# 割賦販売法 / Installment Sales Act — 第五十二条 (Article 52)

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- Law: 割賦販売法 (Installment Sales Act), 昭和三十六年法律第百五十九号
- English title "Installment Sales Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第五十二条 (Article 52) — address `art-52`
- Text in force since: 2025-06-01
- URL (the page that opens at this provision): https://japanlaw.org/en/installment-sales-act/art-52
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/336AC0000000159/art-52
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第五十二条
<sup>art-52 · https://japanlaw.org/en/installment-sales-act/art-52 · https://japanlaw.org/l/336AC0000000159/art-52</sup>

**第一項**  次の各号のいずれかに該当する場合には、当該違反行為をした許可割賦販売業者、供託委託契約の受託者、指定信用情報機関、第三十五条の三の六十一の許可を受けた者又は指定受託機関の代表者、管理人、代理人、使用人その他の従業者は、五十万円以下の罰金に処する。
<sup>art-52/par-1 · https://japanlaw.org/en/installment-sales-act/art-52/par-1 · https://japanlaw.org/l/336AC0000000159/art-52/par-1</sup>
In a case that falls under one of the following items, the violating representative, administrator, agent, employee, or other worker of a licensed installment seller, entrusted party under a contract on the entrustment of business deposits, designated credit bureau, person that has obtained the license referred to in Article 35-3-61, or designated entrusted institution, is subject to punishment by a fine of not more than 500,000 yen:
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **一**  第十六条第三項（第十八条第二項（第三十五条の三の六十二において準用する場合を含む。）又は第三十五条の三の六十二において準用する場合を含む。）の規定に違反して前払式割賦販売又は前払式特定取引の営業を開始したとき。
  <sup>art-52/par-1/item-1 · https://japanlaw.org/en/installment-sales-act/art-52/par-1/item-1 · https://japanlaw.org/l/336AC0000000159/art-52/par-1/item-1</sup>
  the person violates the provisions of Article 16, paragraph (3) (including as applied mutatis mutandis pursuant to Article 18, paragraph (2) (including as applied mutatis mutandis pursuant to Article 35-3-62), or Article 35-3-62) in commencing operations in prepaid installment sales or specified prepaid transactions;
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **二**  第十八条の三第一項（第三十五条の三の六十二において準用する場合を含む。）の規定に違反して新たに前払式割賦販売又は前払式特定取引の契約を締結したとき。
  <sup>art-52/par-1/item-2 · https://japanlaw.org/en/installment-sales-act/art-52/par-1/item-2 · https://japanlaw.org/l/336AC0000000159/art-52/par-1/item-2</sup>
  the person violates the provisions of Article 18-3, paragraph (1) (including as applied mutatis mutandis pursuant to Article 35-3-62) in newly concluding a contract for prepaid installment sales or for specified prepaid transactions;
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **三**  第十九条の二（第三十五条の三の六十二において準用する場合を含む。）の規定に違反して帳簿を備えず、第十九条の二（第三十五条の三の六十二において準用する場合を含む。）に規定する事項の記載をせず、若しくは虚偽の記載をし、又は帳簿を保存しなかつたとき。
  <sup>art-52/par-1/item-3 · https://japanlaw.org/en/installment-sales-act/art-52/par-1/item-3 · https://japanlaw.org/l/336AC0000000159/art-52/par-1/item-3</sup>
  the person fails to keep books, fails to enter a matter prescribed in Article 19-2 (including as applied mutatis mutandis pursuant to Article 35-3-62), makes a false entry, or fails to archive its books, in violation of the provisions of Article 19-2 (including as applied mutatis mutandis pursuant to Article 35-3-62);
  <sup>Ministry of Justice translation with a slip corrected by this site — not the Ministry's text; the Ministry printed: "the person fails to keep books, fails to enter a matter prescribed in of Article 19-2 (including as applied mutatis mutandis pursuant to Article 35-3-62), makes a false entry, or fails to archive its books, in violation of the provisions of Article 19-2 (including as applied mutatis mutandis pursuant to Article 35-3-62);" — https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb</sup>

  **四**  第二十条の三第四項（第三十五条の三の六十二において準用する場合を含む。）の規定に違反して前受業務保証金を供託しなかつたとき。
  <sup>art-52/par-1/item-4 · https://japanlaw.org/en/installment-sales-act/art-52/par-1/item-4 · https://japanlaw.org/l/336AC0000000159/art-52/par-1/item-4</sup>
  the person fails to make a business deposit for prepaid services, in violation of the provisions of Article 20-3, paragraph (4) (including as applied mutatis mutandis pursuant to Article 35-3-62);
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **五**  第三十五条の三の四十一第一項本文の規定に違反して、他の業務を行つたとき。
  <sup>art-52/par-1/item-5 · https://japanlaw.org/en/installment-sales-act/art-52/par-1/item-5 · https://japanlaw.org/l/336AC0000000159/art-52/par-1/item-5</sup>
  the person does other business, in violation of the provisions of the main clause of Article 35-3-41, paragraph (1);
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **六**  第三十五条の三の四十三第一項の規定に違反して業務規程を定めず、若しくは経済産業大臣の認可を受けず、又は経済産業大臣の認可を受けずに業務規程の変更をしたとき。
  <sup>art-52/par-1/item-6 · https://japanlaw.org/en/installment-sales-act/art-52/par-1/item-6 · https://japanlaw.org/l/336AC0000000159/art-52/par-1/item-6</sup>
  the person fails to establish operational rules, does not obtain the approval of the Minister of Economy, Trade and Industry, or changes the operational rules without obtaining the approval of the Minister of Economy, Trade and Industry, in violation of the provisions of Article 35-3-43, paragraph (1);
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **七**  第三十五条の三の四十五（第三十五条の三の四十七第四項において準用する場合を含む。）の規定による記録の作成若しくは保存をせず、又は虚偽の記録を作成したとき。
  <sup>art-52/par-1/item-7 · https://japanlaw.org/en/installment-sales-act/art-52/par-1/item-7 · https://japanlaw.org/l/336AC0000000159/art-52/par-1/item-7</sup>
  the person fails to prepare or archive records pursuant to the provisions of Article 35-3-45 (including as applied mutatis mutandis pursuant to Article 35-3-47, paragraph (4)), or prepares a false record;
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **八**  第三十五条の三の五十一第一項の規定による業務及び財産に関する報告書を提出せず、又は虚偽の記載をした業務及び財産に関する報告書を提出したとき。
  <sup>art-52/par-1/item-8 · https://japanlaw.org/en/installment-sales-act/art-52/par-1/item-8 · https://japanlaw.org/l/336AC0000000159/art-52/par-1/item-8</sup>
  the person fails to submit a report on its business activities or assets as under Article 35-3-51, paragraph (1), or submits a report on its business activities or assets which contains a false statement;
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **九**  第三十五条の三の五十三第一項の規定に違反したとき。
  <sup>art-52/par-1/item-9 · https://japanlaw.org/en/installment-sales-act/art-52/par-1/item-9 · https://japanlaw.org/l/336AC0000000159/art-52/par-1/item-9</sup>
  the person violates the provisions of Article 35-3-53, paragraph (1);
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **十**  第三十五条の八第一項の事業計画書若しくは同条第三項の事業報告書を提出せず、又は虚偽の記載をした事業計画書若しくは事業報告書を提出したとき。
  <sup>art-52/par-1/item-10 · https://japanlaw.org/en/installment-sales-act/art-52/par-1/item-10 · https://japanlaw.org/l/336AC0000000159/art-52/par-1/item-10</sup>
  the person fails to submit the business plan referred to in Article 35-8, paragraph (1) or the business report referred to in paragraph (3) of that Article, or submits a false business plan or a business report that contains a false statement; or
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **十一**  第三十五条の九の規定に違反して受託事業以外の事業を営んだとき。
  <sup>art-52/par-1/item-11 · https://japanlaw.org/en/installment-sales-act/art-52/par-1/item-11 · https://japanlaw.org/l/336AC0000000159/art-52/par-1/item-11</sup>
  the person violates the provisions of Article 35-9 in engaging in business other than services under entrustment.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

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## Cites
- art-52/par-1: 第三十五条の三の六十一 → 割賦販売法 第三十五条の三の六十一 (Article 35-3-61), art-35-3-61 — https://japanlaw.org/en/installment-sales-act/art-35-3-61 · https://japanlaw.org/l/336AC0000000159/art-35-3-61
- art-52/par-1/item-1: 第十六条第三項 → 割賦販売法 第十六条第三項 (Article 16, paragraph (3)), art-16/par-3 — https://japanlaw.org/en/installment-sales-act/art-16/par-3 · https://japanlaw.org/l/336AC0000000159/art-16/par-3
- art-52/par-1/item-1: 第十八条第二項 → 割賦販売法 第十八条第二項 (Article 18, paragraph (2)), art-18/par-2 — https://japanlaw.org/en/installment-sales-act/art-18/par-2 · https://japanlaw.org/l/336AC0000000159/art-18/par-2
- art-52/par-1/item-1: 第三十五条の三の六十二 → 割賦販売法 第三十五条の三の六十二 (Article 35-3-62), art-35-3-62 — https://japanlaw.org/en/installment-sales-act/art-35-3-62 · https://japanlaw.org/l/336AC0000000159/art-35-3-62
- art-52/par-1/item-2: 第十八条の三第一項 → 割賦販売法 第十八条の三第一項 (Article 18-3, paragraph (1)), art-18-3/par-1 — https://japanlaw.org/en/installment-sales-act/art-18-3/par-1 · https://japanlaw.org/l/336AC0000000159/art-18-3/par-1
- art-52/par-1/item-2: 第三十五条の三の六十二 → 割賦販売法 第三十五条の三の六十二 (Article 35-3-62), art-35-3-62 — https://japanlaw.org/en/installment-sales-act/art-35-3-62 · https://japanlaw.org/l/336AC0000000159/art-35-3-62
- art-52/par-1/item-3: 第十九条の二 → 割賦販売法 第十九条の二 (Article 19-2), art-19-2 — https://japanlaw.org/en/installment-sales-act/art-19-2 · https://japanlaw.org/l/336AC0000000159/art-19-2
- art-52/par-1/item-3: 第三十五条の三の六十二 → 割賦販売法 第三十五条の三の六十二 (Article 35-3-62), art-35-3-62 — https://japanlaw.org/en/installment-sales-act/art-35-3-62 · https://japanlaw.org/l/336AC0000000159/art-35-3-62
- art-52/par-1/item-4: 第二十条の三第四項 → 割賦販売法 第二十条の三第四項 (Article 20-3, paragraph (4)), art-20-3/par-4 — https://japanlaw.org/en/installment-sales-act/art-20-3/par-4 · https://japanlaw.org/l/336AC0000000159/art-20-3/par-4
- art-52/par-1/item-4: 第三十五条の三の六十二 → 割賦販売法 第三十五条の三の六十二 (Article 35-3-62), art-35-3-62 — https://japanlaw.org/en/installment-sales-act/art-35-3-62 · https://japanlaw.org/l/336AC0000000159/art-35-3-62
- art-52/par-1/item-5: 第三十五条の三の四十一第一項 → 割賦販売法 第三十五条の三の四十一第一項 (Article 35-3-41, paragraph (1)), art-35-3-41/par-1 — https://japanlaw.org/en/installment-sales-act/art-35-3-41/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-3-41/par-1
- art-52/par-1/item-6: 第三十五条の三の四十三第一項 → 割賦販売法 第三十五条の三の四十三第一項 (Article 35-3-43, paragraph (1)), art-35-3-43/par-1 — https://japanlaw.org/en/installment-sales-act/art-35-3-43/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-3-43/par-1
- art-52/par-1/item-7: 第三十五条の三の四十五 → 割賦販売法 第三十五条の三の四十五 (Article 35-3-45), art-35-3-45 — https://japanlaw.org/en/installment-sales-act/art-35-3-45 · https://japanlaw.org/l/336AC0000000159/art-35-3-45
- art-52/par-1/item-7: 第三十五条の三の四十七第四項 → 割賦販売法 第三十五条の三の四十七第四項 (Article 35-3-47, paragraph (4)), art-35-3-47/par-4 — https://japanlaw.org/en/installment-sales-act/art-35-3-47/par-4 · https://japanlaw.org/l/336AC0000000159/art-35-3-47/par-4
- art-52/par-1/item-8: 第三十五条の三の五十一第一項 → 割賦販売法 第三十五条の三の五十一第一項 (Article 35-3-51, paragraph (1)), art-35-3-51/par-1 — https://japanlaw.org/en/installment-sales-act/art-35-3-51/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-3-51/par-1
- art-52/par-1/item-9: 第三十五条の三の五十三第一項 → 割賦販売法 第三十五条の三の五十三第一項 (Article 35-3-53, paragraph (1)), art-35-3-53/par-1 — https://japanlaw.org/en/installment-sales-act/art-35-3-53/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-3-53/par-1
- art-52/par-1/item-10: 第三十五条の八第一項 → 割賦販売法 第三十五条の八第一項 (Article 35-8, paragraph (1)), art-35-8/par-1 — https://japanlaw.org/en/installment-sales-act/art-35-8/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-8/par-1
- art-52/par-1/item-10: 同条第三項 → 割賦販売法 第三十五条の八第三項 (Article 35-8, paragraph (3)), art-35-8/par-3 — https://japanlaw.org/en/installment-sales-act/art-35-8/par-3 · https://japanlaw.org/l/336AC0000000159/art-35-8/par-3
- art-52/par-1/item-11: 第三十五条の九 → 割賦販売法 第三十五条の九 (Article 35-9), art-35-9 — https://japanlaw.org/en/installment-sales-act/art-35-9 · https://japanlaw.org/l/336AC0000000159/art-35-9

## Cited by

1 provision cites this one. No official source publishes this direction.

- 割賦販売法 第五十四条第一項 — https://japanlaw.org/en/installment-sales-act/art-54/par-1 · https://japanlaw.org/l/336AC0000000159/art-54/par-1

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## Sources

- claude-opus-5-5 — Corrections to the Ministry of Justice's English of the Installment Sales Act, written 2026-11-03
- e-Gov 法令検索, Digital Agency (デジタル庁) — 割賦販売法 — the text in force from 2025-06-01 (https://laws.e-gov.go.jp/law/336AC0000000159/20250601_504AC0000000068), retrieved 2026-11-02
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Installment Sales Act (割賦販売法), Article 52, paragraph (1), item (iii) — the Ministry of Justice's English as printed (https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb), retrieved 2026-11-02
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Installment Sales Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb), retrieved 2026-11-02
- This site's parser, version 222 — 割賦販売法 — structure, counts, cross-references and defined terms, computed 2026-11-02
