# 割賦販売法 / Installment Sales Act — 第三十五条の三の四十六 (Article 35-3-46)

This is the Markdown twin of https://japanlaw.org/en/installment-sales-act/art-35-3-46. Every law, and how to address a provision: https://japanlaw.org/llms.txt. The same laws as MCP tools (no sign-in): https://japanlaw.org/mcp.

- Law: 割賦販売法 (Installment Sales Act), 昭和三十六年法律第百五十九号
- English title "Installment Sales Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第三十五条の三の四十六 (Article 35-3-46)（加入包括信用購入あつせん業者及び加入個別信用購入あつせん業者に対する監督） — address `art-35-3-46`
- Text in force since: 2025-06-01
- URL (the page that opens at this provision): https://japanlaw.org/en/installment-sales-act/art-35-3-46
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/336AC0000000159/art-35-3-46
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

---

### 第三十五条の三の四十六（加入包括信用購入あつせん業者及び加入個別信用購入あつせん業者に対する監督） — (Supervision of Participating Comprehensive Credit Purchase Intermediaries and Participating Individual Credit Purchase Intermediaries)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-35-3-46 · https://japanlaw.org/en/installment-sales-act/art-35-3-46 · https://japanlaw.org/l/336AC0000000159/art-35-3-46</sup>

    **第一項**  指定信用情報機関は、加入包括信用購入あつせん業者及び加入個別信用購入あつせん業者が指定信用情報機関から提供を受けた特定信用情報を第三十条の二第一項本文の規定による調査、第三十条の五の五第二項の調査、第三十五条の二の四第二項の調査又は第三十五条の三の三第一項本文の規定による調査その他の利用者又は購入者若しくは役務の提供を受ける者の支払能力に関する事項の調査（第三十五条の三の五十九第一項及び第五十条第二号において「支払能力調査」という。）以外の目的で使用しないよう加入包括信用購入あつせん業者及び加入個別信用購入あつせん業者に対する必要かつ適切な監督を行わなければならない。
    <sup>art-35-3-46/par-1 · https://japanlaw.org/en/installment-sales-act/art-35-3-46/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-3-46/par-1</sup>
    A designated credit bureau must exercise the necessary and appropriate supervision over participating comprehensive credit purchase intermediaries and participating individual credit purchase intermediaries so that they do not use specified credit information provided to them by the designated credit bureau for purposes other than investigations under the provisions of the main clause of Article 30-2, paragraph (1); investigations under the provisions of Article 30-5-5, paragraph (2); investigations under the provisions of Article 35-2-4, paragraph (2); investigations under the provisions of the main clause of Article 35-3-3, paragraph (1); or other investigations into the matters of a user's, purchaser's, or service recipient's ability to pay (referred to as an "investigation into the ability to pay" in Article 35-3-59, paragraph (1) and Article 50, item (ii)).
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

---

## Cites
- art-35-3-46/par-1: 第三十条の二第一項 → 割賦販売法 第三十条の二第一項 (Article 30-2, paragraph (1)), art-30-2/par-1 — https://japanlaw.org/en/installment-sales-act/art-30-2/par-1 · https://japanlaw.org/l/336AC0000000159/art-30-2/par-1
- art-35-3-46/par-1: 第三十条の五の五第二項 → 割賦販売法 第三十条の五の五第二項 (Article 30-5-5, paragraph (2)), art-30-5-5/par-2 — https://japanlaw.org/en/installment-sales-act/art-30-5-5/par-2 · https://japanlaw.org/l/336AC0000000159/art-30-5-5/par-2
- art-35-3-46/par-1: 第三十五条の二の四第二項 → 割賦販売法 第三十五条の二の四第二項 (Article 35-2-4, paragraph (2)), art-35-2-4/par-2 — https://japanlaw.org/en/installment-sales-act/art-35-2-4/par-2 · https://japanlaw.org/l/336AC0000000159/art-35-2-4/par-2
- art-35-3-46/par-1: 第三十五条の三の三第一項 → 割賦販売法 第三十五条の三の三第一項 (Article 35-3-3, paragraph (1)), art-35-3-3/par-1 — https://japanlaw.org/en/installment-sales-act/art-35-3-3/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-3-3/par-1
- art-35-3-46/par-1: 第三十五条の三の五十九第一項 → 割賦販売法 第三十五条の三の五十九第一項 (Article 35-3-59, paragraph (1)), art-35-3-59/par-1 — https://japanlaw.org/en/installment-sales-act/art-35-3-59/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-3-59/par-1
- art-35-3-46/par-1: 第五十条第二号 → 割賦販売法 第五十条第一項第二号 (Article 50, paragraph (1), item (ii)), art-50/par-1/item-2 — https://japanlaw.org/en/installment-sales-act/art-50/par-1/item-2 · https://japanlaw.org/l/336AC0000000159/art-50/par-1/item-2

---

## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 割賦販売法 — the text in force from 2025-06-01 (https://laws.e-gov.go.jp/law/336AC0000000159/20250601_504AC0000000068), retrieved 2026-11-02
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Installment Sales Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb), retrieved 2026-11-02
- This site's parser, version 222 — 割賦販売法 — structure, counts, cross-references and defined terms, computed 2026-11-02