# 割賦販売法 / Installment Sales Act — 第十八条の三 (Article 18-3)

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- Law: 割賦販売法 (Installment Sales Act), 昭和三十六年法律第百五十九号
- English title "Installment Sales Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第十八条の三 (Article 18-3)（前受金保全措置） — address `art-18-3`
- Text in force since: 2025-06-01
- URL (the page that opens at this provision): https://japanlaw.org/en/installment-sales-act/art-18-3
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/336AC0000000159/art-18-3
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第十八条の三（前受金保全措置） — (Preservative Measures for Advances Received)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-18-3 · https://japanlaw.org/en/installment-sales-act/art-18-3 · https://japanlaw.org/l/336AC0000000159/art-18-3</sup>

  **第一項**  許可割賦販売業者は、毎年三月三十一日及び九月三十日（以下これらの日を「基準日」という。）において前払式割賦販売の契約を締結している者から基準日までにその契約に係る商品の代金の全部又は一部として受領した前受金の合計額の二分の一に相当する額が当該基準日における第十七条第一項に規定する営業保証金の額をこえるときは、次項の前受金保全措置を講じ、次条第一項の規定によりその旨を経済産業大臣に届け出た後でなければ、基準日の翌日から起算して五十日を経過した日以後においては、新たに前払式割賦販売の契約を締結してはならない。
  <sup>art-18-3/par-1 · https://japanlaw.org/en/installment-sales-act/art-18-3/par-1 · https://japanlaw.org/l/336AC0000000159/art-18-3/par-1</sup>
  If, as of March 31 and September 30 of each year (each of these days is referred to below as a "base date"), the amount that corresponds to one-half of the total amount of advances that a licensed installment seller has received, from persons with which it has concluded contracts for prepaid installment sales by that base date, as all or part of the cost of the goods under the contracts, exceeds the amount of the business security deposit provided for in Article 17, paragraph (1) as of the base date, the licensed installment seller must not conclude any new contract for prepaid installment sales after fifty days have passed counting from the day after that base date, until it takes the preservative measures for advances received which are referred to in the following paragraph and notifies the Minister of Economy, Trade and Industry of this pursuant to the provisions of paragraph (1) of the following Article.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **第二項**  前受金保全措置は、前受業務保証金の供託又は前受業務保証金供託委託契約の締結であつて、その措置により、許可割賦販売業者が、基準日において前払式割賦販売の契約を締結している者から当該基準日までにその契約に係る商品の代金の全部又は一部として受領した前受金の合計額の二分の一に相当する額から当該基準日における第十七条第一項に規定する営業保証金の額を差し引いた額に相当する額（以下「基準額」という。）をその契約によつて生じた債務の弁済に充てることができるものとする。
  <sup>art-18-3/par-2 · https://japanlaw.org/en/installment-sales-act/art-18-3/par-2 · https://japanlaw.org/l/336AC0000000159/art-18-3/par-2</sup>
  Preservative measures for advances received are the making of business deposit for prepaid services or the conclusion of a contract on the entrustment of business deposits for prepaid services, in a way that the licensed installment seller may allocate an amount that corresponds to one-half of the total amount of the advances that it receives by the base date, from persons with which it has concluded contracts for prepaid installment sales as of the base date, as all or part of the cost of the goods under the contracts, after the business security deposit prescribed in Article 17, paragraph (1) as of the base date is deducted (referred to below as the "base amount"), toward the repayment of obligations arising from those contracts.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **第三項**  前受金保全措置として締結する前受業務保証金供託委託契約は、次条第一項の規定による届出の翌日以降次の基準日の翌日から起算して五十日を経過する日（その日前に当該次の基準日に係る基準額について同項の規定による届出があつたときは、その届出の日）までの間に、委託者たる許可割賦販売業者が第二十七条第一項各号の一に該当することとなつた場合又は受託者が第二十条の三第三項の規定による指示を受けた場合において、受託者が委託者のために委託額に相当する額の前受業務保証金を供託することを約する契約とする。
  <sup>art-18-3/par-3 · https://japanlaw.org/en/installment-sales-act/art-18-3/par-3 · https://japanlaw.org/l/336AC0000000159/art-18-3/par-3</sup>
  A contract on the entrustment of business deposits for prepaid services that is concluded as a preservative measure for advances received is a contract under which the entrusted party agrees to make a business deposit for prepaid services on behalf of the entrusting party, in an amount that corresponds to that with which it is entrusted, if the licensed installment seller that is the entrusting party comes to fall under one of the items of Article 27, paragraph (1) or if the entrusted party receives instructions under the provisions of Article 20-3, paragraph (3), during the period from the day after the notification under the provisions of paragraph (1) of the following Article until fifty days have elapsed counting from the day after the next base date (or, if a notification under that paragraph which concerns the base amount for that next base date is filed before that day, until the day of that notification).
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **第四項**  銀行その他政令で定める金融機関又は経済産業大臣の指定する者でなければ、前項の前受業務保証金供託委託契約（以下単に「供託委託契約」という。）の受託者となることができない。
  <sup>art-18-3/par-4 · https://japanlaw.org/en/installment-sales-act/art-18-3/par-4 · https://japanlaw.org/l/336AC0000000159/art-18-3/par-4</sup>
  It is not permissible for a person other than a bank, financial institution specified by Cabinet Order, or person designated by the Minister of Economy, Trade and Industry to become the entrusted party under a contract on the entrustment of business deposit for prepaid services as referred to in the preceding paragraph (simply referred to below as a "contract on the entrustment of business deposits").
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **第五項**  第十六条第一項及び第十七条第二項の規定は、前受金保全措置として前受業務保証金を供託する場合に準用する。
  <sup>art-18-3/par-5 · https://japanlaw.org/en/installment-sales-act/art-18-3/par-5 · https://japanlaw.org/l/336AC0000000159/art-18-3/par-5</sup>
  The provisions of Article 16, paragraph (1) and Article 17, paragraph (2) apply mutatis mutandis when a business deposit for prepaid services is made as a preservative measure for advances received.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

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## Cites
- art-18-3/par-1: 第十七条第一項 → 割賦販売法 第十七条第一項 (Article 17, paragraph (1)), art-17/par-1 — https://japanlaw.org/en/installment-sales-act/art-17/par-1 · https://japanlaw.org/l/336AC0000000159/art-17/par-1
- art-18-3/par-1: 次項 → 割賦販売法 第十八条の三第二項 (Article 18-3, paragraph (2)), art-18-3/par-2 — https://japanlaw.org/en/installment-sales-act/art-18-3/par-2 · https://japanlaw.org/l/336AC0000000159/art-18-3/par-2
- art-18-3/par-1: 次条第一項 → 割賦販売法 第十八条の四第一項 (Article 18-4, paragraph (1)), art-18-4/par-1 — https://japanlaw.org/en/installment-sales-act/art-18-4/par-1 · https://japanlaw.org/l/336AC0000000159/art-18-4/par-1
- art-18-3/par-2: 第十七条第一項 → 割賦販売法 第十七条第一項 (Article 17, paragraph (1)), art-17/par-1 — https://japanlaw.org/en/installment-sales-act/art-17/par-1 · https://japanlaw.org/l/336AC0000000159/art-17/par-1
- art-18-3/par-3: 次条第一項 → 割賦販売法 第十八条の四第一項 (Article 18-4, paragraph (1)), art-18-4/par-1 — https://japanlaw.org/en/installment-sales-act/art-18-4/par-1 · https://japanlaw.org/l/336AC0000000159/art-18-4/par-1
- art-18-3/par-3: 第二十七条第一項 → 割賦販売法 第二十七条第一項 (Article 27, paragraph (1)), art-27/par-1 — https://japanlaw.org/en/installment-sales-act/art-27/par-1 · https://japanlaw.org/l/336AC0000000159/art-27/par-1
- art-18-3/par-3: 第二十条の三第三項 → 割賦販売法 第二十条の三第三項 (Article 20-3, paragraph (3)), art-20-3/par-3 — https://japanlaw.org/en/installment-sales-act/art-20-3/par-3 · https://japanlaw.org/l/336AC0000000159/art-20-3/par-3
- art-18-3/par-4: 前項 → 割賦販売法 第十八条の三第三項 (Article 18-3, paragraph (3)), art-18-3/par-3 — https://japanlaw.org/en/installment-sales-act/art-18-3/par-3 · https://japanlaw.org/l/336AC0000000159/art-18-3/par-3
- art-18-3/par-5: 第十六条第一項 → 割賦販売法 第十六条第一項 (Article 16, paragraph (1)), art-16/par-1 — https://japanlaw.org/en/installment-sales-act/art-16/par-1 · https://japanlaw.org/l/336AC0000000159/art-16/par-1
- art-18-3/par-5: 第十七条第二項 → 割賦販売法 第十七条第二項 (Article 17, paragraph (2)), art-17/par-2 — https://japanlaw.org/en/installment-sales-act/art-17/par-2 · https://japanlaw.org/l/336AC0000000159/art-17/par-2

## Cited by

11 provisions cite this one. No official source publishes this direction.

- 割賦販売法 第十八条の三第一項（前受金保全措置） — https://japanlaw.org/en/installment-sales-act/art-18-3/par-1 · https://japanlaw.org/l/336AC0000000159/art-18-3/par-1
- 割賦販売法 第十八条の三第四項（前受金保全措置） — https://japanlaw.org/en/installment-sales-act/art-18-3/par-4 · https://japanlaw.org/l/336AC0000000159/art-18-3/par-4
- 割賦販売法 第十八条の五第六項 — https://japanlaw.org/en/installment-sales-act/art-18-5/par-6 · https://japanlaw.org/l/336AC0000000159/art-18-5/par-6
- 割賦販売法 第二十三条第二項第二号（許可の取消し等） — https://japanlaw.org/en/installment-sales-act/art-23/par-2/item-2 · https://japanlaw.org/l/336AC0000000159/art-23/par-2/item-2
- 割賦販売法 第三十五条の三の六十二第一項（準用規定） — https://japanlaw.org/en/installment-sales-act/art-35-3-62/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-3-62/par-1
- 割賦販売法 第三十五条の四第一項（指定） — https://japanlaw.org/en/installment-sales-act/art-35-4/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-4/par-1
- 割賦販売法 第五十二条第一項第二号 — https://japanlaw.org/en/installment-sales-act/art-52/par-1/item-2 · https://japanlaw.org/l/336AC0000000159/art-52/par-1/item-2
- 割賦販売法 附則第五条第一項 — https://japanlaw.org/en/installment-sales-act/suppl-3471-72/art-5/par-1 · https://japanlaw.org/l/336AC0000000159/suppl-3471-72/art-5/par-1
- 割賦販売法 附則第五条第二項 — https://japanlaw.org/en/installment-sales-act/suppl-3471-72/art-5/par-2 · https://japanlaw.org/l/336AC0000000159/suppl-3471-72/art-5/par-2
- 割賦販売法 附則第五条第三項 — https://japanlaw.org/en/installment-sales-act/suppl-3471-72/art-5/par-3 · https://japanlaw.org/l/336AC0000000159/suppl-3471-72/art-5/par-3
- 割賦販売法 附則第九条第一項 — https://japanlaw.org/en/installment-sales-act/suppl-3471-72/art-9/par-1 · https://japanlaw.org/l/336AC0000000159/suppl-3471-72/art-9/par-1

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 割賦販売法 — the text in force from 2025-06-01 (https://laws.e-gov.go.jp/law/336AC0000000159/20250601_504AC0000000068), retrieved 2026-11-02
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Installment Sales Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb), retrieved 2026-11-02
- This site's parser, version 220 — 割賦販売法 — structure, counts, cross-references and defined terms, computed 2026-11-02
