# 割賦販売法 / Installment Sales Act — 第三十五条の二の五 (Article 35-2-5) This is the Markdown twin of https://japanlaw.org/en/installment-sales-act/art-35-2-5. Every law, and how to address a provision: https://japanlaw.org/llms.txt. The same laws as MCP tools (no sign-in): https://japanlaw.org/mcp. - Law: 割賦販売法 (Installment Sales Act), 昭和三十六年法律第百五十九号 - English title "Installment Sales Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第三十五条の二の五 (Article 35-2-5)（利用者支払可能見込額を超える場合のカード等の交付等の禁止） — address `art-35-2-5` - Text in force since: 2025-06-01 - URL (the page that opens at this provision): https://japanlaw.org/en/installment-sales-act/art-35-2-5 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/336AC0000000159/art-35-2-5 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第三十五条の二の五（利用者支払可能見込額を超える場合のカード等の交付等の禁止） — (Prohibition on the Issuance of a Card in Excess of the User Purchase Amount Projected to Be Affordable) caption: Ministry of Justice translation — Japanese Law Translation Database System art-35-2-5 · https://japanlaw.org/en/installment-sales-act/art-35-2-5 · https://japanlaw.org/l/336AC0000000159/art-35-2-5 **第一項** 登録少額包括信用購入あつせん業者は、包括信用購入あつせんをするためカード等を利用者に交付し若しくは付与しようとする場合又は利用者に交付し若しくは付与したカード等についてそれに係る極度額を増額しようとする場合において、当該利用者に交付し若しくは付与しようとするカード等に係る極度額又は当該増額された後の極度額が、利用者支払可能見込額を超えるときは、当該カード等を交付し若しくは付与し、又は極度額を増額してはならない。ただし、当該利用者の保護に支障を生ずることがない場合として経済産業省令・内閣府令で定める場合は、この限りでない。 art-35-2-5/par-1 · https://japanlaw.org/en/installment-sales-act/art-35-2-5/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-2-5/par-1 If a registered comprehensive small amount credit purchase intermediary seeks to issue or grant a card, etc. to a user in order to effect the intermediation of comprehensive credit purchases or to increase the credit line on a card, etc. it has issued or granted to a user, but the credit line on the card, etc. that it seeks to issue or grant to the user or the credit line after the increase would exceed the user purchase amount projected to be affordable, the registered comprehensive small amount credit purchase intermediary must not issue or grant the card, etc. or increase the credit line; provided, however, that this does not apply in a case specified by Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order as one that does not prejudice the protection of that user. Ministry of Justice translation — Japanese Law Translation Database System ## Cited by 6 provisions cite this one. No official source publishes this direction. - 割賦販売法 第三十条の二第一項（包括支払可能見込額の調査） — https://japanlaw.org/en/installment-sales-act/art-30-2/par-1 · https://japanlaw.org/l/336AC0000000159/art-30-2/par-1 - 割賦販売法 第三十五条の二の八第一項（改善命令） — https://japanlaw.org/en/installment-sales-act/art-35-2-8/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-2-8/par-1 - 割賦販売法 第三十五条の二の八第二項（改善命令） — https://japanlaw.org/en/installment-sales-act/art-35-2-8/par-2 · https://japanlaw.org/l/336AC0000000159/art-35-2-8/par-2 - 割賦販売法 第三十五条の二の八第三項（改善命令） — https://japanlaw.org/en/installment-sales-act/art-35-2-8/par-3 · https://japanlaw.org/l/336AC0000000159/art-35-2-8/par-3 - 割賦販売法 第三十五条の二の十四第三項（登録の取消し等） — https://japanlaw.org/en/installment-sales-act/art-35-2-14/par-3 · https://japanlaw.org/l/336AC0000000159/art-35-2-14/par-3 - 割賦販売法 第四十条第四項（報告の徴収） — https://japanlaw.org/en/installment-sales-act/art-40/par-4 · https://japanlaw.org/l/336AC0000000159/art-40/par-4 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 割賦販売法 — the text in force from 2025-06-01 (https://laws.e-gov.go.jp/law/336AC0000000159/20250601_504AC0000000068), retrieved 2026-11-02 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Installment Sales Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb), retrieved 2026-11-02 - This site's parser, version 220 — 割賦販売法 — structure, counts, cross-references and defined terms, computed 2026-11-02