# 割賦販売法 / Installment Sales Act — 第四十九条の二 (Article 49-2) This is the Markdown twin of https://japanlaw.org/en/installment-sales-act/art-49-2. Every law, and how to address a provision: https://japanlaw.org/llms.txt. The same laws as MCP tools (no sign-in): https://japanlaw.org/mcp. - Law: 割賦販売法 (Installment Sales Act), 昭和三十六年法律第百五十九号 - English title "Installment Sales Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第四十九条の二 (Article 49-2) — address `art-49-2` - Text in force since: 2025-06-01 - URL (the page that opens at this provision): https://japanlaw.org/en/installment-sales-act/art-49-2 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/336AC0000000159/art-49-2 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第四十九条の二 art-49-2 · https://japanlaw.org/en/installment-sales-act/art-49-2 · https://japanlaw.org/l/336AC0000000159/art-49-2 **第一項** クレジットカード番号等取扱業者若しくはクレジットカード番号等取扱受託業者又はこれらの役員若しくは職員若しくはこれらの職にあつた者が、その業務に関して知り得たクレジットカード番号等を自己若しくは第三者の不正な利益を図る目的で、提供し、又は盗用したときは、三年以下の拘禁刑又は五十万円以下の罰金に処する。 art-49-2/par-1 · https://japanlaw.org/en/installment-sales-act/art-49-2/par-1 · https://japanlaw.org/l/336AC0000000159/art-49-2/par-1 If a business that handles credit card numbers or an entrusted business that handles credit card numbers, or the officer or employee of any of these or a person that has held one of these positions, provides another party with, or misappropriates, a credit card number learned in the course of business for the purpose of obtaining a wrongful benefit for themselves or a third party, such a person is subject to punishment by imprisonment for not more than three years or by a fine of not more than 500,000 yen. machine translation, not official **第二項** 人を欺いてクレジットカード番号等を提供させた者も、前項と同様とする。クレジットカード番号等を次の各号のいずれかに掲げる方法で取得した者も、同様とする。 art-49-2/par-2 · https://japanlaw.org/en/installment-sales-act/art-49-2/par-2 · https://japanlaw.org/l/336AC0000000159/art-49-2/par-2 The provisions of the preceding paragraph also apply to a first person that cons a second person into providing the first person with a credit card number. The same applies to a person that acquires another person's credit card number in a way that is stated in one of the following items: Ministry of Justice translation — Japanese Law Translation Database System **一** クレジットカード番号等が記載され、又は記録された人の管理に係る書面又は記録媒体の記載又は記録について、その承諾を得ずにその複製を作成すること。 art-49-2/par-2/item-1 · https://japanlaw.org/en/installment-sales-act/art-49-2/par-2/item-1 · https://japanlaw.org/l/336AC0000000159/art-49-2/par-2/item-1 by copying an entry in a document or a record on a recording medium that is meant for the records of the person whose credit card number is stated or recorded in it, without obtaining that person's consent; or Ministry of Justice translation — Japanese Law Translation Database System **二** 不正アクセス行為（不正アクセス行為の禁止等に関する法律（平成十一年法律第百二十八号）第二条第四項に規定する不正アクセス行為をいう。）を行うこと。 art-49-2/par-2/item-2 · https://japanlaw.org/en/installment-sales-act/art-49-2/par-2/item-2 · https://japanlaw.org/l/336AC0000000159/art-49-2/par-2/item-2 through unauthorized access (meaning unauthorized access as prescribed in Article 2, paragraph (4) of the Act on Prohibition of Unauthorized Computer Access (Act No. 128 of 1999)). machine translation, not official **第三項** 正当な理由がないのに、有償で、クレジットカード番号等を提供し、又はその提供を受けた者も、第一項と同様とする。正当な理由がないのに、有償で提供する目的で、クレジットカード番号等を保管した者も、同様とする。 art-49-2/par-3 · https://japanlaw.org/en/installment-sales-act/art-49-2/par-3 · https://japanlaw.org/l/336AC0000000159/art-49-2/par-3 The provisions of paragraph (1) apply to a person that provides someone with another person's credit card number or receives another person's credit card number, for remuneration, without legitimate grounds. The same applies to a person that keeps another person's credit card number for the purpose of providing it to someone for remuneration, without legitimate grounds. Ministry of Justice translation — Japanese Law Translation Database System **第四項** 前三項の規定は、刑法その他の罰則の適用を妨げない。 art-49-2/par-4 · https://japanlaw.org/en/installment-sales-act/art-49-2/par-4 · https://japanlaw.org/l/336AC0000000159/art-49-2/par-4 The provisions of the preceding three paragraphs do not preclude the application of the Penal Code or any other penal provisions. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-49-2/par-2: 前項 → 割賦販売法 第四十九条の二第一項 (Article 49-2, paragraph (1)), art-49-2/par-1 — https://japanlaw.org/en/installment-sales-act/art-49-2/par-1 · https://japanlaw.org/l/336AC0000000159/art-49-2/par-1 - art-49-2/par-2/item-2: 不正アクセス行為の禁止等に関する法律（平成十一年法律第百二十八号）第二条第四項 → 不正アクセス行為の禁止等に関する法律 第二条第四項 (Article 2, paragraph (4)), art-2/par-4 — https://japanlaw.org/en/unauthorized-computer-access-act/art-2/par-4 · https://japanlaw.org/l/411AC0000000128/art-2/par-4 - art-49-2/par-3: 第一項 → 割賦販売法 第四十九条の二第一項 (Article 49-2, paragraph (1)), art-49-2/par-1 — https://japanlaw.org/en/installment-sales-act/art-49-2/par-1 · https://japanlaw.org/l/336AC0000000159/art-49-2/par-1 - art-49-2/par-4: 前三項 → 割賦販売法 第四十九条の二第一項 (Article 49-2, paragraph (1)), art-49-2/par-1 — https://japanlaw.org/en/installment-sales-act/art-49-2/par-1 · https://japanlaw.org/l/336AC0000000159/art-49-2/par-1 - art-49-2/par-4: 前三項 → 割賦販売法 第四十九条の二第二項 (Article 49-2, paragraph (2)), art-49-2/par-2 — https://japanlaw.org/en/installment-sales-act/art-49-2/par-2 · https://japanlaw.org/l/336AC0000000159/art-49-2/par-2 - art-49-2/par-4: 前三項 → 割賦販売法 第四十九条の二第三項 (Article 49-2, paragraph (3)), art-49-2/par-3 — https://japanlaw.org/en/installment-sales-act/art-49-2/par-3 · https://japanlaw.org/l/336AC0000000159/art-49-2/par-3 ## Cited by 3 provisions cite this one. No official source publishes this direction. - 割賦販売法 第四十九条の二第二項 — https://japanlaw.org/en/installment-sales-act/art-49-2/par-2 · https://japanlaw.org/l/336AC0000000159/art-49-2/par-2 - 割賦販売法 第四十九条の二第三項 — https://japanlaw.org/en/installment-sales-act/art-49-2/par-3 · https://japanlaw.org/l/336AC0000000159/art-49-2/par-3 - 割賦販売法 第四十九条の二第四項 — https://japanlaw.org/en/installment-sales-act/art-49-2/par-4 · https://japanlaw.org/l/336AC0000000159/art-49-2/par-4 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 割賦販売法 — the text in force from 2025-06-01 (https://laws.e-gov.go.jp/law/336AC0000000159/20250601_504AC0000000068), retrieved 2026-11-02 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Installment Sales Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb), retrieved 2026-11-02 - claude-sonnet-5-5 — Machine translation, batch installment-sales-act-20261102T230407-001, translated 2026-11-03 - claude-sonnet-5-5, corrected on review by claude-opus-5-5 — Machine translation corrected on review, batch installment-sales-act-20261102T230407-001, translated 2026-11-03 - This site's parser, version 220 — 割賦販売法 — structure, counts, cross-references and defined terms, computed 2026-11-02