# 割賦販売法 / Installment Sales Act — 第三十五条の二の十一 (Article 35-2-11) This is the Markdown twin of https://japanlaw.org/en/installment-sales-act/art-35-2-11. Every law, and how to address a provision: https://japanlaw.org/llms.txt. The same laws as MCP tools (no sign-in): https://japanlaw.org/mcp. - Law: 割賦販売法 (Installment Sales Act), 昭和三十六年法律第百五十九号 - English title "Installment Sales Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第三十五条の二の十一 (Article 35-2-11)（登録の拒否） — address `art-35-2-11` - Text in force since: 2025-06-01 - URL (the page that opens at this provision): https://japanlaw.org/en/installment-sales-act/art-35-2-11 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/336AC0000000159/art-35-2-11 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第三十五条の二の十一（登録の拒否） — (Refusal to Effect a Registration) caption: Ministry of Justice translation — Japanese Law Translation Database System art-35-2-11 · https://japanlaw.org/en/installment-sales-act/art-35-2-11 · https://japanlaw.org/l/336AC0000000159/art-35-2-11 **第一項** 経済産業大臣は、第三十五条の二の九第一項の申請書を提出した者が次の各号のいずれかに該当するとき、又は当該申請書若しくはその添付書類のうちに重要な事項について虚偽の記載があり、若しくは重要な事実の記載が欠けているときは、その登録を拒否しなければならない。 art-35-2-11/par-1 · https://japanlaw.org/en/installment-sales-act/art-35-2-11/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-2-11/par-1 If the person submitting an application as referred to in Article 35-2-9, paragraph (1) falls under one of the following items, or if the application or a document accompanying it contains a false statement concerning important matters or omits a statement of important fact, the Minister of Economy, Trade and Industry must refuse that registration: Ministry of Justice translation — Japanese Law Translation Database System **一** 法人でない者 art-35-2-11/par-1/item-1 · https://japanlaw.org/en/installment-sales-act/art-35-2-11/par-1/item-1 · https://japanlaw.org/l/336AC0000000159/art-35-2-11/par-1/item-1 a person that is not a corporation; Ministry of Justice translation — Japanese Law Translation Database System **二** 外国法人である場合には、国内に営業所を有しない者 art-35-2-11/par-1/item-2 · https://japanlaw.org/en/installment-sales-act/art-35-2-11/par-1/item-2 · https://japanlaw.org/l/336AC0000000159/art-35-2-11/par-1/item-2 if it is established under a foreign law, one that has no business office in Japan; Ministry of Justice translation — Japanese Law Translation Database System **三** 資産の合計額から負債の合計額を控除した額が経済産業省令で定める要件を満たさない法人 art-35-2-11/par-1/item-3 · https://japanlaw.org/en/installment-sales-act/art-35-2-11/par-1/item-3 · https://japanlaw.org/l/336AC0000000159/art-35-2-11/par-1/item-3 a corporation with an amount of total assets minus total liabilities that does not meet requirements specified by Order of the Ministry of Economy, Trade and Industry; Ministry of Justice translation — Japanese Law Translation Database System **四** 第三十五条の二の十四第一項又は第二項の規定により登録を取り消され、その取消しの日から五年を経過しない法人 art-35-2-11/par-1/item-4 · https://japanlaw.org/en/installment-sales-act/art-35-2-11/par-1/item-4 · https://japanlaw.org/l/336AC0000000159/art-35-2-11/par-1/item-4 a corporation whose registration has been rescinded pursuant to the provisions of paragraph (1) or paragraph (2) of Article 35-2-14, if five years have not yet passed since the date of the rescission; Ministry of Justice translation — Japanese Law Translation Database System **五** この法律又は貸金業法の規定により罰金の刑に処せられ、その刑の執行を終わり、又は執行を受けることがなくなつた日から五年を経過しない法人 art-35-2-11/par-1/item-5 · https://japanlaw.org/en/installment-sales-act/art-35-2-11/par-1/item-5 · https://japanlaw.org/l/336AC0000000159/art-35-2-11/par-1/item-5 a corporation that has been sentenced to a fine pursuant to the provisions of this Act or the Money Lending Business Act, if five years have not yet passed since the day on which it finished serving the sentence or ceased to be subject to its enforcement; Ministry of Justice translation — Japanese Law Translation Database System **六** 役員のうちに次のいずれかに該当する者のある法人 art-35-2-11/par-1/item-6 · https://japanlaw.org/en/installment-sales-act/art-35-2-11/par-1/item-6 · https://japanlaw.org/l/336AC0000000159/art-35-2-11/par-1/item-6 a corporation with an officer that falls under one of the following: Ministry of Justice translation — Japanese Law Translation Database System **イ** 破産手続開始の決定を受けて復権を得ない者 art-35-2-11/par-1/item-6/sub-1 · https://japanlaw.org/en/installment-sales-act/art-35-2-11/par-1/item-6/sub-1 · https://japanlaw.org/l/336AC0000000159/art-35-2-11/par-1/item-6/sub-1 a person that has not had rights restored after receiving a ruling of commencement of bankruptcy proceedings; Ministry of Justice translation — Japanese Law Translation Database System **ロ** 拘禁刑以上の刑に処せられ、その刑の執行を終わり、又は執行を受けることがなくなつた日から五年を経過しない者 art-35-2-11/par-1/item-6/sub-2 · https://japanlaw.org/en/installment-sales-act/art-35-2-11/par-1/item-6/sub-2 · https://japanlaw.org/l/336AC0000000159/art-35-2-11/par-1/item-6/sub-2 a person that has been sentenced to imprisonment or a heavier punishment, if five years have not yet passed since the day on which the person finished serving the sentence or ceased to be subject to its enforcement; machine translation, not official **ハ** この法律、貸金業法若しくは暴力団員による不当な行為の防止等に関する法律の規定（同法第三十二条の三第七項及び第三十二条の十一第一項の規定を除く。）に違反し、又は刑法若しくは暴力行為等処罰に関する法律の罪を犯し、罰金の刑に処せられ、その刑の執行を終わり、又は執行を受けることがなくなつた日から五年を経過しない者 art-35-2-11/par-1/item-6/sub-3 · https://japanlaw.org/en/installment-sales-act/art-35-2-11/par-1/item-6/sub-3 · https://japanlaw.org/l/336AC0000000159/art-35-2-11/par-1/item-6/sub-3 a person that has been sentenced to a fine for violating the provisions of this Act, the Money Lending Business Act or the Act on Prevention of Unjust Acts by Organized Crime Group Members (excluding the provisions of Article 32-3, paragraph (7) and Article 32-11, paragraph (1) of that Act) or for committing a crime stated in the Penal Code or in the Act on Punishment of Physical Violence and Others, and five years have not yet passed since the day on which the person finished serving the sentence or ceased to be subject to its enforcement; Ministry of Justice translation — Japanese Law Translation Database System **ニ** 登録少額包括信用購入あつせん業者が第三十五条の二の十四第一項又は第二項の規定により登録を取り消された場合において、その処分のあつた日前三十日以内にその登録少額包括信用購入あつせん業者の役員であつた者で、その処分のあつた日から五年を経過しないもの art-35-2-11/par-1/item-6/sub-4 · https://japanlaw.org/en/installment-sales-act/art-35-2-11/par-1/item-6/sub-4 · https://japanlaw.org/l/336AC0000000159/art-35-2-11/par-1/item-6/sub-4 a person that, during the thirty days before the relevant disposition, was the officer of a registered comprehensive small amount credit purchase intermediary whose registration has been rescinded pursuant to the provisions of paragraph (1) or paragraph (2) of Article 35-2-14, if five years have not yet passed since the date of the disposition; or Ministry of Justice translation — Japanese Law Translation Database System **ホ** 暴力団員等 art-35-2-11/par-1/item-6/sub-5 · https://japanlaw.org/en/installment-sales-act/art-35-2-11/par-1/item-6/sub-5 · https://japanlaw.org/l/336AC0000000159/art-35-2-11/par-1/item-6/sub-5 a member of an organized crime group, etc. Ministry of Justice translation — Japanese Law Translation Database System **七** 暴力団員等がその事業活動を支配する法人 art-35-2-11/par-1/item-7 · https://japanlaw.org/en/installment-sales-act/art-35-2-11/par-1/item-7 · https://japanlaw.org/l/336AC0000000159/art-35-2-11/par-1/item-7 a corporation whose business activities are controlled by the member of an organized crime group, etc.; Ministry of Justice translation — Japanese Law Translation Database System **八** 暴力団員等をその業務に従事させ、又はその業務の補助者として使用するおそれのある法人 art-35-2-11/par-1/item-8 · https://japanlaw.org/en/installment-sales-act/art-35-2-11/par-1/item-8 · https://japanlaw.org/l/336AC0000000159/art-35-2-11/par-1/item-8 a corporation that is likely to allow the member of an organized crime group, etc. to engage in its business activities or to employ that person as an assistant in its business activities; Ministry of Justice translation — Japanese Law Translation Database System **九** 包括信用購入あつせんに係る業務に関し不正又は不誠実な行為をするおそれがあると認めるに足りる相当の理由がある法人として経済産業省令で定めるもの art-35-2-11/par-1/item-9 · https://japanlaw.org/en/installment-sales-act/art-35-2-11/par-1/item-9 · https://japanlaw.org/l/336AC0000000159/art-35-2-11/par-1/item-9 a corporation specified by Order of the Ministry of Economy, Trade and Industry as one that has sufficient grounds to be found likely to engage in illegal or dishonest acts in respect of business connected with the intermediation of comprehensive credit purchases; Ministry of Justice translation — Japanese Law Translation Database System **十** 第三十五条の十六第一項及び第三項に規定する措置その他この法律に定める措置の円滑な実施を確保するために必要な体制、利用者又は購入者若しくは役務の提供を受ける者の苦情を適切かつ迅速に処理するために必要な体制その他の包括信用購入あつせんの公正かつ適確な実施を確保するために必要なものとして経済産業省令で定める体制が整備されていると認められない法人 art-35-2-11/par-1/item-10 · https://japanlaw.org/en/installment-sales-act/art-35-2-11/par-1/item-10 · https://japanlaw.org/l/336AC0000000159/art-35-2-11/par-1/item-10 a corporation that is found not to have in place the necessary system for ensuring the smooth implementation of measures prescribed in Article 35-16, paragraphs (1) and (3), and other measures prescribed in this Act, the necessary system for appropriately and promptly processing complaints from users, purchasers or service recipients, and other systems specified by Order of the Ministry of Economy, Trade and Industry as necessary for ensuring fair and proper implementation in the intermediation of comprehensive credit purchases; or Ministry of Justice translation — Japanese Law Translation Database System **十一** 利用者支払可能見込額の算定について、次のいずれかに該当する法人 art-35-2-11/par-1/item-11 · https://japanlaw.org/en/installment-sales-act/art-35-2-11/par-1/item-11 · https://japanlaw.org/l/336AC0000000159/art-35-2-11/par-1/item-11 a corporation that falls under one of the following concerning calculation of the user purchase amount projected to be affordable: Ministry of Justice translation — Japanese Law Translation Database System **イ** 当該算定の方法が、利用者の支払能力に関する情報を高度な技術的手法を用いて分析することにより利用者支払可能見込額を適確に算定することを可能とするものとして経済産業省令で定める基準に適合しないものであること。 art-35-2-11/par-1/item-11/sub-1 · https://japanlaw.org/en/installment-sales-act/art-35-2-11/par-1/item-11/sub-1 · https://japanlaw.org/l/336AC0000000159/art-35-2-11/par-1/item-11/sub-1 the method of the calculation does not conform to the standards specified by Order of the Ministry of Economy, Trade and Industry regarding methods that enable appropriate calculation of the user purchase amount projected to be affordable by, through advanced technical means, analyzing information on a user's ability to pay; Ministry of Justice translation — Japanese Law Translation Database System **ロ** 当該算定を行う体制が、経済産業省令で定める基準に適合しないものであること。 art-35-2-11/par-1/item-11/sub-2 · https://japanlaw.org/en/installment-sales-act/art-35-2-11/par-1/item-11/sub-2 · https://japanlaw.org/l/336AC0000000159/art-35-2-11/par-1/item-11/sub-2 a system for making the calculation does not conform to the standards specified by Order of the Ministry of Economy, Trade and Industry. Ministry of Justice translation — Japanese Law Translation Database System **第二項** 第十五条第二項及び第三項の規定は、第三十五条の二の九第一項の規定による登録の申請があつた場合に準用する。 art-35-2-11/par-2 · https://japanlaw.org/en/installment-sales-act/art-35-2-11/par-2 · https://japanlaw.org/l/336AC0000000159/art-35-2-11/par-2 The provisions of Article 15, paragraphs (2) and (3) apply mutatis mutandis when an application for registration under Article 35-2-9, paragraph (1) is filed. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-35-2-11/par-1: 第三十五条の二の九第一項 → 割賦販売法 第三十五条の二の九第一項 (Article 35-2-9, paragraph (1)), art-35-2-9/par-1 — https://japanlaw.org/en/installment-sales-act/art-35-2-9/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-2-9/par-1 - art-35-2-11/par-1/item-4: 第三十五条の二の十四第一項 → 割賦販売法 第三十五条の二の十四第一項 (Article 35-2-14, paragraph (1)), art-35-2-14/par-1 — https://japanlaw.org/en/installment-sales-act/art-35-2-14/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-2-14/par-1 - art-35-2-11/par-1/item-4: 第二項 → 割賦販売法 第三十五条の二の十四第二項 (Article 35-2-14, paragraph (2)), art-35-2-14/par-2 — https://japanlaw.org/en/installment-sales-act/art-35-2-14/par-2 · https://japanlaw.org/l/336AC0000000159/art-35-2-14/par-2 - art-35-2-11/par-1/item-6/sub-3: 同法第三十二条の三第七項 → e-Gov law 358AC1000000032, 第三十二条の三第七項 (Article 32-3, paragraph (7)), art-32-3/par-7 — not held in this collection - art-35-2-11/par-1/item-6/sub-3: 第三十二条の十一第一項 → e-Gov law 358AC1000000032, 第三十二条の十一第一項 (Article 32-11, paragraph (1)), art-32-11/par-1 — not held in this collection - art-35-2-11/par-1/item-6/sub-4: 第三十五条の二の十四第一項 → 割賦販売法 第三十五条の二の十四第一項 (Article 35-2-14, paragraph (1)), art-35-2-14/par-1 — https://japanlaw.org/en/installment-sales-act/art-35-2-14/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-2-14/par-1 - art-35-2-11/par-1/item-6/sub-4: 第二項 → 割賦販売法 第三十五条の二の十四第二項 (Article 35-2-14, paragraph (2)), art-35-2-14/par-2 — https://japanlaw.org/en/installment-sales-act/art-35-2-14/par-2 · https://japanlaw.org/l/336AC0000000159/art-35-2-14/par-2 - art-35-2-11/par-1/item-10: 第三十五条の十六第一項 → 割賦販売法 第三十五条の十六第一項 (Article 35-16, paragraph (1)), art-35-16/par-1 — https://japanlaw.org/en/installment-sales-act/art-35-16/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-16/par-1 - art-35-2-11/par-1/item-10: 第三項 → 割賦販売法 第三十五条の十六第三項 (Article 35-16, paragraph (3)), art-35-16/par-3 — https://japanlaw.org/en/installment-sales-act/art-35-16/par-3 · https://japanlaw.org/l/336AC0000000159/art-35-16/par-3 - art-35-2-11/par-2: 第十五条第二項 → 割賦販売法 第十五条第二項 (Article 15, paragraph (2)), art-15/par-2 — https://japanlaw.org/en/installment-sales-act/art-15/par-2 · https://japanlaw.org/l/336AC0000000159/art-15/par-2 - art-35-2-11/par-2: 第三項 → 割賦販売法 第十五条第三項 (Article 15, paragraph (3)), art-15/par-3 — https://japanlaw.org/en/installment-sales-act/art-15/par-3 · https://japanlaw.org/l/336AC0000000159/art-15/par-3 - art-35-2-11/par-2: 第三十五条の二の九第一項 → 割賦販売法 第三十五条の二の九第一項 (Article 35-2-9, paragraph (1)), art-35-2-9/par-1 — https://japanlaw.org/en/installment-sales-act/art-35-2-9/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-2-9/par-1 ## Cited by 9 provisions cite this one. No official source publishes this direction. - 割賦販売法 第三十五条の二の十第一項（登録及びその通知） — https://japanlaw.org/en/installment-sales-act/art-35-2-10/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-2-10/par-1 - 割賦販売法 第三十五条の二の十二第二項（変更の登録） — https://japanlaw.org/en/installment-sales-act/art-35-2-12/par-2 · https://japanlaw.org/l/336AC0000000159/art-35-2-12/par-2 - 割賦販売法 第三十五条の二の十四第一項第一号（登録の取消し等） — https://japanlaw.org/en/installment-sales-act/art-35-2-14/par-1/item-1 · https://japanlaw.org/l/336AC0000000159/art-35-2-14/par-1/item-1 - 割賦販売法 第三十五条の二の十四第二項第二号（登録の取消し等） — https://japanlaw.org/en/installment-sales-act/art-35-2-14/par-2/item-2 · https://japanlaw.org/l/336AC0000000159/art-35-2-14/par-2/item-2 - 割賦販売法 第三十五条の三第一項（準用規定） — https://japanlaw.org/en/installment-sales-act/art-35-3/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-3/par-1 - 割賦販売法 第三十九条の二第一項（登録等に関する意見聴取） — https://japanlaw.org/en/installment-sales-act/art-39-2/par-1 · https://japanlaw.org/l/336AC0000000159/art-39-2/par-1 - 割賦販売法 第三十九条の二第二項（登録等に関する意見聴取） — https://japanlaw.org/en/installment-sales-act/art-39-2/par-2 · https://japanlaw.org/l/336AC0000000159/art-39-2/par-2 - 割賦販売法 第三十九条の三第一項（経済産業大臣への意見） — https://japanlaw.org/en/installment-sales-act/art-39-3/par-1 · https://japanlaw.org/l/336AC0000000159/art-39-3/par-1 - 割賦販売法 第四十二条第一項（意見の聴取） — https://japanlaw.org/en/installment-sales-act/art-42/par-1 · https://japanlaw.org/l/336AC0000000159/art-42/par-1 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 割賦販売法 — the text in force from 2025-06-01 (https://laws.e-gov.go.jp/law/336AC0000000159/20250601_504AC0000000068), retrieved 2026-11-02 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Installment Sales Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb), retrieved 2026-11-02 - claude-sonnet-5-5 — Machine translation, batch installment-sales-act-20261102T230407-001, translated 2026-11-03 - This site's parser, version 222 — 割賦販売法 — structure, counts, cross-references and defined terms, computed 2026-11-02