# 割賦販売法 / Installment Sales Act — 第二十九条の二 (Article 29-2)

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- Law: 割賦販売法 (Installment Sales Act), 昭和三十六年法律第百五十九号
- English title "Installment Sales Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第二十九条の二 (Article 29-2)（ローン提携販売条件の表示） — address `art-29-2`
- Text in force since: 2025-06-01
- URL (the page that opens at this provision): https://japanlaw.org/en/installment-sales-act/art-29-2
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/336AC0000000159/art-29-2
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第二十九条の二（ローン提携販売条件の表示） — (Indication of the Terms and Conditions of Loan-Affiliated Installment Sales)
<sup>caption: Ministry of Justice translation with a slip corrected by this site — not the Ministry's text; the Ministry printed: "(Indication of the Terms and Conditions of Loan-Affiliated Installment- Sales)" — https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb</sup>
<sup>art-29-2 · https://japanlaw.org/en/installment-sales-act/art-29-2 · https://japanlaw.org/l/336AC0000000159/art-29-2</sup>

**第一項**  ローン提携販売を業とする者（以下「ローン提携販売業者」という。）は、第二条第二項第一号に規定するローン提携販売の方法により指定商品若しくは指定権利を販売するため又は指定役務を提供するためカード等を利用者に交付し又は付与するときは、経済産業省令・内閣府令で定めるところにより、当該ローン提携販売をする場合における商品若しくは権利の販売条件又は役務の提供条件に関する次の事項を記載した書面を当該利用者に交付しなければならない。
<sup>art-29-2/par-1 · https://japanlaw.org/en/installment-sales-act/art-29-2/par-1 · https://japanlaw.org/l/336AC0000000159/art-29-2/par-1</sup>
If a person in the business of loan-affiliated installment sales (referred to below as a "loan-affiliated installment seller") issues or grants a card, etc., to a user in order to sell designated goods or designated rights or provide designated services in a way that involves a loan-affiliated installment sale as prescribed in Article 2, paragraph (2), item (i), the loan-affiliated installment seller must deliver a document to the user stating the following matters with respect to the terms and conditions of the sale of goods or rights or the terms and conditions for the provision of services when a loan-affiliated installment sale is made, pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order:
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **一**  ローン提携販売に係る借入金の返還（利息の支払を含む。）の期間及び回数
  <sup>art-29-2/par-1/item-1 · https://japanlaw.org/en/installment-sales-act/art-29-2/par-1/item-1 · https://japanlaw.org/l/336AC0000000159/art-29-2/par-1/item-1</sup>
  the term and number of payments (including interest payments) in connection with a loan-affiliated installment sale;
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **二**  経済産業省令・内閣府令で定める方法により算定したローン提携販売に係る借入金の利息その他の手数料の料率
  <sup>art-29-2/par-1/item-2 · https://japanlaw.org/en/installment-sales-act/art-29-2/par-1/item-2 · https://japanlaw.org/l/336AC0000000159/art-29-2/par-1/item-2</sup>
  the interest rate and the rate of other fees connected with the loan under a loan-affiliated installment sale, as arrived at by the method of calculation specified by Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order; and
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **三**  前二号に掲げるもののほか、経済産業省令・内閣府令で定める事項
  <sup>art-29-2/par-1/item-3 · https://japanlaw.org/en/installment-sales-act/art-29-2/par-1/item-3 · https://japanlaw.org/l/336AC0000000159/art-29-2/par-1/item-3</sup>
  matters specified by Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order, beyond what is stated in the preceding two items.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第二項**  ローン提携販売業者は、第二条第二項第二号に規定するローン提携販売の方法により、指定商品若しくは指定権利を販売するため又は指定役務を提供するため、カード等を利用者に交付し又は付与するときは、経済産業省令・内閣府令で定めるところにより、当該ローン提携販売をする場合における商品若しくは権利の販売条件又は役務の提供条件に関する次の事項を記載した書面を当該利用者に交付しなければならない。
<sup>art-29-2/par-2 · https://japanlaw.org/en/installment-sales-act/art-29-2/par-2 · https://japanlaw.org/l/336AC0000000159/art-29-2/par-2</sup>
If a loan-affiliated installment seller issues or grants a card, etc. to a user in order to sell designated goods or designated rights or provide designated services in a way that involves a loan-affiliated installment sale as prescribed in Article 2, paragraph (2), item (ii), the loan-affiliated installment seller must deliver a document to the user stating the following matters in respect of the terms and conditions of the sale of goods or rights or the terms and conditions for the provision of services when a loan-affiliated installment sale is made, pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order:
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **一**  利用者が弁済をすべき時期及び当該時期ごとの弁済金の額の算定方法
  <sup>art-29-2/par-2/item-1 · https://japanlaw.org/en/installment-sales-act/art-29-2/par-2/item-1 · https://japanlaw.org/l/336AC0000000159/art-29-2/par-2/item-1</sup>
  the timing at which a user is required to make the payment and how the amount of the payment money is calculated each time;
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **二**  経済産業省令・内閣府令で定める方法により算定したローン提携販売に係る借入金の利息その他の手数料の料率
  <sup>art-29-2/par-2/item-2 · https://japanlaw.org/en/installment-sales-act/art-29-2/par-2/item-2 · https://japanlaw.org/l/336AC0000000159/art-29-2/par-2/item-2</sup>
  the interest rate and the rate of other fees connected with the loan under a loan-affiliated installment sale, as arrived at by the method of calculation specified by Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order; and
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **三**  前二号に掲げるもののほか、経済産業省令・内閣府令で定める事項
  <sup>art-29-2/par-2/item-3 · https://japanlaw.org/en/installment-sales-act/art-29-2/par-2/item-3 · https://japanlaw.org/l/336AC0000000159/art-29-2/par-2/item-3</sup>
  matters specified by Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order, beyond what is stated in the preceding two items.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第三項**  ローン提携販売業者は、第一項又は前項のローン提携販売の方法により指定商品若しくは指定権利を販売する場合の販売条件又は指定役務を提供する場合の提供条件について広告をするときは、経済産業省令・内閣府令で定めるところにより、当該広告に、それぞれ第一項各号又は前項各号の事項を表示しなければならない。
<sup>art-29-2/par-3 · https://japanlaw.org/en/installment-sales-act/art-29-2/par-3 · https://japanlaw.org/l/336AC0000000159/art-29-2/par-3</sup>
When a loan-affiliated installment seller sells designated goods or designated rights or provides designated services in a way that involves a loan-affiliated installment sale as referred to in paragraph (1) or the preceding paragraph, and advertises the terms and conditions of the sale or the terms and conditions for their provision, it must indicate the matters stated in the items of paragraph (1) or in the preceding paragraph, respectively, in its advertising, pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

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## Cites
- art-29-2/par-1: 第二条第二項第一号 → 割賦販売法 第二条第二項第一号 (Article 2, paragraph (2), item (i)), art-2/par-2/item-1 — https://japanlaw.org/en/installment-sales-act/art-2/par-2/item-1 · https://japanlaw.org/l/336AC0000000159/art-2/par-2/item-1
- art-29-2/par-1/item-3: 前二号 → 割賦販売法 第二十九条の二第一項第一号 (Article 29-2, paragraph (1), item (i)), art-29-2/par-1/item-1 — https://japanlaw.org/en/installment-sales-act/art-29-2/par-1/item-1 · https://japanlaw.org/l/336AC0000000159/art-29-2/par-1/item-1
- art-29-2/par-1/item-3: 前二号 → 割賦販売法 第二十九条の二第一項第二号 (Article 29-2, paragraph (1), item (ii)), art-29-2/par-1/item-2 — https://japanlaw.org/en/installment-sales-act/art-29-2/par-1/item-2 · https://japanlaw.org/l/336AC0000000159/art-29-2/par-1/item-2
- art-29-2/par-2: 第二条第二項第二号 → 割賦販売法 第二条第二項第二号 (Article 2, paragraph (2), item (ii)), art-2/par-2/item-2 — https://japanlaw.org/en/installment-sales-act/art-2/par-2/item-2 · https://japanlaw.org/l/336AC0000000159/art-2/par-2/item-2
- art-29-2/par-2/item-3: 前二号 → 割賦販売法 第二十九条の二第二項第一号 (Article 29-2, paragraph (2), item (i)), art-29-2/par-2/item-1 — https://japanlaw.org/en/installment-sales-act/art-29-2/par-2/item-1 · https://japanlaw.org/l/336AC0000000159/art-29-2/par-2/item-1
- art-29-2/par-2/item-3: 前二号 → 割賦販売法 第二十九条の二第二項第二号 (Article 29-2, paragraph (2), item (ii)), art-29-2/par-2/item-2 — https://japanlaw.org/en/installment-sales-act/art-29-2/par-2/item-2 · https://japanlaw.org/l/336AC0000000159/art-29-2/par-2/item-2
- art-29-2/par-3: 第一項 → 割賦販売法 第二十九条の二第一項 (Article 29-2, paragraph (1)), art-29-2/par-1 — https://japanlaw.org/en/installment-sales-act/art-29-2/par-1 · https://japanlaw.org/l/336AC0000000159/art-29-2/par-1
- art-29-2/par-3: 前項 → 割賦販売法 第二十九条の二第二項 (Article 29-2, paragraph (2)), art-29-2/par-2 — https://japanlaw.org/en/installment-sales-act/art-29-2/par-2 · https://japanlaw.org/l/336AC0000000159/art-29-2/par-2

## Cited by

8 provisions cite this one. No official source publishes this direction.

- 割賦販売法 第二条第一項第二号（定義） — https://japanlaw.org/en/installment-sales-act/art-2/par-1/item-2 · https://japanlaw.org/l/336AC0000000159/art-2/par-1/item-2
- 割賦販売法 第二十九条の二第一項第三号（ローン提携販売条件の表示） — https://japanlaw.org/en/installment-sales-act/art-29-2/par-1/item-3 · https://japanlaw.org/l/336AC0000000159/art-29-2/par-1/item-3
- 割賦販売法 第二十九条の二第二項第三号（ローン提携販売条件の表示） — https://japanlaw.org/en/installment-sales-act/art-29-2/par-2/item-3 · https://japanlaw.org/l/336AC0000000159/art-29-2/par-2/item-3
- 割賦販売法 第二十九条の二第三項（ローン提携販売条件の表示） — https://japanlaw.org/en/installment-sales-act/art-29-2/par-3 · https://japanlaw.org/l/336AC0000000159/art-29-2/par-3
- 割賦販売法 第二十九条の四第一項（準用規定） — https://japanlaw.org/en/installment-sales-act/art-29-4/par-1 · https://japanlaw.org/l/336AC0000000159/art-29-4/par-1
- 割賦販売法 第五十三条第一項第二号 — https://japanlaw.org/en/installment-sales-act/art-53/par-1/item-2 · https://japanlaw.org/l/336AC0000000159/art-53/par-1/item-2
- 割賦販売法 第五十三条第一項第三号 — https://japanlaw.org/en/installment-sales-act/art-53/par-1/item-3 · https://japanlaw.org/l/336AC0000000159/art-53/par-1/item-3
- 割賦販売法 附則第六条第一項（割賦販売法の一部改正に伴う経過措置） — https://japanlaw.org/en/installment-sales-act/suppl-3631-43/art-6/par-1 · https://japanlaw.org/l/336AC0000000159/suppl-3631-43/art-6/par-1

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## Sources

- claude-opus-5-5 — Corrections to the Ministry of Justice's English of the Installment Sales Act, written 2026-11-03
- e-Gov 法令検索, Digital Agency (デジタル庁) — 割賦販売法 — the text in force from 2025-06-01 (https://laws.e-gov.go.jp/law/336AC0000000159/20250601_504AC0000000068), retrieved 2026-11-02
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Installment Sales Act (割賦販売法), Article 29-2 — the Ministry of Justice's English as printed (https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb), retrieved 2026-11-02
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Installment Sales Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb), retrieved 2026-11-02
- This site's parser, version 220 — 割賦販売法 — structure, counts, cross-references and defined terms, computed 2026-11-02
