「預貯金等管理方法」という。）により管理することを開始する日
art-45-2/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-45-2/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-45-2/par-1/item-1
the day on which the management of money in the amount equivalent to all or part of the amount of outstanding obligations in the process of being transferred pertaining to type III funds transfer services commences as of each business day by the method for managing bank deposits or savings (limited to bank deposits or savings, which is obvious from the name of the account holder, that the money must be managed pursuant to the provisions of this paragraph) or by another method specified by Cabinet Office Order (hereinafter referred to as the "method for managing bank deposits or savings" in this Article and Article 53, paragraph (2), item (ii));
Ministry of Justice translation — Japanese Law Translation Database System
**二** 第三種資金移動業に係る未達債務の額のうち預貯金等管理方法により管理する額の当該未達債務の額に対する割合
art-45-2/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-45-2/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-45-2/par-1/item-2
the percentage of the amount of outstanding obligations in the process of being transferred pertaining to type III funds transfer services that is to be managed by the method for managing bank deposits or savings to the total amount thereof; and
Ministry of Justice translation — Japanese Law Translation Database System
**三** その他内閣府令で定める事項
art-45-2/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-45-2/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-45-2/par-1/item-3
other particulars specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前項の規定の適用を受けている資金移動業者は、預貯金等管理方法による管理の状況について、内閣府令で定めるところにより、定期に、公認会計士（公認会計士法（昭和二十三年法律第百三号）第十六条の二第五項に規定する外国公認会計士を含む。以下同じ。）又は監査法人の監査を受けなければならない。
art-45-2/par-2 · https://japanlaw.org/en/payment-services-act/art-45-2/par-2 · https://japanlaw.org/l/421AC0000000059/art-45-2/par-2
A funds transfer service provider to whom the provisions of the preceding paragraph are applied must undergo a periodic audit by a certified public accountant (including foreign certified public accountant specified in Article 16-2, paragraph (5) of the Certified Public Accountants Act (Act No. 103 of 1948); the same applies hereinafter) or by an audit corporation, with regard to the aspects of management by using the method for managing bank deposits or savings, pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 第一項の規定の適用を受けている資金移動業者は、預貯金等管理割合その他内閣府令で定める事項の変更をしようとするときは、内閣府令で定めるところにより、あらかじめ、当該変更を行う日その他内閣府令で定める事項を記載した届出書を内閣総理大臣に提出しなければならない。
art-45-2/par-3 · https://japanlaw.org/en/payment-services-act/art-45-2/par-3 · https://japanlaw.org/l/421AC0000000059/art-45-2/par-3
When a funds transfer service provider to whom the provisions of paragraph (1) are applied intends to change the rate of management by bank deposits or savings or other particulars specified by Cabinet Office Order, the funds transfer service provider must submit a written notice containing the day on which the change is to be made and other particulars specified by Cabinet Office Order to the Prime Minister in advance, pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第四項** 預貯金等管理割合を引き下げる変更は、前項の届出書に記載された当該変更を行う日における第三種資金移動業に係る履行保証金の額、保全金額、前条第一項に規定する信託財産の額、次条第一項に規定する履行保証人債務引受額、第四十五条の四第一項に規定する履行保証人保証額及び第四十五条の五第一項に規定する履行保証金弁済信託額（当該履行保証金弁済信託額が同項に規定する履行保証金弁済信託契約に基づき信託されている信託財産の額を上回るときは、当該信託財産の額）の合計額が、当該日の直前の基準日における第三種資金移動業に係る要供託額（第一項の規定の適用を受けている資金移動業者が当該変更をする場合にその営む第三種資金移動業について第四十三条第一項の規定により供託しなければならないこととなる履行保証金の額をいう。）以上である場合に限り、行うことができる。
art-45-2/par-4 · https://japanlaw.org/en/payment-services-act/art-45-2/par-4 · https://japanlaw.org/l/421AC0000000059/art-45-2/par-4
A change to lower the rate for managing bank deposits or savings may be made only in the case where the total amount of security deposits for providing funds transfer services, the secured amount, the amount of trust property specified in paragraph (1) of the preceding Article, the performance guarantor's debt assumption amount specified in paragraph (1) of the following Article, the performance guarantor's guarantee amount specified in Article 45-4, paragraph (1) and the amount of the trust for repayment in place of security deposits specified in Article 45-5, paragraph (1) (or, if that amount of the trust for repayment in place of security deposits exceeds the amount of trust property held in trust under the trust agreement for repayment in place of security deposits for providing funds transfer services prescribed in that paragraph, that amount of trust property) pertaining to type III funds transfer services as of the day on which the change is to be made that is stated in the written notice referred to in the preceding paragraph is the amount required for deposit pertaining to type III funds transfer services (meaning the amount of security deposits for providing funds transfer services that a funds transfer service provider to whom the provisions of paragraph (1) are applied must deposit for type III funds transfer services it provides, when making the relevant change, under the provisions of Article 43, paragraph (1)) as of the base date immediately preceding that day, or more.
machine translation, not official
**第五項** 第一項の規定の適用を受けている資金移動業者は、内閣府令で定めるところにより、同項の規定の適用を受けることをやめる日（以下この項において「預貯金等管理終了日」という。）その他内閣府令で定める事項を記載した届出書を内閣総理大臣に提出して、第一項の規定の適用を受けることをやめることができる。ただし、預貯金等管理終了日における第三種資金移動業に係る履行保証金の額、保全金額、前条第一項に規定する信託財産の額、次条第一項に規定する履行保証人債務引受額、第四十五条の四第一項に規定する履行保証人保証額及び第四十五条の五第一項に規定する履行保証金弁済信託額（当該履行保証金弁済信託額が同項に規定する履行保証金弁済信託契約に基づき信託されている信託財産の額を上回るときは、当該信託財産の額）の合計額が、当該預貯金等管理終了日の直前の基準日における第三種資金移動業に係る要供託額（当該資金移動業者が第一項の規定の適用を受けることをやめる場合にその営む第三種資金移動業について第四十三条第一項の規定により供託しなければならないこととなる履行保証金の額をいう。）を下回るときは、この限りでない。
art-45-2/par-5 · https://japanlaw.org/en/payment-services-act/art-45-2/par-5 · https://japanlaw.org/l/421AC0000000059/art-45-2/par-5
A funds transfer service provider to whom the provisions of paragraph (1) are applied may terminate the application of the provisions of that paragraph by submitting a written notice containing the day on which the application of the provisions of that paragraph ends (hereinafter referred to as the "day on which the management by bank deposits or savings ends" in this paragraph) and other particulars specified by Cabinet Office Order to the Prime Minister, pursuant to the provisions of Cabinet Office Order; provided, however, that this does not apply when the total amount of security deposits for providing funds transfer services, the secured amount, the amount of trust property specified in paragraph (1) of the preceding Article, the performance guarantor's debt assumption amount specified in paragraph (1) of the following Article, the performance guarantor's guarantee amount specified in Article 45-4, paragraph (1) and the amount of the trust for repayment in place of security deposits specified in Article 45-5, paragraph (1) (or, if that amount of the trust for repayment in place of security deposits exceeds the amount of trust property held in trust under the trust agreement for repayment in place of security deposits for providing funds transfer services prescribed in that paragraph, that amount of trust property) pertaining to type III funds transfer services as of the day on which the management by bank deposits or savings ends is less than the amount required for deposit pertaining to type III funds transfer services (meaning the amount of security deposits for providing funds transfer services that the funds transfer service provider must deposit for type III funds transfer services it provides, when terminating the application of the provisions of paragraph (1), under the provisions of Article 43, paragraph (1)) as of a base date immediately preceding that day on which the management by bank deposits or savings ends.
machine translation, not official
### 第四十五条の三（履行保証人債務引受契約） — Performance Guarantor's Debt Assumption Contract
caption: machine translation, not official
art-45-3 · https://japanlaw.org/en/payment-services-act/art-45-3 · https://japanlaw.org/l/421AC0000000059/art-45-3
**第一項** 資金移動業者は、履行保証人適格者との間で、その営む資金移動業の種別ごとに履行保証人債務引受契約（当該履行保証人適格者が、当該資金移動業者について破産手続開始の申立て等があったときに、当該資金移動業者が当該種別の資金移動業の利用者の全部又は一部に対して負担する当該資金移動業に係る為替取引に関する債務の全部又は一部の額を引き受ける旨の契約をいう。以下この章において同じ。）を締結し、その旨を内閣総理大臣に届け出たときは、当該履行保証人債務引受契約の効力の存する間、当該履行保証人適格者が当該履行保証人債務引受契約に基づき引き受けることとされている債務の額（以下この章において「履行保証人債務引受額」という。）につき、当該種別の資金移動業に係る履行保証金の全部又は一部の供託をしないことができる。
art-45-3/par-1 · https://japanlaw.org/en/payment-services-act/art-45-3/par-1 · https://japanlaw.org/l/421AC0000000059/art-45-3/par-1
When a funds transfer service provider has concluded a performance guarantor's debt assumption contract (meaning a contract in which a person qualified as a performance guarantor assumes the amount of all or part of the obligations that the funds transfer service provider bears to all or part of the users of that category of funds transfer services with regard to funds transfer transactions pertaining to those funds transfer services, when a petition for commencement of bankruptcy proceedings, etc. is filed against the funds transfer service provider; the same applies in this Chapter) with a person qualified as a performance guarantor for each category of funds transfer services that it provides and has notified the Prime Minister to that effect, it may choose not to make all or part of the security deposits for providing funds transfer services for the relevant category of funds transfer services with regard to the amount of obligations that the person qualified as a performance guarantor is to assume under that performance guarantor's debt assumption contract (hereinafter referred to as the "performance guarantor's debt assumption amount" in this Chapter), limited to the period during which that performance guarantor's debt assumption contract remains in force.
machine translation, not official
**第二項** 履行保証人債務引受契約は、次に掲げる事項を内容として含むものでなければならない。
art-45-3/par-2 · https://japanlaw.org/en/payment-services-act/art-45-3/par-2 · https://japanlaw.org/l/421AC0000000059/art-45-3/par-2
A performance guarantor's debt assumption contract must include the following particulars:
machine translation, not official
**一** 内閣総理大臣の命令があった場合には、履行保証人債務引受契約に基づく資金移動業の利用者に対する債務の引受け又はその引き受けた債務の弁済に代えて、履行保証人適格者が履行保証人債務引受額の全部又は一部を供託すること。
art-45-3/par-2/item-1 · https://japanlaw.org/en/payment-services-act/art-45-3/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-45-3/par-2/item-1
in response to an order by the Prime Minister, a person qualified as a performance guarantor deposits all or part of the performance guarantor's debt assumption amount in lieu of the assumption of obligations to users of funds transfer services under the performance guarantor's debt assumption contract or the performance of the obligations so assumed; and
machine translation, not official
**二** その他内閣府令で定める事項
art-45-3/par-2/item-2 · https://japanlaw.org/en/payment-services-act/art-45-3/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-45-3/par-2/item-2
other particulars specified by Cabinet Office Order.
machine translation, not official
### 第四十五条の四（履行保証人保証契約） — Performance Guarantor's Guarantee Contract
caption: machine translation, not official
art-45-4 · https://japanlaw.org/en/payment-services-act/art-45-4 · https://japanlaw.org/l/421AC0000000059/art-45-4
**第一項** 資金移動業者は、その営む資金移動業の種別ごとに履行保証人適格者に対し、当該資金移動業の利用者との間における履行保証人保証契約（当該履行保証人適格者が、当該資金移動業者について破産手続開始の申立て等があったときに、当該資金移動業者が当該利用者に対して負担する当該種別の資金移動業に係る為替取引に関する債務の全部又は一部を保証する旨の契約をいう。以下この章において同じ。）の締結の委託をし、当該委託に基づき当該履行保証人適格者と当該利用者との間で履行保証人保証契約が締結されたことを内閣総理大臣に届け出たときは、当該履行保証人保証契約の効力の存する間、当該履行保証人適格者が当該履行保証人保証契約に基づき当該利用者に対して負担することとされている保証債務の額（以下この章において「履行保証人保証額」という。）につき、当該種別の資金移動業に係る履行保証金の全部又は一部の供託をしないことができる。
art-45-4/par-1 · https://japanlaw.org/en/payment-services-act/art-45-4/par-1 · https://japanlaw.org/l/421AC0000000059/art-45-4/par-1
When a funds transfer service provider has entrusted a person qualified as a performance guarantor, for each category of funds transfer services that it provides, with the conclusion, with the users of those funds transfer services, of a performance guarantor's guarantee contract (meaning a contract in which the person qualified as a performance guarantor guarantees all or part of the obligations that the funds transfer service provider bears to those users with regard to funds transfer transactions pertaining to that category of funds transfer services, when a petition for commencement of bankruptcy proceedings, etc. is filed against the funds transfer service provider; the same applies in this Chapter), and has notified the Prime Minister that, based on that entrustment, a performance guarantor's guarantee contract has been concluded between the person qualified as a performance guarantor and those users, it may choose not to make all or part of the security deposits for providing funds transfer services for the relevant category of funds transfer services with regard to the amount of the guarantee obligations that the person qualified as a performance guarantor is to bear to those users under that performance guarantor's guarantee contract (hereinafter referred to as the "performance guarantor's guarantee amount" in this Chapter), limited to the period during which that performance guarantor's guarantee contract remains in force.
machine translation, not official
**第二項** 履行保証人保証契約は、次に掲げる事項を内容として含むものでなければならない。
art-45-4/par-2 · https://japanlaw.org/en/payment-services-act/art-45-4/par-2 · https://japanlaw.org/l/421AC0000000059/art-45-4/par-2
A performance guarantor's guarantee contract must include the following particulars:
machine translation, not official
**一** 内閣総理大臣の命令があった場合には、履行保証人保証契約に基づく資金移動業の利用者に対する保証債務の弁済に代えて、履行保証人適格者が履行保証人保証額の全部又は一部を供託すること。
art-45-4/par-2/item-1 · https://japanlaw.org/en/payment-services-act/art-45-4/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-45-4/par-2/item-1
in response to an order by the Prime Minister, a person qualified as a performance guarantor deposits all or part of the performance guarantor's guarantee amount in lieu of the performance of the guarantee obligations to users of funds transfer services under the performance guarantor's guarantee contract; and
machine translation, not official
**二** その他内閣府令で定める事項
art-45-4/par-2/item-2 · https://japanlaw.org/en/payment-services-act/art-45-4/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-45-4/par-2/item-2
other particulars specified by Cabinet Office Order.
machine translation, not official
### 第四十五条の五（履行保証金弁済信託契約） — Trust Agreement for Repayment in Place of Security Deposits for Providing Funds Transfer Services
caption: machine translation, not official
art-45-5 · https://japanlaw.org/en/payment-services-act/art-45-5 · https://japanlaw.org/l/421AC0000000059/art-45-5
**第一項** 資金移動業者は、信託会社等との間で、その営む資金移動業の種別ごとに履行保証金弁済信託契約（当該信託会社等が、当該資金移動業者について破産手続開始の申立て等があったときに信託財産を当該資金移動業者が当該種別の資金移動業の利用者の全部又は一部に対して負担する当該資金移動業に係る為替取引に関する債務の全部又は一部の弁済に充てることを信託の目的として、当該信託財産の管理その他の当該目的の達成のために必要な行為をすべき旨の信託契約をいう。以下この章において同じ。）を締結し、その旨を内閣総理大臣に届け出たときは、当該履行保証金弁済信託契約に基づき信託財産が信託されている間、履行保証金弁済信託契約に基づき当該信託財産をもって弁済に充てることとされている債務の額（以下この章において「履行保証金弁済信託額」といい、当該履行保証金弁済信託額が当該信託財産の額を上回るときは、当該信託財産の額）につき、当該種別の資金移動業に係る履行保証金の全部又は一部の供託をしないことができる。
art-45-5/par-1 · https://japanlaw.org/en/payment-services-act/art-45-5/par-1 · https://japanlaw.org/l/421AC0000000059/art-45-5/par-1
When a funds transfer service provider has concluded a trust agreement for repayment in place of security deposits for providing funds transfer services (meaning a trust agreement whose purpose is to apply the trust property, when a petition for commencement of bankruptcy proceedings, etc. is filed against the funds transfer service provider, to the repayment of all or part of the obligations that the funds transfer service provider bears to all or part of the users of that category of funds transfer services with regard to funds transfer transactions pertaining to those funds transfer services, and which states that the trust company, etc. carries out necessary acts including the management of the trust property for achieving that purpose; the same applies in this Chapter) with a trust company, etc. for each category of funds transfer services that it provides and has notified the Prime Minister to that effect, it may choose not to make all or part of the security deposits for providing funds transfer services for the relevant category of funds transfer services with regard to the amount of obligations that the trust property is to be applied to repay under that trust agreement for repayment in place of security deposits for providing funds transfer services (hereinafter referred to as the "amount of the trust for repayment in place of security deposits" in this Chapter; or, if that amount of the trust for repayment in place of security deposits exceeds the amount of the trust property, the amount of that trust property), limited to the period during which the trust property is held in trust under that trust agreement for repayment in place of security deposits for providing funds transfer services.
machine translation, not official
**第二項** 履行保証金弁済信託契約は、次に掲げる事項をその内容とするものでなければならない。
art-45-5/par-2 · https://japanlaw.org/en/payment-services-act/art-45-5/par-2 · https://japanlaw.org/l/421AC0000000059/art-45-5/par-2
A trust agreement for repayment in place of security deposits for providing funds transfer services must include the following particulars:
machine translation, not official
**一** 履行保証金弁済信託契約を締結する資金移動業者が行う為替取引（当該履行保証金弁済信託契約に係る種別の資金移動業に係るものに限る。）の利用者を受益者とすること。
art-45-5/par-2/item-1 · https://japanlaw.org/en/payment-services-act/art-45-5/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-45-5/par-2/item-1
the beneficiaries are to be the users of funds transfer transactions carried out by the funds transfer service provider that is the party to the trust agreement for repayment in place of security deposits for providing funds transfer services (limited to funds transfer transactions for the category of funds transfer services pertaining to the trust agreement for repayment in place of security deposits for providing funds transfer services);
machine translation, not official
**二** 受益者代理人を置いていること。
art-45-5/par-2/item-2 · https://japanlaw.org/en/payment-services-act/art-45-5/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-45-5/par-2/item-2
an agent of the beneficiaries is appointed;
machine translation, not official
**三** 内閣総理大臣の命令があった場合には、履行保証金弁済信託契約に基づく受益者に対する弁済に代えて、信託会社等が信託財産を換価し、履行保証金弁済信託額（当該履行保証金弁済信託額が履行保証金弁済信託契約に基づき信託されている信託財産を換価した額を上回るときは、当該信託財産を換価した額）の全部又は一部を供託すること。
art-45-5/par-2/item-3 · https://japanlaw.org/en/payment-services-act/art-45-5/par-2/item-3 · https://japanlaw.org/l/421AC0000000059/art-45-5/par-2/item-3
in response to an order by the Prime Minister, a trust company, etc. realizes the trust property and deposits all or part of the amount of the trust for repayment in place of security deposits (or, if that amount of the trust for repayment in place of security deposits exceeds the amount realized from the trust property held in trust under the trust agreement for repayment in place of security deposits for providing funds transfer services, the amount realized from that trust property), in lieu of repayment to the beneficiaries under the trust agreement for repayment in place of security deposits for providing funds transfer services; and
machine translation, not official
**四** その他内閣府令で定める事項
art-45-5/par-2/item-4 · https://japanlaw.org/en/payment-services-act/art-45-5/par-2/item-4 · https://japanlaw.org/l/421AC0000000059/art-45-5/par-2/item-4
other particulars specified by Cabinet Office Order.
machine translation, not official
**第三項** 履行保証金弁済信託契約に基づき信託される信託財産については、第四十五条第三項の規定を準用する。
art-45-5/par-3 · https://japanlaw.org/en/payment-services-act/art-45-5/par-3 · https://japanlaw.org/l/421AC0000000059/art-45-5/par-3
The provisions of Article 45, paragraph (3) apply mutatis mutandis to the trust property held in trust under a trust agreement for repayment in place of security deposits for providing funds transfer services.
machine translation, not official
### 第四十六条（供託命令） — (Order to Deposit)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-46 · https://japanlaw.org/en/payment-services-act/art-46 · https://japanlaw.org/l/421AC0000000059/art-46
**第一項** 内閣総理大臣は、資金移動業の利用者の利益の保護のために必要があると認めるときは、次の各号に掲げる者に対し、当該各号に定める額の全部又は一部を供託すべき旨を命ずることができる。
art-46/par-1 · https://japanlaw.org/en/payment-services-act/art-46/par-1 · https://japanlaw.org/l/421AC0000000059/art-46/par-1
When the Prime Minister finds it necessary for the protection of the interests of users of funds transfer services, the Minister may order the persons set forth in the following items to deposit all or part of the amounts specified in those respective items.
machine translation, not official
**一** 履行保証金保全契約を締結した資金移動業者又は当該履行保証金保全契約の相手方 保全金額
art-46/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-46/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-46/par-1/item-1
a funds transfer service provider that has concluded a guarantee contract for security deposits for providing funds transfer services, or the counterparty to that guarantee contract for security deposits for providing funds transfer services: the secured amount;
machine translation, not official
**二** 履行保証金信託契約を締結した資金移動業者又は当該履行保証金信託契約の相手方 履行保証金信託契約に基づき信託されている信託財産を換価した額
art-46/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-46/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-46/par-1/item-2
a funds transfer service provider that has concluded a trust agreement for security deposits for providing funds transfer services, or the counterparty to that trust agreement for security deposits for providing funds transfer services: the amount realized from the trust property held in trust under the trust agreement for security deposits for providing funds transfer services;
machine translation, not official
**三** 履行保証人債務引受契約を締結した資金移動業者又は当該履行保証人債務引受契約の相手方 履行保証人債務引受額
art-46/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-46/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-46/par-1/item-3
a funds transfer service provider that has concluded a performance guarantor's debt assumption contract, or the counterparty to that performance guarantor's debt assumption contract: the performance guarantor's debt assumption amount;
machine translation, not official
**四** その営む資金移動業に係る為替取引に関する債務について履行保証人保証契約が締結された資金移動業者又は当該履行保証人保証契約を締結した履行保証人適格者 履行保証人保証額
art-46/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-46/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-46/par-1/item-4
a funds transfer service provider with respect to whose obligations in relation to funds transfer transactions pertaining to the funds transfer services that it provides a performance guarantor's guarantee contract has been concluded, or the person qualified as a performance guarantor that has concluded that performance guarantor's guarantee contract: the performance guarantor's guarantee amount;
machine translation, not official
**五** 履行保証金弁済信託契約を締結した資金移動業者又は当該履行保証金弁済信託契約の相手方 履行保証金弁済信託額（当該履行保証金弁済信託額が履行保証金弁済信託契約に基づき信託されている信託財産を換価した額を上回るときは、当該信託財産を換価した額）
art-46/par-1/item-5 · https://japanlaw.org/en/payment-services-act/art-46/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-46/par-1/item-5
a funds transfer service provider that has concluded a trust agreement for repayment in place of security deposits for providing funds transfer services, or the counterparty to that trust agreement for repayment in place of security deposits for providing funds transfer services: the amount of the trust for repayment in place of security deposits (or, if that amount of the trust for repayment in place of security deposits exceeds the amount realized from the trust property held in trust under the trust agreement for repayment in place of security deposits for providing funds transfer services, the amount realized from that trust property).
machine translation, not official
### 第四十七条（履行保証金の取戻し） — (Recovery of Security Deposits for Providing Funds Transfer Services)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-47 · https://japanlaw.org/en/payment-services-act/art-47 · https://japanlaw.org/l/421AC0000000059/art-47
**第一項** 一の種別の資金移動業に係る履行保証金は、次の各号のいずれかに該当する場合には、政令で定めるところにより、その全部又は一部を取り戻すことができる。
art-47/par-1 · https://japanlaw.org/en/payment-services-act/art-47/par-1 · https://japanlaw.org/l/421AC0000000059/art-47/par-1
All or part of the security deposits for providing only one type of funds transfer service may be recovered, pursuant to the provisions of Cabinet Order, if any of the requirements specified in the following items are satisfied:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 直前の基準日（第一種資金移動業にあっては、各営業日）における要供託額（資金移動業者が第四十三条第一項の規定により供託しなければならない履行保証金の額をいう。）が、当該基準日における履行保証金の額、保全金額、第四十五条第一項に規定する信託財産の額、履行保証人債務引受額、履行保証人保証額及び履行保証金弁済信託額（当該履行保証金弁済信託額が履行保証金弁済信託契約に基づき信託されている信託財産の額を上回るときは、当該信託財産の額）の合計額を下回るとき。
art-47/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-47/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-47/par-1/item-1
when the amount required for deposit (meaning the amount of security deposits for providing funds transfer services which must be made by a funds transfer service provider, pursuant to the provisions of Article 43, paragraph (1)) as of the immediately preceding base date (for type I funds transfer services, as of each business day) is less than the total amount of security deposits for providing funds transfer services, the secured amount, the amount of trust property specified in Article 45, paragraph (1), the performance guarantor's debt assumption amount, the performance guarantor's guarantee amount and the amount of the trust for repayment in place of security deposits (or, if that amount of the trust for repayment in place of security deposits exceeds the amount of trust property held in trust under the trust agreement for repayment in place of security deposits for providing funds transfer services, that amount of trust property) as of that base date;
machine translation, not official
**二** 第五十九条第一項の権利の実行の手続が終了したとき。
art-47/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-47/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-47/par-1/item-2
when the procedure for the fulfillment of the right specified in Article 59, paragraph (1) is completed; and
Ministry of Justice translation — Japanese Law Translation Database System
**三** 為替取引に関し負担する債務の履行を完了した場合として政令で定める場合
art-47/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-47/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-47/par-1/item-3
the case specified by Cabinet Order, as the case in which the performance of obligations borne in relation to funds transfer transactions is completed.
Ministry of Justice translation — Japanese Law Translation Database System
### 第四十八条（履行保証金の保管替えその他の手続） — (Change of Official Depository for Security Deposits for Providing Funds Transfer Services and Other Procedures)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-48 · https://japanlaw.org/en/payment-services-act/art-48 · https://japanlaw.org/l/421AC0000000059/art-48
**第一項** この節に規定するもののほか、資金移動業者の本店の所在地の変更に伴う履行保証金の保管替えその他履行保証金の供託に関し必要な事項は、内閣府令・法務省令で定める。
art-48/par-1 · https://japanlaw.org/en/payment-services-act/art-48/par-1 · https://japanlaw.org/l/421AC0000000059/art-48/par-1
Beyond what is provided for in this Section, a change of official depository for security deposits for providing funds transfer services due to the change of the location of the head office of a funds transfer service provider and other particulars necessary for making the security deposits for providing funds transfer services are prescribed by Cabinet Office Order and Ministry of Justice Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第四十九条（情報の安全管理） — (Management of Information Security)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-49 · https://japanlaw.org/en/payment-services-act/art-49 · https://japanlaw.org/l/421AC0000000059/art-49
**第一項** 資金移動業者は、内閣府令で定めるところにより、資金移動業に係る情報の漏えい、滅失又はき損の防止その他の当該情報の安全管理のために必要な措置を講じなければならない。
art-49/par-1 · https://japanlaw.org/en/payment-services-act/art-49/par-1 · https://japanlaw.org/l/421AC0000000059/art-49/par-1
A funds transfer service provider must, pursuant to the provisions of Cabinet Office Order, take necessary measures for preventing leakage, loss, or damage of information pertaining to the funds transfer services and otherwise ensuring safe control of the handling of that information.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十条（委託先に対する指導） — (Guidance of Entrusted Parties)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-50 · https://japanlaw.org/en/payment-services-act/art-50 · https://japanlaw.org/l/421AC0000000059/art-50
**第一項** 資金移動業者は、資金移動業の一部を第三者に委託（二以上の段階にわたる委託を含む。）をした場合には、内閣府令で定めるところにより、当該委託に係る業務の委託先に対する指導その他の当該業務の適正かつ確実な遂行を確保するために必要な措置を講じなければならない。
art-50/par-1 · https://japanlaw.org/en/payment-services-act/art-50/par-1 · https://japanlaw.org/l/421AC0000000059/art-50/par-1
If a funds transfer service provider entrusts (including the case under multi-tier entrustment arrangements) part of the funds transfer service to a third party, the funds transfer service provider must provide guidance to the third party to whom the relevant business has been entrusted and take other measures necessary for ensuring the operation of the business in a proper and steady manner pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十一条（利用者の保護等に関する措置） — (Measures for Customer Protection)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-51 · https://japanlaw.org/en/payment-services-act/art-51 · https://japanlaw.org/l/421AC0000000059/art-51
**第一項** 資金移動業者は、内閣府令で定めるところにより、銀行等が行う為替取引との誤認を防止するための説明、手数料その他の資金移動業に係る契約の内容についての情報の提供、利用者から受け入れた資金のうち為替取引に用いられることがないと認められるものを保有しないための措置その他の資金移動業の利用者の保護を図り、及び資金移動業の適正かつ確実な遂行を確保するために必要な措置を講じなければならない。
art-51/par-1 · https://japanlaw.org/en/payment-services-act/art-51/par-1 · https://japanlaw.org/l/421AC0000000059/art-51/par-1
A funds transfer service provider must, pursuant to the provisions of Cabinet Office Order, provide explanation to prevent users from mistaking its business for funds transfer transactions carried out by a Deposit-Taking Institution, and provide information about fees and other terms and conditions of contracts related to the funds transfer services and take measures not to hold part of funds received from users that is found unlikely to be used for funds transfer transactions or other measures necessary for protecting the users of funds transfer services and ensuring the proper and secure conduct of funds transfer services.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十一条の二（第一種資金移動業に関し負担する債務の制限） — (Restrictions on Obligations to be Borne in Relation to Type I Funds Transfer Services)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-51-2 · https://japanlaw.org/en/payment-services-act/art-51-2 · https://japanlaw.org/l/421AC0000000059/art-51-2
**第一項** 資金移動業者（第一種資金移動業を営む者に限る。次項において同じ。）は、第一種資金移動業の各利用者に対し、移動する資金の額、資金を移動する日その他の内閣府令で定める事項が明らかでない為替取引（第一種資金移動業に係るものに限る。同項において同じ。）に関する債務を負担してはならない。
art-51-2/par-1 · https://japanlaw.org/en/payment-services-act/art-51-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-51-2/par-1
A funds transfer service provider (limited to a person providing type I funds transfer services; the same applies in the following paragraph) must not bear obligations in relation to funds transfer transactions (limited to funds transfer transactions pertaining to type I funds transfer services; the same applies in the following paragraph) for which the amount of funds to be transferred, the day on which the funds are transferred, and other particulars specified by Cabinet Office Order are not clear to users of type I funds transfer services.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 資金移動業者は、資金の移動に関する事務を処理するために必要な期間その他の内閣府令で定める期間を超えて為替取引に関する債務を負担してはならない。
art-51-2/par-2 · https://japanlaw.org/en/payment-services-act/art-51-2/par-2 · https://japanlaw.org/l/421AC0000000059/art-51-2/par-2
A funds transfer service provider must not bear obligations in relation to funds transfer transactions beyond the period necessary for processing the transfer of funds or another period specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十一条の三（第三種資金移動業に関し負担する債務の額の制限） — (Restrictions on the Amount of Obligations to be Borne in Relation to Type III Funds Transfer Services)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-51-3 · https://japanlaw.org/en/payment-services-act/art-51-3 · https://japanlaw.org/l/421AC0000000059/art-51-3
**第一項** 資金移動業者（第三種資金移動業を営む者に限る。）は、第三種資金移動業の各利用者に対し、政令で定める額を超える額の債務（第三種資金移動業に係る為替取引に関し負担する債務に限る。）を負担してはならない。
art-51-3/par-1 · https://japanlaw.org/en/payment-services-act/art-51-3/par-1 · https://japanlaw.org/l/421AC0000000059/art-51-3/par-1
A funds transfer service provider (limited to a person providing type III funds transfer services) must not bear obligations (limited to obligations borne in relation to funds transfer transactions pertaining to type III funds transfer services) in an amount exceeding the amount for users of type III funds transfer services specified by Cabinet Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十一条の四（指定資金移動業務紛争解決機関との契約締結義務等） — (Obligation to Conclude Contract with Designated Dispute Resolution Organizations for Funds Transfer Services)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-51-4 · https://japanlaw.org/en/payment-services-act/art-51-4 · https://japanlaw.org/l/421AC0000000059/art-51-4
**第一項** 資金移動業者は、次の各号に掲げる場合の区分に応じ、当該各号に定める措置を講じなければならない。
art-51-4/par-1 · https://japanlaw.org/en/payment-services-act/art-51-4/par-1 · https://japanlaw.org/l/421AC0000000059/art-51-4/par-1
A funds transfer service provider must take the measures specified in the following items according to the categories of cases set forth therein:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 指定資金移動業務紛争解決機関（指定紛争解決機関であってその紛争解決等業務の種別が資金移動業務であるものをいう。以下この条において同じ。）が存在する場合 一の指定資金移動業務紛争解決機関との間で資金移動業に係る手続実施基本契約（第九十九条第一項第八号に規定する手続実施基本契約をいう。次項において同じ。）を締結する措置
art-51-4/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-51-4/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-51-4/par-1/item-1
if one or more designated dispute resolution organizations for funds transfer services (meaning designated dispute resolution organizations for which the category of dispute resolution services is a funds transfer service; hereinafter the same applies in this Article) exist:measures to conclude a basic contract for execution of procedures with a designated dispute resolution organization for funds transfer service (meaning a basic contract for execution of procedures prescribed in Article 99, paragraph (1), item (viii); the same applies in the following paragraph) pertaining to the funds transfer service; or
Ministry of Justice translation — Japanese Law Translation Database System
**二** 指定資金移動業務紛争解決機関が存在しない場合 資金移動業に関する苦情処理措置及び紛争解決措置
art-51-4/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-51-4/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-51-4/par-1/item-2
if no designated dispute resolution organization for funds transfer services exists:complaint processing measures and dispute resolution measures pertaining to the funds transfer service.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 資金移動業者は、前項の規定により手続実施基本契約を締結する措置を講じた場合には、当該手続実施基本契約の相手方である指定資金移動業務紛争解決機関の商号又は名称を公表しなければならない。
art-51-4/par-2 · https://japanlaw.org/en/payment-services-act/art-51-4/par-2 · https://japanlaw.org/l/421AC0000000059/art-51-4/par-2
If a funds transfer service provider implements measures to conclude a basic contract for execution of procedures pursuant to the provisions of the preceding paragraph, the funds transfer service provider must publicly announce the trade name or other name of the designated dispute resolution organization for funds transfer services that is the counterparty to the basic contract for execution of procedures.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 第一項の規定は、次の各号に掲げる場合の区分に応じ、当該各号に定める期間においては、適用しない。
art-51-4/par-3 · https://japanlaw.org/en/payment-services-act/art-51-4/par-3 · https://japanlaw.org/l/421AC0000000059/art-51-4/par-3
The provisions of paragraph (1) do not apply during the period specified in the following items according to the respective categories of cases prescribed therein:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 第一項第一号に掲げる場合に該当していた場合において、同項第二号に掲げる場合に該当することとなったとき 第百一条第一項において読み替えて準用する銀行法第五十二条の八十三第一項の規定による紛争解決等業務の廃止の認可又は第百条第一項の規定による指定の取消しの時に、同号に定める措置を講ずるために必要な期間として内閣総理大臣が定める期間
art-51-4/par-3/item-1 · https://japanlaw.org/en/payment-services-act/art-51-4/par-3/item-1 · https://japanlaw.org/l/421AC0000000059/art-51-4/par-3/item-1
if a funds transfer service provider who initially fell under paragraph (1), item (i) has come to fall under paragraph (1), item (ii):A period specified by the Prime Minister as that necessary for taking measures specified in paragraph (1), item (ii) when authorization is granted for the discontinuation of the dispute resolution services referred to in Article 52-83, paragraph (1) of the Banking Act as applied mutatis mutandis pursuant to Article 101, paragraph (1) following the deemed replacement of terms or designation is revoked pursuant to the provisions of Article 100, paragraph (1);
Ministry of Justice translation — Japanese Law Translation Database System
**二** 第一項第一号に掲げる場合に該当していた場合において、同号の一の指定資金移動業務紛争解決機関の紛争解決等業務の廃止が第百一条第一項において読み替えて準用する銀行法第五十二条の八十三第一項の規定により認可されたとき、又は同号の一の指定資金移動業務紛争解決機関の第九十九条第一項の規定による指定が第百条第一項の規定により取り消されたとき（前号に掲げる場合を除く。） その認可又は取消しの時に、第一項第一号に定める措置を講ずるために必要な期間として内閣総理大臣が定める期間
art-51-4/par-3/item-2 · https://japanlaw.org/en/payment-services-act/art-51-4/par-3/item-2 · https://japanlaw.org/l/421AC0000000059/art-51-4/par-3/item-2
if a funds transfer service provider falls under paragraph (1), item (i), when authorization is granted for the discontinuation of the dispute resolution services by the Designated Dispute Resolution Organization for Funds Transfer Services mentioned in that item of Article 52-83, paragraph (1) of the Banking Act as applied mutatis mutandis pursuant to Article 101, paragraph (1) following the replacement of terms or the designation granted to the Designated Dispute Resolution Organization for Funds Transfer Services under the provision of Article 99, paragraph (1) is revoked pursuant to the provisions of Article 100, paragraph (1) (excluding the case specified in the preceding item):A period specified by the Prime Minister as the period necessary for taking measures specified in paragraph (1), item (i) at the time of the authorization or revocation; or
Ministry of Justice translation — Japanese Law Translation Database System
**三** 第一項第二号に掲げる場合に該当していた場合において、同項第一号に掲げる場合に該当することとなったとき 第九十九条第一項の規定による指定の時に、同号に定める措置を講ずるために必要な期間として内閣総理大臣が定める期間
art-51-4/par-3/item-3 · https://japanlaw.org/en/payment-services-act/art-51-4/par-3/item-3 · https://japanlaw.org/l/421AC0000000059/art-51-4/par-3/item-3
if a funds transfer service provider who initially fell under paragraph (1), item (ii) has come to fall under paragraph (1), item (i):A period specified by the Prime Minister as the period necessary for taking measures specified in paragraph (1), item (i) when designation is granted under the provisions of Article 99, paragraph (1).
Ministry of Justice translation — Japanese Law Translation Database System
**第四項** 第一項第二号の「苦情処理措置」とは、利用者からの苦情の処理の業務に従事する使用人その他の従業者に対する助言若しくは指導を消費生活に関する消費者と事業者との間に生じた苦情に係る相談その他の消費生活に関する事項について専門的な知識経験を有する者として内閣府令で定める者に行わせること又はこれに準ずるものとして内閣府令で定める措置をいう。
art-51-4/par-4 · https://japanlaw.org/en/payment-services-act/art-51-4/par-4 · https://japanlaw.org/l/421AC0000000059/art-51-4/par-4
The term "complaint processing measures" as used in paragraph (1), item (ii) means having a person specified by Cabinet Office Order as one who has expert knowledge and experience with regard to consultation regarding complaints on consumer affairs that the consumer made against the service provider or in other areas of consumer affairs, to provide advice or guidance to employees or other workers who engage in the business of processing complaints from the users or any other measures specified by Cabinet Office Order as similar thereto.
Ministry of Justice translation — Japanese Law Translation Database System
**第五項** 第一項第二号の「紛争解決措置」とは、利用者との紛争の解決を認証紛争解決手続（裁判外紛争解決手続の利用の促進に関する法律（平成十六年法律第百五十一号）第二条第三号に規定する認証紛争解決手続をいう。第六十二条の十六第五項及び第六十三条の十二第五項において同じ。）により図ること又はこれに準ずるものとして内閣府令で定める措置をいう。
art-51-4/par-5 · https://japanlaw.org/en/payment-services-act/art-51-4/par-5 · https://japanlaw.org/l/421AC0000000059/art-51-4/par-5
The term "dispute resolution measures" as used in paragraph (1), item (ii) means seeking resolution of a dispute with the user through the authorized dispute resolution procedures (meaning the authorized dispute resolution procedures prescribed in Article 2, item (iii) of the Act on Promoting the Use of Alternative Dispute Resolution (Act No. 151 of 2004); the same applies in Article 62-16, paragraph (5) and Article 63-12, paragraph (5)) or any other measures specified by Cabinet Office Order as similar thereto.
Ministry of Justice translation — Japanese Law Translation Database System
## 第三節 監督 — Section 3 Supervision
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-3/sec-3 · https://japanlaw.org/en/payment-services-act/ch-3/sec-3 · https://japanlaw.org/l/421AC0000000059/ch-3/sec-3
### 第五十二条（帳簿書類） — (Books and Documents)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52 · https://japanlaw.org/en/payment-services-act/art-52 · https://japanlaw.org/l/421AC0000000059/art-52
**第一項** 資金移動業者は、内閣府令で定めるところにより、その資金移動業に関する帳簿書類を作成し、これを保存しなければならない。
art-52/par-1 · https://japanlaw.org/en/payment-services-act/art-52/par-1 · https://japanlaw.org/l/421AC0000000059/art-52/par-1
A funds transfer service provider must, pursuant to the provisions of Cabinet Office Order, prepare and maintain the books and documents on its funds transfer service.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十三条（報告書） — (Written Reports)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-53 · https://japanlaw.org/en/payment-services-act/art-53 · https://japanlaw.org/l/421AC0000000059/art-53
**第一項** 資金移動業者は、事業年度ごとに、内閣府令で定めるところにより、資金移動業に関する報告書を作成し、内閣総理大臣に提出しなければならない。
art-53/par-1 · https://japanlaw.org/en/payment-services-act/art-53/par-1 · https://japanlaw.org/l/421AC0000000059/art-53/par-1
A funds transfer service provider must, pursuant to the provisions of Cabinet Office Order, prepare a written report on its funds transfer services for each business year and submit it to the Prime Minister.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 資金移動業者は、前項の報告書のほか、六月を超えない範囲内で内閣府令で定める期間（第二号において単に「期間」という。）ごとに、内閣府令で定めるところにより、次の各号に掲げる資金移動業者の区分に応じ、当該各号に定める報告書を作成し、内閣総理大臣に提出しなければならない。
art-53/par-2 · https://japanlaw.org/en/payment-services-act/art-53/par-2 · https://japanlaw.org/l/421AC0000000059/art-53/par-2
In addition to the written reports prescribed in the preceding paragraph, a funds transfer service provider must prepare a written report specified in the following items in accordance with the respective types of funds transfer service providers set forth therein for each period specified by Cabinet Office Order not exceeding six months (simply referred to as the "period" in item (ii)), and submit it to the Prime Minister, pursuant to the provisions of Cabinet Office Order:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 次号に掲げる者以外の資金移動業者 未達債務の額及び履行保証金の供託、履行保証金保全契約、履行保証金信託契約、履行保証人債務引受契約、履行保証人保証契約又は履行保証金弁済信託契約に関する報告書
art-53/par-2/item-1 · https://japanlaw.org/en/payment-services-act/art-53/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-53/par-2/item-1
funds transfer service providers other than those set forth in the following item: a written report on the amount of outstanding obligations in the process of being transferred, and the status of security deposits for providing funds transfer services, guarantee contracts for security deposits for providing funds transfer services, trust agreements for security deposits for providing funds transfer services, performance guarantor's debt assumption contracts, performance guarantor's guarantee contracts, or trust agreements for repayment in place of security deposits for providing funds transfer services; or
machine translation, not official
**二** 直前の期間において第四十五条の二第一項の規定の適用を受けていた資金移動業者 前号に定める報告書及び第三種資金移動業に係る預貯金等管理方法による管理の状況に関する報告書
art-53/par-2/item-2 · https://japanlaw.org/en/payment-services-act/art-53/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-53/par-2/item-2
funds transfer service providers to whom the provisions of Article 45-2, paragraph (1) were applied in the immediately preceding period:the written report specified in the preceding item and a written report on the status of management by the method of management by bank deposits or savings pertaining to type III funds transfer services.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 前二項の報告書には、次の各号に掲げる資金移動業者の区分に応じ、当該各号に定める書類を添付しなければならない。
art-53/par-3 · https://japanlaw.org/en/payment-services-act/art-53/par-3 · https://japanlaw.org/l/421AC0000000059/art-53/par-3
Documents specified in the following items in accordance with the respective types of funds transfer service providers set forth therein must be attached to the written report referred to in the preceding two paragraphs:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 前項第一号に掲げる者 財務に関する書類その他の内閣府令で定める書類
art-53/par-3/item-1 · https://japanlaw.org/en/payment-services-act/art-53/par-3/item-1 · https://japanlaw.org/l/421AC0000000059/art-53/par-3/item-1
a person set forth in item (i) of the preceding paragraph:documents concerning finance and other documents specified by Cabinet Office Order; or
Ministry of Justice translation — Japanese Law Translation Database System
**二** 前項第二号に掲げる者 財務に関する書類、当該書類についての公認会計士又は監査法人の監査報告書その他の内閣府令で定める書類
art-53/par-3/item-2 · https://japanlaw.org/en/payment-services-act/art-53/par-3/item-2 · https://japanlaw.org/l/421AC0000000059/art-53/par-3/item-2
a person set forth in item (ii) of the preceding paragraph:documents concerning finance, an audit report prepared by a certified public accountant or audit corporation regarding these documents, and other documents specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十四条（立入検査等） — (On-Site Inspections)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-54 · https://japanlaw.org/en/payment-services-act/art-54 · https://japanlaw.org/l/421AC0000000059/art-54
**第一項** 内閣総理大臣は、資金移動業の適正かつ確実な遂行のために必要があると認めるときは、資金移動業者に対し当該資金移動業者の業務若しくは財産に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該資金移動業者の営業所その他の施設に立ち入らせ、その業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。
art-54/par-1 · https://japanlaw.org/en/payment-services-act/art-54/par-1 · https://japanlaw.org/l/421AC0000000059/art-54/par-1
When the Prime Minister finds it necessary for the provision of funds transfer service in a proper and steady manner, the Minister may order a funds transfer service provider to submit reports or materials that can be used as reference for its business or property, or have officials enter the business office or other facility of that funds transfer service provider, ask questions about the status of its business or property or inspect its books and documents or other items.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、資金移動業の適正かつ確実な遂行のため特に必要があると認めるときは、その必要の限度において、当該資金移動業者から業務の委託を受けた者（その者から委託（二以上の段階にわたる委託を含む。）を受けた者を含む。以下この条及び第六十条において同じ。）に対し当該資金移動業者の業務若しくは財産の状況に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該資金移動業者から業務の委託を受けた者の施設に立ち入らせ、当該資金移動業者の業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。
art-54/par-2 · https://japanlaw.org/en/payment-services-act/art-54/par-2 · https://japanlaw.org/l/421AC0000000059/art-54/par-2
When the Prime Minister finds it particularly necessary for the provision of funds transfer service in a proper and steady manner, the Minister may order a person to whom business has been entrusted by the funds transfer service provider (including persons to whom the business has been entrusted by the entrusted person (including those under multi-tier entrustment arrangements); hereinafter the same applies in this Article and Article 60) to submit reports or materials that can be used as reference for the business or property of the funds transfer service provider, or have officials enter the facility of the person to whom business has been entrusted by the funds transfer service provider, ask questions about the status of the business or property of the funds transfer service provider or inspect its books and documents or other items, to the extent necessary for the order.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 前項の資金移動業者から業務の委託を受けた者は、正当な理由があるときは、同項の規定による報告若しくは資料の提出又は質問若しくは検査を拒むことができる。
art-54/par-3 · https://japanlaw.org/en/payment-services-act/art-54/par-3 · https://japanlaw.org/l/421AC0000000059/art-54/par-3
A person to whom business has been entrusted by a funds transfer service provider referred to in the preceding paragraph may refuse the submission of reports or materials, or the inquiry or inspection under the provisions of that paragraph if there are reasonable grounds for doing so.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十五条（業務改善命令） — (Order to Improve Business Operations)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-55 · https://japanlaw.org/en/payment-services-act/art-55 · https://japanlaw.org/l/421AC0000000059/art-55
**第一項** 内閣総理大臣は、資金移動業の適正かつ確実な遂行のために必要があると認めるときは、その必要の限度において、資金移動業者に対し、業務の運営又は財産の状況の改善に必要な措置その他監督上必要な措置をとるべきことを命ずることができる。
art-55/par-1 · https://japanlaw.org/en/payment-services-act/art-55/par-1 · https://japanlaw.org/l/421AC0000000059/art-55/par-1
When the Prime Minister finds it necessary for the provision of funds transfer service in a proper and steady manner, the Minister may order a funds transfer service provider to take necessary measures to improve the operation of its business or its financial status or other measures necessary for the purpose of supervision, to the extent necessary for the order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十六条（登録の取消し等） — (Revocation of Registration)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-56 · https://japanlaw.org/en/payment-services-act/art-56 · https://japanlaw.org/l/421AC0000000059/art-56
**第一項** 内閣総理大臣は、資金移動業者が次の各号のいずれかに該当するときは、第三十七条の登録を取り消し、又は六月以内の期間を定めて資金移動業の全部若しくは一部の停止を命ずることができる。
art-56/par-1 · https://japanlaw.org/en/payment-services-act/art-56/par-1 · https://japanlaw.org/l/421AC0000000059/art-56/par-1
When a funds transfer service provider falls under any of the following items, the Prime Minister may revoke its registration referred to in Article 37 or order the funds transfer service provider to suspend all or part of its funds transfer service, by setting a period for suspension not exceeding six months:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 第四十条第一項各号に該当することとなったとき。
art-56/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-56/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-56/par-1/item-1
when the funds transfer service provider falls under any of the items of Article 40, paragraph (1);
Ministry of Justice translation — Japanese Law Translation Database System
**二** 不正の手段により第三十七条の登録又は第四十一条第一項の変更登録を受けたとき。
art-56/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-56/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-56/par-1/item-2
when the funds transfer service provider has been registered pursuant to the provisions of Article 37 or the change referred to in Article 41, paragraph (1) has been registered through wrongful means;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 第四十条の二第一項の認可を受けた業務実施計画によらないで第一種資金移動業を営んだとき。
art-56/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-56/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-56/par-1/item-3
when the funds transfer service provider has provided type I funds transfer service not in accordance with the authorized business implementation plan referred to in Article 40-2, paragraph (1); or
Ministry of Justice translation — Japanese Law Translation Database System
**四** この法律若しくはこの法律に基づく命令、これらに基づく処分又は認可に付した条件に違反したとき。
art-56/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-56/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-56/par-1/item-4
when the funds transfer service provider violates this Act, an order under this Act, or the requirements for a disposition or authorization under these Act, or order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、資金移動業者の営業所の所在地を確知できないとき、又は資金移動業者を代表する取締役若しくは執行役（外国資金移動業者である資金移動業者にあっては、国内における代表者）の所在を確知できないときは、内閣府令で定めるところにより、その事実を公告し、その公告の日から三十日を経過しても当該資金移動業者から申出がないときは、当該資金移動業者の第三十七条の登録を取り消すことができる。
art-56/par-2 · https://japanlaw.org/en/payment-services-act/art-56/par-2 · https://japanlaw.org/l/421AC0000000059/art-56/par-2
If the Prime Minister is unable to ascertain the locations of business offices of a funds transfer service provider or the whereabouts of the company director or executive officer representing the funds transfer service provider (in cases of a funds transfer service provider that is a foreign funds transfer service provider, the representative person in Japan), the Prime Minister, pursuant to the provisions of Cabinet Office Order, may issue public notice of that fact and revoke the registration of the funds transfer service provider under Article 37 if no application is made by the service provider after thirty days have passed since the day of the public notice.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 前項の規定による処分については、行政手続法第三章の規定は、適用しない。
art-56/par-3 · https://japanlaw.org/en/payment-services-act/art-56/par-3 · https://japanlaw.org/l/421AC0000000059/art-56/par-3
The provisions of Chapter III of the Administrative Procedure Act do not apply to the disposition under the provisions of the preceding paragraph.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十七条（登録の抹消） — (Deletion of Registration)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-57 · https://japanlaw.org/en/payment-services-act/art-57 · https://japanlaw.org/l/421AC0000000059/art-57
**第一項** 内閣総理大臣は、前条第一項若しくは第二項の規定により第三十七条の登録を取り消したとき、又は第六十一条第二項の規定により第三十七条の登録がその効力を失ったときは、当該登録を抹消しなければならない。
art-57/par-1 · https://japanlaw.org/en/payment-services-act/art-57/par-1 · https://japanlaw.org/l/421AC0000000059/art-57/par-1
When the Prime Minister revokes the registration referred to in Article 37 pursuant to provisions of paragraph (1) or (2) of the preceding Article or when the registration referred to in Article 37 has ceased to be effective pursuant to the provisions of Article 61, paragraph (2), the Minister must delete the registration.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十八条（監督処分の公告） — (Public Notice of Supervisory Dispositions)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-58 · https://japanlaw.org/en/payment-services-act/art-58 · https://japanlaw.org/l/421AC0000000059/art-58
**第一項** 内閣総理大臣は、第五十六条第一項又は第二項の規定による処分をしたときは、内閣府令で定めるところにより、その旨を公告しなければならない。
art-58/par-1 · https://japanlaw.org/en/payment-services-act/art-58/par-1 · https://japanlaw.org/l/421AC0000000059/art-58/par-1
When the Prime Minister implements a disposition under the provisions of Article 56, paragraph (1) or (2), the Minister must give public notice to that effect pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
## 第四節 雑則 — Section 4 Miscellaneous Provisions
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-3/sec-4 · https://japanlaw.org/en/payment-services-act/ch-3/sec-4 · https://japanlaw.org/l/421AC0000000059/ch-3/sec-4
### 第五十八条の二（履行保証金の供託等に係る特例） — (Special Provisions for Security Deposits for Providing Funds Transfer Services)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-58-2 · https://japanlaw.org/en/payment-services-act/art-58-2 · https://japanlaw.org/l/421AC0000000059/art-58-2
**第一項** 二以上の種別の資金移動業を営む資金移動業者であって、その営む資金移動業の種別の全部又は一部について第四十三条第一項の規定による履行保証金の供託に係る当該資金移動業の種別ごとの算定期間、基準日等及び供託期限が同一である者は、内閣府令で定めるところにより、次に掲げる事項を記載した届出書を内閣総理大臣に提出したときは、第一号に掲げる日（次項において「特例適用開始日」という。）以後、第二号に掲げる資金移動業の種別（以下この項及び次項において「特例対象資金移動業」という。）について一括供託をすることができる。この場合における特例対象資金移動業についての同条第一項及び第二項、第四十四条、第四十五条第一項及び第二項第一号、第四十五条の三第一項、第四十五条の四第一項、第四十五条の五第一項及び第二項第一号、第四十七条並びに次条第一項の規定の適用については、第四十三条第一項中「資金移動業の種別ごとに履行保証金」とあるのは「履行保証金」と、「ならない」とあるのは「ならない。ただし、当該資金移動業者が営む資金移動業に係る要履行保証額の総額が、小規模な資金移動業者がその行う為替取引に関し負担する債務の履行を確保するために必要な額として政令で定める額以下である場合には、当該政令で定める額以上の額に相当する額の履行保証金を、その本店の最寄りの供託所に供託しなければならない」と、同条第二項中「をいう。ただし、当該合計額が小規模な資金移動業者がその行う為替取引に関し負担する債務の履行を確保するために必要な額として政令で定める額以下である場合には、当該政令で定める額とする」とあるのは「をいう」と、第四十四条中「その営む資金移動業の種別ごとに履行保証金保全契約」とあるのは「履行保証金保全契約」と、「当該種別の資金移動業に係る履行保証金」とあるのは「履行保証金」と、第四十五条第一項中「その営む資金移動業の種別ごとに履行保証金信託契約」とあるのは「履行保証金信託契約」と、「当該種別の資金移動業に係る履行保証金」とあるのは「履行保証金」と、同条第二項第一号中「為替取引（当該履行保証金信託契約に係る種別の資金移動業に係るものに限る。）」とあるのは「為替取引」と、第四十五条の三第一項中「その営む資金移動業の種別ごとに履行保証人債務引受契約」とあるのは「履行保証人債務引受契約」と、「当該種別の資金移動業の」とあるのは「その営む資金移動業の」と、「当該種別の資金移動業に係る履行保証金」とあるのは「履行保証金」と、第四十五条の四第一項中「その営む資金移動業の種別ごとに履行保証人適格者に対し、当該資金移動業」とあるのは「履行保証人適格者に対し、当該資金移動業者が営む資金移動業」と、「当該種別の資金移動業に係る為替取引」とあるのは「その営む資金移動業に係る為替取引」と、「当該種別の資金移動業に係る履行保証金」とあるのは「履行保証金」と、第四十五条の五第一項中「その営む資金移動業の種別ごとに履行保証金弁済信託契約」とあるのは「履行保証金弁済信託契約」と、「当該種別の資金移動業の」とあるのは「その営む資金移動業の」と、「当該種別の資金移動業に係る履行保証金」とあるのは「履行保証金」と、同条第二項第一号中「為替取引（当該履行保証金弁済信託契約に係る種別の資金移動業に係るものに限る。）」とあるのは「為替取引」と、第四十七条中「一の種別の資金移動業に係る履行保証金」とあるのは「履行保証金」と、同条第一号中「第四十三条第一項」とあるのは「第四十三条第一項本文」と、次条第一項中「営む一の種別の資金移動業に係る」とあるのは「行う」と、「当該種別の資金移動業に係る履行保証金」とあるのは「履行保証金」とするほか、必要な技術的読替えは、政令で定める。
art-58-2/par-1 · https://japanlaw.org/en/payment-services-act/art-58-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-58-2/par-1
A funds transfer service provider that provides two or more categories of funds transfer services, and for which the calculation period, the base date, etc. and the due date for deposit, for each category of funds transfer services, relating to the making of security deposits for providing funds transfer services under the provisions of Article 43, paragraph (1) are the same for all or part of the categories of funds transfer services that it provides, may make a lump sum deposit for the categories of funds transfer services set forth in item (ii) (hereinafter referred to as "funds transfer services under the special provisions" in this paragraph and the following paragraph) on or after the day set forth in item (i) (referred to as the "day on which the application of special provisions commences" in the following paragraph), if it has submitted a written notice containing the following particulars to the Prime Minister, pursuant to the provisions of Cabinet Office Order. In this case, with regard to the application of the provisions of Article 43, paragraphs (1) and (2), Article 44, Article 45, paragraph (1) and paragraph (2), item (i), Article 45-3, paragraph (1), Article 45-4, paragraph (1), Article 45-5, paragraph (1) and paragraph (2), item (i), Article 47 and paragraph (1) of the following Article to funds transfer services under the special provisions, the phrase "for each category of funds transfer services" in Article 43, paragraph (1) is deemed to be deleted and the phrase "in accordance with the category of funds transfer service" in that paragraph is deemed to be replaced with "in accordance with the category of funds transfer service; provided, however, that if the total amount required for security deposit for providing funds transfer services pertaining to the funds transfer services provided by the funds transfer service provider does not exceed the amount specified by Cabinet Order as being necessary for ensuring the performance of obligations borne by a small-scale funds transfer service provider in relation to funds transfer transactions carried out by the small-scale funds transfer service provider, the funds transfer service provider must make security deposits for providing funds transfer services in an amount equivalent to the amount specified by that Cabinet Order or more to the official depository nearest to its head office"; in paragraph (2) of that Article, the phrase "; provided, however, that if the total is not more than the amount specified by Cabinet Order as being necessary for ensuring the performance of obligations borne by a small-scale funds transfer service provider in relation to funds transfer transactions carried out by the small-scale funds transfer service provider, the amount required for security deposit for providing funds transfer services is the amount specified by the relevant Cabinet Order" is deemed to be deleted; in Article 44, the phrase "guarantee contract for security deposits for providing funds transfer services (...) for each category of funds transfer services that it provides" is deemed to be replaced with "guarantee contract for security deposits for providing funds transfer services" and the phrase "for the relevant category of funds transfer services" is deemed to be deleted; in Article 45, paragraph (1), the phrases "for each category of funds transfer service that it provides" and "for the relevant category of funds transfer service" are deemed to be deleted, and in Article 45, paragraph (2), item (i), the phrase "(limited to funds transfer transactions for the category of funds transfer service pertaining to the trust agreement for security deposits for providing funds transfer services)" is deemed to be deleted; in Article 45-3, paragraph (1), the phrase "performance guarantor's debt assumption contract (...) with a person qualified as a performance guarantor for each category of funds transfer services that it provides" is deemed to be replaced with "performance guarantor's debt assumption contract (...) with a person qualified as a performance guarantor", the phrase "for the relevant category of funds transfer services" is deemed to be deleted and the phrase "that category of funds transfer services" is deemed to be replaced with "the funds transfer services that it provides"; in Article 45-4, paragraph (1), the phrase "a person qualified as a performance guarantor, for each category of funds transfer services that it provides, with the conclusion, with the users of those funds transfer services" is deemed to be replaced with "a person qualified as a performance guarantor, with the conclusion, with the users of the funds transfer services provided by the funds transfer service provider", the phrase "funds transfer transactions pertaining to that category of funds transfer services" is deemed to be replaced with "funds transfer transactions pertaining to the funds transfer services that it provides", and the phrase "for the relevant category of funds transfer services" is deemed to be deleted; in Article 45-5, paragraph (1), the phrases "for each category of funds transfer services that it provides" and "for the relevant category of funds transfer services" are deemed to be deleted and the phrase "that category of funds transfer services" is deemed to be replaced with "the funds transfer services that it provides", and in paragraph (2), item (i) of that Article, the phrase "(limited to funds transfer transactions for the category of funds transfer services pertaining to the trust agreement for repayment in place of security deposits for providing funds transfer services)" is deemed to be deleted; in Article 47, the phrase "security deposits for providing only one type of funds transfer service" is deemed to be replaced with "security deposits for providing funds transfer services", and in item (i) of that Article, the phrase "Article 43, paragraph (1)" is deemed to be replaced with "the main clause of Article 43, paragraph (1)"; in paragraph (1) of the following Article, the phrase "for a single category of funds transfer services provided by" is deemed to be replaced with "carried out by" and the phrase "security deposits for providing that category of funds transfer services" is deemed to be replaced with "security deposits for providing funds transfer services"; and any other necessary technical replacement of terms is specified by Cabinet Order.
machine translation, not official
**一** 一括供託を開始する日
art-58-2/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-58-2/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-58-2/par-1/item-1
the day to commence a lump sum deposit;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 一括供託をする二以上の資金移動業の種別（算定期間、基準日等及び供託期限が同一であるものに限る。）
art-58-2/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-58-2/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-58-2/par-1/item-2
two or more types of funds transfer services for which a lump sum deposit is to be made (limited to the types of services for which the calculation period, the base date, etc. and the due date for deposit are the same); and
Ministry of Justice translation — Japanese Law Translation Database System
**三** その他内閣府令で定める事項
art-58-2/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-58-2/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-58-2/par-1/item-3
other particulars specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前項の届出書を提出した資金移動業者が特例適用開始日において第四十三条第一項の規定によりその営む特例対象資金移動業ごとに供託していた履行保証金については、当該資金移動業者が前項の規定により読み替えて適用する第四十三条第一項の規定により供託した履行保証金とみなす。
art-58-2/par-2 · https://japanlaw.org/en/payment-services-act/art-58-2/par-2 · https://japanlaw.org/l/421AC0000000059/art-58-2/par-2
Security deposits for providing funds transfer services made by a funds transfer service provider that has submitted a written notice referred to in the preceding paragraph has made for each of the funds transfer services under the special provisions pursuant to the provisions of Article 43, paragraph (1) as of the day on which the special provisions commence to apply are deemed to be security deposits for providing funds transfer services made by the funds transfer service provider pursuant to the provisions of Article 43, paragraph (1) as applied following the deemed replacement of terms pursuant to the provisions of the preceding paragraph.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 第一項の届出書を提出した資金移動業者が、内閣府令で定めるところにより、一括供託をやめる資金移動業の種別（以下この項及び次項において「特例適用終了資金移動業」という。）、特例適用終了資金移動業について一括供託をやめる日（以下この項及び次項において「特例適用終了日」という。）その他内閣府令で定める事項を記載した届出書を内閣総理大臣に提出したときは、特例適用終了日以後、当該特例適用終了資金移動業については、第一項の規定は、適用しない。
art-58-2/par-3 · https://japanlaw.org/en/payment-services-act/art-58-2/par-3 · https://japanlaw.org/l/421AC0000000059/art-58-2/par-3
When a funds transfer service provider that has submitted a written notice referred to in paragraph (1) submits a written notice containing the type of funds transfer service for which it terminates a lump sum deposit (hereinafter referred to as the "funds transfer services for which the application of special provisions is terminated" in this paragraph and the following paragraph), the day on which it terminates a lump sum deposit for the funds transfer services for which the application of special provisions is terminated (hereinafter referred to as the "day on which the application of special provisions is terminated" in this paragraph and the following paragraph), and other particulars specified by Cabinet Office Order to the Prime Minister, pursuant to the provisions of Cabinet Office Order, the provisions of paragraph (1) do not apply to the funds transfer services for which the application of special provisions is terminated on or after the day on which the application of special provisions is terminated.
Ministry of Justice translation — Japanese Law Translation Database System
**第四項** 前項の届出書を提出した資金移動業者が特例適用終了日において第一項の規定により読み替えて適用する第四十三条第一項の規定により供託していた履行保証金（第二項の規定により、第一項の規定により読み替えて適用する第四十三条第一項の規定により供託したとみなされた履行保証金を含む。）については、特例適用終了日の直前の基準日等における特例適用終了資金移動業ごとの要供託額（当該資金移動業者が特例適用終了資金移動業について一括供託をやめる場合に当該特例適用終了資金移動業ごとに第四十三条第一項の規定により供託しなければならないこととなる履行保証金の額をいう。）に応じて、内閣府令で定めるところにより、その営む特例適用終了資金移動業ごとに供託した履行保証金とみなす。
art-58-2/par-4 · https://japanlaw.org/en/payment-services-act/art-58-2/par-4 · https://japanlaw.org/l/421AC0000000059/art-58-2/par-4
Security deposits for providing funds transfer services made by a funds transfer service provider that submitted a written notice referred to in the preceding paragraph pursuant to the provisions of Article 43, paragraph (1) as applied following the deemed replacement of terms pursuant to the provisions of paragraph (1) as of the day on which the application of special provisions is terminated (including security deposits for providing funds transfer services that are deemed to have been made pursuant to the provisions of Article 43, paragraph (1) as applied following the deemed replacement of terms pursuant to the provisions of paragraph (1), pursuant to the provisions of paragraph (2)) are deemed to be security deposits for providing funds transfer services made by the funds transfer service provider for each of the funds transfer services for which the application of special provisions is terminated, pursuant to the provisions of Cabinet Office Order, in accordance with the amount required for deposit for each of the funds transfer services for which the application of special provisions is terminated (meaning the amount of security deposits made by the funds transfer service provider, when intending to terminate a lump sum deposit for funds transfer services for which the application of special provisions is terminated, must deposit for each of those funds transfer services for which the application of special provisions is terminated pursuant to the provisions of Article 43, paragraph (1)) as of the base date, etc. immediately preceding the day on which the application of special provisions is terminated.
Ministry of Justice translation — Japanese Law Translation Database System
**第五項** この条において、次の各号に掲げる用語の意義は、それぞれ当該各号に定めるところによる。
art-58-2/par-5 · https://japanlaw.org/en/payment-services-act/art-58-2/par-5 · https://japanlaw.org/l/421AC0000000059/art-58-2/par-5
In this Article, the terms set forth in the following items mean as specified respectively therein:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 算定期間 第一種資金移動業にあっては一営業日を、第二種資金移動業又は第三種資金移動業にあっては第四十三条第一項第二号に規定する一週間以内で資金移動業の種別ごとに資金移動業者が定める期間をいう。
art-58-2/par-5/item-1 · https://japanlaw.org/en/payment-services-act/art-58-2/par-5/item-1 · https://japanlaw.org/l/421AC0000000059/art-58-2/par-5/item-1
calculation period:for type I funds transfer services, means one business day, and for type II funds transfer services or type III funds transfer services, means a period set by a funds transfer service provider for the respective types of services not exceeding one week specified in Article 43, paragraph (1), item (ii);
Ministry of Justice translation — Japanese Law Translation Database System
**二** 基準日等 第一種資金移動業にあっては各営業日を、第二種資金移動業又は第三種資金移動業にあっては第四十三条第一項第二号に規定する基準日をいう。
art-58-2/par-5/item-2 · https://japanlaw.org/en/payment-services-act/art-58-2/par-5/item-2 · https://japanlaw.org/l/421AC0000000059/art-58-2/par-5/item-2
base date, etc.:for type I funds transfer services, means each business day, and for type II funds transfer services or type III funds transfer services, means the base date specified in Article 43, paragraph (1), item (ii);
Ministry of Justice translation — Japanese Law Translation Database System
**三** 供託期限 第一種資金移動業にあっては第四十三条第一項第一号に規定する各営業日から一週間以内で内閣府令で定める期間内において資金移動業者が定める期間の末日を、第二種資金移動業又は第三種資金移動業にあっては同項第二号に規定する基準日から一週間以内で内閣府令で定める期間内において資金移動業の種別ごとに資金移動業者が定める期間の末日をいう。
art-58-2/par-5/item-3 · https://japanlaw.org/en/payment-services-act/art-58-2/par-5/item-3 · https://japanlaw.org/l/421AC0000000059/art-58-2/par-5/item-3
due date for deposit:for type I funds transfer services, means the last day of the period set by a funds transfer service provider within the period specified by Cabinet Office Order not exceeding one week from each business day specified in Article 43, paragraph (1), item (i), and for type II funds transfer services or type III funds transfer services, means last day of the period set by a funds transfer service provider for each type of funds transfer services within the period specified by Cabinet Office Order not exceeding one week from the base date specified in item (ii) of that paragraph; and
Ministry of Justice translation — Japanese Law Translation Database System
**四** 一括供託 同一の手続により一括して行う履行保証金の供託をいう。
art-58-2/par-5/item-4 · https://japanlaw.org/en/payment-services-act/art-58-2/par-5/item-4 · https://japanlaw.org/l/421AC0000000059/art-58-2/par-5/item-4
a lump sum deposit:means making security deposits for providing funds transfer services in a lump sum through the same procedures.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十九条（履行保証金の還付） — (Return of Security Deposits for Providing Funds Transfer Services)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-59 · https://japanlaw.org/en/payment-services-act/art-59 · https://japanlaw.org/l/421AC0000000059/art-59
**第一項** 資金移動業者がその営む一の種別の資金移動業に係る為替取引に関し負担する債務に係る債権者（履行保証人債務引受契約又は履行保証人保証契約に基づく債務の弁済をした履行保証人適格者が、民法（明治二十九年法律第八十九号）第四百九十九条の規定により当該債権者に代位する場合を除く。）は、当該種別の資金移動業に係る履行保証金について、他の債権者に先立ち弁済を受ける権利を有する。ただし、第四十五条の二第一項の規定の適用を受けている資金移動業者がその行う為替取引（第三種資金移動業に係るものに限る。）に関し負担する債務に係る債権者は、当該債務に係る債権については、当該債権の額から当該債権の額に預貯金等管理割合を乗じて得た額を控除した額を限度として、当該権利を有するものとする。
art-59/par-1 · https://japanlaw.org/en/payment-services-act/art-59/par-1 · https://japanlaw.org/l/421AC0000000059/art-59/par-1
A creditor of obligations borne by a funds transfer service provider in relation to funds transfer transactions for a single category of funds transfer services provided by the funds transfer service provider (excluding the case where a person qualified as a performance guarantor that has performed obligations under a performance guarantor's debt assumption contract or a performance guarantor's guarantee contract subrogates to that creditor pursuant to the provisions of Article 499 of the Civil Code (Act No. 89 of 1896)) has the right to receive, in preference over other creditors, payments for the return of security deposits for providing that category of funds transfer services; provided, however, that creditors of obligations that a funds transfer service provider to whom the provisions of Article 45-2, paragraph (1) are applied bears in relation to the funds transfer transactions (limited to funds transfer transactions pertaining to type III funds transfer services) carried out thereby are to have that right, with respect to the claims pertaining to those obligations, up to the amount obtained by deducting the amount obtained by multiplying the amount of the claim by the rate for managing bank deposits or savings from the amount of the claim.
machine translation, not official
**第二項** 内閣総理大臣は、次の各号のいずれかに該当する場合において、資金移動業の利用者の利益の保護を図るために必要があると認めるときは、前項の権利を有する者に対し、六十日を下らない一定の期間内に内閣総理大臣に債権の申出をすべきこと及びその期間内に債権の申出をしないときは当該公示に係る履行保証金についての権利の実行の手続から除斥されるべきことを公示する措置その他の同項の権利の実行のために必要な措置をとらなければならない。
art-59/par-2 · https://japanlaw.org/en/payment-services-act/art-59/par-2 · https://japanlaw.org/l/421AC0000000059/art-59/par-2
In the cases falling under any of the following items, when the Prime Minister finds it necessary for the protection of the interests of users of funds transfer services, the Minister must give public notice to the effect that persons holding the right specified in the preceding paragraph must file their claims with the Prime Minister within a certain period of not less than sixty days and that they are excluded from the procedure for the fulfillment of the right to the return of the security deposits for providing funds transfer services pertaining to the public notice unless they file their claims within the notified period and take other measures necessary for the fulfillment of the right prescribed in that paragraph:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 前項の権利の実行の申立てがあったとき。
art-59/par-2/item-1 · https://japanlaw.org/en/payment-services-act/art-59/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-59/par-2/item-1
when a petition is filed for the fulfillment of the right specified in the preceding paragraph; or
Ministry of Justice translation — Japanese Law Translation Database System
**二** 資金移動業者について破産手続開始の申立て等が行われたとき。
art-59/par-2/item-2 · https://japanlaw.org/en/payment-services-act/art-59/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-59/par-2/item-2
when a petition for commencement of bankruptcy proceedings, etc. is filed against a funds transfer service provider.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 内閣総理大臣は、内閣府令で定めるところにより、第一項の権利の実行に関する事務を銀行等その他の政令で定める者（次項及び第五項において「権利実行事務代行者」という。）に委託することができる。
art-59/par-3 · https://japanlaw.org/en/payment-services-act/art-59/par-3 · https://japanlaw.org/l/421AC0000000059/art-59/par-3
The Prime Minister may, pursuant to the provisions of Cabinet Office Order, entrust the administrative functions related to the fulfillment of the right prescribed in paragraph (1) to a deposit-taking institution or any other person specified by Cabinet Order (referred to as "agents for a regional finance office that distributes security deposits to holders of prepaid payment instruments" in the following paragraph and in paragraph (5)).
Ministry of Justice translation — Japanese Law Translation Database System
**第四項** 権利実行事務代行者は、他の法律の規定にかかわらず、前項の規定により委託を受けた業務を行うことができる。
art-59/par-4 · https://japanlaw.org/en/payment-services-act/art-59/par-4 · https://japanlaw.org/l/421AC0000000059/art-59/par-4
Notwithstanding the provisions of any other Acts, an agent for a regional finance office that distributes security deposits to holders of prepaid payment instruments may engage in the business entrusted to the agent pursuant to the provisions of the preceding paragraph.
Ministry of Justice translation — Japanese Law Translation Database System
**第五項** 第三項の規定により業務の委託を受けた権利実行事務代行者又はその役員若しくは職員であって当該委託を受けた業務に従事する者は、刑法その他の罰則の適用については、法令により公務に従事する職員とみなす。
art-59/par-5 · https://japanlaw.org/en/payment-services-act/art-59/par-5 · https://japanlaw.org/l/421AC0000000059/art-59/par-5
With regard to the application of the Penal Code and other penal provisions, an agent for a regional finance office that distributes security deposits to holders of prepaid payment instruments to whom business has been entrusted pursuant to the provisions of paragraph (3) or its officers or employees engaging in the entrusted business are deemed to be officials engaged in public service pursuant to laws and regulations.
Ministry of Justice translation — Japanese Law Translation Database System
**第六項** 第二項から前項までに規定するもののほか、第一項の権利の実行に関し必要な事項は、政令で定める。
art-59/par-6 · https://japanlaw.org/en/payment-services-act/art-59/par-6 · https://japanlaw.org/l/421AC0000000059/art-59/par-6
Beyond what is provided for in paragraph (2) through the preceding paragraph, particulars necessary for the fulfillment of the right prescribed in paragraph (1) are specified by Cabinet Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十条（履行保証金の還付への協力） — (Cooperation for Return of Security Deposits for Providing Funds Transfer Services)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-60 · https://japanlaw.org/en/payment-services-act/art-60 · https://japanlaw.org/l/421AC0000000059/art-60
**第一項** 資金移動業者から資金移動業の委託を受けた者その他の当該資金移動業者の関係者は、当該資金移動業者の為替取引に係る前条第一項の権利の実行に関し内閣総理大臣から必要な協力を求められた場合には、これに応ずるよう努めるものとする。
art-60/par-1 · https://japanlaw.org/en/payment-services-act/art-60/par-1 · https://japanlaw.org/l/421AC0000000059/art-60/par-1
If a person to whom funds transfer services have been entrusted by a funds transfer service provider or any other related person of the funds transfer service provider is requested by the Prime Minister to extend their cooperation necessary for the fulfillment of the right prescribed in paragraph (1) of the preceding Article pertaining to funds transfer transactions carried out by the funds transfer service provider, the person is to endeavor to respond to the request.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十一条（廃止の届出等） — (Notification of Discontinuation of Business)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-61 · https://japanlaw.org/en/payment-services-act/art-61 · https://japanlaw.org/l/421AC0000000059/art-61
**第一項** 資金移動業者は、次の各号のいずれかに該当する場合には、遅滞なく、内閣総理大臣に届け出なければならない。
art-61/par-1 · https://japanlaw.org/en/payment-services-act/art-61/par-1 · https://japanlaw.org/l/421AC0000000059/art-61/par-1
If a funds transfer service provider falls under any of the following items, it must notify the Prime Minister to that effect without delay:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 資金移動業の全部又は一部を廃止したとき。
art-61/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-61/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-61/par-1/item-1
the funds transfer service provider discontinues all or part of the funds transfer service; or
Ministry of Justice translation — Japanese Law Translation Database System
**二** 第五十九条第二項第二号に掲げるとき。
art-61/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-61/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-61/par-1/item-2
the funds transfer service provider falls under Article 59, paragraph (2), item (ii).
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 資金移動業者が資金移動業の全部を廃止したときは、当該資金移動業者の第三十七条の登録は、その効力を失う。この場合において、当該資金移動業者であった者は、その行う為替取引に関し負担する債務の履行を完了する目的の範囲内においては、なお資金移動業者とみなす。
art-61/par-2 · https://japanlaw.org/en/payment-services-act/art-61/par-2 · https://japanlaw.org/l/421AC0000000059/art-61/par-2
If a funds transfer service provider discontinues all of the funds transfer service, the registration of the funds transfer service provider referred to in Article 37 ceases to be effective. In this case, a person who has been the funds transfer service provider is deemed to be a funds transfer service provider within the scope of the purpose of completing the performance of obligations borne by the service provider in relation to the funds transfer transactions carried out by it.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 資金移動業者は、資金移動業の全部又は一部を廃止しようとするときは、その日の三十日前までに、内閣府令で定めるところにより、その旨を公告するとともに、全ての営業所の公衆の目につきやすい場所に掲示しなければならない。
art-61/par-3 · https://japanlaw.org/en/payment-services-act/art-61/par-3 · https://japanlaw.org/l/421AC0000000059/art-61/par-3
When intending to discontinue all or part of the funds transfer services, a funds transfer service provider must, pursuant to the provisions of Cabinet Office Order, give public notice to that effect and post a notice to that effect in a place easily seen by the public at all of its business offices at least thirty days prior to the relevant date.
Ministry of Justice translation — Japanese Law Translation Database System
**第四項** 資金移動業者は、前項の規定による公告をしたときは、直ちに、その旨を内閣総理大臣に届け出なければならない。
art-61/par-4 · https://japanlaw.org/en/payment-services-act/art-61/par-4 · https://japanlaw.org/l/421AC0000000059/art-61/par-4
Having given public notice pursuant to the provisions of the preceding paragraph, a funds transfer service provider must notify the Prime Minister to that effect immediately.
Ministry of Justice translation — Japanese Law Translation Database System
**第五項** 資金移動業者は、第三項の規定による公告をした場合（事業譲渡、合併又は会社分割その他の事由により当該業務の承継に係る公告をした場合を除く。）には、廃止しようとする資金移動業として行う為替取引に関し負担する債務の履行を速やかに完了しなければならない。
art-61/par-5 · https://japanlaw.org/en/payment-services-act/art-61/par-5 · https://japanlaw.org/l/421AC0000000059/art-61/par-5
Having given public notice pursuant to the provisions of paragraph (3) (excluding cases where it has given public notice concerning the succession of the relevant business by way of transfer of business, merger or company split, or for other reasons) a funds transfer service provider must, promptly complete the performance of obligations that it has borne in relation to the funds transfer transactions carried out by it in the course of the funds transfer services that the service provider intends to discontinue.
Ministry of Justice translation — Japanese Law Translation Database System
**第六項** 会社法第九百四十条第一項（第一号に係る部分に限る。）及び第三項の規定は、資金移動業者（外国資金移動業者を除く。）が電子公告（同法第二条第三十四号に規定する電子公告をいう。次項において同じ。）により第三項の規定による公告をする場合について準用する。この場合において、必要な技術的読替えは、政令で定める。
art-61/par-6 · https://japanlaw.org/en/payment-services-act/art-61/par-6 · https://japanlaw.org/l/421AC0000000059/art-61/par-6
The provisions of Article 940, paragraph (1) (limited to the part pertaining to item (i)) and Article 940, paragraph (3) of the Companies Act applies mutatis mutandis to cases where a funds transfer service provider (excluding a foreign funds transfer service provider) gives public notice under the provisions of paragraph (3) by way of electronic public notice (meaning electronic public notice specified in Article 2, item (xxxiv) of that Act; the same applies in the following paragraph). In this case, any necessary technical replacement of terms is specified by Cabinet Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第七項** 会社法第九百四十条第一項（第一号に係る部分に限る。）及び第三項、第九百四十一条、第九百四十六条、第九百四十七条、第九百五十一条第二項、第九百五十三条並びに第九百五十五条の規定は、外国資金移動業者である資金移動業者が電子公告により第三項の規定による公告をする場合について準用する。この場合において、必要な技術的読替えは、政令で定める。
art-61/par-7 · https://japanlaw.org/en/payment-services-act/art-61/par-7 · https://japanlaw.org/l/421AC0000000059/art-61/par-7
The provisions of Article 940, paragraph (1) (limited to the part pertaining to item (i)) and Article 940, paragraph (3), Article 941, Article 946, Article 947, Article 951, paragraph (2), Article 953, and Article 955 of the Companies Act apply mutatis mutandis to cases where a funds transfer service provider that is a foreign funds transfer service provider gives public notice under the provisions of paragraph (3) by way of electronic public notice. In this case, any necessary technical replacement of terms is specified by Cabinet Order.
Ministry of Justice translation with a slip corrected by this site — not the Ministry's text; the Ministry printed: "The provisions of Article 940, (1) (limited to the part pertaining to item (i)) and Article 940, (3), Article 941, Article 946, Article 947, Article 951 (2), Article 953, and Article 955 of the Companies Act apply mutatis mutandis to cases where a funds transfer service provider that is a foreign funds transfer service provider gives public notice under the provisions of paragraph (3) by way of electronic public notice. In this case, any necessary technical replacement of terms is specified by Cabinet Order." — https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb
### 第六十二条（登録の取消し等に伴う債務の履行の完了等） — (Completion of Performance of Obligations Due to Revocation of Registration)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-62 · https://japanlaw.org/en/payment-services-act/art-62 · https://japanlaw.org/l/421AC0000000059/art-62
**第一項** 資金移動業者について、第五十六条第一項又は第二項の規定により第三十七条の登録が取り消されたとき（資金移動業の利用者の保護に欠け、又は資金移動業の適正かつ確実な遂行に支障を及ぼすおそれが少ない場合として内閣府令で定める場合を除く。）は、当該資金移動業者であった者は、その行う為替取引に関し負担する債務の履行を速やかに完了しなければならない。この場合において、当該資金移動業者であった者は、当該債務の履行を完了する目的の範囲内においては、なお資金移動業者とみなす。
art-62/par-1 · https://japanlaw.org/en/payment-services-act/art-62/par-1 · https://japanlaw.org/l/421AC0000000059/art-62/par-1
With regard to a funds transfer service provider, when the registration referred to in Article 37 has been revoked pursuant to provisions of Article 56, paragraph (1) or (2) (excluding cases specified by Cabinet Office Order as being less likely to weaken the protection of users of funds transfer services or hinder the provision of funds transfer services in a proper and steady manner), the person who has been the funds transfer service provider must promptly complete the performance of obligations borne by the service provider in relation to the funds transfer transactions carried out by it. In this case, the person who has been the funds transfer service provider is deemed to be a funds transfer service provider within the scope of the purpose of completing the performance of these obligations.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 二以上の種別の資金移動業を営む資金移動業者について、第四十一条第五項の規定により一の種別の資金移動業の全部の廃止による資金移動業の種別の変更が資金移動業者登録簿に登録されたときは、当該資金移動業者は、廃止した種別の資金移動業に係る為替取引に関し負担する債務の履行を速やかに完了しなければならない。この場合において、当該資金移動業者は、当該債務の履行を完了する目的の範囲内においては、なお当該種別の資金移動業を営む資金移動業者として第三十七条の登録を受けているものとみなす。
art-62/par-2 · https://japanlaw.org/en/payment-services-act/art-62/par-2 · https://japanlaw.org/l/421AC0000000059/art-62/par-2
With regard to a funds transfer service provider providing two or more types of funds transfer services, when a change of type of funds transfer service due to the discontinuation of one type of whole funds transfer services has been registered in the register of funds transfer service providers pursuant to the provisions of Article 41, paragraph (5), the funds transfer service provider must promptly complete the performance of obligations borne by it in relation to the funds transfer transactions for the types of funds transfer services that it has discontinued. In this case, the funds transfer service provider is deemed to be registered as a funds transfer service provider providing those types of funds transfer services referred to in Article 37 within the scope of the purpose of completing the performance of these obligations.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十二条の二（外国資金移動業者等の勧誘の禁止） — (Prohibition on Solicitation by Foreign Funds Transfer Service Providers)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-62-2 · https://japanlaw.org/en/payment-services-act/art-62-2 · https://japanlaw.org/l/421AC0000000059/art-62-2
**第一項** 第三十七条の登録を受けていない外国資金移動業者及び信託業法第二条第五項に規定する外国信託業者（第三十七条の二第三項の規定による届出をしている外国信託会社（同法第二条第六項に規定する外国信託会社をいう。）を除く。）は、法令に別段の定めがある場合を除き、国内にある者に対して、為替取引の勧誘をしてはならない。
art-62-2/par-1 · https://japanlaw.org/en/payment-services-act/art-62-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-2/par-1
Unless otherwise prescribed by laws and regulations, a foreign funds transfer service provider that has not been registered as referred to in Article 37 and a foreign trust business operator prescribed in Article 2, paragraph (5) of the Trust Business Act (excluding a foreign trust company (meaning the foreign trust company prescribed in Article 2, paragraph (6) of that Act) that has filed a notification under the provisions of Article 37-2, paragraph (3)) must not solicit a person in Japan for funds transfer transactions.
Ministry of Justice translation — Japanese Law Translation Database System
## 第三章の二 電子決済手段等 — Chapter III-2 Electronic Payment Instruments
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-3-2 · https://japanlaw.org/en/payment-services-act/ch-3-2 · https://japanlaw.org/l/421AC0000000059/ch-3-2
## 第一節 総則 — Section 1 General Provisions
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-3-2/sec-1 · https://japanlaw.org/en/payment-services-act/ch-3-2/sec-1 · https://japanlaw.org/l/421AC0000000059/ch-3-2/sec-1
### 第六十二条の三（電子決済手段等取引業者の登録） — (Registration of Electronic Payment Instruments Service Providers)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-62-3 · https://japanlaw.org/en/payment-services-act/art-62-3 · https://japanlaw.org/l/421AC0000000059/art-62-3
**第一項** 電子決済手段等取引業は、内閣総理大臣の登録を受けた者でなければ、行ってはならない。
art-62-3/par-1 · https://japanlaw.org/en/payment-services-act/art-62-3/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-3/par-1
No person may provide electronic payment instruments services unless the person is registered by the Prime Minister.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十二条の四（登録の申請） — (Application for Registration)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-62-4 · https://japanlaw.org/en/payment-services-act/art-62-4 · https://japanlaw.org/l/421AC0000000059/art-62-4
**第一項** 前条の登録を受けようとする者は、内閣府令で定めるところにより、次に掲げる事項を記載した登録申請書を内閣総理大臣に提出しなければならない。
art-62-4/par-1 · https://japanlaw.org/en/payment-services-act/art-62-4/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-4/par-1
Pursuant to the provisions of Cabinet Office Order, a person who intends to be registered referred to in the preceding Article must submit a written application for registration containing the following particulars to the Prime Minister:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 商号及び住所
art-62-4/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-62-4/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-62-4/par-1/item-1
trade name and address;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 資本金の額
art-62-4/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-62-4/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-62-4/par-1/item-2
amount of capital;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 電子決済手段等取引業に係る営業所の名称及び所在地
art-62-4/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-62-4/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-62-4/par-1/item-3
name and location of the business office pertaining to the electronic payment instruments services;
Ministry of Justice translation — Japanese Law Translation Database System
**四** 取締役及び監査役（監査等委員会設置会社にあっては取締役とし、指名委員会等設置会社にあっては取締役及び執行役とし、外国電子決済手段等取引業者にあっては外国の法令上これらに相当する者とする。）の氏名
art-62-4/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-62-4/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-62-4/par-1/item-4
name of company director and company auditor (company director in cases of a company with audit and supervisory committee, etc.; company director and executive officer in cases of a company with nominating committee, etc.; and persons equivalent thereto pursuant to laws and regulations of a foreign state in cases of a foreign electronic payment instruments service provider);
Ministry of Justice translation — Japanese Law Translation Database System
**五** 会計参与設置会社にあっては、会計参与の氏名又は名称
art-62-4/par-1/item-5 · https://japanlaw.org/en/payment-services-act/art-62-4/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-62-4/par-1/item-5
in cases of a company with accounting advisors, names of accounting advisors;
Ministry of Justice translation — Japanese Law Translation Database System
**六** 外国電子決済手段等取引業者にあっては、国内における代表者の氏名
art-62-4/par-1/item-6 · https://japanlaw.org/en/payment-services-act/art-62-4/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-62-4/par-1/item-6
in cases of a foreign electronic payment instruments service provider, name of the representative person in Japan;
Ministry of Justice translation — Japanese Law Translation Database System
**七** 電子決済手段等取引業の業務の種別（電子決済手段関連業務及び第二条第十項第四号に掲げる行為に係る業務の種別をいう。第六十二条の七第一項、第六十二条の二十六第二項及び第百七条第九号において同じ。）
art-62-4/par-1/item-7 · https://japanlaw.org/en/payment-services-act/art-62-4/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-62-4/par-1/item-7
the categories of business of electronic payment instruments services (meaning the electronic payment instruments-related business and the category of business related to the act set forth in Article 2, paragraph (10), item (iv); the same applies in Article 62-7, paragraph (1), Article 62-26, paragraph (2), and Article 107, item (ix));
Ministry of Justice translation — Japanese Law Translation Database System
**八** 電子決済手段関連業務を行う場合にあっては、取り扱う電子決済手段の名称並びに当該電子決済手段を発行する者の商号又は名称及び住所
art-62-4/par-1/item-8 · https://japanlaw.org/en/payment-services-act/art-62-4/par-1/item-8 · https://japanlaw.org/l/421AC0000000059/art-62-4/par-1/item-8
if the service provider engages in the electronic payment instruments-related business, the name of the electronic payment instrument handled and the trade name or name and address of the person that issues the electronic payment instrument;
Ministry of Justice translation — Japanese Law Translation Database System
**九** 第二条第十項第四号に掲げる行為に係る業務を行う場合にあっては、同号の資金移動業者の商号及び住所
art-62-4/par-1/item-9 · https://japanlaw.org/en/payment-services-act/art-62-4/par-1/item-9 · https://japanlaw.org/l/421AC0000000059/art-62-4/par-1/item-9
if the service provider engages in the business related to the act set forth in Article 2, paragraph (10), item (iv), the trade name and address of the funds transfer service provider referred to in that item;
Ministry of Justice translation — Japanese Law Translation Database System
**十** 電子決済手段等取引業の内容及び方法
art-62-4/par-1/item-10 · https://japanlaw.org/en/payment-services-act/art-62-4/par-1/item-10 · https://japanlaw.org/l/421AC0000000059/art-62-4/par-1/item-10
details and means of the electronic payment instruments services;
Ministry of Justice translation — Japanese Law Translation Database System
**十一** 電子決済手段等取引業の一部を第三者に委託する場合にあっては、当該委託に係る業務の内容並びにその委託先の氏名又は商号若しくは名称及び住所
art-62-4/par-1/item-11 · https://japanlaw.org/en/payment-services-act/art-62-4/par-1/item-11 · https://japanlaw.org/l/421AC0000000059/art-62-4/par-1/item-11
if part of the electronic payment instruments services is entrusted to a third party, the details of the business pertaining to the entrustment and the name or trade name or other name and address of the third party to whom the electronic payment instruments services are entrusted;
Ministry of Justice translation — Japanese Law Translation Database System
**十二** 他に事業を行っているときは、その事業の種類
art-62-4/par-1/item-12 · https://japanlaw.org/en/payment-services-act/art-62-4/par-1/item-12 · https://japanlaw.org/l/421AC0000000059/art-62-4/par-1/item-12
type of businesses, if the service provider conducts other businesses; and
Ministry of Justice translation — Japanese Law Translation Database System
**十三** その他内閣府令で定める事項
art-62-4/par-1/item-13 · https://japanlaw.org/en/payment-services-act/art-62-4/par-1/item-13 · https://japanlaw.org/l/421AC0000000059/art-62-4/par-1/item-13
other particulars specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前項の登録申請書には、第六十二条の六第一項各号に該当しないことを誓約する書面、財務に関する書類、電子決済手段等取引業を適正かつ確実に遂行する体制の整備に関する事項を記載した書類その他の内閣府令で定める書類を添付しなければならない。
art-62-4/par-2 · https://japanlaw.org/en/payment-services-act/art-62-4/par-2 · https://japanlaw.org/l/421AC0000000059/art-62-4/par-2
A document in which the applicant pledges that the applicant does not fall under any of the items of Article 62-6, paragraph (1), documents concerning finance, documents containing particulars concerning the establishment of a system for ensuring the provision of the electronic payment instruments services in a proper and steady manner, and other documents specified by Cabinet Office Order must be attached to the written application for registration referred to in the preceding paragraph.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十二条の五（電子決済手段等取引業者登録簿） — (Register of Electronic Payment Instruments Service Providers)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-62-5 · https://japanlaw.org/en/payment-services-act/art-62-5 · https://japanlaw.org/l/421AC0000000059/art-62-5
**第一項** 内閣総理大臣は、第六十二条の三の登録の申請があったときは、次条第一項の規定によりその登録を拒否する場合を除くほか、次に掲げる事項を電子決済手段等取引業者登録簿に登録しなければならない。
art-62-5/par-1 · https://japanlaw.org/en/payment-services-act/art-62-5/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-5/par-1
The Prime Minister must, when an application for registration referred to in Article 62-3 is filed, register the following particulars in the register of electronic payment instruments service providers, except when refusing the registration pursuant to the provisions of paragraph (1) of the following Article:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 前条第一項各号に掲げる事項
art-62-5/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-62-5/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-62-5/par-1/item-1
particulars listed in the items of paragraph (1) of the preceding Article; and
Ministry of Justice translation — Japanese Law Translation Database System
**二** 登録年月日及び登録番号
art-62-5/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-62-5/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-62-5/par-1/item-2
date of registration and registration number.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、前項の規定による登録をしたときは、遅滞なく、その旨を登録申請者に通知しなければならない。
art-62-5/par-2 · https://japanlaw.org/en/payment-services-act/art-62-5/par-2 · https://japanlaw.org/l/421AC0000000059/art-62-5/par-2
If the Prime Minister registers the particulars under the provisions of the preceding paragraph, the Minister must notify the applicant to that effect without delay.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 内閣総理大臣は、電子決済手段等取引業者登録簿を公衆の縦覧に供しなければならない。
art-62-5/par-3 · https://japanlaw.org/en/payment-services-act/art-62-5/par-3 · https://japanlaw.org/l/421AC0000000059/art-62-5/par-3
The Prime Minister must make the register of electronic payment instruments service providers available for public inspection.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十二条の六（登録の拒否） — (Refusal of Registration)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-62-6 · https://japanlaw.org/en/payment-services-act/art-62-6 · https://japanlaw.org/l/421AC0000000059/art-62-6
**第一項** 内閣総理大臣は、登録申請者が次の各号のいずれかに該当するとき、又は登録申請書若しくはその添付書類のうちに重要な事項について虚偽の記載があり、若しくは重要な事実の記載が欠けているときは、その登録を拒否しなければならない。
art-62-6/par-1 · https://japanlaw.org/en/payment-services-act/art-62-6/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-6/par-1
The Prime Minister must refuse registration when an applicant falls under any of the following items, or a written application for registration or its accompanying documents contain false statements about important particulars, or lack any statement about important particulars:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 株式会社又は外国電子決済手段等取引業者（国内に営業所を有する外国会社に限る。）でないもの
art-62-6/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-62-6/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-62-6/par-1/item-1
a person other than a stock company or a foreign electronic payment instruments service provider (limited to a foreign company that has a business office in Japan);
Ministry of Justice translation — Japanese Law Translation Database System
**二** 外国電子決済手段等取引業者にあっては、国内における代表者（国内に住所を有するものに限る。）のない法人
art-62-6/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-62-6/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-62-6/par-1/item-2
a foreign electronic payment instruments service provider that is a corporation and that does not have a representative person in Japan (limited to a person who is domiciled in Japan);
Ministry of Justice translation — Japanese Law Translation Database System
**三** 電子決済手段等取引業を適正かつ確実に遂行するために必要と認められる内閣府令で定める基準に適合する財産的基礎を有しない法人
art-62-6/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-62-6/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-62-6/par-1/item-3
a corporation lacking a sufficient financial foundation that satisfies the requirements specified by Cabinet Office Order as those found to be necessary for the provision of the electronic payment instruments services in a proper and steady manner;
Ministry of Justice translation — Japanese Law Translation Database System
**四** 電子決済手段等取引業を適正かつ確実に遂行する体制の整備が行われていない法人
art-62-6/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-62-6/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-62-6/par-1/item-4
a corporation which has not established a system that is necessary for the provision of the electronic payment instruments services in a proper and steady manner;
Ministry of Justice translation — Japanese Law Translation Database System
**五** この章の規定を遵守するために必要な体制の整備が行われていない法人
art-62-6/par-1/item-5 · https://japanlaw.org/en/payment-services-act/art-62-6/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-62-6/par-1/item-5
a corporation which has not established a system that is necessary for ensuring compliance with the provisions of this Chapter;
Ministry of Justice translation — Japanese Law Translation Database System
**六** 電子決済手段等取引業者をその会員（第八十七条第二号に規定する会員をいう。）とする認定資金決済事業者協会に加入しない法人（電子決済手段関連業務を行う者に限る。）であって、当該認定資金決済事業者協会の定款その他の規則（電子決済手段等取引業の利用者の保護又は電子決済手段等取引業の適正かつ確実な遂行に関するものに限る。）に準ずる内容の社内規則を作成していないもの又は当該社内規則を遵守するための体制を整備していないもの
art-62-6/par-1/item-6 · https://japanlaw.org/en/payment-services-act/art-62-6/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-62-6/par-1/item-6
a corporation which has not joined a certified association for payment service providers whose members (meaning the members specified in Article 87, item (ii)) are the electronic payment instruments service providers (limited to a corporation engaging in the electronic payment instruments-related business), and which has not prepared internal rules that have contents equivalent to the articles of incorporation or other rules (limited to those concerning the protection of users of electronic payment instruments services or the provision of electronic payment instruments services in a proper and steady manner) of the certified association for payment service providers or has not established a system for ensuring compliance with those internal rules;
Ministry of Justice translation — Japanese Law Translation Database System
**七** 他の電子決済手段等取引業者が現に用いている商号と同一の商号又は他の電子決済手段等取引業者と誤認されるおそれのある商号を用いようとする法人
art-62-6/par-1/item-7 · https://japanlaw.org/en/payment-services-act/art-62-6/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-62-6/par-1/item-7
a corporation which intends to use a trade name that is identical to the one currently being used by another electronic payment instruments service provider or that may be misidentified as another electronic payment instruments service provider;
Ministry of Justice translation — Japanese Law Translation Database System
**八** 第五十六条第一項若しくは第二項の規定により第三十七条の登録を取り消され、第六十二条の二十二第一項若しくは第二項の規定により第六十二条の三の登録を取り消され、第六十三条の十七第一項若しくは第二項の規定により第六十三条の二の登録を取り消され、第六十三条の二十二の二十第一項若しくは第二項の規定により第六十三条の二十二の二の登録を取り消され、第六十三条の三十七第一項若しくは第二項の規定により第六十三条の二十三の許可を取り消され、若しくは第八十二条第一項若しくは第二項の規定により第六十四条第一項の免許を取り消され、又はこの法律若しくは銀行法等に相当する外国の法令の規定により当該外国において受けている同種類の登録、許可若しくは免許（当該登録、許可又は免許に類するその他の行政処分を含む。）を取り消され、その取消しの日から五年を経過しない法人
art-62-6/par-1/item-8 · https://japanlaw.org/en/payment-services-act/art-62-6/par-1/item-8 · https://japanlaw.org/l/421AC0000000059/art-62-6/par-1/item-8
a corporation which had its registration referred to in Article 37 revoked pursuant to the provisions of Article 56, paragraph (1) or (2), had its registration referred to in Article 62-3 revoked pursuant to the provisions of Article 62-22, paragraph (1) or (2), had its registration referred to in Article 63-2 revoked pursuant to the provisions of Article 63-17, paragraph (1) or (2), had its registration referred to in Article 63-22-2 revoked pursuant to the provisions of Article 63-22-20, paragraph (1) or (2), had the permission referred to in Article 63-23 revoked pursuant to the provisions of Article 63-37, paragraph (1) or (2), or had its license under the provisions of Article 64, paragraph (1) revoked pursuant to the provisions of Article 82, paragraph (1) or (2), or had the registration, permission or license of the same type in a foreign state (including other administrative dispositions similar to the registration, permission or license) revoked pursuant to the provisions of laws and regulations of the foreign state equivalent to this Act or the Banking Act, etc., and for which five years have not elapsed from the date of the revocation;
machine translation, not official
**九** 第三十七条の二第二項の規定により読み替えて適用する第五十六条第一項の規定による特定資金移動業（第三十六条の二第四項に規定する特定資金移動業をいう。以下同じ。）の廃止の命令を受け、若しくは第六十二条の八第二項の規定により読み替えて適用する第六十二条の二十二第一項の規定による電子決済手段等取引業の廃止の命令を受け、又はこの法律若しくは銀行法等に相当する外国の法令の規定によるこれらの業務と同種類の業務の廃止の命令を受け、これらの命令の日から五年を経過しない法人
art-62-6/par-1/item-9 · https://japanlaw.org/en/payment-services-act/art-62-6/par-1/item-9 · https://japanlaw.org/l/421AC0000000059/art-62-6/par-1/item-9
a corporation which received an order to discontinue specified funds transfer services (meaning the specified funds transfer services prescribed in Article 36-2, paragraph (4); the same applies hereinafter) pursuant to the provisions of Article 56, paragraph (1) as applied pursuant to Article 37-2, paragraph (2) following the deemed replacement of terms, received an order to discontinue electronic payment instruments services pursuant to the provisions of Article 62-22, paragraph (1) as applied pursuant to Article 62-8, paragraph (2) following the deemed replacement of terms, or received an order to discontinue the same type of services as these services pursuant to the provisions of laws and regulations of a foreign state that are equivalent to this Act or the Banking Act, etc., and for which five years have not elapsed from the date of the order;
Ministry of Justice translation — Japanese Law Translation Database System
**十** この法律、金融商品取引法、銀行法等、金融機関の信託業務の兼営等に関する法律、出資の受入れ、預り金及び金利等の取締りに関する法律若しくは信託業法又はこれらに相当する外国の法令の規定に違反し、罰金の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から五年を経過しない法人
art-62-6/par-1/item-10 · https://japanlaw.org/en/payment-services-act/art-62-6/par-1/item-10 · https://japanlaw.org/l/421AC0000000059/art-62-6/par-1/item-10
a corporation which has been punished by a fine (including a punishment pursuant to laws and regulations of a foreign state equivalent to this) for violating the provisions of this Act, the Financial Instruments and Exchange Act, the Banking Act, etc., the Act on Engagement in Trust Business by Financial Institutions, the Act Regulating the Receipt of Contributions, the Receipt of Deposits, and Interest Rates, or the Trust Business Act, or laws and regulations of a foreign state equivalent thereto, and for which five years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed;
Ministry of Justice translation — Japanese Law Translation Database System
**十一** 他に行う事業が公益に反すると認められる法人
art-62-6/par-1/item-11 · https://japanlaw.org/en/payment-services-act/art-62-6/par-1/item-11 · https://japanlaw.org/l/421AC0000000059/art-62-6/par-1/item-11
a corporation whose other business is found to be against the public interest;
Ministry of Justice translation — Japanese Law Translation Database System
**十二** 取締役、監査役若しくは執行役又は会計参与（外国電子決済手段等取引業者にあっては、外国の法令上これらに相当する者又は国内における代表者とする。以下この章において「取締役等」という。）のうちに次のいずれかに該当する者のある法人
art-62-6/par-1/item-12 · https://japanlaw.org/en/payment-services-act/art-62-6/par-1/item-12 · https://japanlaw.org/l/421AC0000000059/art-62-6/par-1/item-12
a corporation that employs a person who is a company director, company auditor, executive officer, or accounting advisor (meaning a person equivalent thereto under laws and regulations of a foreign state or representative persons in Japan in cases of a foreign electronic payment instruments service provider; hereinafter referred to as a "company director, etc." in this Chapter) falling under any of the following items:
Ministry of Justice translation — Japanese Law Translation Database System
**イ** 心身の故障のため電子決済手段等取引業に係る職務を適正に執行することができない者として内閣府令で定める者
art-62-6/par-1/item-12/sub-1 · https://japanlaw.org/en/payment-services-act/art-62-6/par-1/item-12/sub-1 · https://japanlaw.org/l/421AC0000000059/art-62-6/par-1/item-12/sub-1
a person specified by Cabinet Office Order as being unable to properly perform their duties pertaining to electronic payment instruments services due to a mental or physical disorder;
Ministry of Justice translation — Japanese Law Translation Database System
**ロ** 破産手続開始の決定を受けて復権を得ない者又は外国の法令上これに相当する者
art-62-6/par-1/item-12/sub-2 · https://japanlaw.org/en/payment-services-act/art-62-6/par-1/item-12/sub-2 · https://japanlaw.org/l/421AC0000000059/art-62-6/par-1/item-12/sub-2
a person who has not had their rights restored after receiving an order to commence bankruptcy proceedings, or a person equivalent thereto pursuant to laws and regulations of a foreign state;
Ministry of Justice translation — Japanese Law Translation Database System
**ハ** 拘禁刑以上の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から五年を経過しない者
art-62-6/par-1/item-12/sub-3 · https://japanlaw.org/en/payment-services-act/art-62-6/par-1/item-12/sub-3 · https://japanlaw.org/l/421AC0000000059/art-62-6/par-1/item-12/sub-3
a person who has been sentenced to imprisonment or heavier punishment (including equivalent punishment pursuant to laws and regulations of a foreign state), and for whom five years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed;
machine translation, not official
**ニ** この法律、金融商品取引法、銀行法等、金融機関の信託業務の兼営等に関する法律、出資の受入れ、預り金及び金利等の取締りに関する法律、暴力団員による不当な行為の防止等に関する法律若しくは信託業法又はこれらに相当する外国の法令の規定に違反し、罰金の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から五年を経過しない者
art-62-6/par-1/item-12/sub-4 · https://japanlaw.org/en/payment-services-act/art-62-6/par-1/item-12/sub-4 · https://japanlaw.org/l/421AC0000000059/art-62-6/par-1/item-12/sub-4
a person who has been punished by a fine (including a punishment pursuant to laws and regulations of a foreign state equivalent to this) for violating the provisions of this Act, the Financial Instruments and Exchange Act, the Banking Act, etc., the Act on Engagement in Trust Business by Financial Institutions, the Act Regulating the Receipt of Contributions, the Receipt of Deposits, and Interest Rates, the Act on Prevention of Unjust Acts by Organized Crime Group Members, or the Trust Business Act, or laws and regulations of a foreign state equivalent thereto, and for whom five years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed; or
Ministry of Justice translation — Japanese Law Translation Database System
**ホ** 電子決済手段等取引業者が第六十二条の二十二第一項若しくは第二項の規定により第六十二条の三の登録を取り消された場合又は法人がこの法律に相当する外国の法令の規定により当該外国において受けている同種類の登録（当該登録に類するその他の行政処分を含む。）を取り消された場合において、その取消しの日前三十日以内にその法人の取締役等であった者で、当該取消しの日から五年を経過しない者その他これに準ずるものとして政令で定める者
art-62-6/par-1/item-12/sub-5 · https://japanlaw.org/en/payment-services-act/art-62-6/par-1/item-12/sub-5 · https://japanlaw.org/l/421AC0000000059/art-62-6/par-1/item-12/sub-5
if an electronic payment instruments service provider had its registration referred to in Article 62-3 revoked pursuant to the provisions of Article 62-22, paragraph (1) or (2), or a corporation had the registration of the same type in a foreign state (including other administrative dispositions similar to the registration) revoked pursuant to the provisions of laws and regulations of the foreign state equivalent to this Act, a person who was a company director, etc. of the corporation at any time during the thirty days prior to the date of the revocation and for whom five years have not elapsed from the date of revocation or a person similar thereto specified by Cabinet Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、前項の規定により登録を拒否したときは、遅滞なく、その理由を示して、その旨を登録申請者に通知しなければならない。
art-62-6/par-2 · https://japanlaw.org/en/payment-services-act/art-62-6/par-2 · https://japanlaw.org/l/421AC0000000059/art-62-6/par-2
When the Prime Minister refuses the registration pursuant to the provisions of the preceding paragraph, the Minister must notify the applicant to that effect by indicating the reason without delay.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十二条の七（変更登録等） — (Registration of Changes)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-62-7 · https://japanlaw.org/en/payment-services-act/art-62-7 · https://japanlaw.org/l/421AC0000000059/art-62-7
**第一項** 電子決済手段等取引業者は、第六十二条の四第一項第七号に掲げる事項の変更（新たな種別の業務を行おうとすることによるものに限る。）をしようとするときは、内閣府令で定めるところにより、内閣総理大臣の変更登録を受けなければならない。
art-62-7/par-1 · https://japanlaw.org/en/payment-services-act/art-62-7/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-7/par-1
When an electronic payment instruments service provider intends to change any of the particulars set forth in Article 62-4, paragraph (1), item (vii) (limited to changes due to its intention to provide a new type of business), the electronic payment instruments service provider must have the change registered by the Prime Minister, pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前三条の規定は、前項の変更登録について準用する。この場合において、第六十二条の四第一項中「次に掲げる」とあるのは「変更に係る」と、同条第二項中「第六十二条の六第一項各号」とあるのは「第六十二条の六第一項各号（第一号、第二号及び第七号から第十二号までを除く。）」と、第六十二条の五第一項中「次に掲げる」とあるのは「前条第一項第七号に掲げる事項の変更に係る」と、前条第一項中「次の各号」とあるのは「次の各号（第一号、第二号及び第七号から第十二号までを除く。）」と読み替えるものとする。
art-62-7/par-2 · https://japanlaw.org/en/payment-services-act/art-62-7/par-2 · https://japanlaw.org/l/421AC0000000059/art-62-7/par-2
The provisions of the preceding three Articles apply mutatis mutandis to the registration of change referred to in the preceding paragraph. In this case, the term the "following particulars" in Article 62-4, paragraph (1) is replaced with the "particulars pertaining to the change", the term "any of the items of Article 62-6, paragraph (1)" in paragraph (2) of that Article is replaced with "any of the items of Article 62-6, paragraph (1) (excluding items (i), (ii) and (vii) through (xii))", the term the "following particulars" in Article 62-5, paragraph (1) is replaced with the "particulars pertaining to the change to the particulars set forth in paragraph (1), item (vii) of the preceding Article," and the term "any of the following items" in paragraph (1) of the preceding Article is replaced with "any of the following items (excluding items (i), (ii) and (vii) through (xii))".
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 電子決済手段等取引業者は、第六十二条の四第一項第八号から第十号までに掲げる事項のいずれかを変更しようとするとき（電子決済手段等取引業の利用者の保護に欠け、又は電子決済手段等取引業の適正かつ確実な遂行に支障を及ぼすおそれが少ない場合として内閣府令で定める場合を除く。）は、あらかじめ、その旨を内閣総理大臣に届け出なければならない。
art-62-7/par-3 · https://japanlaw.org/en/payment-services-act/art-62-7/par-3 · https://japanlaw.org/l/421AC0000000059/art-62-7/par-3
When an electronic payment instruments service provider intends to change any of the particulars set forth in Article 62-4, paragraph (1), item (viii) through (x) (excluding cases specified by Cabinet Office Order as being less likely to weaken the protection of users of electronic payment instruments services or hinder the provision of electronic payment instruments services in a proper and steady manner), the electronic payment instruments service provider must notify the Prime Minister to that effect in advance.
Ministry of Justice translation — Japanese Law Translation Database System
**第四項** 電子決済手段等取引業者は、第六十二条の四第一項各号に掲げる事項のいずれかに変更があったとき（第一項の規定による変更登録を受けた場合及び前項の規定による届出をした場合を除く。）は、遅滞なく、その旨を内閣総理大臣に届け出なければならない。
art-62-7/par-4 · https://japanlaw.org/en/payment-services-act/art-62-7/par-4 · https://japanlaw.org/l/421AC0000000059/art-62-7/par-4
If any of the particulars set forth in the items of Article 62-4, paragraph (1) are changed (excluding the case in which registration of change has been made under the provisions of paragraph (1) and cases in which a notification has been filed under the provisions of the preceding paragraph), the electronic payment instruments service provider must notify the Prime Minister to that effect without delay.
Ministry of Justice translation — Japanese Law Translation Database System
**第五項** 内閣総理大臣は、前二項の規定による届出を受理したとき（第六十二条の二十五第九項の規定により前項の規定による届出があったものとみなされた場合を含む。）は、届出があった事項を電子決済手段等取引業者登録簿に登録しなければならない。
art-62-7/par-5 · https://japanlaw.org/en/payment-services-act/art-62-7/par-5 · https://japanlaw.org/l/421AC0000000059/art-62-7/par-5
If the Prime Minister accepts a notification under the provisions of the preceding two paragraphs (including the case where a notification under the provisions of the preceding paragraph is deemed to have been filed pursuant to the provisions of Article 62-25, paragraph (9)), the Minister must register the particulars of the notification in the register of electronic payment instruments service providers.
machine translation, not official
### 第六十二条の八（電子決済手段を発行する者に関する特例） — (Special Provisions for Issuers of Electronic Payment Instruments)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-62-8 · https://japanlaw.org/en/payment-services-act/art-62-8 · https://japanlaw.org/l/421AC0000000059/art-62-8
**第一項** 銀行等又は資金移動業者であって、電子決済手段を発行する者（以下この条において「発行者」という。）は、第六十二条の六第一項第八号及び第九号に該当しない場合には、第六十二条の三の規定にかかわらず、その発行する電子決済手段について、電子決済手段等取引業（電子決済手段関連業務に限る。以下この条及び第百十三条第二号において同じ。）を行うことができる。
art-62-8/par-1 · https://japanlaw.org/en/payment-services-act/art-62-8/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-8/par-1
Notwithstanding the provisions of Article 62-3, if a bank, etc. or funds transfer service provider that issues electronic payment instruments (hereinafter referred to as the "issuer" in this Article) does not fall under Article 62-6, paragraph (1), items (viii) and (ix), it may provide electronic payment instruments services (limited to the electronic payment instruments-related business; hereinafter the same applies in this Article and Article 113, item (ii)) with regard to electronic payment instruments issued thereby.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 発行者が前項の規定により電子決済手段等取引業を行う場合においては、当該発行者を電子決済手段等取引業者とみなして、第二条第二十八項、第六十二条の五、前条第三項から第五項まで、次条から第六十二条の十二まで、第六十二条の十四、第六十二条の十六から第六十二条の二十二第一項まで、第六十二条の二十四、第六十二条の二十五第一項から第七項まで、第六十二条の二十六第一項、第五章、第六章、第百二条及び第百三条の規定並びにこれらの規定に係る第八章の規定を適用する。この場合において、次の表の上欄に掲げる規定中同表の中欄に掲げる字句は、それぞれ同表の下欄に掲げる字句とするほか、必要な技術的読替えは、政令で定める。
第六十二条の五第一項 第六十二条の三の登録の申請があったときは、次条第一項の規定によりその登録を拒否する場合を除くほか 第六十二条の八第三項の規定による届出があったときは
電子決済手段等取引業者登録簿に登録し 名簿に登載し
第六十二条の五第一項第一号 前条第一項各号 前条第一項各号（第九号を除く。）
第六十二条の五第一項第二号 登録年月日及び登録番号 届出年月日及び届出受理番号
第六十二条の五第二項 登録を 登載を
登録申請者 第六十二条の八第三項の規定による届出をした者
第六十二条の五第三項 電子決済手段等取引業者登録簿 第一項の名簿
前条第三項 から第十号まで 又は第十号
前条第四項 第六十二条の四第一項各号 第六十二条の四第一項各号（第九号を除く。）
前条第五項 （第六十二条の二十五第九項の規定により前項の規定による届出があったものとみなされた場合を含む。）は、届出があった事項を電子決済手段等取引業者登録簿に登録し は、届出があった事項を第六十二条の五第一項の名簿に登載し
第六十二条の十二 より、電子決済手段等取引業と銀行等、資金移動業者又は特定信託会社が行う業務との誤認を防止するための説明 より
第六十二条の十七第一項 利用者 利用者」と、同法第三十七条第一項第二号及び第三十七条の三第一項第二号中「金融商品取引業者等である旨及び当該金融商品取引業者等の登録番号」とあるのは「資金決済に関する法律第六十二条の八第三項の規定による届出の受理番号
第六十二条の二十二第一項 次の各号のいずれか 第三号
第六十二条の三の登録を取り消し 電子決済手段等取引業の廃止を命じ
第六十二条の二十五第二項 当該電子決済手段等取引業者の第六十二条の三の登録は、その効力を失う。この場合において、当該 当該
第六十二条の二十六第一項 又は第二項の規定により第六十二条の三の登録が取り消された の規定による電子決済手段等取引業の廃止の命令を受けたときその他政令で定める
art-62-8/par-2 · https://japanlaw.org/en/payment-services-act/art-62-8/par-2 · https://japanlaw.org/l/421AC0000000059/art-62-8/par-2
If the issuer provides electronic payment instruments services pursuant to the provisions of the preceding paragraph, the issuer is deemed to be an electronic payment instruments service provider, and the provisions of Article 2, paragraph (28), Article 62-5 and paragraphs (3) through (5) of the preceding Article, the following Article through Article 62-12, Article 62-14, Article 62-16 through Article 62-22, paragraph (1), Article 62-24, Article 62-25, paragraphs (1) through (7), Article 62-26, paragraph (1), Chapter V, Chapter VI, Article 102, and Article 103 and the provisions of Chapter VIII that are relevant to those provisions apply. In this case, the terms or phrases listed in the middle column of the table below in the provisions as listed in the left-hand column of that table are deemed to be replaced with the respective terms or phrases listed in the right-hand column of that table; and any other necessary technical replacement of terms is specified by Cabinet Order:
Article 62-5, paragraph (1) when an application for registration referred to in Article 62-3 is filed, except when refusing the registration pursuant to the provisions of paragraph (1) of the following Article when a notification under the provisions of Article 62-8, paragraph (3) is made
register the following particulars in the register of electronic payment instruments service providers record the following particulars in the register
Article 62-5, paragraph (1), item (i) items of paragraph (1) of the preceding Article items of paragraph (1) of the preceding Article (excluding item (ix))
Article 62-5, paragraph (1), item (ii) date of registration and registration number date of notification and notification acceptance number
Article 62-5, paragraph (2) registers records
applicant person who made a notification under the provisions of Article 62-8, paragraph (3)
Article 62-5, paragraph (3) register of electronic payment instruments service providers register referred to in paragraph (1)
Paragraph (3) of the preceding Article through item (x) or item (x)
Paragraph (4) of the preceding Article items of Article 62-4, paragraph (1) items of Article 62-4, paragraph (1) (excluding item (ix))
Paragraph (5) of the preceding Article (including the case where a notification under the provisions of the preceding paragraph is deemed to have been filed pursuant to the provisions of Article 62-25, paragraph (9)), the Minister must register the particulars of the notification in the register of electronic payment instruments service providers , the Minister must record the particulars of the notification in the register referred to in Article 62-5, paragraph (1)
Article 62-12 Pursuant to the provisions of Cabinet Office Order, an electronic payment instruments service provider must provide explanation to prevent users from mistaking its electronic payment instruments services for the business carried out by a deposit-taking institution, funds transfer service provider, or specified trust company, provide Pursuant to the provisions of Cabinet Office Order, an electronic payment instruments service provider must provide
Article 62-17, paragraph (1) user user", respectively, and the phrase "an indication that it is a financial instruments business operator, etc., and its registration number" in Article 37, paragraph (1), item (ii) and Article 37-3, paragraph (1), item (ii) of that Act is deemed to be replaced with "the acceptance number of the notification under the provisions of Article 62-8, paragraph (3) of the Payment Services Act
Article 62-22, paragraph (1) any of the following items item (iii)
revoke its registration referred to in Article 62-3 order discontinuance of electronic payment instruments services
Article 62-25, paragraph (2) the registration of the electronic payment instruments service provider referred to in Article 62-3 ceases to be effective. In this case, a person who has been a person who has been
Article 62-26, paragraph (1) when the registration referred to in Article 62-3 has been revoked pursuant to provisions of Article 62-22, paragraph (1) or (2) when the electronic payment instruments service provider receives an order to discontinue electronic payment instruments services pursuant to the provisions of Article 62-22, paragraph (1), or in other cases specified by Cabinet Order
machine translation, not official
**第三項** 発行者は、第一項の規定により電子決済手段等取引業を行おうとするときは、第六十二条の四第一項各号（第九号を除く。）に掲げる事項を記載した書類、第六十二条の六第一項第八号及び第九号に該当しないことを誓約する書面その他内閣府令で定める書類を内閣総理大臣に届け出なければならない。
art-62-8/par-3 · https://japanlaw.org/en/payment-services-act/art-62-8/par-3 · https://japanlaw.org/l/421AC0000000059/art-62-8/par-3
When the issuer intends to provide electronic payment instruments services pursuant to the provisions of paragraph (1), it must submit to the Prime Minister documents containing particulars set forth in the items of Article 62-4, paragraph (1) (excluding item (ix)), a document in which the issuer pledges that it does not fall under Article 62-6, paragraph (1), items (viii) and (ix), and other documents specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十二条の九（名義貸しの禁止） — (Prohibition of Name Lending)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-62-9 · https://japanlaw.org/en/payment-services-act/art-62-9 · https://japanlaw.org/l/421AC0000000059/art-62-9
**第一項** 電子決済手段等取引業者は、自己の名義をもって、他人に電子決済手段等取引業を行わせてはならない。
art-62-9/par-1 · https://japanlaw.org/en/payment-services-act/art-62-9/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-9/par-1
An electronic payment instruments service provider must not have another person provide the electronic payment instruments services in the name of the electronic payment instruments service provider.
Ministry of Justice translation — Japanese Law Translation Database System
## 第二節 業務 — Section 2 Business
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-3-2/sec-2 · https://japanlaw.org/en/payment-services-act/ch-3-2/sec-2 · https://japanlaw.org/l/421AC0000000059/ch-3-2/sec-2
### 第六十二条の十（情報の安全管理） — (Management of Information Security)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-62-10 · https://japanlaw.org/en/payment-services-act/art-62-10 · https://japanlaw.org/l/421AC0000000059/art-62-10
**第一項** 電子決済手段等取引業者は、内閣府令で定めるところにより、電子決済手段等取引業に係る情報の漏えい、滅失又は毀損の防止その他の当該情報の安全管理のために必要な措置を講じなければならない。
art-62-10/par-1 · https://japanlaw.org/en/payment-services-act/art-62-10/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-10/par-1
Pursuant to the provisions of Cabinet Office Order, an electronic payment instruments service provider must take necessary measures for preventing leakage, loss, or damage of information pertaining to the electronic payment instruments services and other measures for ensuring security management of the relevant information.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十二条の十一（委託先に対する指導） — (Guidance of Entrusted Parties)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-62-11 · https://japanlaw.org/en/payment-services-act/art-62-11 · https://japanlaw.org/l/421AC0000000059/art-62-11
**第一項** 電子決済手段等取引業者は、電子決済手段等取引業の一部を第三者に委託（二以上の段階にわたる委託を含む。）をした場合には、内閣府令で定めるところにより、当該委託に係る業務の委託先に対する指導その他の当該業務の適正かつ確実な遂行を確保するために必要な措置を講じなければならない。
art-62-11/par-1 · https://japanlaw.org/en/payment-services-act/art-62-11/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-11/par-1
If an electronic payment instruments service provider entrusts (including the case under multi-tier entrustment arrangements) part of the electronic payment instruments services to a third party, the electronic payment instruments service provider must provide guidance to the third party to whom the relevant business has been entrusted and take other measures necessary for ensuring the operation of the business in a proper and steady manner pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十二条の十二（利用者の保護等に関する措置） — (Measures for Customer Protection)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-62-12 · https://japanlaw.org/en/payment-services-act/art-62-12 · https://japanlaw.org/l/421AC0000000059/art-62-12
**第一項** 電子決済手段等取引業者は、内閣府令で定めるところにより、電子決済手段等取引業と銀行等、資金移動業者又は特定信託会社が行う業務との誤認を防止するための説明、電子決済手段の内容、手数料その他の電子決済手段等取引業に係る契約の内容についての情報の提供その他の電子決済手段等取引業の利用者の保護を図り、及び電子決済手段等取引業の適正かつ確実な遂行を確保するために必要な措置を講じなければならない。
art-62-12/par-1 · https://japanlaw.org/en/payment-services-act/art-62-12/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-12/par-1
Pursuant to the provisions of Cabinet Office Order, an electronic payment instruments service provider must provide explanation to prevent users from mistaking its electronic payment instruments services for the business carried out by a bank, etc., funds transfer service provider, or specified trust company, provide information about details of electronic payment instruments, fees and other terms and conditions of contracts related to the electronic payment instruments services, and take other measures necessary for protecting the users of electronic payment instruments services and ensuring the provision of the electronic payment instruments services in a proper and steady manner.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十二条の十三（金銭等の預託の禁止） — (Prohibition on Depositing Money)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-62-13 · https://japanlaw.org/en/payment-services-act/art-62-13 · https://japanlaw.org/l/421AC0000000059/art-62-13
**第一項** 電子決済手段等取引業者は、いかなる名目によるかを問わず、その行う電子決済手段等取引業に関して、利用者から金銭その他の財産（電子決済手段を除く。）の預託を受け、又は当該電子決済手段等取引業者と密接な関係を有する者として政令で定める者に利用者の金銭その他の財産を預託させてはならない。ただし、利用者の保護に欠けるおそれが少ない場合として内閣府令で定める場合は、この限りでない。
art-62-13/par-1 · https://japanlaw.org/en/payment-services-act/art-62-13/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-13/par-1
An electronic payment instruments service provider must not, for any reason, receive a deposit of money or other property (excluding electronic payment instruments) from a user, or have a person specified by Cabinet Order as being closely related to that electronic payment instruments service provider deposit a user's money or other property, in connection with the electronic payment instruments services it provides; provided, however, that this does not apply in cases specified by Cabinet Office Order as being less likely to weaken the protection of users.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十二条の十四（利用者財産の管理） — (Management of Users' Property)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-62-14 · https://japanlaw.org/en/payment-services-act/art-62-14 · https://japanlaw.org/l/421AC0000000059/art-62-14
**第一項** 電子決済手段等取引業者は、その行う電子決済手段等取引業に関して、内閣府令で定めるところにより、電子決済手段等取引業の利用者の電子決済手段を自己の電子決済手段と分別して管理しなければならない。
art-62-14/par-1 · https://japanlaw.org/en/payment-services-act/art-62-14/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-14/par-1
In connection with its electronic payment instruments services, an electronic payment instruments service provider must manage the electronic payment instruments of the users of electronic payment instruments services separately from its own electronic payment instruments pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 電子決済手段等取引業者は、前項の規定による管理の状況について、内閣府令で定めるところにより、定期に、公認会計士又は監査法人の監査を受けなければならない。
art-62-14/par-2 · https://japanlaw.org/en/payment-services-act/art-62-14/par-2 · https://japanlaw.org/l/421AC0000000059/art-62-14/par-2
Pursuant to the provisions of Cabinet Office Order, an electronic payment instruments service provider must undergo a periodic audit by a certified public accountant or by an audit corporation, with regard to the state of management under the provisions of the preceding paragraph.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十二条の十五（発行者等との契約締結義務） — (Obligation to Conclude Contract with Issuers)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-62-15 · https://japanlaw.org/en/payment-services-act/art-62-15 · https://japanlaw.org/l/421AC0000000059/art-62-15
**第一項** 電子決済手段等取引業者は、電子決済手段等取引業を行う場合（電子決済手段等取引業の利用者の保護に欠け、又は電子決済手段等取引業の適正かつ確実な遂行に支障を及ぼすおそれが少ない場合として内閣府令で定める場合を除く。）には、次の各号に掲げる場合の区分に応じ、当該各号に定める者（以下この条において「発行者等」という。）との間で、利用者に損害が生じた場合における当該損害についての当該発行者等と当該電子決済手段等取引業者との賠償責任の分担に関する事項その他の内閣府令で定める事項を定めた電子決済手段等取引業に係る契約を締結し、これに従って当該発行者等に係る電子決済手段等取引業を行わなければならない。
art-62-15/par-1 · https://japanlaw.org/en/payment-services-act/art-62-15/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-15/par-1
If an electronic payment instruments service provider provides electronic payment instruments services (excluding cases specified by Cabinet Office Order as being less likely to weaken the protection of users of electronic payment instruments services or hinder the provision of electronic payment instruments services in a proper and steady manner), the electronic payment instruments service provider must conclude, with the person specified in the following items (hereinafter referred to as the "issuer, etc." in this Article) according to the categories of cases set forth therein, a contract relating to electronic payment instruments services in which particulars concerning the sharing that will take place between the issuer, etc. and the electronic payment instruments service provider of the liability to compensate users for any loss or damage sustained thereby and other particulars specified by Cabinet Office Order are stipulated, and provide the electronic payment instruments services pertaining to the issuer, etc. under this contract:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 電子決済手段関連業務を行う場合 当該電子決済手段等取引業者が取り扱う電子決済手段を発行する者
art-62-15/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-62-15/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-62-15/par-1/item-1
if the electronic payment instruments service provider engages in the electronic payment instruments-related business:a person that issues electronic payment instruments handled by the electronic payment instruments service provider; and
Ministry of Justice translation — Japanese Law Translation Database System
**二** 第二条第十項第四号に掲げる行為を行う場合 同号の資金移動業者
art-62-15/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-62-15/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-62-15/par-1/item-2
if the electronic payment instruments service provider engages in the act set forth in Article 2, paragraph (10), item (iv):the funds transfer service provider referred to in that item.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十二条の十六（指定電子決済手段等取引業務紛争解決機関との契約締結義務等） — (Obligation to Conclude Contract with Designated Dispute Resolution Organizations for Electronic Payment Instruments Business)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-62-16 · https://japanlaw.org/en/payment-services-act/art-62-16 · https://japanlaw.org/l/421AC0000000059/art-62-16
**第一項** 電子決済手段等取引業者は、次の各号に掲げる場合の区分に応じ、当該各号に定める措置を講じなければならない。
art-62-16/par-1 · https://japanlaw.org/en/payment-services-act/art-62-16/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-16/par-1
An electronic payment instruments service provider must take the measures specified in the following items according to the categories of cases prescribed therein:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 指定電子決済手段等取引業務紛争解決機関（指定紛争解決機関であってその紛争解決等業務の種別が電子決済手段等取引業務であるものをいう。以下この条において同じ。）が存在する場合 一の指定電子決済手段等取引業務紛争解決機関との間で電子決済手段等取引業に係る手続実施基本契約（第九十九条第一項第八号に規定する手続実施基本契約をいう。次項において同じ。）を締結する措置
art-62-16/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-62-16/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-62-16/par-1/item-1
if one or more designated dispute resolution organizations for electronic payment instruments business (meaning designated dispute resolution organizations of which type of dispute resolution services is electronic payment instruments business; hereinafter the same applies in this Article) exist:measures to conclude a basic contract for execution of procedures with a designated dispute resolution organization for electronic payment instruments business (meaning a basic contract for execution of procedures prescribed in Article 99, paragraph (1), item (viii); the same applies in the following paragraph) pertaining to the electronic payment instruments services; or
Ministry of Justice translation — Japanese Law Translation Database System
**二** 指定電子決済手段等取引業務紛争解決機関が存在しない場合 電子決済手段等取引業に関する苦情処理措置及び紛争解決措置
art-62-16/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-62-16/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-62-16/par-1/item-2
if no designated dispute resolution organization for electronic payment instruments business exists:complaint processing measures and dispute resolution measures pertaining to the electronic payment instruments services.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 電子決済手段等取引業者は、前項の規定により手続実施基本契約を締結する措置を講じた場合には、当該手続実施基本契約の相手方である指定電子決済手段等取引業務紛争解決機関の商号又は名称を公表しなければならない。
art-62-16/par-2 · https://japanlaw.org/en/payment-services-act/art-62-16/par-2 · https://japanlaw.org/l/421AC0000000059/art-62-16/par-2
If an electronic payment instruments service provider implements measures to conclude a basic contract for execution of procedures pursuant to the provisions of the preceding paragraph, the electronic payment instruments service provider must announce the trade name or other name of the designated dispute resolution organization for electronic payment instruments business that is the counterparty to the basic contract for execution of procedures.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 第一項の規定は、次の各号に掲げる場合の区分に応じ、当該各号に定める期間においては、適用しない。
art-62-16/par-3 · https://japanlaw.org/en/payment-services-act/art-62-16/par-3 · https://japanlaw.org/l/421AC0000000059/art-62-16/par-3
The provisions of paragraph (1) do not apply during the period specified in the following items for the respective categories of cases prescribed therein:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 第一項第一号に掲げる場合に該当していた場合において、同項第二号に掲げる場合に該当することとなったとき 第百一条第一項において読み替えて準用する銀行法第五十二条の八十三第一項の規定による紛争解決等業務の廃止の認可又は第百条第一項の規定による指定の取消しの時に、同号に定める措置を講ずるために必要な期間として内閣総理大臣が定める期間
art-62-16/par-3/item-1 · https://japanlaw.org/en/payment-services-act/art-62-16/par-3/item-1 · https://japanlaw.org/l/421AC0000000059/art-62-16/par-3/item-1
if an electronic payment instruments service provider who initially fell under the case set forth in paragraph (1), item (i) has come to fall under the case set forth in paragraph (1), item (ii):a period specified by the Prime Minister as the period necessary for taking measures specified in paragraph (1), item (ii) when authorization is granted for the discontinuation of the dispute resolution services referred to in Article 52-83, paragraph (1) of the Banking Act as applied mutatis mutandis pursuant to Article 101, paragraph (1) following the deemed replacement of terms or when the designation is revoked pursuant to the provisions of Article 100, paragraph (1);
Ministry of Justice translation — Japanese Law Translation Database System
**二** 第一項第一号に掲げる場合に該当していた場合において、同号の一の指定電子決済手段等取引業務紛争解決機関の紛争解決等業務の廃止が第百一条第一項において読み替えて準用する銀行法第五十二条の八十三第一項の規定により認可されたとき、又は同号の一の指定電子決済手段等取引業務紛争解決機関の第九十九条第一項の規定による指定が第百条第一項の規定により取り消されたとき（前号に掲げる場合を除く。） その認可又は取消しの時に、第一項第一号に定める措置を講ずるために必要な期間として内閣総理大臣が定める期間
art-62-16/par-3/item-2 · https://japanlaw.org/en/payment-services-act/art-62-16/par-3/item-2 · https://japanlaw.org/l/421AC0000000059/art-62-16/par-3/item-2
if an electronic payment instruments service provider falls under the case set forth in paragraph (1), item (i), when authorization is granted for the discontinuation of the dispute resolution services provided by the designated dispute resolution organization for electronic payment instruments business referred to in that item pursuant to the provisions of Article 52-83, paragraph (1) of the Banking Act as applied mutatis mutandis pursuant to Article 101, paragraph (1) following the deemed replacement of terms or when the designation under the provisions of Article 99, paragraph (1) of the designated dispute resolution organization for electronic payment instruments business referred to in that item is revoked pursuant to the provisions of Article 100, paragraph (1) (excluding the case specified in the preceding item):a period specified by the Prime Minister as the period necessary for taking measures specified in paragraph (1), item (i) when the authorization is granted or the designation is revoked; or
Ministry of Justice translation — Japanese Law Translation Database System
**三** 第一項第二号に掲げる場合に該当していた場合において、同項第一号に掲げる場合に該当することとなったとき 第九十九条第一項の規定による指定の時に、同号に定める措置を講ずるために必要な期間として内閣総理大臣が定める期間
art-62-16/par-3/item-3 · https://japanlaw.org/en/payment-services-act/art-62-16/par-3/item-3 · https://japanlaw.org/l/421AC0000000059/art-62-16/par-3/item-3
if an electronic payment instruments service provider who initially fell under the case set forth in paragraph (1), item (ii) has come to fall under the case set forth in paragraph (1), item (i):a period specified by the Prime Minister as the period necessary for taking measures specified in paragraph (1), item (i) when designated pursuant to the provisions of Article 99, paragraph (1).
Ministry of Justice translation — Japanese Law Translation Database System
**第四項** 第一項第二号の「苦情処理措置」とは、利用者からの苦情の処理の業務に従事する使用人その他の従業者に対する助言若しくは指導を消費生活に関する消費者と事業者との間に生じた苦情に係る相談その他の消費生活に関する事項について専門的な知識経験を有する者として内閣府令で定める者に行わせること又はこれに準ずるものとして内閣府令で定める措置をいう。
art-62-16/par-4 · https://japanlaw.org/en/payment-services-act/art-62-16/par-4 · https://japanlaw.org/l/421AC0000000059/art-62-16/par-4
The term "complaint processing measures" as used in paragraph (1), item (ii) means having a person specified by Cabinet Office Order as one who has expert knowledge and experience with regard to consultation regarding complaints on consumer affairs that the consumer made against the service provider or in other areas of consumer affairs provide advice or guidance to employees or other workers who engage in the business of processing complaints from the users or any other measures specified by Cabinet Office Order as similar thereto.
Ministry of Justice translation — Japanese Law Translation Database System
**第五項** 第一項第二号の「紛争解決措置」とは、利用者との紛争の解決を認証紛争解決手続により図ること又はこれに準ずるものとして内閣府令で定める措置をいう。
art-62-16/par-5 · https://japanlaw.org/en/payment-services-act/art-62-16/par-5 · https://japanlaw.org/l/421AC0000000059/art-62-16/par-5
The term "dispute resolution measures" as used in paragraph (1), item (ii) means seeking resolution of a dispute with the user through the authorized dispute resolution procedures or any other measures specified by Cabinet Office Order as similar thereto.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十二条の十七（金融商品取引法の準用） — (Application Mutatis Mutandis of the Financial Instruments and Exchange Act)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-62-17 · https://japanlaw.org/en/payment-services-act/art-62-17 · https://japanlaw.org/l/421AC0000000059/art-62-17
**第一項** 金融商品取引法第三章第一節第五款（第三十四条の二第六項から第八項まで並びに第三十四条の三第五項及び第六項を除く。）、同章第二節第一款（第三十五条から第三十六条の四まで、第三十七条の二、第三十七条の三第三項、第三十七条の五、第三十七条の七、第三十八条第七号及び第八号、第三十八条の二、第三十九条並びに第四十条の二から第四十条の七までを除く。）及び第四十五条（第三号及び第四号を除く。）の規定（次項において「金融商品取引法規定」という。）は、特定電子決済手段等取引契約（通貨の価格その他の指標に係る変動によりその価格が変動するおそれがある電子決済手段として内閣府令で定めるものに係る電子決済手段関連業務を行うことを内容とする契約をいう。同項において同じ。）に係る電子決済手段関連業務を行う電子決済手段等取引業者について準用する。この場合において、同項に定める場合を除き、これらの規定中「金融商品取引契約」とあるのは「特定電子決済手段等取引契約」と、「顧客」とあるのは「利用者」と読み替えるものとする。
art-62-17/par-1 · https://japanlaw.org/en/payment-services-act/art-62-17/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-17/par-1
The provisions of Chapter III, Section 1, Subsection 5 (excluding Article 34-2, paragraphs (6) through (8) and Article 34-3, paragraphs (5) and (6)), Section 2, Subsection 1 of that Chapter (excluding Articles 35 through 36-4, Article 37-2, Article 37-3, paragraph (3), Article 37-5, Article 37-7, Article 38, items (vii) and (viii), Article 38-2, Article 39, and Articles 40-2 through 40-7) and Article 45 (excluding items (iii) and (iv)) of the Financial Instruments and Exchange Act (referred to as the "provisions of the Financial Instruments and Exchange Act" in the following paragraph) apply mutatis mutandis to an electronic payment instruments service provider that engages in the electronic payment instruments-related business pertaining to a specified contract for electronic payment instruments transaction (meaning a contract for carrying out electronic payment instruments-related business pertaining to what is specified by Cabinet Office Order as electronic payment instruments for which the prices are likely to fluctuate due to fluctuations in indicators such as value of currencies; the same applies in that paragraph). In this case, except in cases prescribed in that paragraph, the term "contract for financial instruments transaction" and the term "customer" in these provisions are deemed to be replaced with "specified contract for electronic payment instruments transaction" and "user", respectively.
Ministry of Justice translation with a slip corrected by this site — not the Ministry's text; the Ministry printed: "The provisions of Chapter III, Section 1, Subsection 5 (excluding Article 34-2, paragraphs (6) through (8) and Article 34-3, paragraphs (5) and (6)), Section 2, Subsection 1 of the that Chapter (excluding Articles 35 through 36-4, Article 37-2, Article 37-3, paragraph (3), Article 37-5, Article 37-7, Article 38, items (vii) and (viii), Article 38-2, Article 39, and Articles 40-2 through 40-7) and Article 45 (excluding items (iii) and (iv)) of the Financial Instruments and Exchange Act (referred to as the "provisions of the Financial Instruments and Exchange Act" in the following paragraph) apply mutatis mutandis to an electronic payment instruments service provider that engages in the electronic payment instruments-related business pertaining to a specified contract for electronic payment instruments transaction (meaning a contract for carrying out electronic payment instruments-related business pertaining to what is specified by Cabinet Office Order as electronic payment instruments for which the prices are likely to fluctuate due to fluctuations in indicators such as value of currencies; the same applies in that paragraph). In this case, except in cases prescribed in that paragraph, the term "contract for financial instruments transaction" and the term "customer" in these provisions are deemed to be replaced with "specified contract for electronic payment instruments transaction" and "user", respectively." — https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb
**第二項** 金融商品取引法規定を特定電子決済手段等取引契約に係る電子決済手段関連業務を行う電子決済手段等取引業者について準用する場合において、次の表の上欄に掲げる金融商品取引法規定中同表の中欄に掲げる字句は、それぞれ同表の下欄に掲げる字句と読み替えるものとするほか、必要な技術的読替えは、政令で定める。
第三十四条 顧客を相手方とし、又は顧客のために金融商品取引行為（第二条第八項各号に掲げる行為をいう。以下同じ。）を行うことを内容とする契約（以下「金融商品取引契約」という 特定電子決済手段等取引契約（資金決済に関する法律第六十二条の十七第一項に規定する特定電子決済手段等取引契約をいう。以下同じ
同条第三十一項第四号 第二条第三十一項第四号
第三十七条第二項 金融商品取引行為 特定電子決済手段等取引契約の締結
第三十七条の三第一項第五号 行う金融商品取引行為 締結する特定電子決済手段等取引契約
金利、通貨の価格、金融商品市場における相場 通貨の価格
第四十条第一号 金融商品取引行為 特定電子決済手段等取引契約の締結
art-62-17/par-2 · https://japanlaw.org/en/payment-services-act/art-62-17/par-2 · https://japanlaw.org/l/421AC0000000059/art-62-17/par-2
If the provisions of the Financial Instruments and Exchange Act apply mutatis mutandis to an electronic payment instruments service provider that engages in the electronic payment instruments-related business pertaining to a specified contract for electronic payment instruments transaction, the terms or phrases listed in the middle column of the table below in the provisions of the Financial Instruments and Exchange Act as listed in the left-hand column of that table are deemed to be replaced with the respective terms or phrases listed in the right-hand column of that table; and any other necessary technical replacement of terms is specified by Cabinet Order:
Article 34 contract for the financial instruments business operator, etc. to perform an act that constitutes a financial instruments transaction (meaning an act as set forth in the items of Article 2, paragraph (8); the same applies hereinafter) with the customer as the other party or on behalf of the customer (hereinafter the contract is referred to as a "financial instruments transaction contract" specified contract for electronic payment instruments transaction (meaning the specified contract for electronic payment instruments transaction prescribed in Article 62-17, paragraph (1) of the Payment Services Act; the same applies hereinafter
Article 2, paragraph (31), item (iv) Article 2, paragraph (31), item (iv)
Article 37, paragraph (2) an act that constitutes a financial instruments transaction the conclusion of a specified contract for electronic payment instruments transaction
Article 37-3, paragraph (1), item (v) an act that constitutes a financial instruments transaction carried out a specified contract for electronic payment instruments transaction concluded
money rate, the value of currencies, quotations on the financial instruments market value of currencies
Article 40, item (i) an act that constitutes a financial instruments transaction the conclusion of a specified contract for electronic payment instruments transaction
Ministry of Justice translation — Japanese Law Translation Database System
## 第三節 監督 — Section 3 Supervision
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-3-2/sec-3 · https://japanlaw.org/en/payment-services-act/ch-3-2/sec-3 · https://japanlaw.org/l/421AC0000000059/ch-3-2/sec-3
### 第六十二条の十八（帳簿書類） — (Books and Documents)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-62-18 · https://japanlaw.org/en/payment-services-act/art-62-18 · https://japanlaw.org/l/421AC0000000059/art-62-18
**第一項** 電子決済手段等取引業者は、内閣府令で定めるところにより、その電子決済手段等取引業に関する帳簿書類を作成し、これを保存しなければならない。
art-62-18/par-1 · https://japanlaw.org/en/payment-services-act/art-62-18/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-18/par-1
Pursuant to the provisions of Cabinet Office Order, an electronic payment instruments service provider must prepare and preserve the books and documents on its electronic payment instruments services.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十二条の十九（報告書） — (Written Reports)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-62-19 · https://japanlaw.org/en/payment-services-act/art-62-19 · https://japanlaw.org/l/421AC0000000059/art-62-19
**第一項** 電子決済手段等取引業者は、事業年度ごとに、内閣府令で定めるところにより、電子決済手段等取引業に関する報告書を作成し、内閣総理大臣に提出しなければならない。
art-62-19/par-1 · https://japanlaw.org/en/payment-services-act/art-62-19/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-19/par-1
Pursuant to the provisions of Cabinet Office Order, an electronic payment instruments service provider must prepare a written report on its electronic payment instruments services for each business year and submit it to the Prime Minister.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 電子決済手段等取引業者（電子決済手段の管理を行う者に限る。）は、前項の報告書のほか、内閣府令で定める期間ごとに、内閣府令で定めるところにより、電子決済手段等取引業に関し管理する利用者の電子決済手段の数量その他当該電子決済手段の管理に関する報告書を作成し、内閣総理大臣に提出しなければならない。
art-62-19/par-2 · https://japanlaw.org/en/payment-services-act/art-62-19/par-2 · https://japanlaw.org/l/421AC0000000059/art-62-19/par-2
In addition to the written reports specified in the preceding paragraph, pursuant to the provisions of Cabinet Office Order, an electronic payment instruments service provider (limited to one who engages in the management of electronic payment instruments) must prepare a written report on the volumes of users' electronic payment instruments under the management in connection with the electronic payment instruments services and other particulars concerning the management of the electronic payment instruments for each period specified by Cabinet Office Order, and submit it to the Prime Minister.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 第一項の報告書には、財務に関する書類、当該書類についての公認会計士又は監査法人の監査報告書その他の内閣府令で定める書類を添付しなければならない。
art-62-19/par-3 · https://japanlaw.org/en/payment-services-act/art-62-19/par-3 · https://japanlaw.org/l/421AC0000000059/art-62-19/par-3
Documents concerning finance, an audit report prepared by a certified public accountant or audit corporation regarding these documents, and other documents specified by Cabinet Office Order must be attached to the written report referred to in paragraph (1).
Ministry of Justice translation — Japanese Law Translation Database System
**第四項** 第二項の報告書には、電子決済手段等取引業に関し管理する利用者の電子決済手段の数量を証する書類その他の内閣府令で定める書類を添付しなければならない。
art-62-19/par-4 · https://japanlaw.org/en/payment-services-act/art-62-19/par-4 · https://japanlaw.org/l/421AC0000000059/art-62-19/par-4
Documents proving the volumes of users' electronic payment instruments under the management in connection with the electronic payment instruments services and other documents specified by Cabinet Office Order must be attached to the written report referred to in paragraph (2).
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十二条の二十（立入検査等） — (On-Site Inspections)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-62-20 · https://japanlaw.org/en/payment-services-act/art-62-20 · https://japanlaw.org/l/421AC0000000059/art-62-20
**第一項** 内閣総理大臣は、電子決済手段等取引業の適正かつ確実な遂行のために必要があると認めるときは、電子決済手段等取引業者に対し当該電子決済手段等取引業者の業務若しくは財産に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該電子決済手段等取引業者の営業所その他の施設に立ち入らせ、その業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。
art-62-20/par-1 · https://japanlaw.org/en/payment-services-act/art-62-20/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-20/par-1
When the Prime Minister finds it necessary for the provision of electronic payment instruments services in a proper and steady manner, the Minister may order an electronic payment instruments service provider to submit reports or materials that can be used as reference for its business or property, or have officials enter the business office or other facility of that electronic payment instruments service provider, ask questions about the status of its business or property or inspect its books and documents or other items.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、電子決済手段等取引業の適正かつ確実な遂行のため特に必要があると認めるときは、その必要の限度において、当該電子決済手段等取引業者から業務の委託を受けた者（その者から委託（二以上の段階にわたる委託を含む。）を受けた者を含む。以下この条において同じ。）に対し当該電子決済手段等取引業者の業務若しくは財産の状況に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該電子決済手段等取引業者から業務の委託を受けた者の施設に立ち入らせ、当該電子決済手段等取引業者の業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。
art-62-20/par-2 · https://japanlaw.org/en/payment-services-act/art-62-20/par-2 · https://japanlaw.org/l/421AC0000000059/art-62-20/par-2
When the Prime Minister finds it particularly necessary for the provision of electronic payment instruments services in a proper and steady manner, to the extent necessary for this, the Minister may order a person to whom business has been entrusted by the electronic payment instruments service provider (including persons to whom the business has been entrusted by the entrusted person (including those under multi-tier entrustment arrangements); hereinafter the same applies in this Article) to submit reports or materials that can be used as reference for the business or property of the electronic payment instruments service provider, or have officials enter the facility of the person to whom business has been entrusted by the electronic payment instruments service provider, ask questions about the status of the business or property of the electronic payment instruments service provider or inspect its books and documents or other items.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 前項の電子決済手段等取引業者から業務の委託を受けた者は、正当な理由があるときは、同項の規定による報告若しくは資料の提出又は質問若しくは検査を拒むことができる。
art-62-20/par-3 · https://japanlaw.org/en/payment-services-act/art-62-20/par-3 · https://japanlaw.org/l/421AC0000000059/art-62-20/par-3
A person to whom business has been entrusted by an electronic payment instruments service provider referred to in the preceding paragraph may refuse the submission of reports or materials, or the questions or inspection under the provisions of that paragraph if there are reasonable grounds for doing so.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十二条の二十一（業務改善命令） — (Order to Improve Business Operations)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-62-21 · https://japanlaw.org/en/payment-services-act/art-62-21 · https://japanlaw.org/l/421AC0000000059/art-62-21
**第一項** 内閣総理大臣は、電子決済手段等取引業の適正かつ確実な遂行のために必要があると認めるときは、その必要の限度において、電子決済手段等取引業者に対し、業務の運営又は財産の状況の改善に必要な措置その他監督上必要な措置をとるべきことを命ずることができる。
art-62-21/par-1 · https://japanlaw.org/en/payment-services-act/art-62-21/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-21/par-1
When the Prime Minister finds it necessary for the provision of electronic payment instruments services in a proper and steady manner, to the extent necessary for this, the Minister may order an electronic payment instruments service provider to take necessary measures to improve the operation of its business or its financial status or other measures necessary for the purpose of supervision.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十二条の二十一の二（資産の国内保有） — Holding of Assets in Japan
caption: machine translation, not official
art-62-21-2 · https://japanlaw.org/en/payment-services-act/art-62-21-2 · https://japanlaw.org/l/421AC0000000059/art-62-21-2
**第一項** 内閣総理大臣は、公益又は利用者の保護のため必要かつ適当であると認める場合には、電子決済手段等取引業者に対し、その資産のうち政令で定める部分を国内において保有することを命ずることができる。
art-62-21-2/par-1 · https://japanlaw.org/en/payment-services-act/art-62-21-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-21-2/par-1
If the Prime Minister finds it necessary and appropriate for the public interest or the protection of users, the Prime Minister may order an electronic payment instruments service provider to hold, within Japan, the part of its assets specified by Cabinet Order.
machine translation, not official
### 第六十二条の二十二（登録の取消し等） — (Revocation of Registration)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-62-22 · https://japanlaw.org/en/payment-services-act/art-62-22 · https://japanlaw.org/l/421AC0000000059/art-62-22
**第一項** 内閣総理大臣は、電子決済手段等取引業者が次の各号のいずれかに該当するときは、第六十二条の三の登録を取り消し、又は六月以内の期間を定めて電子決済手段等取引業の全部若しくは一部の停止を命ずることができる。
art-62-22/par-1 · https://japanlaw.org/en/payment-services-act/art-62-22/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-22/par-1
When an electronic payment instruments service provider falls under any of the following items, the Prime Minister may revoke its registration referred to in Article 62-3 or order the electronic payment instruments service provider to suspend all or part of its electronic payment instruments services, by setting a period for suspension not exceeding six months:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 第六十二条の六第一項各号のいずれかに該当することとなったとき。
art-62-22/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-62-22/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-62-22/par-1/item-1
when the electronic payment instruments service provider falls under any of the items of Article 62-6, paragraph (1);
Ministry of Justice translation — Japanese Law Translation Database System
**二** 不正の手段により第六十二条の三の登録又は第六十二条の七第一項の変更登録を受けたとき。
art-62-22/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-62-22/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-62-22/par-1/item-2
when the electronic payment instruments service provider has been registered pursuant to the provisions of Article 62-3 or the change referred to in Article 62-7, paragraph (1) has been registered through wrongful means; or
Ministry of Justice translation — Japanese Law Translation Database System
**三** この法律若しくはこの法律に基づく命令又はこれらに基づく処分に違反したとき。
art-62-22/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-62-22/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-62-22/par-1/item-3
when the electronic payment instruments service provider violates this Act or an order under this Act, or a disposition under this Act or an order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、電子決済手段等取引業者の営業所の所在地を確知できないとき、又は電子決済手段等取引業者を代表する取締役若しくは執行役（外国電子決済手段等取引業者である電子決済手段等取引業者にあっては、国内における代表者）の所在を確知できないときは、内閣府令で定めるところにより、その事実を公告し、その公告の日から三十日を経過しても当該電子決済手段等取引業者から申出がないときは、当該電子決済手段等取引業者の第六十二条の三の登録を取り消すことができる。
art-62-22/par-2 · https://japanlaw.org/en/payment-services-act/art-62-22/par-2 · https://japanlaw.org/l/421AC0000000059/art-62-22/par-2
If the Prime Minister is unable to ascertain the locations of business offices of an electronic payment instruments service provider or the whereabouts of the company director or executive officer representing the electronic payment instruments service provider (in cases of an electronic payment instruments service provider that is a foreign electronic payment instruments service provider, the representative person in Japan), the Prime Minister, pursuant to the provisions of Cabinet Office Order, may issue public notice of that fact and revoke the registration of the electronic payment instruments service provider under Article 62-3 if no application is made by the service provider after thirty days have passed since the day of the public notice.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 前項の規定による処分については、行政手続法第三章の規定は、適用しない。
art-62-22/par-3 · https://japanlaw.org/en/payment-services-act/art-62-22/par-3 · https://japanlaw.org/l/421AC0000000059/art-62-22/par-3
The provisions of Chapter III of the Administrative Procedure Act do not apply to the disposition under the provisions of the preceding paragraph.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十二条の二十三（登録の抹消） — (Deletion of Registration)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-62-23 · https://japanlaw.org/en/payment-services-act/art-62-23 · https://japanlaw.org/l/421AC0000000059/art-62-23
**第一項** 内閣総理大臣は、前条第一項若しくは第二項の規定により第六十二条の三の登録を取り消したとき、又は第六十二条の二十五第二項若しくは第八項の規定により第六十二条の三の登録がその効力を失ったときは、当該登録を抹消しなければならない。
art-62-23/par-1 · https://japanlaw.org/en/payment-services-act/art-62-23/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-23/par-1
When the Prime Minister revokes the registration referred to in Article 62-3 pursuant to provisions of paragraph (1) or (2) of the preceding Article or when the registration referred to in Article 62-3 has ceased to be effective pursuant to the provisions of Article 62-25, paragraph (2) or (8), the Minister must delete the registration.
machine translation, not official
### 第六十二条の二十四（監督処分の公告） — (Public Notice of Supervisory Dispositions)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-62-24 · https://japanlaw.org/en/payment-services-act/art-62-24 · https://japanlaw.org/l/421AC0000000059/art-62-24
**第一項** 内閣総理大臣は、第六十二条の二十二第一項又は第二項の規定による処分をしたときは、内閣府令で定めるところにより、その旨を公告しなければならない。
art-62-24/par-1 · https://japanlaw.org/en/payment-services-act/art-62-24/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-24/par-1
When the Prime Minister implements a disposition under the provisions of Article 62-22, paragraph (1) or (2), the Minister must give public notice to that effect pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
## 第四節 雑則 — Section 4 Miscellaneous Provisions
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-3-2/sec-4 · https://japanlaw.org/en/payment-services-act/ch-3-2/sec-4 · https://japanlaw.org/l/421AC0000000059/ch-3-2/sec-4
### 第六十二条の二十五（廃止の届出等） — (Notification of Discontinuation of Business)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-62-25 · https://japanlaw.org/en/payment-services-act/art-62-25 · https://japanlaw.org/l/421AC0000000059/art-62-25
**第一項** 電子決済手段等取引業者は、次の各号のいずれかに該当する場合には、遅滞なく、内閣総理大臣に届け出なければならない。
art-62-25/par-1 · https://japanlaw.org/en/payment-services-act/art-62-25/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-25/par-1
If an electronic payment instruments service provider falls under any of the following items, it must notify the Prime Minister to that effect without delay:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 電子決済手段等取引業の全部又は一部を廃止したとき。
art-62-25/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-62-25/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-62-25/par-1/item-1
the electronic payment instruments service provider discontinues all or part of the electronic payment instruments services; or
Ministry of Justice translation — Japanese Law Translation Database System
**二** 当該電子決済手段等取引業者について破産手続開始の申立て等が行われたとき。
art-62-25/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-62-25/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-62-25/par-1/item-2
a petition for commencement of bankruptcy proceedings, etc. is filed against the electronic payment instruments service provider.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 電子決済手段等取引業者が電子決済手段等取引業の全部を廃止したときは、当該電子決済手段等取引業者の第六十二条の三の登録は、その効力を失う。この場合において、当該電子決済手段等取引業者であった者は、その行う電子決済手段等取引業に関し負担する債務の履行を完了し、かつ、その行う電子決済手段等取引業に関し管理する利用者の財産を返還し、又は利用者に移転する目的の範囲内においては、なお電子決済手段等取引業者とみなす。
art-62-25/par-2 · https://japanlaw.org/en/payment-services-act/art-62-25/par-2 · https://japanlaw.org/l/421AC0000000059/art-62-25/par-2
If an electronic payment instruments service provider discontinues all of the electronic payment instruments services, the registration of the electronic payment instruments service provider referred to in Article 62-3 ceases to be effective. In this case, a person who has been the electronic payment instruments service provider is deemed to be an electronic payment instruments service provider within the scope of the purpose of completing the performance of obligations borne by the service provider in relation to the electronic payment instruments services carried out by it, and returning the users' property under the management relating to the electronic payment instruments services carried out by it or transferring the property to users.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 電子決済手段等取引業者は、電子決済手段等取引業の全部若しくは一部の廃止をし、電子決済手段等取引業の全部若しくは一部の譲渡をし、合併（当該電子決済手段等取引業者が合併により消滅する場合の当該合併に限る。）をし、合併及び破産手続開始の決定以外の理由による解散をし、又は会社分割による電子決済手段等取引業の全部若しくは一部の承継をさせようとするときは、その日の三十日前までに、内閣府令で定めるところにより、その旨を公告するとともに、全ての営業所の公衆の目につきやすい場所に掲示しなければならない。
art-62-25/par-3 · https://japanlaw.org/en/payment-services-act/art-62-25/par-3 · https://japanlaw.org/l/421AC0000000059/art-62-25/par-3
If an electronic payment instruments service provider intends to discontinue all or part of the electronic payment instruments services, to transfer all or part of the electronic payment instruments services, to implement a merger (limited to a merger in which the electronic payment instruments service provider disappears), to dissolve for reasons other than a merger or an order to commence bankruptcy proceedings, or to have another service provider succeed all or part of the electronic payment instruments services due to a company split, it must give public notice to that effect at least thirty days prior to the relevant date and post a notice thereof in a place easily seen by the public at all of its business offices, pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第四項** 電子決済手段等取引業者は、前項の規定による公告をしたときは、直ちに、その旨を内閣総理大臣に届け出なければならない。
art-62-25/par-4 · https://japanlaw.org/en/payment-services-act/art-62-25/par-4 · https://japanlaw.org/l/421AC0000000059/art-62-25/par-4
Having given public notice pursuant to the provisions of the preceding paragraph, an electronic payment instruments service provider must notify the Prime Minister to that effect immediately.
Ministry of Justice translation — Japanese Law Translation Database System
**第五項** 電子決済手段等取引業者は、第三項の規定による公告をした場合（事業譲渡、合併又は会社分割その他の事由により当該業務の承継に係る公告をした場合を除く。）には、廃止しようとする電子決済手段等取引業に関し負担する債務の履行を速やかに完了し、かつ、当該電子決済手段等取引業に関し管理する利用者の財産を速やかに返還し、又は利用者に移転しなければならない。
art-62-25/par-5 · https://japanlaw.org/en/payment-services-act/art-62-25/par-5 · https://japanlaw.org/l/421AC0000000059/art-62-25/par-5
Having given public notice pursuant to the provisions of paragraph (3) (excluding cases where an electronic payment instruments service provider has given public notice concerning the succession of the relevant business by way of transfer of business, merger or company split, or for other reasons), the electronic payment instruments service provider must promptly complete the performance of obligations borne by it in relation to the electronic payment instruments services that it intends to discontinue, and promptly return the users' property under the management relating to the electronic payment instruments services or transfer the property to users.
Ministry of Justice translation — Japanese Law Translation Database System
**第六項** 会社法第九百四十条第一項（第一号に係る部分に限る。）及び第三項の規定は、電子決済手段等取引業者（外国電子決済手段等取引業者を除く。）が電子公告（同法第二条第三十四号に規定する電子公告をいう。次項において同じ。）により第三項の規定による公告をする場合について準用する。この場合において、必要な技術的読替えは、政令で定める。
art-62-25/par-6 · https://japanlaw.org/en/payment-services-act/art-62-25/par-6 · https://japanlaw.org/l/421AC0000000059/art-62-25/par-6
The provisions of Article 940, paragraph (1) (limited to the part pertaining to item (i)) and Article 940, paragraph (3) of the Companies Act apply mutatis mutandis to cases where an electronic payment instruments service provider (excluding a foreign electronic payment instruments service provider) gives public notice under the provisions of paragraph (3) by way of electronic public notice (meaning electronic public notice specified in Article 2, item (xxxiv) of that Act; the same applies in the following paragraph). In this case, any necessary technical replacement of terms is specified by Cabinet Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第七項** 会社法第九百四十条第一項（第一号に係る部分に限る。）及び第三項、第九百四十一条、第九百四十六条、第九百四十七条、第九百五十一条第二項、第九百五十三条並びに第九百五十五条の規定は、外国電子決済手段等取引業者である電子決済手段等取引業者が電子公告により第三項の規定による公告をする場合について準用する。この場合において、必要な技術的読替えは、政令で定める。
art-62-25/par-7 · https://japanlaw.org/en/payment-services-act/art-62-25/par-7 · https://japanlaw.org/l/421AC0000000059/art-62-25/par-7
The provisions of Article 940, paragraph (1) (limited to the part pertaining to item (i)) and Article 940, paragraph (3), Article 941, Article 946, Article 947, Article 951, paragraph (2), Article 953, and Article 955 of the Companies Act apply mutatis mutandis to cases where an electronic payment instruments service provider that is a foreign an electronic payment instruments service provider gives public notice under the provisions of paragraph (3) by way of electronic public notice. In this case, any necessary technical replacement of terms is specified by Cabinet Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第八項** 電子決済手段等取引業者（電子決済手段関連業務のみを行う者に限る。）が第六十三条の二十二の二の登録（第六十三条の二十二の三第一項第五号に掲げる事項に電子決済手段仲介行為に係る業務を含むものに限る。以下この項及び次項において同じ。）又は第六十三条の二十二の六第一項の変更登録（新たに電子決済手段仲介行為に係る業務を行おうとすることによるものに限る。以下この項及び次項において同じ。）を受けたときは、当該電子決済手段等取引業者の第六十二条の三の登録は、その効力を失う。この場合において、当該電子決済手段等取引業者であった者は、第六十三条の二十二の二の登録又は第六十三条の二十二の六第一項の変更登録を受ける以前に行っていた電子決済手段等取引業に関し負担する債務の履行を完了し、かつ、当該電子決済手段等取引業に関し管理する利用者の財産を返還し、又は利用者に移転する目的の範囲内においては、なお電子決済手段等取引業者とみなす。
art-62-25/par-8 · https://japanlaw.org/en/payment-services-act/art-62-25/par-8 · https://japanlaw.org/l/421AC0000000059/art-62-25/par-8
When an electronic payment instruments service provider (limited to one that engages only in the electronic payment instruments-related business) has received the registration referred to in Article 63-22-2 (limited to a registration in which the particulars set forth in Article 63-22-3, paragraph (1), item (v) include business pertaining to an electronic payment instruments intermediary act; hereinafter the same in this paragraph and the following paragraph) or the registration of change referred to in Article 63-22-6, paragraph (1) (limited to one resulting from newly intending to engage in business pertaining to an electronic payment instruments intermediary act; hereinafter the same in this paragraph and the following paragraph), the registration of that electronic payment instruments service provider referred to in Article 62-3 ceases to be effective. In this case, the person who has been that electronic payment instruments service provider is deemed to be an electronic payment instruments service provider within the scope of the purpose of completing the performance of obligations borne in relation to the electronic payment instruments services carried out before receiving the registration referred to in Article 63-22-2 or the registration of change referred to in Article 63-22-6, paragraph (1), and returning the users' property under the management relating to those electronic payment instruments services or transferring the property to users.
machine translation, not official
**第九項** 電子決済手段等取引業者（電子決済手段関連業務のみを行う者を除く。）が第六十三条の二十二の二の登録又は第六十三条の二十二の六第一項の変更登録を受けたときは、当該電子決済手段等取引業者が電子決済手段関連業務を行わない旨の第六十二条の七第四項の規定による届出があったものとみなす。
art-62-25/par-9 · https://japanlaw.org/en/payment-services-act/art-62-25/par-9 · https://japanlaw.org/l/421AC0000000059/art-62-25/par-9
When an electronic payment instruments service provider (excluding one that engages only in the electronic payment instruments-related business) has received the registration referred to in Article 63-22-2 or the registration of change referred to in Article 63-22-6, paragraph (1), the notification under the provisions of Article 62-7, paragraph (4) to the effect that the electronic payment instruments service provider will not engage in the electronic payment instruments-related business is deemed to have been filed.
machine translation, not official
### 第六十二条の二十六（登録の取消し等に伴う債務の履行の完了等） — (Completion of Performance of Obligations Due to Revocation of Registration)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-62-26 · https://japanlaw.org/en/payment-services-act/art-62-26 · https://japanlaw.org/l/421AC0000000059/art-62-26
**第一項** 電子決済手段等取引業者について、第六十二条の二十二第一項又は第二項の規定により第六十二条の三の登録が取り消されたとき（電子決済手段等取引業の利用者の保護に欠け、又は電子決済手段等取引業の適正かつ確実な遂行に支障を及ぼすおそれが少ない場合として内閣府令で定める場合を除く。）は、当該電子決済手段等取引業者であった者は、その行う電子決済手段等取引業に関し負担する債務の履行を速やかに完了し、かつ、当該電子決済手段等取引業に関し管理する利用者の財産を速やかに返還し、又は利用者に移転しなければならない。この場合において、当該電子決済手段等取引業者であった者は、当該債務の履行を完了し、かつ、当該財産を返還し、又は利用者に移転する目的の範囲内においては、なお電子決済手段等取引業者とみなす。
art-62-26/par-1 · https://japanlaw.org/en/payment-services-act/art-62-26/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-26/par-1
With regard to an electronic payment instruments service provider, when the registration referred to in Article 62-3 has been revoked pursuant to provisions of Article 62-22, paragraph (1) or (2) (excluding cases specified by Cabinet Office Order as being less likely to weaken the protection of users of electronic payment instruments services or hinder the provision of electronic payment instruments services in a proper and steady manner), the person who has been the electronic payment instruments service provider must promptly complete the performance of obligations borne by it in relation to the electronic payment instruments services carried out by it, and promptly return the users' property under the management relating to the electronic payment instruments services or transfer the property to users. In this case, the person who has been the electronic payment instruments service provider is deemed to be an electronic payment instruments service provider within the scope of the purpose of completing the performance of these obligations and returning the property or transferring the property to users.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 電子決済手段関連業務及び第二条第十項第四号に掲げる行為に係る業務を併せ行う電子決済手段等取引業者について、第六十二条の七第五項の規定により一の種別の業務の全部の廃止による電子決済手段等取引業の業務の種別の変更が電子決済手段等取引業者登録簿に登録されたときは、当該電子決済手段等取引業者は、廃止した種別の業務に関し負担する債務の履行を速やかに完了し、かつ、当該業務に関し管理する利用者の財産を速やかに返還し、又は利用者に移転しなければならない。この場合において、当該電子決済手段等取引業者は、当該債務の履行を完了し、かつ、当該財産を返還し、又は利用者に移転する目的の範囲内においては、なお当該種別の業務を行う電子決済手段等取引業者として第六十二条の三の登録を受けているものとみなす。
art-62-26/par-2 · https://japanlaw.org/en/payment-services-act/art-62-26/par-2 · https://japanlaw.org/l/421AC0000000059/art-62-26/par-2
With regard to an electronic payment instruments service provider that carries out both electronic payment instruments-related business and the business related to the acts set forth in Article 2, paragraph (10), item (iv), when a change of type of electronic payment instruments service due to the discontinuation of the entirety of either business has been registered in the register of electronic payment instruments service providers pursuant to the provisions of Article 62-7, paragraph (5), the electronic payment instruments service provider must promptly complete the performance of obligations borne by it in relation to the type of business that it has discontinued, and promptly return the users' property under the management relating to the business or transfer the property to users. In this case, the electronic payment instruments service provider is deemed to be registered as an electronic payment instruments service provider providing the relevant type of business referred to in Article 62-3 within the scope of the purpose of completing the performance of these obligations and returning the property or transferring the property to users.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条（外国電子決済手段等取引業者の勧誘の禁止） — (Prohibition on Solicitation by Foreign Electronic Payment Instruments Service Providers)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63 · https://japanlaw.org/en/payment-services-act/art-63 · https://japanlaw.org/l/421AC0000000059/art-63
**第一項** 第六十二条の三の登録を受けていない外国電子決済手段等取引業者は、国内にある者に対して、第二条第十項各号に掲げる行為又は同項第四号に掲げる行為に相当する行為の勧誘をしてはならない。
art-63/par-1 · https://japanlaw.org/en/payment-services-act/art-63/par-1 · https://japanlaw.org/l/421AC0000000059/art-63/par-1
A foreign electronic payment instruments service provider that has not been registered as referred to in Article 62-3 must not solicit a person in Japan for the acts set forth in the items of Article 2, paragraph (10) or acts equivalent to the act set forth in item (iv) of that paragraph.
Ministry of Justice translation — Japanese Law Translation Database System
## 第三章の三 暗号資産 — Chapter III-3 Cryptoassets
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-3-3 · https://japanlaw.org/en/payment-services-act/ch-3-3 · https://japanlaw.org/l/421AC0000000059/ch-3-3
## 第一節 総則 — Section 1 General Provisions
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-3-3/sec-1 · https://japanlaw.org/en/payment-services-act/ch-3-3/sec-1 · https://japanlaw.org/l/421AC0000000059/ch-3-3/sec-1
### 第六十三条の二（暗号資産交換業者の登録） — (Registration of Cryptoasset Exchange Service Providers)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-2 · https://japanlaw.org/en/payment-services-act/art-63-2 · https://japanlaw.org/l/421AC0000000059/art-63-2
**第一項** 暗号資産交換業は、内閣総理大臣の登録を受けた者でなければ、行ってはならない。
art-63-2/par-1 · https://japanlaw.org/en/payment-services-act/art-63-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-2/par-1
No person may provide a cryptoasset exchange service unless the person is registered by the Prime Minister.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の三（登録の申請） — (Application for Registration)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-3 · https://japanlaw.org/en/payment-services-act/art-63-3 · https://japanlaw.org/l/421AC0000000059/art-63-3
**第一項** 前条の登録を受けようとする者は、内閣府令で定めるところにより、次に掲げる事項を記載した登録申請書を内閣総理大臣に提出しなければならない。
art-63-3/par-1 · https://japanlaw.org/en/payment-services-act/art-63-3/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-3/par-1
A person who intends to be registered referred to in the preceding Article must, pursuant to the provisions of Cabinet Office Order, submit a written application for registration containing the following particulars to the Prime Minister:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 商号及び住所
art-63-3/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-63-3/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-63-3/par-1/item-1
trade name and address;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 資本金の額
art-63-3/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-63-3/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-63-3/par-1/item-2
amount of capital;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 暗号資産交換業に係る営業所の名称及び所在地
art-63-3/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-63-3/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-63-3/par-1/item-3
name and location of the business office pertaining to the cryptoasset exchange service;
Ministry of Justice translation — Japanese Law Translation Database System
**四** 取締役及び監査役（監査等委員会設置会社にあっては取締役とし、指名委員会等設置会社にあっては取締役及び執行役とし、外国暗号資産交換業者にあっては外国の法令上これらに相当する者とする。）の氏名
art-63-3/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-63-3/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-63-3/par-1/item-4
name of company director and company auditor (company director in cases of a company with audit and supervisory committee, etc.; company director and executive officer in cases of a company with nominating committee, etc.; and persons equivalent thereto pursuant to laws and regulations of a foreign state in cases of a foreign cryptoasset exchange service provider);
Ministry of Justice translation — Japanese Law Translation Database System
**五** 会計参与設置会社にあっては、会計参与の氏名又は名称
art-63-3/par-1/item-5 · https://japanlaw.org/en/payment-services-act/art-63-3/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-63-3/par-1/item-5
in cases of a company with accounting advisors, names of accounting advisors;
Ministry of Justice translation — Japanese Law Translation Database System
**六** 外国暗号資産交換業者にあっては、国内における代表者の氏名
art-63-3/par-1/item-6 · https://japanlaw.org/en/payment-services-act/art-63-3/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-63-3/par-1/item-6
in cases of a foreign cryptoasset exchange service provider, name of the representative person in Japan;
Ministry of Justice translation — Japanese Law Translation Database System
**七** 取り扱う暗号資産の名称
art-63-3/par-1/item-7 · https://japanlaw.org/en/payment-services-act/art-63-3/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-63-3/par-1/item-7
name of the cryptoasset to be used;
Ministry of Justice translation — Japanese Law Translation Database System
**八** 暗号資産交換業の内容及び方法
art-63-3/par-1/item-8 · https://japanlaw.org/en/payment-services-act/art-63-3/par-1/item-8 · https://japanlaw.org/l/421AC0000000059/art-63-3/par-1/item-8
details and means of the cryptoasset exchange service;
Ministry of Justice translation — Japanese Law Translation Database System
**九** 暗号資産交換業の一部を第三者に委託する場合にあっては、当該委託に係る業務の内容並びにその委託先の氏名又は商号若しくは名称及び住所
art-63-3/par-1/item-9 · https://japanlaw.org/en/payment-services-act/art-63-3/par-1/item-9 · https://japanlaw.org/l/421AC0000000059/art-63-3/par-1/item-9
if part of the cryptoasset exchange service is entrusted to a third party, the details of the business pertaining to the entrustment and the name or trade name or other name and address of the third party to whom the cryptoasset exchange services are entrusted;
Ministry of Justice translation — Japanese Law Translation Database System
**十** 他に事業を行っているときは、その事業の種類
art-63-3/par-1/item-10 · https://japanlaw.org/en/payment-services-act/art-63-3/par-1/item-10 · https://japanlaw.org/l/421AC0000000059/art-63-3/par-1/item-10
type of businesses, if the service provider conducts other businesses; and
Ministry of Justice translation — Japanese Law Translation Database System
**十一** その他内閣府令で定める事項
art-63-3/par-1/item-11 · https://japanlaw.org/en/payment-services-act/art-63-3/par-1/item-11 · https://japanlaw.org/l/421AC0000000059/art-63-3/par-1/item-11
other particulars specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前項の登録申請書には、第六十三条の五第一項各号に該当しないことを誓約する書面、財務に関する書類、暗号資産交換業を適正かつ確実に遂行する体制の整備に関する事項を記載した書類その他の内閣府令で定める書類を添付しなければならない。
art-63-3/par-2 · https://japanlaw.org/en/payment-services-act/art-63-3/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-3/par-2
A document in which the applicant pledges that the applicant does not to fall under any of the items of Article 63-5, paragraph (1), documents concerning finance, documents containing particulars concerning the establishment of a system for ensuring the provision of the cryptoasset exchange service in a proper and steady manner, and other documents specified by Cabinet Office Order must be attached to the application for registration referred to in the preceding paragraph.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の四（暗号資産交換業者登録簿） — (Register of Cryptoasset Service Providers)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-4 · https://japanlaw.org/en/payment-services-act/art-63-4 · https://japanlaw.org/l/421AC0000000059/art-63-4
**第一項** 内閣総理大臣は、第六十三条の二の登録の申請があったときは、次条第一項の規定によりその登録を拒否する場合を除くほか、次に掲げる事項を暗号資産交換業者登録簿に登録しなければならない。
art-63-4/par-1 · https://japanlaw.org/en/payment-services-act/art-63-4/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-4/par-1
The Prime Minister must, when an application for registration referred to in Article 63-2 is filed, register the following particulars in the register of cryptoasset exchange service providers, except when refusing the registration pursuant to the provisions of paragraph (1) of the following Article:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 前条第一項各号に掲げる事項
art-63-4/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-63-4/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-63-4/par-1/item-1
particulars listed in the items of paragraph (1) of the preceding Article; and
Ministry of Justice translation — Japanese Law Translation Database System
**二** 登録年月日及び登録番号
art-63-4/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-63-4/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-63-4/par-1/item-2
date of registration and registration number.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、前項の規定による登録をしたときは、遅滞なく、その旨を登録申請者に通知しなければならない。
art-63-4/par-2 · https://japanlaw.org/en/payment-services-act/art-63-4/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-4/par-2
If the Prime Minister registers the particulars under the provisions of the preceding paragraph, the Minister must notify the applicant to that effect without delay.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 内閣総理大臣は、暗号資産交換業者登録簿を公衆の縦覧に供しなければならない。
art-63-4/par-3 · https://japanlaw.org/en/payment-services-act/art-63-4/par-3 · https://japanlaw.org/l/421AC0000000059/art-63-4/par-3
The Prime Minister must make the register of cryptoasset exchange service providers available for public inspection.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の五（登録の拒否） — (Refusal of Registration)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-5 · https://japanlaw.org/en/payment-services-act/art-63-5 · https://japanlaw.org/l/421AC0000000059/art-63-5
**第一項** 内閣総理大臣は、登録申請者が次の各号のいずれかに該当するとき、又は登録申請書若しくはその添付書類のうちに重要な事項について虚偽の記載があり、若しくは重要な事実の記載が欠けているときは、その登録を拒否しなければならない。
art-63-5/par-1 · https://japanlaw.org/en/payment-services-act/art-63-5/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-5/par-1
The Prime Minister must refuse registration when an applicant falls under any of the following items, or a written application for registration or its accompanying documents contain false statements about important particulars, or lack any statement about important particulars:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 株式会社又は外国暗号資産交換業者（国内に営業所を有する外国会社に限る。）でないもの
art-63-5/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-63-5/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-63-5/par-1/item-1
a person other than a stock company or a foreign cryptoasset exchange service provider (limited to a foreign company that has a business office in Japan);
Ministry of Justice translation — Japanese Law Translation Database System
**二** 外国暗号資産交換業者にあっては、国内における代表者（国内に住所を有するものに限る。）のない法人
art-63-5/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-63-5/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-63-5/par-1/item-2
a foreign cryptoasset exchange service provider that is a corporation who does not have a representative person in Japan (limited to a person who is domiciled in Japan);
Ministry of Justice translation — Japanese Law Translation Database System
**三** 暗号資産交換業を適正かつ確実に遂行するために必要と認められる内閣府令で定める基準に適合する財産的基礎を有しない法人
art-63-5/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-63-5/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-63-5/par-1/item-3
a corporation lacking a sufficient financial foundation that satisfies the requirements specified by Cabinet Office Order as those found to be necessary for the provision of the cryptoasset exchange service in a proper and steady manner;
Ministry of Justice translation — Japanese Law Translation Database System
**四** 暗号資産交換業を適正かつ確実に遂行する体制の整備が行われていない法人
art-63-5/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-63-5/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-63-5/par-1/item-4
a corporation that has not established a system that is necessary for the provision of the cryptoasset exchange service in a proper and steady manner;
Ministry of Justice translation — Japanese Law Translation Database System
**五** この章の規定を遵守するために必要な体制の整備が行われていない法人
art-63-5/par-1/item-5 · https://japanlaw.org/en/payment-services-act/art-63-5/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-63-5/par-1/item-5
a corporation that has not established a system that is necessary for ensuring compliance with the provisions of this Chapter;
Ministry of Justice translation — Japanese Law Translation Database System
**六** 暗号資産交換業者をその会員（第八十七条第二号に規定する会員をいう。）とする認定資金決済事業者協会に加入しない法人であって、当該認定資金決済事業者協会の定款その他の規則（暗号資産交換業の利用者の保護又は暗号資産交換業の適正かつ確実な遂行に関するものに限る。）に準ずる内容の社内規則を作成していないもの又は当該社内規則を遵守するための体制を整備していないもの
art-63-5/par-1/item-6 · https://japanlaw.org/en/payment-services-act/art-63-5/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-63-5/par-1/item-6
a corporation that has not joined a certified association for payment service providers whose members (meaning the members specified in Article 87, item (ii)) are the cryptoasset exchange service providers and has not prepared internal rules that have contents equivalent to the articles of incorporation or other rules (limited to those concerning the protection of users of cryptoasset exchange services or the provision of cryptoasset exchange services in a proper and steady manner) of the certified association for payment service providers or has not established a system for ensuring compliance with those internal rules;
Ministry of Justice translation — Japanese Law Translation Database System
**七** 他の暗号資産交換業者が現に用いている商号と同一の商号又は他の暗号資産交換業者と誤認されるおそれのある商号を用いようとする法人
art-63-5/par-1/item-7 · https://japanlaw.org/en/payment-services-act/art-63-5/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-63-5/par-1/item-7
a corporation that intends to use a trade name that is identical to the one currently being used by another cryptoasset exchange service provider or that may be misidentified as another cryptoasset exchange service provider;
Ministry of Justice translation — Japanese Law Translation Database System
**八** 第六十二条の二十二第一項若しくは第二項の規定により第六十二条の三の登録を取り消され、第六十三条の十七第一項若しくは第二項の規定により第六十三条の二の登録を取り消され、若しくは第六十三条の二十二の二十第一項若しくは第二項の規定により第六十三条の二十二の二の登録を取り消され、又はこの法律に相当する外国の法令の規定により当該外国において受けている同種類の登録（当該登録に類するその他の行政処分を含む。）を取り消され、その取消しの日から五年を経過しない法人
art-63-5/par-1/item-8 · https://japanlaw.org/en/payment-services-act/art-63-5/par-1/item-8 · https://japanlaw.org/l/421AC0000000059/art-63-5/par-1/item-8
a corporation which had its registration referred to in Article 62-3 revoked pursuant to the provisions of Article 62-22, paragraph (1) or (2), had its registration referred to in Article 63-2 revoked pursuant to the provisions of Article 63-17, paragraph (1) or (2), had its registration referred to in Article 63-22-2 revoked pursuant to the provisions of Article 63-22-20, paragraph (1) or (2), or had the registration of the same type in a foreign state (including other administrative dispositions similar to the registration) revoked pursuant to the provisions of laws and regulations of the foreign state equivalent to this Act, and for which five years have not passed from the date of the revocation;
machine translation, not official
**九** 第六十二条の八第二項の規定により読み替えて適用する第六十二条の二十二第一項の規定による電子決済手段等取引業の廃止の命令を受け、又はこの法律若しくは銀行法等に相当する外国の法令の規定による電子決済手段等取引業と同種類の業務の廃止の命令を受け、これらの命令の日から五年を経過しない法人
art-63-5/par-1/item-9 · https://japanlaw.org/en/payment-services-act/art-63-5/par-1/item-9 · https://japanlaw.org/l/421AC0000000059/art-63-5/par-1/item-9
a corporation which received an order to discontinue electronic payment instruments services pursuant to the provisions of Article 62-22, paragraph (1) as applied pursuant to Article 62-8, paragraph (2) following the deemed replacement of terms, or received an order to discontinue the same type of services as electronic payment instruments services pursuant to the provisions of laws and regulations of a foreign state that are equivalent to this Act or the Banking Act, etc., and for which five years have not elapsed from the date of the order;
Ministry of Justice translation — Japanese Law Translation Database System
**十** この法律、金融商品取引法若しくは出資の受入れ、預り金及び金利等の取締りに関する法律又はこれらに相当する外国の法令の規定に違反し、罰金の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から五年を経過しない法人
art-63-5/par-1/item-10 · https://japanlaw.org/en/payment-services-act/art-63-5/par-1/item-10 · https://japanlaw.org/l/421AC0000000059/art-63-5/par-1/item-10
a corporation that has been punished by a fine (including a punishment pursuant to laws and regulations of a foreign state equivalent to this) for violating the provisions of this Act, the Financial Instruments and Exchange Act, the Act Regulating the Receipt of Contributions, the Receipt of Deposits, and Interest Rates or laws and regulations of a foreign state equivalent thereto, and for which five years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed;
Ministry of Justice translation — Japanese Law Translation Database System
**十一** 他に行う事業が公益に反すると認められる法人
art-63-5/par-1/item-11 · https://japanlaw.org/en/payment-services-act/art-63-5/par-1/item-11 · https://japanlaw.org/l/421AC0000000059/art-63-5/par-1/item-11
a corporation conducting other business, which is found to be against the public interest;
Ministry of Justice translation — Japanese Law Translation Database System
**十二** 取締役、監査役若しくは執行役又は会計参与（外国暗号資産交換業者にあっては、外国の法令上これらに相当する者又は国内における代表者とする。以下この章において「取締役等」という。）のうちに次のいずれかに該当する者のある法人
art-63-5/par-1/item-12 · https://japanlaw.org/en/payment-services-act/art-63-5/par-1/item-12 · https://japanlaw.org/l/421AC0000000059/art-63-5/par-1/item-12
a corporation that employs a person who is a company director, company auditor, executive officer, or accounting advisor (meaning a person equivalent thereto under laws and regulations of a foreign state or representative person in Japan in cases of a foreign cryptoasset exchange service provider; hereinafter referred to as a "company director, etc." in this Chapter) falling under any of the following items:
Ministry of Justice translation — Japanese Law Translation Database System
**イ** 心身の故障のため暗号資産交換業に係る職務を適正に執行することができない者として内閣府令で定める者
art-63-5/par-1/item-12/sub-1 · https://japanlaw.org/en/payment-services-act/art-63-5/par-1/item-12/sub-1 · https://japanlaw.org/l/421AC0000000059/art-63-5/par-1/item-12/sub-1
a person specified by Cabinet Office Order as being unable to properly perform their duties pertaining to cryptoasset exchange services due to a mental or physical disorder;
Ministry of Justice translation — Japanese Law Translation Database System
**ロ** 破産手続開始の決定を受けて復権を得ない者又は外国の法令上これに相当する者
art-63-5/par-1/item-12/sub-2 · https://japanlaw.org/en/payment-services-act/art-63-5/par-1/item-12/sub-2 · https://japanlaw.org/l/421AC0000000059/art-63-5/par-1/item-12/sub-2
a person who has not had their rights restored after receiving an order to commence bankruptcy proceedings, or a person equivalent thereto pursuant to laws and regulations of a foreign state;
Ministry of Justice translation — Japanese Law Translation Database System
**ハ** 拘禁刑以上の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から五年を経過しない者
art-63-5/par-1/item-12/sub-3 · https://japanlaw.org/en/payment-services-act/art-63-5/par-1/item-12/sub-3 · https://japanlaw.org/l/421AC0000000059/art-63-5/par-1/item-12/sub-3
a person who has been sentenced to imprisonment or heavier punishment (including equivalent punishment pursuant to laws and regulations of a foreign state), and for whom five years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed;
machine translation, not official
**ニ** この法律、金融商品取引法、出資の受入れ、預り金及び金利等の取締りに関する法律若しくは暴力団員による不当な行為の防止等に関する法律又はこれらに相当する外国の法令の規定に違反し、罰金の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から五年を経過しない者
art-63-5/par-1/item-12/sub-4 · https://japanlaw.org/en/payment-services-act/art-63-5/par-1/item-12/sub-4 · https://japanlaw.org/l/421AC0000000059/art-63-5/par-1/item-12/sub-4
a person who has been punished by a fine (including a punishment under laws and regulations of a foreign state equivalent to this) for violating the provisions of this Act, the Financial Instruments and Exchange Act, the Act Regulating the Receipt of Contributions, the Receipt of Deposits, and Interest Rates, the Act on Prevention of Unjust Acts by Organized Crime Group Members or laws and regulations of a foreign state equivalent thereto, and for whom five years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed;
Ministry of Justice translation — Japanese Law Translation Database System
**ホ** 暗号資産交換業者が第六十三条の十七第一項若しくは第二項の規定により第六十三条の二の登録を取り消された場合又は法人がこの法律に相当する外国の法令の規定により当該外国において受けている同種類の登録（当該登録に類するその他の行政処分を含む。）を取り消された場合において、その取消しの日前三十日以内にその法人の取締役等であった者で、当該取消しの日から五年を経過しない者その他これに準ずるものとして政令で定める者
art-63-5/par-1/item-12/sub-5 · https://japanlaw.org/en/payment-services-act/art-63-5/par-1/item-12/sub-5 · https://japanlaw.org/l/421AC0000000059/art-63-5/par-1/item-12/sub-5
if a cryptoasset exchange service provider had its registration referred to in Article 63-2 revoked pursuant to the provisions of Article 63-17, paragraph (1) or (2), or a corporation had the registration of the same type in a foreign state (including other administrative dispositions similar to the registration) revoked pursuant to the provisions of laws and regulations of the foreign state equivalent to this Act, a person who was a company director, etc. of the corporation at any time during the thirty days prior to the date of the revocation and for whom five years have not elapsed from the relevant date or a person specified by Cabinet Order as similar thereto.
Ministry of Justice translation with a slip corrected by this site — not the Ministry's text; the Ministry printed: "if a cryptoasset exchange service provider had its registration referred to in Article 63-2 revoked pursuant to the provisions of Article 36-17, paragraph (1) or (2), or a corporation had the registration of the same type in a foreign state (including other administrative dispositions similar to the registration) revoked pursuant to the provisions of laws and regulations of the foreign state equivalent to this Act, a person who was a company director, etc. of the corporation at any time during the thirty days prior to the date of the revocation and for whom five years have not elapsed from the relevant date or a person specified by Cabinet Order as similar thereto." — https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb
**第二項** 内閣総理大臣は、前項の規定により登録を拒否したときは、遅滞なく、その理由を示して、その旨を登録申請者に通知しなければならない。
art-63-5/par-2 · https://japanlaw.org/en/payment-services-act/art-63-5/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-5/par-2
When the Prime Minister refuses the registration pursuant to the provisions of the preceding paragraph, the Minister must notify the applicant to that effect by indicating the reason therefor without delay.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の六（変更の届出） — (Notification of Changes)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-6 · https://japanlaw.org/en/payment-services-act/art-63-6 · https://japanlaw.org/l/421AC0000000059/art-63-6
**第一項** 暗号資産交換業者は、第六十三条の三第一項第七号又は第八号に掲げる事項のいずれかを変更しようとするとき（暗号資産交換業の利用者の保護に欠け、又は暗号資産交換業の適正かつ確実な遂行に支障を及ぼすおそれが少ない場合として内閣府令で定める場合を除く。）は、あらかじめ、その旨を内閣総理大臣に届け出なければならない。
art-63-6/par-1 · https://japanlaw.org/en/payment-services-act/art-63-6/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-6/par-1
When a cryptoasset exchange service provider intends to change any of the particulars set forth in Article 63-3, paragraph (1), item (vii) or (viii) (excluding cases specified by Cabinet Office Order as being less likely to weaken the protection of users of cryptoasset exchange services or hinder the provision of cryptoasset exchange services in a proper and steady manner), the cryptoasset exchange service provider must notify the Prime Minister to that effect in advance.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 暗号資産交換業者は、第六十三条の三第一項各号に掲げる事項のいずれかに変更があったとき（前項の規定による届出をした場合を除く。）は、遅滞なく、その旨を内閣総理大臣に届け出なければならない。
art-63-6/par-2 · https://japanlaw.org/en/payment-services-act/art-63-6/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-6/par-2
If any of the particulars set forth in the items of Article 63-3, paragraph (1) (excluding the case in which a notification has been filed under the provisions of the preceding paragraph) are changed, the cryptoasset exchange service provider must notify the Prime Minister to that effect without delay.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 内閣総理大臣は、前二項の規定による届出を受理したときは、届出があった事項を暗号資産交換業者登録簿に登録しなければならない。
art-63-6/par-3 · https://japanlaw.org/en/payment-services-act/art-63-6/par-3 · https://japanlaw.org/l/421AC0000000059/art-63-6/par-3
If the Prime Minister accepts a notification under the provisions of the preceding two paragraphs, the Minister must register the particulars of the notification in the register of cryptoasset exchange service providers.
Ministry of Justice translation with a slip corrected by this site — not the Ministry's text; the Ministry printed: "If the Prime Minister accepts a notification under the provisions of the preceding paragraph, the Minister must register the particulars of the notification in the register of cryptoasset exchange service providers." — https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb
### 第六十三条の七（名義貸しの禁止） — (Prohibition of Name Lending)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-7 · https://japanlaw.org/en/payment-services-act/art-63-7 · https://japanlaw.org/l/421AC0000000059/art-63-7
**第一項** 暗号資産交換業者は、自己の名義をもって、他人に暗号資産交換業を行わせてはならない。
art-63-7/par-1 · https://japanlaw.org/en/payment-services-act/art-63-7/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-7/par-1
A cryptoasset exchange service provider must not have another person provide the cryptoasset exchange service in the name of the cryptoasset exchange service provider.
Ministry of Justice translation — Japanese Law Translation Database System
## 第二節 業務 — Section 2 Business
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-3-3/sec-2 · https://japanlaw.org/en/payment-services-act/ch-3-3/sec-2 · https://japanlaw.org/l/421AC0000000059/ch-3-3/sec-2
### 第六十三条の八（情報の安全管理） — (Information Security Management)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-8 · https://japanlaw.org/en/payment-services-act/art-63-8 · https://japanlaw.org/l/421AC0000000059/art-63-8
**第一項** 暗号資産交換業者は、内閣府令で定めるところにより、暗号資産交換業に係る情報の漏えい、滅失又は毀損の防止その他の当該情報の安全管理のために必要な措置を講じなければならない。
art-63-8/par-1 · https://japanlaw.org/en/payment-services-act/art-63-8/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-8/par-1
A cryptoasset exchange service provider must, pursuant to the provisions of Cabinet Office Order, take necessary measures for preventing leakage, loss, or damage to information pertaining to the cryptoasset exchange services and other measures for the security management of relevant information.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の九（委託先に対する指導） — (Guidance of Entrusted Parties)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-9 · https://japanlaw.org/en/payment-services-act/art-63-9 · https://japanlaw.org/l/421AC0000000059/art-63-9
**第一項** 暗号資産交換業者は、暗号資産交換業の一部を第三者に委託（二以上の段階にわたる委託を含む。）をした場合には、内閣府令で定めるところにより、当該委託に係る業務の委託先に対する指導その他の当該業務の適正かつ確実な遂行を確保するために必要な措置を講じなければならない。
art-63-9/par-1 · https://japanlaw.org/en/payment-services-act/art-63-9/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-9/par-1
If a cryptoasset exchange service provider entrusts (including cases under multi-tier entrustment arrangements) part of the cryptoasset exchange services to a third party, the cryptoasset exchange service provider must provide guidance to the third party to whom the relevant business has been entrusted and take other measures necessary for ensuring the operation of the business in a proper and steady manner pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の九の二（暗号資産交換業の広告） — (Advertisement of Cryptoasset Exchange Services)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-9-2 · https://japanlaw.org/en/payment-services-act/art-63-9-2 · https://japanlaw.org/l/421AC0000000059/art-63-9-2
**第一項** 暗号資産交換業者は、その行う暗号資産交換業に関して広告をするときは、内閣府令で定めるところにより、次に掲げる事項を表示しなければならない。
art-63-9-2/par-1 · https://japanlaw.org/en/payment-services-act/art-63-9-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-9-2/par-1
When a cryptoasset exchange service provider places an advertisement concerning the cryptoasset exchange service provided by it, the cryptoasset exchange service provider must indicate the following particulars, pursuant to the provisions of Cabinet Office Order:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 暗号資産交換業者の商号
art-63-9-2/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-63-9-2/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-63-9-2/par-1/item-1
the trade name of the cryptoasset exchange service provider;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 暗号資産交換業者である旨及びその登録番号
art-63-9-2/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-63-9-2/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-63-9-2/par-1/item-2
the fact that it is a cryptoasset exchange service provider and its registration number;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 暗号資産は本邦通貨又は外国通貨ではないこと。
art-63-9-2/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-63-9-2/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-63-9-2/par-1/item-3
the fact that cryptoassets are not the Japanese currency or a foreign currency; and
Ministry of Justice translation — Japanese Law Translation Database System
**四** 暗号資産の性質であって、利用者の判断に影響を及ぼすこととなる重要なものとして内閣府令で定めるもの
art-63-9-2/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-63-9-2/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-63-9-2/par-1/item-4
the characteristics of cryptoassets specified by Cabinet Office Order as material characteristics that will affect users' judgment.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の九の三（禁止行為） — (Prohibited Acts)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-9-3 · https://japanlaw.org/en/payment-services-act/art-63-9-3 · https://japanlaw.org/l/421AC0000000059/art-63-9-3
**第一項** 暗号資産交換業者又はその役員若しくは使用人は、次に掲げる行為をしてはならない。
art-63-9-3/par-1 · https://japanlaw.org/en/payment-services-act/art-63-9-3/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-9-3/par-1
A cryptoasset exchange service provider or its officer or employee must not engage in the following conduct:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 暗号資産交換業の利用者を相手方として第二条第十五項各号に掲げる行為を行うことを内容とする契約の締結又はその勧誘（第三号において「暗号資産交換契約の締結等」という。）をするに際し、虚偽の表示をし、又は暗号資産の性質その他内閣府令で定める事項（次号において「暗号資産の性質等」という。）についてその相手方を誤認させるような表示をする行為
art-63-9-3/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-63-9-3/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-63-9-3/par-1/item-1
when concluding a contract for engaging in any acts set forth in the items of Article 2, paragraph (15) with a user of cryptoasset exchange service that is a counterparty or soliciting the conclusion thereof (referred to as the "conclusion, etc. of a cryptoasset exchange contract" in item (iii)), make a false representation or other representation which may mislead the counterparty with regard to the characteristics of cryptoassets and other particulars specified by Cabinet Office Order (referred to as the "characteristics, etc. of cryptoassets" in the following item);
Ministry of Justice translation — Japanese Law Translation Database System
**二** その行う暗号資産交換業に関して広告をするに際し、虚偽の表示をし、又は暗号資産の性質等について人を誤認させるような表示をする行為
art-63-9-3/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-63-9-3/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-63-9-3/par-1/item-2
when placing an advertisement concerning the cryptoasset exchange service provided by it, give a false representation or other representation which may mislead people with regard to the characteristics, etc. of cryptoassets;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 暗号資産交換契約の締結等をするに際し、又はその行う暗号資産交換業に関して広告をするに際し、支払手段として利用する目的ではなく、専ら利益を図る目的で暗号資産の売買又は他の暗号資産との交換を行うことを助長するような表示をする行為
art-63-9-3/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-63-9-3/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-63-9-3/par-1/item-3
when concluding a cryptoasset exchange contract, etc. or lacing an advertisement concerning the cryptoasset exchange service provided by it, make a representation which may facilitate purchase and sale of a cryptoasset or exchange with another cryptoasset not for the purpose of using them as payment instruments but solely for making profits; and
Ministry of Justice translation — Japanese Law Translation Database System
**四** 前三号に掲げるもののほか、暗号資産交換業の利用者の保護に欠け、又は暗号資産交換業の適正かつ確実な遂行に支障を及ぼすおそれがあるものとして内閣府令で定める行為
art-63-9-3/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-63-9-3/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-63-9-3/par-1/item-4
beyond what is set forth in the preceding three items, any conduct specified by Cabinet Office Order as being likely to weaken the protection of users of cryptoasset exchange services or hinder the provision of cryptoasset exchange services in a proper and steady manner.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の十（利用者の保護等に関する措置） — (Measures for Customer Protection)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-10 · https://japanlaw.org/en/payment-services-act/art-63-10 · https://japanlaw.org/l/421AC0000000059/art-63-10
**第一項** 暗号資産交換業者は、内閣府令で定めるところにより、暗号資産の性質に関する説明、手数料その他の暗号資産交換業に係る契約の内容についての情報の提供その他の暗号資産交換業の利用者の保護を図り、及び暗号資産交換業の適正かつ確実な遂行を確保するために必要な措置を講じなければならない。
art-63-10/par-1 · https://japanlaw.org/en/payment-services-act/art-63-10/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-10/par-1
A cryptoasset exchange service provider must, pursuant to the provisions of Cabinet Office Order, provide explanation concerning the characteristics of cryptoassets, and information about fees and other terms and conditions of contracts pertaining to the cryptoasset exchange service, and take other measures necessary for protecting the users of cryptoasset exchange services and ensuring the provision of the cryptoasset exchange services in a proper and steady manner.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 暗号資産交換業者は、暗号資産交換業の利用者に信用を供与して暗号資産の交換等を行う場合には、前項に規定する措置のほか、内閣府令で定めるところにより、当該暗号資産の交換等に係る契約の内容についての情報の提供その他の当該暗号資産の交換等に係る業務の利用者の保護を図り、及び当該業務の適正かつ確実な遂行を確保するために必要な措置を講じなければならない。
art-63-10/par-2 · https://japanlaw.org/en/payment-services-act/art-63-10/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-10/par-2
When a cryptoasset exchange service provider exchanges cryptoassets, etc. by granting credit to the user of cryptoasset exchange service, the cryptoasset exchange service provider must provide information on the terms and conditions of contracts pertaining to exchange of cryptoassets, etc. and other measures necessary for protecting the users of business pertaining to exchange of cryptoassets, etc. and ensuring the operation of the business in a proper and steady manner, in addition to the measures prescribed in the preceding paragraph, pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の十一（利用者財産の管理） — (Management of Users' Property)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-11 · https://japanlaw.org/en/payment-services-act/art-63-11 · https://japanlaw.org/l/421AC0000000059/art-63-11
**第一項** 暗号資産交換業者は、その行う暗号資産交換業に関して、暗号資産交換業の利用者の金銭を、自己の金銭と分別して管理し、内閣府令で定めるところにより、信託会社等に信託しなければならない。
art-63-11/par-1 · https://japanlaw.org/en/payment-services-act/art-63-11/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-11/par-1
A cryptoasset exchange service provider must, in connection with its cryptoasset exchange services, manage the money of the users of cryptoasset exchange services separately from its own money and entrust the users' money with a trust company, etc., pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 暗号資産交換業者は、その行う暗号資産交換業に関して、内閣府令で定めるところにより、暗号資産交換業の利用者の暗号資産を自己の暗号資産と分別して管理しなければならない。この場合において、当該暗号資産交換業者は、利用者の暗号資産（利用者の利便の確保及び暗号資産交換業の円滑な遂行を図るために必要なものとして内閣府令で定める要件に該当するものを除く。）を利用者の保護に欠けるおそれが少ないものとして内閣府令で定める方法で管理しなければならない。
art-63-11/par-2 · https://japanlaw.org/en/payment-services-act/art-63-11/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-11/par-2
A cryptoasset exchange service provider must, in connection with its cryptoasset exchange services, manage the cryptoassets of the users of the cryptoasset exchange services separately from its own cryptoassets, pursuant to the provisions of Cabinet Office Order. In this case, the cryptoasset exchange service provider must manage users' cryptoassets (excluding cryptoassets that satisfy the requirements specified by Cabinet Office Order as being necessary for ensuring the convenience of users and achieving smooth provision of cryptoasset exchange services) by the method specified by Cabinet Office Order as being less likely to weaken the protection of users.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 暗号資産交換業者は、前二項の規定による管理の状況について、内閣府令で定めるところにより、定期に、公認会計士又は監査法人の監査を受けなければならない。
art-63-11/par-3 · https://japanlaw.org/en/payment-services-act/art-63-11/par-3 · https://japanlaw.org/l/421AC0000000059/art-63-11/par-3
A cryptoasset exchange service provider must, pursuant to the provisions of Cabinet Office Order, undergo a periodic audit by a certified public accountant or by an audit corporation, with regard to the state of management under the provisions of the preceding two paragraphs.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の十一の二（履行保証暗号資産） — (Performance-Guarantee Cryptoassets)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-11-2 · https://japanlaw.org/en/payment-services-act/art-63-11-2 · https://japanlaw.org/l/421AC0000000059/art-63-11-2
**第一項** 暗号資産交換業者は、前条第二項に規定する内閣府令で定める要件に該当する暗号資産と同じ種類及び数量の暗号資産（以下この項及び第六十三条の十九の二第一項において「履行保証暗号資産」という。）を自己の暗号資産として保有し、内閣府令で定めるところにより、履行保証暗号資産以外の自己の暗号資産と分別して管理しなければならない。この場合において、当該暗号資産交換業者は、履行保証暗号資産を利用者の保護に欠けるおそれが少ないものとして内閣府令で定める方法で管理しなければならない。
art-63-11-2/par-1 · https://japanlaw.org/en/payment-services-act/art-63-11-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-11-2/par-1
A cryptoasset exchange service provider must hold cryptoassets of the same type and same volume as the cryptoassets that satisfy the requirements specified by Cabinet Office Order prescribed in paragraph (2) of the preceding Article (hereinafter referred to as the "performance-guarantee cryptoassets" in this paragraph and Article 63-19-2, paragraph (1)) as its own cryptoassets and manage them separately from its own cryptoassets other than the performance-guarantee cryptoassets, pursuant to the provisions of Cabinet Office Order. In this case, the cryptoasset exchange service provider must manage the performance-guarantee cryptoassets by the method specified by Cabinet Office Order as being less likely to weaken the protection of users.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前条第三項の規定は、前項の規定による管理の状況について準用する。
art-63-11-2/par-2 · https://japanlaw.org/en/payment-services-act/art-63-11-2/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-11-2/par-2
The provisions of paragraph (3) of the preceding Article apply mutatis mutandis to the status of the management under the provisions of the preceding paragraph.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の十二（指定暗号資産交換業務紛争解決機関との契約締結義務等） — (Obligation to Conclude Contract with Designated Dispute Resolution Organizations for Cryptoasset Exchange Business)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-12 · https://japanlaw.org/en/payment-services-act/art-63-12 · https://japanlaw.org/l/421AC0000000059/art-63-12
**第一項** 暗号資産交換業者は、次の各号に掲げる場合の区分に応じ、当該各号に定める措置を講じなければならない。
art-63-12/par-1 · https://japanlaw.org/en/payment-services-act/art-63-12/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-12/par-1
A cryptoasset exchange service provider must take the measures specified in the following items according to the categories of cases prescribed therein:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 指定暗号資産交換業務紛争解決機関（指定紛争解決機関であってその紛争解決等業務の種別が暗号資産交換業務であるものをいう。以下この条において同じ。）が存在する場合 一の指定暗号資産交換業務紛争解決機関との間で暗号資産交換業に係る手続実施基本契約（第九十九条第一項第八号に規定する手続実施基本契約をいう。次項において同じ。）を締結する措置
art-63-12/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-63-12/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-63-12/par-1/item-1
if one or more designated dispute resolution organizations for cryptoasset exchange business (meaning designated dispute resolution organizations of which type of dispute resolution services is cryptoasset exchange business; hereinafter the same applies in this Article) exist:measures to conclude a basic contract for execution of procedures with a designated dispute resolution organization for cryptoasset exchange business (meaning a basic contract for execution of procedures prescribed in Article 99, paragraph (1), item (viii); the same applies in the following paragraph) pertaining to the cryptoasset exchange service; or
Ministry of Justice translation — Japanese Law Translation Database System
**二** 指定暗号資産交換業務紛争解決機関が存在しない場合 暗号資産交換業に関する苦情処理措置及び紛争解決措置
art-63-12/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-63-12/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-63-12/par-1/item-2
if no designated dispute resolution organization for cryptoasset exchange business exists:complaint processing measures and dispute resolution measures pertaining to the cryptoasset exchange service.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 暗号資産交換業者は、前項の規定により手続実施基本契約を締結する措置を講じた場合には、当該手続実施基本契約の相手方である指定暗号資産交換業務紛争解決機関の商号又は名称を公表しなければならない。
art-63-12/par-2 · https://japanlaw.org/en/payment-services-act/art-63-12/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-12/par-2
If a cryptoasset exchange service provider implements measures to conclude a basic contract for execution of procedures pursuant to the provisions of the preceding paragraph, the cryptoasset exchange service provider must announce the trade name or other name of the designated dispute resolution organization for cryptoasset exchange business that is the counterparty to the basic contract for execution of procedures.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 第一項の規定は、次の各号に掲げる場合の区分に応じ、当該各号に定める期間においては、適用しない。
art-63-12/par-3 · https://japanlaw.org/en/payment-services-act/art-63-12/par-3 · https://japanlaw.org/l/421AC0000000059/art-63-12/par-3
The provisions of paragraph (1) do not apply during the period specified in the following items for the respective categories of cases prescribed therein:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 第一項第一号に掲げる場合に該当していた場合において、同項第二号に掲げる場合に該当することとなったとき 第百一条第一項において読み替えて準用する銀行法第五十二条の八十三第一項の規定による紛争解決等業務の廃止の認可又は第百条第一項の規定による指定の取消しの時に、同号に定める措置を講ずるために必要な期間として内閣総理大臣が定める期間
art-63-12/par-3/item-1 · https://japanlaw.org/en/payment-services-act/art-63-12/par-3/item-1 · https://japanlaw.org/l/421AC0000000059/art-63-12/par-3/item-1
if a cryptoasset exchange service provider who fell under the case set forth in paragraph (1), item (i) when the cryptoasset exchange service provider falls under the case set forth in paragraph (1), item (ii):a period specified by the Prime Minister as the period necessary for taking measures specified in paragraph (1), item (ii) when authorization is granted for the discontinuation of the dispute resolution services referred to in Article 52-83, paragraph (1) of the Banking Act as applied mutatis mutandis pursuant to Article 101, paragraph (1) following the deemed replacement of terms or when the designation is revoked pursuant to the provisions of Article 100, paragraph (1);
Ministry of Justice translation — Japanese Law Translation Database System
**二** 第一項第一号に掲げる場合に該当していた場合において、同号の一の指定暗号資産交換業務紛争解決機関の紛争解決等業務の廃止が第百一条第一項において読み替えて準用する銀行法第五十二条の八十三第一項の規定により認可されたとき、又は同号の一の指定暗号資産交換業務紛争解決機関の第九十九条第一項の規定による指定が第百条第一項の規定により取り消されたとき（前号に掲げる場合を除く。） その認可又は取消しの時に、第一項第一号に定める措置を講ずるために必要な期間として内閣総理大臣が定める期間
art-63-12/par-3/item-2 · https://japanlaw.org/en/payment-services-act/art-63-12/par-3/item-2 · https://japanlaw.org/l/421AC0000000059/art-63-12/par-3/item-2
if a cryptoasset exchange service provider who falls under the case set forth in paragraph (1), item (i), when authorization is granted for the discontinuation of the dispute resolution services provided by the designated dispute resolution organization for cryptoasset exchange business referred to in that item pursuant to the provision of Article 52-83, paragraph (1) of the Banking Act as applied mutatis mutandis pursuant to Article 101, paragraph (1) following the deemed replacement of terms or when the designation under the provisions of Article 99, paragraph (1) of the designated dispute resolution organization for cryptoasset exchange business referred to in that item is revoked pursuant to the provisions of Article 100, paragraph (1) (excluding the case specified in the preceding item):a period specified by the Prime Minister as the period necessary for taking measures specified in paragraph (1), item (i) when the authorization is granted or the designation is revoked; or
Ministry of Justice translation — Japanese Law Translation Database System
**三** 第一項第二号に掲げる場合に該当していた場合において、同項第一号に掲げる場合に該当することとなったとき 第九十九条第一項の規定による指定の時に、同号に定める措置を講ずるために必要な期間として内閣総理大臣が定める期間
art-63-12/par-3/item-3 · https://japanlaw.org/en/payment-services-act/art-63-12/par-3/item-3 · https://japanlaw.org/l/421AC0000000059/art-63-12/par-3/item-3
if a cryptoasset exchange service provider falls under the case set forth in paragraph (1), item (ii), when the cryptoasset exchange service provider falls under the case set forth in paragraph (1), item (i):a period specified by the Prime Minister as the period necessary for taking measures specified in paragraph (1), item (i) when designated pursuant to the provisions of Article 99, paragraph (1).
Ministry of Justice translation — Japanese Law Translation Database System
**第四項** 第一項第二号の「苦情処理措置」とは、利用者からの苦情の処理の業務に従事する使用人その他の従業者に対する助言若しくは指導を消費生活に関する消費者と事業者との間に生じた苦情に係る相談その他の消費生活に関する事項について専門的な知識経験を有する者として内閣府令で定める者に行わせること又はこれに準ずるものとして内閣府令で定める措置をいう。
art-63-12/par-4 · https://japanlaw.org/en/payment-services-act/art-63-12/par-4 · https://japanlaw.org/l/421AC0000000059/art-63-12/par-4
The term "complaint processing measures" as used in paragraph (1), item (ii) means to have a person specified by Cabinet Office Order as one who has expert knowledge and experience with regard to consultation regarding complaints on consumer affairs that the consumer made against the service provider or in other areas of consumer affairs to engage in the provision of advice or guidance to employees or other workers who engage in the business of processing complaints from the users or any other measures specified by Cabinet Office Order as similar thereto.
Ministry of Justice translation — Japanese Law Translation Database System
**第五項** 第一項第二号の「紛争解決措置」とは、利用者との紛争の解決を認証紛争解決手続により図ること又はこれに準ずるものとして内閣府令で定める措置をいう。
art-63-12/par-5 · https://japanlaw.org/en/payment-services-act/art-63-12/par-5 · https://japanlaw.org/l/421AC0000000059/art-63-12/par-5
The term "dispute resolution measures" as used in paragraph (1), item (ii) means to seek resolution of a dispute with the user through the authorized dispute resolution procedures or any other measures specified by Cabinet Office Order as similar thereto.
Ministry of Justice translation — Japanese Law Translation Database System
## 第三節 監督 — Section 3 Supervision
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-3-3/sec-3 · https://japanlaw.org/en/payment-services-act/ch-3-3/sec-3 · https://japanlaw.org/l/421AC0000000059/ch-3-3/sec-3
### 第六十三条の十三（帳簿書類） — (Books of Accounts and Documents)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-13 · https://japanlaw.org/en/payment-services-act/art-63-13 · https://japanlaw.org/l/421AC0000000059/art-63-13
**第一項** 暗号資産交換業者は、内閣府令で定めるところにより、その暗号資産交換業に関する帳簿書類を作成し、これを保存しなければならない。
art-63-13/par-1 · https://japanlaw.org/en/payment-services-act/art-63-13/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-13/par-1
A cryptoasset exchange service provider must, pursuant to the provisions of Cabinet Office Order, prepare and maintain the books of accounts and documents on its cryptoasset exchange business.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の十四（報告書） — (Written Reports)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-14 · https://japanlaw.org/en/payment-services-act/art-63-14 · https://japanlaw.org/l/421AC0000000059/art-63-14
**第一項** 暗号資産交換業者は、事業年度ごとに、内閣府令で定めるところにより、暗号資産交換業に関する報告書を作成し、内閣総理大臣に提出しなければならない。
art-63-14/par-1 · https://japanlaw.org/en/payment-services-act/art-63-14/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-14/par-1
A cryptoasset exchange service provider must, pursuant to the provisions of Cabinet Office Order, prepare a written report on its cryptoasset exchange business for each business year and submit it to the Prime Minister.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 暗号資産交換業者（第二条第十五項第三号又は第四号に掲げる行為を行う者に限る。）は、前項の報告書のほか、内閣府令で定める期間ごとに、内閣府令で定めるところにより、暗号資産交換業に関し管理する利用者の金銭の額及び暗号資産の数量その他これらの管理に関する報告書を作成し、内閣総理大臣に提出しなければならない。
art-63-14/par-2 · https://japanlaw.org/en/payment-services-act/art-63-14/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-14/par-2
In addition to the written reports specified in the preceding paragraph, a cryptoasset exchange service provider (limited to one who engages in the act set forth in Article 2, paragraph (15), item (iii) or (iv)) must, pursuant to the provisions of Cabinet Office Order, prepare a written report on the amount of users' money and the volumes of users' cryptoassets under the management in connection with the cryptoasset exchange services and other particulars concerning the management of these amounts for each period specified by Cabinet Office Order, and submit it to the Prime Minister.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 第一項の報告書には、財務に関する書類、当該書類についての公認会計士又は監査法人の監査報告書その他の内閣府令で定める書類を添付しなければならない。
art-63-14/par-3 · https://japanlaw.org/en/payment-services-act/art-63-14/par-3 · https://japanlaw.org/l/421AC0000000059/art-63-14/par-3
Documents concerning finance, an audit report prepared by a certified public accountant or audit corporation regarding these documents, and other documents specified by Cabinet Office Order must be attached to the written report referred to in paragraph (1).
Ministry of Justice translation — Japanese Law Translation Database System
**第四項** 第二項の報告書には、暗号資産交換業に関し管理する利用者の金銭の額及び暗号資産の数量を証する書類その他の内閣府令で定める書類を添付しなければならない。
art-63-14/par-4 · https://japanlaw.org/en/payment-services-act/art-63-14/par-4 · https://japanlaw.org/l/421AC0000000059/art-63-14/par-4
Documents proving the amount of users' money and the volumes of users' cryptoassets under the management in connection with the cryptoasset exchange services and other documents specified by Cabinet Office Order must be attached to the written report referred to in paragraph (2).
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の十五（立入検査等） — (On-Site Inspections)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-15 · https://japanlaw.org/en/payment-services-act/art-63-15 · https://japanlaw.org/l/421AC0000000059/art-63-15
**第一項** 内閣総理大臣は、暗号資産交換業の適正かつ確実な遂行のために必要があると認めるときは、暗号資産交換業者に対し当該暗号資産交換業者の業務若しくは財産に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該暗号資産交換業者の営業所その他の施設に立ち入らせ、その業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。
art-63-15/par-1 · https://japanlaw.org/en/payment-services-act/art-63-15/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-15/par-1
When the Prime Minister finds it necessary for the proper and secure conduct of the cryptoasset exchange service, the Minister may order a cryptoasset exchange service provider to submit reports or materials that will be helpful for understanding its business or property, or have officials enter the business office or other facility of that cryptoasset exchange service provider, ask questions about the status of its business or property or inspect its books and documents or other items.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、暗号資産交換業の適正かつ確実な遂行のため特に必要があると認めるときは、その必要の限度において、当該暗号資産交換業者から業務の委託を受けた者（その者から委託（二以上の段階にわたる委託を含む。）を受けた者を含む。以下この条において同じ。）に対し当該暗号資産交換業者の業務若しくは財産の状況に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該暗号資産交換業者から業務の委託を受けた者の施設に立ち入らせ、当該暗号資産交換業者の業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。
art-63-15/par-2 · https://japanlaw.org/en/payment-services-act/art-63-15/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-15/par-2
When the Prime Minister finds it particularly necessary for the provision of the cryptoasset exchange service in a proper and steady manner, the Minister may, to the extent necessary for this, order a person to whom business has been entrusted by the cryptoasset exchange service provider (including persons to whom the service has been entrusted by the entrusted person (including those under multi-tier entrustment arrangements); hereinafter the same applies in this Article) to submit reports or materials that can be used as reference for the business or property of that cryptoasset exchange service provider, or have officials enter the facility of the person to whom business has been entrusted by that cryptoasset exchange service provider, ask questions about the status of its business or the property of that cryptoasset exchange service provider or inspect its books and documents or other items.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 前項の暗号資産交換業者から業務の委託を受けた者は、正当な理由があるときは、同項の規定による報告若しくは資料の提出又は質問若しくは検査を拒むことができる。
art-63-15/par-3 · https://japanlaw.org/en/payment-services-act/art-63-15/par-3 · https://japanlaw.org/l/421AC0000000059/art-63-15/par-3
A person to whom business has been entrusted by a cryptoasset exchange service provider referred to in the preceding paragraph may refuse the submission of reports or materials, or the questions or inspection referred to in that paragraph if there are reasonable grounds for doing so.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の十六（業務改善命令） — (Order to Improve Business Operations)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-16 · https://japanlaw.org/en/payment-services-act/art-63-16 · https://japanlaw.org/l/421AC0000000059/art-63-16
**第一項** 内閣総理大臣は、暗号資産交換業の適正かつ確実な遂行のために必要があると認めるときは、その必要の限度において、暗号資産交換業者に対し、業務の運営又は財産の状況の改善に必要な措置その他監督上必要な措置をとるべきことを命ずることができる。
art-63-16/par-1 · https://japanlaw.org/en/payment-services-act/art-63-16/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-16/par-1
When the Prime Minister finds it necessary for the provision of the cryptoasset exchange service in a proper and steady manner, the Minister may, to the extent necessary for this, order a cryptoasset exchange service provider to take necessary measures to improve the operation of its business or its financial status or take other measures necessary for the supervision.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の十六の二（資産の国内保有） — Holding of Assets in Japan
caption: machine translation, not official
art-63-16-2 · https://japanlaw.org/en/payment-services-act/art-63-16-2 · https://japanlaw.org/l/421AC0000000059/art-63-16-2
**第一項** 内閣総理大臣は、公益又は利用者の保護のため必要かつ適当であると認める場合には、暗号資産交換業者に対し、その資産のうち政令で定める部分を国内において保有することを命ずることができる。
art-63-16-2/par-1 · https://japanlaw.org/en/payment-services-act/art-63-16-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-16-2/par-1
If the Prime Minister finds it necessary and appropriate for the public interest or the protection of users, the Prime Minister may order a cryptoasset exchange service provider to hold, within Japan, the part of its assets specified by Cabinet Order.
machine translation, not official
### 第六十三条の十七（登録の取消し等） — (Revocation of Registration)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-17 · https://japanlaw.org/en/payment-services-act/art-63-17 · https://japanlaw.org/l/421AC0000000059/art-63-17
**第一項** 内閣総理大臣は、暗号資産交換業者が次の各号のいずれかに該当するときは、第六十三条の二の登録を取り消し、又は六月以内の期間を定めて暗号資産交換業の全部若しくは一部の停止を命ずることができる。
art-63-17/par-1 · https://japanlaw.org/en/payment-services-act/art-63-17/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-17/par-1
If a cryptoasset exchange service provider falls under any of the following items, the Prime Minister may revoke its registration referred to in Article 63-2 or order the cryptoasset exchange service provider to suspend all or part of its cryptoasset exchange service, specifying a period of suspension not exceeding six months:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 第六十三条の五第一項各号に該当することとなったとき。
art-63-17/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-63-17/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-63-17/par-1/item-1
the cryptoasset exchange service provider falls under any of the items of Article 63-5, paragraph (1);
Ministry of Justice translation — Japanese Law Translation Database System
**二** 不正の手段により第六十三条の二の登録を受けたとき。
art-63-17/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-63-17/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-63-17/par-1/item-2
the cryptoasset exchange service provider referred to in Article 63-2 has been registered through wrongful means; or
Ministry of Justice translation — Japanese Law Translation Database System
**三** この法律若しくはこの法律に基づく命令又はこれらに基づく処分に違反したとき。
art-63-17/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-63-17/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-63-17/par-1/item-3
the cryptoasset exchange service provider violates this Act or an order under this Act, or a disposition under this Act or an order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、暗号資産交換業者の営業所の所在地を確知できないとき、又は暗号資産交換業者を代表する取締役若しくは執行役（外国暗号資産交換業者である暗号資産交換業者にあっては、国内における代表者）の所在を確知できないときは、内閣府令で定めるところにより、その事実を公告し、その公告の日から三十日を経過しても当該暗号資産交換業者から申出がないときは、当該暗号資産交換業者の第六十三条の二の登録を取り消すことができる。
art-63-17/par-2 · https://japanlaw.org/en/payment-services-act/art-63-17/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-17/par-2
If the Prime Minister is unable to ascertain the locations of business offices of a cryptoasset exchange service provider or the whereabouts of the company director or executive officer representing the cryptoasset exchange service provider (in cases of a cryptoasset exchange service provider that is a foreign cryptoasset exchange service provider, the representative person in Japan), the Prime Minister, pursuant to the provisions of Cabinet Office Order, may issue public notice of that fact and revoke the registration of the cryptoasset exchange service provider under Article 63-2 if no application is made by the service provider after thirty days have passed since the day of the public notice.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 前項の規定による処分については、行政手続法第三章の規定は、適用しない。
art-63-17/par-3 · https://japanlaw.org/en/payment-services-act/art-63-17/par-3 · https://japanlaw.org/l/421AC0000000059/art-63-17/par-3
The provisions of Chapter III of the Administrative Procedure Act do not apply to disposition under the provisions of the preceding paragraph.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の十八（登録の抹消） — (Deletion of Registration)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-18 · https://japanlaw.org/en/payment-services-act/art-63-18 · https://japanlaw.org/l/421AC0000000059/art-63-18
**第一項** 内閣総理大臣は、前条第一項若しくは第二項の規定により第六十三条の二の登録を取り消したとき、又は第六十三条の二十第二項若しくは第八項の規定により第六十三条の二の登録がその効力を失ったときは、当該登録を抹消しなければならない。
art-63-18/par-1 · https://japanlaw.org/en/payment-services-act/art-63-18/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-18/par-1
If the Prime Minister revokes the registration referred to in Article 63-2 pursuant to provisions of paragraph (1) or (2) of the preceding Article or when the registration referred to in Article 63-2 ceases to be effective pursuant to the provisions of Article 63-20, paragraph (2) or (8), the Minister must delete the registration.
machine translation, not official
### 第六十三条の十九（監督処分の公告） — (Public Notice of Supervisory Dispositions)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-19 · https://japanlaw.org/en/payment-services-act/art-63-19 · https://japanlaw.org/l/421AC0000000059/art-63-19
**第一項** 内閣総理大臣は、第六十三条の十七第一項又は第二項の規定による処分をしたときは、内閣府令で定めるところにより、その旨を公告しなければならない。
art-63-19/par-1 · https://japanlaw.org/en/payment-services-act/art-63-19/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-19/par-1
If the Prime Minister implements a disposition pursuant to the provisions of Article 63-17, paragraph (1) or (2), the Minister must give public notice to that effect pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
## 第四節 雑則 — Section 4 Miscellaneous Provisions
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-3-3/sec-4 · https://japanlaw.org/en/payment-services-act/ch-3-3/sec-4 · https://japanlaw.org/l/421AC0000000059/ch-3-3/sec-4
### 第六十三条の十九の二（対象暗号資産の弁済） — (Payment for Target Cryptoassets)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-19-2 · https://japanlaw.org/en/payment-services-act/art-63-19-2 · https://japanlaw.org/l/421AC0000000059/art-63-19-2
**第一項** 暗号資産交換業者との間で当該暗号資産交換業者が暗号資産の管理を行うことを内容とする契約を締結した者は、当該暗号資産交換業者に対して有する暗号資産の移転を目的とする債権に関し、対象暗号資産（当該暗号資産交換業者が第六十三条の十一第二項の規定により自己の暗号資産と分別して管理するその暗号資産交換業の利用者の暗号資産及び履行保証暗号資産をいう。）について、他の債権者に先立ち弁済を受ける権利を有する。
art-63-19-2/par-1 · https://japanlaw.org/en/payment-services-act/art-63-19-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-19-2/par-1
A person who has concluded a contract for the management of cryptoassets with a cryptoasset exchange service provider has the right to receive, in preference over other creditors, payments with regard to a claim for the transfer of cryptoassets that the person holds against the cryptoasset exchange service provider, for the return of the regulated cryptoassets (meaning the cryptoassets of the users of the cryptoasset exchange services that the cryptoasset exchange service provider manages separately from its own cryptoassets pursuant to the provisions of Article 63-11, paragraph (2) and the performance-guarantee cryptoassets).
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 民法第三百三十三条の規定は、前項の権利について準用する。
art-63-19-2/par-2 · https://japanlaw.org/en/payment-services-act/art-63-19-2/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-19-2/par-2
The provisions of Article 333 of the Civil Code apply mutatis mutandis to the right referred to in the preceding paragraph.
machine translation, not official
**第三項** 第一項の権利の実行に関し必要な事項は、政令で定める。
art-63-19-2/par-3 · https://japanlaw.org/en/payment-services-act/art-63-19-2/par-3 · https://japanlaw.org/l/421AC0000000059/art-63-19-2/par-3
Particulars necessary for the fulfillment of the right prescribed in paragraph (1) are specified by Cabinet Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の十九の三（対象暗号資産の弁済への協力） — (Cooperation for Payment for Target Cryptoassets)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-19-3 · https://japanlaw.org/en/payment-services-act/art-63-19-3 · https://japanlaw.org/l/421AC0000000059/art-63-19-3
**第一項** 暗号資産交換業者から暗号資産の管理の委託を受けた者その他の当該暗号資産交換業者の関係者は、当該暗号資産交換業者がその行う暗号資産交換業に関し管理する利用者の暗号資産に係る前条第一項の権利の実行に関し内閣総理大臣から必要な協力を求められた場合には、これに応ずるよう努めるものとする。
art-63-19-3/par-1 · https://japanlaw.org/en/payment-services-act/art-63-19-3/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-19-3/par-1
If a person to whom a cryptoasset exchange service has been entrusted by a cryptoasset exchange service provider or any other related person of the cryptoasset exchange service provider is requested by the Prime Minister to extend their cooperation necessary for the fulfillment of the right referred to in paragraph (1) of the preceding Article pertaining to users' cryptoassets managed by the person in relation to the cryptoasset exchange service provided by the cryptoasset exchange service provider, the person is to endeavor to respond to the request.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の二十（廃止の届出等） — (Notification of Discontinuation of Business)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-20 · https://japanlaw.org/en/payment-services-act/art-63-20 · https://japanlaw.org/l/421AC0000000059/art-63-20
**第一項** 暗号資産交換業者は、次の各号のいずれかに該当する場合には、遅滞なく、内閣総理大臣に届け出なければならない。
art-63-20/par-1 · https://japanlaw.org/en/payment-services-act/art-63-20/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-20/par-1
If a cryptoasset exchange service provider falls under any of the following items, it must notify the Prime Minister to that effect without delay:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 暗号資産交換業の全部又は一部を廃止したとき。
art-63-20/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-63-20/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-63-20/par-1/item-1
the cryptoasset exchange service provider discontinues all or part of the cryptoasset exchange service; or
Ministry of Justice translation — Japanese Law Translation Database System
**二** 暗号資産交換業者について破産手続開始の申立て等が行われたとき。
art-63-20/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-63-20/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-63-20/par-1/item-2
a petition for commencement of bankruptcy proceedings, etc. is filed against a cryptoasset exchange service provider.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 暗号資産交換業者が暗号資産交換業の全部を廃止したときは、当該暗号資産交換業者の第六十三条の二の登録は、その効力を失う。この場合において、当該暗号資産交換業者であった者は、その行う暗号資産の交換等に関し負担する債務の履行を完了し、かつ、その行う暗号資産交換業に関し管理する利用者の財産を返還し、又は利用者に移転する目的の範囲内においては、なお暗号資産交換業者とみなす。
art-63-20/par-2 · https://japanlaw.org/en/payment-services-act/art-63-20/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-20/par-2
If a cryptoasset exchange service provider discontinues all of the cryptoasset exchange service, the registration of the cryptoasset exchange service provider referred to in Article 63-2 ceases to be effective. In this case, a person who has been the cryptoasset exchange service provider is deemed to be a cryptoasset exchange service provider within the scope of the purpose of completing the performance of obligations borne by the service provider in relation to the exchange of cryptoassets, etc. carried out by it, and returning the users' property under the management relating to the cryptoasset exchange services carried out by it or transferring the property to users.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 暗号資産交換業者は、暗号資産交換業の全部若しくは一部の廃止をし、暗号資産交換業の全部若しくは一部の譲渡をし、合併（当該暗号資産交換業者が合併により消滅する場合の当該合併に限る。）をし、合併及び破産手続開始の決定以外の理由による解散をし、又は会社分割による暗号資産交換業の全部若しくは一部の承継をさせようとするときは、その日の三十日前までに、内閣府令で定めるところにより、その旨を公告するとともに、全ての営業所の公衆の目につきやすい場所に掲示しなければならない。
art-63-20/par-3 · https://japanlaw.org/en/payment-services-act/art-63-20/par-3 · https://japanlaw.org/l/421AC0000000059/art-63-20/par-3
If a cryptoasset exchange service provider intends to discontinue all or part of the cryptoasset exchange service, to transfer all or part of the cryptoasset exchange service, to implement a merger (limited to a merger in which the cryptoasset exchange service provider disappears), to dissolve for reasons other than a merger or an order to commence bankruptcy proceedings, or to have another service provider succeed all or part of the cryptoasset exchange services due to a company split, it must give public notice to that effect at least thirty days prior to the relevant date and post a notice thereof in a place easily seen by the public at all of its business offices, pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第四項** 暗号資産交換業者は、前項の規定による公告をしたときは、直ちに、その旨を内閣総理大臣に届け出なければならない。
art-63-20/par-4 · https://japanlaw.org/en/payment-services-act/art-63-20/par-4 · https://japanlaw.org/l/421AC0000000059/art-63-20/par-4
Having given public notice pursuant to the provisions of the preceding paragraph, a cryptoasset exchange service provider must notify the Prime Minister to that effect immediately.
Ministry of Justice translation — Japanese Law Translation Database System
**第五項** 暗号資産交換業者は、第三項の規定による公告をした場合（事業譲渡、合併又は会社分割その他の事由により当該業務の承継に係る公告をした場合を除く。）には、廃止しようとする暗号資産交換業として行う暗号資産の交換等に関し負担する債務の履行を速やかに完了し、かつ、当該暗号資産交換業に関し管理する利用者の財産を速やかに返還し、又は利用者に移転しなければならない。
art-63-20/par-5 · https://japanlaw.org/en/payment-services-act/art-63-20/par-5 · https://japanlaw.org/l/421AC0000000059/art-63-20/par-5
Having given public notice pursuant to the provisions of paragraph (3) (excluding cases where a cryptoasset exchange service provider has given public notice concerning the succession of the relevant business by way of transfer of business, merger or company split, or for other reasons), it must promptly complete the performance of obligations borne by it in relation to the exchange of cryptoassets, etc. carried out in the course of the cryptoasset exchange services that it intends to discontinue, and promptly return the users' property under the management relating to the cryptoasset exchange services or transfer the property to users.
Ministry of Justice translation — Japanese Law Translation Database System
**第六項** 会社法第九百四十条第一項（第一号に係る部分に限る。）及び第三項の規定は、暗号資産交換業者（外国暗号資産交換業者を除く。）が電子公告（同法第二条第三十四号に規定する電子公告をいう。次項において同じ。）により第三項の規定による公告をする場合について準用する。この場合において、必要な技術的読替えは、政令で定める。
art-63-20/par-6 · https://japanlaw.org/en/payment-services-act/art-63-20/par-6 · https://japanlaw.org/l/421AC0000000059/art-63-20/par-6
The provisions of Article 940, paragraph (1) (limited to the part pertaining to item (i)) and Article 940, paragraph (3) of the Companies Act apply mutatis mutandis to cases where a cryptoasset exchange service provider (excluding a foreign cryptoasset exchange service provider) gives public notice under the provisions of paragraph (3) by way of electronic public notice (meaning electronic public notice specified in Article 2, item (xxxiv) of that Act; the same applies in the following paragraph). In this case, any necessary technical replacement of terms is specified by Cabinet Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第七項** 会社法第九百四十条第一項（第一号に係る部分に限る。）及び第三項、第九百四十一条、第九百四十六条、第九百四十七条、第九百五十一条第二項、第九百五十三条並びに第九百五十五条の規定は、外国暗号資産交換業者である暗号資産交換業者が電子公告により第三項の規定による公告をする場合について準用する。この場合において、必要な技術的読替えは、政令で定める。
art-63-20/par-7 · https://japanlaw.org/en/payment-services-act/art-63-20/par-7 · https://japanlaw.org/l/421AC0000000059/art-63-20/par-7
The provisions of Article 940, paragraph (1) (limited to the part pertaining to item (i)) and Article 940, paragraph (3), Article 941, Article 946, Article 947, Article 951, paragraph (2), Article 953, and Article 955 of the Companies Act apply mutatis mutandis to cases where a cryptoasset exchange service provider that is a foreign cryptoasset exchange service provider gives public notice under the provisions of paragraph (3) by way of electronic public notice. In this case, any necessary technical replacement of terms is specified by Cabinet Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第八項** 暗号資産交換業者が第六十三条の二十二の二の登録（第六十三条の二十二の三第一項第五号に掲げる事項に暗号資産仲介行為に係る業務を含むものに限る。以下この項において同じ。）又は第六十三条の二十二の六第一項の変更登録（新たに暗号資産仲介行為に係る業務を行おうとすることによるものに限る。以下この項において同じ。）を受けたときは、当該暗号資産交換業者の第六十三条の二の登録は、その効力を失う。この場合において、当該暗号資産交換業者であった者は、第六十三条の二十二の二の登録又は第六十三条の二十二の六第一項の変更登録を受ける以前に行っていた暗号資産の交換等に関し負担する債務の履行を完了し、かつ、これらの登録を受ける以前に行っていた暗号資産交換業に関し管理する利用者の財産を返還し、又は利用者に移転する目的の範囲内においては、なお暗号資産交換業者とみなす。
art-63-20/par-8 · https://japanlaw.org/en/payment-services-act/art-63-20/par-8 · https://japanlaw.org/l/421AC0000000059/art-63-20/par-8
When a cryptoasset exchange service provider has received the registration referred to in Article 63-22-2 (limited to a registration in which the particulars set forth in Article 63-22-3, paragraph (1), item (v) include business pertaining to a cryptoasset intermediary act; hereinafter the same in this paragraph) or the registration of change referred to in Article 63-22-6, paragraph (1) (limited to one resulting from newly intending to engage in business pertaining to a cryptoasset intermediary act; hereinafter the same in this paragraph), the registration of that cryptoasset exchange service provider referred to in Article 63-2 ceases to be effective. In this case, the person who has been that cryptoasset exchange service provider is deemed to be a cryptoasset exchange service provider within the scope of the purpose of completing the performance of obligations borne in relation to the exchange of cryptoassets, etc. carried out before receiving the registration referred to in Article 63-22-2 or the registration of change referred to in Article 63-22-6, paragraph (1), and returning the users' property under the management relating to the cryptoasset exchange services carried out before receiving those registrations or transferring the property to users.
machine translation, not official
### 第六十三条の二十一（登録の取消しに伴う債務の履行の完了等） — (Completion of Performance of Obligations Due to Revocation of Registration)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-21 · https://japanlaw.org/en/payment-services-act/art-63-21 · https://japanlaw.org/l/421AC0000000059/art-63-21
**第一項** 暗号資産交換業者について、第六十三条の十七第一項又は第二項の規定により第六十三条の二の登録が取り消されたとき（暗号資産交換業の利用者の保護に欠け、又は暗号資産交換業の適正かつ確実な遂行に支障を及ぼすおそれが少ない場合として内閣府令で定める場合を除く。）は、当該暗号資産交換業者であった者は、その行う暗号資産の交換等に関し負担する債務の履行を速やかに完了し、かつ、その行う暗号資産交換業に関し管理する利用者の財産を速やかに返還し、又は利用者に移転しなければならない。この場合において、当該暗号資産交換業者であった者は、当該債務の履行を完了し、かつ、当該財産を返還し、又は利用者に移転する目的の範囲内においては、なお暗号資産交換業者とみなす。
art-63-21/par-1 · https://japanlaw.org/en/payment-services-act/art-63-21/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-21/par-1
With regard to a cryptoasset exchange service provider, when the registration referred to in Article 63-2 has been revoked pursuant to the provisions of Article 63-17, paragraph (1) or (2) (excluding cases specified by Cabinet Office Order as being less likely to weaken the protection of users of cryptoasset exchange services or hinder the provision of cryptoasset exchange services in a proper and steady manner), the person who has been the cryptoasset exchange service provider must promptly complete the performance of obligations borne by it in relation to the exchange of cryptoassets, etc. carried out by it, and promptly return the users' property under the management relating to the cryptoasset exchange services or transfer the property to users. In this case, the person who has been the cryptoasset exchange service provider is deemed to be a cryptoasset exchange service provider within the scope of the purpose of completing the performance of these obligations, and returning the property or transferring the property to users.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の二十二（外国暗号資産交換業者の勧誘の禁止） — (Prohibition on Solicitation by Foreign Cryptoasset Exchange Service Providers)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-22 · https://japanlaw.org/en/payment-services-act/art-63-22 · https://japanlaw.org/l/421AC0000000059/art-63-22
**第一項** 第六十三条の二の登録を受けていない外国暗号資産交換業者は、国内にある者に対して、第二条第十五項各号に掲げる行為の勧誘をしてはならない。
art-63-22/par-1 · https://japanlaw.org/en/payment-services-act/art-63-22/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22/par-1
A unregistered foreign cryptoasset exchange service provider referred to in Article 63-2 must not engage in acts of solicitation of a person in Japan set forth in the items of Article 2, paragraph (15).
Ministry of Justice translation — Japanese Law Translation Database System
## 第三章の四 電子決済手段・暗号資産サービス仲介業 — Chapter III-4 Electronic Payment Instruments and Cryptoasset Intermediary Services
heading: machine translation, not official
ch-3-4 · https://japanlaw.org/en/payment-services-act/ch-3-4 · https://japanlaw.org/l/421AC0000000059/ch-3-4
## 第一節 総則 — Section 1 General Provisions
heading: machine translation, not official
ch-3-4/sec-1 · https://japanlaw.org/en/payment-services-act/ch-3-4/sec-1 · https://japanlaw.org/l/421AC0000000059/ch-3-4/sec-1
### 第六十三条の二十二の二（電子決済手段・暗号資産サービス仲介業者の登録） — Registration of Electronic Payment Instruments and Cryptoasset Intermediary Service Providers
caption: machine translation, not official
art-63-22-2 · https://japanlaw.org/en/payment-services-act/art-63-22-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-2
**第一項** 内閣総理大臣の登録を受けた者は、第六十二条の三及び第六十三条の二の規定にかかわらず、電子決済手段・暗号資産サービス仲介業を営むことができる。
art-63-22-2/par-1 · https://japanlaw.org/en/payment-services-act/art-63-22-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-2/par-1
Notwithstanding the provisions of Article 62-3 and Article 63-2, a person registered by the Prime Minister may provide electronic payment instruments and cryptoasset intermediary services.
machine translation, not official
### 第六十三条の二十二の三（登録の申請） — Application for Registration
caption: machine translation, not official
art-63-22-3 · https://japanlaw.org/en/payment-services-act/art-63-22-3 · https://japanlaw.org/l/421AC0000000059/art-63-22-3
**第一項** 前条の登録を受けようとする者は、内閣府令で定めるところにより、次に掲げる事項を記載した登録申請書を内閣総理大臣に提出しなければならない。
art-63-22-3/par-1 · https://japanlaw.org/en/payment-services-act/art-63-22-3/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-3/par-1
Pursuant to the provisions of Cabinet Office Order, a person who intends to be registered referred to in the preceding Article must submit a written application for registration containing the following particulars to the Prime Minister:
machine translation, not official
**一** 商号、名称又は氏名及び住所
art-63-22-3/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-63-22-3/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-3/par-1/item-1
trade name, other name or name, and address;
machine translation, not official
**二** 法人にあっては、その役員（外国法人にあっては、外国の法令上これと同様に取り扱われている者及び国内における代表者を含む。以下この章において同じ。）の氏名又は名称
art-63-22-3/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-63-22-3/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-3/par-1/item-2
in cases of a corporation, the name or other name of its officers (including, in cases of a foreign corporation, persons treated in the same manner under laws and regulations of a foreign state and the representative person in Japan; the same applies hereinafter in this Chapter);
machine translation, not official
**三** 電子決済手段・暗号資産サービス仲介業に係る営業所又は事務所の名称及び所在地
art-63-22-3/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-63-22-3/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-63-22-3/par-1/item-3
name and location of business offices or offices pertaining to the electronic payment instruments and cryptoasset intermediary services;
machine translation, not official
**四** 法人にあっては、資本金又は出資の額
art-63-22-3/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-63-22-3/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-63-22-3/par-1/item-4
in cases of a corporation, the amount of capital or contribution;
machine translation, not official
**五** 電子決済手段・暗号資産サービス仲介業の業務の種別（第二条第十八項各号に掲げる行為に係る業務の種別をいう。第六十三条の二十二の六第一項、第六十三条の二十二の二十四第二項及び第百七条第十四号において同じ。）
art-63-22-3/par-1/item-5 · https://japanlaw.org/en/payment-services-act/art-63-22-3/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-63-22-3/par-1/item-5
categories of electronic payment instruments and cryptoasset intermediary services (meaning the categories of business pertaining to the acts set forth in the items of Article 2, paragraph (18); the same applies in Article 63-22-6, paragraph (1), Article 63-22-24, paragraph (2) and Article 107, item (xiv));
machine translation, not official
**六** 次のイ又はロに掲げる場合の区分に応じ、当該イ又はロに定める事項
art-63-22-3/par-1/item-6 · https://japanlaw.org/en/payment-services-act/art-63-22-3/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-63-22-3/par-1/item-6
the particulars specified in (a) or (b), depending on the category of cases set forth in (a) or (b):
machine translation, not official
**イ** 電子決済手段仲介行為を行う場合 取り扱う電子決済手段の名称並びに当該電子決済手段を発行する者の商号又は名称及び住所
art-63-22-3/par-1/item-6/sub-1 · https://japanlaw.org/en/payment-services-act/art-63-22-3/par-1/item-6/sub-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-3/par-1/item-6/sub-1
if the applicant carries out electronic payment instruments intermediary acts: the name of the electronic payment instrument handled and the trade name or name and address of the person that issues the electronic payment instrument;
machine translation, not official
**ロ** 暗号資産仲介行為を行う場合 取り扱う暗号資産の名称
art-63-22-3/par-1/item-6/sub-2 · https://japanlaw.org/en/payment-services-act/art-63-22-3/par-1/item-6/sub-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-3/par-1/item-6/sub-2
if the applicant carries out cryptoasset intermediary acts: the name of the cryptoasset handled;
machine translation, not official
**七** 次のイ又はロに掲げる場合の区分に応じ、当該イ又はロに定める事項
art-63-22-3/par-1/item-7 · https://japanlaw.org/en/payment-services-act/art-63-22-3/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-63-22-3/par-1/item-7
the particulars specified in (a) or (b), depending on the category of cases set forth in (a) or (b):
machine translation, not official
**イ** 電子決済手段仲介行為を行う場合 委託を受ける電子決済手段等取引業者（以下この章において「所属電子決済手段等取引業者」という。）の商号
art-63-22-3/par-1/item-7/sub-1 · https://japanlaw.org/en/payment-services-act/art-63-22-3/par-1/item-7/sub-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-3/par-1/item-7/sub-1
if the applicant carries out electronic payment instruments intermediary acts: the trade name of the electronic payment instruments service provider from which the applicant receives entrustment (hereinafter referred to as the "principal electronic payment instruments service provider" in this Chapter);
machine translation, not official
**ロ** 暗号資産仲介行為を行う場合 委託を受ける暗号資産交換業者（以下この章において「所属暗号資産交換業者」という。）の商号
art-63-22-3/par-1/item-7/sub-2 · https://japanlaw.org/en/payment-services-act/art-63-22-3/par-1/item-7/sub-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-3/par-1/item-7/sub-2
if the applicant carries out cryptoasset intermediary acts: the trade name of the cryptoasset exchange service provider from which the applicant receives entrustment (hereinafter referred to as the "principal cryptoasset exchange service provider" in this Chapter);
machine translation, not official
**八** 電子決済手段・暗号資産サービス仲介業の内容及び方法
art-63-22-3/par-1/item-8 · https://japanlaw.org/en/payment-services-act/art-63-22-3/par-1/item-8 · https://japanlaw.org/l/421AC0000000059/art-63-22-3/par-1/item-8
details and means of the electronic payment instruments and cryptoasset intermediary services;
machine translation, not official
**九** 電子決済手段・暗号資産サービス仲介業の一部を第三者に委託する場合にあっては、当該委託に係る業務の内容並びにその委託先の氏名又は商号若しくは名称及び住所
art-63-22-3/par-1/item-9 · https://japanlaw.org/en/payment-services-act/art-63-22-3/par-1/item-9 · https://japanlaw.org/l/421AC0000000059/art-63-22-3/par-1/item-9
if part of the electronic payment instruments and cryptoasset intermediary services is entrusted to a third party, the details of the business pertaining to the entrustment and the name or trade name or other name and address of the third party to whom the electronic payment instruments and cryptoasset intermediary services are entrusted;
machine translation, not official
**十** 他に事業を行っているときは、その事業の種類
art-63-22-3/par-1/item-10 · https://japanlaw.org/en/payment-services-act/art-63-22-3/par-1/item-10 · https://japanlaw.org/l/421AC0000000059/art-63-22-3/par-1/item-10
type of businesses, if the service provider conducts other businesses; and
machine translation, not official
**十一** その他内閣府令で定める事項
art-63-22-3/par-1/item-11 · https://japanlaw.org/en/payment-services-act/art-63-22-3/par-1/item-11 · https://japanlaw.org/l/421AC0000000059/art-63-22-3/par-1/item-11
other particulars specified by Cabinet Office Order.
machine translation, not official
**第二項** 前項の登録申請書には、第六十三条の二十二の五第一項各号に該当しないことを誓約する書面、電子決済手段・暗号資産サービス仲介業を適正かつ確実に遂行する体制の整備に関する事項を記載した書類その他の内閣府令で定める書類を添付しなければならない。
art-63-22-3/par-2 · https://japanlaw.org/en/payment-services-act/art-63-22-3/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-3/par-2
A document in which the applicant pledges that the applicant does not fall under any of the items of Article 63-22-5, paragraph (1), documents containing particulars concerning the establishment of a system for ensuring the provision of the electronic payment instruments and cryptoasset intermediary services in a proper and steady manner, and other documents specified by Cabinet Office Order must be attached to the written application for registration referred to in the preceding paragraph.
machine translation, not official
### 第六十三条の二十二の四（電子決済手段・暗号資産サービス仲介業者登録簿） — Register of Electronic Payment Instruments and Cryptoasset Intermediary Service Providers
caption: machine translation, not official
art-63-22-4 · https://japanlaw.org/en/payment-services-act/art-63-22-4 · https://japanlaw.org/l/421AC0000000059/art-63-22-4
**第一項** 内閣総理大臣は、第六十三条の二十二の二の登録の申請があったときは、次条第一項の規定によりその登録を拒否する場合を除くほか、次に掲げる事項を電子決済手段・暗号資産サービス仲介業者登録簿に登録しなければならない。
art-63-22-4/par-1 · https://japanlaw.org/en/payment-services-act/art-63-22-4/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-4/par-1
The Prime Minister must, when an application for registration referred to in Article 63-22-2 is filed, register the following particulars in the register of electronic payment instruments and cryptoasset intermediary service providers, except when refusing the registration pursuant to the provisions of paragraph (1) of the following Article:
machine translation, not official
**一** 前条第一項各号に掲げる事項
art-63-22-4/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-63-22-4/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-4/par-1/item-1
particulars set forth under the items of paragraph (1) of the preceding Article;
machine translation, not official
**二** 登録年月日及び登録番号
art-63-22-4/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-63-22-4/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-4/par-1/item-2
date of registration and registration number.
machine translation, not official
**第二項** 内閣総理大臣は、前項の規定による登録をしたときは、遅滞なく、その旨を登録申請者に通知しなければならない。
art-63-22-4/par-2 · https://japanlaw.org/en/payment-services-act/art-63-22-4/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-4/par-2
If the Prime Minister registers the particulars under the provisions of the preceding paragraph, the Minister must notify the applicant to that effect without delay.
machine translation, not official
**第三項** 内閣総理大臣は、電子決済手段・暗号資産サービス仲介業者登録簿を公衆の縦覧に供しなければならない。
art-63-22-4/par-3 · https://japanlaw.org/en/payment-services-act/art-63-22-4/par-3 · https://japanlaw.org/l/421AC0000000059/art-63-22-4/par-3
The Prime Minister must make the register of electronic payment instruments and cryptoasset intermediary service providers available for public inspection.
machine translation, not official
### 第六十三条の二十二の五（登録の拒否） — Refusal of Registration
caption: machine translation, not official
art-63-22-5 · https://japanlaw.org/en/payment-services-act/art-63-22-5 · https://japanlaw.org/l/421AC0000000059/art-63-22-5
**第一項** 内閣総理大臣は、登録申請者が次の各号のいずれかに該当するとき、又は登録申請書若しくはその添付書類のうちに重要な事項について虚偽の記載があり、若しくは重要な事実の記載が欠けているときは、その登録を拒否しなければならない。
art-63-22-5/par-1 · https://japanlaw.org/en/payment-services-act/art-63-22-5/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-5/par-1
The Prime Minister must refuse registration when an applicant falls under any of the following items, or a written application for registration or its accompanying documents contain a false statement about important particulars, or lack a statement about important particulars:
machine translation, not official
**一** 次のいずれかに該当する者
art-63-22-5/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-63-22-5/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-5/par-1/item-1
a person who falls under any of the following:
machine translation, not official
**イ** 電子決済手段・暗号資産サービス仲介業を適正かつ確実に遂行する体制の整備が行われていない者
art-63-22-5/par-1/item-1/sub-1 · https://japanlaw.org/en/payment-services-act/art-63-22-5/par-1/item-1/sub-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-5/par-1/item-1/sub-1
a person that has not established a system for the provision of the electronic payment instruments and cryptoasset intermediary services in a proper and steady manner;
machine translation, not official
**ロ** この章の規定を遵守するために必要な体制の整備が行われていない者
art-63-22-5/par-1/item-1/sub-2 · https://japanlaw.org/en/payment-services-act/art-63-22-5/par-1/item-1/sub-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-5/par-1/item-1/sub-2
a person that has not established a system necessary for ensuring compliance with the provisions of this Chapter;
machine translation, not official
**ハ** 登録申請者の所属電子決済手段等取引業者又は所属暗号資産交換業者（以下この章及び第八十八条第一号において「所属電子決済手段等取引業者等」という。）が認定資金決済事業者協会に加入していない者
art-63-22-5/par-1/item-1/sub-3 · https://japanlaw.org/en/payment-services-act/art-63-22-5/par-1/item-1/sub-3 · https://japanlaw.org/l/421AC0000000059/art-63-22-5/par-1/item-1/sub-3
a person for whom the applicant's principal electronic payment instruments service provider or principal cryptoasset exchange service provider (hereinafter referred to as the "principal electronic payment instruments service provider, etc." in this Chapter and Article 88, item (i)) has not joined a certified association for payment service providers;
machine translation, not official
**ニ** 電子決済手段等取引業者、暗号資産交換業者若しくは他の電子決済手段・暗号資産サービス仲介業者が現に用いている商号若しくは名称と同一の商号若しくは名称又はこれらの者と誤認されるおそれのある商号若しくは名称を用いようとする者
art-63-22-5/par-1/item-1/sub-4 · https://japanlaw.org/en/payment-services-act/art-63-22-5/par-1/item-1/sub-4 · https://japanlaw.org/l/421AC0000000059/art-63-22-5/par-1/item-1/sub-4
a person that intends to use a trade name or other name that is identical to the one currently being used by an electronic payment instruments service provider, a cryptoasset exchange service provider or another electronic payment instruments and cryptoasset intermediary service provider, or that may be misidentified as any of them;
machine translation, not official
**ホ** 第六十二条の二十二第一項若しくは第二項の規定により第六十二条の三の登録を取り消され、第六十三条の十七第一項若しくは第二項の規定により第六十三条の二の登録を取り消され、若しくは第六十三条の二十二の二十第一項若しくは第二項の規定により第六十三条の二十二の二の登録を取り消され、又はこの法律若しくは銀行法等に相当する外国の法令の規定により当該外国において受けている同種類の登録、許可若しくは免許（当該登録、許可又は免許に類するその他の行政処分を含む。）を取り消され、その取消しの日から五年を経過しない者
art-63-22-5/par-1/item-1/sub-5 · https://japanlaw.org/en/payment-services-act/art-63-22-5/par-1/item-1/sub-5 · https://japanlaw.org/l/421AC0000000059/art-63-22-5/par-1/item-1/sub-5
a person who had their registration referred to in Article 62-3 revoked pursuant to the provisions of Article 62-22, paragraph (1) or (2), had their registration referred to in Article 63-2 revoked pursuant to the provisions of Article 63-17, paragraph (1) or (2), or had their registration referred to in Article 63-22-2 revoked pursuant to the provisions of Article 63-22-20, paragraph (1) or (2), or had the registration, permission or license of the same type in a foreign state (including other administrative dispositions similar to the registration, permission or license) revoked pursuant to the provisions of laws and regulations of the foreign state equivalent to this Act or the Banking Act, etc., and for whom five years have not elapsed from the date of the revocation;
machine translation, not official
**ヘ** 第六十二条の八第二項の規定により読み替えて適用する第六十二条の二十二第一項の規定による電子決済手段等取引業の廃止の命令を受け、又はこの法律若しくは銀行法等に相当する外国の法令の規定による電子決済手段等取引業と同種類の業務の廃止の命令を受け、これらの命令の日から五年を経過しない者
art-63-22-5/par-1/item-1/sub-6 · https://japanlaw.org/en/payment-services-act/art-63-22-5/par-1/item-1/sub-6 · https://japanlaw.org/l/421AC0000000059/art-63-22-5/par-1/item-1/sub-6
a person who has received an order to discontinue electronic payment instruments services pursuant to the provisions of Article 62-22, paragraph (1) as applied pursuant to Article 62-8, paragraph (2) following the deemed replacement of terms, or has received an order to discontinue the same type of services as electronic payment instruments services pursuant to the provisions of laws and regulations of a foreign state that are equivalent to this Act or the Banking Act, etc., and for whom five years have not elapsed from the date of the order;
machine translation, not official
**ト** この法律、金融商品取引法、銀行法等、金融機関の信託業務の兼営等に関する法律、出資の受入れ、預り金及び金利等の取締りに関する法律若しくは信託業法又はこれらに相当する外国の法令の規定に違反し、罰金の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から五年を経過しない者
art-63-22-5/par-1/item-1/sub-7 · https://japanlaw.org/en/payment-services-act/art-63-22-5/par-1/item-1/sub-7 · https://japanlaw.org/l/421AC0000000059/art-63-22-5/par-1/item-1/sub-7
a person who has been punished by a fine (including a punishment pursuant to laws and regulations of a foreign state equivalent to this) for violating the provisions of this Act, the Financial Instruments and Exchange Act, the Banking Act, etc., the Act on Engagement in Trust Business by Financial Institutions, the Act Regulating the Receipt of Contributions, the Receipt of Deposits, and Interest Rates, or the Trust Business Act, or laws and regulations of a foreign state equivalent thereto, and for whom five years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed;
machine translation, not official
**チ** 他に行う事業が公益に反すると認められる者
art-63-22-5/par-1/item-1/sub-8 · https://japanlaw.org/en/payment-services-act/art-63-22-5/par-1/item-1/sub-8 · https://japanlaw.org/l/421AC0000000059/art-63-22-5/par-1/item-1/sub-8
a person whose other business is found to be against the public interest;
machine translation, not official
**二** 法人である場合にあっては、次のいずれかに該当する者
art-63-22-5/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-63-22-5/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-5/par-1/item-2
in cases of a corporation, a person that falls under any of the following:
machine translation, not official
**イ** 外国法人であって国内における代表者（国内に住所を有するものに限る。）を定めていない者
art-63-22-5/par-1/item-2/sub-1 · https://japanlaw.org/en/payment-services-act/art-63-22-5/par-1/item-2/sub-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-5/par-1/item-2/sub-1
a person that is a foreign corporation and does not have a representative person in Japan (limited to a person who is domiciled in Japan);
machine translation, not official
**ロ** 役員のうちに次のいずれかに該当する者のある者
art-63-22-5/par-1/item-2/sub-2 · https://japanlaw.org/en/payment-services-act/art-63-22-5/par-1/item-2/sub-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-5/par-1/item-2/sub-2
a person that has, among its officers, a person who falls under any of the following:
machine translation, not official
**（１）** 心身の故障のため電子決済手段・暗号資産サービス仲介業に係る職務を適正に執行することができない者として内閣府令で定める者
art-63-22-5/par-1/item-2/sub-2/sub2-1 · https://japanlaw.org/en/payment-services-act/art-63-22-5/par-1/item-2/sub-2/sub2-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-5/par-1/item-2/sub-2/sub2-1
a person specified by Cabinet Office Order as being unable to properly perform their duties pertaining to the electronic payment instruments and cryptoasset intermediary services due to a mental or physical disorder;
machine translation, not official
**（２）** 破産手続開始の決定を受けて復権を得ない者又は外国の法令上これに相当する者
art-63-22-5/par-1/item-2/sub-2/sub2-2 · https://japanlaw.org/en/payment-services-act/art-63-22-5/par-1/item-2/sub-2/sub2-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-5/par-1/item-2/sub-2/sub2-2
a person who has not had their rights restored after receiving an order to commence bankruptcy proceedings, or a person equivalent thereto pursuant to laws and regulations of a foreign state;
machine translation, not official
**（３）** 拘禁刑以上の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から五年を経過しない者
art-63-22-5/par-1/item-2/sub-2/sub2-3 · https://japanlaw.org/en/payment-services-act/art-63-22-5/par-1/item-2/sub-2/sub2-3 · https://japanlaw.org/l/421AC0000000059/art-63-22-5/par-1/item-2/sub-2/sub2-3
a person who has been sentenced to imprisonment or heavier punishment (including equivalent punishment pursuant to laws and regulations of a foreign state), and for whom five years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed;
machine translation, not official
**（４）** 前号トに該当する者
art-63-22-5/par-1/item-2/sub-2/sub2-4 · https://japanlaw.org/en/payment-services-act/art-63-22-5/par-1/item-2/sub-2/sub2-4 · https://japanlaw.org/l/421AC0000000059/art-63-22-5/par-1/item-2/sub-2/sub2-4
a person who falls under (g) of the preceding item;
machine translation, not official
**（５）** 法人である電子決済手段・暗号資産サービス仲介業者が第六十三条の二十二の二十第一項若しくは第二項の規定により第六十三条の二十二の二の登録を取り消された場合又は法人がこの法律に相当する外国の法令の規定により当該外国において受けている同種類の登録（当該登録に類するその他の行政処分を含む。）を取り消された場合において、その取消しの日前三十日以内にその法人の役員であった者で、当該取消しの日から五年を経過しない者その他これに準ずるものとして政令で定める者
art-63-22-5/par-1/item-2/sub-2/sub2-5 · https://japanlaw.org/en/payment-services-act/art-63-22-5/par-1/item-2/sub-2/sub2-5 · https://japanlaw.org/l/421AC0000000059/art-63-22-5/par-1/item-2/sub-2/sub2-5
if an electronic payment instruments and cryptoasset intermediary service provider that is a corporation has had its registration referred to in Article 63-22-2 revoked pursuant to the provisions of Article 63-22-20, paragraph (1) or (2), or a corporation has had the registration of the same type in a foreign state (including other administrative dispositions similar to the registration) revoked pursuant to the provisions of laws and regulations of the foreign state equivalent to this Act, a person who was an officer of the corporation at any time during the thirty days prior to the date of the revocation and for whom five years have not elapsed from the date of the revocation, or a person specified by Cabinet Order as similar thereto.
machine translation, not official
**三** 個人である場合にあっては、次のいずれかに該当する者
art-63-22-5/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-63-22-5/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-63-22-5/par-1/item-3
in the case of an individual, a person who falls under any of the following:
machine translation, not official
**イ** 外国に住所を有する個人であって国内における代理人を定めていない者
art-63-22-5/par-1/item-3/sub-1 · https://japanlaw.org/en/payment-services-act/art-63-22-5/par-1/item-3/sub-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-5/par-1/item-3/sub-1
an individual who has an address in a foreign country and has not appointed an agent in Japan;
machine translation, not official
**ロ** 前号ロ（１）から（３）まで又は（５）のいずれかに該当する者
art-63-22-5/par-1/item-3/sub-2 · https://japanlaw.org/en/payment-services-act/art-63-22-5/par-1/item-3/sub-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-5/par-1/item-3/sub-2
a person who falls under any of (b), (1) through (3) or (5) of the preceding item;
machine translation, not official
**ハ** 電子決済手段・暗号資産サービス仲介業に関し成年者と同一の行為能力を有しない未成年者でその法定代理人（法定代理人が法人である場合にあっては、その役員を含む。）が前号ロ（１）から（５）までのいずれかに該当する者
art-63-22-5/par-1/item-3/sub-3 · https://japanlaw.org/en/payment-services-act/art-63-22-5/par-1/item-3/sub-3 · https://japanlaw.org/l/421AC0000000059/art-63-22-5/par-1/item-3/sub-3
a minor who does not have the same capacity to act as an adult with regard to electronic payment instruments and cryptoasset intermediary services, whose legal representative (including, where the legal representative is a corporation, its officers) falls under any of (b), (1) through (5) of the preceding item.
machine translation, not official
**第二項** 内閣総理大臣は、前項の規定により登録を拒否したときは、遅滞なく、その理由を示して、その旨を登録申請者に通知しなければならない。
art-63-22-5/par-2 · https://japanlaw.org/en/payment-services-act/art-63-22-5/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-5/par-2
If the Prime Minister refuses the registration pursuant to the provisions of the preceding paragraph, the Minister must notify the applicant to that effect by indicating the reason therefor without delay.
machine translation, not official
### 第六十三条の二十二の六（変更登録等） — Registration of Changes
caption: machine translation, not official
art-63-22-6 · https://japanlaw.org/en/payment-services-act/art-63-22-6 · https://japanlaw.org/l/421AC0000000059/art-63-22-6
**第一項** 電子決済手段・暗号資産サービス仲介業者は、第六十三条の二十二の三第一項第五号に掲げる事項の変更（新たな種別の業務を行おうとすることによるものに限る。）をしようとするときは、内閣府令で定めるところにより、内閣総理大臣の変更登録を受けなければならない。
art-63-22-6/par-1 · https://japanlaw.org/en/payment-services-act/art-63-22-6/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-6/par-1
When an electronic payment instruments and cryptoasset intermediary service provider intends to change any of the particulars set forth in Article 63-22-3, paragraph (1), item (v) (limited to changes due to its intention to provide a new type of business), the electronic payment instruments and cryptoasset intermediary service provider must have the change registered by the Prime Minister, pursuant to the provisions of Cabinet Office Order.
machine translation, not official
**第二項** 前三条の規定は、前項の変更登録について準用する。この場合において、第六十三条の二十二の三第一項中「次に掲げる」とあるのは「変更に係る」と、同条第二項中「第六十三条の二十二の五第一項各号」とあるのは「第六十三条の二十二の五第一項第一号イからハまで」と、第六十三条の二十二の四第一項中「次に掲げる」とあるのは「前条第一項第五号に掲げる事項の変更に係る」と、前条第一項中「次の各号」とあるのは「第一号イからハまで」と読み替えるものとする。
art-63-22-6/par-2 · https://japanlaw.org/en/payment-services-act/art-63-22-6/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-6/par-2
The provisions of the preceding three Articles apply mutatis mutandis to the registration of change referred to in the preceding paragraph. In this case, the term the "following particulars" in Article 63-22-3, paragraph (1) is replaced with the "particulars pertaining to the change", the term "any of the items of Article 63-22-5, paragraph (1)" in paragraph (2) of that Article is replaced with "Article 63-22-5, paragraph (1), item (i), (a) through (c)", the term the "following particulars" in Article 63-22-4, paragraph (1) is replaced with the "particulars pertaining to the change to the particulars set forth in paragraph (1), item (v) of the preceding Article", and the term "any of the following items" in paragraph (1) of the preceding Article is replaced with "any of (a) through (c) of item (i)".
machine translation, not official
**第三項** 電子決済手段・暗号資産サービス仲介業者は、第六十三条の二十二の三第一項第六号から第八号までに掲げる事項のいずれかを変更しようとするとき（電子決済手段・暗号資産サービス仲介業の利用者の保護に欠け、又は電子決済手段・暗号資産サービス仲介業の適正かつ確実な遂行に支障を及ぼすおそれが少ない場合として内閣府令で定める場合を除く。）は、あらかじめ、その旨を内閣総理大臣に届け出なければならない。
art-63-22-6/par-3 · https://japanlaw.org/en/payment-services-act/art-63-22-6/par-3 · https://japanlaw.org/l/421AC0000000059/art-63-22-6/par-3
When an electronic payment instruments and cryptoasset intermediary service provider intends to change any of the particulars set forth in Article 63-22-3, paragraph (1), items (vi) through (viii) (excluding cases specified by Cabinet Office Order as being less likely to weaken the protection of users of electronic payment instruments and cryptoasset intermediary services or hinder the proper and steady performance of electronic payment instruments and cryptoasset intermediary services), the electronic payment instruments and cryptoasset intermediary service provider must notify the Prime Minister to that effect in advance.
machine translation, not official
**第四項** 電子決済手段・暗号資産サービス仲介業者は、第六十三条の二十二の三第一項各号に掲げる事項のいずれかに変更があったとき（第一項の規定による変更登録を受けた場合、前項の規定による届出をした場合、第六十三条の二十二の二十三第一項の規定による届出をした場合、同条第二項各号のいずれかに該当する場合及び同条第三項第二号から第四号までのいずれかに該当する場合を除く。）は、遅滞なく、その旨を内閣総理大臣に届け出なければならない。
art-63-22-6/par-4 · https://japanlaw.org/en/payment-services-act/art-63-22-6/par-4 · https://japanlaw.org/l/421AC0000000059/art-63-22-6/par-4
If any of the particulars set forth in the items of Article 63-22-3, paragraph (1) are changed (excluding the case in which registration of change has been made under the provisions of paragraph (1), the case in which a notification has been filed under the provisions of the preceding paragraph, the case in which a notification has been filed under the provisions of Article 63-22-23, paragraph (1), cases falling under any of the items of paragraph (2) of that Article, and cases falling under any of items (ii) through (iv) of paragraph (3) of that Article), the electronic payment instruments and cryptoasset intermediary service provider must notify the Prime Minister to that effect without delay.
machine translation, not official
**第五項** 第二条第十八項各号に掲げる行為に係る業務のいずれも行う電子決済手段・暗号資産サービス仲介業者が、次の各号に掲げる場合のいずれかに該当することとなったとき（次の各号に掲げる場合のいずれにも該当する場合を除く。）は、当該各号に定める内容の前項の規定による届出があったものとみなす。
art-63-22-6/par-5 · https://japanlaw.org/en/payment-services-act/art-63-22-6/par-5 · https://japanlaw.org/l/421AC0000000059/art-63-22-6/par-5
If an electronic payment instruments and cryptoasset intermediary service provider that carries out business pertaining to all of the acts set forth in the items of Article 2, paragraph (18) comes to fall under any of the cases set forth in the following items (excluding where it falls under all of the cases set forth in the following items), it is deemed that a notification under the provisions of the preceding paragraph has been filed with the content specified in the relevant item:
machine translation, not official
**一** 次のいずれかに該当するとき 第六十三条の二十二の三第一項第五号に掲げる事項について電子決済手段仲介行為に係る業務を行わない旨
art-63-22-6/par-5/item-1 · https://japanlaw.org/en/payment-services-act/art-63-22-6/par-5/item-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-6/par-5/item-1
when any of the following applies: the effect that it will not carry out business pertaining to electronic payment instruments intermediary acts with regard to the particulars set forth in Article 63-22-3, paragraph (1), item (v):
machine translation, not official
**イ** 第六十二条の三の登録（第六十二条の四第一項第七号に掲げる事項に電子決済手段関連業務を含むものに限る。）又は第六十二条の七第一項の変更登録（新たに電子決済手段関連業務を行おうとすることによるものに限る。）を受けたとき。
art-63-22-6/par-5/item-1/sub-1 · https://japanlaw.org/en/payment-services-act/art-63-22-6/par-5/item-1/sub-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-6/par-5/item-1/sub-1
when it has received the registration referred to in Article 62-3 (limited to registration in which the particulars set forth in Article 62-4, paragraph (1), item (vii) include electronic payment instruments-related business) or the registration of change referred to in Article 62-7, paragraph (1) (limited to registration of change due to its intention to newly carry out electronic payment instruments-related business);
machine translation, not official
**ロ** 所属電子決済手段等取引業者がなくなったとき。
art-63-22-6/par-5/item-1/sub-2 · https://japanlaw.org/en/payment-services-act/art-63-22-6/par-5/item-1/sub-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-6/par-5/item-1/sub-2
when there is no longer a principal electronic payment instruments service provider.
machine translation, not official
**二** 次のいずれかに該当するとき 第六十三条の二十二の三第一項第五号に掲げる事項について暗号資産仲介行為に係る業務を行わない旨
art-63-22-6/par-5/item-2 · https://japanlaw.org/en/payment-services-act/art-63-22-6/par-5/item-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-6/par-5/item-2
when any of the following applies: the effect that it will not carry out business pertaining to cryptoasset intermediary acts with regard to the particulars set forth in Article 63-22-3, paragraph (1), item (v):
machine translation, not official
**イ** 第六十三条の二の登録を受けたとき。
art-63-22-6/par-5/item-2/sub-1 · https://japanlaw.org/en/payment-services-act/art-63-22-6/par-5/item-2/sub-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-6/par-5/item-2/sub-1
when it has received the registration referred to in Article 63-2;
machine translation, not official
**ロ** 所属暗号資産交換業者がなくなったとき。
art-63-22-6/par-5/item-2/sub-2 · https://japanlaw.org/en/payment-services-act/art-63-22-6/par-5/item-2/sub-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-6/par-5/item-2/sub-2
when there is no longer a principal cryptoasset exchange service provider.
machine translation, not official
**第六項** 内閣総理大臣は、第三項又は第四項の規定による届出を受理したとき（前項の規定により第四項の規定による届出があったものとみなされた場合を含む。）は、届出があった事項を電子決済手段・暗号資産サービス仲介業者登録簿に登録しなければならない。
art-63-22-6/par-6 · https://japanlaw.org/en/payment-services-act/art-63-22-6/par-6 · https://japanlaw.org/l/421AC0000000059/art-63-22-6/par-6
When the Prime Minister has accepted a notification under the provisions of paragraph (3) or (4) (including where a notification is deemed to have been filed under the provisions of paragraph (4) pursuant to the provisions of the preceding paragraph), the Prime Minister must register the notified particulars in the register of electronic payment instruments and cryptoasset intermediary service providers.
machine translation, not official
### 第六十三条の二十二の七（名義貸しの禁止） — Prohibition of Name Lending
caption: machine translation, not official
art-63-22-7 · https://japanlaw.org/en/payment-services-act/art-63-22-7 · https://japanlaw.org/l/421AC0000000059/art-63-22-7
**第一項** 電子決済手段・暗号資産サービス仲介業者は、自己の名義をもって、他人に電子決済手段・暗号資産サービス仲介業を行わせてはならない。
art-63-22-7/par-1 · https://japanlaw.org/en/payment-services-act/art-63-22-7/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-7/par-1
An electronic payment instruments and cryptoasset intermediary service provider must not have another person provide electronic payment instruments and cryptoasset intermediary services in the name of the electronic payment instruments and cryptoasset intermediary service provider.
machine translation, not official
### 第六十三条の二十二の八（商号等の明示） — Clear Indication of Trade Name, etc.
caption: machine translation, not official
art-63-22-8 · https://japanlaw.org/en/payment-services-act/art-63-22-8 · https://japanlaw.org/l/421AC0000000059/art-63-22-8
**第一項** 電子決済手段・暗号資産サービス仲介業者は、第二条第十八項各号に掲げる行為（次条及び第六十三条の二十二の十四において「電子決済手段・暗号資産仲介行為」という。）を行おうとするときは、あらかじめ、利用者に対し次に掲げる事項を明らかにしなければならない。
art-63-22-8/par-1 · https://japanlaw.org/en/payment-services-act/art-63-22-8/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-8/par-1
When an electronic payment instruments and cryptoasset intermediary service provider intends to carry out the acts set forth in the items of Article 2, paragraph (18) (referred to as "electronic payment instruments and cryptoasset intermediary acts" in the following Article and Article 63-22-14), the electronic payment instruments and cryptoasset intermediary service provider must, in advance, clarify the following particulars to users:
machine translation, not official
**一** 所属電子決済手段等取引業者等の商号
art-63-22-8/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-63-22-8/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-8/par-1/item-1
the trade name of the principal electronic payment instruments service provider, etc.;
machine translation, not official
**二** 所属電子決済手段等取引業者等の代理権がない旨
art-63-22-8/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-63-22-8/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-8/par-1/item-2
the fact that the provider has no authority to act as agent for the principal electronic payment instruments service provider, etc.;
machine translation, not official
**三** 第六十三条の二十二の十三の規定の趣旨
art-63-22-8/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-63-22-8/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-63-22-8/par-1/item-3
the purport of the provisions of Article 63-22-13;
machine translation, not official
**四** その他内閣府令で定める事項
art-63-22-8/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-63-22-8/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-63-22-8/par-1/item-4
other particulars specified by Cabinet Office Order.
machine translation, not official
### 第六十三条の二十二の九（電子決済手段・暗号資産サービス仲介業者に係る制限） — Restrictions on Electronic Payment Instruments and Cryptoasset Intermediary Service Providers
caption: machine translation, not official
art-63-22-9 · https://japanlaw.org/en/payment-services-act/art-63-22-9 · https://japanlaw.org/l/421AC0000000059/art-63-22-9
**第一項** 電子決済手段・暗号資産サービス仲介業者は、その行う電子決済手段・暗号資産サービス仲介業の利用者を相手方とし、所属電子決済手段等取引業者等の委託を受けて行う電子決済手段・暗号資産仲介行為以外の第二条第十項各号及び第十五項各号に掲げる行為（当該電子決済手段・暗号資産サービス仲介業者が電子決済手段等取引業者である場合に行う同条第十項各号に掲げる行為及び当該電子決済手段・暗号資産サービス仲介業者が暗号資産交換業者である場合に行う同条第十五項各号に掲げる行為を除く。）をしてはならない。
art-63-22-9/par-1 · https://japanlaw.org/en/payment-services-act/art-63-22-9/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-9/par-1
An electronic payment instruments and cryptoasset intermediary service provider must not, with a user of the electronic payment instruments and cryptoasset intermediary services it carries out as the other party, perform any of the acts set forth in the items of Article 2, paragraph (10) and the items of paragraph (15) of that Article, other than electronic payment instruments and cryptoasset intermediary acts performed upon commission from a principal electronic payment instruments service provider, etc. (excluding the acts set forth in the items of paragraph (10) of that Article performed where the electronic payment instruments and cryptoasset intermediary service provider is an electronic payment instruments service provider, and the acts set forth in the items of paragraph (15) of that Article performed where the electronic payment instruments and cryptoasset intermediary service provider is a cryptoasset exchange service provider).
machine translation, not official
## 第二節 業務 — Section 2 Business
heading: machine translation, not official
ch-3-4/sec-2 · https://japanlaw.org/en/payment-services-act/ch-3-4/sec-2 · https://japanlaw.org/l/421AC0000000059/ch-3-4/sec-2
### 第六十三条の二十二の十（情報の安全管理） — Information Security Management
caption: machine translation, not official
art-63-22-10 · https://japanlaw.org/en/payment-services-act/art-63-22-10 · https://japanlaw.org/l/421AC0000000059/art-63-22-10
**第一項** 電子決済手段・暗号資産サービス仲介業者は、内閣府令で定めるところにより、電子決済手段・暗号資産サービス仲介業に係る情報の漏えい、滅失又は毀損の防止その他の当該情報の安全管理のために必要な措置を講じなければならない。
art-63-22-10/par-1 · https://japanlaw.org/en/payment-services-act/art-63-22-10/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-10/par-1
An electronic payment instruments and cryptoasset intermediary service provider must, pursuant to the provisions of Cabinet Office Order, take necessary measures for preventing leakage, loss, or damage to information pertaining to the electronic payment instruments and cryptoasset intermediary services and other measures for the security management of relevant information.
machine translation, not official
### 第六十三条の二十二の十一（委託先に対する指導） — Guidance of Entrusted Parties
caption: machine translation, not official
art-63-22-11 · https://japanlaw.org/en/payment-services-act/art-63-22-11 · https://japanlaw.org/l/421AC0000000059/art-63-22-11
**第一項** 電子決済手段・暗号資産サービス仲介業者は、電子決済手段・暗号資産サービス仲介業の一部を第三者に委託（二以上の段階にわたる委託を含む。）をした場合には、内閣府令で定めるところにより、当該委託に係る業務の委託先に対する指導その他の当該業務の適正かつ確実な遂行を確保するために必要な措置を講じなければならない。
art-63-22-11/par-1 · https://japanlaw.org/en/payment-services-act/art-63-22-11/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-11/par-1
If an electronic payment instruments and cryptoasset intermediary service provider entrusts (including the case under multi-tier entrustment arrangements) part of the electronic payment instruments and cryptoasset intermediary services to a third party, the electronic payment instruments and cryptoasset intermediary service provider must provide guidance to the third party to whom the relevant business has been entrusted and take other measures necessary for ensuring the operation of the business in a proper and steady manner pursuant to the provisions of Cabinet Office Order.
machine translation, not official
### 第六十三条の二十二の十二（利用者の保護等に関する措置） — Measures for Protecting Users
caption: machine translation, not official
art-63-22-12 · https://japanlaw.org/en/payment-services-act/art-63-22-12 · https://japanlaw.org/l/421AC0000000059/art-63-22-12
**第一項** 電子決済手段・暗号資産サービス仲介業者は、電子決済手段仲介行為に係る業務を行う場合には、内閣府令で定めるところにより、電子決済手段仲介行為に係る業務と銀行等、資金移動業者又は特定信託会社が行う業務との誤認を防止するための説明、電子決済手段の内容、手数料その他の電子決済手段仲介行為に係る業務に係る契約の内容についての情報の提供その他の電子決済手段仲介行為に係る業務の利用者の保護を図り、及び電子決済手段仲介行為に係る業務の適正かつ確実な遂行を確保するために必要な措置を講じなければならない。
art-63-22-12/par-1 · https://japanlaw.org/en/payment-services-act/art-63-22-12/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-12/par-1
When an electronic payment instruments and cryptoasset intermediary service provider carries out business pertaining to electronic payment instruments intermediary acts, it must, pursuant to the provisions of Cabinet Office Order, provide explanation to prevent users from mistaking the business pertaining to electronic payment instruments intermediary acts for the business carried out by deposit-taking institutions, a funds transfer service provider, or a specified trust company, provide information about details of electronic payment instruments, fees and other terms and conditions of contracts related to the business pertaining to electronic payment instruments intermediary acts, and take other measures necessary for protecting the users of the business pertaining to electronic payment instruments intermediary acts and ensuring the provision of the business pertaining to electronic payment instruments intermediary acts in a proper and steady manner.
machine translation, not official
**第二項** 電子決済手段・暗号資産サービス仲介業者は、暗号資産仲介行為に係る業務を行う場合には、内閣府令で定めるところにより、暗号資産の性質に関する説明、手数料その他の暗号資産仲介行為に係る業務に係る契約の内容についての情報の提供その他の暗号資産仲介行為に係る業務の利用者の保護を図り、及び暗号資産仲介行為に係る業務の適正かつ確実な遂行を確保するために必要な措置を講じなければならない。
art-63-22-12/par-2 · https://japanlaw.org/en/payment-services-act/art-63-22-12/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-12/par-2
When an electronic payment instruments and cryptoasset intermediary service provider carries out business pertaining to cryptoasset intermediary acts, it must, pursuant to the provisions of Cabinet Office Order, provide explanation concerning the characteristics of cryptoassets, and information about fees and other terms and conditions of contracts pertaining to the business pertaining to cryptoasset intermediary acts, and take other measures necessary for protecting the users of the business pertaining to cryptoasset intermediary acts and ensuring the provision of the business pertaining to cryptoasset intermediary acts in a proper and steady manner.
machine translation, not official
**第三項** 電子決済手段・暗号資産サービス仲介業者は、暗号資産仲介行為に係る業務の利用者に信用を供与して暗号資産仲介行為を行ってはならない。
art-63-22-12/par-3 · https://japanlaw.org/en/payment-services-act/art-63-22-12/par-3 · https://japanlaw.org/l/421AC0000000059/art-63-22-12/par-3
An electronic payment instruments and cryptoasset intermediary service provider must not carry out cryptoasset intermediary acts by granting credit to a user of the business pertaining to cryptoasset intermediary acts.
machine translation, not official
### 第六十三条の二十二の十三（金銭等の預託の禁止） — Prohibition on Depositing Money
caption: machine translation, not official
art-63-22-13 · https://japanlaw.org/en/payment-services-act/art-63-22-13 · https://japanlaw.org/l/421AC0000000059/art-63-22-13
**第一項** 電子決済手段・暗号資産サービス仲介業者は、いかなる名目によるかを問わず、その行う電子決済手段・暗号資産サービス仲介業に関して、利用者から金銭その他の財産の預託を受け、又は当該電子決済手段・暗号資産サービス仲介業者と密接な関係を有する者として政令で定める者に利用者の金銭その他の財産を預託させてはならない。
art-63-22-13/par-1 · https://japanlaw.org/en/payment-services-act/art-63-22-13/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-13/par-1
An electronic payment instruments and cryptoasset intermediary service provider must not, for any reason, receive a deposit of money or other property from a user, or have a person specified by Cabinet Order as being closely related to that electronic payment instruments and cryptoasset intermediary service provider deposit a user's money or other property, in connection with the electronic payment instruments and cryptoasset intermediary services it provides.
machine translation, not official
### 第六十三条の二十二の十四（所属電子決済手段等取引業者等の賠償責任） — Compensation Liability of Principal Electronic Payment Instruments Service Providers, etc.
caption: machine translation, not official
art-63-22-14 · https://japanlaw.org/en/payment-services-act/art-63-22-14 · https://japanlaw.org/l/421AC0000000059/art-63-22-14
**第一項** 次の各号に掲げる行為の区分に応じ、当該各号に定める者は、その委託を行った電子決済手段・暗号資産サービス仲介業者が当該各号に掲げる行為につき利用者に加えた損害を賠償する責任を負う。ただし、当該各号に定める者がその電子決済手段・暗号資産サービス仲介業者への委託につき相当の注意をし、かつ、その者の行う電子決済手段・暗号資産仲介行為につき利用者に加えた損害の発生の防止に努めたときは、この限りでない。
art-63-22-14/par-1 · https://japanlaw.org/en/payment-services-act/art-63-22-14/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-14/par-1
The person specified in each of the following items in accordance with the category of acts set forth in that item is liable to compensate for any loss or damage that the electronic payment instruments and cryptoasset intermediary service provider that entrusted the act has caused to users in relation to the act set forth in that item; provided, however, that this does not apply if the person specified in that item has exercised reasonable care in entrusting the act to that electronic payment instruments and cryptoasset intermediary service provider and has endeavored to prevent the occurrence of loss or damage caused to users in relation to the electronic payment instruments and cryptoasset intermediary acts carried out by that person.
machine translation, not official
**一** 電子決済手段仲介行為 当該電子決済手段仲介行為を委託した所属電子決済手段等取引業者
art-63-22-14/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-63-22-14/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-14/par-1/item-1
electronic payment instruments intermediary acts: the principal electronic payment instruments service provider that entrusted those electronic payment instruments intermediary acts;
machine translation, not official
**二** 暗号資産仲介行為 当該暗号資産仲介行為を委託した所属暗号資産交換業者
art-63-22-14/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-63-22-14/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-14/par-1/item-2
cryptoasset intermediary acts: the principal cryptoasset exchange service provider that entrusted those cryptoasset intermediary acts.
machine translation, not official
### 第六十三条の二十二の十五（金融商品取引法等の準用） — Application Mutatis Mutandis of the Financial Instruments and Exchange Act, etc.
caption: machine translation, not official
art-63-22-15 · https://japanlaw.org/en/payment-services-act/art-63-22-15 · https://japanlaw.org/l/421AC0000000059/art-63-22-15
**第一項** 金融商品取引法第三十七条、第三十七条の三第一項及び第二項、第三十七条の四、第三十七条の六第三項及び第四項本文、第三十八条（第七号及び第八号を除く。）並びに第四十条の規定は、第六十二条の十七第一項に規定する特定電子決済手段等取引契約に係る電子決済手段仲介行為に係る業務を行う電子決済手段・暗号資産サービス仲介業者について準用する。この場合において、次の表の上欄に掲げる同法の規定中同表の中欄に掲げる字句は、それぞれ同表の下欄に掲げる字句と読み替えるものとするほか、必要な技術的読替えは、政令で定める。
第三十七条第一項第三号 顧客 利用者
第三十七条第二項 金融商品取引行為 特定電子決済手段等取引契約（資金決済に関する法律第六十二条の十七第一項に規定する特定電子決済手段等取引契約をいう。以下同じ。）の締結
第三十七条の三第一項 を締結しようとする の締結の媒介を行う
顧客に 利用者に
第三十七条の三第一項第一号 の商号 及びその所属電子決済手段等取引業者（資金決済に関する法律第六十三条の二十二の三第一項第七号イに規定する所属電子決済手段等取引業者をいう。第三十七条の六第三項において同じ。）の商号
第三十七条の三第一項第四号 顧客 利用者
第三十七条の三第一項第五号 顧客 利用者
行う金融商品取引行為 締結する特定電子決済手段等取引契約
金利、通貨の価格、金融商品市場における相場 通貨の価格
第三十七条の三第一項第六号及び第七号 顧客 利用者
第三十七条の三第二項 顧客に 利用者に
顧客の 利用者の
顧客属性」 利用者属性」
第三十七条の三第二項ただし書 顧客属性 利用者属性
顧客が 利用者が
第三十七条の四 顧客 利用者
第三十七条の六第三項 第一項の規定による金融商品取引契約の解除があつた場合には 利用者からの申出による特定電子決済手段等取引契約の解除に伴い所属電子決済手段等取引業者に損害賠償その他の金銭の支払をした場合において
金融商品取引契約の解除までの期間に相当する手数料、報酬その他の当該金融商品取引契約に関して顧客が支払うべき対価（次項において「対価」という。）の額として内閣府令で定める金額を超えて当該金融商品取引契約の解除 支払
又は違約金の支払を その他の金銭の支払を、解除をした者に対し、
第三十七条の六第四項 第一項の規定による 利用者からの申出による
顧客 利用者
第三十八条第一号 又はその勧誘 の媒介又は勧誘
顧客 利用者
第三十八条第二号から第六号まで 顧客 利用者
第四十条第一号 金融商品取引行為 特定電子決済手段等取引契約の締結
顧客 利用者
第四十条第二号 顧客 利用者
art-63-22-15/par-1 · https://japanlaw.org/en/payment-services-act/art-63-22-15/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-15/par-1
The provisions of Article 37, Article 37-3, paragraphs (1) and (2), Article 37-4, Article 37-6, paragraph (3) and the main clause of paragraph (4), Article 38 (excluding items (vii) and (viii)) and Article 40 of the Financial Instruments and Exchange Act apply mutatis mutandis to an electronic payment instruments and cryptoasset intermediary service provider that carries out business pertaining to electronic payment instruments intermediary acts relating to a specified contract for electronic payment instruments transaction prescribed in Article 62-17, paragraph (1). In this case, the terms or phrases listed in the middle column of the table below in the provisions of that Act listed in the left-hand column of that table are deemed to be replaced with the respective terms or phrases listed in the right-hand column of that table; and any other necessary technical replacement of terms is specified by Cabinet Order:
Article 37, paragraph (1), item (iii) customer user
Article 37, paragraph (2) an act that constitutes a financial instruments transaction the conclusion of a specified contract for electronic payment instruments transaction (meaning the specified contract for electronic payment instruments transaction prescribed in Article 62-17, paragraph (1) of the Payment Services Act; the same applies hereinafter)
Article 37-3, paragraph (1) intends to conclude carries out intermediation for the conclusion of
to the customer to the user
Article 37-3, paragraph (1), item (i) trade name trade name and the trade name of its principal electronic payment instruments service provider (meaning the principal electronic payment instruments service provider prescribed in Article 63-22-3, paragraph (1), item (vii), (a) of the Payment Services Act; the same applies in Article 37-6, paragraph (3))
Article 37-3, paragraph (1), item (iv) customer user
Article 37-3, paragraph (1), item (v) customer user
an act that constitutes a financial instruments transaction carried out a specified contract for electronic payment instruments transaction concluded
money rate, the value of currencies, quotations on the financial instruments market value of currencies
Article 37-3, paragraph (1), items (vi) and (vii) customer user
Article 37-3, paragraph (2) to the customer to the user
of the customer of the user
customer attributes" user attributes"
Article 37-3, paragraph (2), proviso customer attributes user attributes
the customer the user
Article 37-4 customer user
Article 37-6, paragraph (3) if a financial instruments transaction contract is cancelled pursuant to the provisions of paragraph (1) if damages or other money has been paid to the principal electronic payment instruments service provider in connection with the cancellation, at the request of the user, of a specified contract for electronic payment instruments transaction
an amount in excess of the amount specified by Cabinet Office Order as the amount of fees, remuneration and other consideration to be paid by the customer in relation to the financial instruments transaction contract that corresponds to the period until the cancellation of the financial instruments transaction contract (referred to as "consideration" in the following paragraph), upon the cancellation of the financial instruments transaction contract payment
or payment of a penalty payment of other money, to the person who made the cancellation,
Article 37-6, paragraph (4) pursuant to the provisions of paragraph (1) at the request of the user
customer user
Article 38, item (i) or solicitation thereof intermediation or solicitation thereof
customer user
Article 38, items (ii) through (vi) customer user
Article 40, item (i) an act that constitutes a financial instruments transaction the conclusion of a specified contract for electronic payment instruments transaction
customer user
Article 40, item (ii) customer user
machine translation, not official
**第二項** 第六十三条の九の二及び第六十三条の九の三の規定は、暗号資産仲介行為を行う電子決済手段・暗号資産サービス仲介業者について準用する。この場合において、第六十三条の九の二中「暗号資産交換業に」とあるのは「暗号資産仲介行為に係る業務に」と、同条第一号中「商号」とあるのは「商号、名称又は氏名」と、第六十三条の九の三第一号中「暗号資産交換業」とあるのは「暗号資産仲介行為に係る業務」と、「第二条第十五項各号に掲げる行為」とあるのは「所属暗号資産交換業者（第六十三条の二十二の三第一項第七号ロに規定する所属暗号資産交換業者をいう。以下この号において同じ。）との間の当該所属暗号資産交換業者が第二条第十五項各号に掲げる行為」と、「又はその勧誘」とあるのは「の媒介又は勧誘」と、「暗号資産交換契約の締結等」とあるのは「暗号資産交換契約の締結の媒介等」と、同条第二号中「暗号資産交換業」とあるのは「暗号資産仲介行為に係る業務」と、同条第三号中「暗号資産交換契約の締結等」とあるのは「暗号資産交換契約の締結の媒介等」と、「暗号資産交換業」とあるのは「暗号資産仲介行為に係る業務」と、同条第四号中「暗号資産交換業」とあるのは「暗号資産仲介行為に係る業務」と読み替えるものとする。
art-63-22-15/par-2 · https://japanlaw.org/en/payment-services-act/art-63-22-15/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-15/par-2
The provisions of Article 63-9-2 and Article 63-9-3 apply mutatis mutandis to an electronic payment instruments and cryptoasset intermediary service provider that carries out cryptoasset intermediary acts. In this case, the phrase "concerning the cryptoasset exchange service" in Article 63-9-2 is deemed to be replaced with "concerning the business pertaining to cryptoasset intermediary acts"; in item (i) of that Article, the phrase "trade name" is deemed to be replaced with "trade name, other name or name"; in Article 63-9-3, item (i), the phrase "when concluding a contract for engaging in" is deemed to be replaced with "when intermediating the conclusion of a contract for engaging in", the phrase "user of cryptoasset exchange service" is deemed to be replaced with "user of business pertaining to cryptoasset intermediary acts", the phrase "any acts set forth in the items of Article 2, paragraph (15)" is deemed to be replaced with "any acts set forth in the items of Article 2, paragraph (15) that the principal cryptoasset exchange service provider (meaning the principal cryptoasset exchange service provider prescribed in Article 63-22-3, paragraph (1), item (vii), (b); the same applies hereinafter in this item) carries out", and the phrase "conclusion, etc. of a cryptoasset exchange contract" is deemed to be replaced with "intermediation, etc. of the conclusion of a cryptoasset exchange contract"; in item (ii) of that Article, the phrase "concerning the cryptoasset exchange service" is deemed to be replaced with "concerning the business pertaining to cryptoasset intermediary acts"; in item (iii) of that Article, the phrase "concluding a cryptoasset exchange contract, etc." is deemed to be replaced with "intermediating the conclusion of a cryptoasset exchange contract, etc." and the phrase "concerning the cryptoasset exchange service" is deemed to be replaced with "concerning the business pertaining to cryptoasset intermediary acts"; and in item (iv) of that Article, the phrase "cryptoasset exchange services" is deemed to be replaced with "business pertaining to cryptoasset intermediary acts".
machine translation, not official
## 第三節 監督 — Section 3 Supervision
heading: machine translation, not official
ch-3-4/sec-3 · https://japanlaw.org/en/payment-services-act/ch-3-4/sec-3 · https://japanlaw.org/l/421AC0000000059/ch-3-4/sec-3
### 第六十三条の二十二の十六（帳簿書類） — Books and Documents
caption: machine translation, not official
art-63-22-16 · https://japanlaw.org/en/payment-services-act/art-63-22-16 · https://japanlaw.org/l/421AC0000000059/art-63-22-16
**第一項** 電子決済手段・暗号資産サービス仲介業者は、内閣府令で定めるところにより、その電子決済手段・暗号資産サービス仲介業に関する帳簿書類を作成し、これを保存しなければならない。
art-63-22-16/par-1 · https://japanlaw.org/en/payment-services-act/art-63-22-16/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-16/par-1
Pursuant to the provisions of Cabinet Office Order, an electronic payment instruments and cryptoasset intermediary service provider must prepare and preserve the books and documents on its electronic payment instruments and cryptoasset intermediary services.
machine translation, not official
### 第六十三条の二十二の十七（報告書） — Written Reports
caption: machine translation, not official
art-63-22-17 · https://japanlaw.org/en/payment-services-act/art-63-22-17 · https://japanlaw.org/l/421AC0000000059/art-63-22-17
**第一項** 電子決済手段・暗号資産サービス仲介業者は、事業年度ごとに、内閣府令で定めるところにより、電子決済手段・暗号資産サービス仲介業に関する報告書を作成し、内閣総理大臣に提出しなければならない。
art-63-22-17/par-1 · https://japanlaw.org/en/payment-services-act/art-63-22-17/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-17/par-1
Pursuant to the provisions of Cabinet Office Order, an electronic payment instruments and cryptoasset intermediary service provider must prepare a written report on its electronic payment instruments and cryptoasset intermediary services for each business year and submit it to the Prime Minister.
machine translation, not official
### 第六十三条の二十二の十八（立入検査等） — On-Site Inspections
caption: machine translation, not official
art-63-22-18 · https://japanlaw.org/en/payment-services-act/art-63-22-18 · https://japanlaw.org/l/421AC0000000059/art-63-22-18
**第一項** 内閣総理大臣は、電子決済手段・暗号資産サービス仲介業の適正かつ確実な遂行のために必要があると認めるときは、電子決済手段・暗号資産サービス仲介業者に対し当該電子決済手段・暗号資産サービス仲介業者の業務若しくは財産に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該電子決済手段・暗号資産サービス仲介業者の営業所、事務所その他の施設に立ち入らせ、その業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。
art-63-22-18/par-1 · https://japanlaw.org/en/payment-services-act/art-63-22-18/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-18/par-1
When the Prime Minister finds it necessary for the provision of the electronic payment instruments and cryptoasset intermediary services in a proper and steady manner, the Minister may order an electronic payment instruments and cryptoasset intermediary service provider to submit reports or materials that can be used as reference for its business or property, or have officials enter the business office, office or other facility of that electronic payment instruments and cryptoasset intermediary service provider, ask questions about the status of its business or property or inspect its books and documents or other items.
machine translation, not official
**第二項** 内閣総理大臣は、電子決済手段・暗号資産サービス仲介業の適正かつ確実な遂行のため特に必要があると認めるときは、その必要の限度において、当該電子決済手段・暗号資産サービス仲介業者から業務の委託を受けた者（その者から委託（二以上の段階にわたる委託を含む。）を受けた者を含む。以下この条において同じ。）に対し当該電子決済手段・暗号資産サービス仲介業者の業務若しくは財産の状況に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該電子決済手段・暗号資産サービス仲介業者から業務の委託を受けた者の施設に立ち入らせ、当該電子決済手段・暗号資産サービス仲介業者の業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。
art-63-22-18/par-2 · https://japanlaw.org/en/payment-services-act/art-63-22-18/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-18/par-2
When the Prime Minister finds it particularly necessary for the provision of the electronic payment instruments and cryptoasset intermediary services in a proper and steady manner, to the extent necessary for this, the Minister may order a person to whom business has been entrusted by the electronic payment instruments and cryptoasset intermediary service provider (including persons to whom the business has been entrusted by the entrusted person (including those under multi-tier entrustment arrangements); hereinafter the same applies in this Article) to submit reports or materials that can be used as reference for the status of the business or property of the electronic payment instruments and cryptoasset intermediary service provider, or have officials enter the facility of the person to whom business has been entrusted by the electronic payment instruments and cryptoasset intermediary service provider, ask questions about the status of the business or property of the electronic payment instruments and cryptoasset intermediary service provider or inspect its books and documents or other items.
machine translation, not official
**第三項** 前項の電子決済手段・暗号資産サービス仲介業者から業務の委託を受けた者は、正当な理由があるときは、同項の規定による報告若しくは資料の提出又は質問若しくは検査を拒むことができる。
art-63-22-18/par-3 · https://japanlaw.org/en/payment-services-act/art-63-22-18/par-3 · https://japanlaw.org/l/421AC0000000059/art-63-22-18/par-3
A person to whom business has been entrusted by an electronic payment instruments and cryptoasset intermediary service provider referred to in the preceding paragraph may refuse the submission of reports or materials, or the questions or inspection under the provisions of that paragraph if there are reasonable grounds for doing so.
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### 第六十三条の二十二の十九（業務改善命令） — Order to Improve Business Operations
caption: machine translation, not official
art-63-22-19 · https://japanlaw.org/en/payment-services-act/art-63-22-19 · https://japanlaw.org/l/421AC0000000059/art-63-22-19
**第一項** 内閣総理大臣は、電子決済手段・暗号資産サービス仲介業の適正かつ確実な遂行のために必要があると認めるときは、その必要の限度において、電子決済手段・暗号資産サービス仲介業者に対し、業務の運営又は財産の状況の改善に必要な措置その他監督上必要な措置をとるべきことを命ずることができる。
art-63-22-19/par-1 · https://japanlaw.org/en/payment-services-act/art-63-22-19/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-19/par-1
When the Prime Minister finds it necessary for the provision of the electronic payment instruments and cryptoasset intermediary services in a proper and steady manner, to the extent necessary for this, the Minister may order an electronic payment instruments and cryptoasset intermediary service provider to take necessary measures to improve the operation of its business or its financial status or other measures necessary for the purpose of supervision.
machine translation, not official
### 第六十三条の二十二の二十（登録の取消し等） — Revocation of Registration
caption: machine translation, not official
art-63-22-20 · https://japanlaw.org/en/payment-services-act/art-63-22-20 · https://japanlaw.org/l/421AC0000000059/art-63-22-20
**第一項** 内閣総理大臣は、電子決済手段・暗号資産サービス仲介業者が次の各号のいずれかに該当するときは、第六十三条の二十二の二の登録を取り消し、又は六月以内の期間を定めて電子決済手段・暗号資産サービス仲介業の全部若しくは一部の停止を命ずることができる。
art-63-22-20/par-1 · https://japanlaw.org/en/payment-services-act/art-63-22-20/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-20/par-1
If an electronic payment instruments and cryptoasset intermediary service provider falls under any of the following items, the Prime Minister may revoke its registration referred to in Article 63-22-2 or order the electronic payment instruments and cryptoasset intermediary service provider to suspend all or part of its electronic payment instruments and cryptoasset intermediary services, specifying a period of suspension not exceeding six months:
machine translation, not official
**一** 第六十三条の二十二の五第一項各号のいずれかに該当することとなったとき。
art-63-22-20/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-63-22-20/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-20/par-1/item-1
the electronic payment instruments and cryptoasset intermediary service provider has come to fall under any of the items of Article 63-22-5, paragraph (1);
machine translation, not official
**二** 不正の手段により第六十三条の二十二の二の登録又は第六十三条の二十二の六第一項の変更登録を受けたとき。
art-63-22-20/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-63-22-20/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-20/par-1/item-2
when the registration referred to in Article 63-22-2 or the change referred to in Article 63-22-6, paragraph (1) has been registered through wrongful means; or
machine translation, not official
**三** この法律若しくはこの法律に基づく命令又はこれらに基づく処分に違反したとき。
art-63-22-20/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-63-22-20/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-63-22-20/par-1/item-3
when it violates this Act or an order under this Act, or a disposition based on this Act or an order.
machine translation, not official
**第二項** 内閣総理大臣は、電子決済手段・暗号資産サービス仲介業者の営業所若しくは事務所の所在地を確知できないとき、又は電子決済手段・暗号資産サービス仲介業者の所在（法人である場合にあっては、その法人を代表する役員（外国法人にあっては、国内における代表者）の所在）を確知できないときは、内閣府令で定めるところにより、その事実を公告し、その公告の日から三十日を経過しても当該電子決済手段・暗号資産サービス仲介業者から申出がないときは、当該電子決済手段・暗号資産サービス仲介業者の第六十三条の二十二の二の登録を取り消すことができる。
art-63-22-20/par-2 · https://japanlaw.org/en/payment-services-act/art-63-22-20/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-20/par-2
If the Prime Minister is unable to ascertain the location of a business office or office of an electronic payment instruments and cryptoasset intermediary service provider, or the whereabouts of an electronic payment instruments and cryptoasset intermediary service provider (in the case of a corporation, the whereabouts of the officer representing the corporation (in the case of a foreign corporation, the representative person in Japan)), the Prime Minister may, pursuant to the provisions of Cabinet Office Order, issue a public notice of that fact and, if no application is made by the electronic payment instruments and cryptoasset intermediary service provider after 30 days have passed since the day of the public notice, revoke the registration of that electronic payment instruments and cryptoasset intermediary service provider under Article 63-22-2.
machine translation, not official
**第三項** 前項の規定による処分については、行政手続法第三章の規定は、適用しない。
art-63-22-20/par-3 · https://japanlaw.org/en/payment-services-act/art-63-22-20/par-3 · https://japanlaw.org/l/421AC0000000059/art-63-22-20/par-3
The provisions of Chapter III of the Administrative Procedure Act do not apply to a disposition under the preceding paragraph.
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### 第六十三条の二十二の二十一（登録の抹消） — Deletion of Registration
caption: machine translation, not official
art-63-22-21 · https://japanlaw.org/en/payment-services-act/art-63-22-21 · https://japanlaw.org/l/421AC0000000059/art-63-22-21
**第一項** 内閣総理大臣は、前条第一項若しくは第二項の規定により第六十三条の二十二の二の登録を取り消したとき、又は第六十三条の二十二の二十三第三項の規定により第六十三条の二十二の二の登録がその効力を失ったときは、当該登録を抹消しなければならない。
art-63-22-21/par-1 · https://japanlaw.org/en/payment-services-act/art-63-22-21/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-21/par-1
If the Prime Minister revokes the registration referred to in Article 63-22-2 pursuant to provisions of paragraph (1) or (2) of the preceding Article or when the registration referred to in Article 63-22-2 ceases to be effective pursuant to the provisions of Article 63-22-23, paragraph (3), the Minister must delete the registration.
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### 第六十三条の二十二の二十二（監督処分の公告） — Public Notice of Supervisory Dispositions
caption: machine translation, not official
art-63-22-22 · https://japanlaw.org/en/payment-services-act/art-63-22-22 · https://japanlaw.org/l/421AC0000000059/art-63-22-22
**第一項** 内閣総理大臣は、第六十三条の二十二の二十第一項又は第二項の規定による処分をしたときは、内閣府令で定めるところにより、その旨を公告しなければならない。
art-63-22-22/par-1 · https://japanlaw.org/en/payment-services-act/art-63-22-22/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-22/par-1
If the Prime Minister takes a disposition under Article 63-22-20, paragraph (1) or (2), the Prime Minister must give public notice to that effect, pursuant to the provisions of Cabinet Office Order.
machine translation, not official
## 第四節 雑則 — Section 4 Miscellaneous Provisions
heading: machine translation, not official
ch-3-4/sec-4 · https://japanlaw.org/en/payment-services-act/ch-3-4/sec-4 · https://japanlaw.org/l/421AC0000000059/ch-3-4/sec-4
### 第六十三条の二十二の二十三（廃止の届出等） — Notification of Discontinuation of Business
caption: machine translation, not official
art-63-22-23 · https://japanlaw.org/en/payment-services-act/art-63-22-23 · https://japanlaw.org/l/421AC0000000059/art-63-22-23
**第一項** 電子決済手段・暗号資産サービス仲介業者は、電子決済手段・暗号資産サービス仲介業の全部の廃止をし、電子決済手段・暗号資産サービス仲介業の全部の譲渡をし、合併（当該電子決済手段・暗号資産サービス仲介業者が合併により消滅する場合の当該合併に限る。）をし、合併及び破産手続開始の決定以外の理由による解散をし、又は会社分割による電子決済手段・暗号資産サービス仲介業の全部の承継をさせようとするときは、あらかじめ、その旨を内閣総理大臣に届け出なければならない。
art-63-22-23/par-1 · https://japanlaw.org/en/payment-services-act/art-63-22-23/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-23/par-1
If an electronic payment instruments and cryptoasset intermediary service provider intends to discontinue all of the electronic payment instruments and cryptoasset intermediary services, to transfer all of the electronic payment instruments and cryptoasset intermediary services, to implement a merger (limited to a merger in which the electronic payment instruments and cryptoasset intermediary service provider disappears), to dissolve for reasons other than a merger or an order to commence bankruptcy proceedings, or to have another person succeed to all of the electronic payment instruments and cryptoasset intermediary services due to a company split, it must notify the Prime Minister to that effect in advance.
machine translation, not official
**第二項** 電子決済手段・暗号資産サービス仲介業者が次の各号に掲げる場合のいずれかに該当することとなったときは、当該各号に定める者は、遅滞なく、その旨を内閣総理大臣に届け出なければならない。
art-63-22-23/par-2 · https://japanlaw.org/en/payment-services-act/art-63-22-23/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-23/par-2
If an electronic payment instruments and cryptoasset intermediary service provider comes to fall under any of the following cases, the person specified in the relevant item for that case must notify the Prime Minister to that effect without delay.
machine translation, not official
**一** 電子決済手段・暗号資産サービス仲介業の一部の廃止をし、電子決済手段・暗号資産サービス仲介業の一部の譲渡をし、又は会社分割により電子決済手段・暗号資産サービス仲介業の一部の承継をさせたとき その電子決済手段・暗号資産サービス仲介業の廃止をし、譲渡をし、又は承継をさせた個人又は法人
art-63-22-23/par-2/item-1 · https://japanlaw.org/en/payment-services-act/art-63-22-23/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-23/par-2/item-1
when the provider has discontinued part of the electronic payment instruments and cryptoasset intermediary services, transferred part of the electronic payment instruments and cryptoasset intermediary services, or had part of the electronic payment instruments and cryptoasset intermediary services succeeded to by a company split:the individual or corporation that discontinued, transferred or caused the succession of those electronic payment instruments and cryptoasset intermediary services;
machine translation, not official
**二** 電子決済手段・暗号資産サービス仲介業者である個人が死亡したとき その相続人
art-63-22-23/par-2/item-2 · https://japanlaw.org/en/payment-services-act/art-63-22-23/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-23/par-2/item-2
when an individual who is an electronic payment instruments and cryptoasset intermediary service provider has died:that individual's heir; or
machine translation, not official
**三** 電子決済手段・暗号資産サービス仲介業者である法人について破産手続開始の決定があったとき その破産管財人
art-63-22-23/par-2/item-3 · https://japanlaw.org/en/payment-services-act/art-63-22-23/par-2/item-3 · https://japanlaw.org/l/421AC0000000059/art-63-22-23/par-2/item-3
when an order to commence bankruptcy proceedings has been made with respect to a corporation that is an electronic payment instruments and cryptoasset intermediary service provider:its bankruptcy trustee.
machine translation, not official
**第三項** 次の各号のいずれかに該当するときは、当該電子決済手段・暗号資産サービス仲介業者の第六十三条の二十二の二の登録は、その効力を失う。この場合において、当該電子決済手段・暗号資産サービス仲介業者であった者は、その行う電子決済手段・暗号資産サービス仲介業に関し負担する債務の履行を完了する目的の範囲内においては、なお電子決済手段・暗号資産サービス仲介業者とみなす。
art-63-22-23/par-3 · https://japanlaw.org/en/payment-services-act/art-63-22-23/par-3 · https://japanlaw.org/l/421AC0000000059/art-63-22-23/par-3
The registration of an electronic payment instruments and cryptoasset intermediary service provider under Article 63-22-2 ceases to be effective if it falls under any of the following items. In this case, a person who was that electronic payment instruments and cryptoasset intermediary service provider is still deemed to be an electronic payment instruments and cryptoasset intermediary service provider within the scope of the purpose of completing performance of the obligations it bears with regard to the electronic payment instruments and cryptoasset intermediary services that it conducts.
machine translation, not official
**一** 電子決済手段・暗号資産サービス仲介業者が第一項の規定による届出をしたとき又は前項第二号若しくは第三号に掲げる場合のいずれかに該当することとなったとき。
art-63-22-23/par-3/item-1 · https://japanlaw.org/en/payment-services-act/art-63-22-23/par-3/item-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-23/par-3/item-1
when the electronic payment instruments and cryptoasset intermediary service provider has made a notification under paragraph (1) or has come to fall under either of the cases set forth in the preceding paragraph, item (ii) or item (iii);
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**二** 第二条第十八項各号に掲げる行為に係る業務のいずれも行う電子決済手段・暗号資産サービス仲介業者が次のいずれかに該当することとなったとき。
art-63-22-23/par-3/item-2 · https://japanlaw.org/en/payment-services-act/art-63-22-23/par-3/item-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-23/par-3/item-2
when an electronic payment instruments and cryptoasset intermediary service provider that conducts each of the businesses relating to the acts set forth in the items of Article 2, paragraph (18) has come to fall under any of the following:
machine translation, not official
**イ** 第六十二条の三の登録（第六十二条の四第一項第七号に掲げる事項に電子決済手段関連業務を含むものに限る。ハ及び次号イにおいて同じ。）又は第六十二条の七第一項の変更登録（新たに電子決済手段関連業務を行おうとすることによるものに限る。ハ及び同号イにおいて同じ。）及び第六十三条の二の登録を受けたとき。
art-63-22-23/par-3/item-2/sub-1 · https://japanlaw.org/en/payment-services-act/art-63-22-23/par-3/item-2/sub-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-23/par-3/item-2/sub-1
when it has received the registration under Article 62-3 (limited to a registration for which the particulars set forth in Article 62-4, paragraph (1), item (vii) include electronic payment instruments-related business; the same applies in (c) and the following item, (a)) or has had the change referred to in Article 62-7, paragraph (1) registered (limited to a change made by reason of intending to newly conduct electronic payment instruments-related business; the same applies in (c) and that item, (a)), and the registration under Article 63-2;
machine translation, not official
**ロ** 所属電子決済手段等取引業者及び所属暗号資産交換業者がなくなったとき。
art-63-22-23/par-3/item-2/sub-2 · https://japanlaw.org/en/payment-services-act/art-63-22-23/par-3/item-2/sub-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-23/par-3/item-2/sub-2
when there ceases to be a principal electronic payment instruments service provider and a principal cryptoasset exchange service provider;
machine translation, not official
**ハ** 第六十二条の三の登録又は第六十二条の七第一項の変更登録を受け、かつ、所属暗号資産交換業者がなくなったとき。
art-63-22-23/par-3/item-2/sub-3 · https://japanlaw.org/en/payment-services-act/art-63-22-23/par-3/item-2/sub-3 · https://japanlaw.org/l/421AC0000000059/art-63-22-23/par-3/item-2/sub-3
when it has received the registration under Article 62-3 or has had the change referred to in Article 62-7, paragraph (1) registered, and there ceases to be a principal cryptoasset exchange service provider; or
machine translation, not official
**ニ** 第六十三条の二の登録を受け、かつ、所属電子決済手段等取引業者がなくなったとき。
art-63-22-23/par-3/item-2/sub-4 · https://japanlaw.org/en/payment-services-act/art-63-22-23/par-3/item-2/sub-4 · https://japanlaw.org/l/421AC0000000059/art-63-22-23/par-3/item-2/sub-4
when it has received the registration under Article 63-2 and there ceases to be a principal electronic payment instruments service provider;
machine translation, not official
**三** 電子決済手段仲介行為に係る業務を行う電子決済手段・暗号資産サービス仲介業者（暗号資産仲介行為に係る業務を行う者を除く。）が次のいずれかに該当することとなったとき。
art-63-22-23/par-3/item-3 · https://japanlaw.org/en/payment-services-act/art-63-22-23/par-3/item-3 · https://japanlaw.org/l/421AC0000000059/art-63-22-23/par-3/item-3
when an electronic payment instruments and cryptoasset intermediary service provider that conducts business relating to electronic payment instruments intermediary acts (excluding a person that conducts business relating to cryptoasset intermediary acts) has come to fall under any of the following:
machine translation, not official
**イ** 第六十二条の三の登録又は第六十二条の七第一項の変更登録を受けたとき。
art-63-22-23/par-3/item-3/sub-1 · https://japanlaw.org/en/payment-services-act/art-63-22-23/par-3/item-3/sub-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-23/par-3/item-3/sub-1
when it has received the registration under Article 62-3 or has had the change referred to in Article 62-7, paragraph (1) registered; or
machine translation, not official
**ロ** 所属電子決済手段等取引業者がなくなったとき。
art-63-22-23/par-3/item-3/sub-2 · https://japanlaw.org/en/payment-services-act/art-63-22-23/par-3/item-3/sub-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-23/par-3/item-3/sub-2
when there ceases to be a principal electronic payment instruments service provider; or
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**四** 暗号資産仲介行為に係る業務を行う電子決済手段・暗号資産サービス仲介業者（電子決済手段仲介行為に係る業務を行う者を除く。）が次のいずれかに該当することとなったとき。
art-63-22-23/par-3/item-4 · https://japanlaw.org/en/payment-services-act/art-63-22-23/par-3/item-4 · https://japanlaw.org/l/421AC0000000059/art-63-22-23/par-3/item-4
when an electronic payment instruments and cryptoasset intermediary service provider that conducts business relating to cryptoasset intermediary acts (excluding a person that conducts business relating to electronic payment instruments intermediary acts) has come to fall under any of the following:
machine translation, not official
**イ** 第六十三条の二の登録を受けたとき。
art-63-22-23/par-3/item-4/sub-1 · https://japanlaw.org/en/payment-services-act/art-63-22-23/par-3/item-4/sub-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-23/par-3/item-4/sub-1
when it has received the registration under Article 63-2; or
machine translation, not official
**ロ** 所属暗号資産交換業者がなくなったとき。
art-63-22-23/par-3/item-4/sub-2 · https://japanlaw.org/en/payment-services-act/art-63-22-23/par-3/item-4/sub-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-23/par-3/item-4/sub-2
when there ceases to be a principal cryptoasset exchange service provider.
machine translation, not official
### 第六十三条の二十二の二十四（登録の取消し等に伴う債務の履行の完了等） — Completion of Performance of Obligations Due to Revocation of Registration
caption: machine translation, not official
art-63-22-24 · https://japanlaw.org/en/payment-services-act/art-63-22-24 · https://japanlaw.org/l/421AC0000000059/art-63-22-24
**第一項** 電子決済手段・暗号資産サービス仲介業者について、第六十三条の二十二の二十第一項又は第二項の規定により第六十三条の二十二の二の登録が取り消されたとき（電子決済手段・暗号資産サービス仲介業の利用者の保護に欠け、又は電子決済手段・暗号資産サービス仲介業の適正かつ確実な遂行に支障を及ぼすおそれが少ない場合として内閣府令で定める場合を除く。）は、当該電子決済手段・暗号資産サービス仲介業者であった者は、その行う電子決済手段・暗号資産サービス仲介業に関し負担する債務の履行を速やかに完了しなければならない。この場合において、当該電子決済手段・暗号資産サービス仲介業者であった者は、当該債務の履行を完了する目的の範囲内においては、なお電子決済手段・暗号資産サービス仲介業者とみなす。
art-63-22-24/par-1 · https://japanlaw.org/en/payment-services-act/art-63-22-24/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-24/par-1
If the registration of an electronic payment instruments and cryptoasset intermediary service provider under Article 63-22-2 has been revoked pursuant to Article 63-22-20, paragraph (1) or (2) (excluding a case specified by Cabinet Office Order as one in which there is little risk of failing to protect users of the electronic payment instruments and cryptoasset intermediary services or of impeding the proper and reliable performance of the electronic payment instruments and cryptoasset intermediary services), the person who was that electronic payment instruments and cryptoasset intermediary service provider must promptly complete performance of the obligations it bears with regard to the electronic payment instruments and cryptoasset intermediary services that it conducts. In this case, the person who was that electronic payment instruments and cryptoasset intermediary service provider is still deemed to be an electronic payment instruments and cryptoasset intermediary service provider within the scope of the purpose of completing performance of those obligations.
machine translation, not official
**第二項** 第二条第十八項各号に掲げる行為に係る業務のいずれも行う電子決済手段・暗号資産サービス仲介業者について、第六十三条の二十二の六第五項の規定により第六十三条の二十二の三第一項第五号に掲げる事項について一の種別の業務を行わない旨の届出があったものとみなされたとき（第六十三条の二十二の六第五項第一号ロ又は第二号ロに該当する場合に限る。）は、当該電子決済手段・暗号資産サービス仲介業者は、当該種別の業務に関し負担する債務の履行を速やかに完了しなければならない。この場合において、当該電子決済手段・暗号資産サービス仲介業者は、当該債務の履行を完了する目的の範囲内においては、なお当該種別の業務を行う電子決済手段・暗号資産サービス仲介業者として第六十三条の二十二の二の登録を受けているものとみなす。
art-63-22-24/par-2 · https://japanlaw.org/en/payment-services-act/art-63-22-24/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-22-24/par-2
If, with regard to an electronic payment instruments and cryptoasset intermediary service provider that conducts each of the businesses relating to the acts set forth in the items of Article 2, paragraph (18), it is deemed pursuant to Article 63-22-6, paragraph (5) that a notification has been made that it will not conduct business of one type with regard to the particulars set forth in Article 63-22-3, paragraph (1), item (v) (limited to cases that fall under Article 63-22-6, paragraph (5), item (i), (b) or item (ii), (b)), that electronic payment instruments and cryptoasset intermediary service provider must promptly complete performance of the obligations it bears in relation to that type of business. In this case, that electronic payment instruments and cryptoasset intermediary service provider is deemed to be registered under Article 63-22-2 as an electronic payment instruments and cryptoasset intermediary service provider conducting that type of business, within the scope of the purpose of completing performance of those obligations.
machine translation, not official
### 第六十三条の二十二の二十五（外国電子決済手段・暗号資産サービス仲介業者の勧誘の禁止） — Prohibition of Solicitation by Foreign Electronic Payment Instruments and Cryptoasset Intermediary Service Providers
caption: machine translation, not official
art-63-22-25 · https://japanlaw.org/en/payment-services-act/art-63-22-25 · https://japanlaw.org/l/421AC0000000059/art-63-22-25
**第一項** 第六十三条の二十二の二の登録を受けていない外国電子決済手段・暗号資産サービス仲介業者は、国内にある者に対して、第二条第十八項各号に掲げる行為又はこれらに相当する行為の勧誘をしてはならない。
art-63-22-25/par-1 · https://japanlaw.org/en/payment-services-act/art-63-22-25/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-22-25/par-1
A foreign electronic payment instruments and cryptoasset intermediary service provider that has not received the registration under Article 63-22-2 must not engage in solicitation of a person in Japan regarding the acts set forth in the items of Article 2, paragraph (18) or equivalent acts.
machine translation, not official
## 第四章 為替取引分析 — Chapter IV Funds Transfer Transaction Analysis
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-4 · https://japanlaw.org/en/payment-services-act/ch-4 · https://japanlaw.org/l/421AC0000000059/ch-4
## 第一節 総則 — Section 1 General Provisions
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-4/sec-1 · https://japanlaw.org/en/payment-services-act/ch-4/sec-1 · https://japanlaw.org/l/421AC0000000059/ch-4/sec-1
### 第六十三条の二十三（為替取引分析業者の許可） — (License for Funds Transfer Transaction Analysis Service Providers)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-23 · https://japanlaw.org/en/payment-services-act/art-63-23 · https://japanlaw.org/l/421AC0000000059/art-63-23
**第一項** 為替取引分析業は、主務大臣の許可を受けた者でなければ、行ってはならない。ただし、その業務の規模及び態様が、当該業務に係る金融機関等（その行う為替取引に関し、為替取引分析業を行う者に第二条第二十一項各号に掲げる行為のいずれかに係る業務（以下この章において「為替取引分析業務」という。）を委託する者に限る。）の数その他の事項を勘案して主務省令で定める場合であるときは、この限りでない。
art-63-23/par-1 · https://japanlaw.org/en/payment-services-act/art-63-23/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-23/par-1
No person may provide funds transfer transaction analysis services unless the person has obtained a license from the competent minister; provided, however, that this does not apply if the scale and manner of carrying out the services fall under cases specified by order of the competent ministry in consideration of the number of financial institutions, etc. involved in the services (limited to those that entrust a person engaging in funds transfer transaction analysis services to carry out the business involved in any of the acts set forth in the items of Article 2, paragraph (21) (hereinafter referred to as "funds transfer transaction analysis business" in this Chapter) in connection with funds transfer transactions carried out thereby), and other particulars.
machine translation, not official
### 第六十三条の二十四（許可の申請） — (Filing of Application for License)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-24 · https://japanlaw.org/en/payment-services-act/art-63-24 · https://japanlaw.org/l/421AC0000000059/art-63-24
**第一項** 前条の許可を受けようとする者は、主務省令で定めるところにより、次に掲げる事項を記載した許可申請書を主務大臣に提出しなければならない。
art-63-24/par-1 · https://japanlaw.org/en/payment-services-act/art-63-24/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-24/par-1
A person who intends to obtain a license referred to in the preceding Article must, pursuant to the provisions of Cabinet Office Order, submit a written application for a license containing the following particulars to the competent minister:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 商号又は名称及び住所
art-63-24/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-63-24/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-63-24/par-1/item-1
trade name or other name and address;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 資本金又は基金（一般社団法人及び一般財団法人に関する法律（平成十八年法律第四十八号）第百三十一条に規定する基金をいう。第六十五条第一項第二号において同じ。）の額及び純資産額
art-63-24/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-63-24/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-63-24/par-1/item-2
amount of capital or funds (meaning funds specified in Article 131 of the Act on General Incorporated Association and General Incorporated Foundation (Act No. 48 of 2006); the same applies in Article 65, paragraph (1), item (ii)) and amount of net assets;
Ministry of Justice translation with a slip corrected by this site — not the Ministry's text; the Ministry printed: "amount of capital or funds (meaning funds specified in Article 131 of the Act on General Incorporated Association and General Incorporated Foundation (Act No. 48 of 2006)) and amount of net assets;" — https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb
**三** 営業所又は事務所の名称及び所在地
art-63-24/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-63-24/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-63-24/par-1/item-3
name and location of business offices or offices;
Ministry of Justice translation — Japanese Law Translation Database System
**四** 取締役及び監査役（監査等委員会設置会社にあっては取締役、指名委員会等設置会社にあっては取締役及び執行役）又は理事及び監事の氏名
art-63-24/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-63-24/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-63-24/par-1/item-4
name of company director and company auditor (company director in cases of a company with audit and supervisory committee; company director and executive officer in cases of a company with nominating committee, etc.) or director and auditor;
Ministry of Justice translation — Japanese Law Translation Database System
**五** 会計参与設置会社にあっては、会計参与の氏名又は名称
art-63-24/par-1/item-5 · https://japanlaw.org/en/payment-services-act/art-63-24/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-63-24/par-1/item-5
in cases of a company with accounting advisors, names of accounting advisors;
Ministry of Justice translation — Japanese Law Translation Database System
**六** 為替取引分析業の種別（第二条第二十一項各号に掲げる行為に係る業務の種別をいう。第六十三条の三十三第一項及び第二項並びに第百七条第十九号において同じ。）
art-63-24/par-1/item-6 · https://japanlaw.org/en/payment-services-act/art-63-24/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-63-24/par-1/item-6
categories of funds transfer transaction analysis services (meaning the categories of business related to the acts set forth in the items of Article 2, paragraph (21); the same applies in Article 63-33, paragraphs (1) and (2) and Article 107, item (xix));
machine translation, not official
**七** その行う為替取引に関し、当該許可を受けようとする者に為替取引分析業務を委託する金融機関等の氏名又は商号若しくは名称及び住所
art-63-24/par-1/item-7 · https://japanlaw.org/en/payment-services-act/art-63-24/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-63-24/par-1/item-7
name or trade name or other name and address of the financial institution, etc. that entrusts the funds transfer transaction analysis business to the person that intends to obtain a license, in connection with the funds transfer transactions carried out thereby; and
Ministry of Justice translation — Japanese Law Translation Database System
**八** その他主務省令で定める事項
art-63-24/par-1/item-8 · https://japanlaw.org/en/payment-services-act/art-63-24/par-1/item-8 · https://japanlaw.org/l/421AC0000000059/art-63-24/par-1/item-8
other particulars specified by order of the competent ministry.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前項の許可申請書には、次に掲げる書類を添付しなければならない。
art-63-24/par-2 · https://japanlaw.org/en/payment-services-act/art-63-24/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-24/par-2
The following documents must be attached to the written application for a license referred to in the preceding paragraph:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 次条第二項各号に掲げる要件に該当しない旨を誓約する書面
art-63-24/par-2/item-1 · https://japanlaw.org/en/payment-services-act/art-63-24/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-63-24/par-2/item-1
a document to pledge that the applicant does not fall under any of the items of paragraph (2) of the following Article;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 定款
art-63-24/par-2/item-2 · https://japanlaw.org/en/payment-services-act/art-63-24/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-63-24/par-2/item-2
articles of incorporation;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 登記事項証明書
art-63-24/par-2/item-3 · https://japanlaw.org/en/payment-services-act/art-63-24/par-2/item-3 · https://japanlaw.org/l/421AC0000000059/art-63-24/par-2/item-3
certificate of registered particulars;
Ministry of Justice translation — Japanese Law Translation Database System
**四** 業務方法書
art-63-24/par-2/item-4 · https://japanlaw.org/en/payment-services-act/art-63-24/par-2/item-4 · https://japanlaw.org/l/421AC0000000059/art-63-24/par-2/item-4
business rules;
Ministry of Justice translation — Japanese Law Translation Database System
**五** 貸借対照表及び損益計算書
art-63-24/par-2/item-5 · https://japanlaw.org/en/payment-services-act/art-63-24/par-2/item-5 · https://japanlaw.org/l/421AC0000000059/art-63-24/par-2/item-5
balance sheet and profit and loss statement;
Ministry of Justice translation — Japanese Law Translation Database System
**六** 収支の見込みを記載した書類
art-63-24/par-2/item-6 · https://japanlaw.org/en/payment-services-act/art-63-24/par-2/item-6 · https://japanlaw.org/l/421AC0000000059/art-63-24/par-2/item-6
documents stating the expected income and expenditure; and
Ministry of Justice translation — Japanese Law Translation Database System
**七** その他主務省令で定める書類
art-63-24/par-2/item-7 · https://japanlaw.org/en/payment-services-act/art-63-24/par-2/item-7 · https://japanlaw.org/l/421AC0000000059/art-63-24/par-2/item-7
other documents specified by order of the competent ministry.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の二十五（許可の基準） — (Criteria for Granting License)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-25 · https://japanlaw.org/en/payment-services-act/art-63-25 · https://japanlaw.org/l/421AC0000000059/art-63-25
**第一項** 主務大臣は、第六十三条の二十三の許可の申請があったときは、その申請が次に掲げる基準に適合するかどうかを審査しなければならない。
art-63-25/par-1 · https://japanlaw.org/en/payment-services-act/art-63-25/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-25/par-1
When an application for a license referred to in Article 63-23 is filed, the competent minister must examine whether the application conforms to the following criteria:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 定款及び業務方法書の規定が法令に適合し、かつ、為替取引分析業を適正かつ確実に遂行するために十分であること。
art-63-25/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-63-25/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-63-25/par-1/item-1
the provisions of the articles of incorporation and the business rules conform to the laws and regulations, and are sufficient for the provision of the funds transfer transaction analysis services in a proper and steady manner;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 為替取引分析業を健全に遂行するに足りる主務省令で定める基準に適合する財産的基礎を有し、かつ、為替取引分析業に係る収支の見込みが良好であること。
art-63-25/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-63-25/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-63-25/par-1/item-2
the applicant has sufficient financial foundation for the sound operation of the funds transfer transaction analysis services and has favorable prospects for income and expenditure pertaining to the funds transfer transaction analysis services; and
Ministry of Justice translation — Japanese Law Translation Database System
**三** その人的構成に照らして、為替取引分析業を適正かつ確実に遂行することができる知識及び経験を有し、かつ、十分な社会的信用を有すること。
art-63-25/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-63-25/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-63-25/par-1/item-3
the applicant has, in light of its personnel structures, the knowledge and experience necessary for the provision of the funds transfer transaction analysis services in a proper and steady manner and has sufficient social credibility.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 主務大臣は、許可申請者が次の各号のいずれかに該当するとき、又は許可申請書若しくはその添付書類のうちに虚偽の記載があり、若しくは重要な事実の記載が欠けているときは、許可を与えてはならない。
art-63-25/par-2 · https://japanlaw.org/en/payment-services-act/art-63-25/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-25/par-2
The competent minister must not grant a license when an applicant for a license falls under any of the following items, or a written application for a license or its accompanying documents contain a false statement or lack a statement about important particulars:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 株式会社又は一般社団法人（これらの者が次に掲げる機関を置く場合に限る。）でないもの
art-63-25/par-2/item-1 · https://japanlaw.org/en/payment-services-act/art-63-25/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-63-25/par-2/item-1
a person who is not a stock company or a general incorporated association (limited to a stock company or a general incorporated association which formed any of the following bodies):
Ministry of Justice translation — Japanese Law Translation Database System
**イ** 取締役会又は理事会
art-63-25/par-2/item-1/sub-1 · https://japanlaw.org/en/payment-services-act/art-63-25/par-2/item-1/sub-1 · https://japanlaw.org/l/421AC0000000059/art-63-25/par-2/item-1/sub-1
board of company directors or council;
Ministry of Justice translation — Japanese Law Translation Database System
**ロ** 監査役会、監査等委員会若しくは指名委員会等（会社法第二条第十二号に規定する指名委員会等をいう。第六十六条第二項第一号ロにおいて同じ。）又は監事
art-63-25/par-2/item-1/sub-2 · https://japanlaw.org/en/payment-services-act/art-63-25/par-2/item-1/sub-2 · https://japanlaw.org/l/421AC0000000059/art-63-25/par-2/item-1/sub-2
board of company auditors, an audit and supervisory committee or a nominating committee, etc. (meaning a nominating committee, etc. provided for in Article 2, item (xii) of the Companies Act; the same applies in Article 66, paragraph (2), item (i), (b)) or auditors;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 第五十六条第一項若しくは第二項の規定により第三十七条の登録を取り消され、第六十二条の二十二第一項若しくは第二項の規定により第六十二条の三の登録を取り消され、第六十三条の三十七第一項若しくは第二項の規定により第六十三条の二十三の許可を取り消され、若しくは第八十二条第一項若しくは第二項の規定により第六十四条第一項の免許を取り消され、又はこの法律若しくは銀行法等に相当する外国の法令の規定により当該外国において受けている同種類の登録、許可若しくは免許（当該登録、許可又は免許に類するその他の行政処分を含む。）を取り消され、その取消しの日から五年を経過しない法人
art-63-25/par-2/item-2 · https://japanlaw.org/en/payment-services-act/art-63-25/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-63-25/par-2/item-2
a corporation which had its registration referred to in Article 37 revoked pursuant to the provisions of Article 56, paragraph (1) or (2), had its registration referred to in Article 62-3 revoked pursuant to the provisions of Article 62-22, paragraph (1) or (2), had the permission referred to in Article 63-23 revoked pursuant to the provisions of Article 63-37, paragraph (1) or (2), or had its license referred to in Article 64, paragraph (1) revoked pursuant to the provisions of Article 82, paragraph (1) or (2), or had the registration, permission or license of the same type in a foreign state (including other administrative dispositions similar to the registration, permission or license) revoked pursuant to the provisions of laws and regulations of the foreign state equivalent to this Act or the Banking Act, etc., and for which five years have not elapsed from the date of the revocation;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 第三十七条の二第二項の規定により読み替えて適用する第五十六条第一項の規定による特定資金移動業の廃止の命令を受け、若しくは第六十二条の八第二項の規定により読み替えて適用する第六十二条の二十二第一項の規定による電子決済手段等取引業の廃止の命令を受け、又はこの法律若しくは銀行法等に相当する外国の法令の規定によるこれらの業務と同種類の業務の廃止の命令を受け、これらの命令の日から五年を経過しない法人
art-63-25/par-2/item-3 · https://japanlaw.org/en/payment-services-act/art-63-25/par-2/item-3 · https://japanlaw.org/l/421AC0000000059/art-63-25/par-2/item-3
a corporation which received an order to discontinue specified funds transfer services pursuant to the provisions of Article 56, paragraph (1) as applied pursuant to Article 37-2, paragraph (2) following the deemed replacement of terms, or received an order to discontinue electronic payment instruments services pursuant to the provisions of Article 62-22, paragraph (1) as applied pursuant to Article 62-8, paragraph (2) following the deemed replacement of terms, or received an order to discontinue the same type of services as these services pursuant to the provisions of laws and regulations of a foreign state that are equivalent to this Act or the Banking Act, etc., and for which five years have not elapsed from the date of the order;
Ministry of Justice translation — Japanese Law Translation Database System
**四** この法律、銀行法等、外国為替及び外国貿易法、個人情報の保護に関する法律（平成十五年法律第五十七号）若しくは犯罪による収益の移転防止に関する法律又はこれらに相当する外国の法令の規定に違反し、罰金の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から五年を経過しない法人
art-63-25/par-2/item-4 · https://japanlaw.org/en/payment-services-act/art-63-25/par-2/item-4 · https://japanlaw.org/l/421AC0000000059/art-63-25/par-2/item-4
a corporation which has been punished by a fine (including a punishment pursuant to laws and regulations of a foreign state equivalent to this) for violating the provisions of this Act, the Banking Act, etc., the Foreign Exchange and Foreign Trade Act, the Act on the Protection of Personal Information (Act No. 57 of 2003) or the Act on Prevention of Transfer of Criminal Proceeds, or laws and regulations of a foreign state equivalent thereto, and for which five years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed;
Ministry of Justice translation — Japanese Law Translation Database System
**五** 取締役等（取締役、監査役若しくは執行役若しくは会計参与又は理事若しくは監事をいう。以下この章及び次章において同じ。）のうちに次のいずれかに該当する者のある法人
art-63-25/par-2/item-5 · https://japanlaw.org/en/payment-services-act/art-63-25/par-2/item-5 · https://japanlaw.org/l/421AC0000000059/art-63-25/par-2/item-5
a corporation which employs a company director, etc. (meaning a company director, company auditor, executive officer, accounting advisor, director or auditor; hereinafter the same applies in this Chapter and the following Chapter) falling under any of the following items:
Ministry of Justice translation — Japanese Law Translation Database System
**イ** 心身の故障のため職務を適正に執行することができない者として主務省令で定める者
art-63-25/par-2/item-5/sub-1 · https://japanlaw.org/en/payment-services-act/art-63-25/par-2/item-5/sub-1 · https://japanlaw.org/l/421AC0000000059/art-63-25/par-2/item-5/sub-1
a person specified by order of the competent ministry as being unable to properly perform their duties due to a mental or physical disorder;
Ministry of Justice translation — Japanese Law Translation Database System
**ロ** 破産手続開始の決定を受けて復権を得ない者又は外国の法令上これに相当する者
art-63-25/par-2/item-5/sub-2 · https://japanlaw.org/en/payment-services-act/art-63-25/par-2/item-5/sub-2 · https://japanlaw.org/l/421AC0000000059/art-63-25/par-2/item-5/sub-2
a person who has not had their rights restored after receiving an order to commence bankruptcy proceedings, or a person equivalent thereto pursuant to laws and regulations of a foreign state;
Ministry of Justice translation — Japanese Law Translation Database System
**ハ** 拘禁刑以上の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から五年を経過しない者
art-63-25/par-2/item-5/sub-3 · https://japanlaw.org/en/payment-services-act/art-63-25/par-2/item-5/sub-3 · https://japanlaw.org/l/421AC0000000059/art-63-25/par-2/item-5/sub-3
a person who has been sentenced to imprisonment or a heavier punishment (including equivalent punishment pursuant to laws and regulations of a foreign state), and for whom five years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed;
machine translation, not official
**ニ** この法律、銀行法等、外国為替及び外国貿易法、個人情報の保護に関する法律、犯罪による収益の移転防止に関する法律、国際連合安全保障理事会決議第千二百六十七号等を踏まえ我が国が実施する財産の凍結等に関する特別措置法若しくは暴力団員による不当な行為の防止等に関する法律又はこれらに相当する外国の法令の規定に違反し、罰金の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から五年を経過しない者
art-63-25/par-2/item-5/sub-4 · https://japanlaw.org/en/payment-services-act/art-63-25/par-2/item-5/sub-4 · https://japanlaw.org/l/421AC0000000059/art-63-25/par-2/item-5/sub-4
a person who has been punished by a fine (including a punishment under laws and regulations of a foreign state equivalent to this) for violating the provisions of this Act, the Banking Act, etc., the Foreign Exchange and Foreign Trade Act, the Act on the Protection of Personal Information, the Act on Prevention of Transfer of Criminal Proceeds, the Act on Special Measures Concerning Freezing of Assets Implemented by Japan in Light of the United Nations Security Council Resolution 1267, or the Act on Prevention of Unjust Acts by Organized Crime Group Members, or laws and regulations of a foreign state equivalent thereto, and for whom five years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed; or
machine translation, not official
**ホ** 為替取引分析業者が第六十三条の三十七第一項若しくは第二項の規定により第六十三条の二十三の許可を取り消された場合又は法人がこの法律に相当する外国の法令の規定により当該外国において受けている同種類の許可若しくは登録（当該許可又は登録に類するその他の行政処分を含む。）を取り消された場合において、その取消しの日前三十日以内にその法人の取締役等であった者で、当該取消しの日から五年を経過しない者その他これに準ずるものとして政令で定める者
art-63-25/par-2/item-5/sub-5 · https://japanlaw.org/en/payment-services-act/art-63-25/par-2/item-5/sub-5 · https://japanlaw.org/l/421AC0000000059/art-63-25/par-2/item-5/sub-5
if a funds transfer transaction analysis service provider had the license referred to in Article 63-23 revoked pursuant to the provisions of Article 63-37, paragraph (1) or (2) or a corporation had the license or registration (including other administrative dispositions similar to the license or registration) of the same kind revoked in a foreign state pursuant to the provisions of laws and regulations of the foreign state equivalent to this Act, a person who had been a company director, etc. of the corporation at any time during the thirty days prior to the date of the revocation and for whom five years have not elapsed from the relevant date or a person specified by Cabinet Order as similar thereto.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の二十六（名義貸しの禁止） — (Prohibition of Name Lending)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-26 · https://japanlaw.org/en/payment-services-act/art-63-26 · https://japanlaw.org/l/421AC0000000059/art-63-26
**第一項** 為替取引分析業者は、自己の名義をもって、他人に為替取引分析業を行わせてはならない。
art-63-26/par-1 · https://japanlaw.org/en/payment-services-act/art-63-26/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-26/par-1
A funds transfer transaction analysis service provider must not have another person provide the funds transfer transaction analysis services in the name of the funds transfer transaction analysis service provider.
Ministry of Justice translation — Japanese Law Translation Database System
## 第二節 業務 — Section 2 Business
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-4/sec-2 · https://japanlaw.org/en/payment-services-act/ch-4/sec-2 · https://japanlaw.org/l/421AC0000000059/ch-4/sec-2
### 第六十三条の二十七（業務の制限） — (Restriction on Business)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-27 · https://japanlaw.org/en/payment-services-act/art-63-27 · https://japanlaw.org/l/421AC0000000059/art-63-27
**第一項** 為替取引分析業者は、為替取引分析業及び為替取引分析関連業務（為替取引分析業に関連する業務として主務省令で定める業務をいう。以下この章において同じ。）のほか、他の業務を行うことができない。ただし、当該為替取引分析業者が為替取引分析業を適正かつ確実に行うにつき支障を生ずるおそれがないと認められる業務について、主務省令で定めるところにより、主務大臣の承認を受けたときは、この限りでない。
art-63-27/par-1 · https://japanlaw.org/en/payment-services-act/art-63-27/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-27/par-1
A funds transfer transaction analysis service provider must not engage in any business other than the funds transfer transaction analysis services and funds transfer transaction analysis-related business (meaning the business specified by order of the competent ministry as business related to funds transfer transaction analysis services; hereinafter the same applies in this Chapter); provided, however, that this does not apply if a funds transfer transaction analysis service provider has obtained, pursuant to the provisions of order of the competent ministry, the approval from the competent minister for a business that is obviously causing no hindrance to the provision of the funds transfer transaction analysis services in a proper and steady manner by the funds transfer transaction analysis service provider.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 為替取引分析業者は、前項ただし書の承認を受けた業務を廃止したときは、主務省令で定めるところにより、その旨を主務大臣に届け出なければならない。
art-63-27/par-2 · https://japanlaw.org/en/payment-services-act/art-63-27/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-27/par-2
Having discontinued the approved business referred to in the proviso to the preceding paragraph, a funds transfer transaction analysis service provider must notify the competent minister to that effect pursuant to the provisions of order of the competent ministry.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の二十八（委託の禁止等） — (Prohibition of Entrustment)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-28 · https://japanlaw.org/en/payment-services-act/art-63-28 · https://japanlaw.org/l/421AC0000000059/art-63-28
**第一項** 為替取引分析業者は、為替取引分析業の全部又は一部を他の為替取引分析業者以外の者に委託をしてはならない。
art-63-28/par-1 · https://japanlaw.org/en/payment-services-act/art-63-28/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-28/par-1
A funds transfer transaction analysis service provider must not entrust all or part of its funds transfer transaction analysis services to a person other than another funds transfer transaction analysis service provider.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 為替取引分析業者は、為替取引分析業の全部若しくは一部を他の為替取引分析業者に委託（二以上の段階にわたる委託を含む。以下この項、次条第二項第一号及び第六号並びに第六十三条の三十一第三項において同じ。）をした場合又は為替取引分析関連業務の全部若しくは一部を第三者に委託をした場合には、主務省令で定めるところにより、これらの委託に係る業務の委託先に対する指導その他の当該業務の適正かつ確実な遂行を確保するために必要な措置を講じなければならない。
art-63-28/par-2 · https://japanlaw.org/en/payment-services-act/art-63-28/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-28/par-2
If a funds transfer transaction analysis service provider entrusts (including the case under multi-tier entrustment arrangements; hereinafter the same applies in this paragraph, paragraph (2), items (i) and (vi) of the following Article, and Article 63-31, paragraph (3)) all or part of its funds transfer transaction analysis services to another funds transfer transaction analysis service provider or entrusts all or part of its funds transfer transaction analysis-related business to a third party, the funds transfer transaction analysis service provider must, pursuant to the provisions of order of the competent ministry, provide guidance to the other service provider or the third party to whom the relevant services or business has been entrusted and take other measures necessary for ensuring the operation of the services or business in a proper and steady manner.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の二十九（業務方法書） — (Business Rules)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-29 · https://japanlaw.org/en/payment-services-act/art-63-29 · https://japanlaw.org/l/421AC0000000059/art-63-29
**第一項** 為替取引分析業者は、業務方法書で定めるところにより、その業務を行わなければならない。
art-63-29/par-1 · https://japanlaw.org/en/payment-services-act/art-63-29/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-29/par-1
A funds transfer transaction analysis service provider must provide the funds transfer transaction analysis services pursuant to the provisions of its business rules.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 業務方法書には、次に掲げる事項を定めなければならない。
art-63-29/par-2 · https://japanlaw.org/en/payment-services-act/art-63-29/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-29/par-2
The business rules must specify the following particulars:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 金融機関等から為替取引分析業務の委託を受けることを内容とする契約の締結に関する事項
art-63-29/par-2/item-1 · https://japanlaw.org/en/payment-services-act/art-63-29/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-63-29/par-2/item-1
particulars concerning the conclusion of a contract for accepting the entrustment of funds transfer transaction analysis business from financial institutions, etc.;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 為替取引分析業において取り扱う情報の種類及び内容に関する事項
art-63-29/par-2/item-2 · https://japanlaw.org/en/payment-services-act/art-63-29/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-63-29/par-2/item-2
particulars concerning the type and content of the information handled in funds transfer transaction analysis services;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 為替取引分析業において取り扱う情報の取得方法及び適切な管理に関する事項
art-63-29/par-2/item-3 · https://japanlaw.org/en/payment-services-act/art-63-29/par-2/item-3 · https://japanlaw.org/l/421AC0000000059/art-63-29/par-2/item-3
particulars concerning the acquisition method and appropriate management of the information handled in funds transfer transaction analysis services;
Ministry of Justice translation — Japanese Law Translation Database System
**四** 為替取引分析業の継続的遂行の確保に関する事項
art-63-29/par-2/item-4 · https://japanlaw.org/en/payment-services-act/art-63-29/par-2/item-4 · https://japanlaw.org/l/421AC0000000059/art-63-29/par-2/item-4
particulars concerning the securing of continued provision of the funds transfer transaction analysis services;
Ministry of Justice translation — Japanese Law Translation Database System
**五** 為替取引分析業及び為替取引分析関連業務以外の業務を行う場合にあっては、当該業務が為替取引分析業の適正かつ確実な遂行を妨げないことを確保するための措置に関する事項
art-63-29/par-2/item-5 · https://japanlaw.org/en/payment-services-act/art-63-29/par-2/item-5 · https://japanlaw.org/l/421AC0000000059/art-63-29/par-2/item-5
if a funds transfer transaction analysis service provider engages in business other than the funds transfer transaction analysis services and funds transfer transaction analysis-related business, particulars concerning measures to ensure that the business will not prevent the provision of the funds transfer transaction analysis services in a proper and steady manner;
Ministry of Justice translation — Japanese Law Translation Database System
**六** 為替取引分析業の全部若しくは一部を他の為替取引分析業者に委託をする場合又は為替取引分析関連業務の全部若しくは一部を第三者に委託をする場合にあっては、これらの委託に係る業務を適正かつ確実に遂行させることを確保するための体制の整備に関する事項
art-63-29/par-2/item-6 · https://japanlaw.org/en/payment-services-act/art-63-29/par-2/item-6 · https://japanlaw.org/l/421AC0000000059/art-63-29/par-2/item-6
if a funds transfer transaction analysis service provider entrusts all or part of its funds transfer transaction analysis services to another funds transfer transaction analysis service provider or entrusts all or part of its funds transfer transaction analysis-related business to a third party, particulars concerning the establishment of a system to ensure the operation of the entrusted services or business by the other service provider or the third party in a proper and steady manner; and
Ministry of Justice translation — Japanese Law Translation Database System
**七** その他主務省令で定める事項
art-63-29/par-2/item-7 · https://japanlaw.org/en/payment-services-act/art-63-29/par-2/item-7 · https://japanlaw.org/l/421AC0000000059/art-63-29/par-2/item-7
other particulars specified by order of the competent ministry.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の三十（情報の適切な管理） — (Appropriate Management of Information)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-30 · https://japanlaw.org/en/payment-services-act/art-63-30 · https://japanlaw.org/l/421AC0000000059/art-63-30
**第一項** 為替取引分析業者は、主務省令で定めるところにより、為替取引分析業に係る情報の漏えい、滅失又は毀損の防止に関する事項を業務方法書において定めることその他の当該情報の適切な管理のために必要な措置を講じなければならない。
art-63-30/par-1 · https://japanlaw.org/en/payment-services-act/art-63-30/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-30/par-1
A funds transfer transaction analysis service provider must, pursuant to the provisions of order of the competent ministry, specify particulars concerning the leakage, loss, or damage of information pertaining to the funds transfer transaction analysis services in business rules, and take other measures necessary for the appropriate management of that information.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の三十一（秘密保持義務等） — (Obligation of Confidentiality)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-31 · https://japanlaw.org/en/payment-services-act/art-63-31 · https://japanlaw.org/l/421AC0000000059/art-63-31
**第一項** 為替取引分析業者の取締役等（取締役等が法人であるときは、その職務を行うべき者。次項において同じ。）若しくは職員又はこれらの職にあった者は、為替取引分析業又は為替取引分析関連業務に関して知り得た秘密を漏らし、又は盗用してはならない。
art-63-31/par-1 · https://japanlaw.org/en/payment-services-act/art-63-31/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-31/par-1
A company director, etc. (or, if a company director, etc. is a corporation, a person who is to perform the duties; the same applies in the following paragraph) or an employee of a funds transfer transaction analysis service provider, or a person who was formerly in that position must not divulge or misappropriate any confidential information learned during the course of their duties relating to the funds transfer transaction analysis services or funds transfer transaction analysis-related business to another person.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 為替取引分析業者の取締役等若しくは職員又はこれらの職にあった者は、為替取引分析業及び為替取引分析関連業務の実施に際して知り得た情報を、為替取引分析業及び為替取引分析関連業務の用に供する目的以外に利用してはならない。
art-63-31/par-2 · https://japanlaw.org/en/payment-services-act/art-63-31/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-31/par-2
A company director, etc. or an employee of a funds transfer transaction analysis service provider, or a person who was formerly in that position must not use any information learned during the course of their duties relating to the funds transfer transaction analysis services and funds transfer transaction analysis-related business for any purpose other than using those for the funds transfer transaction analysis services and funds transfer transaction analysis-related business.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 前二項の規定は、為替取引分析業者から為替取引分析関連業務の委託を受けた者（その者が法人である場合にあっては、その役員）若しくはその職員その他の当該委託を受けた業務に従事する者又はこれらの者であった者について準用する。
art-63-31/par-3 · https://japanlaw.org/en/payment-services-act/art-63-31/par-3 · https://japanlaw.org/l/421AC0000000059/art-63-31/par-3
The provisions of the preceding two paragraphs apply mutatis mutandis to a person to whom funds transfer transaction analysis-related business is entrusted from a funds transfer transaction analysis service provider (or, if the person is a corporation; its officers) or the person's employees and other persons who engage in the entrusted business, or persons who were formerly in that position.
Ministry of Justice translation — Japanese Law Translation Database System
## 第三節 監督 — Section 3 Supervision
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-4/sec-3 · https://japanlaw.org/en/payment-services-act/ch-4/sec-3 · https://japanlaw.org/l/421AC0000000059/ch-4/sec-3
### 第六十三条の三十二（定款又は業務方法書の変更の認可） — (Authorization of Amendment to Articles of Incorporation or Business Rules)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-32 · https://japanlaw.org/en/payment-services-act/art-63-32 · https://japanlaw.org/l/421AC0000000059/art-63-32
**第一項** 為替取引分析業者は、定款又は業務方法書を変更しようとするときは、主務大臣の認可を受けなければならない。
art-63-32/par-1 · https://japanlaw.org/en/payment-services-act/art-63-32/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-32/par-1
When a funds transfer transaction analysis service provider intends to amend the articles of incorporation or business rules, it must obtain the authorization from the competent minister.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の三十三（業務の種別の変更の許可等） — (License for Change of Type of Business)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-33 · https://japanlaw.org/en/payment-services-act/art-63-33 · https://japanlaw.org/l/421AC0000000059/art-63-33
**第一項** 為替取引分析業者は、第六十三条の二十四第一項第六号に掲げる事項の変更（新たな種別の為替取引分析業を行おうとすることによるものに限る。）をしようとするときは、主務省令で定めるところにより、主務大臣の許可を受けなければならない。
art-63-33/par-1 · https://japanlaw.org/en/payment-services-act/art-63-33/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-33/par-1
When a funds transfer transaction analysis service provider intends to change any of the particulars set forth in Article 63-24, paragraph (1), item (vi) (limited to changes due to its intention to provide a new type of funds transfer transaction analysis services), the funds transfer transaction analysis service provider must obtain a license for the change from the competent minister, pursuant to the provisions of order of the competent ministry.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 為替取引分析業者は、第六十三条の二十四第一項第二号に掲げる事項（純資産額を除く。）若しくは同項第三号から第五号まで若しくは第八号に掲げる事項に変更があったとき、又は同項第六号に掲げる事項に変更（新たな種別の為替取引分析業を行おうとすることによるものを除く。）があったときは遅滞なく、同項第七号に掲げる事項の変更をしようとするときはあらかじめ、その旨を主務大臣に届け出なければならない。
art-63-33/par-2 · https://japanlaw.org/en/payment-services-act/art-63-33/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-33/par-2
When any of the particulars set forth in Article 63-24, paragraph (1), item (ii) (excluding the amount of net assets) or particulars set forth in items (iii) through (v) or item (viii) of that paragraph are changed, or when any of the particulars set forth in item (vi) of that paragraph (excluding changes due to its intention to provide a new type of funds transfer transaction analysis services) are changed, a funds transfer transaction analysis service provider must notify the competent minister to that effect without delay, and when it intends to change the particulars set forth in item (vii) of that paragraph, a funds transfer transaction analysis service provider must notify the competent minister to that effect in advance.
Ministry of Justice translation with a slip corrected by this site — not the Ministry's text; the Ministry printed: "When any of the particulars set forth in Article 63-24, paragraph (1), item (ii) (excluding the amount of net assets) or particulars set forth in items (iii) through (v) or item (viii) of that paragraph are changed, a funds transfer transaction analysis service provider must notify the competent minister to that effect without delay, and when any of the particulars set forth in item (vi) of that paragraph (excluding changes due to its intention to provide a new type of funds transfer transaction analysis services) are changed, a funds transfer transaction analysis service provider must notify the competent minister to that effect in advance." — https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb
**第三項** 第六十三条の二十四及び第六十三条の二十五の規定は、第一項の許可について準用する。この場合において、第六十三条の二十四第一項中「次に掲げる」とあるのは、「変更に係る」と読み替えるものとする。
art-63-33/par-3 · https://japanlaw.org/en/payment-services-act/art-63-33/par-3 · https://japanlaw.org/l/421AC0000000059/art-63-33/par-3
The provisions of Articles 63-24 and 63-25 apply mutatis mutandis to the license referred to in paragraph (1). In this case, the term the "following particulars" in Article 63-24, paragraph (1) is replaced with the "particulars pertaining to the change".
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の三十四（報告書） — (Written Reports)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-34 · https://japanlaw.org/en/payment-services-act/art-63-34 · https://japanlaw.org/l/421AC0000000059/art-63-34
**第一項** 為替取引分析業者は、事業年度ごとに、主務省令で定めるところにより、為替取引分析業に関する報告書を作成し、主務大臣に提出しなければならない。
art-63-34/par-1 · https://japanlaw.org/en/payment-services-act/art-63-34/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-34/par-1
A funds transfer transaction analysis service provider must, pursuant to the provisions of order of the competent ministry, prepare a written report on its funds transfer transaction analysis services for each business year and submit it to the competent minister.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の三十五（立入検査等） — (On-Site Inspections)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-35 · https://japanlaw.org/en/payment-services-act/art-63-35 · https://japanlaw.org/l/421AC0000000059/art-63-35
**第一項** 主務大臣は、為替取引分析業の適正かつ確実な遂行のために必要があると認めるときは、為替取引分析業者に対し当該為替取引分析業者の業務若しくは財産に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該為替取引分析業者の営業所若しくは事務所その他の施設に立ち入らせ、その業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。
art-63-35/par-1 · https://japanlaw.org/en/payment-services-act/art-63-35/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-35/par-1
When the competent minister finds it necessary for the provision of the funds transfer transaction analysis services in a proper and steady manner, the competent minister may order a funds transfer transaction analysis service provider to submit reports or materials that can be used as reference for the business or property of the funds transfer transaction analysis service provider, or have officials enter the business office, office or other facility of the funds transfer transaction analysis service provider, ask questions about the status of its business or property or inspect its books and documents or other items.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 主務大臣は、為替取引分析業の適正かつ確実な遂行のため特に必要があると認めるときは、その必要の限度において、当該為替取引分析業者から業務の委託（為替取引分析関連業務及び第六十三条の二十七第一項ただし書の承認を受けた業務の委託に限る。以下この条において同じ。）を受けた者（その者から委託（二以上の段階にわたる委託を含む。）を受けた者を含む。以下この条において同じ。）に対し当該為替取引分析業者の業務若しくは財産の状況に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該為替取引分析業者から業務の委託を受けた者の施設に立ち入らせ、当該為替取引分析業者の業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。
art-63-35/par-2 · https://japanlaw.org/en/payment-services-act/art-63-35/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-35/par-2
When the competent minister finds it particularly necessary for the provision of the funds transfer transaction analysis services in a proper and steady manner, the minister may, to the extent necessary for this, order a person to whom business has been entrusted (limited to the entrustment of funds transfer transaction analysis-related business and the approved business referred to in the proviso to Article 63-27, paragraph (1); hereinafter the same applies in this Article) by the funds transfer transaction analysis service provider (including persons to whom the business has been entrusted by the entrusted person (including multi-tier entrustment arrangements); hereinafter the same applies in this Article) to submit reports or materials that can be used as reference for the business or property of the funds transfer transaction analysis service provider, or have officials enter the facility of the person to whom business has been entrusted by the funds transfer transaction analysis service provider, ask questions about the status of the business or property of the funds transfer transaction analysis service provider or inspect its books and documents or other items.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 前項の為替取引分析業者から業務の委託を受けた者は、正当な理由があるときは、同項の規定による報告若しくは資料の提出又は質問若しくは検査を拒むことができる。
art-63-35/par-3 · https://japanlaw.org/en/payment-services-act/art-63-35/par-3 · https://japanlaw.org/l/421AC0000000059/art-63-35/par-3
A person to whom business has been entrusted by a funds transfer transaction analysis service provider referred to in the preceding paragraph may refuse the submission of reports or materials, or the questions or inspection under the provisions of that paragraph if there are reasonable grounds for doing so.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の三十六（業務改善命令） — (Order to Improve Business Operations)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-36 · https://japanlaw.org/en/payment-services-act/art-63-36 · https://japanlaw.org/l/421AC0000000059/art-63-36
**第一項** 主務大臣は、為替取引分析業の適正かつ確実な遂行のために必要があると認めるときは、その必要の限度において、為替取引分析業者に対し、業務の運営又は財産の状況の改善に必要な措置その他監督上必要な措置をとるべきことを命ずることができる。
art-63-36/par-1 · https://japanlaw.org/en/payment-services-act/art-63-36/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-36/par-1
When the competent minister finds it necessary for the provision of funds transfer transaction analysis services in a proper and steady manner, the minister may, to the extent necessary for this, order a funds transfer transaction analysis service provider to take necessary measures to improve the operation of its business or its financial status, or other measures necessary for the supervision.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の三十七（許可の取消し等） — (Revocation of License)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-37 · https://japanlaw.org/en/payment-services-act/art-63-37 · https://japanlaw.org/l/421AC0000000059/art-63-37
**第一項** 主務大臣は、為替取引分析業者が第六十三条の二十五第二項各号のいずれかに該当するときは、第六十三条の二十三の許可を取り消すことができる。
art-63-37/par-1 · https://japanlaw.org/en/payment-services-act/art-63-37/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-37/par-1
If a funds transfer transaction analysis service provider falls under any of the items of Article 63-25, paragraph (2), the competent minister may revoke the license referred to in Article 63-23.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 主務大臣は、為替取引分析業者がこの法律若しくはこの法律に基づく命令又はこれらに基づく処分に違反したときは、第六十三条の二十三の許可若しくは第六十三条の二十七第一項ただし書の承認を取り消し、六月以内の期間を定めてその業務の全部若しくは一部の停止を命じ、又はその取締役等の解任を命ずることができる。
art-63-37/par-2 · https://japanlaw.org/en/payment-services-act/art-63-37/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-37/par-2
When a funds transfer transaction analysis service provider violates this Act or an order under this Act, or a disposition under this Act or the order, the competent minister may revoke the license referred to in Article 63-23 or the approval referred to in the proviso to Article 63-27, paragraph (1), order suspension of all or part of the business of the funds transfer transaction analysis service provider by setting a period not exceeding six months, or order the funds transfer transaction analysis service provider to dismiss its company director, etc.
Ministry of Justice translation — Japanese Law Translation Database System
## 第四節 雑則 — Section 4 Miscellaneous Provisions
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-4/sec-4 · https://japanlaw.org/en/payment-services-act/ch-4/sec-4 · https://japanlaw.org/l/421AC0000000059/ch-4/sec-4
### 第六十三条の三十八（解散等の認可） — (Approval of Dissolution)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-38 · https://japanlaw.org/en/payment-services-act/art-63-38 · https://japanlaw.org/l/421AC0000000059/art-63-38
**第一項** 為替取引分析業者の為替取引分析業の全部若しくは一部の廃止の決議又は解散の決議は、主務大臣の認可を受けなければ、その効力を生じない。
art-63-38/par-1 · https://japanlaw.org/en/payment-services-act/art-63-38/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-38/par-1
A resolution of discontinuation of all or part of the funds transfer transaction analysis services of a funds transfer transaction analysis service provider or a resolution of dissolution of a funds transfer transaction analysis service provider does not come into effect without the approval of the competent minister.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の三十九（厚生労働大臣等との協議） — (Consultation with the Minister of Health, Labour and Welfare)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-39 · https://japanlaw.org/en/payment-services-act/art-63-39 · https://japanlaw.org/l/421AC0000000059/art-63-39
**第一項** 主務大臣は、次の各号に掲げる者から為替取引分析業務の委託を受けた為替取引分析業者に対し、第六十三条の三十六又は第六十三条の三十七第一項若しくは第二項の規定による処分を行おうとするときは、あらかじめ、当該各号に掲げる者の区分に応じ、当該各号に定める大臣に協議しなければならない。
art-63-39/par-1 · https://japanlaw.org/en/payment-services-act/art-63-39/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-39/par-1
When the competent minister intends to reach a disposition under the provisions of Article 63-36 or Article 63-37, paragraph (1) or (2) with regard to a funds transfer transaction analysis service provider that has been entrusted with funds transfer transaction analysis business by the person set forth in the following items, the minister must in advance consult with the minister specified in the respective items according to the categories of persons set forth in the respective items:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 第二条第三十二項第五号又は第六号に掲げる者 厚生労働大臣
art-63-39/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-63-39/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-63-39/par-1/item-1
the person set forth in Article 2, paragraph (32), item (v) or item (vi):the Minister of Health, Labour and Welfare;
machine translation, not official
**二** 第二条第三十二項第九号から第十五号までに掲げる者 農林水産大臣
art-63-39/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-63-39/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-63-39/par-1/item-2
the person set forth in Article 2, paragraph (32), items (ix) through (xv):the Minister of Agriculture, Forestry and Fisheries; and
machine translation, not official
**三** 第二条第三十二項第十六号に掲げる者 財務大臣及び経済産業大臣（当該処分に係る為替取引分析業者が同条第二十一項第一号に掲げる行為を業として行う場合には、経済産業大臣）
art-63-39/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-63-39/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-63-39/par-1/item-3
the person set forth in Article 2, paragraph (32), item (xvi):the Minister of Finance and the Minister of Economy, Trade and Industry (the Minister of Economy, Trade and Industry if the funds transfer transaction analysis service provider subject to the disposition engages in the act set forth in paragraph (21), item (i) of that Article in the course of trade).
machine translation, not official
### 第六十三条の四十（内閣総理大臣等への意見） — (Giving Opinion to the Prime Minister)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-40 · https://japanlaw.org/en/payment-services-act/art-63-40 · https://japanlaw.org/l/421AC0000000059/art-63-40
**第一項** 厚生労働大臣、農林水産大臣又は経済産業大臣は、為替取引分析業者（第二条第二十一項第一号に掲げる行為を業として行う者に限る。）の行う為替取引分析業の適正かつ確実な遂行が確保されていないと疑うに足りる相当な理由があるため、当該為替取引分析業者に対して適当な措置をとることが必要であると認める場合には、内閣総理大臣及び財務大臣に対し、その旨の意見を述べることができる。
art-63-40/par-1 · https://japanlaw.org/en/payment-services-act/art-63-40/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-40/par-1
If the Minister of Health, Labour and Welfare, the Minister of Agriculture, Forestry and Fisheries or the Minister of Economy, Trade and Industry has reasonable grounds to suspect that the proper and steady provision of funds transfer transaction analysis services by a funds transfer transaction analysis service provider (limited to one engaging in the act set forth in Article 2, paragraph (21), item (i) in the course of trade) is not ensured, and therefore finds it necessary to take appropriate measures with regard to the funds transfer transaction analysis service provider, the relevant minister may state their opinion to that effect to the Prime Minister and the Minister of Finance.
machine translation, not official
**第二項** 財務大臣、厚生労働大臣、農林水産大臣又は経済産業大臣は、為替取引分析業者（第二条第二十一項第一号に掲げる行為を業として行う者を除く。）の行う為替取引分析業の適正かつ確実な遂行が確保されていないと疑うに足りる相当な理由があるため、当該為替取引分析業者に対して適当な措置をとることが必要であると認める場合には、内閣総理大臣に対し、その旨の意見を述べることができる。
art-63-40/par-2 · https://japanlaw.org/en/payment-services-act/art-63-40/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-40/par-2
If the Minister of Finance, the Minister of Health, Labour and Welfare, the Minister of Agriculture, Forestry and Fisheries or the Minister of Economy, Trade and Industry has reasonable grounds to suspect that the proper and steady provision of funds transfer transaction analysis services by a funds transfer transaction analysis service provider (excluding one engaging in the act set forth in Article 2, paragraph (21), item (i) in the course of trade) is not ensured, and therefore finds it necessary to take appropriate measures with regard to the funds transfer transaction analysis service provider, the relevant minister may state their opinion to that effect to the Prime Minister.
machine translation, not official
### 第六十三条の四十一（主務大臣及び主務省令） — (Competent Minister and Order of the Competent Ministry)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-41 · https://japanlaw.org/en/payment-services-act/art-63-41 · https://japanlaw.org/l/421AC0000000059/art-63-41
**第一項** この章における主務大臣は、次の各号に掲げる場合の区分に応じ、当該各号に定める大臣とする。
art-63-41/par-1 · https://japanlaw.org/en/payment-services-act/art-63-41/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-41/par-1
The competent minister in this Chapter is the minister specified in the following items according to the categories of cases set forth therein:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 為替取引分析業者が第二条第二十一項第一号に掲げる行為を業として行う場合 内閣総理大臣及び財務大臣
art-63-41/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-63-41/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-63-41/par-1/item-1
if a funds transfer transaction analysis service provider engages in the act set forth in Article 2, paragraph (21), item (i) in the course of trade:the Prime Minister and the Minister of Finance; and
machine translation, not official
**二** 前号に掲げる場合以外の場合 内閣総理大臣
art-63-41/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-63-41/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-63-41/par-1/item-2
in cases other than the case set forth in the preceding item:the Prime Minister.
Ministry of Justice translation with a slip corrected by this site — not the Ministry's text; the Ministry printed: "in cases other than the case set forth in the preceding paragraph:the Prime Minister." — https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb
**第二項** この章における主務省令は、次の各号に掲げる場合の区分に応じ、当該各号に定める命令とする。
art-63-41/par-2 · https://japanlaw.org/en/payment-services-act/art-63-41/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-41/par-2
The order of the competent ministry in this Chapter is the order specified in the following items according to the categories of cases set forth therein:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 為替取引分析業者が第二条第二十一項第一号に掲げる行為を業として行う場合 内閣府令・財務省令
art-63-41/par-2/item-1 · https://japanlaw.org/en/payment-services-act/art-63-41/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-63-41/par-2/item-1
if a funds transfer transaction analysis service provider engages in the act set forth in Article 2, paragraph (21), item (i) in the course of trade:Cabinet Office Order and Ministry of Finance Order; and
machine translation, not official
**二** 前号に掲げる場合以外の場合 内閣府令
art-63-41/par-2/item-2 · https://japanlaw.org/en/payment-services-act/art-63-41/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-63-41/par-2/item-2
in cases other than the case set forth in the preceding item:Cabinet Office Order.
Ministry of Justice translation with a slip corrected by this site — not the Ministry's text; the Ministry printed: "in cases other than the case set forth in the preceding paragraph:Cabinet Office Order." — https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb
**第三項** 第一項第一号に掲げる場合において、第六十三条の三十五第一項及び第二項に規定する主務大臣の権限は、内閣総理大臣又は財務大臣がそれぞれ単独に行使することを妨げない。
art-63-41/par-3 · https://japanlaw.org/en/payment-services-act/art-63-41/par-3 · https://japanlaw.org/l/421AC0000000059/art-63-41/par-3
In the case set forth in paragraph (1), item (i), the Prime Minister or the Minister of Finance is not precluded from exercising the authority of the competent minister prescribed in Article 63-35, paragraphs (1) and (2) independently.
Ministry of Justice translation — Japanese Law Translation Database System
**第四項** 主務大臣は、前項の規定によりその権限を単独で行使したときは、速やかに、その結果を他の主務大臣に通知するものとする。
art-63-41/par-4 · https://japanlaw.org/en/payment-services-act/art-63-41/par-4 · https://japanlaw.org/l/421AC0000000059/art-63-41/par-4
If the competent minister exercises the authority independently pursuant to the provisions of the preceding paragraph, the minister is to notify the other competent minister of the results thereof promptly.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十三条の四十二（主務省令への委任） — (Delegation to Order of the Competent Ministry)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-63-42 · https://japanlaw.org/en/payment-services-act/art-63-42 · https://japanlaw.org/l/421AC0000000059/art-63-42
**第一項** この章に定めるもののほか、この章の規定を実施するために必要な事項は、主務省令で定める。
art-63-42/par-1 · https://japanlaw.org/en/payment-services-act/art-63-42/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-42/par-1
Beyond what is provided for in this Chapter, particulars necessary for the enforcement of this Chapter are specified by order of the competent ministry.
Ministry of Justice translation — Japanese Law Translation Database System
## 第四章の二 資金清算 — Chapter IV-2 Clearing Funds Transfer Transactions
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-4-2 · https://japanlaw.org/en/payment-services-act/ch-4-2 · https://japanlaw.org/l/421AC0000000059/ch-4-2
## 第一節 総則 — Section 1 General Provisions
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-4-2/sec-1 · https://japanlaw.org/en/payment-services-act/ch-4-2/sec-1 · https://japanlaw.org/l/421AC0000000059/ch-4-2/sec-1
### 第六十四条（資金清算機関の免許等） — (Licenses for Clearing Institutions for Interbank Funds Transfers)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-64 · https://japanlaw.org/en/payment-services-act/art-64 · https://japanlaw.org/l/421AC0000000059/art-64
**第一項** 資金清算業は、内閣総理大臣の免許を受けた者でなければ、行ってはならない。
art-64/par-1 · https://japanlaw.org/en/payment-services-act/art-64/par-1 · https://japanlaw.org/l/421AC0000000059/art-64/par-1
No person may provide clearing services for interbank funds transfers unless the person has obtained a license from the Prime Minister.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前項の規定は、銀行等及び日本銀行については、適用しない。
art-64/par-2 · https://japanlaw.org/en/payment-services-act/art-64/par-2 · https://japanlaw.org/l/421AC0000000059/art-64/par-2
The provisions of the preceding paragraph do not apply to deposit-taking institutions and the Bank of Japan.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十五条（免許の申請） — (Filing of Application for License)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-65 · https://japanlaw.org/en/payment-services-act/art-65 · https://japanlaw.org/l/421AC0000000059/art-65
**第一項** 前条第一項の免許を受けようとする者は、内閣府令で定めるところにより、次に掲げる事項を記載した免許申請書を内閣総理大臣に提出しなければならない。
art-65/par-1 · https://japanlaw.org/en/payment-services-act/art-65/par-1 · https://japanlaw.org/l/421AC0000000059/art-65/par-1
A person who intends to obtain a license referred to in paragraph (1) of the preceding Article must, pursuant to the provisions of Cabinet Office Order, submit a written application for license containing the following particulars to the Prime Minister:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 商号又は名称及び住所
art-65/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-65/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-65/par-1/item-1
trade name or other name and address;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 資本金又は基金の額及び純資産額
art-65/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-65/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-65/par-1/item-2
amount of capital or funds and amount of net assets;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 営業所又は事務所の名称及び所在地
art-65/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-65/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-65/par-1/item-3
name and location of business offices or offices;
Ministry of Justice translation — Japanese Law Translation Database System
**四** 取締役及び監査役（監査等委員会設置会社にあっては取締役、指名委員会等設置会社にあっては取締役及び執行役）又は理事及び監事の氏名
art-65/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-65/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-65/par-1/item-4
name of company director and company auditor (company director in cases of a company with audit and supervisory committee; company director and executive officer in cases of a company with nominating committee, etc.) or director and auditor;
machine translation, not official
**五** 会計参与設置会社にあっては、会計参与の氏名又は名称
art-65/par-1/item-5 · https://japanlaw.org/en/payment-services-act/art-65/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-65/par-1/item-5
in cases of a company with accounting advisors, names of accounting advisors; and
Ministry of Justice translation — Japanese Law Translation Database System
**六** その他内閣府令で定める事項
art-65/par-1/item-6 · https://japanlaw.org/en/payment-services-act/art-65/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-65/par-1/item-6
other particulars specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前項の免許申請書には、次に掲げる書類を添付しなければならない。
art-65/par-2 · https://japanlaw.org/en/payment-services-act/art-65/par-2 · https://japanlaw.org/l/421AC0000000059/art-65/par-2
The following documents must be attached to the written application for a license referred to in the preceding paragraph:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 次条第二項各号に掲げる要件に該当しない旨を誓約する書面
art-65/par-2/item-1 · https://japanlaw.org/en/payment-services-act/art-65/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-65/par-2/item-1
a document to pledge that the applicant does not fall under any of the items of paragraph (2) of the following Article;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 定款
art-65/par-2/item-2 · https://japanlaw.org/en/payment-services-act/art-65/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-65/par-2/item-2
articles of incorporation;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 登記事項証明書
art-65/par-2/item-3 · https://japanlaw.org/en/payment-services-act/art-65/par-2/item-3 · https://japanlaw.org/l/421AC0000000059/art-65/par-2/item-3
certificate of registered information;
Ministry of Justice translation — Japanese Law Translation Database System
**四** 業務方法書
art-65/par-2/item-4 · https://japanlaw.org/en/payment-services-act/art-65/par-2/item-4 · https://japanlaw.org/l/421AC0000000059/art-65/par-2/item-4
business rules;
Ministry of Justice translation — Japanese Law Translation Database System
**五** 貸借対照表及び損益計算書
art-65/par-2/item-5 · https://japanlaw.org/en/payment-services-act/art-65/par-2/item-5 · https://japanlaw.org/l/421AC0000000059/art-65/par-2/item-5
balance sheet and profit and loss statement;
Ministry of Justice translation — Japanese Law Translation Database System
**六** 収支の見込みを記載した書類
art-65/par-2/item-6 · https://japanlaw.org/en/payment-services-act/art-65/par-2/item-6 · https://japanlaw.org/l/421AC0000000059/art-65/par-2/item-6
documents stating the expected income and expenditure; and
Ministry of Justice translation — Japanese Law Translation Database System
**七** その他内閣府令で定める書類
art-65/par-2/item-7 · https://japanlaw.org/en/payment-services-act/art-65/par-2/item-7 · https://japanlaw.org/l/421AC0000000059/art-65/par-2/item-7
other documents specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十六条（免許の基準） — (Criteria for Granting a License)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-66 · https://japanlaw.org/en/payment-services-act/art-66 · https://japanlaw.org/l/421AC0000000059/art-66
**第一項** 内閣総理大臣は、第六十四条第一項の免許の申請があったときは、その申請が次に掲げる基準に適合するかどうかを審査しなければならない。
art-66/par-1 · https://japanlaw.org/en/payment-services-act/art-66/par-1 · https://japanlaw.org/l/421AC0000000059/art-66/par-1
When an application for license referred to in Article 64, paragraph (1) is filed, the Prime Minister must examine whether the application conforms to the following criteria:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 定款及び業務方法書の規定が法令に適合し、かつ、資金清算業を適正かつ確実に遂行するために十分であること。
art-66/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-66/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-66/par-1/item-1
the provisions of the articles of incorporation and the business rules conform to the laws and regulations, and are sufficient for the provision of the clearing services for interbank funds transfer in a proper and steady manner;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 資金清算業を健全に遂行するに足りる財産的基礎を有し、かつ、資金清算業に係る収支の見込みが良好であること。
art-66/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-66/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-66/par-1/item-2
the applicant has sufficient financial foundation for the sound operation of the clearing services for interbank funds transfer and has favorable prospects for income and expenditure pertaining to the clearing services for interbank funds transfer; and
Ministry of Justice translation — Japanese Law Translation Database System
**三** その人的構成に照らして、資金清算業を適正かつ確実に遂行することができる知識及び経験を有し、かつ、十分な社会的信用を有すること。
art-66/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-66/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-66/par-1/item-3
the applicant has, in light of its personnel structures, the knowledge and experience necessary for the provision of the clearing services for interbank funds transfer in a proper and steady manner and has sufficient social credibility.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、免許申請者が次の各号のいずれかに該当するとき、又は免許申請書若しくはその添付書類のうちに虚偽の記載があり、若しくは重要な事実の記載が欠けているときは、免許を与えてはならない。
art-66/par-2 · https://japanlaw.org/en/payment-services-act/art-66/par-2 · https://japanlaw.org/l/421AC0000000059/art-66/par-2
The Prime Minister must not grant a license when an applicant for a license falls under any of the following items, or a written application for license or its accompanying documents contain a false statement or lack a statement about important particulars:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 株式会社又は一般社団法人（これらの者が次に掲げる機関を置く場合に限る。）でないもの
art-66/par-2/item-1 · https://japanlaw.org/en/payment-services-act/art-66/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-1
a person who is not a stock company or a general incorporated association (limited to a stock company or a general incorporated association which formed any of the following bodies):
Ministry of Justice translation — Japanese Law Translation Database System
**イ** 取締役会又は理事会
art-66/par-2/item-1/sub-1 · https://japanlaw.org/en/payment-services-act/art-66/par-2/item-1/sub-1 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-1/sub-1
board of company directors or council;
Ministry of Justice translation — Japanese Law Translation Database System
**ロ** 監査役、監査等委員会若しくは指名委員会等又は監事
art-66/par-2/item-1/sub-2 · https://japanlaw.org/en/payment-services-act/art-66/par-2/item-1/sub-2 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-1/sub-2
company auditors, an audit and supervisory committee or a nominating committee, etc. or auditors; or
Ministry of Justice translation — Japanese Law Translation Database System
**ハ** 会計監査人
art-66/par-2/item-1/sub-3 · https://japanlaw.org/en/payment-services-act/art-66/par-2/item-1/sub-3 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-1/sub-3
accounting auditors;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 第五十六条第一項若しくは第二項の規定により第三十七条の登録を取り消され、第六十二条の二十二第一項若しくは第二項の規定により第六十二条の三の登録を取り消され、第六十三条の三十七第一項若しくは第二項の規定により第六十三条の二十三の許可を取り消され、若しくは第八十二条第一項若しくは第二項の規定により第六十四条第一項の免許を取り消され、又はこの法律若しくは銀行法等に相当する外国の法令の規定により当該外国において受けている同種類の登録、許可若しくは免許（当該登録、許可又は免許に類するその他の行政処分を含む。）を取り消され、その取消しの日から五年を経過しない法人
art-66/par-2/item-2 · https://japanlaw.org/en/payment-services-act/art-66/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-2
a corporation which had its registration referred to in Article 37 revoked pursuant to the provisions of Article 56, paragraph (1) or (2), had its registration referred to in Article 62-3 revoked pursuant to the provisions of Article 62-22, paragraph (1) or (2), had the permission referred to in Article 63-23 revoked pursuant to the provisions of Article 63-37, paragraph (1) or (2), had its license referred to in Article 64, paragraph (1) revoked pursuant to the provisions of Article 82, paragraph (1) or (2), or had the registration, permission or license of the same type in a foreign state (including other administrative dispositions similar to the registration, permission or license) revoked pursuant to the provisions of laws and regulations of the foreign state equivalent to this Act or the Banking Act, etc., and for which five years have not elapsed from the date of the revocation;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 第三十七条の二第二項の規定により読み替えて適用する第五十六条第一項の規定による特定資金移動業の廃止の命令を受け、若しくは第六十二条の八第二項の規定により読み替えて適用する第六十二条の二十二第一項の規定による電子決済手段等取引業の廃止の命令を受け、又はこの法律若しくは銀行法等に相当する外国の法令の規定によるこれらの業務と同種類の業務の廃止の命令を受け、これらの命令の日から五年を経過しない法人
art-66/par-2/item-3 · https://japanlaw.org/en/payment-services-act/art-66/par-2/item-3 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-3
a corporation which received an order to discontinue specified funds transfer services pursuant to the provisions of Article 56, paragraph (1) as applied pursuant to Article 37-2, paragraph (2) following the deemed replacement of terms, received an order to discontinue electronic payment instruments services pursuant to the provisions of Article 62-22, paragraph (1) as applied pursuant to Article 62-8, paragraph (2) following the deemed replacement of terms, or received an order to discontinue the same type of services as these services pursuant to the provisions of laws and regulations of a foreign state that are equivalent to this Act or the Banking Act, etc., and for which five years have not elapsed from the date of the order;
Ministry of Justice translation — Japanese Law Translation Database System
**四** この法律若しくは銀行法等又はこれらに相当する外国の法令の規定に違反し、罰金の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から五年を経過しない法人
art-66/par-2/item-4 · https://japanlaw.org/en/payment-services-act/art-66/par-2/item-4 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-4
a corporation which has been punished by a fine (including a punishment pursuant to laws and regulations of a foreign state equivalent to this) for violating the provisions of this Act, the Banking Act, or laws and regulations of a foreign state equivalent thereto, and for which five years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed;
Ministry of Justice translation — Japanese Law Translation Database System
**五** 取締役等のうちに次のいずれかに該当する者のある法人
art-66/par-2/item-5 · https://japanlaw.org/en/payment-services-act/art-66/par-2/item-5 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-5
a corporation which employs a company director, etc. falling under any of the following items:
Ministry of Justice translation — Japanese Law Translation Database System
**イ** 心身の故障のため職務を適正に執行することができない者として内閣府令で定める者
art-66/par-2/item-5/sub-1 · https://japanlaw.org/en/payment-services-act/art-66/par-2/item-5/sub-1 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-5/sub-1
a person specified by Cabinet Office Order as being unable to properly perform their duties due to a mental or physical disorder;
Ministry of Justice translation — Japanese Law Translation Database System
**ロ** 破産手続開始の決定を受けて復権を得ない者又は外国の法令上これに相当する者
art-66/par-2/item-5/sub-2 · https://japanlaw.org/en/payment-services-act/art-66/par-2/item-5/sub-2 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-5/sub-2
a person who has not had their rights restored after receiving an order to commence bankruptcy proceedings, or a person equivalent thereto pursuant to laws and regulations of a foreign state;
Ministry of Justice translation — Japanese Law Translation Database System
**ハ** 拘禁刑以上の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から五年を経過しない者
art-66/par-2/item-5/sub-3 · https://japanlaw.org/en/payment-services-act/art-66/par-2/item-5/sub-3 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-5/sub-3
a person who has been sentenced to imprisonment or a heavier punishment (including equivalent punishment pursuant to laws and regulations of a foreign state), and for whom five years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed;
machine translation, not official
**ニ** この法律、銀行法等、出資の受入れ、預り金及び金利等の取締りに関する法律若しくは暴力団員による不当な行為の防止等に関する法律又はこれらに相当する外国の法令の規定に違反し、罰金の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から五年を経過しない者
art-66/par-2/item-5/sub-4 · https://japanlaw.org/en/payment-services-act/art-66/par-2/item-5/sub-4 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-5/sub-4
a person who has been punished by a fine (including a punishment under laws and regulations of a foreign state equivalent to this) for violating the provisions of this Act, the Banking Act, etc., the Act Regulating the Receipt of Contributions, the Receipt of Deposits, and Interest Rates, the Act on Prevention of Unjust Acts by Organized Crime Group Members or laws and regulations of a foreign state equivalent thereto, and for whom five years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed;
Ministry of Justice translation — Japanese Law Translation Database System
**ホ** 資金清算機関が第八十二条第一項若しくは第二項の規定により第六十四条第一項の免許を取り消された場合又は法人がこの法律に相当する外国の法令の規定により当該外国において受けている同種類の免許若しくは登録（当該免許又は登録に類するその他の行政処分を含む。）を取り消された場合において、その取消しの日前三十日以内にその法人の取締役等であった者で、当該取消しの日から五年を経過しない者その他これに準ずるものとして政令で定める者
art-66/par-2/item-5/sub-5 · https://japanlaw.org/en/payment-services-act/art-66/par-2/item-5/sub-5 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-5/sub-5
if a clearing institution for interbank funds transfer had its license referred to in Article 64, paragraph (1) revoked pursuant to the provisions of Article 82, paragraph (1) or (2) or a corporation had its license or registration (including other administrative dispositions similar to the license or registration) of the same kind revoked in a foreign state pursuant to the provisions of laws and regulations of the foreign state equivalent to this Act, a person who had been a company director, etc. of the corporation at any time during the thirty days prior to the date of the revocation and for whom five years have not passed from the relevant date or a person specified by Cabinet Order as similar thereto.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十七条（取締役等の欠格事由等） — (Grounds for Disqualification of Company Directors)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-67 · https://japanlaw.org/en/payment-services-act/art-67 · https://japanlaw.org/l/421AC0000000059/art-67
**第一項** 前条第二項第五号イからホまでのいずれかに該当する者は、資金清算機関の取締役等となることができない。
art-67/par-1 · https://japanlaw.org/en/payment-services-act/art-67/par-1 · https://japanlaw.org/l/421AC0000000059/art-67/par-1
A person falling under any of paragraph (2), item (v), (a) through (e) of the preceding Article may not become a company director, etc.:
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 資金清算機関の取締役等が前項に規定する者に該当することとなったときは、その職を失う。
art-67/par-2 · https://japanlaw.org/en/payment-services-act/art-67/par-2 · https://japanlaw.org/l/421AC0000000059/art-67/par-2
When a director, etc. of a clearing institution for interbank funds transfer falls under a category of a person prescribed in the preceding paragraph, the company director, etc. loses their position.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 内閣総理大臣は、資金清算機関の取締役等が法令又は法令に基づく行政官庁の処分に違反したときは、当該資金清算機関に対し、当該取締役等の解任を命ずることができる。
art-67/par-3 · https://japanlaw.org/en/payment-services-act/art-67/par-3 · https://japanlaw.org/l/421AC0000000059/art-67/par-3
When a company director, etc. of a clearing institution for interbank funds transfer violates laws and regulations or a disposition under laws and regulations by government agencies, the Prime Minister may order the clearing institution for interbank funds transfer to dismiss the company director, etc.
Ministry of Justice translation — Japanese Law Translation Database System
### 第六十八条（会社法の適用関係） — (Application of the Companies Act)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-68 · https://japanlaw.org/en/payment-services-act/art-68 · https://japanlaw.org/l/421AC0000000059/art-68
**第一項** 会社法第三百三十一条第二項ただし書（同法第三百三十五条第一項において準用する場合を含む。）、第三百三十二条第二項（同法第三百三十四条第一項において準用する場合を含む。）、第三百三十六条第二項及び第四百二条第五項ただし書の規定は、資金清算機関が株式会社である場合には、適用しない。
art-68/par-1 · https://japanlaw.org/en/payment-services-act/art-68/par-1 · https://japanlaw.org/l/421AC0000000059/art-68/par-1
The provisions of the proviso to Article 331, paragraph (2) (including as applied mutatis mutandis pursuant to Article 335, paragraph (1) of the Companies Act), Article 332, paragraph (2) (including as applied mutatis mutandis pursuant to Article 334, paragraph (1) of that Act), Article 336, paragraph (2), and the proviso to Article 402, paragraph (5) of the Companies Act do not apply to a clearing institution for interbank funds transfer that is a stock company.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 資金清算機関が株式会社である場合における会社法第四百五十八条の規定の適用については、同条中「三百万円」とあるのは、「三百万円を下回らない範囲内において政令で定める金額」とする。
art-68/par-2 · https://japanlaw.org/en/payment-services-act/art-68/par-2 · https://japanlaw.org/l/421AC0000000059/art-68/par-2
With regard to the application of Article 458 of the Companies Act to a clearing institution for interbank funds transfer that is a stock company, the term "three million yen" in that Article are deemed to be replaced with "an amount specified by Cabinet Order which may not be less than three million yen".
Ministry of Justice translation — Japanese Law Translation Database System
## 第二節 業務 — Section 2 Business
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-4-2/sec-2 · https://japanlaw.org/en/payment-services-act/ch-4-2/sec-2 · https://japanlaw.org/l/421AC0000000059/ch-4-2/sec-2
### 第六十九条（業務の制限） — (Restriction on Business)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-69 · https://japanlaw.org/en/payment-services-act/art-69 · https://japanlaw.org/l/421AC0000000059/art-69
**第一項** 資金清算機関は、資金清算業及びこれに関連する業務のほか、他の業務を行うことができない。ただし、当該資金清算機関が資金清算業を適正かつ確実に行うにつき支障を生ずるおそれがないと認められる業務について、内閣府令で定めるところにより、内閣総理大臣の承認を受けたときは、この限りでない。
art-69/par-1 · https://japanlaw.org/en/payment-services-act/art-69/par-1 · https://japanlaw.org/l/421AC0000000059/art-69/par-1
A clearing institution for interbank funds transfer must not engage in any business other than the clearing services for interbank funds transfer and business related thereto; provided, however, that this does not apply if a clearing institution for interbank funds transfer has obtained, pursuant to the provisions of Cabinet Office Order, the approval from the Prime Minister for a business that is obviously causing no hindrance to the provision of the clearing services for interbank funds transfer in a proper and steady manner by the clearing institution for interbank funds transfer.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 資金清算機関は、前項ただし書の承認を受けた業務を廃止したときは、内閣府令で定めるところにより、その旨を内閣総理大臣に届け出なければならない。
art-69/par-2 · https://japanlaw.org/en/payment-services-act/art-69/par-2 · https://japanlaw.org/l/421AC0000000059/art-69/par-2
Having discontinued the approved business referred to in the proviso to the preceding paragraph, a clearing institution for interbank funds transfer must notify the Prime Minister to that effect pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第七十条（資金清算業の一部の委託） — (Partial Entrustment of Clearing Services for Interbank Funds Transfer)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-70 · https://japanlaw.org/en/payment-services-act/art-70 · https://japanlaw.org/l/421AC0000000059/art-70
**第一項** 資金清算機関は、内閣府令で定めるところにより、資金清算業の一部を、内閣総理大臣の承認を受けて、第三者に委託することができる。
art-70/par-1 · https://japanlaw.org/en/payment-services-act/art-70/par-1 · https://japanlaw.org/l/421AC0000000059/art-70/par-1
A clearing institution for interbank funds transfer may, pursuant to the provisions of Cabinet Office Order, entrust part of the clearing services for interbank funds transfer to a third party with the approval of the Prime Minister.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 資金清算機関は、前項の規定による資金清算業の一部の委託に関する契約には、業務を委託する相手方が当該業務を適正かつ確実に遂行するための措置を講ずる旨の条件を付さなければならない。
art-70/par-2 · https://japanlaw.org/en/payment-services-act/art-70/par-2 · https://japanlaw.org/l/421AC0000000059/art-70/par-2
A clearing institution for interbank funds transfer must set the requirements for a contract for the partial entrustment of the clearing services for interbank funds transfer under the provisions of the preceding paragraph that the party to whom business is entrusted must take measures to conduct the business in a proper and steady manner.
Ministry of Justice translation — Japanese Law Translation Database System
### 第七十一条（業務方法書） — (Business Rules)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-71 · https://japanlaw.org/en/payment-services-act/art-71 · https://japanlaw.org/l/421AC0000000059/art-71
**第一項** 資金清算機関は、業務方法書の定めるところにより、資金清算業を行わなければならない。
art-71/par-1 · https://japanlaw.org/en/payment-services-act/art-71/par-1 · https://japanlaw.org/l/421AC0000000059/art-71/par-1
A clearing institution for interbank funds transfer must provide the clearing services for interbank funds transfer pursuant to the provisions of its business rules.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 業務方法書には、次に掲げる事項を定めなければならない。
art-71/par-2 · https://japanlaw.org/en/payment-services-act/art-71/par-2 · https://japanlaw.org/l/421AC0000000059/art-71/par-2
The business rules must specify the following particulars:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 資金清算業の対象とする債務の起因となる取引の種類
art-71/par-2/item-1 · https://japanlaw.org/en/payment-services-act/art-71/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-71/par-2/item-1
type of transactions that give rise to obligations subject to the clearing services for interbank funds transfer;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 資金清算業の相手方とする者（以下この章において「清算参加者」という。）の要件に関する事項
art-71/par-2/item-2 · https://japanlaw.org/en/payment-services-act/art-71/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-71/par-2/item-2
particulars concerning the requirements for a person who is the other party to the clearing services for interbank funds transfer (hereinafter referred to as the "clearing participant" in this Chapter);
Ministry of Justice translation — Japanese Law Translation Database System
**三** 資金清算業として行う債務の引受け、更改その他の方法に関する事項
art-71/par-2/item-3 · https://japanlaw.org/en/payment-services-act/art-71/par-2/item-3 · https://japanlaw.org/l/421AC0000000059/art-71/par-2/item-3
particulars concerning the assumption of obligations, novation, and other means carried out in the course of the clearing services for interbank funds transfer;
Ministry of Justice translation — Japanese Law Translation Database System
**四** 清算参加者の債務の履行の確保に関する事項
art-71/par-2/item-4 · https://japanlaw.org/en/payment-services-act/art-71/par-2/item-4 · https://japanlaw.org/l/421AC0000000059/art-71/par-2/item-4
particulars concerning the securing of performance of obligations of a clearing participant;
Ministry of Justice translation — Japanese Law Translation Database System
**五** 資金清算業の継続的遂行の確保に関する事項
art-71/par-2/item-5 · https://japanlaw.org/en/payment-services-act/art-71/par-2/item-5 · https://japanlaw.org/l/421AC0000000059/art-71/par-2/item-5
particulars concerning the securing of continued provision of the clearing services for interbank funds transfer;
Ministry of Justice translation — Japanese Law Translation Database System
**六** 資金清算業及びこれに関連する業務以外の業務を行う場合にあっては、当該業務が資金清算業の適正かつ確実な遂行を妨げないことを確保するための措置に関する事項
art-71/par-2/item-6 · https://japanlaw.org/en/payment-services-act/art-71/par-2/item-6 · https://japanlaw.org/l/421AC0000000059/art-71/par-2/item-6
if a clearing institution for interbank funds transfer engages in business other than the clearing services for interbank funds transfer and business related thereto, particulars concerning measures to ensure that the business will not prevent the provision of the clearing services for interbank funds transfer in a proper and steady manner;
Ministry of Justice translation — Japanese Law Translation Database System
**七** 資金清算業の一部を第三者に委託する場合にあっては、当該委託に係る業務を適正かつ確実に遂行させることを確保するための体制の整備に関する事項
art-71/par-2/item-7 · https://japanlaw.org/en/payment-services-act/art-71/par-2/item-7 · https://japanlaw.org/l/421AC0000000059/art-71/par-2/item-7
if a clearing institution for interbank funds transfer entrusts part of its clearing services for interbank funds transfer to a third party, particulars concerning the establishment of a system to ensure the operation of the entrusted business by the third party in a proper and steady manner;
Ministry of Justice translation — Japanese Law Translation Database System
**八** 資金清算業に関する契約であって内閣府令で定める重要な事項を内容とするものを、外国人又は外国の法令に準拠して設立された法人を相手方として締結する場合にあっては、その旨
art-71/par-2/item-8 · https://japanlaw.org/en/payment-services-act/art-71/par-2/item-8 · https://japanlaw.org/l/421AC0000000059/art-71/par-2/item-8
if a clearing institution for interbank funds transfer concludes a contract for the clearing services for interbank funds transfer that contains important particulars specified by Cabinet Office Order with a foreign national or a corporation established under the laws and regulations of a foreign state, a statement to that effect; and
Ministry of Justice translation — Japanese Law Translation Database System
**九** その他内閣府令で定める事項
art-71/par-2/item-9 · https://japanlaw.org/en/payment-services-act/art-71/par-2/item-9 · https://japanlaw.org/l/421AC0000000059/art-71/par-2/item-9
other particulars specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第七十二条（資金清算業の適切な遂行を確保するための措置） — (Measures to Ensure Appropriate Provision of Clearing Services for Interbank Funds Transfer)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-72 · https://japanlaw.org/en/payment-services-act/art-72 · https://japanlaw.org/l/421AC0000000059/art-72
**第一項** 資金清算機関は、資金清算業により損失が生じた場合に清算参加者が当該損失の全部を負担する旨を業務方法書において定めることその他の資金清算業の適切な遂行を確保するための措置を講じなければならない。
art-72/par-1 · https://japanlaw.org/en/payment-services-act/art-72/par-1 · https://japanlaw.org/l/421AC0000000059/art-72/par-1
A clearing institution for interbank funds transfer must prescribe that if any loss is caused by the clearing services for interbank funds transfer, all of the losses are borne by the clearing participant in its business rules and take other measures to ensure appropriate provision of the clearing services for interbank funds transfer.
Ministry of Justice translation — Japanese Law Translation Database System
### 第七十三条（未決済債務等の決済） — (Payment and Settlement of Outstanding Obligations)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-73 · https://japanlaw.org/en/payment-services-act/art-73 · https://japanlaw.org/l/421AC0000000059/art-73
**第一項** 資金清算機関が業務方法書で未決済債務等について差引計算の方法、担保の充当の方法その他の決済の方法を定めている場合において、清算参加者に破産手続、再生手続、更生手続、特別清算手続又は承認援助手続が開始されたときは、これらの手続の関係において、未決済債務等に関する資金清算機関又は当該清算参加者が有する請求権の額の算定その他の決済の方法は、当該業務方法書の定めに従うものとする。
art-73/par-1 · https://japanlaw.org/en/payment-services-act/art-73/par-1 · https://japanlaw.org/l/421AC0000000059/art-73/par-1
If a clearing institution for interbank funds transfer prescribes the methods to perform netting calculations, to apply collateral to payment of obligations, and other payment and settlement methods in its business rules, when a bankruptcy proceeding, rehabilitation proceeding, reorganization proceeding, special liquidation proceeding, or recognition and assistance proceeding has been started against a clearing participant, the method used to determine the amount of claims pertaining to outstanding obligations, etc. held by the clearing institution for interbank funds transferor the clearing participant and other payment and settlement methods used in relation to these proceedings are to be governed by those business rules.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前項の「未決済債務等」とは、資金清算業として清算参加者から引受け、更改その他の方法により負担した債務、当該債務を負担した対価として当該清算参加者に対して取得した債権（当該債務と同一の内容を有するものに限る。）及び担保をいう。
art-73/par-2 · https://japanlaw.org/en/payment-services-act/art-73/par-2 · https://japanlaw.org/l/421AC0000000059/art-73/par-2
The term "outstanding obligations, etc." as used in the preceding paragraph means obligations borne in the course of the clearing services for interbank funds transfer to a clearing participant by way of assumption, novation, or other means, claims against that clearing participant (limited to those having the same content as those obligations) acquired as consideration for bearing those obligations, and security of those claims.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 破産手続、再生手続又は更生手続において、資金清算機関が有する第一項に規定する請求権は破産債権、再生債権又は更生債権とし、清算参加者が有する同項に規定する請求権は破産財団、再生債務者財産又は更生会社財産若しくは更生協同組織金融機関財産に属する財産とする。
art-73/par-3 · https://japanlaw.org/en/payment-services-act/art-73/par-3 · https://japanlaw.org/l/421AC0000000059/art-73/par-3
In bankruptcy proceedings, rehabilitation proceedings or reorganization proceedings, the claims specified in paragraph (1) that a clearing institution for interbank funds transfer has, are bankruptcy claims, rehabilitation claims, or reorganization claims, and the claims specified in paragraph (1) that a clearing participant has, are the properties that belong to the bankruptcy estate, rehabilitation debtor's assets, or the property of the reorganization company, or the property of the reorganization cooperative financial institution.
Ministry of Justice translation — Japanese Law Translation Database System
### 第七十四条（秘密保持義務等） — (Obligation of Confidentiality)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-74 · https://japanlaw.org/en/payment-services-act/art-74 · https://japanlaw.org/l/421AC0000000059/art-74
**第一項** 資金清算機関の取締役等（取締役等が法人であるときは、その職務を行うべき者。次項において同じ。）若しくは職員又はこれらの職にあった者は、資金清算業又はこれに関連する業務に関して知り得た秘密を漏らし、又は盗用してはならない。
art-74/par-1 · https://japanlaw.org/en/payment-services-act/art-74/par-1 · https://japanlaw.org/l/421AC0000000059/art-74/par-1
A company director, etc. (or, if a company director, etc. is a corporation, a person who is to perform the duties; the same applies in the following paragraph) or an employee of a clearing institution for interbank funds transfer, or a person who was formerly in that position must not divulge or misappropriate any confidential information learned during the course of their duties relating to the clearing services for interbank funds transfer or other business related thereto to another person.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 資金清算機関の取締役等若しくは職員又はこれらの職にあった者は、資金清算業及びこれに関連する業務の実施に際して知り得た情報を、資金清算業及びこれに関連する業務の用に供する目的以外に利用してはならない。
art-74/par-2 · https://japanlaw.org/en/payment-services-act/art-74/par-2 · https://japanlaw.org/l/421AC0000000059/art-74/par-2
A company director, etc. or an employee of a clearing institution for interbank funds transfer, or a person who was formerly in that position must not use any information learned during the course of their duties relating to the clearing services for interbank funds transfer or other business related thereto for any purpose other than using those for the clearing services for interbank funds transfer or other business related thereto.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 前二項の規定は、第七十条第一項の規定により委託を受けた者（その者が法人である場合にあっては、その役員）若しくはその職員その他の当該委託を受けた業務に従事する者又はこれらの者であった者について準用する。
art-74/par-3 · https://japanlaw.org/en/payment-services-act/art-74/par-3 · https://japanlaw.org/l/421AC0000000059/art-74/par-3
The provisions of the preceding two paragraphs apply mutatis mutandis to a person to whom business is entrusted pursuant to the provisions of Article 70, paragraph (1) (or, if the person is a corporation; its officers) or the person's employees and other persons who engage in the entrusted business, or persons who were formerly in that position.
Ministry of Justice translation — Japanese Law Translation Database System
### 第七十五条（差別的取扱いの禁止） — (Prohibition of Discriminatory Treatment)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-75 · https://japanlaw.org/en/payment-services-act/art-75 · https://japanlaw.org/l/421AC0000000059/art-75
**第一項** 資金清算機関は、資金清算業に関し特定の者に対し不当な差別的取扱いをしてはならない。
art-75/par-1 · https://japanlaw.org/en/payment-services-act/art-75/par-1 · https://japanlaw.org/l/421AC0000000059/art-75/par-1
A clearing institution for interbank funds transfer must not provide unjust discriminatory treatment to a particular person in relation to the clearing services for interbank funds transfer.
Ministry of Justice translation — Japanese Law Translation Database System
## 第三節 監督 — Section 3 Supervision
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-4-2/sec-3 · https://japanlaw.org/en/payment-services-act/ch-4-2/sec-3 · https://japanlaw.org/l/421AC0000000059/ch-4-2/sec-3
### 第七十六条（定款又は業務方法書の変更の認可） — (Authorization of Amendment to Articles of Incorporation or Business Rules)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-76 · https://japanlaw.org/en/payment-services-act/art-76 · https://japanlaw.org/l/421AC0000000059/art-76
**第一項** 資金清算機関は、定款又は業務方法書を変更しようとするときは、内閣総理大臣の認可を受けなければならない。
art-76/par-1 · https://japanlaw.org/en/payment-services-act/art-76/par-1 · https://japanlaw.org/l/421AC0000000059/art-76/par-1
When a clearing institution for interbank funds transfer intends to amend the articles of incorporation or business rules, it must obtain the authorization from the Prime Minister.
Ministry of Justice translation — Japanese Law Translation Database System
### 第七十七条（資本金の額等の変更の届出） — (Notification of Changes to the Amount of Stated Capital)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-77 · https://japanlaw.org/en/payment-services-act/art-77 · https://japanlaw.org/l/421AC0000000059/art-77
**第一項** 資金清算機関は、第六十五条第一項第二号に掲げる事項（純資産額を除く。）又は同項第三号から第五号までに掲げる事項のいずれかに変更があったときは、遅滞なく、その旨を内閣総理大臣に届け出なければならない。
art-77/par-1 · https://japanlaw.org/en/payment-services-act/art-77/par-1 · https://japanlaw.org/l/421AC0000000059/art-77/par-1
When any of the particulars set forth in Article 65, paragraph (1), item (ii) are changed (excluding the amount of net assets) or items (iii) through (v) of that paragraph, a clearing institution for interbank funds transfer must notify the Prime Minister to that effect without delay.
Ministry of Justice translation — Japanese Law Translation Database System
### 第七十八条（帳簿書類） — (Books of Account and Documents)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-78 · https://japanlaw.org/en/payment-services-act/art-78 · https://japanlaw.org/l/421AC0000000059/art-78
**第一項** 資金清算機関は、内閣府令で定めるところにより、その資金清算業に関する帳簿書類を作成し、これを保存しなければならない。
art-78/par-1 · https://japanlaw.org/en/payment-services-act/art-78/par-1 · https://japanlaw.org/l/421AC0000000059/art-78/par-1
A clearing institution for interbank funds transfer must, pursuant to the provisions of Cabinet Office Order, prepare and maintain the books and documents on its clearing services for interbank funds transfer.
Ministry of Justice translation — Japanese Law Translation Database System
### 第七十九条（報告書） — (Written Reports)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-79 · https://japanlaw.org/en/payment-services-act/art-79 · https://japanlaw.org/l/421AC0000000059/art-79
**第一項** 資金清算機関は、事業年度ごとに、内閣府令で定めるところにより、資金清算業に関する報告書を作成し、内閣総理大臣に提出しなければならない。
art-79/par-1 · https://japanlaw.org/en/payment-services-act/art-79/par-1 · https://japanlaw.org/l/421AC0000000059/art-79/par-1
A clearing institution for interbank funds transfer must, pursuant to the provisions of Cabinet Office Order, prepare a written report on its clearing services for interbank funds transfer for each business year and submit it to the Prime Minister.
Ministry of Justice translation — Japanese Law Translation Database System
### 第八十条（立入検査等） — (On-Site Inspections)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-80 · https://japanlaw.org/en/payment-services-act/art-80 · https://japanlaw.org/l/421AC0000000059/art-80
**第一項** 内閣総理大臣は、資金清算業の適正かつ確実な遂行のために必要があると認めるときは、資金清算機関に対し当該資金清算機関の業務若しくは財産に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該資金清算機関の営業所若しくは事務所その他の施設に立ち入らせ、その業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。
art-80/par-1 · https://japanlaw.org/en/payment-services-act/art-80/par-1 · https://japanlaw.org/l/421AC0000000059/art-80/par-1
When the Prime Minister finds it necessary for the provision of the clearing services for interbank funds transfer in a proper and steady manner, the Prime Minister may order that clearing institution for interbank funds transfer to submit reports or materials that can be used as reference for its business or property, or have officials enter the business office, office or other facility of the clearing institution for interbank funds transfer, ask questions about the status of its business or property or inspect its books and documents or other items.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、資金清算業の適正かつ確実な遂行のため特に必要があると認めるときは、その必要の限度において、当該資金清算機関から業務の委託を受けた者（その者から委託（二以上の段階にわたる委託を含む。）を受けた者を含む。以下この条において同じ。）に対し当該資金清算機関の業務若しくは財産の状況に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該資金清算機関から業務の委託を受けた者の施設に立ち入らせ、当該資金清算機関の業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。
art-80/par-2 · https://japanlaw.org/en/payment-services-act/art-80/par-2 · https://japanlaw.org/l/421AC0000000059/art-80/par-2
When the Prime Minister finds it particularly necessary for the provision of the clearing services for interbank funds transfer in a proper and steady manner, the Minister may, to the extent necessary for this, order a person to whom business has been entrusted by the clearing institution for interbank funds transfer (including persons to whom the service has been entrusted by the entrusted person (including multi-tier entrustment arrangements); hereinafter the same applies in this Article) to submit reports or materials that can be used as reference for the business or property of the clearing institution for interbank funds transfer, or have officials enter the facility of the person to whom business has been entrusted by the clearing institution for interbank funds transfer, ask questions about the status of the business or property of the clearing institution for interbank funds transfer or inspect its books and documents or other items.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 前項の資金清算機関から業務の委託を受けた者は、正当な理由があるときは、同項の規定による報告若しくは資料の提出又は質問若しくは検査を拒むことができる。
art-80/par-3 · https://japanlaw.org/en/payment-services-act/art-80/par-3 · https://japanlaw.org/l/421AC0000000059/art-80/par-3
A person to whom business has been entrusted by a clearing institution for interbank funds transfer referred to in the preceding paragraph may, if there are reasonable grounds, refuse the submission of reports or materials, or the questions or inspection under the provisions of that paragraph.
Ministry of Justice translation — Japanese Law Translation Database System
### 第八十一条（業務改善命令） — (Order to Improve Business Operations)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-81 · https://japanlaw.org/en/payment-services-act/art-81 · https://japanlaw.org/l/421AC0000000059/art-81
**第一項** 内閣総理大臣は、資金清算業の適正かつ確実な遂行のために必要があると認めるときは、その必要の限度において、資金清算機関に対し、業務の運営又は財産の状況の改善に必要な措置その他監督上必要な措置をとるべきことを命ずることができる。
art-81/par-1 · https://japanlaw.org/en/payment-services-act/art-81/par-1 · https://japanlaw.org/l/421AC0000000059/art-81/par-1
When the Prime Minister finds it necessary for the provision of clearing services for interbank funds transfer in a proper and steady manner, the Minister may, to the extent necessary for this, order a clearing institution for interbank funds transfer to take necessary measures to improve the operation of its business or its financial status, or other measures necessary for the supervision.
Ministry of Justice translation — Japanese Law Translation Database System
### 第八十二条（免許の取消し等） — (Revocation of Licenses)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-82 · https://japanlaw.org/en/payment-services-act/art-82 · https://japanlaw.org/l/421AC0000000059/art-82
**第一項** 内閣総理大臣は、資金清算機関が第六十四条第一項の免許を受けた時点において第六十六条第二項各号のいずれかに該当していたことが判明したときは、第六十四条第一項の免許を取り消すことができる。
art-82/par-1 · https://japanlaw.org/en/payment-services-act/art-82/par-1 · https://japanlaw.org/l/421AC0000000059/art-82/par-1
If it turned out that a clearing institution for interbank funds transfer already falls under any of the items of Article 66, paragraph (2) when it obtained a license referred to in Article 64, paragraph (1), the Prime Minister may revoke the license referred to in Article 64, paragraph (1).
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、資金清算機関がこの法律若しくはこの法律に基づく命令又はこれらに基づく処分に違反したときは、第六十四条第一項の免許若しくは第六十九条第一項ただし書の承認を取り消し、六月以内の期間を定めてその業務の全部若しくは一部の停止を命じ、又はその取締役等の解任を命ずることができる。
art-82/par-2 · https://japanlaw.org/en/payment-services-act/art-82/par-2 · https://japanlaw.org/l/421AC0000000059/art-82/par-2
The Prime Minister may, when a clearing institution for interbank funds transfer violates this Act or an order under this Act, or a disposition under this Act or the order, revoke the license referred to in Article 64, paragraph (1) or the approval referred to in the proviso to Article 69, paragraph (1), order suspension of all or part of the business of the clearing institution for interbank funds transfer by setting a period not exceeding six months, or order the clearing institution for interbank funds transfer to dismiss its company directors, etc.
Ministry of Justice translation — Japanese Law Translation Database System
## 第四節 雑則 — Section 4 Miscellaneous Provisions
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-4-2/sec-4 · https://japanlaw.org/en/payment-services-act/ch-4-2/sec-4 · https://japanlaw.org/l/421AC0000000059/ch-4-2/sec-4
### 第八十三条（解散等の認可） — (Approval of Dissolution)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-83 · https://japanlaw.org/en/payment-services-act/art-83 · https://japanlaw.org/l/421AC0000000059/art-83
**第一項** 資金清算機関の資金清算業の廃止又は解散の決議は、内閣総理大臣の認可を受けなければ、その効力を生じない。
art-83/par-1 · https://japanlaw.org/en/payment-services-act/art-83/par-1 · https://japanlaw.org/l/421AC0000000059/art-83/par-1
A resolution to discontinue the clearing services of a clearing institution for interbank funds transfer or a resolution of dissolution of a clearing institution for interbank funds transfer does not come into effect without the approval of the Prime Minister.
Ministry of Justice translation — Japanese Law Translation Database System
### 第八十四条（財務大臣への協議） — (Consultation with the Minister of Finance)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-84 · https://japanlaw.org/en/payment-services-act/art-84 · https://japanlaw.org/l/421AC0000000059/art-84
**第一項** 内閣総理大臣は、資金清算機関に対し次に掲げる処分をすることが信用秩序の維持に重大な影響を与えるおそれがあると認めるときは、あらかじめ、信用秩序の維持を図るために必要な措置に関し、財務大臣に協議しなければならない。
art-84/par-1 · https://japanlaw.org/en/payment-services-act/art-84/par-1 · https://japanlaw.org/l/421AC0000000059/art-84/par-1
When the Prime Minister finds that maintenance of an orderly financial system may be materially affected by implementing any of the following dispositions on a clearing institution for interbank funds transfer, the Minister must consult with the Minister of Finance about measures necessary for maintaining of an orderly financial system in advance:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 第八十二条第一項又は第二項の規定による第六十四条第一項の免許の取消し
art-84/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-84/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-84/par-1/item-1
revocation of the license referred to in Article 64, paragraph (1) under the provisions of Article 82, paragraph (1) or (2); or
Ministry of Justice translation — Japanese Law Translation Database System
**二** 第八十二条第二項の規定による業務の全部又は一部の停止の命令
art-84/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-84/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-84/par-1/item-2
order to suspend all or part of the business pursuant to the provisions of Article 82, paragraph (2).
Ministry of Justice translation — Japanese Law Translation Database System
### 第八十五条（財務大臣への通知） — (Notice to the Minister of Finance)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-85 · https://japanlaw.org/en/payment-services-act/art-85 · https://japanlaw.org/l/421AC0000000059/art-85
**第一項** 内閣総理大臣は、次に掲げる処分をしたときは、速やかに、その旨を財務大臣に通知するものとする。
art-85/par-1 · https://japanlaw.org/en/payment-services-act/art-85/par-1 · https://japanlaw.org/l/421AC0000000059/art-85/par-1
The Prime Minister is to, when implementing any of the following dispositions, promptly notify the Minister of Finance to that effect:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 第六十四条第一項の規定による免許
art-85/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-85/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-85/par-1/item-1
granting of a license referred to in Article 64, paragraph (1);
Ministry of Justice translation — Japanese Law Translation Database System
**二** 第八十二条第一項又は第二項の規定による第六十四条第一項の免許の取消し
art-85/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-85/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-85/par-1/item-2
revocation of the license referred to in Article 64, paragraph (1) pursuant to the provisions of Article 82, paragraph (1) or (2);
Ministry of Justice translation — Japanese Law Translation Database System
**三** 第八十二条第二項の規定による業務の全部又は一部の停止の命令
art-85/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-85/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-85/par-1/item-3
order to suspend all or part of the business pursuant to the provisions of Article 82, paragraph (2); or
Ministry of Justice translation — Japanese Law Translation Database System
**四** 第八十三条の規定による認可
art-85/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-85/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-85/par-1/item-4
approval under the provisions of Article 83.
Ministry of Justice translation — Japanese Law Translation Database System
### 第八十六条（日本銀行からの意見聴取） — (Hearing Opinion from the Bank of Japan)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-86 · https://japanlaw.org/en/payment-services-act/art-86 · https://japanlaw.org/l/421AC0000000059/art-86
**第一項** 内閣総理大臣は、この章の規定に基づく処分を行うために必要があると認めるときは、日本銀行に対し、意見を求めることができる。
art-86/par-1 · https://japanlaw.org/en/payment-services-act/art-86/par-1 · https://japanlaw.org/l/421AC0000000059/art-86/par-1
If the Prime Minister finds it necessary in order to reach a disposition based on the provisions of this Chapter, the Minister may seek the opinion from the Bank of Japan.
Ministry of Justice translation — Japanese Law Translation Database System
## 第五章 認定資金決済事業者協会 — Chapter V Certified Associations for Payment Service Providers
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-5 · https://japanlaw.org/en/payment-services-act/ch-5 · https://japanlaw.org/l/421AC0000000059/ch-5
### 第八十七条（認定資金決済事業者協会の認定） — (Certification of Certified Associations for Payment Service Providers)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-87 · https://japanlaw.org/en/payment-services-act/art-87 · https://japanlaw.org/l/421AC0000000059/art-87
**第一項** 内閣総理大臣は、政令で定めるところにより、前払式支払手段発行者、資金移動業者、電子決済手段等取引業者又は暗号資産交換業者が設立した一般社団法人であって、次に掲げる要件に該当すると認められるものを、その申請により、次条に規定する業務（以下この章において「認定業務」という。）を行う者として認定することができる。
art-87/par-1 · https://japanlaw.org/en/payment-services-act/art-87/par-1 · https://japanlaw.org/l/421AC0000000059/art-87/par-1
The Prime Minister may, pursuant to the provisions of Cabinet Order, certify a general incorporated association established by an issuer of prepaid payment instruments, a funds transfer service provider, an electronic payment instruments service provider or a cryptoasset exchange service provider that is found to satisfy the following requirements for a person who engages in the business prescribed in the following Article (hereinafter referred to as "certified businesses" in this Chapter) upon that person's application:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 前払式支払手段（第三条第一項に規定する前払式支払手段をいう。以下この章において同じ。）の発行の業務、資金移動業、電子決済手段等取引業又は暗号資産交換業の適切な実施を確保し、並びにこれらの健全な発展及び利用者（第十条第一項第四号に規定する加盟店を含む。以下この章において同じ。）の利益の保護に資することを目的とすること。
art-87/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-87/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-87/par-1/item-1
the general incorporated association aims to ensure the operation of the business of issuing prepaid payment instruments in a proper manner (meaning prepaid payment instruments specified in Article 3, paragraph (1); the same applies hereinafter in this Chapter), the funds transfer services, the electronic payment instruments services or the cryptoasset exchange services as well as contributing to the sound development of these businesses and protection of the interests of the users (including member shops specified in Article 10, paragraph (1), item (iv); hereinafter the same applies in this Chapter);
Ministry of Justice translation — Japanese Law Translation Database System
**二** 前払式支払手段発行者、資金移動業者、電子決済手段等取引業者又は暗号資産交換業者を社員（以下この章において「会員」という。）とする旨の定款の定めがあること。
art-87/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-87/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-87/par-1/item-2
the general incorporated association's articles of incorporation include a provision to the effect that its member (hereinafter referred to as "member" in this Chapter) are issuers of prepaid payment instruments, funds transfer service providers, electronic payment instruments service providers or cryptoasset exchange service providers;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 認定業務を適正かつ確実に行うに必要な業務の実施の方法を定めているものであること。
art-87/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-87/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-87/par-1/item-3
the general incorporated association has established the means of business operations necessary for the operation of the certified businesses in a proper and steady manner; and
Ministry of Justice translation — Japanese Law Translation Database System
**四** 認定業務を適正かつ確実に行うに足りる知識及び能力並びに財産的基礎を有するものであること。
art-87/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-87/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-87/par-1/item-4
the general incorporated association has the knowledge, ability, and financial foundation sufficient for the operation of the certified businesses in a proper and steady manner.
Ministry of Justice translation — Japanese Law Translation Database System
### 第八十八条（認定資金決済事業者協会の業務） — (Business of Certified Associations for Payment Service Providers)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-88 · https://japanlaw.org/en/payment-services-act/art-88 · https://japanlaw.org/l/421AC0000000059/art-88
**第一項** 認定資金決済事業者協会は、次に掲げる業務を行うものとする。
art-88/par-1 · https://japanlaw.org/en/payment-services-act/art-88/par-1 · https://japanlaw.org/l/421AC0000000059/art-88/par-1
A certified association for payment service providers is to engage in the following business:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 会員が前払式支払手段の発行の業務、資金移動業、電子決済手段等取引業若しくは暗号資産交換業を行うに当たり、又は電子決済手段・暗号資産サービス仲介業者（会員を所属電子決済手段等取引業者等とするものに限る。第九十二条及び第九十七条を除き、以下この章において同じ。）が電子決済手段・暗号資産サービス仲介業を行うに当たり、この法律その他の法令の規定及び第三号の規則を遵守させるための会員及び電子決済手段・暗号資産サービス仲介業者に対する指導、勧告その他の業務
art-88/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-88/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-88/par-1/item-1
the business of providing guidance, recommendations and other services to members and electronic payment instruments and cryptoasset intermediary service providers in order to ensure compliance with the provisions of this Act and other laws and regulations and the rules referred to in item (iii), when members engage in the business of issuing prepaid payment instruments, funds transfer services, electronic payment instruments services or cryptoasset exchange services, or when electronic payment instruments and cryptoasset intermediary service providers (limited to those whose principal electronic payment instruments service provider, etc. is a member; the same applies hereinafter in this Chapter except in Article 92 and Article 97) engage in electronic payment instruments and cryptoasset intermediary services;
machine translation, not official
**二** 会員の行う前払式支払手段の発行の業務、資金移動業、電子決済手段等取引業若しくは暗号資産交換業又は電子決済手段・暗号資産サービス仲介業者の行う電子決済手段・暗号資産サービス仲介業に関し、契約の内容の適正化その他前払式支払手段、資金移動業、電子決済手段等取引業、暗号資産交換業又は電子決済手段・暗号資産サービス仲介業の利用者の利益の保護を図るために必要な指導、勧告その他の業務
art-88/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-88/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-88/par-1/item-2
the business of providing guidance, recommendation, etc. to the members in relation to their business of issuing prepaid payment instruments, funds transfer services, electronic payment instruments services or cryptoasset exchange services, or to electronic payment instruments and cryptoasset intermediary service providers in relation to their electronic payment instruments and cryptoasset intermediary services, that is necessary for ensuring the appropriateness of the terms and conditions of contracts or otherwise protecting the interests of users of the business of issuing prepaid payment instruments, the funds transfer services, the electronic payment instruments services, the cryptoasset exchange services or the electronic payment instruments and cryptoasset intermediary services;
machine translation, not official
**三** 会員の行う前払式支払手段の発行の業務、資金移動業、電子決済手段等取引業若しくは暗号資産交換業又は電子決済手段・暗号資産サービス仲介業者の行う電子決済手段・暗号資産サービス仲介業の適正化及びその取り扱う情報の適切な管理を図るために必要な規則の制定
art-88/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-88/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-88/par-1/item-3
establishment of the rules that are necessary for the appropriate management of the business of issuing prepaid payment instruments, the funds transfer services, the electronic payment instruments services or the cryptoasset exchange services carried out by the members, or the electronic payment instruments and cryptoasset intermediary services carried out by electronic payment instruments and cryptoasset intermediary service providers, and information used in these businesses;
machine translation, not official
**四** 会員及び電子決済手段・暗号資産サービス仲介業者のこの法律若しくはこの法律に基づく命令若しくはこれらに基づく処分又は前号の規則の遵守の状況の調査
art-88/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-88/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-88/par-1/item-4
investigation of the status of compliance by members and electronic payment instruments and cryptoasset intermediary service providers with this Act or an order under this Act or a disposition under this Act or the order, or the rules prescribed in the preceding item;
machine translation, not official
**五** 前払式支払手段、資金移動業、電子決済手段等取引業、暗号資産交換業又は電子決済手段・暗号資産サービス仲介業の利用者の利益を保護するために必要な情報の収集、整理及び提供
art-88/par-1/item-5 · https://japanlaw.org/en/payment-services-act/art-88/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-88/par-1/item-5
collection, organization, and provision of information necessary for the protection of the interests of users of the business of issuing prepaid payment instruments, the funds transfer services, the electronic payment instruments services, the cryptoasset exchange services or the electronic payment instruments and cryptoasset intermediary services;
machine translation, not official
**六** 会員の行う前払式支払手段の発行の業務、資金移動業、電子決済手段等取引業若しくは暗号資産交換業又は電子決済手段・暗号資産サービス仲介業者の行う電子決済手段・暗号資産サービス仲介業に関する利用者からの苦情の処理
art-88/par-1/item-6 · https://japanlaw.org/en/payment-services-act/art-88/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-88/par-1/item-6
handling of complaints from users related to the business of issuing prepaid payment instruments, the funds transfer services, the electronic payment instruments services or the cryptoasset exchange services carried out by members, or the electronic payment instruments and cryptoasset intermediary services carried out by electronic payment instruments and cryptoasset intermediary service providers;
machine translation, not official
**七** 前払式支払手段、資金移動業、電子決済手段等取引業、暗号資産交換業又は電子決済手段・暗号資産サービス仲介業の利用者に対する広報その他認定資金決済事業者協会の目的を達成するために必要な業務
art-88/par-1/item-7 · https://japanlaw.org/en/payment-services-act/art-88/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-88/par-1/item-7
publicity to the users of prepaid payment instruments, the funds transfer services, the electronic payment instruments services, the cryptoasset exchange services or the electronic payment instruments and cryptoasset intermediary services and other businesses necessary for the achievement of the purposes of the certified association for payment service providers; and
machine translation, not official
**八** 前各号に掲げるもののほか、前払式支払手段の発行の業務、資金移動業、電子決済手段等取引業、暗号資産交換業又は電子決済手段・暗号資産サービス仲介業の健全な発展及びこれらの利用者の保護に資する業務
art-88/par-1/item-8 · https://japanlaw.org/en/payment-services-act/art-88/par-1/item-8 · https://japanlaw.org/l/421AC0000000059/art-88/par-1/item-8
beyond what is set forth in the preceding items, businesses that contribute to the sound development of the business of issuing prepaid payment instruments, the funds transfer services, the electronic payment instruments services, the cryptoasset exchange services or the electronic payment instruments and cryptoasset intermediary services and the protection of the users of these businesses.
machine translation, not official
### 第八十九条（会員名簿の縦覧等） — (Public Inspection of Membership List)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-89 · https://japanlaw.org/en/payment-services-act/art-89 · https://japanlaw.org/l/421AC0000000059/art-89
**第一項** 認定資金決済事業者協会は、会員名簿を公衆の縦覧に供しなければならない。
art-89/par-1 · https://japanlaw.org/en/payment-services-act/art-89/par-1 · https://japanlaw.org/l/421AC0000000059/art-89/par-1
A certified association for payment service providers must make its membership list available for public inspection.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 認定資金決済事業者協会でない者は、その名称中に、認定資金決済事業者協会と誤認されるおそれのある文字を用いてはならない。
art-89/par-2 · https://japanlaw.org/en/payment-services-act/art-89/par-2 · https://japanlaw.org/l/421AC0000000059/art-89/par-2
No person other than a certified association for payment service providers may use a wording in its name that is likely to mislead the public into believing that the person is a certified association for payment service providers.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 認定資金決済事業者協会の会員でない者は、その名称中に、認定資金決済事業者協会の会員と誤認されるおそれのある文字を用いてはならない。
art-89/par-3 · https://japanlaw.org/en/payment-services-act/art-89/par-3 · https://japanlaw.org/l/421AC0000000059/art-89/par-3
No person other than a member of a certified association for payment service providers may use a wording in its name that is likely to mislead the public into believing that the person is a member of a certified association for payment service providers.
Ministry of Justice translation — Japanese Law Translation Database System
### 第九十条（会員に関する情報の利用者への周知等） — (Making Information About Members Known to Users)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-90 · https://japanlaw.org/en/payment-services-act/art-90 · https://japanlaw.org/l/421AC0000000059/art-90
**第一項** 前払式支払手段発行者をその会員とする認定資金決済事業者協会は、前払式支払手段発行者である会員から第十三条第一項第四号に掲げる事項その他内閣府令で定める事項について当該前払式支払手段の利用者への周知を求められた場合には、当該事項を当該前払式支払手段の利用者に周知しなければならない。
art-90/par-1 · https://japanlaw.org/en/payment-services-act/art-90/par-1 · https://japanlaw.org/l/421AC0000000059/art-90/par-1
A certified association for payment service providers whose members are issuers of prepaid payment instruments must, upon request from an issuer of prepaid payment instruments for making the particulars listed in Article 13, paragraph (1), item (iv), and other particulars specified by Cabinet Office Order public to the users of those prepaid payment instruments, make those particulars known to the users.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 認定資金決済事業者協会は、第九十七条の規定により内閣総理大臣から提供を受けた情報のうち利用者の保護に資する情報について、前払式支払手段、資金移動業、電子決済手段等取引業又は暗号資産交換業の利用者に提供できるようにしなければならない。
art-90/par-2 · https://japanlaw.org/en/payment-services-act/art-90/par-2 · https://japanlaw.org/l/421AC0000000059/art-90/par-2
A certified association for payment service providers must have the ability to provide the users of prepaid payment instruments, the funds transfer services, the electronic payment instruments services or the cryptoasset exchange services with some of the information that help protect the users provided by the Prime Minister pursuant to the provisions of Article 97.
Ministry of Justice translation — Japanese Law Translation Database System
### 第九十一条（利用者からの苦情に関する対応） — (Responses to Complaints from Users)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-91 · https://japanlaw.org/en/payment-services-act/art-91 · https://japanlaw.org/l/421AC0000000059/art-91
**第一項** 認定資金決済事業者協会は、前払式支払手段、資金移動業、電子決済手段等取引業、暗号資産交換業又は電子決済手段・暗号資産サービス仲介業の利用者から会員の行う前払式支払手段の発行の業務、資金移動業、電子決済手段等取引業若しくは暗号資産交換業又は電子決済手段・暗号資産サービス仲介業者の行う電子決済手段・暗号資産サービス仲介業に関する苦情について解決の申出があったときは、その相談に応じ、申出人に必要な助言をし、その苦情に係る事情を調査するとともに、当該会員又は当該電子決済手段・暗号資産サービス仲介業者に対しその苦情の内容を通知してその迅速な処理を求めなければならない。
art-91/par-1 · https://japanlaw.org/en/payment-services-act/art-91/par-1 · https://japanlaw.org/l/421AC0000000059/art-91/par-1
When a user of prepaid payment instruments, funds transfer services, electronic payment instruments services, cryptoasset exchange services or electronic payment instruments and cryptoasset intermediary services files an application for resolution of a complaint concerning the business of issuing prepaid payment instruments, funds transfer services, electronic payment instruments services or cryptoasset exchange services carried out by a member, or the electronic payment instruments and cryptoasset intermediary services carried out by an electronic payment instruments and cryptoasset intermediary service provider, a certified association for payment service providers must respond to requests for consultation, provide necessary advice to the applicant, investigate the circumstances pertaining to the complaint, and request the member or the electronic payment instruments and cryptoasset intermediary service provider to expedite the process by informing the details of the complaint.
machine translation, not official
**第二項** 認定資金決済事業者協会は、前項の申出に係る苦情の解決について必要があると認めるときは、当該会員又は当該電子決済手段・暗号資産サービス仲介業者に対し、文書若しくは口頭による説明を求め、又は資料の提出を求めることができる。
art-91/par-2 · https://japanlaw.org/en/payment-services-act/art-91/par-2 · https://japanlaw.org/l/421AC0000000059/art-91/par-2
When a certified association for payment service providers finds it necessary for resolving a complaint pertaining to an application referred to in the preceding paragraph, it may request the relevant member or the relevant electronic payment instruments and cryptoasset intermediary service provider to provide a written or oral explanation or submit materials.
machine translation, not official
**第三項** 会員又は電子決済手段・暗号資産サービス仲介業者は、認定資金決済事業者協会から前項の規定による求めがあったときは、正当な理由がないのに、これを拒んではならない。
art-91/par-3 · https://japanlaw.org/en/payment-services-act/art-91/par-3 · https://japanlaw.org/l/421AC0000000059/art-91/par-3
When a certified association for payment service providers makes a request to a member or an electronic payment instruments and cryptoasset intermediary service provider pursuant to the provisions of the preceding paragraph, the member or the electronic payment instruments and cryptoasset intermediary service provider must not refuse this without reasonable grounds.
machine translation, not official
**第四項** 認定資金決済事業者協会は、第一項の申出、苦情に係る事情及びその解決の結果について会員又は電子決済手段・暗号資産サービス仲介業者に周知させなければならない。
art-91/par-4 · https://japanlaw.org/en/payment-services-act/art-91/par-4 · https://japanlaw.org/l/421AC0000000059/art-91/par-4
A certified association for payment service providers must make applications referred to in paragraph (1), circumstances pertaining to the complaints, and the outcome of any resolution known to the members or electronic payment instruments and cryptoasset intermediary service providers.
machine translation, not official
**第五項** 第一項の規定は、認定資金決済事業者協会が第九十九条第一項の規定による指定を受けている場合において、第一項の申出が当該指定に係る紛争解決等業務の種別に関する苦情に係るものであるときは、適用しない。
art-91/par-5 · https://japanlaw.org/en/payment-services-act/art-91/par-5 · https://japanlaw.org/l/421AC0000000059/art-91/par-5
If a certified association for payment service providers is designated pursuant to the provisions of Article 99, paragraph (1), when the application referred to in paragraph (1) is related to complaints concerning the types of dispute resolution services pertaining to the designation, the provisions of paragraph (1) do not apply.
Ministry of Justice translation — Japanese Law Translation Database System
### 第九十二条（認定資金決済事業者協会への報告等） — (Reports to Certified Associations for Payment Service Providers)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-92 · https://japanlaw.org/en/payment-services-act/art-92 · https://japanlaw.org/l/421AC0000000059/art-92
**第一項** 会員は、前払式支払手段発行者、資金移動業者、電子決済手段等取引業者、暗号資産交換業者又は電子決済手段・暗号資産サービス仲介業者が行った利用者の保護に欠ける行為に関する情報その他利用者の利益を保護するために必要な情報として内閣府令で定めるものを取得したときは、これを認定資金決済事業者協会に報告しなければならない。
art-92/par-1 · https://japanlaw.org/en/payment-services-act/art-92/par-1 · https://japanlaw.org/l/421AC0000000059/art-92/par-1
When a member obtains information about conduct in which an issuer of prepaid payment instruments, funds transfer service provider, electronic payment instruments service provider, cryptoasset exchange service provider or electronic payment instruments and cryptoasset intermediary service provider engages that weakens the protection of users and other information necessary for the protection of the interests of users as specified by Cabinet Office Order, it must report this to the certified association for payment service providers of which membership they hold.
machine translation, not official
**第二項** 認定資金決済事業者協会は、その保有する前項に規定する情報について会員から提供の請求があったときは、正当な理由がある場合を除き、当該情報を提供しなければならない。
art-92/par-2 · https://japanlaw.org/en/payment-services-act/art-92/par-2 · https://japanlaw.org/l/421AC0000000059/art-92/par-2
Upon receipt of a request made by a member to provide the information held by a certified association for payment service providers referred to in the preceding paragraph, it must provide the member with the information except when there are reasonable grounds for refusal.
Ministry of Justice translation — Japanese Law Translation Database System
### 第九十三条（秘密保持義務等） — (Confidentiality Obligation)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-93 · https://japanlaw.org/en/payment-services-act/art-93 · https://japanlaw.org/l/421AC0000000059/art-93
**第一項** 認定資金決済事業者協会の役員若しくは職員又はこれらの職にあった者は、その職務に関して知り得た秘密を漏らし、又は盗用してはならない。
art-93/par-1 · https://japanlaw.org/en/payment-services-act/art-93/par-1 · https://japanlaw.org/l/421AC0000000059/art-93/par-1
An officer or an employee of a certified association for payment service providers, or a person who was formerly in that position must not divulge or misappropriate any confidential information learned in the course of their duties to any person.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 認定資金決済事業者協会の役員若しくは職員又はこれらの職にあった者は、その職務に関して知り得た情報を、認定業務の用に供する目的以外に利用してはならない。
art-93/par-2 · https://japanlaw.org/en/payment-services-act/art-93/par-2 · https://japanlaw.org/l/421AC0000000059/art-93/par-2
An officer or an employee of a certified association for payment service providers, or a person who was formerly in that position must not use any information learned in the course of their duties for purposes other than the purpose of providing this information for the certified business.
Ministry of Justice translation — Japanese Law Translation Database System
### 第九十四条（定款の必要的記載事項） — (Particulars Which Must Be Included in Articles of Incorporation)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-94 · https://japanlaw.org/en/payment-services-act/art-94 · https://japanlaw.org/l/421AC0000000059/art-94
**第一項** 一般社団法人及び一般財団法人に関する法律第十一条第一項各号に掲げる事項及び第八十七条第二号に規定する定款の定めのほか、認定資金決済事業者協会は、その定款において、この法律若しくはこの法律に基づく命令若しくはこれらに基づく処分又は第八十八条第三号の規則に違反した会員に対し、定款で定める会員の権利の停止若しくは制限を命じ、又は除名する旨を定めなければならない。
art-94/par-1 · https://japanlaw.org/en/payment-services-act/art-94/par-1 · https://japanlaw.org/l/421AC0000000059/art-94/par-1
Beyond what is set forth in items of Article 11, paragraph (1) of the Act on General Incorporated Association and General Incorporated Foundation and a provision of the articles of incorporation prescribed in Article 87, item (ii), a certified association for payment service providers must, in its articles of incorporation, if its member violates this Act or an order under this Act or a disposition under this Act or the order, or the rules prescribed in Article 88, item (iii), the certified association for payment service providers suspends or restricts the rights of the member under the articles of incorporation, or expel the member from the association.
Ministry of Justice translation — Japanese Law Translation Database System
### 第九十五条（立入検査等） — (On-Site Inspections)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-95 · https://japanlaw.org/en/payment-services-act/art-95 · https://japanlaw.org/l/421AC0000000059/art-95
**第一項** 内閣総理大臣は、この法律の施行に必要な限度において、認定資金決済事業者協会に対し、その業務若しくは財産に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該認定資金決済事業者協会の事務所に立ち入らせ、その業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。
art-95/par-1 · https://japanlaw.org/en/payment-services-act/art-95/par-1 · https://japanlaw.org/l/421AC0000000059/art-95/par-1
The Prime Minister may, to the extent necessary for the enforcement of this Act, order a certified association for payment service providers to submit reports or materials that can be used as reference for its business or property, or have officials enter the office of the certified association for payment service providers, ask questions about the status of its business or property or inspect its books and documents or other items.
Ministry of Justice translation — Japanese Law Translation Database System
### 第九十六条（認定資金決済事業者協会に対する監督命令等） — (Supervisory Order to Certified Association for Payment Service Providers)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-96 · https://japanlaw.org/en/payment-services-act/art-96 · https://japanlaw.org/l/421AC0000000059/art-96
**第一項** 内閣総理大臣は、認定業務の運営に関し改善が必要であると認めるときは、この法律の施行に必要な限度において、認定資金決済事業者協会に対し、その改善に必要な措置をとるべきことを命ずることができる。
art-96/par-1 · https://japanlaw.org/en/payment-services-act/art-96/par-1 · https://japanlaw.org/l/421AC0000000059/art-96/par-1
If the Prime Minister finds it necessary to improve operations of the certified businesses carried out by a certified association for payment service providers, the Minister may, to the extent necessary for the enforcement of this Act, order the certified association for payment service providers to take necessary measures for improving its operations.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、認定資金決済事業者協会の業務の運営がこの法律若しくはこの法律に基づく命令又はこれらに基づく処分に違反したときは、その認定を取り消し、又は六月以内の期間を定めてその業務の全部若しくは一部の停止を命ずることができる。
art-96/par-2 · https://japanlaw.org/en/payment-services-act/art-96/par-2 · https://japanlaw.org/l/421AC0000000059/art-96/par-2
If operations of a business carried out by a certified association for payment service providers violate this Act or an order under this Act or a disposition under this Act or the order, the Prime Minister may revoke its certification or order the certified association for payment service providers to suspend all or part of its business, by setting a period for suspension not exceeding six months.
Ministry of Justice translation — Japanese Law Translation Database System
### 第九十七条（認定資金決済事業者協会への情報提供） — (Provision of Information to Certified Associations for Payment Service Providers)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-97 · https://japanlaw.org/en/payment-services-act/art-97 · https://japanlaw.org/l/421AC0000000059/art-97
**第一項** 内閣総理大臣は、認定資金決済事業者協会の求めに応じ、認定資金決済事業者協会が認定業務を適正に行うために必要な限度において、前払式支払手段発行者、資金移動業者、電子決済手段等取引業者、暗号資産交換業者又は電子決済手段・暗号資産サービス仲介業者に関する情報であって認定業務に資するものとして内閣府令で定める情報を提供することができる。
art-97/par-1 · https://japanlaw.org/en/payment-services-act/art-97/par-1 · https://japanlaw.org/l/421AC0000000059/art-97/par-1
The Prime Minister may, in response to a request from a certified association for payment service providers and to the extent necessary for ensuring the operations of certified businesses in a proper and steady manner by the certified association for payment service providers, provide the certified association for payment service providers with information pertaining to an issuer of prepaid payment instruments, funds transfer service providers, electronic payment instruments service providers, cryptoasset exchange service providers or electronic payment instruments and cryptoasset intermediary service providers that contributes to the certified businesses as specified by Cabinet Office Order.
machine translation, not official
### 第九十八条（公告） — (Public Notices)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-98 · https://japanlaw.org/en/payment-services-act/art-98 · https://japanlaw.org/l/421AC0000000059/art-98
**第一項** 内閣総理大臣は、第八十七条の規定による認定をしたとき、又は第九十六条第二項の規定により当該認定を取り消したとき、若しくはその業務の全部若しくは一部の停止を命じたときは、内閣府令で定めるところにより、その旨を公告しなければならない。
art-98/par-1 · https://japanlaw.org/en/payment-services-act/art-98/par-1 · https://japanlaw.org/l/421AC0000000059/art-98/par-1
If the Prime Minister certifies a person pursuant to the provisions of Article 87, or revokes the certification pursuant to the provisions of Article 96, paragraph (2), or orders to suspend all or part of the certified businesses, the Minister must give public notice to that effect, pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
## 第六章 指定紛争解決機関 — Chapter VI Designated Dispute Resolution Organizations
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-6 · https://japanlaw.org/en/payment-services-act/ch-6 · https://japanlaw.org/l/421AC0000000059/ch-6
### 第九十九条（紛争解決等業務を行う者の指定） — (Designation of Persons That Provide Dispute Resolution Services)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-99 · https://japanlaw.org/en/payment-services-act/art-99 · https://japanlaw.org/l/421AC0000000059/art-99
**第一項** 内閣総理大臣は、次に掲げる要件を備える者を、その申請により、紛争解決等業務を行う者として、指定することができる。
art-99/par-1 · https://japanlaw.org/en/payment-services-act/art-99/par-1 · https://japanlaw.org/l/421AC0000000059/art-99/par-1
The Prime Minister may designate a person satisfying the following requirements for a person that provides dispute resolution services upon their application:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 法人（人格のない社団又は財団で代表者又は管理人の定めのあるものを含み、外国の法令に準拠して設立された法人その他の外国の団体を除く。第四号ニにおいて同じ。）であること。
art-99/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-99/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-99/par-1/item-1
the person is a corporation (including an association or foundation without juridical personality for which the representative person or administrator has been designated, but excluding a corporation established under the laws and regulations of a foreign state and other foreign organizations; the same applies in item (iv), (d));
Ministry of Justice translation — Japanese Law Translation Database System
**二** 次条第一項の規定によりこの項の指定を取り消され、その取消しの日から五年を経過しない者又は他の法律の規定による指定であって紛争解決等業務に相当する業務に係るものとして政令で定めるものを取り消され、その取消しの日から五年を経過しない者でないこと。
art-99/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-99/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-99/par-1/item-2
the person is not a person who had its designation referred to in this paragraph revoked pursuant to the provisions of paragraph (1) of the following Article and for whom five years have not elapsed from the date of the revocation, or a person who had its designation under the provisions of another Act, which is pertaining to a business equivalent to dispute resolution services specified by Cabinet Order, revoked and for whom five years have not elapsed from the date of the revocation;
Ministry of Justice translation — Japanese Law Translation Database System
**三** この法律、銀行法等若しくは弁護士法（昭和二十四年法律第二百五号）又はこれらに相当する外国の法令の規定に違反し、罰金の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から五年を経過しない者でないこと。
art-99/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-99/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-99/par-1/item-3
the person is not a person who has been punished by a fine (including a punishment under laws and regulations of a foreign state equivalent to this) for violating the provisions of this Act, the Banking Act, the Attorneys Act (Act No. 205 of 1949), or laws and regulations of a foreign state equivalent thereto, and for whom five years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed;
Ministry of Justice translation — Japanese Law Translation Database System
**四** 役員のうちに、次のいずれかに該当する者がないこと。
art-99/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-99/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-99/par-1/item-4
none of the officers fall under any of the following items:
Ministry of Justice translation — Japanese Law Translation Database System
**イ** 心身の故障のため紛争解決等業務に係る職務を適正に執行することができない者として内閣府令で定める者
art-99/par-1/item-4/sub-1 · https://japanlaw.org/en/payment-services-act/art-99/par-1/item-4/sub-1 · https://japanlaw.org/l/421AC0000000059/art-99/par-1/item-4/sub-1
a person specified by Cabinet Office Order as being unable to properly perform their duties pertaining to dispute resolution services due to a mental or physical disorder;
Ministry of Justice translation — Japanese Law Translation Database System
**ロ** 破産手続開始の決定を受けて復権を得ない者又は外国の法令上これに相当する者
art-99/par-1/item-4/sub-2 · https://japanlaw.org/en/payment-services-act/art-99/par-1/item-4/sub-2 · https://japanlaw.org/l/421AC0000000059/art-99/par-1/item-4/sub-2
a person who has not had their rights restored after receiving an order to commence bankruptcy proceedings, or a person equivalent thereto under laws and regulations of a foreign state;
Ministry of Justice translation — Japanese Law Translation Database System
**ハ** 拘禁刑以上の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から五年を経過しない者
art-99/par-1/item-4/sub-3 · https://japanlaw.org/en/payment-services-act/art-99/par-1/item-4/sub-3 · https://japanlaw.org/l/421AC0000000059/art-99/par-1/item-4/sub-3
a person who has been sentenced to imprisonment or heavier punishment (including equivalent punishment under laws and regulations of a foreign state), and for whom five years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed;
machine translation, not official
**ニ** 次条第一項の規定によりこの項の指定を取り消された場合若しくはこの法律に相当する外国の法令の規定により当該外国において受けている当該指定に類する行政処分を取り消された場合において、その取消しの日前一月以内にその法人の役員（外国の法令上これと同様に取り扱われている者を含む。ニにおいて同じ。）であった者でその取消しの日から五年を経過しない者又は他の法律の規定による指定であって紛争解決等業務に相当する業務に係るものとして政令で定めるもの若しくは当該他の法律に相当する外国の法令の規定により当該外国において受けている当該政令で定める指定に類する行政処分を取り消された場合において、その取消しの日前一月以内にその法人の役員であった者でその取消しの日から五年を経過しない者
art-99/par-1/item-4/sub-4 · https://japanlaw.org/en/payment-services-act/art-99/par-1/item-4/sub-4 · https://japanlaw.org/l/421AC0000000059/art-99/par-1/item-4/sub-4
if a corporation had its designation referred to in this paragraph revoked pursuant to the provisions of paragraph (1) of the following Article, or a corporation had its administrative disposition similar to the designation, that had been implemented in a foreign state pursuant to the provisions of laws and regulations of the foreign state equivalent to this Act revoked, a person who had been an officer (including a person treated in the same manner under laws and regulations of a foreign state; the same applies in (d)) of the corporation at any time during the one month prior to the date of the revocation and for whom five years have not elapsed from the relevant date; or if a corporation had its designation under the provisions of another Act for business equivalent to the dispute resolution services as specified by Cabinet Order revoked, or a corporation had its administrative disposition similar to a designation specified by the Cabinet Order, that had been implemented in a foreign state pursuant to the provisions of laws and regulations of the foreign state equivalent to the other Act revoked, a person who had been an officer of the corporation at any time during the one month prior to the date of revocation and for whom five years have not elapsed from the relevant date; or
Ministry of Justice translation — Japanese Law Translation Database System
**ホ** この法律、銀行法等若しくは弁護士法又はこれらに相当する外国の法令の規定に違反し、罰金の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から五年を経過しない者
art-99/par-1/item-4/sub-5 · https://japanlaw.org/en/payment-services-act/art-99/par-1/item-4/sub-5 · https://japanlaw.org/l/421AC0000000059/art-99/par-1/item-4/sub-5
a person who has been punished by a fine (including a punishment under laws and regulations of a foreign state equivalent to this) for violating the provisions of this Act, the Banking Act, the Attorneys Act, or laws and regulations of a foreign state equivalent thereto, and for whom five years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceases to be executed;
Ministry of Justice translation — Japanese Law Translation Database System
**五** 紛争解決等業務を的確に実施するに足りる経理的及び技術的な基礎を有すること。
art-99/par-1/item-5 · https://japanlaw.org/en/payment-services-act/art-99/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-99/par-1/item-5
the person has sufficient accounting and technical foundation to ensure the provision of the dispute resolution services in a proper and steady manner;
Ministry of Justice translation — Japanese Law Translation Database System
**六** 役員又は職員の構成が紛争解決等業務の公正な実施に支障を及ぼすおそれがないものであること。
art-99/par-1/item-6 · https://japanlaw.org/en/payment-services-act/art-99/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-99/par-1/item-6
the composition of the officers or employees of the person may not cause hindrance to the provision of dispute resolution services in a fair manner;
Ministry of Justice translation — Japanese Law Translation Database System
**七** 紛争解決等業務の実施に関する規程（以下この章において「業務規程」という。）が法令に適合し、かつ、この法律の定めるところにより紛争解決等業務を公正かつ的確に実施するために十分であると認められること。
art-99/par-1/item-7 · https://japanlaw.org/en/payment-services-act/art-99/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-99/par-1/item-7
rules concerning the execution of the dispute resolution services (hereinafter referred to as "operational rules" in this Chapter) are found to conform to laws and regulations and are sufficient to ensure the provision of the dispute resolution services in a fair and steady manner pursuant to the provisions of this Act; and
Ministry of Justice translation — Japanese Law Translation Database System
**八** 次項の規定により意見を聴取した結果、手続実施基本契約（紛争解決等業務の実施を内容とする契約をいう。以下この章において同じ。）の解除に関する事項その他の手続実施基本契約の内容（第百一条第一項において読み替えて準用する銀行法第五十二条の六十七第二項各号に掲げる事項を除く。）その他の業務規程の内容（第百一条第一項において読み替えて準用する同法第五十二条の六十七第三項の規定によりその内容とするものでなければならないこととされる事項並びに第百一条第一項において読み替えて準用する同法第五十二条の六十七第四項各号及び第五項第一号に掲げる基準に適合するために必要な事項を除く。）について異議（合理的な理由が付されたものに限る。）を述べた資金移動業等関係業者（資金移動業者、電子決済手段等取引業者又は暗号資産交換業者をいう。以下この章において同じ。）の数の資金移動業等関係業者の総数に占める割合が政令で定める割合以下の割合となったこと。
art-99/par-1/item-8 · https://japanlaw.org/en/payment-services-act/art-99/par-1/item-8 · https://japanlaw.org/l/421AC0000000059/art-99/par-1/item-8
as a result of opinions heard pursuant to the provisions of the following paragraph, the ratio of funds transfer service providers, etc. (meaning funds transfer service providers, electronic payment instruments service providers or cryptoasset exchange service providers; hereinafter the same applies in this Chapter) who filed an objection (limited to the one to which reasonable grounds are provided) to particulars concerning the cancellation of the basic contract for execution of procedures (meaning a contract that governs the provision of the dispute resolution services; hereinafter the same applies in this Chapter) and other terms and conditions for the basic contract for execution of procedures (excluding particulars listed in items of Article 52-67, paragraph (2) of the Banking Act as applied mutatis mutandis pursuant to Article 101, paragraph (1) following the deemed replacement of terms) and other details of the Operational Rules (excluding particulars that must be included in the details of the Operational Rules pursuant to the provisions of Article 52-67, paragraph (3) of that Act as applied mutatis mutandis pursuant to Article 101, paragraph (1) following the deemed replacement of terms and particulars necessary for satisfying the criteria listed in the items of Article 52-67, paragraph (4) of that Act and paragraph (5), item (i) of that Article as applied mutatis mutandis pursuant to Article 101, paragraph (1) following the deemed replacement of terms) to the total number of funds transfer service providers, etc. was not more than a ratio specified by Cabinet Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前項の申請をしようとする者は、あらかじめ、内閣府令で定めるところにより、資金移動業等関係業者に対し、業務規程の内容を説明し、これについて異議がないかどうかの意見（異議がある場合には、その理由を含む。）を聴取し、及びその結果を記載した書類を作成しなければならない。
art-99/par-2 · https://japanlaw.org/en/payment-services-act/art-99/par-2 · https://japanlaw.org/l/421AC0000000059/art-99/par-2
A person intending to file a request referred to in the preceding paragraph must, pursuant to the provisions of Cabinet Office Order, provide funds transfer service providers, etc. with an explanation about the details of the Operational Rules in advance, hear their opinions with regard to whether they have any objection to the details (including the grounds for objection if they have any objection), and prepare a document containing the results of the hearing.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 内閣総理大臣は、第一項の規定による指定をしようとするときは、同項第五号から第七号までに掲げる要件（紛争解決手続の業務に係る部分に限り、同号に掲げる要件にあっては、第百一条第一項において読み替えて準用する銀行法第五十二条の六十七第四項各号及び第五項各号に掲げる基準に係るものに限る。）に該当していることについて、あらかじめ、法務大臣に協議しなければならない。
art-99/par-3 · https://japanlaw.org/en/payment-services-act/art-99/par-3 · https://japanlaw.org/l/421AC0000000059/art-99/par-3
If the Prime Minister intends to designate a person pursuant to the provisions of paragraph (1), the Minister must consult with the Minister of Justice in advance with regard to the fact that the applicant satisfies the requirements listed in items (v) through (vii) of that paragraph (limited to the part of requirements pertaining to the business of executing dispute resolution procedures, and with regard to the requirements listed in those items, limited to those pertaining to the criteria listed in the items of Article 52-67, paragraph (4) of the Banking Act and the items of paragraph (5) of that Article as applied mutatis mutandis pursuant to Article 101, paragraph (1) following the deemed replacement of terms).
Ministry of Justice translation — Japanese Law Translation Database System
**第四項** 第一項の規定による指定は、紛争解決等業務の種別ごとに行うものとし、同項第八号の割合は、当該紛争解決等業務の種別ごとに算定するものとする。
art-99/par-4 · https://japanlaw.org/en/payment-services-act/art-99/par-4 · https://japanlaw.org/l/421AC0000000059/art-99/par-4
The person is to be designated pursuant to the provisions of paragraph (1) according to the types of dispute resolution services, and the ratio referred to in item (viii) of that paragraph is to be calculated for the respective types of dispute resolution services.
Ministry of Justice translation — Japanese Law Translation Database System
**第五項** 内閣総理大臣は、第一項の規定による指定をしたときは、内閣府令で定めるところにより、その旨を公告しなければならない。
art-99/par-5 · https://japanlaw.org/en/payment-services-act/art-99/par-5 · https://japanlaw.org/l/421AC0000000059/art-99/par-5
If the Prime Minister designates a person pursuant to the provisions of paragraph (1), the Minister must give public notice to that effect pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第百条（指定の取消し等） — (Revocation of Designations)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-100 · https://japanlaw.org/en/payment-services-act/art-100 · https://japanlaw.org/l/421AC0000000059/art-100
**第一項** 内閣総理大臣は、指定紛争解決機関が次の各号のいずれかに該当するときは、前条第一項の規定による指定を取り消し、又は六月以内の期間を定めて、その業務の全部若しくは一部の停止を命ずることができる。
art-100/par-1 · https://japanlaw.org/en/payment-services-act/art-100/par-1 · https://japanlaw.org/l/421AC0000000059/art-100/par-1
If a designated dispute resolution organization falls under any of the following items, the Prime Minister may revoke its designation under the provisions of paragraph (1) of the preceding Article or order the designated dispute resolution organization to suspend all or part of its business, by specifying a period for suspension not exceeding six months:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 前条第一項第二号から第七号までに掲げる要件に該当しないこととなったとき、又は指定を受けた時点において同項各号のいずれかに該当していなかったことが判明したとき。
art-100/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-100/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-100/par-1/item-1
the designated dispute resolution organization no longer satisfies the requirements listed in paragraph (1), items (ii) through (vii) of the preceding Article or it turned out that the designated dispute resolution organization did not satisfy any of the items of that paragraph when it was designated;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 不正の手段により前条第一項の規定による指定を受けたとき。
art-100/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-100/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-100/par-1/item-2
the designated dispute resolution organization was designated pursuant to the provisions of paragraph (1) of the preceding Article through wrongful means; or
Ministry of Justice translation — Japanese Law Translation Database System
**三** 法令又は法令に基づく処分に違反したとき。
art-100/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-100/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-100/par-1/item-3
the designated dispute resolution organization violates laws and regulations or a disposition under the laws and regulations.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、指定紛争解決機関が次の各号のいずれかに該当する場合において、前項の規定による処分又は命令をしようとするときは、あらかじめ、法務大臣に協議しなければならない。
art-100/par-2 · https://japanlaw.org/en/payment-services-act/art-100/par-2 · https://japanlaw.org/l/421AC0000000059/art-100/par-2
If a designated dispute resolution organization falls under any of the following items, when the Prime Minister intends to reach a disposition or issue an order pursuant to the provisions of the preceding paragraph, the Minister must consult with the Minister of Justice in advance:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 前条第一項第五号から第七号までに掲げる要件（紛争解決手続の業務に係る部分に限り、同号に掲げる要件にあっては、次条第一項において読み替えて準用する銀行法第五十二条の六十七第四項各号及び第五項各号に掲げる基準に係るものに限る。以下この号において同じ。）に該当しないこととなった場合又は前条第一項の規定による指定を受けた時点において同項第五号から第七号までに掲げる要件に該当していなかったことが判明した場合
art-100/par-2/item-1 · https://japanlaw.org/en/payment-services-act/art-100/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-100/par-2/item-1
when the designated dispute resolution organization no longer satisfies the requirements listed in paragraph (1), items (v) through (vii) of the preceding Article (limited to the part of the requirements pertaining to the business of executing dispute resolution procedures, and with regard to the requirements listed in those items, limited to those pertaining to the criteria listed in items of Article 52-67, paragraph (4) of the Banking Act and items of paragraph (5) of that Article as applied mutatis mutandis pursuant to paragraph (1) of the following Article following the deemed replacement of terms; hereinafter the same applies in this item) or when it turned out that the designated dispute resolution organization did not satisfy any of paragraph (1), items (v) through (vii) of the preceding Article when it was designated pursuant to the provisions of that paragraph; or
Ministry of Justice translation — Japanese Law Translation Database System
**二** 次条第一項において読み替えて準用する銀行法第五十二条の六十五、第五十二条の六十六、第五十二条の六十九又は第五十二条の七十三の規定に違反した場合（その違反行為が紛争解決手続の業務に係るものである場合に限る。）
art-100/par-2/item-2 · https://japanlaw.org/en/payment-services-act/art-100/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-100/par-2/item-2
when the designated dispute resolution organization violates the provisions of Article 52-65, Article 52-66, Article 52-69, or Article 52-73 of the Banking Act as applied mutatis mutandis pursuant to paragraph (1) of the following Article following the deemed replacement of terms (limited to cases where the violation pertains to the business of executing dispute resolution procedures).
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 第一項の規定により前条第一項の規定による指定の取消しの処分を受け、又はその業務の全部若しくは一部の停止の命令を受けた者は、当該処分又は命令の日から二週間以内に、当該処分又は命令の日に次条第一項において読み替えて準用する銀行法第五十二条の八十三第三項に規定する苦情処理手続又は紛争解決手続が実施されていた当事者、当該当事者以外の手続実施基本契約を締結した相手方である資金移動業等関係業者及び他の指定紛争解決機関に当該処分又は命令を受けた旨を通知しなければならない。
art-100/par-3 · https://japanlaw.org/en/payment-services-act/art-100/par-3 · https://japanlaw.org/l/421AC0000000059/art-100/par-3
A person who has had its designation under the provisions of paragraph (1) of the preceding Article revoked pursuant to the provisions of paragraph (1) or has received an order to suspend all or part of its business must, within two weeks from the date of the disposition or order, notify the parties to whom the complaint handling procedures or dispute resolution procedures prescribed in Article 52-83, paragraph (3) of the Banking Act as applied mutatis mutandis pursuant to paragraph (1) of the following Article following the deemed replacement of terms are being implemented as of the date of the disposition or order, funds transfer service providers, etc. other than the parties who are the other parties to the basic contract for execution of procedures, and other designated dispute resolution organizations to the effect that it has received the disposition or order.
Ministry of Justice translation — Japanese Law Translation Database System
**第四項** 内閣総理大臣は、第一項の規定により前条第一項の規定による指定を取り消したとき、又はその業務の全部若しくは一部の停止を命じたときは、内閣府令で定めるところにより、その旨を公告しなければならない。
art-100/par-4 · https://japanlaw.org/en/payment-services-act/art-100/par-4 · https://japanlaw.org/l/421AC0000000059/art-100/par-4
When the Prime Minister revokes the designation under the provisions of paragraph (1) of the preceding Article pursuant to the provisions of paragraph (1) or issues an order to suspend all or part of the relevant business, the Minister must give public notice to that effect, pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第百一条（指定紛争解決機関に関する銀行法の規定の準用） — (Provisions of the Banking Act Applied Mutatis Mutandis to Designated Dispute Resolution Organizations)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-101 · https://japanlaw.org/en/payment-services-act/art-101 · https://japanlaw.org/l/421AC0000000059/art-101
**第一項** 銀行法第二条第二十八項から第三十二項まで及び第五十二条の六十三から第五十二条の八十三までの規定（これらの規定に係る罰則を含む。次項において「銀行法規定」という。）は、指定紛争解決機関について準用する。この場合において、次項に定める場合を除き、これらの規定中次の表の上欄に掲げる字句は、それぞれ同表の下欄に掲げる字句と読み替えるものとする。
銀行業務等関連苦情 資金移動業等関連苦情
銀行業務等関連紛争 資金移動業等関連紛争
加入銀行業関係業者 加入資金移動業等関係業者
顧客 利用者
art-101/par-1 · https://japanlaw.org/en/payment-services-act/art-101/par-1 · https://japanlaw.org/l/421AC0000000059/art-101/par-1
The provisions of Article 2, paragraphs (28) through (32) and Articles 52-63 through 52-83 of the Banking Act (including the penal provisions pertaining to these provisions; referred to as the "provisions of the Banking Act" in the following paragraph) apply mutatis mutandis to designated dispute resolution organizations. In this case, except in cases specified in the following paragraph, the terms in these provisions listed in the left-hand column of the table below are deemed to be replaced with the terms listed in the right-hand column of that table:
Complaints related to the banking services, etc. Complaints related to the funds transfer services, etc.
Disputes related to the banking services, etc. Disputes related to the funds transfer services, etc.
Member banking service providers Member funds transfer service providers, etc.
Customers Users
machine translation, not official
**第二項** 銀行法規定を指定紛争解決機関について準用する場合において、次の表の上欄に掲げる銀行法規定中同表の中欄に掲げる字句は、それぞれ同表の下欄に掲げる字句と読み替えるものとするほか、必要な技術的読替えは、政令で定める。
第二条第二十八項 銀行業務等に 資金移動業（資金決済に関する法律第三十六条の二第一項に規定する資金移動業をいう。次項において同じ。）、電子決済手段等取引業（同法第二条第十項に規定する電子決済手段等取引業をいう。次項において同じ。）、暗号資産交換業（同条第十五項に規定する暗号資産交換業をいう。次項において同じ。）又は電子決済手段・暗号資産サービス仲介業（同条第十八項に規定する電子決済手段・暗号資産サービス仲介業をいう。次項において同じ。）に
第二条第二十九項 銀行業務等に 資金移動業、電子決済手段等取引業、暗号資産交換業又は電子決済手段・暗号資産サービス仲介業に
第二条第三十一項 銀行業務及び電子決済等取扱業務 資金移動業務（資金決済に関する法律第二条第二十八項に規定する資金移動業務をいう。第五十二条の七十三第三項第二号において同じ。）、電子決済手段等取引業務（資金決済に関する法律第二条第二十八項に規定する電子決済手段等取引業務をいう。同号において同じ。）及び暗号資産交換業務（同項に規定する暗号資産交換業務をいう。同号において同じ。）
第二条第三十二項 銀行業関係業者（銀行又は電子決済等取扱業者をいう。以下 資金移動業等関係業者（資金決済に関する法律第九十九条第一項第八号に規定する資金移動業等関係業者をいう。第五十二条の六十五第二項、第五十二条の六十七第三項及び第五十二条の七十九第一号において
第五十二条の六十三第一項 前条第一項 資金決済に関する法律第九十九条第一項
第五十二条の六十三第二項第一号 前条第一項第三号 資金決済に関する法律第九十九条第一項第三号
第五十二条の六十三第二項第六号 前条第二項 資金決済に関する法律第九十九条第二項
第五十二条の六十五第二項 銀行業関係業者を 資金移動業等関係業者を
第五十二条の六十七第三項 銀行業関係業者 資金移動業等関係業者
第五十二条の七十三第三項第二号 銀行業務である場合にあつては銀行業務、紛争解決等業務の種別が電子決済等取扱業務である場合にあつては電子決済等取扱業務 資金移動業務である場合にあつては為替取引に係る業務、紛争解決等業務の種別が電子決済手段等取引業務である場合にあつては電子決済手段等取引業務、紛争解決等業務の種別が暗号資産交換業務である場合にあつては暗号資産交換業務
第五十二条の七十四第二項 第五十二条の六十二第一項の規定による指定が第五十二条の八十四第一項 資金決済に関する法律第九十九条第一項の規定による指定が同法第百条第一項
第五十二条の八十四第三項 同法第百条第三項
第五十二条の七十九第一号 銀行業関係業者 資金移動業等関係業者
第五十二条の八十二第二項第一号 第五十二条の六十二第一項第五号から第七号までに掲げる要件（ 資金決済に関する法律第九十九条第一項第五号から第七号までに掲げる要件（
又は第五十二条の六十二第一項第五号 又は同法第九十九条第一項第五号
art-101/par-2 · https://japanlaw.org/en/payment-services-act/art-101/par-2 · https://japanlaw.org/l/421AC0000000059/art-101/par-2
If the provisions of the Banking Act apply mutatis mutandis to designated dispute resolution organizations, the terms or phrases listed in the middle column of the table below in the provisions of the Banking Act as listed in the left-hand column of that table are deemed to be replaced with the respective terms or phrases listed in the right-hand column of that table; and any other necessary technical replacement of terms is specified by Cabinet Order:
Article 2, paragraph (28) about banking services, etc. about funds transfer services (meaning the funds transfer services prescribed in Article 36-2, paragraph (1) of the Payment Services Act; the same applies in the following paragraph), electronic payment instruments services (meaning the electronic payment instruments services prescribed in Article 2, paragraph (10) of that Act; the same applies in the following paragraph), cryptoasset exchange services (meaning the cryptoasset exchange services prescribed in paragraph (15) of that Article; the same applies in the following paragraph) or electronic payment instruments and cryptoasset intermediary services (meaning the electronic payment instruments and cryptoasset intermediary services prescribed in paragraph (18) of that Article; the same applies in the following paragraph)
Article 2, paragraph (29) related to banking services, etc. related to funds transfer services, electronic payment instruments services, cryptoasset exchange services or electronic payment instruments and cryptoasset intermediary services
Article 2, paragraph (31) banking services and electronic payment handling services about funds transfer business (meaning the funds transfer business prescribed in Article 2, paragraph (28) of the Payment Services Act; the same applies in Article 52-73, paragraph (3), item (ii)), electronic payment instruments business (meaning the electronic payment instruments business prescribed in Article 2, paragraph (28) of the Payment Services Act; the same applies in that item), and cryptoasset exchange business (meaning the cryptoasset exchange business prescribed in that paragraph; the same applies in that item)
Article 2, paragraph (32) banking service provider (meaning a bank or electronic payment handling service provider; the same applies hereinafter funds transfer service provider, etc. (meaning the funds transfer service provider, etc. prescribed in Article 99, paragraph (1), item (viii) of the Payment Services Act; the same applies in Article 52-65, paragraph (2), Article 52-67, paragraph (3), and Article 52-79, item (i)
Article 52-63, paragraph (1) Paragraph (1) of the preceding Article Article 99, paragraph (1) of the Payment Services Act
Article 52-63, paragraph (2), item (i) Paragraph (1), item (iii) of the preceding Article Article 99, paragraph (1), item (iii) of the Payment Services Act
Article 52-63, paragraph (2), item (vi) Paragraph (2) of the preceding Article Article 99, paragraph (2) of the Payment Services Act
Article 52-65, paragraph (2) meaning a banking service provider meaning a funds transfer service provider, etc.
Article 52-67, paragraph (3) banking service provider funds transfer service provider, etc.
Article 52-73, paragraph (3), item (ii) banking services if the category of dispute resolution services is banking services, or electronic payment handling services if the category of dispute resolution services is electronic payment handling services business pertaining to exchange transactions if the category of dispute resolution services is a funds transfer business; electronic payment instruments business if the category of dispute resolution services is electronic payment instruments business; or cryptoasset exchange business if the category of dispute resolution services is cryptoasset exchange business
Article 52-74, paragraph (2) Designation under Article 52-62, paragraph (1) ... Article 52-84, paragraph (1) Designation under Article 99, paragraph (1) of the Payment Services Act ... Article 100, paragraph (1) of that Act
Article 52-84, paragraph (3) Article 100, paragraph (3) of that Act
Article 52-79, item (i) bank service provider funds transfer service provider, etc.
Article 52-82, paragraph (2), item (i) requirements set forth in Article 52-62, paragraph (1), item (v) through item (vii) ( requirements set forth in Article 99, paragraph (1), item (v) through item (vii) of the Payment Services Act (
or...Article 52-62, paragraph (1), item (v) or...Article 99, paragraph (1), item (v) of that Act
machine translation, not official
## 第七章 雑則 — Chapter VII Miscellaneous Provisions
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-7 · https://japanlaw.org/en/payment-services-act/ch-7 · https://japanlaw.org/l/421AC0000000059/ch-7
### 第百二条（検査職員の証明書の携帯） — (Carrying Identification of Inspection Officials)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-102 · https://japanlaw.org/en/payment-services-act/art-102 · https://japanlaw.org/l/421AC0000000059/art-102
**第一項** 第二十四条第一項若しくは第二項、第五十四条第一項若しくは第二項、第六十二条の二十第一項若しくは第二項、第六十三条の十五第一項若しくは第二項、第六十三条の二十二の十八第一項若しくは第二項、第六十三条の三十五第一項若しくは第二項、第八十条第一項若しくは第二項又は第九十五条の規定により立入検査をする職員は、その身分を示す証明書を携帯し、関係者の請求があったときは、これを提示しなければならない。
art-102/par-1 · https://japanlaw.org/en/payment-services-act/art-102/par-1 · https://japanlaw.org/l/421AC0000000059/art-102/par-1
Inspection officials who conduct on-site inspections pursuant to the provisions of Article 24, paragraph (1) or (2), Article 54, paragraph (1) or (2), Article 62-20, paragraph (1) or (2), Article 63-15, paragraph (1) or (2), Article 63-22-18, paragraph (1) or (2), Article 63-35, paragraph (1) or (2), Article 80, paragraph (1) or (2), or Article 95 must carry an identification and present it when requested by any person concerned.
machine translation, not official
**第二項** 前項に規定する各規定による立入検査の権限は、犯罪捜査のために認められたものと解してはならない。
art-102/par-2 · https://japanlaw.org/en/payment-services-act/art-102/par-2 · https://japanlaw.org/l/421AC0000000059/art-102/par-2
The authority to conduct an on-site inspection under the respective provisions prescribed in the preceding paragraph must not be interpreted as being granted for the purpose of criminal investigation.
Ministry of Justice translation — Japanese Law Translation Database System
### 第百三条（財務大臣への資料提出等） — (Submission of Materials to the Minister of Finance)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-103 · https://japanlaw.org/en/payment-services-act/art-103 · https://japanlaw.org/l/421AC0000000059/art-103
**第一項** 財務大臣は、その所掌に係る金融破綻処理制度及び金融危機管理に関し、前払式支払手段発行者、資金移動業者、電子決済手段等取引業者、暗号資産交換業者、電子決済手段・暗号資産サービス仲介業者、為替取引分析業者（第二条第二十一項第一号に掲げる行為を業として行う者を除く。次項において同じ。）又は資金清算機関に係る制度の企画又は立案をするために必要があると認めるときは、内閣総理大臣に対し、必要な資料の提出及び説明を求めることができる。
art-103/par-1 · https://japanlaw.org/en/payment-services-act/art-103/par-1 · https://japanlaw.org/l/421AC0000000059/art-103/par-1
When the Minister of Finance finds it necessary for planning or implementing a plan for systems pertaining to an issuer of prepaid payment instruments, funds transfer service providers, electronic payment instruments service providers, cryptoasset exchange service providers, electronic payment instruments and cryptoasset intermediary service providers, funds transfer transaction analysis service providers (excluding the person engaging in the act set forth in Article 2, paragraph (21), item (i) in the course of trade; the same applies in the following paragraph) or clearing institution for interbank funds transfers, in relation to a system for failure resolution of financial institutions and financial risk management under the minister's jurisdiction, the minister may request the Prime Minister to provide necessary materials and explanation therefor.
machine translation, not official
**第二項** 財務大臣は、その所掌に係る金融破綻処理制度及び金融危機管理に関し、前払式支払手段発行者、資金移動業者、電子決済手段等取引業者、暗号資産交換業者、電子決済手段・暗号資産サービス仲介業者、為替取引分析業者又は資金清算機関に係る制度の企画又は立案をするため特に必要があると認めるときは、その必要の限度において、前払式支払手段発行者、資金移動業者、電子決済手段等取引業者、暗号資産交換業者、電子決済手段・暗号資産サービス仲介業者、為替取引分析業者、資金清算機関又は認定資金決済事業者協会その他の関係者に対し、資料の提出、説明その他の協力を求めることができる。
art-103/par-2 · https://japanlaw.org/en/payment-services-act/art-103/par-2 · https://japanlaw.org/l/421AC0000000059/art-103/par-2
When the Minister of Finance finds it particularly necessary for planning or implementing a plan for systems pertaining to an issuer of prepaid payment instruments, funds transfer service providers, electronic payment instruments service providers, cryptoasset exchange service providers, electronic payment instruments and cryptoasset intermediary service providers, funds transfer transaction analysis service providers or clearing institution for interbank funds transfers, in relation to a system for failure resolution of financial institutions and financial risk management under the minister's jurisdiction, the minister may request an issuer of prepaid payment instruments, funds transfer service providers, electronic payment instruments service providers, cryptoasset exchange service providers, electronic payment instruments and cryptoasset intermediary service providers, funds transfer transaction analysis service providers, clearing institution for interbank funds transfers, certified association for payment service providers, or any other persons concerned to provide materials and explanation therefor as well as other forms of cooperation, to the extent that the cooperation is necessary.
machine translation, not official
### 第百四条（権限の委任） — (Delegation of Authority)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-104 · https://japanlaw.org/en/payment-services-act/art-104 · https://japanlaw.org/l/421AC0000000059/art-104
**第一項** 内閣総理大臣は、この法律による権限（政令で定めるものを除く。）を金融庁長官に委任する。
art-104/par-1 · https://japanlaw.org/en/payment-services-act/art-104/par-1 · https://japanlaw.org/l/421AC0000000059/art-104/par-1
The Prime Minister delegates authority under this Act (excluding that specified by Cabinet Order) to the Commissioner of the Financial Services Agency.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 金融庁長官は、政令で定めるところにより、前項の規定により委任された権限の一部を財務局長又は財務支局長に委任することができる。
art-104/par-2 · https://japanlaw.org/en/payment-services-act/art-104/par-2 · https://japanlaw.org/l/421AC0000000059/art-104/par-2
The Commissioner of the Financial Services Agency may, pursuant to the provisions of Cabinet Order, delegate part of the authority that has been delegated to the commissioner pursuant to the provisions of the preceding paragraph to the Director-Generals of Local Finance Bureaus or Local Finance Branch Bureaus.
Ministry of Justice translation — Japanese Law Translation Database System
### 第百五条（内閣府令への委任） — (Provisions Governed by Cabinet Office Order)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-105 · https://japanlaw.org/en/payment-services-act/art-105 · https://japanlaw.org/l/421AC0000000059/art-105
**第一項** この法律（第四章を除く。以下この条において同じ。）に定めるもののほか、この法律を実施するために必要な事項は、内閣府令で定める。
art-105/par-1 · https://japanlaw.org/en/payment-services-act/art-105/par-1 · https://japanlaw.org/l/421AC0000000059/art-105/par-1
Beyond what is set forth in this Act (excluding Chapter IV; hereinafter the same applies in this Article), particulars necessary for the enforcement of this Act are specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第百六条（経過措置） — (Transitional Measures)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-106 · https://japanlaw.org/en/payment-services-act/art-106 · https://japanlaw.org/l/421AC0000000059/art-106
**第一項** この法律の規定に基づき命令を制定し、又は改廃する場合においては、その命令で、その制定又は改廃に伴い合理的に必要とされる範囲内において、所要の経過措置（罰則に関する経過措置を含む。）を定めることができる。
art-106/par-1 · https://japanlaw.org/en/payment-services-act/art-106/par-1 · https://japanlaw.org/l/421AC0000000059/art-106/par-1
If an order is established, amended or repealed based on the provisions of this Act, transitional measures necessary (including transitional measures concerning penal provisions) may be prescribed in the order, to the extent considered reasonably necessary for the establishment, amendment or repeal of the order.
Ministry of Justice translation — Japanese Law Translation Database System
## 第八章 罰則 — Chapter VIII Penal Provisions
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-8 · https://japanlaw.org/en/payment-services-act/ch-8 · https://japanlaw.org/l/421AC0000000059/ch-8
### 第百七条
art-107 · https://japanlaw.org/en/payment-services-act/art-107 · https://japanlaw.org/l/421AC0000000059/art-107
**第一項** 次の各号のいずれかに該当する場合には、当該違反行為をした者は、三年以下の拘禁刑若しくは三百万円以下の罰金に処し、又はこれを併科する。
art-107/par-1 · https://japanlaw.org/en/payment-services-act/art-107/par-1 · https://japanlaw.org/l/421AC0000000059/art-107/par-1
If any of the following items applies, the person who has committed the violation is subject to imprisonment for not more than three years or a fine of not more than three million yen, or both:
machine translation, not official
**一** 第七条の登録を受けないで第三者型前払式支払手段（第三条第五項に規定する第三者型前払式支払手段をいう。第三号において同じ。）の発行の業務を行ったとき。
art-107/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-1
a person conducts the business of issuing prepaid payment instruments for third-party business (meaning prepaid payment instruments for third-party business prescribed in Article 3, paragraph (5); the same applies in item (iii)) without registering the business referred to in Article 7;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 不正の手段により第七条、第三十七条、第六十二条の三、第六十三条の二若しくは第六十三条の二十二の二の登録又は第四十一条第一項、第六十二条の七第一項若しくは第六十三条の二十二の六第一項の変更登録を受けたとき。
art-107/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-2
a person has been registered as referred to in Article 7, Article 37, Article 62-3, Article 63-2 or Article 63-22-2, or the change referred to in Article 41, paragraph (1), Article 62-7, paragraph (1) or Article 63-22-6, paragraph (1) has been registered through wrongful means;
machine translation, not official
**三** 第十二条の規定に違反して、他人に第三者型前払式支払手段の発行の業務を行わせたとき。
art-107/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-3
a person, in violation of the provisions of Article 12, has another person conduct the business of issuing prepaid payment instruments for third-party business;
Ministry of Justice translation — Japanese Law Translation Database System
**四** 第三十七条の二第二項の規定により読み替えて適用する第五十六条第一項の規定による特定資金移動業の廃止の命令に違反したとき。
art-107/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-4
a person violates an order to discontinue specified funds transfer services under the provisions of Article 56, paragraph (1) as applied following the deemed replacement of terms pursuant to the provisions of Article 37-2, paragraph (2);
Ministry of Justice translation — Japanese Law Translation Database System
**五** 第三十七条の二第三項の規定による届出をしないで特定資金移動業を営み、若しくは虚偽の届出をし、又は同項の規定により当該届出に添付すべき書類に虚偽の記載をしてこれを提出したとき。
art-107/par-1/item-5 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-5
a person provides specified funds transfer services without filing a notification under the provisions of Article 37-2, paragraph (3) or files a false notification, or makes a false statement in a document to be attached to the notification pursuant to the provisions of that paragraph and submits the document;
Ministry of Justice translation — Japanese Law Translation Database System
**六** 第四十一条第一項の変更登録を受けないで新たな種別の資金移動業を営んだとき。
art-107/par-1/item-6 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-6
a person provides a new type of funds transfer service without registering the change referred to in Article 41, paragraph (1);
Ministry of Justice translation — Japanese Law Translation Database System
**七** 第四十二条の規定に違反して、他人に資金移動業を営ませたとき。
art-107/par-1/item-7 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-7
a person, in violation of the provisions of Article 42, has another person provide the funds transfer service;
Ministry of Justice translation — Japanese Law Translation Database System
**八** 第六十二条の三の登録を受けないで電子決済手段等取引業を行ったとき。
art-107/par-1/item-8 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-8 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-8
a person provides electronic payment instruments services without registering the services as referred to in Article 62-3;
machine translation, not official
**九** 第六十二条の七第一項の変更登録を受けないで新たな種別の電子決済手段等取引業を行ったとき。
art-107/par-1/item-9 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-9 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-9
a person provides a new type of electronic payment instruments services without registering the change as referred to in Article 62-7, paragraph (1);
Ministry of Justice translation — Japanese Law Translation Database System
**十** 第六十二条の八第二項の規定により読み替えて適用する第六十二条の二十二第一項の規定による電子決済手段等取引業の廃止の命令に違反したとき。
art-107/par-1/item-10 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-10 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-10
a person violates an order to discontinue electronic payment instruments services under the provisions of Article 62-22, paragraph (1) as applied following the deemed replacement of terms pursuant to the provisions of Article 62-8, paragraph (2);
Ministry of Justice translation — Japanese Law Translation Database System
**十一** 第六十二条の九の規定に違反して、他人に電子決済手段等取引業を行わせたとき。
art-107/par-1/item-11 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-11 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-11
a person, in violation of the provisions of Article 62-9, has another person provide the electronic payment instruments services;
Ministry of Justice translation — Japanese Law Translation Database System
**十二** 第六十三条の二の登録を受けないで暗号資産交換業を行ったとき。
art-107/par-1/item-12 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-12 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-12
a person provides the cryptoasset exchange services without registering the services referred to in Article 63-2;
Ministry of Justice translation — Japanese Law Translation Database System
**十三** 第六十三条の七の規定に違反して、他人に暗号資産交換業を行わせたとき。
art-107/par-1/item-13 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-13 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-13
a person, in violation of the provisions of Article 63-7, has another person provide the cryptoasset exchange services;
Ministry of Justice translation — Japanese Law Translation Database System
**十四** 第六十三条の二十二の六第一項の変更登録を受けないで新たな種別の電子決済手段・暗号資産サービス仲介業を行ったとき。
art-107/par-1/item-14 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-14 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-14
a person provides a new type of electronic payment instruments and cryptoasset intermediary services without registering the change referred to in Article 63-22-6, paragraph (1);
machine translation, not official
**十五** 第六十三条の二十二の七の規定に違反して、他人に電子決済手段・暗号資産サービス仲介業を行わせたとき。
art-107/par-1/item-15 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-15 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-15
a person, in violation of the provisions of Article 63-22-7, has another person provide the electronic payment instruments and cryptoasset intermediary services;
machine translation, not official
**十六** 第六十三条の二十三の許可を受けないで為替取引分析業を行ったとき。
art-107/par-1/item-16 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-16 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-16
a person provides funds transfer transaction analysis services without obtaining a license as referred to in Article 63-23;
machine translation, not official
**十七** 不正の手段により第六十三条の二十三又は第六十三条の三十三第一項の許可を受けたとき。
art-107/par-1/item-17 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-17 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-17
a person obtains a license referred to in Article 63-23 or Article 63-33, paragraph (1) through wrongful means;
Ministry of Justice translation — Japanese Law Translation Database System
**十八** 第六十三条の二十六の規定に違反して、他人に為替取引分析業を行わせたとき。
art-107/par-1/item-18 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-18 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-18
a person, in violation of the provisions of Article 63-26, has another person provide the funds transfer transaction analysis services;
Ministry of Justice translation — Japanese Law Translation Database System
**十九** 第六十三条の三十三第一項の許可を受けないで新たな種別の為替取引分析業を行ったとき。
art-107/par-1/item-19 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-19 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-19
a person provides a new type of funds transfer transaction analysis services without obtaining a license as referred to in Article 63-33, paragraph (1);
Ministry of Justice translation — Japanese Law Translation Database System
**二十** 第六十四条第一項の免許を受けないで資金清算業を行ったとき。
art-107/par-1/item-20 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-20 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-20
a person provides clearing services for interbank funds transfer without obtaining a license referred to in Article 64, paragraph (1); or
machine translation, not official
**二十一** 不正の手段により第六十四条第一項の免許を受けたとき。
art-107/par-1/item-21 · https://japanlaw.org/en/payment-services-act/art-107/par-1/item-21 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-21
a person obtains a license referred to in Article 64, paragraph (1) through wrongful means.
Ministry of Justice translation — Japanese Law Translation Database System
### 第百八条
art-108 · https://japanlaw.org/en/payment-services-act/art-108 · https://japanlaw.org/l/421AC0000000059/art-108
**第一項** 次の各号のいずれかに該当する場合には、当該違反行為をした者は、二年以下の拘禁刑若しくは三百万円以下の罰金に処し、又はこれを併科する。
art-108/par-1 · https://japanlaw.org/en/payment-services-act/art-108/par-1 · https://japanlaw.org/l/421AC0000000059/art-108/par-1
If any of the following items applies, the person who has committed the violation is subject to imprisonment for not more than two years or a fine of not more than three million yen, or both:
machine translation, not official
**一** 第四十条の二第一項の認可を受けないで第三十六条の二第一項に規定する第一種資金移動業を営んだとき。
art-108/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-108/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-108/par-1/item-1
a person provides type I funds transfer service prescribed in Article 36-2, paragraph (1) without obtaining the authorization referred to in Article 40-2, paragraph (1);
Ministry of Justice translation — Japanese Law Translation Database System
**二** 第五十六条第一項の規定による資金移動業の全部又は一部の停止の命令に違反したとき。
art-108/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-108/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-108/par-1/item-2
a person violates an order to suspend all or part of the funds transfer service under the provisions of Article 56, paragraph (1);
Ministry of Justice translation — Japanese Law Translation Database System
**三** 第六十二条の十四第一項の規定に違反して、利用者の電子決済手段を自己の電子決済手段と分別して管理しなかったとき。
art-108/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-108/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-108/par-1/item-3
a person, in violation of the provisions of Article 62-14, paragraph (1), fails to manage users' electronic payment instruments separately from its own electronic payment instruments;
Ministry of Justice translation — Japanese Law Translation Database System
**四** 第六十二条の二十二第一項の規定による電子決済手段等取引業の全部又は一部の停止の命令に違反したとき。
art-108/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-108/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-108/par-1/item-4
a person violates an order to suspend all or part of the electronic payment instruments services pursuant to the provisions of Article 62-22, paragraph (1);
Ministry of Justice translation — Japanese Law Translation Database System
**五** 第六十三条の十一第一項の規定に違反して利用者の金銭を自己の金銭と分別して管理せず、若しくは信託しなかったとき、又は同条第二項前段の規定に違反して利用者の暗号資産を自己の暗号資産と分別して管理しなかったとき。
art-108/par-1/item-5 · https://japanlaw.org/en/payment-services-act/art-108/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-108/par-1/item-5
a person, in violation of the provisions of Article 63-11, paragraph (1), fails to manage or entrust users' money separately from its own money, or a person, in violation of the provisions of the first sentence of paragraph (2) of that Article, fails to manage users' cryptoassets separately from its own cryptoassets;
Ministry of Justice translation — Japanese Law Translation Database System
**六** 第六十三条の十一の二第一項前段の規定に違反して、履行保証暗号資産（同項に規定する履行保証暗号資産をいう。以下この号において同じ。）を保有せず、又は履行保証暗号資産を履行保証暗号資産以外の自己の暗号資産と分別して管理しなかったとき。
art-108/par-1/item-6 · https://japanlaw.org/en/payment-services-act/art-108/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-108/par-1/item-6
a person, in violation of the provisions of the first sentence of Article 63-11-2, paragraph (1), fails to hold performance-guarantee cryptoassets (meaning the performance-guarantee cryptoassets prescribed in that paragraph; hereinafter the same applies in this item) or fails to manage the performance-guarantee cryptoassets separately from its own cryptoassets other than the performance-guarantee cryptoassets;
Ministry of Justice translation — Japanese Law Translation Database System
**七** 第六十三条の十七第一項の規定による暗号資産交換業の全部又は一部の停止の命令に違反したとき。
art-108/par-1/item-7 · https://japanlaw.org/en/payment-services-act/art-108/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-108/par-1/item-7
a person violates an order to suspend all or part of the cryptoasset exchange service pursuant to the provisions of Article 63-17, paragraph (1);
Ministry of Justice translation — Japanese Law Translation Database System
**八** 第六十三条の二十二の二十第一項の規定による電子決済手段・暗号資産サービス仲介業の全部又は一部の停止の命令に違反したとき。
art-108/par-1/item-8 · https://japanlaw.org/en/payment-services-act/art-108/par-1/item-8 · https://japanlaw.org/l/421AC0000000059/art-108/par-1/item-8
a person violates an order to suspend all or part of the electronic payment instruments and cryptoasset intermediary services pursuant to the provisions of Article 63-22-20, paragraph (1);
machine translation, not official
**九** 第六十三条の三十七第二項の規定による業務の全部又は一部の停止の命令に違反したとき。
art-108/par-1/item-9 · https://japanlaw.org/en/payment-services-act/art-108/par-1/item-9 · https://japanlaw.org/l/421AC0000000059/art-108/par-1/item-9
a person violates an order to suspend all or part of the business pursuant to the provisions of Article 63-37, paragraph (2);
Ministry of Justice translation — Japanese Law Translation Database System
**十** 第八十二条第二項の規定による業務の全部又は一部の停止の命令に違反したとき。
art-108/par-1/item-10 · https://japanlaw.org/en/payment-services-act/art-108/par-1/item-10 · https://japanlaw.org/l/421AC0000000059/art-108/par-1/item-10
a person violates an order to suspend all or part of the business pursuant to the provisions of Article 82, paragraph (2); or
Ministry of Justice translation — Japanese Law Translation Database System
**十一** 第九十六条第二項の規定による業務の全部又は一部の停止の命令に違反したとき。
art-108/par-1/item-11 · https://japanlaw.org/en/payment-services-act/art-108/par-1/item-11 · https://japanlaw.org/l/421AC0000000059/art-108/par-1/item-11
a person violates an order to suspend all or part of the business pursuant to the provisions of Article 96, paragraph (2).
Ministry of Justice translation — Japanese Law Translation Database System
### 第百九条
art-109 · https://japanlaw.org/en/payment-services-act/art-109 · https://japanlaw.org/l/421AC0000000059/art-109
**第一項** 次の各号のいずれかに該当する場合には、当該違反行為をした者は、一年以下の拘禁刑若しくは三百万円以下の罰金に処し、又はこれを併科する。
art-109/par-1 · https://japanlaw.org/en/payment-services-act/art-109/par-1 · https://japanlaw.org/l/421AC0000000059/art-109/par-1
If any of the following items applies, the person who has committed the violation is subject to imprisonment for not more than one year or a fine of not more than three million yen, or both:
machine translation, not official
**一** 第二十条第二項、第六十一条第三項、第六十二条の二十五第三項若しくは第六十三条の二十第三項の規定による公告をせず、又は虚偽の公告をしたとき。
art-109/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-109/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-109/par-1/item-1
a person fails to give a public notice under the provisions of Article 20, paragraph (2), Article 61, paragraph (3), Article 62-25, paragraph (3) or Article 63-20, paragraph (3) or gives a false public notice;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 第四十三条第一項の規定に違反して、供託を行わなかったとき。
art-109/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-109/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-109/par-1/item-2
a person, in violation of Article 43, paragraph (1), fails to make a deposit;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 第四十五条の二第一項後段の規定に違反して、同項第一号に規定する預貯金等管理方法による管理を行わなかったとき。
art-109/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-109/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-109/par-1/item-3
a person, in violation of the provisions of the second sentence of Article 45-2, paragraph (1), fails to implement the management by using the method of management by bank deposits or savings prescribed in item (i) of that paragraph;
Ministry of Justice translation — Japanese Law Translation Database System
**四** 第四十六条の規定による命令に違反して、供託を行わなかったとき。
art-109/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-109/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-109/par-1/item-4
a person, in violation of an order under the provisions of Article 46, fails to make a deposit;
Ministry of Justice translation — Japanese Law Translation Database System
**五** 第五十二条、第六十二条の十八、第六十三条の十三、第六十三条の二十二の十六若しくは第七十八条の規定による帳簿書類の作成若しくは保存をせず、又は虚偽の帳簿書類の作成をしたとき。
art-109/par-1/item-5 · https://japanlaw.org/en/payment-services-act/art-109/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-109/par-1/item-5
a person fails to prepare or maintain the books and documents under the provisions of Article 52, Article 62-18, Article 63-13, Article 63-22-16 or Article 78, or prepares false books or documents;
machine translation, not official
**六** 第五十三条第一項若しくは第二項、第六十二条の十九第一項若しくは第二項、第六十三条の十四第一項若しくは第二項、第六十三条の二十二の十七、第六十三条の三十四若しくは第七十九条の規定による報告書若しくは第五十三条第三項、第六十二条の十九第三項若しくは第四項若しくは第六十三条の十四第三項若しくは第四項の規定による添付書類を提出せず、又は虚偽の記載をした報告書若しくは添付書類を提出したとき。
art-109/par-1/item-6 · https://japanlaw.org/en/payment-services-act/art-109/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-109/par-1/item-6
a person fails to submit the written reports under the provisions of Article 53, paragraph (1) or (2), Article 62-19, paragraph (1) or (2), Article 63-14, paragraph (1) or (2), Article 63-22-17, Article 63-34 or Article 79 or the accompanying documents under the provisions of Article 53, paragraph (3), Article 62-19, paragraph (3) or (4), Article 63-14, paragraph (3) or (4) or submits false written reports or accompanying documents;
machine translation, not official
**七** 第五十四条第一項若しくは第二項、第六十二条の二十第一項若しくは第二項、第六十三条の十五第一項若しくは第二項、第六十三条の二十二の十八第一項若しくは第二項、第六十三条の三十五第一項若しくは第二項若しくは第八十条第一項若しくは第二項の規定による報告若しくは資料の提出をせず、又は虚偽の報告若しくは資料の提出をしたとき。
art-109/par-1/item-7 · https://japanlaw.org/en/payment-services-act/art-109/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-109/par-1/item-7
a person fails to submit reports or materials under the provisions of Article 54, paragraph (1) or (2), Article 62-20, paragraph (1) or (2), Article 63-15, paragraph (1) or (2), Article 63-22-18, paragraph (1) or (2), Article 63-35, paragraph (1) or (2) or Article 80, paragraph (1) or (2), or submits false reports or materials;
machine translation, not official
**八** 第五十四条第一項若しくは第二項、第六十二条の二十第一項若しくは第二項、第六十三条の十五第一項若しくは第二項、第六十三条の二十二の十八第一項若しくは第二項、第六十三条の三十五第一項若しくは第二項若しくは第八十条第一項若しくは第二項の規定による当該職員の質問に対して答弁をせず、若しくは虚偽の答弁をし、又はこれらの規定による検査を拒み、妨げ、若しくは忌避したとき。
art-109/par-1/item-8 · https://japanlaw.org/en/payment-services-act/art-109/par-1/item-8 · https://japanlaw.org/l/421AC0000000059/art-109/par-1/item-8
a person fails to answer or gives a false answer to the questions asked by the officials under the provisions of Article 54, paragraph (1) or (2), Article 62-20, paragraph (1) or (2), Article 63-15, paragraph (1) or (2), Article 63-22-18, paragraph (1) or (2), Article 63-35, paragraph (1) or (2) or Article 80, paragraph (1) or (2), or refuses, prevents or evades the inspection under these provisions;
machine translation, not official
**九** 第六十二条の十七第一項又は第六十三条の二十二の十五第一項において準用する金融商品取引法（以下「準用金融商品取引法」という。）第三十八条（第一号に係る部分に限る。）の規定に違反したとき。
art-109/par-1/item-9 · https://japanlaw.org/en/payment-services-act/art-109/par-1/item-9 · https://japanlaw.org/l/421AC0000000059/art-109/par-1/item-9
a person violates the provisions of Article 38 (limited to the part pertaining to item (i)) of the Financial Instruments and Exchange Act as applied mutatis mutandis pursuant to Article 62-17, paragraph (1) or Article 63-22-15, paragraph (1) (hereinafter referred to as the "Financial Instruments and Exchange Act as applied mutatis mutandis");
machine translation, not official
**十** 第六十二条の二十一の二又は第六十三条の十六の二の規定による命令に違反したとき。
art-109/par-1/item-10 · https://japanlaw.org/en/payment-services-act/art-109/par-1/item-10 · https://japanlaw.org/l/421AC0000000059/art-109/par-1/item-10
a person violates an order under the provisions of Article 62-21-2 or Article 63-16-2;
machine translation, not official
**十一** 第六十三条の九の三（第六十三条の二十二の十五第二項において準用する場合を含む。以下この号において同じ。）の規定に違反して、第六十三条の九の三第一号に掲げる行為をしたとき。
art-109/par-1/item-11 · https://japanlaw.org/en/payment-services-act/art-109/par-1/item-11 · https://japanlaw.org/l/421AC0000000059/art-109/par-1/item-11
a person, in violation of the provisions of Article 63-9-3 (including as applied mutatis mutandis pursuant to Article 63-22-15, paragraph (2); the same applies hereinafter in this item), engages in the act set forth in item (i) of Article 63-9-3;
machine translation, not official
**十二** 第六十三条の二十四第一項（第六十三条の三十三第三項において準用する場合を含む。）の規定による許可申請書又は第六十三条の二十四第二項（第六十三条の三十三第三項において準用する場合を含む。）の規定による添付書類に虚偽の記載をして提出したとき。
art-109/par-1/item-12 · https://japanlaw.org/en/payment-services-act/art-109/par-1/item-12 · https://japanlaw.org/l/421AC0000000059/art-109/par-1/item-12
a person made false statements in the written application for a license under the provisions of Article 63-24, paragraph (1) (including as applied mutatis mutandis pursuant to Article 63-33, paragraph (3)) or the accompanying documents under the provisions of Article 63-24, paragraph (2) (including as applied mutatis mutandis pursuant to Article 63-33, paragraph (3)) and submits those; or
Ministry of Justice translation — Japanese Law Translation Database System
**十三** 第六十五条第一項の規定による免許申請書又は同条第二項の規定による添付書類に虚偽の記載をして提出したとき。
art-109/par-1/item-13 · https://japanlaw.org/en/payment-services-act/art-109/par-1/item-13 · https://japanlaw.org/l/421AC0000000059/art-109/par-1/item-13
a person made false statements in the written application for license under the provisions of Article 65, paragraph (1) or the accompanying documents under the provisions of paragraph (2) of that Article and submits those.
Ministry of Justice translation — Japanese Law Translation Database System
### 第百十条
art-110 · https://japanlaw.org/en/payment-services-act/art-110 · https://japanlaw.org/l/421AC0000000059/art-110
**第一項** 次の各号のいずれかに該当する場合には、当該違反行為をした者は、一年以下の拘禁刑若しくは百万円以下の罰金に処し、又はこれを併科する。
art-110/par-1 · https://japanlaw.org/en/payment-services-act/art-110/par-1 · https://japanlaw.org/l/421AC0000000059/art-110/par-1
If any of the following items applies, the person who has committed the violation is subject to imprisonment for not more than one year or a fine of not more than one million yen, or both:
machine translation, not official
**一** 第二十六条又は第二十七条第一項の規定による業務の全部又は一部の停止の命令に違反したとき。
art-110/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-110/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-110/par-1/item-1
a person violates an order to suspend all or part of the business pursuant to the provisions of Article 26 or Article 27, paragraph (1); or
Ministry of Justice translation — Japanese Law Translation Database System
**二** 第六十二条の十三又は第六十三条の二十二の十三の規定に違反したとき。
art-110/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-110/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-110/par-1/item-2
a person violates the provisions of Article 62-13 or Article 63-22-13.
machine translation, not official
### 第百十一条
art-111 · https://japanlaw.org/en/payment-services-act/art-111 · https://japanlaw.org/l/421AC0000000059/art-111
**第一項** 第六十三条の三十一第一項若しくは第二項（これらの規定を同条第三項において準用する場合を含む。）、第七十四条第一項若しくは第二項（これらの規定を同条第三項において準用する場合を含む。）又は第九十三条の規定に違反した者は、一年以下の拘禁刑又は五十万円以下の罰金に処する。
art-111/par-1 · https://japanlaw.org/en/payment-services-act/art-111/par-1 · https://japanlaw.org/l/421AC0000000059/art-111/par-1
A person who violates the provisions of Article 63-31, paragraph (1) or (2) (including cases where these provisions are applied mutatis mutandis pursuant to paragraph (3) of that Article), Article 74, paragraph (1) or (2) (including as applied mutatis mutandis pursuant to paragraph (3) of that Article) or Article 93 is subject to imprisonment for not more than one year or a fine of not more than five hundred thousand yen.
machine translation, not official
### 第百十二条
art-112 · https://japanlaw.org/en/payment-services-act/art-112 · https://japanlaw.org/l/421AC0000000059/art-112
**第一項** 次の各号のいずれかに該当する場合には、当該違反行為をした者は、六月以下の拘禁刑若しくは五十万円以下の罰金に処し、又はこれを併科する。
art-112/par-1 · https://japanlaw.org/en/payment-services-act/art-112/par-1 · https://japanlaw.org/l/421AC0000000059/art-112/par-1
If any of the following items applies, the person who has committed the violation is subject to imprisonment for not more than six months or a fine of not more than five hundred thousand yen, or both:
machine translation, not official
**一** 第五条第一項の規定による届出書若しくは同条第二項の規定による添付書類を提出せず、又は虚偽の記載をした届出書若しくは添付書類を提出したとき。
art-112/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-112/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-112/par-1/item-1
a person fails to submit the written notice under the provisions of Article 5, paragraph (1) or the accompanying documents under the provisions of paragraph (2) of that Article or submits a false written notice or accompanying documents;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 第八条第一項の規定による登録申請書若しくは同条第二項の規定による添付書類、第三十八条第一項（第四十一条第二項において準用する場合を含む。）の規定による登録申請書若しくは第三十八条第二項（第四十一条第二項において準用する場合を含む。）の規定による添付書類、第六十二条の四第一項（第六十二条の七第二項において準用する場合を含む。）の規定による登録申請書若しくは第六十二条の四第二項（第六十二条の七第二項において準用する場合を含む。）の規定による添付書類、第六十三条の三第一項の規定による登録申請書若しくは同条第二項の規定による添付書類又は第六十三条の二十二の三第一項（第六十三条の二十二の六第二項において準用する場合を含む。）の規定による登録申請書若しくは第六十三条の二十二の三第二項（第六十三条の二十二の六第二項において準用する場合を含む。）の規定による添付書類に虚偽の記載をして提出したとき。
art-112/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-112/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-112/par-1/item-2
a person made false statements in the written application for registration under the provisions of Article 8, paragraph (1) or the accompanying documents under the provisions of paragraph (2) of that Article, the written application for registration under the provisions of Article 38, paragraph (1) (including as applied mutatis mutandis pursuant to Article 41, paragraph (2)) or the accompanying documents under the provisions of Article 38, paragraph (2) (including as applied mutatis mutandis pursuant to Article 41, paragraph (2)), the written application for registration under the provisions of Article 62-4, paragraph (1) (including as applied mutatis mutandis pursuant to Article 62-7, paragraph (2)) or the accompanying documents under the provisions of Article 62-4, paragraph (2) (including as applied mutatis mutandis pursuant to Article 62-7, paragraph (2)), the written application for registration under the provisions of Article 63-3, paragraph (1) or the accompanying documents under the provisions of paragraph (2) of that Article, or the written application for registration under the provisions of Article 63-22-3, paragraph (1) (including as applied mutatis mutandis pursuant to Article 63-22-6, paragraph (2)) or the accompanying documents under the provisions of Article 63-22-3, paragraph (2) (including as applied mutatis mutandis pursuant to Article 63-22-6, paragraph (2)), and submits those;
machine translation, not official
**三** 第十四条第一項又は第二項の規定に違反して、供託を行わなかったとき。
art-112/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-112/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-112/par-1/item-3
a person, in violation of Article 14, paragraph (1) or (2), fails to make a deposit;
Ministry of Justice translation — Japanese Law Translation Database System
**四** 第十七条の規定による命令に違反して、供託を行わなかったとき。
art-112/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-112/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-112/par-1/item-4
a person, in violation of an order under the provisions of Article 17, fails to make a deposit;
Ministry of Justice translation — Japanese Law Translation Database System
**五** 第二十二条の規定による帳簿書類の作成若しくは保存をせず、又は虚偽の帳簿書類の作成をしたとき。
art-112/par-1/item-5 · https://japanlaw.org/en/payment-services-act/art-112/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-112/par-1/item-5
a person fails to prepare or maintain the books and documents under the provisions of Article 22, or prepares false books or documents;
Ministry of Justice translation — Japanese Law Translation Database System
**六** 第二十三条第一項の規定による報告書若しくは同条第二項の規定による添付書類を提出せず、又は虚偽の記載をした報告書若しくは添付書類を提出したとき。
art-112/par-1/item-6 · https://japanlaw.org/en/payment-services-act/art-112/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-112/par-1/item-6
a person fails to submit the written reports under the provisions of Article 23, paragraph (1) or the accompanying documents under the provisions of paragraph (2) of that Article or submits false written reports or accompanying documents;
Ministry of Justice translation — Japanese Law Translation Database System
**七** 第二十四条第一項若しくは第二項の規定による報告若しくは資料の提出をせず、又は虚偽の報告若しくは資料の提出をしたとき。
art-112/par-1/item-7 · https://japanlaw.org/en/payment-services-act/art-112/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-112/par-1/item-7
a person fails to submit reports or materials under the provisions of Article 24, paragraph (1) or (2), or submits false reports or materials;
Ministry of Justice translation — Japanese Law Translation Database System
**八** 第二十四条第一項若しくは第二項の規定による当該職員の質問に対して答弁をせず、若しくは虚偽の答弁をし、又はこれらの規定による検査を拒み、妨げ、若しくは忌避したとき。
art-112/par-1/item-8 · https://japanlaw.org/en/payment-services-act/art-112/par-1/item-8 · https://japanlaw.org/l/421AC0000000059/art-112/par-1/item-8
a person fails to answer or gives a false answer to the questions asked by the officials under the provisions of Article 24, paragraph (1) or (2), or refuses, prevents or evades the inspection under these provisions;
Ministry of Justice translation — Japanese Law Translation Database System
**九** 準用金融商品取引法第三十七条第一項に規定する事項を表示せず、又は虚偽の表示をしたとき。
art-112/par-1/item-9 · https://japanlaw.org/en/payment-services-act/art-112/par-1/item-9 · https://japanlaw.org/l/421AC0000000059/art-112/par-1/item-9
a person fails to indicate the particulars prescribed in Article 37, paragraph (1) of the Financial Instruments and Exchange Act as applied mutatis mutandis or makes a false indication;
Ministry of Justice translation — Japanese Law Translation Database System
**十** 準用金融商品取引法第三十七条第二項の規定に違反したとき。
art-112/par-1/item-10 · https://japanlaw.org/en/payment-services-act/art-112/par-1/item-10 · https://japanlaw.org/l/421AC0000000059/art-112/par-1/item-10
a person violates the provisions of Article 37, paragraph (2) of the Financial Instruments and Exchange Act as applied mutatis mutandis;
Ministry of Justice translation — Japanese Law Translation Database System
**十一** 準用金融商品取引法第三十七条の三第一項の規定に違反して、同項の規定による情報の提供をせず、又は虚偽の情報の提供をしたとき。
art-112/par-1/item-11 · https://japanlaw.org/en/payment-services-act/art-112/par-1/item-11 · https://japanlaw.org/l/421AC0000000059/art-112/par-1/item-11
a person, in violation of the provisions of Article 37-3, paragraph (1) of the Financial Instruments and Exchange Act as applied mutatis mutandis, fails to provide information under the provisions of that paragraph, or provides false information;
machine translation, not official
**十二** 準用金融商品取引法第三十七条の四の規定に違反して、同条の規定による情報の提供をせず、又は虚偽の情報の提供をしたとき。
art-112/par-1/item-12 · https://japanlaw.org/en/payment-services-act/art-112/par-1/item-12 · https://japanlaw.org/l/421AC0000000059/art-112/par-1/item-12
a person, in violation of the provisions of Article 37-4 of the Financial Instruments and Exchange Act as applied mutatis mutandis, fails to provide information under the provisions of that Article, or provides false information;
machine translation, not official
**十三** 第六十三条の九の二（第六十三条の二十二の十五第二項において準用する場合を含む。）に規定する事項を表示しなかったとき。
art-112/par-1/item-13 · https://japanlaw.org/en/payment-services-act/art-112/par-1/item-13 · https://japanlaw.org/l/421AC0000000059/art-112/par-1/item-13
a person fails to indicate the particulars prescribed in Article 63-9-2 (including as applied mutatis mutandis pursuant to Article 63-22-15, paragraph (2));
machine translation, not official
**十四** 第六十三条の九の三（第六十三条の二十二の十五第二項において準用する場合を含む。以下この号において同じ。）の規定に違反して、第六十三条の九の三第二号又は第三号に掲げる行為をしたとき。
art-112/par-1/item-14 · https://japanlaw.org/en/payment-services-act/art-112/par-1/item-14 · https://japanlaw.org/l/421AC0000000059/art-112/par-1/item-14
a person violates the provisions of Article 63-9-3 (including as applied mutatis mutandis pursuant to Article 63-22-15, paragraph (2); the same applies hereinafter in this item) and commits an act set forth in item (ii) or (iii) of Article 63-9-3;
machine translation, not official
**十五** 第九十五条の規定による報告若しくは資料の提出をせず、又は虚偽の報告若しくは資料の提出をしたとき。
art-112/par-1/item-15 · https://japanlaw.org/en/payment-services-act/art-112/par-1/item-15 · https://japanlaw.org/l/421AC0000000059/art-112/par-1/item-15
a person fails to submit reports or materials under the provisions of Article 95, or submits false reports or materials; or
Ministry of Justice translation — Japanese Law Translation Database System
**十六** 第九十五条の規定による当該職員の質問に対して答弁をせず、若しくは虚偽の答弁をし、又は同条の規定による検査を拒み、妨げ、若しくは忌避したとき。
art-112/par-1/item-16 · https://japanlaw.org/en/payment-services-act/art-112/par-1/item-16 · https://japanlaw.org/l/421AC0000000059/art-112/par-1/item-16
a person fails to answer or gives a false answer to the questions asked by the officials under the provisions of Article 95, or refuses, prevents or evades the inspection under the provisions of that Article.
Ministry of Justice translation — Japanese Law Translation Database System
### 第百十三条
art-113 · https://japanlaw.org/en/payment-services-act/art-113 · https://japanlaw.org/l/421AC0000000059/art-113
**第一項** 次の各号のいずれかに該当する場合には、当該違反行為をした者は、百万円以下の罰金に処する。
art-113/par-1 · https://japanlaw.org/en/payment-services-act/art-113/par-1 · https://japanlaw.org/l/421AC0000000059/art-113/par-1
If any of the following items applies, the person who has committed the violation is subject to a fine of not more than one million yen:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 第五十五条、第六十二条の二十一、第六十三条の十六、第六十三条の二十二の十九、第六十三条の三十六、第八十一条又は第九十六条第一項の規定による命令に違反したとき。
art-113/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-113/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-113/par-1/item-1
a person violates an order under the provisions of Article 55, Article 62-21, Article 63-16, Article 63-22-19, Article 63-36, Article 81 or Article 96, paragraph (1); or
machine translation, not official
**二** 第六十二条の八第三項の規定による届出をしないで電子決済手段等取引業を行い、又は虚偽の届出をしたとき。
art-113/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-113/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-113/par-1/item-2
a person provides electronic payment instruments services without filing a notification under the provisions of Article 62-8, paragraph (3) or files a false notification.
Ministry of Justice translation — Japanese Law Translation Database System
### 第百十四条
art-114 · https://japanlaw.org/en/payment-services-act/art-114 · https://japanlaw.org/l/421AC0000000059/art-114
**第一項** 次の各号のいずれかに該当する場合には、当該違反行為をした者は、三十万円以下の罰金に処する。
art-114/par-1 · https://japanlaw.org/en/payment-services-act/art-114/par-1 · https://japanlaw.org/l/421AC0000000059/art-114/par-1
If any of the following items applies, the person who has committed the violation is subject to a fine of not more than three hundred thousand yen:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 第五条第三項、第十一条第一項、第十一条の二第一項若しくは第二項、第四十条の二第二項、第四十一条第三項若しくは第四項、第六十二条の七第三項若しくは第四項、第六十三条の六第一項若しくは第二項若しくは第六十三条の二十二の六第三項若しくは第四項の規定による届出をせず、又は虚偽の届出をしたとき。
art-114/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-114/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-114/par-1/item-1
a person fails to make a notification under the provisions of Article 5, paragraph (3), Article 11, paragraph (1), Article 11-2, paragraph (1) or (2), Article 40-2, paragraph (2), Article 41, paragraph (3) or (4), Article 62-7, paragraph (3) or (4), Article 63-6, paragraph (1) or (2) or Article 63-22-6, paragraph (3) or (4), or makes a false notification;
machine translation, not official
**二** 第十三条第一項の規定による情報の提供をせず、又は虚偽の情報の提供をしたとき。
art-114/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-114/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-114/par-1/item-2
a person fails to provide information under the provisions of Article 13, paragraph (1), or provides false information;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 第二十条第四項、第六十一条第七項、第六十二条の二十五第七項若しくは第六十三条の二十第七項において準用する会社法第九百五十五条第一項の規定に違反して、調査記録簿等（同項に規定する調査記録簿等をいう。以下この号において同じ。）に同項に規定する電子公告調査に関し法務省令で定めるものを記載せず、若しくは記録せず、若しくは虚偽の記載若しくは記録をし、又は同項の規定に違反して調査記録簿等を保存しなかったとき。
art-114/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-114/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-114/par-1/item-3
if a person, in violation of Article 955, paragraph (1) of the Companies Act as applied mutatis mutandis pursuant to Article 20, paragraph (4), Article 61, paragraph (7), Article 62-25, paragraph (7) or Article 63-20, paragraph (7), fails to make entries or records the particulars specified by Ministry of Justice Order concerning electronic public notice investigations prescribed in that paragraph in an investigation record book, etc. (meaning the investigation record book, etc. prescribed in that paragraph; hereinafter the same applies in this item), or makes a false statement or records, or fails to maintain an investigation record book, etc. in violation of the provisions of that paragraph;
Ministry of Justice translation with a slip corrected by this site — not the Ministry's text; the Ministry printed: "if a person, in violation of Article 955, paragraph (1) of the Companies Act as applied mutatis mutandis pursuant to Article 20, paragraph (4), Article 61, paragraph (7), Article 62-25, paragraph (7) or Article, paragraph 63-20 (7), fails to make entries or records the particulars specified by Ministry of Justice Order concerning electronic public notice investigations prescribed in that paragraph in an investigation record book, etc. (meaning the investigation record book, etc. prescribed in that paragraph; hereinafter the same applies in this item), or makes a false statement or records, or fails to maintain an investigation record book, etc. in violation of the provisions of that paragraph;" — https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb
**四** 第二十五条の規定による命令に違反したとき。
art-114/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-114/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-114/par-1/item-4
a person violates an order under the provisions of Article 25;
Ministry of Justice translation — Japanese Law Translation Database System
**五** 第三十条第二項の規定による届出書若しくは同条第三項の規定による添付書類を提出せず、又は虚偽の記載をした届出書若しくは添付書類を提出したとき。
art-114/par-1/item-5 · https://japanlaw.org/en/payment-services-act/art-114/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-114/par-1/item-5
a person has failed to submit the written notice under the provisions of Article 30, paragraph (2) or the accompanying documents under the provisions of paragraph (3) of that Article or has submitted a false written notice or accompanying documents;
Ministry of Justice translation — Japanese Law Translation Database System
**六** 第三十条第四項の規定による届出をせず、又は虚偽の届出をしたとき。
art-114/par-1/item-6 · https://japanlaw.org/en/payment-services-act/art-114/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-114/par-1/item-6
a person fails to make a notification under the provisions of Article 30, paragraph (4) or makes a false notification;
Ministry of Justice translation — Japanese Law Translation Database System
**七** 第六十三条の二十七第二項、第六十三条の三十三第二項、第六十九条第二項若しくは第七十七条の規定による届出をせず、又は虚偽の届出をしたとき。
art-114/par-1/item-7 · https://japanlaw.org/en/payment-services-act/art-114/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-114/par-1/item-7
a person fails to make a notification under the provisions of Article 63-27, paragraph (2), Article 63-33, paragraph (2), Article 69, paragraph (2) or Article 77, or makes a false notification;
Ministry of Justice translation — Japanese Law Translation Database System
**八** 第六十三条の三十二又は第七十六条の規定に違反したとき。
art-114/par-1/item-8 · https://japanlaw.org/en/payment-services-act/art-114/par-1/item-8 · https://japanlaw.org/l/421AC0000000059/art-114/par-1/item-8
a person violates the provisions of Article 63-32 or Article 76;
Ministry of Justice translation — Japanese Law Translation Database System
**九** 第八十九条第三項の規定に違反して、その名称中に認定資金決済事業者協会の会員（第八十七条第二号に規定する会員をいう。以下同じ。）と誤認されるおそれのある文字を用いたとき。
art-114/par-1/item-9 · https://japanlaw.org/en/payment-services-act/art-114/par-1/item-9 · https://japanlaw.org/l/421AC0000000059/art-114/par-1/item-9
a person, in violation of the provisions of Article 89, paragraph (3), uses certain wording in its name that is likely to mislead the public into believing that the person is a member of a certified association for payment service providers (meaning a member specified in Article 87, item (ii); the same applies hereinafter); or
Ministry of Justice translation — Japanese Law Translation Database System
**十** 第百条第三項の規定による通知をせず、又は虚偽の通知をしたとき。
art-114/par-1/item-10 · https://japanlaw.org/en/payment-services-act/art-114/par-1/item-10 · https://japanlaw.org/l/421AC0000000059/art-114/par-1/item-10
a person fails to make a notification under the provisions of Article 100, paragraph (3) or makes a false notification.
Ministry of Justice translation — Japanese Law Translation Database System
### 第百十五条
art-115 · https://japanlaw.org/en/payment-services-act/art-115 · https://japanlaw.org/l/421AC0000000059/art-115
**第一項** 法人（人格のない社団又は財団であって代表者又は管理人の定めのあるものを含む。以下この項において同じ。）の代表者若しくは管理人又は法人若しくは人の代理人、使用人その他の従業者が、その法人又は人の業務に関し、次の各号に掲げる規定の違反行為をしたときは、その行為者を罰するほか、その法人に対して当該各号に定める罰金刑を、その人に対して各本条の罰金刑を科する。
art-115/par-1 · https://japanlaw.org/en/payment-services-act/art-115/par-1 · https://japanlaw.org/l/421AC0000000059/art-115/par-1
Where the representative person or administrator of a corporation (including an association or foundation without juridical personality for which the representative person or administrator has been designated; hereinafter the same applies in this paragraph) or an agent, employee, or other worker of a corporation or individual, with regard to the business of the corporation or individual, violates any of the provisions set forth in the following items, not only the offender, but also the corporation is subject to the fine prescribed in the respective items and the individual is subject to the fine prescribed in the Articles referred to in the respective items:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 第百八条（第一号及び第十一号を除く。） 三億円以下の罰金刑
art-115/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-115/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-115/par-1/item-1
Article 108 (excluding items (i) and (xi)):a fine of not more than three hundred million yen;
machine translation, not official
**二** 第百九条（第一号を除く。） 二億円以下の罰金刑
art-115/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-115/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-115/par-1/item-2
Article 109 (excluding item (i)):a fine of not more than two hundred million yen;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 第百十条又は第百十二条（第一号、第二号及び第九号から第十六号までを除く。） 一億円以下の罰金刑
art-115/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-115/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-115/par-1/item-3
Article 110 or Article 112 (excluding items (i), (ii), and (ix) through (xvi)):a fine of not more than one hundred million yen; and
Ministry of Justice translation — Japanese Law Translation Database System
**四** 第百七条、第百八条第一号若しくは第十一号、第百九条第一号、第百十二条第一号、第二号若しくは第九号から第十六号まで、第百十三条又は前条 各本条の罰金刑
art-115/par-1/item-4 · https://japanlaw.org/en/payment-services-act/art-115/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-115/par-1/item-4
Article 107, Article 108, item (i) or (xi), Article 109, item (i), Article 112, item (i), (ii), or (ix) through (xvi), Article 113, or the preceding Article:a fine prescribed in the respective Articles.
machine translation, not official
**第二項** 人格のない社団又は財団について前項の規定の適用がある場合には、その代表者又は管理人がその訴訟行為につきその人格のない社団又は財団を代表するほか、法人を被告人又は被疑者とする場合の刑事訴訟に関する法律の規定を準用する。
art-115/par-2 · https://japanlaw.org/en/payment-services-act/art-115/par-2 · https://japanlaw.org/l/421AC0000000059/art-115/par-2
If the provisions of the preceding paragraph apply to an association or foundation without juridical personality, the representative person or administrator thereof represents the association or foundation without juridical personality with regard to the procedural act, and the provisions of Acts concerning criminal procedures where a corporation is the defendant or a suspect apply mutatis mutandis.
Ministry of Justice translation — Japanese Law Translation Database System
### 第百十六条
art-116 · https://japanlaw.org/en/payment-services-act/art-116 · https://japanlaw.org/l/421AC0000000059/art-116
**第一項** 次の各号のいずれかに該当する者は、百万円以下の過料に処する。
art-116/par-1 · https://japanlaw.org/en/payment-services-act/art-116/par-1 · https://japanlaw.org/l/421AC0000000059/art-116/par-1
Any person who falls under any of the following items is subject to a civil fine of not more than one million yen:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 第二十条第四項、第六十一条第七項、第六十二条の二十五第七項又は第六十三条の二十第七項において準用する会社法第九百四十一条の規定に違反して、同条の調査を求めなかった者
art-116/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-116/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-116/par-1/item-1
a person who, in violation of Article 941 of the Companies Act as applied mutatis mutandis pursuant to Article 20, paragraph (4), Article 61, paragraph (7), Article 62-25, paragraph (7) or Article 63-20, paragraph (7), fails to request an investigation referred to in that Article;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 第二十条第四項、第六十一条第七項、第六十二条の二十五第七項若しくは第六十三条の二十第七項において準用する会社法第九百四十六条第三項の規定に違反して、報告をせず、又は虚偽の報告をした者
art-116/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-116/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-116/par-1/item-2
a person who, in violation of Article 946, paragraph (3) of the Companies Act as applied mutatis mutandis pursuant to Article 20, paragraph (4), Article 61, paragraph (7), Article 62-25, paragraph (7) or Article 63-20, paragraph (7), fails to make a report or makes a false report; or
Ministry of Justice translation — Japanese Law Translation Database System
**三** 正当な理由がないのに、第二十条第四項、第六十一条第七項、第六十二条の二十五第七項又は第六十三条の二十第七項において準用する会社法第九百五十一条第二項各号又は第九百五十五条第二項各号に掲げる請求を拒んだ者
art-116/par-1/item-3 · https://japanlaw.org/en/payment-services-act/art-116/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-116/par-1/item-3
a person who refuses any requests listed in the items of Article 951, paragraph (2) or the items of Article 955, paragraph (2) of the Companies Act as applied mutatis mutandis pursuant to Article 20, paragraph (4), Article 61, paragraph (7), Article 62-25, paragraph (7) or Article 63-20, paragraph (7) without reasonable grounds.
Ministry of Justice translation — Japanese Law Translation Database System
### 第百十七条
art-117 · https://japanlaw.org/en/payment-services-act/art-117 · https://japanlaw.org/l/421AC0000000059/art-117
**第一項** 次の各号のいずれかに該当する者は、五十万円以下の過料に処する。
art-117/par-1 · https://japanlaw.org/en/payment-services-act/art-117/par-1 · https://japanlaw.org/l/421AC0000000059/art-117/par-1
Any person who falls under any of the following items is subject to a civil fine of not more than five hundred thousand yen:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 第三十三条第一項、第六十一条第一項若しくは第四項、第六十二条の二十五第一項若しくは第四項、第六十三条の二十第一項若しくは第四項若しくは第六十三条の二十二の二十三第一項若しくは第二項の規定による届出をせず、又は虚偽の届出をした者
art-117/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-117/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-117/par-1/item-1
a person who fails to make a notification under the provisions of Article 33, paragraph (1), Article 61, paragraph (1) or (4), Article 62-25, paragraph (1) or (4), Article 63-20, paragraph (1) or (4) or Article 63-22-23, paragraph (1) or (2), or makes a false notification; or
machine translation, not official
**二** 正当な理由がないのに第八十九条第一項の規定による名簿の縦覧を拒んだ者
art-117/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-117/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-117/par-1/item-2
a person who refuses to make the membership list available for public inspection under the provisions of Article 89, paragraph (1) without justifiable grounds.
Ministry of Justice translation — Japanese Law Translation Database System
### 第百十八条
art-118 · https://japanlaw.org/en/payment-services-act/art-118 · https://japanlaw.org/l/421AC0000000059/art-118
**第一項** 次の各号のいずれかに該当する者は、十万円以下の過料に処する。
art-118/par-1 · https://japanlaw.org/en/payment-services-act/art-118/par-1 · https://japanlaw.org/l/421AC0000000059/art-118/par-1
Any person who falls under any of the following items is subject to a civil fine of not more than one hundred thousand yen:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 第十四条第二項の規定による届出をせず、又は虚偽の届出をした者
art-118/par-1/item-1 · https://japanlaw.org/en/payment-services-act/art-118/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-118/par-1/item-1
a person who fails to make a notification under the provisions of Article 14, paragraph (2) or makes a false notification; or
Ministry of Justice translation — Japanese Law Translation Database System
**二** 第八十九条第二項の規定に違反して、その名称中に認定資金決済事業者協会と誤認されるおそれのある文字を用いた者
art-118/par-1/item-2 · https://japanlaw.org/en/payment-services-act/art-118/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-118/par-1/item-2
a person who, in violation of the provisions of Article 89, paragraph (2), uses certain wording in its name which is likely to mislead the public into believing that the person is a certified association for payment service providers.
Ministry of Justice translation — Japanese Law Translation Database System
---
# 附則・別表・様式 (supplementary provisions, appended tables and forms)
## 附 則
suppl-4211-59 · https://japanlaw.org/en/payment-services-act/suppl-4211-59 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59
### 第一条（施行期日） — Effective Date
caption: machine translation, not official
suppl-4211-59/art-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-1
**第一項** この法律は、公布の日から起算して一年を超えない範囲内において政令で定める日から施行する。
suppl-4211-59/art-1/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-1/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-1/par-1
This Act comes into effect as of the date specified by Cabinet Order within a period not exceeding 1 year from the date of promulgation.
machine translation, not official
### 第二条（前払式証票の規制等に関する法律の廃止） — Repeal of the Act on the Regulation of Prepaid Certificates, etc.
caption: machine translation, not official
suppl-4211-59/art-2 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-2 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-2
**第一項** 前払式証票の規制等に関する法律（平成元年法律第九十二号）は、廃止する。
suppl-4211-59/art-2/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-2/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-2/par-1
The Act on the Regulation of Prepaid Certificates, etc. (Act No. 92 of 1989) is repealed.
machine translation, not official
### 第三条（前払式支払手段発行者に係る経過措置） — Transitional Measures Concerning Issuers of Prepaid Payment Instruments
caption: machine translation, not official
suppl-4211-59/art-3 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-3 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-3
**第一項** この法律の施行の日（以下「施行日」という。）前に前条の規定による廃止前の前払式証票の規制等に関する法律（以下「旧法」という。）第二条第一項に規定する前払式証票（以下単に「前払式証票」という。）以外の前払式支払手段（第三条第一項に規定する前払式支払手段をいう。以下同じ。）の発行の業務の全部を廃止した者（以下この条において「発行廃止者」という。）については、当該発行の業務の全部を廃止した前払式支払手段に関しては、この法律は、適用しない。ただし、発行廃止者が施行日以後再び当該前払式支払手段の発行の業務を開始したときは、その発行の業務を開始した日以後においては、この限りでない。
suppl-4211-59/art-3/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-3/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-3/par-1
This Act does not apply, with regard to the prepaid payment instruments for which the whole of the business of issuing has been discontinued, to a person who, before the day on which this Act comes into effect (hereinafter referred to as the "Effective Date"), has discontinued the whole of the business of issuing prepaid payment instruments (meaning prepaid payment instruments prescribed in Article 3, paragraph (1); the same applies hereinafter) other than the prepaid certificates prescribed in Article 2, paragraph (1) of the Act on the Regulation of Prepaid Certificates, etc. prior to its repeal under the provisions of the preceding Article (hereinafter referred to as the "Former Act") (hereinafter simply referred to as "prepaid certificates") (hereinafter referred to in this Article as a "person who has discontinued issuance"); provided, however, that where a person who has discontinued issuance restarts the business of issuing such prepaid payment instruments on or after the Effective Date, this does not apply on or after the day on which the person started the business of issuing.
machine translation, not official
### 第四条
suppl-4211-59/art-4 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-4 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-4
**第一項** この法律の施行の際現に旧法第四条第一項の届出をしている者（旧法第五条第三項の規定による届出をした者で、施行日の直前の基準日（第三条第二項に規定する基準日をいう。以下同じ。）におけるその発行した自家発行型前払式証票（旧法第二条第四項に規定する自家発行型前払式証票をいう。）の基準日未使用残高（旧法第二条第二項に規定する基準日未使用残高をいう。）が基準額（第十四条第一項に規定する基準額をいう。以下同じ。）を超えるものを含む。）は、施行日において自家型発行者（第三条第六項に規定する自家型発行者をいう。以下同じ。）となったものとみなす。
suppl-4211-59/art-4/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-4/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-4/par-1
A person who has actually filed the notification under Article 4, paragraph (1) of the Former Act at the time this Act comes into effect (including a person who has made a notification under Article 5, paragraph (3) of the Former Act and whose unused balance on the base date (meaning the unused balance on the base date prescribed in Article 2, paragraph (2) of the Former Act) of the self-issued prepaid certificates it issued (meaning the self-issued prepaid certificates prescribed in Article 2, paragraph (4) of the Former Act) as of the base date immediately preceding the Effective Date (meaning the base date prescribed in Article 3, paragraph (2); the same applies hereinafter) exceeds the standard amount (meaning the standard amount prescribed in Article 14, paragraph (1); the same applies hereinafter)) is deemed to have become an issuer of prepaid payment instruments for its own business (meaning the issuer of prepaid payment instruments for its own business prescribed in Article 3, paragraph (6); the same applies hereinafter) on the Effective Date.
machine translation, not official
**第二項** 前項の規定により自家型発行者となったものとみなされる者は、施行日以後最初に到来する基準日から起算して内閣府令で定める期間を経過する日までに第五条第一項各号に掲げる事項を記載した書類及び同条第二項に規定する書類を内閣総理大臣に提出しなければならない。
suppl-4211-59/art-4/par-2 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-4/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-4/par-2
A person deemed under the provisions of the preceding paragraph to have become an issuer of prepaid payment instruments for its own business must submit to the Prime Minister a document stating the particulars set forth in the items of Article 5, paragraph (1) and the document prescribed in paragraph (2) of that Article, by the day on which the period specified by Cabinet Office Order has elapsed from the first base date to arrive on or after the Effective Date.
machine translation, not official
### 第五条
suppl-4211-59/art-5 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-5 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-5
**第一項** この法律の施行の際現に旧法第六条の登録を受けている法人は、施行日において第三者型発行者（第三条第七項に規定する第三者型発行者をいう。以下同じ。）となったものとみなす。
suppl-4211-59/art-5/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-5/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-5/par-1
A corporation that has actually obtained the registration under Article 6 of the Former Act at the time this Act comes into effect is deemed to have become an issuer of prepaid payment instruments for third-party business (meaning the issuer of prepaid payment instruments for third-party business prescribed in Article 3, paragraph (7); the same applies hereinafter) on the Effective Date.
machine translation, not official
**第二項** 前項の規定により第三者型発行者となったものとみなされる法人は、施行日以後最初に到来する基準日から起算して内閣府令で定める期間を経過する日までに第八条第一項各号に掲げる事項を記載した書類及び同条第二項に規定する書類を内閣総理大臣に提出しなければならない。
suppl-4211-59/art-5/par-2 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-5/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-5/par-2
A corporation deemed under the provisions of the preceding paragraph to have become an issuer of prepaid payment instruments for third-party business must submit to the Prime Minister a document stating the particulars set forth in the items of Article 8, paragraph (1) and the document prescribed in paragraph (2) of that Article, by the day on which the period specified by Cabinet Office Order has elapsed from the first base date to arrive on or after the Effective Date.
machine translation, not official
**第三項** 内閣総理大臣は、前項の規定による書類の提出があったときは、当該書類に記載された第八条第一項各号に掲げる事項及び第九条第一項第二号に掲げる事項を第三者型発行者登録簿に登録するものとする。
suppl-4211-59/art-5/par-3 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-5/par-3 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-5/par-3
When a document has been submitted pursuant to the provisions of the preceding paragraph, the Prime Minister is to register the particulars set forth in the items of Article 8, paragraph (1) and the particulars set forth in Article 9, paragraph (1), item (ii) that are stated in the document in the register of issuers of prepaid payment instruments for third-party business.
machine translation, not official
**第四項** 第一項の規定により第三者型発行者となったものとみなされる法人に係る第二十七条第一項第一号の規定の適用については、同号中「第十条第一項各号」とあるのは、「第十条第一項第六号又は第九号」とする。
suppl-4211-59/art-5/par-4 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-5/par-4 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-5/par-4
With regard to the application of the provisions of Article 27, paragraph (1), item (i) to a corporation deemed under the provisions of paragraph (1) to have become an issuer of prepaid payment instruments for third-party business, the phrase "any of the items of Article 10, paragraph (1)" in that item is deemed to be replaced with "item (vi) or (ix) of Article 10, paragraph (1)".
machine translation, not official
### 第六条
suppl-4211-59/art-6 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-6 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-6
**第一項** 旧法第二十七条の規定により旧法第二条第七項に規定する第三者型発行者とみなされていた者は、その発行した前払式証票の債務の履行を完了する目的の範囲内においては、第三者型発行者とみなして、この法律の規定を適用する。
suppl-4211-59/art-6/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-6/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-6/par-1
A person who had been deemed to be an issuer of prepaid payment instruments for third-party business prescribed in Article 2, paragraph (7) of the Former Act pursuant to the provisions of Article 27 of the Former Act is deemed to be an issuer of prepaid payment instruments for third-party business, and the provisions of this Act apply to the person, within the scope of the purpose of completing the performance of the obligations of the prepaid certificates it issued.
machine translation, not official
### 第七条
suppl-4211-59/art-7 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-7 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-7
**第一項** この法律の施行の際現に自家型前払式支払手段（第三条第四項に規定する自家型前払式支払手段をいう。）のみの発行の業務を行っている者（附則第四条第一項の規定により自家型発行者となったものとみなされる者を除く。）に対する第五条第一項の規定の適用については、同項中「その発行を開始してから」とあるのは、「この法律の施行の日以後において」とする。
suppl-4211-59/art-7/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-7/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-7/par-1
With regard to the application of the provisions of Article 5, paragraph (1) to a person who, at the time this Act comes into effect, is actually conducting the business of issuing only prepaid payment instruments for their own business (meaning the prepaid payment instruments for their own business prescribed in Article 3, paragraph (4)) (excluding a person deemed under the provisions of Article 4, paragraph (1) of the Supplementary Provisions to have become an issuer of prepaid payment instruments for its own business), the phrase "since the corporation commenced to issue prepaid payment instruments for their own business" in that paragraph is deemed to be replaced with "on or after the day on which this Act comes into effect".
machine translation, not official
### 第八条
suppl-4211-59/art-8 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-8 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-8
**第一項** この法律の施行の際現に第三者型前払式支払手段（第三条第五項に規定する第三者型前払式支払手段をいう。以下同じ。）の発行の業務を行っている者（附則第五条第一項の規定により第三者型発行者となったものとみなされる者を除く。）は、施行日から六月間（当該期間内に第十条第一項の規定による登録の拒否の処分があったとき、又は次項の規定により読み替えて適用される第二十七条第一項の規定により当該業務の廃止を命じられたときは、当該処分のあった日又は当該廃止を命じられた日までの間）は、第七条の規定にかかわらず、当該業務を行うことができる。
suppl-4211-59/art-8/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-8/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-8/par-1
A person who, at the time this Act comes into effect, is actually conducting the business of issuing prepaid payment instruments for third-party business (meaning prepaid payment instruments for third-party business prescribed in Article 3, paragraph (5); the same applies hereinafter) (excluding a person deemed under the provisions of Article 5, paragraph (1) of the Supplementary Provisions to have become an issuer of prepaid payment instruments for third-party business) may conduct that business for six months from the Effective Date (or, if a disposition of refusal of registration under the provisions of Article 10, paragraph (1) is made within that period, or the person is ordered to discontinue that business pursuant to the provisions of Article 27, paragraph (1) as applied with replacement of terms under the provisions of the following paragraph, until the day of that disposition or the day on which the person was ordered to discontinue), notwithstanding the provisions of Article 7.
machine translation, not official
**第二項** 前項の規定により第三者型前払式支払手段の発行の業務を行うことができる場合においては、その者を第三者型発行者とみなして、この法律の規定を適用する。この場合において、第二十七条第一項中「第七条の登録を取り消し」とあるのは、「第三者型前払式支払手段の発行の業務の廃止を命じ」とするほか、必要な技術的読替えは、政令で定める。
suppl-4211-59/art-8/par-2 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-8/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-8/par-2
In the case where a person is allowed to conduct the business of issuing prepaid payment instruments for third-party business pursuant to the provisions of the preceding paragraph, the provisions of this Act apply to that person, deeming the person to be an issuer of prepaid payment instruments for third-party business; in this case, in addition to the phrase "revoke its registration referred to in Article 7" in Article 27, paragraph (1) being deemed to be replaced with "order the discontinuance of the business of issuing prepaid payment instruments for third-party business", any other necessary technical replacement of terms is specified by Cabinet Order.
machine translation, not official
**第三項** 前項の規定により読み替えて適用される第二十七条第一項の規定により第三者型前払式支払手段の発行の業務の廃止を命じられた場合におけるこの法律の規定の適用については、当該廃止を命じられた者を同項の規定により第七条の登録を取り消された者と、当該廃止を命じられた日を同項の規定による同条の登録の取消しの日とみなす。
suppl-4211-59/art-8/par-3 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-8/par-3 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-8/par-3
With regard to the application of the provisions of this Act in the case where a person is ordered to discontinue the business of issuing prepaid payment instruments for third-party business pursuant to the provisions of Article 27, paragraph (1) as applied with replacement of terms under the provisions of the preceding paragraph, the person so ordered is deemed to be a person whose registration under Article 7 has been revoked pursuant to the provisions of that paragraph, and the day on which the person was so ordered is deemed to be the day of revocation of the registration under that Article pursuant to the provisions of that paragraph.
machine translation, not official
### 第九条
suppl-4211-59/art-9 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-9 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-9
**第一項** 施行日から六月を経過する日において前条第一項の規定の適用を受けて第三者型前払式支払手段の発行の業務を行っている者で、施行日以後最初に到来する基準日における基準日未使用残高（第三条第二項に規定する基準日未使用残高をいう。以下同じ。）が基準額を下回らない範囲内で政令で定める額以下のものは、次に掲げる要件のすべてに該当する場合には、施行日から六月を経過した日以後施行日から三年を経過する日までの間（当該期間内に第十条第一項の規定による登録の拒否の処分があったとき、又は第三項の規定により読み替えて適用される第二十七条第一項の規定により当該業務の廃止を命じられたときは、当該処分のあった日又は当該廃止を命じられた日までの間とし、施行日以後最初に到来する基準日の翌日以後の各基準期間（第三条第八項に規定する基準期間をいう。以下同じ。）における第二十三条第一項第一号に掲げる額が基準額を下回らない範囲内で政令で定める額を超えることとなったときは、当該超えることとなった基準期間の末日までの間とする。）は、第七条の規定にかかわらず、当該業務を行うことができる。
suppl-4211-59/art-9/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-9/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-9/par-1
A person who, on the day on which six months have elapsed from the Effective Date, is conducting the business of issuing prepaid payment instruments for third-party business under the application of the provisions of paragraph (1) of the preceding Article, and whose unused balance on the base date (meaning the unused balance on the base date prescribed in Article 3, paragraph (2); the same applies hereinafter) as of the first base date to arrive on or after the Effective Date does not exceed the amount specified by Cabinet Order within a range not falling below the standard amount, may, if the person satisfies all of the following requirements, conduct that business, notwithstanding the provisions of Article 7, during the period from the day on which six months have elapsed from the Effective Date until the day on which three years have elapsed from the Effective Date (or, if a disposition of refusal of registration under the provisions of Article 10, paragraph (1) is made within that period, or the person is ordered to discontinue that business pursuant to the provisions of Article 27, paragraph (1) as applied with replacement of terms under the provisions of paragraph (3), until the day of that disposition or the day on which the person was ordered to discontinue, and if the amount set forth in Article 23, paragraph (1), item (i) in each record period (meaning the record period prescribed in Article 3, paragraph (8); the same applies hereinafter) on or after the day following the first base date to arrive on or after the Effective Date comes to exceed the amount specified by Cabinet Order within a range not falling below the standard amount, until the last day of the record period in which it came to exceed that amount).
machine translation, not official
**一** 法人でないこと又は外国の法令に準拠して設立された法人であって、国内に営業所若しくは事務所を有しないものであること。
suppl-4211-59/art-9/par-1/item-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-9/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-9/par-1/item-1
the person is not a corporation, or is a corporation established under the laws and regulations of a foreign state that does not have a business office or office in Japan;
machine translation, not official
**二** この法律の公布の日以前から第三者型前払式支払手段の発行の業務を行っていること。
suppl-4211-59/art-9/par-1/item-2 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-9/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-9/par-1/item-2
the person has been conducting the business of issuing prepaid payment instruments for third-party business since on or before the day of promulgation of this Act; and
machine translation, not official
**三** 施行日以後最初に到来する基準日の翌日以後の各基準期間における第二十三条第一項第一号に掲げる額が基準額を下回らない範囲内で政令で定める額を超えないこと。
suppl-4211-59/art-9/par-1/item-3 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-9/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-9/par-1/item-3
the amount set forth in Article 23, paragraph (1), item (i) in each record period on or after the day following the first base date to arrive on or after the Effective Date does not exceed the amount specified by Cabinet Order within a range not falling below the standard amount.
machine translation, not official
**第二項** 前項の規定の適用を受けて第三者型前払式支払手段の発行の業務を行う者は、施行日から六月を経過した日から内閣府令で定める期間を経過する日までに、内閣府令で定めるところにより、次に掲げる事項を内閣総理大臣に届け出なければならない。
suppl-4211-59/art-9/par-2 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-9/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-9/par-2
A person who conducts the business of issuing prepaid payment instruments for third-party business under the application of the provisions of the preceding paragraph must notify the Prime Minister of the following particulars, pursuant to the provisions of Cabinet Office Order, by the day on which the period specified by Cabinet Office Order has elapsed from the day on which six months have elapsed from the Effective Date:
machine translation, not official
**一** 氏名、商号又は名称及び住所
suppl-4211-59/art-9/par-2/item-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-9/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-9/par-2/item-1
name, trade name or other name and address;
machine translation, not official
**二** 前払式支払手段の発行の業務に係る営業所又は事務所の名称及び所在地
suppl-4211-59/art-9/par-2/item-2 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-9/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-9/par-2/item-2
name and location of the business office or office for the business of issuing prepaid payment instruments;
machine translation, not official
**三** 人格のない社団又は財団にあっては、その代表者又は管理人の氏名
suppl-4211-59/art-9/par-2/item-3 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-9/par-2/item-3 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-9/par-2/item-3
in cases of an association or foundation without juridical personality, name of the representative person or administrator;
machine translation, not official
**四** 施行日以後最初に到来する基準日における基準日未使用残高
suppl-4211-59/art-9/par-2/item-4 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-9/par-2/item-4 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-9/par-2/item-4
unused balance on the base date as of the first base date to arrive on or after the Effective Date;
machine translation, not official
**五** 発行する前払式支払手段の種類、名称及び支払可能金額等（第三条第三項に規定する支払可能金額等をいう。）
suppl-4211-59/art-9/par-2/item-5 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-9/par-2/item-5 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-9/par-2/item-5
the type, the name, and the amount available for payment, etc. (meaning the amount available for payment, etc. prescribed in Article 3, paragraph (3)) of the prepaid payment instruments to be issued;
machine translation, not official
**六** その他内閣府令で定める事項
suppl-4211-59/art-9/par-2/item-6 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-9/par-2/item-6 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-9/par-2/item-6
other particulars specified by Cabinet Office Order.
machine translation, not official
**第三項** 第一項の規定により第三者型前払式支払手段の発行の業務を行う場合においては、その者を第三者型発行者とみなして、この法律の規定を適用する。この場合において、第二十七条第一項中「第七条の登録を取り消し」とあるのは、「第三者型前払式支払手段の発行の業務の廃止を命じ」とするほか、必要な技術的読替えは、政令で定める。
suppl-4211-59/art-9/par-3 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-9/par-3 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-9/par-3
If a person conducts the business of issuing prepaid payment instruments for third-party business pursuant to the provisions of paragraph (1), the provisions of this Act apply to that person, deeming the person to be an issuer of prepaid payment instruments for third-party business. In this case, the phrase "revoke its registration referred to in Article 7" in Article 27, paragraph (1) is deemed to be replaced with "order the discontinuance of the business of issuing prepaid payment instruments for third-party business", and any other necessary technical replacement of terms is specified by Cabinet Order.
machine translation, not official
**第四項** 前条第三項の規定は、前項の規定により読み替えて適用される第二十七条第一項の規定により第三者型前払式支払手段の発行の業務の廃止を命じられた場合について準用する。
suppl-4211-59/art-9/par-4 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-9/par-4 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-9/par-4
The provisions of paragraph (3) of the preceding Article apply mutatis mutandis to the case where a person is ordered to discontinue the business of issuing prepaid payment instruments for third-party business pursuant to the provisions of Article 27, paragraph (1) as applied with replacement of terms under the provisions of the preceding paragraph.
machine translation, not official
### 第十条
suppl-4211-59/art-10 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-10 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-10
**第一項** 第十三条の規定は、施行日以後発行する前払式支払手段について適用する。
suppl-4211-59/art-10/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-10/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-10/par-1
The provisions of Article 13 apply to prepaid payment instruments issued on or after the Effective Date.
machine translation, not official
### 第十一条
suppl-4211-59/art-11 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-11 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-11
**第一項** 第十四条から第十九条まで、第三十一条及び第三十二条の規定は、施行日以後最初に到来する基準日から適用し、当該基準日前における前払式証票に係る供託及び当該前払式証票の所有者の権利の実行については、なお従前の例による。
suppl-4211-59/art-11/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-11/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-11/par-1
The provisions of Article 14 through Article 19, Article 31 and Article 32 apply from the first base date to arrive on or after the Effective Date, and the provisions then in force continue to govern the deposit pertaining to prepaid certificates and the fulfillment of the rights of the holders of those prepaid certificates before that base date.
machine translation, not official
**第二項** 旧法第十三条第一項（前項の規定によりなお従前の例によることとされる場合を含む。）の規定により供託した発行保証金は、第十四条第一項の規定により供託した発行保証金とみなす。
suppl-4211-59/art-11/par-2 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-11/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-11/par-2
The security deposits for issuance deposited pursuant to the provisions of Article 13, paragraph (1) of the Former Act (including the case where the provisions then in force continue to govern pursuant to the provisions of the preceding paragraph) are deemed to be security deposits for issuance deposited pursuant to the provisions of Article 14, paragraph (1).
machine translation, not official
**第三項** この法律の施行の際現に前払式証票（旧法附則第七条第三項に規定する前払式証票を除く。）以外の前払式支払手段の発行の業務を行っている者（次項において「供託対象外発行者」という。）が発行した当該前払式支払手段に係る第十四条第一項の規定の適用については、同項中「二分の一」とあるのは、次の表の上欄に掲げる基準日について、それぞれ同表の下欄のように読み替えるものとする。
施行日以後最初に到来する基準日 六分の一
施行日後二回目に到来する基準日 六分の二
suppl-4211-59/art-11/par-3 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-11/par-3 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-11/par-3
With regard to the application of the provisions of Article 14, paragraph (1) to the prepaid payment instruments issued by a person that, at the time this Act comes into effect, is actually conducting the business of issuing prepaid payment instruments other than prepaid certificates (excluding the prepaid certificates prescribed in Article 7, paragraph (3) of the Supplementary Provisions of the Former Act) (referred to as an "issuer not subject to deposit" in the following paragraph), the phrase "half" in that paragraph is deemed to be replaced with the wording in the right-hand column of the following table for the respective base dates listed in the left-hand column of that table:
The first base date to arrive on or after the Effective Date One-sixth
The second base date to arrive after the Effective Date Two-sixths
machine translation, not official
**第四項** 供託対象外発行者が施行日前に発行した前払式支払手段と施行日以後に発行する前払式支払手段を区分している場合には、当該供託対象外発行者が発行した前払式支払手段に係る第十四条第一項の規定の適用については、前項の規定にかかわらず、同条第一項中「基準日未使用残高」とあるのは、「施行日以後に発行した前払式支払手段に係る基準日未使用残高」とする。
suppl-4211-59/art-11/par-4 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-11/par-4 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-11/par-4
If an issuer not subject to deposit keeps separately the prepaid payment instruments issued before the Effective Date and the prepaid payment instruments issued on or after the Effective Date, then, with regard to the application of the provisions of Article 14, paragraph (1) to the prepaid payment instruments issued by that issuer not subject to deposit, notwithstanding the provisions of the preceding paragraph, the phrase "unused balance on the base date" in paragraph (1) of that Article is deemed to be replaced with "unused balance on the base date pertaining to the prepaid payment instruments issued on or after the Effective Date".
machine translation, not official
### 第十二条
suppl-4211-59/art-12 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-12 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-12
**第一項** 第二十三条の規定は、施行日以後到来する基準日に係る同条第一項に規定する報告書について適用し、当該基準日前の基準日に係る旧法第十七条第一項に規定する報告書については、なお従前の例による。
suppl-4211-59/art-12/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-12/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-12/par-1
The provisions of Article 23 apply to the written reports prescribed in paragraph (1) of that Article for the base dates arriving on or after the Effective Date, and the provisions then in force continue to govern the written reports prescribed in Article 17, paragraph (1) of the Former Act for the base dates preceding those base dates.
machine translation, not official
### 第十三条
suppl-4211-59/art-13 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-13 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-13
**第一項** 次の各号のいずれかに該当する者は、三十万円以下の罰金に処する。
suppl-4211-59/art-13/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-13/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-13/par-1
A person falling under one of the following items is subject to a fine of not more than 300,000 yen:
machine translation, not official
**一** 附則第四条第二項若しくは第五条第二項の書類の提出をせず、又は虚偽の記載をして提出した者
suppl-4211-59/art-13/par-1/item-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-13/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-13/par-1/item-1
a person who fails to submit the documents referred to in Article 4, paragraph (2) or Article 5, paragraph (2) of the Supplementary Provisions, or makes false statements in them and submits them;
machine translation, not official
**二** 附則第九条第二項の規定による届出をせず、又は虚偽の記載をして届出をした者
suppl-4211-59/art-13/par-1/item-2 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-13/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-13/par-1/item-2
a person who fails to make the notification under Article 9, paragraph (2) of the Supplementary Provisions, or makes the notification with false statements.
machine translation, not official
**第二項** 法人（人格のない社団又は財団であって代表者又は管理人の定めのあるものを含む。以下この項において同じ。）の代表者若しくは管理人又は法人若しくは人の代理人、使用人その他の従業者が、その法人又は人の業務に関し、前項の違反行為をしたときは、その行為者を罰するほか、その法人又は人に対して同項の罰金刑を科する。
suppl-4211-59/art-13/par-2 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-13/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-13/par-2
Where the representative person or administrator of a corporation (including an association or foundation without juridical personality for which a representative person or administrator has been designated; hereinafter the same applies in this paragraph), or an agent, employee, or other worker of a corporation or individual, commits the violation set forth in the preceding paragraph with regard to the business of that corporation or individual, in addition to punishing the offender, the fine prescribed in that paragraph is imposed on that corporation or individual.
machine translation, not official
**第三項** 人格のない社団又は財団について前項の規定の適用がある場合には、その代表者又は管理人がその訴訟行為につきその人格のない社団又は財団を代表するほか、法人を被告人又は被疑者とする場合の刑事訴訟に関する法律の規定を準用する。
suppl-4211-59/art-13/par-3 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-13/par-3 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-13/par-3
If the provisions of the preceding paragraph apply to an association or foundation without juridical personality, the representative person or administrator thereof represents the association or foundation without juridical personality with regard to the procedural act, and the provisions of Acts concerning criminal procedures where a corporation is the defendant or a suspect apply mutatis mutandis.
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### 第十四条
suppl-4211-59/art-14 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-14 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-14
**第一項** この法律の施行前にした旧法又はこれに基づく命令の規定によってした処分、手続その他の行為であって、この法律の規定に相当の規定があるものは、この附則に別段の定めがあるものを除き、この法律の相当の規定によってしたものとみなす。
suppl-4211-59/art-14/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-14/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-14/par-1
Dispositions, procedures, or other acts carried out under the provisions of the Former Act or orders thereunder before this Act comes into effect, for which there are corresponding provisions in this Act, are deemed to have been carried out under the corresponding provisions of this Act, except as otherwise provided in these Supplementary Provisions.
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### 第十五条（資金清算業に係る経過措置） — Transitional Measures Concerning Clearing Services for Interbank Funds Transfer
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suppl-4211-59/art-15 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-15 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-15
**第一項** この法律の施行の際現に資金清算業を行っている者（銀行等及び日本銀行を除く。）は、施行日から六月間（当該期間内に第六十四条第一項の免許の拒否の処分があったとき、又は次項の規定により読み替えて適用される第八十二条第二項の規定により資金清算業の廃止を命じられたときは、当該処分のあった日又は当該廃止を命じられた日までの間）は、第六十四条第一項の規定にかかわらず、資金清算業を行うことができる。
suppl-4211-59/art-15/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-15/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-15/par-1
A person who is actually conducting clearing services for interbank funds transfer at the time this Act comes into effect (excluding deposit-taking institutions and the Bank of Japan) may, notwithstanding the provisions of Article 64, paragraph (1), conduct clearing services for interbank funds transfer for six months from the Effective Date (or, if a disposition of refusal of the license under Article 64, paragraph (1) is made within that period, or if the person is ordered to discontinue the clearing services for interbank funds transfer pursuant to the provisions of Article 82, paragraph (2) as applied with replacement of terms under the provisions of the following paragraph, until the day of the disposition or the day on which the person was so ordered).
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**第二項** 前項の規定により資金清算業を行うことができる場合においては、その者を資金清算機関とみなして、第六十七条第三項、第七十四条、第七十八条、第八十条、第八十一条及び第八十二条第二項の規定（これらの規定に係る罰則を含む。）を適用する。この場合において、同項中「第六十四条第一項の免許若しくは第六十九条第一項ただし書の承認を取り消し」とあるのは、「資金清算業の廃止を命じ」とするほか、必要な技術的読替えは、政令で定める。
suppl-4211-59/art-15/par-2 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-15/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-15/par-2
If a person is allowed to conduct clearing services for interbank funds transfer pursuant to the provisions of the preceding paragraph, the provisions of Article 67, paragraph (3), Article 74, Article 78, Article 80, Article 81 and Article 82, paragraph (2) (including the penal provisions pertaining to these provisions) apply to that person, deeming the person to be a clearing institution for interbank funds transfer. In this case, the phrase "revoke the license referred to in Article 64, paragraph (1) or the approval referred to in the proviso to Article 69, paragraph (1)" in that paragraph is deemed to be replaced with "order the discontinuance of the clearing services for interbank funds transfer", and any other necessary technical replacement of terms is specified by Cabinet Order.
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**第三項** 前項の規定により読み替えて適用される第八十二条第二項の規定により資金清算業の廃止を命じられた場合におけるこの法律の規定の適用については、当該廃止を命じられた者を同項の規定により第六十四条第一項の免許を取り消された者と、当該廃止を命じられた日を第八十二条第二項の規定により第六十四条第一項の免許の取消しの日とみなす。
suppl-4211-59/art-15/par-3 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-15/par-3 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-15/par-3
With regard to the application of the provisions of this Act in the case where a person is ordered to discontinue clearing services for interbank funds transfer pursuant to the provisions of Article 82, paragraph (2) as applied with replacement of terms under the provisions of the preceding paragraph, the person so ordered is deemed to be a person whose license under Article 64, paragraph (1) has been revoked pursuant to the provisions of that paragraph, and the day on which the person was so ordered is deemed to be the day of revocation of the license under Article 64, paragraph (1) pursuant to the provisions of Article 82, paragraph (2).
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### 第十六条（認定資金決済事業者協会に係る経過措置） — Transitional Measures Concerning Certified Associations for Payment Service Providers
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suppl-4211-59/art-16 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-16 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-16
**第一項** この法律の施行の際現にその名称又は商号中に、認定資金決済事業者協会又は認定資金決済事業者協会の会員であると誤認されるおそれのある文字を用いている者については、第八十九条第二項及び第三項の規定は、この法律の施行後六月間は、適用しない。
suppl-4211-59/art-16/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-16/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-16/par-1
With regard to a person that, at the time this Act comes into effect, is actually using in its name or trade name characters likely to be mistaken for a certified association for payment service providers or a member of a certified association for payment service providers, the provisions of Article 89, paragraphs (2) and (3) do not apply for six months after this Act comes into effect.
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### 第三十四条（罰則の適用に関する経過措置） — Transitional Measures Concerning the Application of Penal Provisions
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suppl-4211-59/art-34 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-34 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-34
**第一項** この法律の施行前にした行為及びこの法律の附則においてなお従前の例によることとされる場合におけるこの法律の施行後にした行為に対する罰則の適用については、なお従前の例による。
suppl-4211-59/art-34/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-34/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-34/par-1
As to the applicability of penal provisions to acts which a person conducts before this Act comes into effect, and the applicability of penal provisions to acts which a person conducts after this Act comes into effect in cases where the provisions then in force continue to govern pursuant to the Supplementary Provisions of this Act, the provisions then in force continue to govern.
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### 第三十五条（政令への委任） — Delegation to Cabinet Order
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suppl-4211-59/art-35 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-35 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-35
**第一項** この附則に規定するもののほか、この法律の施行に関し必要な経過措置（罰則に関する経過措置を含む。）は、政令で定める。
suppl-4211-59/art-35/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-35/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-35/par-1
Beyond what is provided for in these Supplementary Provisions, transitional measures necessary for the enforcement of this Act (including transitional measures concerning penal provisions) are specified by Cabinet Order.
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### 第三十六条（検討） — Review
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suppl-4211-59/art-36 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-36 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-36
**第一項** 政府は、この法律の施行後五年を経過した場合において、この法律の施行状況、社会経済情勢の変化等を勘案し、資金決済に関する制度について検討を加え、必要があると認めるときは、その結果に基づいて所要の措置を講ずるものとする。
suppl-4211-59/art-36/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-36/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-36/par-1
If five years have passed since this Act came into effect, the Government is to review the systems relating to payment services, taking into account the status of enforcement of this Act, changes in socioeconomic conditions, etc., and, if it finds it necessary, is to take required measures based on the results.
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## 附 則 平成二一年六月二四日法律第五八号
suppl-4211-58 · https://japanlaw.org/en/payment-services-act/suppl-4211-58 · https://japanlaw.org/l/421AC0000000059/suppl-4211-58
### 第一条（施行期日） — Effective Date
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suppl-4211-58/art-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-58/art-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-58/art-1
**第一項** この法律は、公布の日から起算して一年を超えない範囲内において政令で定める日から施行する。ただし、次の各号に掲げる規定は、当該各号に定める日から施行する。
suppl-4211-58/art-1/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-58/art-1/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-58/art-1/par-1
This Act comes into effect as of the day specified by Cabinet Order within a period not exceeding one year from the date of promulgation; provided, however, that the provisions set forth in the following items come into effect as of the days specified in those items.
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**一から四まで** 略
suppl-4211-58/art-1/par-1/item-1-to-4 · https://japanlaw.org/en/payment-services-act/suppl-4211-58/art-1/par-1/item-1-to-4 · https://japanlaw.org/l/421AC0000000059/suppl-4211-58/art-1/par-1/item-1-to-4
Omitted
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**五** 第十六条の規定（資金決済に関する法律目次の改正規定（「第五十一条」を「第五十一条の二」に改める部分に限る。）、同法第三章第二節中第五十一条の次に一条を加える改正規定及び同法第九十一条に一項を加える改正規定を除く。） 資金決済に関する法律の施行の日又は施行日のいずれか遅い日
suppl-4211-58/art-1/par-1/item-5 · https://japanlaw.org/en/payment-services-act/suppl-4211-58/art-1/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/suppl-4211-58/art-1/par-1/item-5
Article 16 (excluding the provisions amending the table of contents of the Payment Services Act (limited to the part replacing "Article 51" with "Article 51-2"), the provisions adding one Article after Article 51 in Section 2 of Chapter III of that Act, and the provisions adding one paragraph to Article 91 of that Act): the date on which the Payment Services Act comes into effect or the Effective Date, whichever is later
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**六** 第十六条の規定（資金決済に関する法律目次の改正規定（「第五十一条」を「第五十一条の二」に改める部分に限る。）、同法第三章第二節中第五十一条の次に一条を加える改正規定及び同法第九十一条に一項を加える改正規定に限る。） 前号に掲げる規定の施行の日から起算して六月を超えない範囲内において政令で定める日
suppl-4211-58/art-1/par-1/item-6 · https://japanlaw.org/en/payment-services-act/suppl-4211-58/art-1/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/suppl-4211-58/art-1/par-1/item-6
Article 16 (limited to the provisions amending the table of contents of the Payment Services Act (limited to the part replacing "Article 51" with "Article 51-2"), the provisions adding one Article after Article 51 in Section 2 of Chapter III of that Act, and the provisions adding one paragraph to Article 91 of that Act): the date specified by Cabinet Order within a period not exceeding six months from the date on which the provisions set forth in the preceding item come into effect
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### 第十九条（罰則の適用に関する経過措置） — Transitional Measures Concerning the Application of Penal Provisions
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suppl-4211-58/art-19 · https://japanlaw.org/en/payment-services-act/suppl-4211-58/art-19 · https://japanlaw.org/l/421AC0000000059/suppl-4211-58/art-19
**第一項** この法律（附則第一条各号に掲げる規定にあっては、当該規定。以下この条において同じ。）の施行前にした行為及びこの附則の規定によりなお従前の例によることとされる場合におけるこの法律の施行後にした行為に対する罰則の適用については、なお従前の例による。
suppl-4211-58/art-19/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-58/art-19/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-58/art-19/par-1
With regard to the application of penal provisions to acts committed before this Act (or, for the provisions set forth in the items of Article 1 of the Supplementary Provisions, those provisions; the same applies hereinafter in this Article) comes into effect and to acts committed after this Act comes into effect in the cases where the provisions then in force continue to govern pursuant to the provisions of these Supplementary Provisions, the provisions then in force continue to govern.
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### 第二十条（政令への委任） — Delegation to Cabinet Order
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suppl-4211-58/art-20 · https://japanlaw.org/en/payment-services-act/suppl-4211-58/art-20 · https://japanlaw.org/l/421AC0000000059/suppl-4211-58/art-20
**第一項** 附則第二条から第五条まで及び前条に定めるもののほか、この法律の施行に関し必要な経過措置は、政令で定める。
suppl-4211-58/art-20/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-58/art-20/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-58/art-20/par-1
Beyond what is provided for in Articles 2 through 5 and the preceding Article of the Supplementary Provisions, transitional measures necessary in connection with the enforcement of this Act are specified by Cabinet Order.
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### 第二十一条（検討） — Review
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suppl-4211-58/art-21 · https://japanlaw.org/en/payment-services-act/suppl-4211-58/art-21 · https://japanlaw.org/l/421AC0000000059/suppl-4211-58/art-21
**第一項** 政府は、この法律の施行後三年以内に、この法律による改正後のそれぞれの法律（以下「改正後の各法律」という。）に規定する指定紛争解決機関（以下単に「指定紛争解決機関」という。）の指定状況及び改正後の各法律に規定する紛争解決等業務の遂行状況その他経済社会情勢等を勘案し、消費者庁及び消費者委員会設置法（平成二十一年法律第四十八号）附則第三項に係る検討状況も踏まえ、消費者庁の関与の在り方及び業態横断的かつ包括的な紛争解決体制の在り方も含めた指定紛争解決機関による裁判外紛争解決手続に係る制度の在り方について検討を加え、必要があると認めるときは、その結果に基づいて所要の措置を講ずるものとする。
suppl-4211-58/art-21/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-58/art-21/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-58/art-21/par-1
The Government is to, within three years after this Act comes into effect, taking into account the status of designation of designated dispute resolution organizations prescribed in the respective Acts as amended by this Act (hereinafter referred to as "the respective Acts as amended") (hereinafter simply referred to as "designated dispute resolution organizations"), the status of performance of dispute resolution services prescribed in the respective Acts as amended, and other socioeconomic conditions, etc., and also in light of the status of review pertaining to paragraph (3) of the Supplementary Provisions of the Act Establishing the Consumer Affairs Agency and the Consumer Commission (Act No. 48 of 2009), review the systems pertaining to alternative dispute resolution procedures by designated dispute resolution organizations, including the manner of involvement of the Consumer Affairs Agency and the manner of a cross-sectoral and comprehensive dispute resolution framework, and, if it finds it necessary, take required measures based on the results.
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**第二項** 政府は、前項に定める事項のほか、この法律の施行後五年以内に、この法律による改正後の規定の実施状況について検討を加え、必要があると認めるときは、その結果に基づいて所要の措置を講ずるものとする。
suppl-4211-58/art-21/par-2 · https://japanlaw.org/en/payment-services-act/suppl-4211-58/art-21/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-4211-58/art-21/par-2
In addition to what is provided for in the preceding paragraph, the Government is to, within five years after this Act comes into effect, review the status of implementation of the provisions as amended by this Act, and, if it finds it necessary, take required measures based on the results.
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## 附 則 平成二六年六月二七日法律第九一号
suppl-4261-91 · https://japanlaw.org/en/payment-services-act/suppl-4261-91 · https://japanlaw.org/l/421AC0000000059/suppl-4261-91
**第一項** この法律は、会社法の一部を改正する法律の施行の日から施行する。
suppl-4261-91/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4261-91/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4261-91/par-1
This Act comes into effect as of the date on which the Act Partially Amending the Companies Act comes into effect.
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## 附 則 平成二八年六月三日法律第六二号
suppl-4281-62 · https://japanlaw.org/en/payment-services-act/suppl-4281-62 · https://japanlaw.org/l/421AC0000000059/suppl-4281-62
### 第一条（施行期日） — Effective Date
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suppl-4281-62/art-1 · https://japanlaw.org/en/payment-services-act/suppl-4281-62/art-1 · https://japanlaw.org/l/421AC0000000059/suppl-4281-62/art-1
**第一項** この法律は、公布の日から起算して一年を超えない範囲内において政令で定める日から施行する。
suppl-4281-62/art-1/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4281-62/art-1/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4281-62/art-1/par-1
This Act comes into effect as of the date specified by Cabinet Order within a period not exceeding 1 year from the date of promulgation.
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### 第八条（資金決済に関する法律の一部改正に伴う経過措置） — Transitional Measures Accompanying the Partial Amendment of the Payment Services Act
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suppl-4281-62/art-8 · https://japanlaw.org/en/payment-services-act/suppl-4281-62/art-8 · https://japanlaw.org/l/421AC0000000059/suppl-4281-62/art-8
**第一項** この法律の施行の際現に仮想通貨交換業（第十一条の規定による改正後の資金決済に関する法律（以下この条において「新資金決済法」という。）第二条第七項に規定する仮想通貨交換業をいう。以下この条において同じ。）を行っている者は、施行日から起算して六月間（当該期間内に新資金決済法第六十三条の五第一項の規定による登録の拒否の処分があったとき、又は次項の規定により読み替えて適用される新資金決済法第六十三条の十七第一項の規定により仮想通貨交換業の全部の廃止を命じられたときは、当該処分のあった日又は当該廃止を命じられた日までの間）は、新資金決済法第六十三条の二の規定にかかわらず、当該仮想通貨交換業を行うことができる。その者がその期間内に同条の登録の申請をした場合において、その期間を経過したときは、その申請について登録又は登録の拒否の処分があるまでの間も、同様とする。
suppl-4281-62/art-8/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4281-62/art-8/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4281-62/art-8/par-1
A person that is actually engaged in virtual currency exchange services (meaning virtual currency exchange services prescribed in Article 2, paragraph (7) of the Payment Services Act as amended by the provisions of Article 11 (hereinafter referred to as the "New Payment Services Act" in this Article); the same applies hereinafter in this Article) at the time this Act comes into effect may engage in those virtual currency exchange services, notwithstanding Article 63-2 of the New Payment Services Act, for six months from the Effective Date (or, if within that period a disposition of refusal of registration is made under Article 63-5, paragraph (1) of the New Payment Services Act, or the person is ordered to discontinue all of its virtual currency exchange services under Article 63-17, paragraph (1) of the New Payment Services Act as applied with replacement of terms pursuant to the following paragraph, until the date of that disposition or the date on which the person was ordered to discontinue). If that person has applied for registration under that Article within that period, and that period has elapsed, the same applies until a disposition of registration or refusal of registration is made on the application.
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**第二項** 前項の規定により仮想通貨交換業を行うことができる場合においては、その者を仮想通貨交換業者（新資金決済法第二条第八項に規定する仮想通貨交換業者をいう。）とみなして、新資金決済法の規定を適用する。この場合において、新資金決済法第六十三条の十七第一項中「第六十三条の二の登録を取り消し」とあるのは、「仮想通貨交換業の全部の廃止を命じ」とするほか、必要な技術的読替えは、政令で定める。
suppl-4281-62/art-8/par-2 · https://japanlaw.org/en/payment-services-act/suppl-4281-62/art-8/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-4281-62/art-8/par-2
In the case where a person may engage in virtual currency exchange services pursuant to the preceding paragraph, the provisions of the New Payment Services Act apply to that person, deeming the person to be a virtual currency exchange service provider (meaning a virtual currency exchange service provider prescribed in Article 2, paragraph (8) of the New Payment Services Act). In this case, the phrase "revoke its registration referred to in Article 63-2" in Article 63-17, paragraph (1) of the New Payment Services Act is deemed to be replaced with "order the discontinuation of all of its virtual currency exchange services", and beyond that, any necessary technical replacement of terms is specified by Cabinet Order.
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**第三項** 前項の規定により読み替えて適用される新資金決済法第六十三条の十七第一項の規定により仮想通貨交換業の全部の廃止を命じられた場合における新資金決済法の規定の適用については、当該廃止を命じられた者を同項の規定により新資金決済法第六十三条の二の登録を取り消された者と、当該廃止を命じられた日を同項の規定による同条の登録の取消しの日とみなす。
suppl-4281-62/art-8/par-3 · https://japanlaw.org/en/payment-services-act/suppl-4281-62/art-8/par-3 · https://japanlaw.org/l/421AC0000000059/suppl-4281-62/art-8/par-3
In the case where a person is ordered to discontinue all of its virtual currency exchange services under Article 63-17, paragraph (1) of the New Payment Services Act as applied with replacement of terms pursuant to the preceding paragraph, for the purpose of applying the provisions of the New Payment Services Act, the person so ordered is deemed to be a person whose registration under Article 63-2 of the New Payment Services Act has been revoked under that paragraph, and the date on which the person was so ordered is deemed to be the date of revocation of registration under that Article under that paragraph.
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### 第十八条（罰則に関する経過措置） — Transitional Measures Concerning Penal Provisions
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suppl-4281-62/art-18 · https://japanlaw.org/en/payment-services-act/suppl-4281-62/art-18 · https://japanlaw.org/l/421AC0000000059/suppl-4281-62/art-18
**第一項** この法律の施行前にした行為に対する罰則の適用については、なお従前の例による。
suppl-4281-62/art-18/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4281-62/art-18/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4281-62/art-18/par-1
With regard to the application of penal provisions to acts committed before this Act comes into effect, the provisions then in force continue to govern.
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### 第十九条（その他の経過措置の政令への委任） — Delegation of Other Transitional Measures to Cabinet Order
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suppl-4281-62/art-19 · https://japanlaw.org/en/payment-services-act/suppl-4281-62/art-19 · https://japanlaw.org/l/421AC0000000059/suppl-4281-62/art-19
**第一項** 附則第二条から第八条まで及び前条に定めるもののほか、この法律の施行に関し必要な経過措置（罰則に関する経過措置を含む。）は、政令で定める。
suppl-4281-62/art-19/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4281-62/art-19/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4281-62/art-19/par-1
Beyond what is provided for in Articles 2 through 8 and the preceding Article of the Supplementary Provisions, transitional measures necessary in connection with the enforcement of this Act (including transitional measures concerning penal provisions) are specified by Cabinet Order.
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### 第二十条（検討） — Review
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suppl-4281-62/art-20 · https://japanlaw.org/en/payment-services-act/suppl-4281-62/art-20 · https://japanlaw.org/l/421AC0000000059/suppl-4281-62/art-20
**第一項** 政府は、この法律の施行後五年を目途として、この法律による改正後のそれぞれの法律（以下この条において「改正後の各法律」という。）の施行の状況等を勘案し、必要があると認めるときは、改正後の各法律の規定について検討を加え、その結果に基づいて所要の措置を講ずるものとする。
suppl-4281-62/art-20/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4281-62/art-20/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4281-62/art-20/par-1
The government is to, with a target of five years after this Act comes into effect, taking into account the status of the enforcement, etc. of the respective Acts as amended by this Act (hereinafter referred to in this Article as "the respective Acts as amended"), when it finds it necessary, review the provisions of the respective Acts as amended, and take the required measures based on the results of that review.
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## 附 則 平成二九年六月二日法律第四九号
suppl-4291-49 · https://japanlaw.org/en/payment-services-act/suppl-4291-49 · https://japanlaw.org/l/421AC0000000059/suppl-4291-49
### 第一条（施行期日） — Effective Date
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suppl-4291-49/art-1 · https://japanlaw.org/en/payment-services-act/suppl-4291-49/art-1 · https://japanlaw.org/l/421AC0000000059/suppl-4291-49/art-1
**第一項** この法律は、公布の日から起算して一年を超えない範囲内において政令で定める日から施行する。
suppl-4291-49/art-1/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4291-49/art-1/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4291-49/art-1/par-1
This Act comes into effect as of the date specified by Cabinet Order within a period not exceeding 1 year from the date of promulgation.
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## 附 則 令和元年六月七日法律第二八号
suppl-5011-28 · https://japanlaw.org/en/payment-services-act/suppl-5011-28 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28
### 第一条（施行期日） — Effective Date
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suppl-5011-28/art-1 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-1 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-1
**第一項** この法律は、公布の日から起算して一年を超えない範囲内において政令で定める日から施行する。ただし、附則第三十一条の規定は、公布の日から施行する。
suppl-5011-28/art-1/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-1/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-1/par-1
This Act comes into effect on the date specified by Cabinet Order within a period not exceeding one year from the date of its promulgation; provided, however, that the provisions of Article 31 of the Supplementary Provisions come into effect on the date of promulgation.
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### 第二条（資金決済に関する法律の一部改正に伴う経過措置） — Transitional Measures Accompanying the Partial Amendment of the Payment Services Act
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suppl-5011-28/art-2 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-2 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-2
**第一項** この法律の施行の際現に暗号資産管理業務（第一条の規定による改正後の資金決済に関する法律（以下「新資金決済法」という。）第二条第七項に規定する暗号資産の管理（第一条の規定による改正前の資金決済に関する法律（以下「旧資金決済法」という。）第二条第七項第三号に掲げる行為に該当するものを除く。）を業として行うことをいう。以下この条及び次条において同じ。）を行っている者（附則第四条第一項の規定により新資金決済法第六十三条の二の登録を受けたものとみなされる者を除く。）は、この法律の施行の日（以下「施行日」という。）から起算して六月間（当該期間内に新資金決済法第六十三条の五第一項の規定による登録の拒否の処分があったとき、又は第三項の規定により読み替えて適用される新資金決済法第六十三条の十七第一項の規定により暗号資産管理業務の全部の廃止を命じられたときは、当該処分のあった日又は当該廃止を命じられた日までの間）は、新資金決済法第六十三条の二の規定にかかわらず、この法律の施行の際現に行っている当該暗号資産管理業務の利用者のために、この法律の施行の際現に管理している暗号資産と同じ種類の暗号資産について、当該暗号資産管理業務を行うことができる。
suppl-5011-28/art-2/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-2/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-2/par-1
A person that is actually engaged in cryptoasset management business (meaning engaging, as a business, in management of cryptoassets prescribed in Article 2, paragraph (7) of the Payment Services Act as amended by the provisions of Article 1 (hereinafter referred to as the "New Payment Services Act") (excluding that which falls under the acts set forth in Article 2, paragraph (7), item (iii) of the Payment Services Act prior to amendment by the provisions of Article 1 (hereinafter referred to as the "Former Payment Services Act")); the same applies hereinafter in this Article and the following Article) at the time this Act comes into effect (excluding a person deemed to have been registered under Article 63-2 of the New Payment Services Act pursuant to Article 4, paragraph (1) of the Supplementary Provisions) may, for six months from the day on which this Act comes into effect (hereinafter referred to as the "Effective Date") (or, if within that period a disposition of refusal of registration is made under Article 63-5, paragraph (1) of the New Payment Services Act, or the person is ordered to discontinue all of its cryptoasset management business under Article 63-17, paragraph (1) of the New Payment Services Act as applied with replacement of terms pursuant to paragraph (3), until the date of that disposition or the date on which the person was ordered to discontinue), notwithstanding Article 63-2 of the New Payment Services Act, engage in that cryptoasset management business, for the users of the cryptoasset management business that the person is actually engaged in at the time this Act comes into effect, with respect to cryptoassets of the same type as the cryptoassets that the person is actually managing at the time this Act comes into effect.
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**第二項** 前項の規定により暗号資産管理業務を行うことができる者が施行日から起算して六月を経過する日までに新資金決済法第六十三条の二の登録の申請をした場合において、その期間を経過したときは、その申請について登録又は登録の拒否の処分があるまでの間（その間に次項の規定により読み替えて適用される新資金決済法第六十三条の十七第一項の規定により暗号資産管理業務の全部の廃止を命じられたときは、当該廃止を命じられた日までの間）も、前項と同様とする。ただし、施行日から起算して一年六月を経過したときは、この限りでない。
suppl-5011-28/art-2/par-2 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-2/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-2/par-2
In the case where a person who may engage in cryptoasset management business pursuant to the preceding paragraph has filed an application for registration under Article 63-2 of the New Payment Services Act by the day on which six months have elapsed from the Effective Date, and that period has elapsed, the same as in the preceding paragraph applies until a disposition of registration or refusal of registration is made on the application (or, if during that time the person is ordered to discontinue all of its cryptoasset management business under Article 63-17, paragraph (1) of the New Payment Services Act as applied with replacement of terms pursuant to the following paragraph, until the date on which the person was ordered to discontinue); provided, however, that this does not apply if one year and six months have elapsed from the Effective Date.
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**第三項** 前二項の規定により暗号資産管理業務を行うことができる場合においては、その者を暗号資産交換業者（新資金決済法第二条第八項に規定する暗号資産交換業者をいう。附則第五条において同じ。）とみなして、新資金決済法及び附則第二十四条の規定による改正後の犯罪による収益の移転防止に関する法律（平成十九年法律第二十二号。附則第十条第三項において「新犯罪収益移転防止法」という。）の規定（これらの規定に基づく命令の規定を含む。）を適用する。この場合において、新資金決済法第六十三条の十七第一項中「第六十三条の二の登録を取り消し」とあるのは、「暗号資産管理業務（情報通信技術の進展に伴う金融取引の多様化に対応するための資金決済に関する法律等の一部を改正する法律（令和元年法律第二十八号）附則第二条第一項に規定する暗号資産管理業務をいう。）の全部の廃止を命じ」とするほか、必要な技術的読替えは、政令で定める。
suppl-5011-28/art-2/par-3 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-2/par-3 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-2/par-3
In the case where a person may engage in cryptoasset management business pursuant to the preceding two paragraphs, the provisions of the New Payment Services Act and the Act on Prevention of Transfer of Criminal Proceeds (Act No. 22 of 2007) as amended by the provisions of Article 24 of the Supplementary Provisions (referred to as the "New Criminal Proceeds Transfer Prevention Act" in Article 10, paragraph (3) of the Supplementary Provisions) (including the provisions of orders based on these provisions) apply, deeming that person to be a cryptoasset exchange service provider (meaning a cryptoasset exchange service provider prescribed in Article 2, paragraph (8) of the New Payment Services Act; the same applies in Article 5 of the Supplementary Provisions). In this case, the phrase "revoke its registration referred to in Article 63-2" in Article 63-17, paragraph (1) of the New Payment Services Act is deemed to be replaced with "order the discontinuation of all of its cryptoasset management business (meaning the cryptoasset management business prescribed in Article 2, paragraph (1) of the Supplementary Provisions of the Act Partially Amending the Payment Services Act, etc. to Respond to the Diversification of Financial Transactions Accompanying Advances in Information and Communications Technology (Act No. 28 of 2019))", and beyond that, any necessary technical replacement of terms is specified by Cabinet Order.
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**第四項** 前項の規定により読み替えて適用される新資金決済法第六十三条の十七第一項の規定により暗号資産管理業務の全部の廃止を命じられた場合における新資金決済法の規定の適用については、当該廃止を命じられた者を同項の規定により新資金決済法第六十三条の二の登録を取り消された者と、当該廃止を命じられた日を同項の規定による同条の登録の取消しの日とみなす。
suppl-5011-28/art-2/par-4 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-2/par-4 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-2/par-4
In the case where a person is ordered to discontinue all of its cryptoasset management business under Article 63-17, paragraph (1) of the New Payment Services Act as applied with replacement of terms pursuant to the preceding paragraph, for the purpose of applying the provisions of the New Payment Services Act, the person so ordered is deemed to be a person whose registration under Article 63-2 of the New Payment Services Act has been revoked under that paragraph, and the date on which the person was so ordered is deemed to be the date of revocation of registration under that Article under that paragraph.
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### 第三条
suppl-5011-28/art-3 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-3 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-3
**第一項** 前条第一項の規定により暗号資産管理業務を行うことができる者は、施行日から起算して二週間以内に、その商号及び住所を内閣総理大臣に届け出なければならない。
suppl-5011-28/art-3/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-3/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-3/par-1
A person who may engage in cryptoasset management business pursuant to paragraph (1) of the preceding Article must notify the Prime Minister of the person's trade name and address within two weeks from the Effective Date.
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**第二項** 前条第一項の規定により暗号資産管理業務を行うことができる者が前項の規定による届出をせず、又は虚偽の届出をしたときは、同条第一項の規定は、その者については、前項に規定する期間を経過した日以後は、適用しない。
suppl-5011-28/art-3/par-2 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-3/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-3/par-2
In the case where a person who may engage in cryptoasset management business pursuant to paragraph (1) of the preceding Article fails to make the notification under the preceding paragraph or makes a false notification, paragraph (1) of that Article does not apply to that person on or after the day on which the period prescribed in the preceding paragraph has elapsed.
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### 第四条
suppl-5011-28/art-4 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-4 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-4
**第一項** この法律の施行の際現に旧資金決済法第六十三条の二の登録を受けている者（附則第七条の規定によりなお従前の例によることとされた旧資金決済法第六十三条の二の登録を受けた者を含む。）は、新資金決済法第六十三条の二の登録を受けたものとみなす。
suppl-5011-28/art-4/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-4/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-4/par-1
A person who is actually registered under Article 63-2 of the Former Payment Services Act at the time this Act comes into effect (including a person who has obtained registration under Article 63-2 of the Former Payment Services Act, as to which the provisions then in force continue to govern pursuant to Article 7 of the Supplementary Provisions) is deemed to have been registered under Article 63-2 of the New Payment Services Act.
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**第二項** 旧資金決済法第六十三条の四第一項の規定による仮想通貨交換業者登録簿は、新資金決済法第六十三条の四第一項の規定による暗号資産交換業者登録簿とみなす。
suppl-5011-28/art-4/par-2 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-4/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-4/par-2
The register of virtual currency exchange service providers under Article 63-4, paragraph (1) of the Former Payment Services Act is deemed to be the register of cryptoasset service providers under Article 63-4, paragraph (1) of the New Payment Services Act.
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### 第五条
suppl-5011-28/art-5 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-5 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-5
**第一項** 旧資金決済法第六十三条の二十一の規定により仮想通貨交換業者（旧資金決済法第二条第八項に規定する仮想通貨交換業者をいう。次条において同じ。）とみなされていた者は、その行う仮想通貨の交換等（旧資金決済法第二条第七項に規定する仮想通貨の交換等をいう。）に関し負担する債務の履行を完了し、かつ、その行う仮想通貨交換業（同項に規定する仮想通貨交換業をいう。）に関し管理する利用者の財産を返還し、又は利用者に移転する目的の範囲内においては、暗号資産交換業者とみなして、新資金決済法の規定を適用する。
suppl-5011-28/art-5/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-5/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-5/par-1
A person who had been deemed to be a virtual currency exchange service provider (meaning a virtual currency exchange service provider prescribed in Article 2, paragraph (8) of the Former Payment Services Act; the same applies in the following Article) pursuant to Article 63-21 of the Former Payment Services Act is deemed to be a cryptoasset exchange service provider for the purpose of applying the provisions of the New Payment Services Act, within the scope of the purpose of completing the performance of obligations borne by the person in relation to the exchange, etc. of virtual currencies that the person carries out (meaning the exchange, etc. of virtual currencies prescribed in Article 2, paragraph (7) of the Former Payment Services Act) and returning the property of users under management in relation to the virtual currency exchange services that the person carries out (meaning the virtual currency exchange services prescribed in that paragraph) or transferring that property to users.
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### 第六条
suppl-5011-28/art-6 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-6 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-6
**第一項** この法律の施行の際現に旧資金決済法第八十七条の規定による認定を受けている一般社団法人（次条の規定によりなお従前の例によることとされた旧資金決済法第八十七条の規定による認定を受けた一般社団法人を含み、仮想通貨交換業者をその社員とするものに限る。）は、新資金決済法第八十七条の規定による認定を受けたものとみなす。
suppl-5011-28/art-6/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-6/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-6/par-1
A general incorporated association that is actually certified under Article 87 of the Former Payment Services Act at the time this Act comes into effect (including a general incorporated association that has been certified under Article 87 of the Former Payment Services Act and for which the provisions then in force continue to govern pursuant to the following Article, and limited to one that has virtual currency exchange service providers as its members) is deemed to have been certified under Article 87 of the New Payment Services Act.
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### 第七条
suppl-5011-28/art-7 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-7 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-7
**第一項** この法律の施行前にされた、次に掲げる申請についての処分については、なお従前の例による。
suppl-5011-28/art-7/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-7/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-7/par-1
The provisions then in force continue to govern dispositions on the following applications filed before this Act comes into effect:
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**一** 旧資金決済法第六十三条の二の登録の申請であって、この法律の施行の際、登録をするかどうかの処分がされていないもの
suppl-5011-28/art-7/par-1/item-1 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-7/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-7/par-1/item-1
an application for registration under Article 63-2 of the Former Payment Services Act for which, at the time this Act comes into effect, no disposition on whether to grant registration has been made;
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**二** 旧資金決済法第八十七条の規定による認定の申請であって、この法律の施行の際、認定をするかどうかの処分がされていないもの
suppl-5011-28/art-7/par-1/item-2 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-7/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-7/par-1/item-2
an application for certification under Article 87 of the Former Payment Services Act for which, at the time this Act comes into effect, no disposition on whether to grant certification has been made.
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### 第八条
suppl-5011-28/art-8 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-8 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-8
**第一項** この法律の施行前にした旧資金決済法又はこれに基づく命令の規定によってした処分、手続その他の行為であって、新資金決済法の規定に相当の規定があるものは、この附則に別段の定めがあるものを除き、新資金決済法の相当の規定によってしたものとみなす。
suppl-5011-28/art-8/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-8/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-8/par-1
Dispositions, procedures and other acts carried out before this Act comes into effect under the provisions of the Former Payment Services Act or orders based thereon, for which there are corresponding provisions in the New Payment Services Act, are deemed, except as otherwise provided in these Supplementary Provisions, to have been carried out under the corresponding provisions of the New Payment Services Act.
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### 第十三条（権限の委任） — Delegation of Authority
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suppl-5011-28/art-13 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-13 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-13
**第一項** 内閣総理大臣は、附則第三条第一項及び第十一条第一項の規定による権限を金融庁長官に委任する。
suppl-5011-28/art-13/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-13/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-13/par-1
The Prime Minister delegates the authority under Article 3, paragraph (1) and Article 11, paragraph (1) of the Supplementary Provisions to the Commissioner of the Financial Services Agency.
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**第二項** 金融庁長官は、政令で定めるところにより、前項の規定により委任された権限を財務局長又は財務支局長に委任することができる。
suppl-5011-28/art-13/par-2 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-13/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-13/par-2
The Commissioner of the Financial Services Agency may, pursuant to the provisions of Cabinet Order, delegate part of the authority delegated to the commissioner pursuant to the provisions of the preceding paragraph to the Director-Generals of Local Finance Bureaus or Local Finance Branch Bureaus.
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### 第二十八条（資金決済に関する法律の一部改正に伴う調整規定） — Adjustment Provisions Accompanying the Partial Amendment of the Payment Services Act
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suppl-5011-28/art-28 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-28 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-28
**第一項** 施行日が成年被後見人等の権利の制限に係る措置の適正化等を図るための関係法律の整備に関する法律（令和元年法律第三十七号）附則第一条第二号に掲げる規定の施行の日前である場合には、第一条のうち資金決済に関する法律第六十三条の五第一項第十号の改正規定中「同号イ中「仮想通貨交換業」を「暗号資産交換業」に改め、同号ニ」とあるのは、「同号ニ」とする。
suppl-5011-28/art-28/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-28/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-28/par-1
If the Effective Date is before the day on which the provisions set forth in Article 1, item (ii) of the Supplementary Provisions of the Act on the Development of Related Acts to Rationalize Measures concerning the Restriction of Rights of Adult Wards, etc. (Act No. 37 of 2019) come into effect, in the provisions of Article 1 amending Article 63-5, paragraph (1), item (x) of the Payment Services Act, the phrase "replacing 'virtual currency exchange services' with 'cryptoasset exchange services' in (a) of that item, and (d) of that item" is deemed to be replaced with "(d) of that item".
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**第二項** 前項の場合において、成年被後見人等の権利の制限に係る措置の適正化等を図るための関係法律の整備に関する法律第三十九条のうち資金決済に関する法律第六十三条の五第一項第十号イの改正規定中「第六十三条の五第一項第十号イ」とあるのは「第六十三条の五第一項第十一号イ」と、「仮想通貨交換業」とあるのは「暗号資産交換業」とする。
suppl-5011-28/art-28/par-2 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-28/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-28/par-2
In the case referred to in the preceding paragraph, in the provisions of Article 39 of the Act on the Development of Related Acts to Rationalize Measures concerning the Restriction of Rights of Adult Wards, etc. amending Article 63-5, paragraph (1), item (x), (a) of the Payment Services Act, the phrase "Article 63-5, paragraph (1), item (x), (a)" is deemed to be replaced with "Article 63-5, paragraph (1), item (xi), (a)", and the phrase "virtual currency exchange services" with "cryptoasset exchange services".
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### 第三十条（罰則に関する経過措置） — Transitional Measures Concerning Penal Provisions
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suppl-5011-28/art-30 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-30 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-30
**第一項** この法律の施行前にした行為に対する罰則の適用については、なお従前の例による。
suppl-5011-28/art-30/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-30/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-30/par-1
With regard to the application of penal provisions to acts committed before this Act comes into effect, the provisions then in force continue to govern.
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### 第三十一条（その他の経過措置の政令への委任） — Delegation of Other Transitional Measures to Cabinet Order
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suppl-5011-28/art-31 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-31 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-31
**第一項** この附則に規定するもののほか、この法律の施行に関し必要な経過措置（罰則に関する経過措置を含む。）は、政令で定める。
suppl-5011-28/art-31/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-31/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-31/par-1
Beyond what is provided for in these Supplementary Provisions, transitional measures necessary for the enforcement of this Act (including transitional measures concerning penal provisions) are specified by Cabinet Order.
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### 第三十二条（検討） — Review
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suppl-5011-28/art-32 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-32 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-32
**第一項** 政府は、この法律の施行後五年を目途として、この法律による改正後のそれぞれの法律（以下この条において「改正後の各法律」という。）の施行の状況等を勘案し、必要があると認めるときは、改正後の各法律の規定について検討を加え、その結果に基づいて所要の措置を講ずるものとする。
suppl-5011-28/art-32/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5011-28/art-32/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5011-28/art-32/par-1
The government is to, with a target of five years after this Act comes into effect, taking into account the status of the enforcement, etc. of the respective Acts as amended by this Act (hereinafter referred to in this Article as "the respective Acts as amended"), when it finds it necessary, review the provisions of the respective Acts as amended, and take the required measures based on the results of that review.
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## 附 則 令和元年六月一四日法律第三七号
suppl-5011-37 · https://japanlaw.org/en/payment-services-act/suppl-5011-37 · https://japanlaw.org/l/421AC0000000059/suppl-5011-37
### 第一条（施行期日） — Effective Date
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suppl-5011-37/art-1 · https://japanlaw.org/en/payment-services-act/suppl-5011-37/art-1 · https://japanlaw.org/l/421AC0000000059/suppl-5011-37/art-1
**第一項** この法律は、公布の日から起算して三月を経過した日から施行する。ただし、次の各号に掲げる規定は、当該各号に定める日から施行する。
suppl-5011-37/art-1/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5011-37/art-1/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5011-37/art-1/par-1
This Act comes into effect on the day on which three months have elapsed from the date of promulgation; provided, however, that the provisions listed in the following items come into effect as of the dates specified in those items.
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**一** 第四十条、第五十九条、第六十一条、第七十五条（児童福祉法第三十四条の二十の改正規定に限る。）、第八十五条、第百二条、第百七条（民間あっせん機関による養子縁組のあっせんに係る児童の保護等に関する法律第二十六条の改正規定に限る。）、第百十一条、第百四十三条、第百四十九条、第百五十二条、第百五十四条（不動産の鑑定評価に関する法律第二十五条第六号の改正規定に限る。）及び第百六十八条並びに次条並びに附則第三条及び第六条の規定 公布の日
suppl-5011-37/art-1/par-1/item-1 · https://japanlaw.org/en/payment-services-act/suppl-5011-37/art-1/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/suppl-5011-37/art-1/par-1/item-1
the provisions of Articles 40, 59 and 61, Article 75 (limited to the provisions amending Article 34-20 of the Child Welfare Act), Articles 85 and 102, Article 107 (limited to the provisions amending Article 26 of the Act on Protection of Children Related to Mediation of Adoption by Private Mediation Agencies, etc.), Articles 111, 143, 149 and 152, Article 154 (limited to the provisions amending Article 25, item (vi) of the Act on Real Estate Appraisal) and Article 168, and of the following Article and Articles 3 and 6 of the Supplementary Provisions: the date of promulgation;
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**二** 第三条、第四条、第五条（国家戦略特別区域法第十九条の二第一項の改正規定を除く。）、第二章第二節及び第四節、第四十一条（地方自治法第二百五十二条の二十八の改正規定を除く。）、第四十二条から第四十八条まで、第五十条、第五十四条、第五十七条、第六十条、第六十二条、第六十六条から第六十九条まで、第七十五条（児童福祉法第三十四条の二十の改正規定を除く。）、第七十六条、第七十七条、第七十九条、第八十条、第八十二条、第八十四条、第八十七条、第八十八条、第九十条（職業能力開発促進法第三十条の十九第二項第一号の改正規定を除く。）、第九十五条、第九十六条、第九十八条から第百条まで、第百四条、第百八条、第百九条、第百十二条、第百十三条、第百十五条、第百十六条、第百十九条、第百二十一条、第百二十三条、第百三十三条、第百三十五条、第百三十八条、第百三十九条、第百六十一条から第百六十三条まで、第百六十六条、第百六十九条、第百七十条、第百七十二条（フロン類の使用の合理化及び管理の適正化に関する法律第二十九条第一項第一号の改正規定に限る。）並びに第百七十三条並びに附則第十六条、第十七条、第二十条、第二十一条及び第二十三条から第二十九条までの規定 公布の日から起算して六月を経過した日
suppl-5011-37/art-1/par-1/item-2 · https://japanlaw.org/en/payment-services-act/suppl-5011-37/art-1/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/suppl-5011-37/art-1/par-1/item-2
the provisions of Articles 3 and 4, Article 5 (excluding the provisions amending Article 19-2, paragraph (1) of the National Strategic Special Zones Act), Chapter II, Sections 2 and 4, Article 41 (excluding the provisions amending Article 252-28 of the Local Autonomy Act), Articles 42 through 48, Articles 50, 54, 57, 60 and 62, Articles 66 through 69, Article 75 (excluding the provisions amending Article 34-20 of the Child Welfare Act), Articles 76, 77, 79, 80, 82, 84, 87 and 88, Article 90 (excluding the provisions amending Article 30-19, paragraph (2), item (i) of the Vocational Abilities Development Promotion Act), Articles 95 and 96, Articles 98 through 100, Articles 104, 108, 109, 112, 113, 115, 116, 119, 121, 123, 133, 135, 138 and 139, Articles 161 through 163, Articles 166, 169 and 170, Article 172 (limited to the provisions amending Article 29, paragraph (1), item (i) of the Act on Rational Use and Proper Management of Fluorocarbons) and Article 173, and of Articles 16, 17, 20 and 21 and Articles 23 through 29 of the Supplementary Provisions: the day on which six months have elapsed from the date of promulgation.
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### 第二条（行政庁の行為等に関する経過措置） — Transitional Measures Concerning Acts of Administrative Agencies, etc.
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suppl-5011-37/art-2 · https://japanlaw.org/en/payment-services-act/suppl-5011-37/art-2 · https://japanlaw.org/l/421AC0000000059/suppl-5011-37/art-2
**第一項** この法律（前条各号に掲げる規定にあっては、当該規定。以下この条及び次条において同じ。）の施行の日前に、この法律による改正前の法律又はこれに基づく命令の規定（欠格条項その他の権利の制限に係る措置を定めるものに限る。）に基づき行われた行政庁の処分その他の行為及び当該規定により生じた失職の効力については、なお従前の例による。
suppl-5011-37/art-2/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5011-37/art-2/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5011-37/art-2/par-1
The provisions then in force continue to govern dispositions and other acts of administrative agencies made, before the date on which this Act (or, with regard to the provisions listed in the items of the preceding Article, those provisions; the same applies hereinafter in this Article and the following Article) comes into effect, pursuant to the provisions of Acts prior to their amendment by this Act or of orders based on them (limited to provisions prescribing disqualification clauses or other measures relating to restrictions on rights), and the effect of any loss of position arising under those provisions.
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### 第三条（罰則に関する経過措置） — Transitional Measures Concerning Penal Provisions
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suppl-5011-37/art-3 · https://japanlaw.org/en/payment-services-act/suppl-5011-37/art-3 · https://japanlaw.org/l/421AC0000000059/suppl-5011-37/art-3
**第一項** この法律の施行前にした行為に対する罰則の適用については、なお従前の例による。
suppl-5011-37/art-3/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5011-37/art-3/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5011-37/art-3/par-1
With regard to the application of penal provisions to acts committed before this Act comes into effect, the provisions then in force continue to govern.
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### 第七条（検討） — Review
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suppl-5011-37/art-7 · https://japanlaw.org/en/payment-services-act/suppl-5011-37/art-7 · https://japanlaw.org/l/421AC0000000059/suppl-5011-37/art-7
**第一項** 政府は、会社法（平成十七年法律第八十六号）及び一般社団法人及び一般財団法人に関する法律（平成十八年法律第四十八号）における法人の役員の資格を成年被後見人又は被保佐人であることを理由に制限する旨の規定について、この法律の公布後一年以内を目途として検討を加え、その結果に基づき、当該規定の削除その他の必要な法制上の措置を講ずるものとする。
suppl-5011-37/art-7/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5011-37/art-7/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5011-37/art-7/par-1
The government is to review the provisions of the Companies Act (Act No. 86 of 2005) and the Act on General Incorporated Associations and General Incorporated Foundations (Act No. 48 of 2006) that restrict the qualifications of officers of corporations on the grounds of their being adult wards or persons under curatorship, aiming to do so within one year after the promulgation of this Act, and, based on the results of that review, is to take necessary legislative measures, including the deletion of those provisions.
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## 附 則 令和二年六月一二日法律第五〇号
suppl-5021-50 · https://japanlaw.org/en/payment-services-act/suppl-5021-50 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50
### 第一条（施行期日） — Effective Date
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suppl-5021-50/art-1 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-1 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-1
**第一項** この法律は、公布の日から起算して一年六月を超えない範囲内において政令で定める日から施行する。ただし、次の各号に掲げる規定は、当該各号に定める日から施行する。
suppl-5021-50/art-1/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-1/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-1/par-1
This Act comes into effect on the date specified by Cabinet Order within a period not exceeding one year and six months from the date of promulgation; provided, however, that the provisions listed in the following items come into effect as of the date specified in the respective items.
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**一** 附則第二十七条の規定 公布の日
suppl-5021-50/art-1/par-1/item-1 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-1/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-1/par-1/item-1
The provisions of Article 27 of the Supplementary Provisions: The date of promulgation
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**二** 第三条中金融商品取引法第百五十六条の六十三から第百五十六条の六十六までの改正規定、同法第百五十六条の七十四第一項第一号の改正規定、同法第百五十六条の七十五の改正規定、同法第百九十八条の六の改正規定及び同法第二百八条第二十六号の二の改正規定並びに第十四条の規定並びに附則第三条から第十六条まで、第二十条（登録免許税法（昭和四十二年法律第三十五号）別表第一第四十九号の改正規定に限る。）、第二十一条（住民基本台帳法（昭和四十二年法律第八十一号）別表第一の十二の項の改正規定に限る。）、第二十五条（金融庁設置法（平成十年法律第百三十号）第四条第一項第三号ナの改正規定に限る。）及び第二十六条の規定 公布の日から起算して一年を超えない範囲内において政令で定める日
suppl-5021-50/art-1/par-1/item-2 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-1/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-1/par-1/item-2
The provisions of Article 3 amending Article 156-63 through Article 156-66 of the Financial Instruments and Exchange Act, the provisions amending Article 156-74, paragraph (1), item (i) of that Act, the provisions amending Article 156-75 of that Act, the provisions amending Article 198-6 of that Act, and the provisions amending Article 208, item (xxvi)-2 of that Act, and the provisions of Article 14, and the provisions of Article 3 through Article 16 of the Supplementary Provisions, Article 20 of the Supplementary Provisions (limited to the provisions amending item (xlix) of Appended Table 1 of the Registration and License Tax Act (Act No. 35 of 1967)), Article 21 of the Supplementary Provisions (limited to the provisions amending row 12 of Appended Table 1 of the Residential Basic Book Act (Act No. 81 of 1967)), Article 25 of the Supplementary Provisions (limited to the provisions amending Article 4, paragraph (1), item (iii), sub-item (na) of the Act for Establishment of the Financial Services Agency (Act No. 130 of 1998)), and Article 26 of the Supplementary Provisions: The date specified by Cabinet Order within a period not exceeding one year from the date of promulgation
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### 第三条（資金決済に関する法律の一部改正に伴う経過措置） — Transitional Measures Accompanying the Partial Amendment of the Payment Services Act
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suppl-5021-50/art-3 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-3 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-3
**第一項** 附則第一条第二号に掲げる規定の施行の際現に第十四条の規定による改正前の資金決済に関する法律（以下「旧資金決済法」という。）第五条第一項の届出書を提出している自家型発行者（資金決済に関する法律第三条第六項に規定する自家型発行者をいう。）は、第十四条の規定による改正後の資金決済に関する法律（以下「新資金決済法」という。）第五条第一項の届出書を提出したものとみなす。
suppl-5021-50/art-3/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-3/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-3/par-1
An issuer of prepaid payment instruments for its own business (meaning an issuer of prepaid payment instruments for its own business prescribed in Article 3, paragraph (6) of the Payment Services Act) that has actually submitted the written notice referred to in Article 5, paragraph (1) of the Payment Services Act prior to amendment by the provisions of Article 14 (hereinafter referred to as the "Former Payment Services Act") at the time the provisions set forth in Article 1, item (ii) of the Supplementary Provisions come into effect is deemed to have submitted the written notice referred to in Article 5, paragraph (1) of the Payment Services Act as amended by the provisions of Article 14 (hereinafter referred to as the "New Payment Services Act").
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### 第四条
suppl-5021-50/art-4 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-4 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-4
**第一項** 附則第一条第二号に掲げる規定の施行前にされた、資金決済に関する法律第七条の登録の申請であって、同号に掲げる規定の施行の際、登録をするかどうかの処分がされていないものについての処分については、なお従前の例による。
suppl-5021-50/art-4/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-4/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-4/par-1
The provisions then in force continue to govern dispositions on an application for registration under Article 7 of the Payment Services Act filed before the provisions set forth in Article 1, item (ii) of the Supplementary Provisions come into effect, for which no disposition on whether to grant registration has been made at the time those provisions come into effect.
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### 第五条
suppl-5021-50/art-5 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-5 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-5
**第一項** 附則第一条第二号に掲げる規定の施行の際現に旧資金決済法第十六条第一項の承認を受けている者は、同号に掲げる規定の施行の日（以下「第二号施行日」という。）に新資金決済法第十六条第一項の届出をしたものとみなす。
suppl-5021-50/art-5/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-5/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-5/par-1
A person who actually holds approval under Article 16, paragraph (1) of the Former Payment Services Act at the time the provisions set forth in Article 1, item (ii) of the Supplementary Provisions come into effect is deemed to have made the notification under Article 16, paragraph (1) of the New Payment Services Act on the day on which those provisions come into effect (hereinafter referred to as the "item (ii) Effective Date").
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### 第六条
suppl-5021-50/art-6 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-6 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-6
**第一項** 附則第一条第二号に掲げる規定の施行の際現に旧資金決済法第三十条第二項の届出書を提出している者は、新資金決済法第三十条第二項の届出書を提出したものとみなす。
suppl-5021-50/art-6/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-6/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-6/par-1
A person who has actually submitted the written notice referred to in Article 30, paragraph (2) of the Former Payment Services Act at the time the provisions set forth in Article 1, item (ii) of the Supplementary Provisions come into effect is deemed to have submitted the written notice referred to in Article 30, paragraph (2) of the New Payment Services Act.
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### 第七条
suppl-5021-50/art-7 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-7 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-7
**第一項** 附則第一条第二号に掲げる規定の施行の際現に資金決済に関する法律第三十七条の登録を受けている者（次条の規定によりなお従前の例によることとされた同法第三十七条の登録を受けた者を含む。）は、第二種資金移動業（新資金決済法第三十六条の二第二項に規定する第二種資金移動業をいう。以下同じ。）を営む資金移動業者（資金決済に関する法律第二条第三項に規定する資金移動業者をいう。附則第十三条において同じ。）として同法第三十七条の登録を受けたものとみなす。
suppl-5021-50/art-7/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-7/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-7/par-1
A person who is actually registered under Article 37 of the Payment Services Act at the time the provisions set forth in Article 1, item (ii) of the Supplementary Provisions come into effect (including a person who has obtained registration under Article 37 of that Act, as to which the provisions then in force continue to govern pursuant to the following Article) is deemed to have been registered under Article 37 of that Act as a funds transfer service provider (meaning a funds transfer service provider prescribed in Article 2, paragraph (3) of the Payment Services Act; the same applies in Article 13 of the Supplementary Provisions) engaged in type II funds transfer services (meaning type II funds transfer services prescribed in Article 36-2, paragraph (2) of the New Payment Services Act; the same applies hereinafter).
machine translation, not official
**第二項** 前項の規定により資金決済に関する法律第三十七条の登録を受けたものとみなされる者（以下「みなし登録第二種業者」という。）は、内閣府令で定める期間内に新資金決済法第三十八条第一項各号に掲げる事項を記載した書類及び同条第二項に規定する内閣府令で定める書類を内閣総理大臣に提出しなければならない。
suppl-5021-50/art-7/par-2 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-7/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-7/par-2
A person deemed to have been registered under Article 37 of the Payment Services Act pursuant to the preceding paragraph (hereinafter referred to as a "deemed registered type II service provider") must submit to the Prime Minister, within the period specified by Cabinet Office Order, a document stating the particulars set forth in the items of Article 38, paragraph (1) of the New Payment Services Act and the documents specified by Cabinet Office Order prescribed in paragraph (2) of that Article.
machine translation, not official
**第三項** 内閣総理大臣は、前項の規定による書類の提出があったときは、当該書類に記載された新資金決済法第三十八条第一項各号に掲げる事項を資金移動業者登録簿に登録するものとする。
suppl-5021-50/art-7/par-3 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-7/par-3 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-7/par-3
When the document is submitted pursuant to the preceding paragraph, the Prime Minister is to enter the particulars set forth in the items of Article 38, paragraph (1) of the New Payment Services Act that are stated in the document in the register of funds transfer service providers.
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### 第八条
suppl-5021-50/art-8 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-8 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-8
**第一項** 附則第一条第二号に掲げる規定の施行前にされた、資金決済に関する法律第三十七条の登録の申請であって、同号に掲げる規定の施行の際、登録をするかどうかの処分がされていないものについての処分については、なお従前の例による。
suppl-5021-50/art-8/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-8/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-8/par-1
The provisions then in force continue to govern dispositions on an application for registration under Article 37 of the Payment Services Act filed before the provisions set forth in Article 1, item (ii) of the Supplementary Provisions come into effect, for which no disposition on whether to grant registration has been made at the time those provisions come into effect.
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### 第九条
suppl-5021-50/art-9 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-9 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-9
**第一項** みなし登録第二種業者が営む第二種資金移動業については、新資金決済法第四十三条から第四十五条まで、第四十七条及び第五十八条の二の規定は、第二号施行日の直前の旧資金決済法第四十三条第一項に規定する基準日の翌日から起算して一週間を経過する日から適用し、同日前におけるみなし登録第二種業者が営む第二種資金移動業に係る履行保証金の供託については、なお従前の例による。
suppl-5021-50/art-9/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-9/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-9/par-1
With respect to type II funds transfer services carried out by a deemed registered type II service provider, the provisions of Articles 43 through 45, Article 47 and Article 58-2 of the New Payment Services Act apply from the day on which one week has elapsed from the day following the base date prescribed in Article 43, paragraph (1) of the Former Payment Services Act immediately preceding the item (ii) Effective Date, and the provisions then in force continue to govern the making of security deposits for providing funds transfer services in relation to type II funds transfer services carried out by a deemed registered type II service provider before that day.
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### 第十条
suppl-5021-50/art-10 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-10 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-10
**第一項** みなし登録第二種業者が旧資金決済法第四十三条第一項（前条の規定によりなお従前の例によることとされる場合を含む。）の規定により供託した履行保証金は、新資金決済法第四十三条第一項の規定により供託した第二種資金移動業に係る履行保証金とみなす。
suppl-5021-50/art-10/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-10/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-10/par-1
The security deposits for providing funds transfer services that a deemed registered type II service provider has deposited pursuant to Article 43, paragraph (1) of the Former Payment Services Act (including cases where the provisions then in force continue to govern pursuant to the preceding Article) are deemed to be security deposits for providing funds transfer services in relation to type II funds transfer services deposited pursuant to Article 43, paragraph (1) of the New Payment Services Act.
machine translation, not official
**第二項** みなし登録第二種業者が営む第二種資金移動業についての新資金決済法第四十三条第一項第二号の規定の適用については、第二号施行日において、同号に規定する一週間以内で資金移動業の種別ごとに資金移動業者が定める期間を一週間と、同号に規定する一週間以内で内閣府令で定める期間内において資金移動業の種別ごとに資金移動業者が定める期間を当該内閣府令で定める期間と同一の期間と、それぞれ定めたものとみなす。
suppl-5021-50/art-10/par-2 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-10/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-10/par-2
With respect to the application of Article 43, paragraph (1), item (ii) of the New Payment Services Act to type II funds transfer services carried out by a deemed registered type II service provider, on the item (ii) Effective Date, the period that a funds transfer service provider specifies for each type of funds transfer services within the one week prescribed in that item is deemed to have been specified as one week, and the period that a funds transfer service provider specifies for each type of funds transfer services within the period specified by Cabinet Office Order within the one week prescribed in that item is deemed to have been specified as the same period as the period specified by that Cabinet Office Order.
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### 第十一条
suppl-5021-50/art-11 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-11 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-11
**第一項** 附則第一条第二号に掲げる規定の施行の際現に締結されている旧資金決済法第四十四条に規定する履行保証金保全契約は、新資金決済法第四十四条に規定する履行保証金保全契約（第二種資金移動業に係るものに限る。）とみなす。
suppl-5021-50/art-11/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-11/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-11/par-1
A guarantee contract for security deposits for providing funds transfer services prescribed in Article 44 of the Former Payment Services Act that has actually been concluded at the time the provisions set forth in Article 1, item (ii) of the Supplementary Provisions come into effect is deemed to be a guarantee contract for security deposits for providing funds transfer services prescribed in Article 44 of the New Payment Services Act (limited to those relating to type II funds transfer services).
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### 第十二条
suppl-5021-50/art-12 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-12 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-12
**第一項** 附則第一条第二号に掲げる規定の施行の際現に締結されている旧資金決済法第四十五条第一項に規定する履行保証金信託契約は、新資金決済法第四十五条第一項に規定する履行保証金信託契約（第二種資金移動業に係るものに限る。）とみなす。
suppl-5021-50/art-12/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-12/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-12/par-1
A trust agreement for security deposits for providing funds transfer services prescribed in Article 45, paragraph (1) of the Former Payment Services Act that has actually been concluded at the time the provisions set forth in Article 1, item (ii) of the Supplementary Provisions come into effect is deemed to be a trust agreement for security deposits for providing funds transfer services prescribed in Article 45, paragraph (1) of the New Payment Services Act (limited to those relating to type II funds transfer services).
machine translation, not official
**第二項** 附則第一条第二号に掲げる規定の施行の際現に旧資金決済法第四十五条第一項の承認を受けているみなし登録第二種業者は、その営む第二種資金移動業に関し、第二号施行日に新資金決済法第四十五条第一項の届出をしたものとみなす。
suppl-5021-50/art-12/par-2 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-12/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-12/par-2
A deemed registered type II service provider that actually holds approval under Article 45, paragraph (1) of the Former Payment Services Act at the time the provisions set forth in Article 1, item (ii) of the Supplementary Provisions come into effect is deemed, with respect to the type II funds transfer services that it carries out, to have made the notification under Article 45, paragraph (1) of the New Payment Services Act on the item (ii) Effective Date.
machine translation, not official
**第三項** 前項の規定により新資金決済法第四十五条第一項の届出をしたものとみなされるみなし登録第二種業者（次項において「信託契約みなし登録第二種業者」という。）が営む第二種資金移動業についての新資金決済法第四十三条第一項第二号の規定の適用については、附則第十条第二項の規定にかかわらず、第二号施行日において、同号に規定する一週間以内で資金移動業の種別ごとに資金移動業者が定める期間及び同号に規定する一週間以内で内閣府令で定める期間内において資金移動業の種別ごとに資金移動業者が定める期間を、それぞれ一営業日と定めたものとみなす。
suppl-5021-50/art-12/par-3 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-12/par-3 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-12/par-3
With respect to the application of Article 43, paragraph (1), item (ii) of the New Payment Services Act to type II funds transfer services carried out by a deemed registered type II service provider that is deemed to have made the notification under Article 45, paragraph (1) of the New Payment Services Act pursuant to the preceding paragraph (referred to as a "deemed registered type II service provider with a trust agreement" in the following paragraph), notwithstanding Article 10, paragraph (2) of the Supplementary Provisions, on the item (ii) Effective Date, the period that a funds transfer service provider specifies for each type of funds transfer services within the one week prescribed in that item and the period that a funds transfer service provider specifies for each type of funds transfer services within the period specified by Cabinet Office Order within the one week prescribed in that item are each deemed to have been specified as one business day.
machine translation, not official
**第四項** 信託契約みなし登録第二種業者については、附則第九条の規定は、適用しない。
suppl-5021-50/art-12/par-4 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-12/par-4 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-12/par-4
The provisions of Article 9 of the Supplementary Provisions do not apply to a deemed registered type II service provider with a trust agreement.
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### 第十三条
suppl-5021-50/art-13 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-13 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-13
**第一項** 旧資金決済法第六十二条の規定により資金移動業者とみなされていた者は、その行う為替取引に関し負担する債務の履行を完了する目的の範囲内においては、第二種資金移動業のみを営む資金移動業者とみなして、新資金決済法の規定を適用する。
suppl-5021-50/art-13/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-13/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-13/par-1
A person who had been deemed to be a funds transfer service provider pursuant to Article 62 of the Former Payment Services Act is deemed to be a funds transfer service provider engaged only in type II funds transfer services for the purpose of applying the provisions of the New Payment Services Act, within the scope of the purpose of completing the performance of obligations borne by the person in relation to the funds transfer transactions that the person carries out.
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### 第十四条
suppl-5021-50/art-14 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-14 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-14
**第一項** 附則第七条第二項の書類の提出をせず、又は虚偽の記載をして提出をした者は、三十万円以下の罰金に処する。
suppl-5021-50/art-14/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-14/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-14/par-1
A person who fails to submit the documents referred to in Article 7, paragraph (2) of the Supplementary Provisions, or submits them with false statements, is punished by a fine of 300,000 yen or less.
machine translation, not official
**第二項** 法人（人格のない社団又は財団であって代表者又は管理人の定めのあるものを含む。以下この項において同じ。）の代表者若しくは管理人又は法人若しくは人の代理人、使用人その他の従業者が、その法人又は人の業務に関し、前項の違反行為をしたときは、その行為者を罰するほか、その法人又は人に対して同項の刑を科する。
suppl-5021-50/art-14/par-2 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-14/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-14/par-2
Where the representative person or administrator of a corporation (including an association or foundation without juridical personality for which a representative person or administrator has been designated; hereinafter the same applies in this paragraph), or an agent, employee, or other worker of a corporation or individual, commits a violation set forth in the preceding paragraph with regard to the business of that corporation or individual, in addition to punishing the offender, the penalty prescribed in that paragraph is imposed on that corporation or individual.
machine translation, not official
**第三項** 人格のない社団又は財団について前項の規定の適用がある場合には、その代表者又は管理人がその訴訟行為につきその人格のない社団又は財団を代表するほか、法人を被告人又は被疑者とする場合の刑事訴訟に関する法律の規定を準用する。
suppl-5021-50/art-14/par-3 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-14/par-3 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-14/par-3
If the provisions of the preceding paragraph apply to an association or foundation without juridical personality, the representative person or administrator thereof represents the association or foundation without juridical personality with regard to the procedural act, and the provisions of Acts concerning criminal procedures where a corporation is the defendant or a suspect apply mutatis mutandis.
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### 第十五条
suppl-5021-50/art-15 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-15 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-15
**第一項** 附則第一条第二号に掲げる規定の施行前にした旧資金決済法又はこれに基づく命令の規定によってした処分、手続その他の行為であって、新資金決済法の規定に相当の規定があるものは、この附則に別段の定めがあるものを除き、新資金決済法の相当の規定によってしたものとみなす。
suppl-5021-50/art-15/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-15/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-15/par-1
Dispositions, procedures, or other acts carried out under the provisions of the Former Payment Services Act or orders thereunder before the provisions listed in Article 1, item (ii) of the Supplementary Provisions come into effect, for which there are corresponding provisions in the New Payment Services Act, are deemed to have been carried out under the corresponding provisions of the New Payment Services Act, except as otherwise provided in these Supplementary Provisions.
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### 第十六条（権限の委任） — Delegation of Authority
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suppl-5021-50/art-16 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-16 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-16
**第一項** 内閣総理大臣は、附則第七条第二項及び第三項の規定による権限を金融庁長官に委任する。
suppl-5021-50/art-16/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-16/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-16/par-1
The Prime Minister delegates the authority under the provisions of Article 7, paragraphs (2) and (3) of the Supplementary Provisions to the Commissioner of the Financial Services Agency.
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**第二項** 金融庁長官は、政令で定めるところにより、前項の規定により委任された権限を財務局長又は財務支局長に委任することができる。
suppl-5021-50/art-16/par-2 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-16/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-16/par-2
The Commissioner of the Financial Services Agency may, pursuant to the provisions of Cabinet Order, delegate the authority delegated to the commissioner pursuant to the provisions of the preceding paragraph to the Director-Generals of Local Finance Bureaus or Local Finance Branch Bureaus.
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### 第二十六条（罰則に関する経過措置） — Transitional Measures Concerning Penal Provisions
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suppl-5021-50/art-26 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-26 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-26
**第一項** 附則第一条第二号に掲げる規定の施行前にした行為及びこの法律の附則においてなお従前の例によることとされる場合における同号に掲げる規定の施行後にした行為に対する罰則の適用については、なお従前の例による。
suppl-5021-50/art-26/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-26/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-26/par-1
With regard to the application of penal provisions to an act committed before the provisions listed in Article 1, item (ii) of the Supplementary Provisions come into effect, and to an act committed after the provisions listed in that item come into effect in the cases where the provisions then in force continue to govern pursuant to the Supplementary Provisions of this Act, the provisions then in force continue to govern.
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### 第二十七条（政令への委任） — Delegation to Cabinet Order
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suppl-5021-50/art-27 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-27 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-27
**第一項** この附則に規定するもののほか、この法律の施行に関し必要な経過措置（罰則に関する経過措置を含む。）は、政令で定める。
suppl-5021-50/art-27/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-27/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-27/par-1
Beyond what is provided for in these Supplementary Provisions, transitional measures necessary for the enforcement of this Act (including transitional measures concerning penal provisions) are specified by Cabinet Order.
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### 第二十八条（検討） — Review
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suppl-5021-50/art-28 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-28 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-28
**第一項** 政府は、この法律の施行後五年を目途として、この法律による改正後のそれぞれの法律（以下この条において「改正後の各法律」という。）の施行の状況等を勘案し、必要があると認めるときは、改正後の各法律の規定について検討を加え、その結果に基づいて所要の措置を講ずるものとする。
suppl-5021-50/art-28/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-28/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-28/par-1
The government is to, with a target of five years after this Act comes into effect, taking into account the status of the enforcement, etc. of the respective Acts as amended by this Act (hereinafter referred to in this Article as "the respective Acts as amended"), when it finds it necessary, review the provisions of the respective Acts as amended, and take the required measures based on the results of that review.
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## 附 則 令和四年六月一〇日法律第六一号
suppl-5041-61 · https://japanlaw.org/en/payment-services-act/suppl-5041-61 · https://japanlaw.org/l/421AC0000000059/suppl-5041-61
### 第一条（施行期日） — Effective Date
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suppl-5041-61/art-1 · https://japanlaw.org/en/payment-services-act/suppl-5041-61/art-1 · https://japanlaw.org/l/421AC0000000059/suppl-5041-61/art-1
**第一項** この法律は、公布の日から起算して一年を超えない範囲内において政令で定める日から施行する。ただし、次の各号に掲げる規定は、当該各号に定める日から施行する。
suppl-5041-61/art-1/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5041-61/art-1/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5041-61/art-1/par-1
This Act comes into effect as of the day specified by Cabinet Order within a period not exceeding one year from the date of promulgation; provided, however, that the provisions set forth in the following items come into effect as of the days specified in those items.
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**一** 附則第二十九条の規定 公布の日
suppl-5041-61/art-1/par-1/item-1 · https://japanlaw.org/en/payment-services-act/suppl-5041-61/art-1/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/suppl-5041-61/art-1/par-1/item-1
the provisions of Article 29 of the Supplementary Provisions: the date of promulgation.
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### 第二条（資金決済に関する法律の一部改正に伴う経過措置） — Transitional Measures Accompanying the Partial Amendment of the Payment Services Act
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suppl-5041-61/art-2 · https://japanlaw.org/en/payment-services-act/suppl-5041-61/art-2 · https://japanlaw.org/l/421AC0000000059/suppl-5041-61/art-2
**第一項** この法律の施行の際現に高額電子移転可能型前払式支払手段（第一条の規定による改正後の資金決済に関する法律（以下「新資金決済法」という。）第三条第八項に規定する高額電子移転可能型前払式支払手段をいう。次項及び次条において同じ。）を発行している者については、新資金決済法第十一条の二の規定は、施行日から起算して二年間は、適用しない。
suppl-5041-61/art-2/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5041-61/art-2/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5041-61/art-2/par-1
With regard to a person who is actually issuing high-value electronically transferable prepaid payment instruments (meaning high-value electronically transferable prepaid payment instruments prescribed in Article 3, paragraph (8) of the Payment Services Act as amended by the provisions of Article 1 (hereinafter referred to as the "New Payment Services Act"); the same applies in the following paragraph and the following Article) at the time this Act comes into effect, the provisions of Article 11-2 of the New Payment Services Act do not apply for two years counted from the effective date.
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**第二項** 前項に規定する者が施行日から起算して二年を経過した日より前に発行した高額電子移転可能型前払式支払手段についての新資金決済法第十一条の二第一項の規定の適用については、同項中「発行しようとする」とあるのは「発行している」と、「あらかじめ」とあるのは「安定的かつ効率的な資金決済制度の構築を図るための資金決済に関する法律等の一部を改正する法律（令和四年法律第六十一号）の施行の日から起算して二年を経過した日から三十日以内に」とする。
suppl-5041-61/art-2/par-2 · https://japanlaw.org/en/payment-services-act/suppl-5041-61/art-2/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-5041-61/art-2/par-2
With regard to the application of the provisions of Article 11-2, paragraph (1) of the New Payment Services Act to high-value electronically transferable prepaid payment instruments issued by a person prescribed in the preceding paragraph before the day on which two years have elapsed counted from the effective date, the phrase "intends to issue" in that paragraph is deemed to be replaced with "is issuing", and the phrase "in advance" is deemed to be replaced with "within 30 days after the day on which two years have elapsed counted from the day of enforcement of the Act Partially Amending the Payment Services Act, etc. to Establish a Stable and Efficient Funds Settlement System (Act No. 61 of 2022)".
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### 第三条
suppl-5041-61/art-3 · https://japanlaw.org/en/payment-services-act/suppl-5041-61/art-3 · https://japanlaw.org/l/421AC0000000059/suppl-5041-61/art-3
**第一項** この法律の施行の際現に高額電子移転可能型前払式支払手段を発行している者は、施行日から起算して二週間以内に、その氏名、商号又は名称、住所その他内閣府令で定める事項を記載した届出書を内閣総理大臣に届け出なければならない。
suppl-5041-61/art-3/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5041-61/art-3/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5041-61/art-3/par-1
A person who is actually issuing high-value electronically transferable prepaid payment instruments at the time this Act comes into effect must, within two weeks counted from the effective date, submit to the Prime Minister a written notice stating the person's name, trade name or name, address, and other particulars specified by Cabinet Office Order.
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**第二項** この法律の施行の際現に高額電子移転可能型前払式支払手段を発行している者が前項の規定による届出をせず、又は虚偽の届出をしたときは、前条第一項の規定は、その者については、前項に規定する期間を経過した日以後は、適用しない。
suppl-5041-61/art-3/par-2 · https://japanlaw.org/en/payment-services-act/suppl-5041-61/art-3/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-5041-61/art-3/par-2
If a person who is actually issuing high-value electronically transferable prepaid payment instruments at the time this Act comes into effect fails to make the notification under the provisions of the preceding paragraph or makes a false notification, the provisions of paragraph (1) of the preceding Article do not apply to that person on or after the day on which the period prescribed in the preceding paragraph has elapsed.
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### 第四条
suppl-5041-61/art-4 · https://japanlaw.org/en/payment-services-act/suppl-5041-61/art-4 · https://japanlaw.org/l/421AC0000000059/suppl-5041-61/art-4
**第一項** この法律の施行の際現に為替取引分析業（新資金決済法第二条第十八項に規定する為替取引分析業をいう。以下この条において同じ。）を行っている者は、施行日から起算して一年間（新資金決済法第六十三条の二十三の許可の申請をした場合において、当該期間内にその申請について不許可の処分があったときは、当該処分のあった日までの間）は、同条の規定にかかわらず、当該為替取引分析業を行うことができる。
suppl-5041-61/art-4/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5041-61/art-4/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5041-61/art-4/par-1
A person who is actually engaged in funds transfer transaction analysis services (meaning funds transfer transaction analysis services prescribed in Article 2, paragraph (18) of the New Payment Services Act; the same applies hereinafter in this Article) at the time this Act comes into effect may engage in those funds transfer transaction analysis services, notwithstanding the provisions of Article 63-23 of that Act, for one year counted from the effective date (or, if the person has filed an application for the license under that Article and a disposition denying the license has been made on the application within that period, until the day of that disposition).
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**第二項** 前項の規定により為替取引分析業を行うことができる者が施行日から起算して一年を経過する日までに新資金決済法第六十三条の二十三の許可の申請をした場合において、その期間を経過したときは、その申請について許可又は不許可の処分があるまでの間も、同項と同様とする。ただし、施行日から起算して二年を経過したときは、この限りでない。
suppl-5041-61/art-4/par-2 · https://japanlaw.org/en/payment-services-act/suppl-5041-61/art-4/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-5041-61/art-4/par-2
In the case where a person who may engage in funds transfer transaction analysis services pursuant to the provisions of the preceding paragraph files an application for the license under Article 63-23 of the New Payment Services Act by the day on which one year elapses counted from the effective date, and that period has elapsed, the same applies as in that paragraph until a disposition granting or denying the license is made on the application; provided, however, that this does not apply if two years have elapsed counted from the effective date.
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### 第五条（権限の委任） — Delegation of Authority
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suppl-5041-61/art-5 · https://japanlaw.org/en/payment-services-act/suppl-5041-61/art-5 · https://japanlaw.org/l/421AC0000000059/suppl-5041-61/art-5
**第一項** 内閣総理大臣は、附則第三条第一項の規定による権限を金融庁長官に委任する。
suppl-5041-61/art-5/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5041-61/art-5/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5041-61/art-5/par-1
The Prime Minister delegates the authority under the provisions of Article 3, paragraph (1) of the Supplementary Provisions to the Commissioner of the Financial Services Agency.
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**第二項** 金融庁長官は、政令で定めるところにより、前項の規定により委任された権限を財務局長又は財務支局長に委任することができる。
suppl-5041-61/art-5/par-2 · https://japanlaw.org/en/payment-services-act/suppl-5041-61/art-5/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-5041-61/art-5/par-2
The Commissioner of the Financial Services Agency may, pursuant to the provisions of Cabinet Order, delegate the authority delegated to the commissioner pursuant to the provisions of the preceding paragraph to the Director-Generals of Local Finance Bureaus or Local Finance Branch Bureaus.
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### 第二十九条（政令への委任） — Delegation to Cabinet Order
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suppl-5041-61/art-29 · https://japanlaw.org/en/payment-services-act/suppl-5041-61/art-29 · https://japanlaw.org/l/421AC0000000059/suppl-5041-61/art-29
**第一項** この附則に規定するもののほか、この法律の施行に関し必要な経過措置は、政令で定める。
suppl-5041-61/art-29/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5041-61/art-29/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5041-61/art-29/par-1
Beyond what is provided for in these Supplementary Provisions, transitional measures necessary in connection with the enforcement of this Act are specified by Cabinet Order.
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### 第三十条（検討） — Review
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suppl-5041-61/art-30 · https://japanlaw.org/en/payment-services-act/suppl-5041-61/art-30 · https://japanlaw.org/l/421AC0000000059/suppl-5041-61/art-30
**第一項** 政府は、この法律の施行後五年を目途として、この法律による改正後のそれぞれの法律（以下この条において「改正後の各法律」という。）の施行の状況等を勘案し、必要があると認めるときは、改正後の各法律の規定について検討を加え、その結果に基づいて所要の措置を講ずるものとする。
suppl-5041-61/art-30/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5041-61/art-30/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5041-61/art-30/par-1
The government is to, with a target of five years after this Act comes into effect, taking into account the status of the enforcement, etc. of the respective Acts as amended by this Act (hereinafter referred to in this Article as "the respective Acts as amended"), when it finds it necessary, review the provisions of the respective Acts as amended, and take the required measures based on the results of that review.
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## 附 則 令和四年六月一七日法律第六八号
suppl-5041-68 · https://japanlaw.org/en/payment-services-act/suppl-5041-68 · https://japanlaw.org/l/421AC0000000059/suppl-5041-68
**第一項** この法律は、刑法等一部改正法施行日から施行する。ただし、次の各号に掲げる規定は、当該各号に定める日から施行する。
suppl-5041-68/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5041-68/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5041-68/par-1
This Act comes into effect as of the effective date of the Act Partially Amending the Penal Code, etc.; provided, however, that the provisions set forth in the following items come into effect as of the days specified in those items.
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**一** 第五百九条の規定 公布の日
suppl-5041-68/par-1/item-1 · https://japanlaw.org/en/payment-services-act/suppl-5041-68/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/suppl-5041-68/par-1/item-1
the provisions of Article 509: the date of promulgation
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## 附 則 令和四年一二月九日法律第九七号
suppl-5041-97 · https://japanlaw.org/en/payment-services-act/suppl-5041-97 · https://japanlaw.org/l/421AC0000000059/suppl-5041-97
### 第一条（施行期日） — Effective Date
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suppl-5041-97/art-1 · https://japanlaw.org/en/payment-services-act/suppl-5041-97/art-1 · https://japanlaw.org/l/421AC0000000059/suppl-5041-97/art-1
**第一項** この法律は、公布の日から起算して九月を超えない範囲内において政令で定める日から施行する。
suppl-5041-97/art-1/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5041-97/art-1/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5041-97/art-1/par-1
This Act comes into effect as of the date specified by Cabinet Order within a period not exceeding 9 months from the date of promulgation.
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## 附 則 令和五年一一月二九日法律第七九号
suppl-5051-79 · https://japanlaw.org/en/payment-services-act/suppl-5051-79 · https://japanlaw.org/l/421AC0000000059/suppl-5051-79
### 第一条（施行期日） — Effective Date
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suppl-5051-79/art-1 · https://japanlaw.org/en/payment-services-act/suppl-5051-79/art-1 · https://japanlaw.org/l/421AC0000000059/suppl-5051-79/art-1
**第一項** この法律は、公布の日から起算して一年を超えない範囲内において政令で定める日から施行する。ただし、次の各号に掲げる規定は、当該各号に定める日から施行する。
suppl-5051-79/art-1/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5051-79/art-1/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5051-79/art-1/par-1
This Act comes into effect as of the day specified by Cabinet Order within a period not exceeding one year from the date of promulgation; provided, however, that the provisions set forth in the following items come into effect as of the days specified in those items.
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**一** 附則第六十八条の規定 公布の日
suppl-5051-79/art-1/par-1/item-1 · https://japanlaw.org/en/payment-services-act/suppl-5051-79/art-1/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/suppl-5051-79/art-1/par-1/item-1
the provisions of Article 68 of the Supplementary Provisions: the date of promulgation;
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**二** 略
suppl-5051-79/art-1/par-1/item-2 · https://japanlaw.org/en/payment-services-act/suppl-5051-79/art-1/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/suppl-5051-79/art-1/par-1/item-2
Omitted
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**三** 第一条中金融商品取引法第五条第二項から第六項まで、第二十一条の二第一項、第二十一条の三及び第二十四条第二項の改正規定、同法第二十四条の四の七及び第二十四条の四の八を削る改正規定並びに同法第二十四条の五第一項から第三項まで及び第十三項、第二十五条第一項から第四項まで及び第六項、第二十七条、第二十七条の三十の二、第二十七条の三十の六第一項、第二十七条の三十の十、第二十七条の三十二第一項、第二十七条の三十四、第五十七条の二第二項及び第五項、第百六十六条第四項及び第五項、第百七十二条の三第一項及び第二項、第百七十二条の四第二項、第百七十二条の十二第一項、第百七十八条第十項及び第十一項、第百八十五条の七第四項から第七項まで、第十四項、第十五項及び第三十一項、第百九十七条の二第二号、第六号及び第七号、第二百条第一号、第五号及び第六号並びに第二百九条第三号から第五号までの改正規定並びに次条から附則第四条まで及び第六十七条の規定 令和六年四月一日
suppl-5051-79/art-1/par-1/item-3 · https://japanlaw.org/en/payment-services-act/suppl-5051-79/art-1/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/suppl-5051-79/art-1/par-1/item-3
the provisions in Article 1 amending Article 5, paragraphs (2) through (6), Article 21-2, paragraph (1), Article 21-3, and Article 24, paragraph (2) of the Financial Instruments and Exchange Act, deleting Articles 24-4-7 and 24-4-8 of that Act, and amending Article 24-5, paragraphs (1) through (3) and (13), Article 25, paragraphs (1) through (4) and (6), Article 27, Article 27-30-2, Article 27-30-6, paragraph (1), Article 27-30-10, Article 27-32, paragraph (1), Article 27-34, Article 57-2, paragraphs (2) and (5), Article 166, paragraphs (4) and (5), Article 172-3, paragraphs (1) and (2), Article 172-4, paragraph (2), Article 172-12, paragraph (1), Article 178, paragraphs (10) and (11), Article 185-7, paragraphs (4) through (7), (14), (15), and (31), Article 197-2, items (ii), (vi), and (vii), Article 200, items (i), (v), and (vi), and Article 209, items (iii) through (v) of that Act, and the provisions of the following Article through Article 4 of the Supplementary Provisions and of Article 67 of the Supplementary Provisions: April 1, 2024;
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**四** 第一条中金融商品取引法第三十七条の三の見出し及び同条第一項から第三項までの改正規定、同法第三十七条の四の見出し及び同条第一項の改正規定、同条第二項を削る改正規定、同法第三十七条の六第一項の改正規定、同法第四十条の二第四項及び第五項の改正規定、同条第六項を削る改正規定、同法第四十二条の七の見出し及び同条第一項の改正規定、同条第二項を削る改正規定、同条第三項の改正規定、同項を同条第二項とする改正規定、同法第四十三条の五の改正規定（「交付する書面に記載する事項」を「提供しなければならない情報」に改める部分に限る。）、同法第百七十九条第二項の改正規定（「審判の」を「最初の審判手続の」に改める部分に限る。）、同条第四項の改正規定、同法第百八十条の次に一条を加える改正規定、同法第百八十一条第三項及び第百八十二条（見出しを含む。）の改正規定、同法第百八十三条第二項の改正規定（「審判手続開始決定書に記載され」を「審判手続開始決定記録に記録され」に改める部分を除く。）、同法第百八十四条第一項、第百八十五条の三第一項、第百九十八条第二号の四並びに第二百五条第十二号及び第十三号の改正規定、同号の次に一号を加える改正規定並びに同法第二百八条第六号の改正規定、第三条中金融サービスの提供及び利用環境の整備等に関する法律第百四十三条第三号の改正規定、同条第五号の次に一号を加える改正規定、同法第百四十七条第四号の改正規定、同条第五号の次に一号を加える改正規定及び同法第三十一条第二項の改正規定、第四条（金融機関の信託業務の兼営等に関する法律第二条第四項の改正規定を除く。）、第五条（農業協同組合法第九十二条の五の八第六項の改正規定及び第二号に掲げる改正規定を除く。）及び第六条（水産業協同組合法第百十六条第六項の改正規定及び第二号に掲げる改正規定を除く。）の規定、第七条中協同組合による金融事業に関する法律第六条の五の十一第一項の改正規定（「に対する誠実義務」を「の利益の保護のための体制整備」に、「掲示」を「掲示等」に改める部分及び「募集等の禁止」の下に「、出資対象事業の状況に係る情報の提供が確保されていない場合の売買等の禁止、出資対象事業の状況に係る情報が提供されていない場合の募集等の禁止」を加える部分を除く。）、同条第二項の改正規定並びに同法第十条の二の五第四号及び第五号の改正規定、第八条（投資信託及び投資法人に関する法律第百九十七条の改正規定及び第二号に掲げる改正規定を除く。）の規定、第九条中信用金庫法第八十九条の二第一項の改正規定（「に対する誠実義務」を「の利益の保護のための体制整備」に、「掲示」を「掲示等」に改める部分及び「募集等の禁止」の下に「、出資対象事業の状況に係る情報の提供が確保されていない場合の売買等の禁止、出資対象事業の状況に係る情報が提供されていない場合の募集等の禁止」を加える部分を除く。）、同条第二項の改正規定並びに同法第九十条の四の五第四号及び第五号の改正規定、第十条中長期信用銀行法第十七条の二の改正規定（「に対する誠実義務」を「の利益の保護のための体制整備」に、「掲示」を「掲示等」に改める部分及び「募集等の禁止」の下に「、出資対象事業の状況に係る情報の提供が確保されていない場合の売買等の禁止、出資対象事業の状況に係る情報が提供されていない場合の募集等の禁止」を加える部分を除く。）並びに同法第二十五条の二の四第三号及び第四号の改正規定、第十一条中労働金庫法第九十四条の二の改正規定（「に対する誠実義務」を「の利益の保護のための体制整備」に、「掲示」を「掲示等」に改める部分及び「募集等の禁止」の下に「、出資対象事業の状況に係る情報の提供が確保されていない場合の売買等の禁止、出資対象事業の状況に係る情報が提供されていない場合の募集等の禁止」を加える部分を除く。）並びに同法第百条の四の五第四号及び第五号の改正規定、第十二条中銀行法第十三条の四の改正規定（「に対する誠実義務」を「の利益の保護のための体制整備」に、「掲示」を「掲示等」に改める部分及び「募集等の禁止」の下に「、出資対象事業の状況に係る情報の提供が確保されていない場合の売買等の禁止、出資対象事業の状況に係る情報が提供されていない場合の募集等の禁止」を加える部分を除く。）、同法第五十二条の二の五の改正規定（「に対する誠実義務」を「の利益の保護のための体制整備」に、「掲示」を「掲示等」に改める部分及び「募集等の禁止」の下に「、出資対象事業の状況に係る情報の提供が確保されていない場合の売買等の禁止、出資対象事業の状況に係る情報が提供されていない場合の募集等の禁止」を加える部分を除く。）、同法第五十二条の四十五の二の改正規定（「に対する誠実義務」を「の利益の保護のための体制整備」に、「掲示」を「掲示等」に改める部分及び「募集等の禁止」の下に「、出資対象事業の状況に係る情報の提供が確保されていない場合の売買等の禁止、出資対象事業の状況に係る情報が提供されていない場合の募集等の禁止」を加える部分を除く。）、同法第五十二条の六十の十七の改正規定（「に対する誠実義務」を「の利益の保護のための体制整備」に、「掲示」を「掲示等」に改める部分及び「募集等の禁止」の下に「、出資対象事業の状況に係る情報の提供が確保されていない場合の売買等の禁止、出資対象事業の状況に係る情報が提供されていない場合の募集等の禁止」を加える部分を除く。）並びに同法第六十三条の二の五第三号及び第四号の改正規定、第十四条中保険業法第九十九条第八項の改正規定、同法第百条の五の見出し及び同条第一項の改正規定、同条第二項を削る改正規定、同条第三項の改正規定、同項を同条第二項とする改正規定、同法第三百条の二の改正規定（「に対する誠実義務」を「の利益の保護のための体制整備」に、「掲示」を「掲示等」に改める部分及び「募集等の禁止」の下に「、出資対象事業の状況に係る情報の提供が確保されていない場合の売買等の禁止、出資対象事業の状況に係る情報が提供されていない場合の募集等の禁止」を加える部分を除く。）並びに同法第三百十五条第四号及び第五号、第三百十六条の二第二号、第三百十七条の二第八号並びに第三百十九条第四号から第六号まで及び第十二号の改正規定、第十六条の規定、第十七条中農林中央金庫法第五十九条の三、第五十九条の七、第九十五条の五並びに第九十九条の二の五第三号及び第四号の改正規定、第十八条（信託業法第二十四条の二の改正規定（「に対する誠実義務」を「の利益の保護のための体制整備」に、「掲示」を「掲示等」に改める部分及び「募集等の禁止」の下に「、出資対象事業の状況に係る情報の提供が確保されていない場合の売買等の禁止、出資対象事業の状況に係る情報が提供されていない場合の募集等の禁止」を加える部分に限る。）を除く。）の規定並びに第十九条中株式会社商工組合中央金庫法第二十九条、第五十六条第五項並びに第七十四条第三号及び第四号の改正規定並びに附則第九条、第十八条から第二十二条まで、第二十三条（第一項を除く。）、第二十四条から第三十三条まで、第三十五条、第三十六条及び第五十七条の規定 公布の日から起算して一年六月を超えない範囲内において政令で定める日
suppl-5051-79/art-1/par-1/item-4 · https://japanlaw.org/en/payment-services-act/suppl-5051-79/art-1/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/suppl-5051-79/art-1/par-1/item-4
the provisions in Article 1 amending the heading of Article 37-3 of the Financial Instruments and Exchange Act and paragraphs (1) through (3) of that Article, the provisions amending the heading of Article 37-4 of that Act and paragraph (1) of that Article, the provisions deleting paragraph (2) of that Article, the provisions amending Article 37-6, paragraph (1) of that Act, the provisions amending Article 40-2, paragraphs (4) and (5) of that Act, the provisions deleting paragraph (6) of that Article, the provisions amending the heading of Article 42-7 of that Act and paragraph (1) of that Article, the provisions deleting paragraph (2) of that Article, the provisions amending paragraph (3) of that Article, the provisions making that paragraph paragraph (2) of that Article, the provisions amending Article 43-5 of that Act (limited to the part replacing "particulars to be stated in the document to be delivered" with "information that must be provided"), the provisions amending Article 179, paragraph (2) of that Act (limited to the part replacing "of the trial" with "of the first trial proceedings"), the provisions amending paragraph (4) of that Article, the provisions adding one Article after Article 180 of that Act, the provisions amending Article 181, paragraph (3) and Article 182 (including the heading) of that Act, the provisions amending Article 183, paragraph (2) of that Act (excluding the part replacing "stated in the written decision to commence trial proceedings" with "recorded in the record of the decision to commence trial proceedings"), the provisions amending Article 184, paragraph (1), Article 185-3, paragraph (1), Article 198, item (ii)-4, and Article 205, items (xii) and (xiii) of that Act, the provisions adding one item after that item, and the provisions amending Article 208, item (vi) of that Act, the provisions in Article 3 amending Article 143, item (iii) of the Act on the Provision of Financial Services and the Development of the Accessible Environment Thereto, the provisions adding one item after item (v) of that Article, the provisions amending Article 147, item (iv) of that Act, the provisions adding one item after item (v) of that Article, and the provisions amending Article 31, paragraph (2) of that Act, the provisions of Article 4 (excluding the provisions amending Article 2, paragraph (4) of the Act on Engagement in Trust Business by Financial Institutions), Article 5 (excluding the provisions amending Article 92-5-8, paragraph (6) of the Agricultural Co-operatives Act and the amending provisions set forth in item (ii)) and Article 6 (excluding the provisions amending Article 116, paragraph (6) of the Fishery Industry Cooperative Act and the amending provisions set forth in item (ii)), the provisions in Article 7 amending Article 6-5-11, paragraph (1) of the Act on Financial Businesses by Cooperative (excluding the part replacing "duty of good faith to" with "development of a system for protecting the interests of" and "posting" with "posting, etc." and the part adding ", prohibition of purchase and sale, etc. in cases where the provision of information on the status of the business subject to investment is not ensured, prohibition of solicitation, etc. in cases where information on the status of the business subject to investment is not provided" after "prohibition of solicitation, etc."), the provisions amending paragraph (2) of that Article, and the provisions amending Article 10-2-5, items (iv) and (v) of that Act, the provisions of Article 8 (excluding the provisions amending Article 197 of the Act on Investment Trusts and Investment Corporations and the amending provisions set forth in item (ii)), the provisions in Article 9 amending Article 89-2, paragraph (1) of the Shinkin Bank Act (excluding the part replacing "duty of good faith to" with "development of a system for protecting the interests of" and "posting" with "posting, etc." and the part adding ", prohibition of purchase and sale, etc. in cases where the provision of information on the status of the business subject to investment is not ensured, prohibition of solicitation, etc. in cases where information on the status of the business subject to investment is not provided" after "prohibition of solicitation, etc."), the provisions amending paragraph (2) of that Article, and the provisions amending Article 90-4-5, items (iv) and (v) of that Act, the provisions in Article 10 amending Article 17-2 of the Long Term Credit Bank Act (excluding the part replacing "duty of good faith to" with "development of a system for protecting the interests of" and "posting" with "posting, etc." and the part adding ", prohibition of purchase and sale, etc. in cases where the provision of information on the status of the business subject to investment is not ensured, prohibition of solicitation, etc. in cases where information on the status of the business subject to investment is not provided" after "prohibition of solicitation, etc.") and the provisions amending Article 25-2-4, items (iii) and (iv) of that Act, the provisions in Article 11 amending Article 94-2 of the Labor Bank Act (excluding the part replacing "duty of good faith to" with "development of a system for protecting the interests of" and "posting" with "posting, etc." and the part adding ", prohibition of purchase and sale, etc. in cases where the provision of information on the status of the business subject to investment is not ensured, prohibition of solicitation, etc. in cases where information on the status of the business subject to investment is not provided" after "prohibition of solicitation, etc.") and the provisions amending Article 100-4-5, items (iv) and (v) of that Act, the provisions in Article 12 amending Article 13-4 of the Banking Act (excluding the part replacing "duty of good faith to" with "development of a system for protecting the interests of" and "posting" with "posting, etc." and the part adding ", prohibition of purchase and sale, etc. in cases where the provision of information on the status of the business subject to investment is not ensured, prohibition of solicitation, etc. in cases where information on the status of the business subject to investment is not provided" after "prohibition of solicitation, etc."), the provisions amending Article 52-2-5 of that Act (excluding the part replacing "duty of good faith to" with "development of a system for protecting the interests of" and "posting" with "posting, etc." and the part adding ", prohibition of purchase and sale, etc. in cases where the provision of information on the status of the business subject to investment is not ensured, prohibition of solicitation, etc. in cases where information on the status of the business subject to investment is not provided" after "prohibition of solicitation, etc."), the provisions amending Article 52-45-2 of that Act (excluding the part replacing "duty of good faith to" with "development of a system for protecting the interests of" and "posting" with "posting, etc." and the part adding ", prohibition of purchase and sale, etc. in cases where the provision of information on the status of the business subject to investment is not ensured, prohibition of solicitation, etc. in cases where information on the status of the business subject to investment is not provided" after "prohibition of solicitation, etc."), the provisions amending Article 52-60-17 of that Act (excluding the part replacing "duty of good faith to" with "development of a system for protecting the interests of" and "posting" with "posting, etc." and the part adding ", prohibition of purchase and sale, etc. in cases where the provision of information on the status of the business subject to investment is not ensured, prohibition of solicitation, etc. in cases where information on the status of the business subject to investment is not provided" after "prohibition of solicitation, etc."), and the provisions amending Article 63-2-5, items (iii) and (iv) of that Act, the provisions in Article 14 amending Article 99, paragraph (8) of the Insurance Business Act, the provisions amending the heading of Article 100-5 of that Act and paragraph (1) of that Article, the provisions deleting paragraph (2) of that Article, the provisions amending paragraph (3) of that Article, the provisions making that paragraph paragraph (2) of that Article, the provisions amending Article 300-2 of that Act (excluding the part replacing "duty of good faith to" with "development of a system for protecting the interests of" and "posting" with "posting, etc." and the part adding ", prohibition of purchase and sale, etc. in cases where the provision of information on the status of the business subject to investment is not ensured, prohibition of solicitation, etc. in cases where information on the status of the business subject to investment is not provided" after "prohibition of solicitation, etc."), and the provisions amending Article 315, items (iv) and (v), Article 316-2, item (ii), Article 317-2, item (viii), and Article 319, items (iv) through (vi) and (xii) of that Act, the provisions of Article 16, the provisions in Article 17 amending Articles 59-3, 59-7 and 95-5, and Article 99-2-5, items (iii) and (iv) of the Norinchukin Bank Act, the provisions of Article 18 (excluding the provisions amending Article 24-2 of the Trust Business Act (limited to the part replacing "duty of good faith to" with "development of a system for protecting the interests of" and "posting" with "posting, etc." and the part adding ", prohibition of purchase and sale, etc. in cases where the provision of information on the status of the business subject to investment is not ensured, prohibition of solicitation, etc. in cases where information on the status of the business subject to investment is not provided" after "prohibition of solicitation, etc.")), and the provisions in Article 19 amending Article 29, Article 56, paragraph (5), and Article 74, items (iii) and (iv) of the Shoko Chukin Bank Limited Act, and the provisions of Articles 9, 18 through 22, Article 23 (excluding paragraph (1)), Articles 24 through 33, and Articles 35, 36 and 57 of the Supplementary Provisions: the date specified by Cabinet Order within a period not exceeding one year and six months from the date of promulgation.
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### 第六十七条（罰則に関する経過措置） — Transitional Measures Concerning Penal Provisions
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suppl-5051-79/art-67 · https://japanlaw.org/en/payment-services-act/suppl-5051-79/art-67 · https://japanlaw.org/l/421AC0000000059/suppl-5051-79/art-67
**第一項** この法律（附則第一条第三号及び第四号に掲げる規定にあっては、当該規定。以下この条及び次条において同じ。）の施行前にした行為及びこの附則の規定によりなお従前の例によることとされる場合におけるこの法律の施行後にした行為に対する罰則の適用については、なお従前の例による。
suppl-5051-79/art-67/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5051-79/art-67/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5051-79/art-67/par-1
The provisions then in force continue to govern the application of penal provisions to conduct engaged in before this Act (or, for the provisions set forth in Article 1, items (iii) and (iv) of the Supplementary Provisions, those provisions; the same applies hereinafter in this Article and the following Article) comes into effect and to conduct engaged in after this Act comes into effect in the cases in which prior laws are to continue to govern pursuant to the provisions of these Supplementary Provisions.
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### 第六十八条（政令への委任） — Delegation to Cabinet Order
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suppl-5051-79/art-68 · https://japanlaw.org/en/payment-services-act/suppl-5051-79/art-68 · https://japanlaw.org/l/421AC0000000059/suppl-5051-79/art-68
**第一項** この附則に規定するもののほか、この法律の施行に関し必要な経過措置（罰則に関する経過措置を含む。）は、政令で定める。
suppl-5051-79/art-68/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5051-79/art-68/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5051-79/art-68/par-1
Beyond what is provided for in these Supplementary Provisions, transitional measures necessary for the enforcement of this Act (including transitional measures concerning penal provisions) are specified by Cabinet Order.
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## 附 則 令和七年六月一三日法律第六六号
suppl-5071-66 · https://japanlaw.org/en/payment-services-act/suppl-5071-66 · https://japanlaw.org/l/421AC0000000059/suppl-5071-66
### 第一条（施行期日） — Effective Date
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suppl-5071-66/art-1 · https://japanlaw.org/en/payment-services-act/suppl-5071-66/art-1 · https://japanlaw.org/l/421AC0000000059/suppl-5071-66/art-1
**第一項** この法律は、公布の日から起算して一年を超えない範囲内において政令で定める日から施行する。ただし、附則第八条の規定は、公布の日から施行する。
suppl-5071-66/art-1/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5071-66/art-1/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5071-66/art-1/par-1
This Act comes into effect on the date specified by Cabinet Order within a period not exceeding one year from the date of promulgation; provided, however, that the provisions of Article 8 of the Supplementary Provisions come into effect as of the date of promulgation.
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### 第二条（経過措置） — Transitional Measures
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suppl-5071-66/art-2 · https://japanlaw.org/en/payment-services-act/suppl-5071-66/art-2 · https://japanlaw.org/l/421AC0000000059/suppl-5071-66/art-2
**第一項** この法律の施行の際現にこの法律による改正後の資金決済に関する法律（次項及び附則第九条において「新資金決済法」という。）第二条の二の規定により為替取引に該当するものとされる行為（この法律による改正前の資金決済に関する法律第二条の二の規定により為替取引に該当するものとされる行為を除く。同項において同じ。）を業として営んでいる者は、この法律の施行の日から起算して六月間（資金決済に関する法律第三十七条の登録の申請をした場合において、当該期間内にその申請について同法第四十条第一項の規定による登録の拒否の処分があったときは、当該処分のあった日までの間）は、銀行法（昭和五十六年法律第五十九号）第四条第一項及び第四十七条第一項並びに資金決済に関する法律第三十七条の規定にかかわらず、当該行為を業として営むことができる。
suppl-5071-66/art-2/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5071-66/art-2/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5071-66/art-2/par-1
A person who is, at the time this Act comes into effect, actually engaged as a business in acts deemed to constitute funds transfer transactions under Article 2-2 of the Payment Services Act as amended by this Act (referred to as the "New Payment Services Act" in the following paragraph and Article 9 of the Supplementary Provisions) (excluding acts deemed to constitute funds transfer transactions under Article 2-2 of the Payment Services Act prior to amendment by this Act; the same applies in that paragraph) may, for six months from the day on which this Act comes into effect (or, if the person has applied for registration under Article 37 of the Payment Services Act and, within that period, a disposition of refusal of registration under Article 40, paragraph (1) of that Act is made on the application, until the day of that disposition), engage in those acts as a business, notwithstanding Article 4, paragraph (1) and Article 47, paragraph (1) of the Banking Act (Act No. 59 of 1981) and Article 37 of the Payment Services Act.
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**第二項** 前項の規定により新資金決済法第二条の二の規定により為替取引に該当するものとされる行為を業として営むことができる者がこの法律の施行の日から起算して六月間を経過する日までに資金決済に関する法律第三十七条の登録の申請をした場合において、その申請について登録又は登録の拒否の処分が行われることなく、その期間を経過したときは、その申請についてこれらの処分があるまでの間も、同項と同様とする。ただし、この法律の施行の日から起算して二年を経過したときは、この限りでない。
suppl-5071-66/art-2/par-2 · https://japanlaw.org/en/payment-services-act/suppl-5071-66/art-2/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-5071-66/art-2/par-2
In the case where a person who may engage as a business in acts deemed to constitute funds transfer transactions under Article 2-2 of the New Payment Services Act pursuant to the preceding paragraph has applied for registration under Article 37 of the Payment Services Act by the day on which six months have elapsed from the day on which this Act comes into effect, and that period has elapsed without a disposition of registration or refusal of registration being made on the application, the same as under that paragraph applies until those dispositions are made on the application; provided, however, that this does not apply if two years have elapsed from the day on which this Act comes into effect.
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### 第七条（罰則に関する経過措置） — Transitional Measures Concerning Penal Provisions
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suppl-5071-66/art-7 · https://japanlaw.org/en/payment-services-act/suppl-5071-66/art-7 · https://japanlaw.org/l/421AC0000000059/suppl-5071-66/art-7
**第一項** この法律の施行前にした行為に対する罰則の適用については、なお従前の例による。
suppl-5071-66/art-7/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5071-66/art-7/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5071-66/art-7/par-1
With regard to the application of penal provisions to acts committed before this Act comes into effect, the provisions then in force continue to govern.
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### 第八条（政令への委任） — Delegation to Cabinet Order
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suppl-5071-66/art-8 · https://japanlaw.org/en/payment-services-act/suppl-5071-66/art-8 · https://japanlaw.org/l/421AC0000000059/suppl-5071-66/art-8
**第一項** 附則第二条及び前条に定めるもののほか、この法律の施行に関し必要な経過措置（罰則に関する経過措置を含む。）は、政令で定める。
suppl-5071-66/art-8/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5071-66/art-8/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5071-66/art-8/par-1
Beyond what is provided for in Article 2 of the Supplementary Provisions and the preceding Article, transitional measures necessary in connection with the enforcement of this Act (including transitional measures concerning penal provisions) are specified by Cabinet Order.
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### 第九条（検討） — Review
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suppl-5071-66/art-9 · https://japanlaw.org/en/payment-services-act/suppl-5071-66/art-9 · https://japanlaw.org/l/421AC0000000059/suppl-5071-66/art-9
**第一項** 政府は、この法律の施行後三年を目途として、新資金決済法の施行の状況等を勘案し、必要があると認めるときは、新資金決済法第二条の二第二号に該当する行為の範囲その他新資金決済法の規定について検討を加え、その結果に基づいて所要の措置を講ずるものとする。
suppl-5071-66/art-9/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5071-66/art-9/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5071-66/art-9/par-1
The Government is to, with a target of three years after this Act comes into effect, taking into account the status of the enforcement, etc. of the New Payment Services Act, when it finds it necessary, review the scope of acts falling under Article 2-2, item (ii) of the New Payment Services Act and other provisions of the New Payment Services Act, and take required measures based on the results of that review.
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## 附 則 令和八年七月二三日法律第六四号
suppl-5081-64 · https://japanlaw.org/en/payment-services-act/suppl-5081-64 · https://japanlaw.org/l/421AC0000000059/suppl-5081-64
### 第一条（施行期日） — Effective Date
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suppl-5081-64/art-1 · https://japanlaw.org/en/payment-services-act/suppl-5081-64/art-1 · https://japanlaw.org/l/421AC0000000059/suppl-5081-64/art-1
**第一項** この法律は、公布の日から起算して一年を超えない範囲内において政令で定める日から施行する。ただし、次の各号に掲げる規定は、当該各号に定める日から施行する。
suppl-5081-64/art-1/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5081-64/art-1/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5081-64/art-1/par-1
This Act comes into effect as of the day specified by Cabinet Order within a period not exceeding one year from the date of promulgation; provided, however, that the provisions set forth in the following items come into effect as of the days specified in those items.
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**一** 附則第九十条の規定 公布の日
suppl-5081-64/art-1/par-1/item-1 · https://japanlaw.org/en/payment-services-act/suppl-5081-64/art-1/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/suppl-5081-64/art-1/par-1/item-1
the provisions of Article 90 of the Supplementary Provisions: the date of promulgation;
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**二** 第一条中金融商品取引法第百九十七条第一項の改正規定、同法第百九十七条の二第一項の改正規定（同項第一号の改正規定を除く。）及び同法第二百十条第一項の改正規定並びに附則第四十一条、第四十七条及び第八十九条の規定 公布の日から起算して二十日を経過した日
suppl-5081-64/art-1/par-1/item-2 · https://japanlaw.org/en/payment-services-act/suppl-5081-64/art-1/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/suppl-5081-64/art-1/par-1/item-2
the provision in Article 1 amending Article 197, paragraph (1) of the Financial Instruments and Exchange Act, the provision amending Article 197-2, paragraph (1) of that Act (excluding the provision amending item (i) of that paragraph) and the provision amending Article 210, paragraph (1) of that Act, and the provisions of Articles 41, 47 and 89 of the Supplementary Provisions: the day on which 20 days have elapsed from the date of promulgation;
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**三** 略
suppl-5081-64/art-1/par-1/item-3 · https://japanlaw.org/en/payment-services-act/suppl-5081-64/art-1/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/suppl-5081-64/art-1/par-1/item-3
Omitted
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**四** 第一条の規定（前二号に掲げる改正規定を除く。）並びに次条並びに附則第三条及び第四十三条の規定、附則第四十八条中協同組合による金融事業に関する法律（昭和二十四年法律第百八十三号）第六条の五の十一第一項の改正規定（「特定投資家向け有価証券」を「特定投資家等向け有価証券」に改める部分に限る。）、附則第五十条中投資信託及び投資法人に関する法律（昭和二十六年法律第百九十八号）第二条第九項第二号、第四条第二項第十二号、第六条第六項第七号、第十三条第三項第二号、第四十九条第二項第十三号及び第五十条第二項第七号の改正規定、附則第五十一条中信用金庫法（昭和二十六年法律第二百三十八号）第八十九条の二第一項の改正規定（「特定投資家向け有価証券」を「特定投資家等向け有価証券」に改める部分に限る。）、附則第五十二条中長期信用銀行法（昭和二十七年法律第百八十七号）第十七条の二の改正規定（「特定投資家向け有価証券」を「特定投資家等向け有価証券」に改める部分に限る。）、附則第五十三条中労働金庫法（昭和二十八年法律第二百二十七号）第九十四条の二の改正規定（「特定投資家向け有価証券」を「特定投資家等向け有価証券」に改める部分に限る。）、附則第五十七条の規定、附則第五十九条中住民基本台帳法（昭和四十二年法律第八十一号）別表第一の三の項の改正規定（「よる」の下に「同法第二十六条の六の登録、同法第二十六条の十第一項若しくは第二十六条の二十三第一項の届出、同法第二十六条の二十九第一項の認定、」を加える部分に限る。）、附則第六十二条中銀行法（昭和五十六年法律第五十九号）第十三条の四、第五十二条の二の五、第五十二条の四十五の二及び第五十二条の六十の十七の改正規定（これらの改正規定中「特定投資家向け有価証券」を「特定投資家等向け有価証券」に改める部分に限る。）、附則第六十三条中保険業法（平成七年法律第百五号）第三百条の二の改正規定（「特定投資家向け有価証券」を「特定投資家等向け有価証券」に改める部分に限る。）、附則第六十五条中金融サービスの提供及び利用環境の整備等に関する法律（平成十二年法律第百一号）第十一条第四項第三号の改正規定、附則第六十七条中信託業法（平成十六年法律第百五十四号）第二十四条の二の改正規定（「特定投資家向け有価証券」を「特定投資家等向け有価証券」に改める部分に限る。）並びに附則第八十三条、第八十五条及び第八十八条の規定 令和九年四月一日
suppl-5081-64/art-1/par-1/item-4 · https://japanlaw.org/en/payment-services-act/suppl-5081-64/art-1/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/suppl-5081-64/art-1/par-1/item-4
the provisions of Article 1 (excluding the amending provisions set forth in the preceding two items), and the provisions of the following Article and Articles 3 and 43 of the Supplementary Provisions, the provisions in Article 48 of the Supplementary Provisions amending Article 6-5-11, paragraph (1) of the Act on Financial Businesses by Cooperative (Act No. 183 of 1949) (limited to the part replacing "securities for Professional Investors" with "securities for Professional Investors, etc."), the provisions in Article 50 of the Supplementary Provisions amending Article 2, paragraph (9), item (ii), Article 4, paragraph (2), item (xii), Article 6, paragraph (6), item (vii), Article 13, paragraph (3), item (ii), Article 49, paragraph (2), item (xiii) and Article 50, paragraph (2), item (vii) of the Act on Investment Trusts and Investment Corporations (Act No. 198 of 1951), the provisions in Article 51 of the Supplementary Provisions amending Article 89-2, paragraph (1) of the Shinkin Bank Act (Act No. 238 of 1951) (limited to the part replacing "securities for Professional Investors" with "securities for Professional Investors, etc."), the provisions in Article 52 of the Supplementary Provisions amending Article 17-2 of the Long Term Credit Bank Act (Act No. 187 of 1952) (limited to the part replacing "securities for Professional Investors" with "securities for Professional Investors, etc."), the provisions in Article 53 of the Supplementary Provisions amending Article 94-2 of the Labor Bank Act (Act No. 227 of 1953) (limited to the part replacing "securities for Professional Investors" with "securities for Professional Investors, etc."), the provisions of Article 57 of the Supplementary Provisions, the provisions in Article 59 of the Supplementary Provisions amending row 3 of Appended Table 1 of the Residential Basic Book Act (Act No. 81 of 1967) (limited to the part adding "the registration under Article 26-6 of that Act, the notification under Article 26-10, paragraph (1) or Article 26-23, paragraph (1) of that Act, the certification under Article 26-29, paragraph (1) of that Act," after "under"), the provisions in Article 62 of the Supplementary Provisions amending Articles 13-4, 52-2-5, 52-45-2 and 52-60-17 of the Banking Act (Act No. 59 of 1981) (limited to the part, in those amending provisions, replacing "securities for Professional Investors" with "securities for Professional Investors, etc."), the provisions in Article 63 of the Supplementary Provisions amending Article 300-2 of the Insurance Business Act (Act No. 105 of 1995) (limited to the part replacing "securities for Professional Investors" with "securities for Professional Investors, etc."), the provisions in Article 65 of the Supplementary Provisions amending Article 11, paragraph (4), item (iii) of the Act on the Provision of Financial Services and the Development of the Accessible Environment Thereto (Act No. 101 of 2000), the provisions in Article 67 of the Supplementary Provisions amending Article 24-2 of the Trust Business Act (Act No. 154 of 2004) (limited to the part replacing "securities for Professional Investors" with "securities for Professional Investors, etc."), and the provisions of Articles 83, 85 and 88 of the Supplementary Provisions: April 1, 2027.
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**五及び六** 略
suppl-5081-64/art-1/par-1/item-5-to-6 · https://japanlaw.org/en/payment-services-act/suppl-5081-64/art-1/par-1/item-5-to-6 · https://japanlaw.org/l/421AC0000000059/suppl-5081-64/art-1/par-1/item-5-to-6
Omitted
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**七** 附則第十一条の規定 所得税法等の一部を改正する法律（令和八年法律第十二号）附則第一条第十号に掲げる規定の施行の日
suppl-5081-64/art-1/par-1/item-7 · https://japanlaw.org/en/payment-services-act/suppl-5081-64/art-1/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/suppl-5081-64/art-1/par-1/item-7
The provisions of Article 11 of the Supplementary Provisions: the date on which the provisions set forth in Article 1, item (x) of the Supplementary Provisions of the Act Partially Amending the Income Tax Act, etc. (Act No. 12 of 2026) come into effect
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### 第八十九条（罰則に関する経過措置） — Transitional Measures Concerning Penal Provisions
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suppl-5081-64/art-89 · https://japanlaw.org/en/payment-services-act/suppl-5081-64/art-89 · https://japanlaw.org/l/421AC0000000059/suppl-5081-64/art-89
**第一項** この法律（附則第一条第二号及び第四号に掲げる規定にあっては、当該規定。以下この条において同じ。）の施行前にした行為及びこの附則の規定によりなお従前の例によることとされる場合におけるこの法律の施行後にした行為に対する罰則の適用については、なお従前の例による。
suppl-5081-64/art-89/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5081-64/art-89/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5081-64/art-89/par-1
With regard to the application of penal provisions to acts committed before this Act (or, for the provisions set forth in Article 1, items (ii) and (iv) of the Supplementary Provisions, those provisions; hereinafter the same applies in this Article) comes into effect and to acts committed after this Act comes into effect in the cases where the provisions then in force continue to govern pursuant to the provisions of these Supplementary Provisions, the provisions then in force continue to govern.
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### 第九十条（政令への委任） — Delegation to Cabinet Order
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suppl-5081-64/art-90 · https://japanlaw.org/en/payment-services-act/suppl-5081-64/art-90 · https://japanlaw.org/l/421AC0000000059/suppl-5081-64/art-90
**第一項** この附則に規定するもののほか、この法律の施行に関し必要な経過措置（罰則に関する経過措置を含む。）は、政令で定める。
suppl-5081-64/art-90/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5081-64/art-90/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5081-64/art-90/par-1
Beyond what is provided for in these Supplementary Provisions, transitional measures necessary for the enforcement of this Act (including transitional measures concerning penal provisions) are specified by Cabinet Order.
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---
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- claude-sonnet-5-5 — Machine translation, batch payment-services-act-20261012T054915-016, translated 2026-10-12
- claude-sonnet-5-5 — Machine translation, batch payment-services-act-20261012T054915-017, translated 2026-10-12
- claude-sonnet-5-5 — Machine translation, batch payment-services-act-20261012T062430-001, translated 2026-10-12
- claude-sonnet-5-5 — Machine translation, batch payment-services-act-20261012T062430-002, translated 2026-10-12
- This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12