# 割賦販売法 / Installment Sales Act — 第三十五条の二十 (Article 35-20)

This is the Markdown twin of https://japanlaw.org/en/installment-sales-act/art-35-20. Every law, and how to address a provision: https://japanlaw.org/llms.txt. The same laws as MCP tools (no sign-in): https://japanlaw.org/mcp.

- Law: 割賦販売法 (Installment Sales Act), 昭和三十六年法律第百五十九号
- English title "Installment Sales Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第三十五条の二十 (Article 35-20)（認定割賦販売協会への報告） — address `art-35-20`
- Text in force since: 2025-06-01
- URL (the page that opens at this provision): https://japanlaw.org/en/installment-sales-act/art-35-20
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/336AC0000000159/art-35-20
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

---

### 第三十五条の二十（認定割賦販売協会への報告） — (Reporting to Certified Installment Sales Associations)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-35-20 · https://japanlaw.org/en/installment-sales-act/art-35-20 · https://japanlaw.org/l/336AC0000000159/art-35-20</sup>

**第一項**  会員である包括信用購入あつせん業者又は個別信用購入あつせん業者は、包括信用購入あつせん関係販売業者若しくは包括信用購入あつせん関係役務提供事業者（会員である包括信用購入あつせん業者又は会員である包括信用購入あつせん業者のために包括信用購入あつせん関係立替払取次ぎを行う包括信用購入あつせん関係立替払取次業者と包括信用購入あつせん又は包括信用購入あつせん関係立替払取次ぎに係る契約を締結した者に限る。以下この条において「包括信用購入あつせん関係販売業者等」という。）又は個別信用購入あつせん関係販売業者若しくは個別信用購入あつせん関係役務提供事業者（会員である個別信用購入あつせん業者と個別信用購入あつせんに係る契約を締結した者に限る。以下この条において「個別信用購入あつせん関係販売業者等」という。）が行つた利用者等の保護に欠ける行為に関する情報その他利用者等の利益を保護するために必要な包括信用購入あつせん関係販売業者等又は個別信用購入あつせん関係販売業者等に係る情報として経済産業省令で定めるものを取得したときは、これを認定割賦販売協会に報告しなければならない。
<sup>art-35-20/par-1 · https://japanlaw.org/en/installment-sales-act/art-35-20/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-20/par-1</sup>
If a comprehensive credit purchase intermediary or individual credit purchase intermediary, each of whom is a member has obtained information concerning conduct compromising to the protection of a user, etc., which a seller affiliated with the intermediation of comprehensive credit purchases or service provider affiliated with the intermediation of comprehensive credit purchases (limited to a person that has concluded a contract involving the intermediation of comprehensive credit purchases or brokerage of third-party payments in the intermediation of comprehensive credit purchases with a comprehensive credit purchase intermediary that is a member or with a broker for third-party payments in the intermediation of comprehensive credit purchases that engages in the brokerage of third-party payments in the intermediation of comprehensive credit purchases for a comprehensive credit purchase intermediary that is a member; referred to below as "seller, etc. affiliated with the intermediation of comprehensive credit purchases" in this Article) or a seller affiliated with the intermediation of individual credit purchases or service provider affiliated with the intermediation of individual credit purchases (limited to a person that has concluded a contract for the intermediation of individual credit purchases with an individual credit purchase intermediary that is a member; referred to below as a "seller, etc. affiliated with the intermediation of individual credit purchases" in this Article) engages in, or any information specified by Order of the Ministry of Economy, Trade and Industry as information about a seller, etc. affiliated with the intermediation of comprehensive credit purchases or a seller, etc. affiliated with the intermediation of individual credit purchases which is necessary to report in order to protect the interests of its users, etc., the member must report this to the certified installment sales association.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第二項**  会員であるクレジットカード番号等取扱契約締結事業者は、そのクレジットカード番号等取扱契約を締結したクレジットカード等購入あつせん関係販売業者又はクレジットカード等購入あつせん関係役務提供事業者が行つたクレジットカード番号等の適切な管理等に支障を及ぼす行為に関する情報その他クレジットカード番号等の適切な管理等のために必要な情報として経済産業省令で定めるものを取得したときは、これを認定割賦販売協会に報告しなければならない。
<sup>art-35-20/par-2 · https://japanlaw.org/en/installment-sales-act/art-35-20/par-2 · https://japanlaw.org/l/336AC0000000159/art-35-20/par-2</sup>
If a business that has a contract for handling credit card numbers who is a member has obtained information concerning conduct compromising to the proper management of credit card numbers that a seller affiliated with the intermediation of credit card purchase or service provider affiliated with the intermediation of credit card purchase has engaged in, or other information specified by the Order of the Ministry of Economy, Trade and Industry as necessary for the proper management of credit card numbers, it must report this to the certified installment sales association.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

---

## Cites
- art-35-20/par-1: この条 → 割賦販売法 第三十五条の二十 (Article 35-20), art-35-20 — https://japanlaw.org/en/installment-sales-act/art-35-20 · https://japanlaw.org/l/336AC0000000159/art-35-20

## Cited by

2 provisions cite this one. No official source publishes this direction.

- 割賦販売法 第三十五条の二十第一項（認定割賦販売協会への報告） — https://japanlaw.org/en/installment-sales-act/art-35-20/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-20/par-1
- 割賦販売法 第三十五条の二十一第一項（認定割賦販売協会による情報提供） — https://japanlaw.org/en/installment-sales-act/art-35-21/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-21/par-1

---

## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 割賦販売法 — the text in force from 2025-06-01 (https://laws.e-gov.go.jp/law/336AC0000000159/20250601_504AC0000000068), retrieved 2026-11-02
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Installment Sales Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb), retrieved 2026-11-02
- This site's parser, version 220 — 割賦販売法 — structure, counts, cross-references and defined terms, computed 2026-11-02
