# 割賦販売法 / Installment Sales Act — 第十一条 (Article 11) This is the Markdown twin of https://japanlaw.org/en/installment-sales-act/art-11. Every law, and how to address a provision: https://japanlaw.org/llms.txt. The same laws as MCP tools (no sign-in): https://japanlaw.org/mcp. - Law: 割賦販売法 (Installment Sales Act), 昭和三十六年法律第百五十九号 - English title "Installment Sales Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第十一条 (Article 11)（前払式割賦販売業の許可） — address `art-11` - Text in force since: 2025-06-01 - URL (the page that opens at this provision): https://japanlaw.org/en/installment-sales-act/art-11 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/336AC0000000159/art-11 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第十一条（前払式割賦販売業の許可） — (Prepaid Installment Sales Licenses) caption: Ministry of Justice translation — Japanese Law Translation Database System art-11 · https://japanlaw.org/en/installment-sales-act/art-11 · https://japanlaw.org/l/336AC0000000159/art-11 **第一項** 指定商品を引き渡すに先立つて購入者から二回以上にわたりその代金の全部又は一部を受領する第二条第一項第一号に規定する割賦販売（以下「前払式割賦販売」という。）は、経済産業大臣の許可を受けた者でなければ、業として営んではならない。ただし、次の場合は、この限りでない。 art-11/par-1 · https://japanlaw.org/en/installment-sales-act/art-11/par-1 · https://japanlaw.org/l/336AC0000000159/art-11/par-1 It is not permissible for a person to engage in installment sales in the course of trade, through which it receives all or part of the cost of the designated goods from the purchaser in two or more installments as prescribed in Article 2, paragraph (1), item (i), before the delivery of the designated goods (referred to below as "prepaid installment sales"), without being licensed by the Minister of Economy, Trade and Industry; provided, however, that this does not apply in the following cases: Ministry of Justice translation — Japanese Law Translation Database System **一** 指定商品の前払式割賦販売の方法による年間の販売額が政令で定める金額に満たない場合 art-11/par-1/item-1 · https://japanlaw.org/en/installment-sales-act/art-11/par-1/item-1 · https://japanlaw.org/l/336AC0000000159/art-11/par-1/item-1 the annual sales amount from prepaid installment sales of designated goods is less than the amount specified by Cabinet Order; Ministry of Justice translation — Japanese Law Translation Database System **二** 指定商品が新たに定められた場合において、現に当該指定商品を前払式割賦販売の方法により販売することを業として営んでいる者が、その定められた日から六月間（その期間内に次条第一項の申請書を提出した場合には、その申請につき許可又は不許可の処分があるまでの間を含む。）当該商品を販売するとき。 art-11/par-1/item-2 · https://japanlaw.org/en/installment-sales-act/art-11/par-1/item-2 · https://japanlaw.org/l/336AC0000000159/art-11/par-1/item-2 the designated goods are newly specified, and a person currently engaged in the sale of those designated goods in the course of trade through prepaid installment sales, sells those goods for six months from the date of their specification (if the application referred to in paragraph (1) of the following Article is submitted during that period, this includes the time up until the license sought under the application is granted or refused); or Ministry of Justice translation — Japanese Law Translation Database System **三** 前号の期間が経過した後において、その期間の末日までに締結した同号の指定商品の前払式割賦販売の契約に基づく取引を結了する目的の範囲内で営む場合 art-11/par-1/item-3 · https://japanlaw.org/en/installment-sales-act/art-11/par-1/item-3 · https://japanlaw.org/l/336AC0000000159/art-11/par-1/item-3 after the period stated in the preceding item passes, the only such dealings the person engages in are aimed at enabling the completion of transactions under the contracts for prepaid installment sales for the designated goods referred to in that item, which have been concluded by the last day of that period. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-11/par-1: 第二条第一項第一号 → 割賦販売法 第二条第一項第一号 (Article 2, paragraph (1), item (i)), art-2/par-1/item-1 — https://japanlaw.org/en/installment-sales-act/art-2/par-1/item-1 · https://japanlaw.org/l/336AC0000000159/art-2/par-1/item-1 - art-11/par-1/item-2: 次条第一項 → 割賦販売法 第十二条第一項 (Article 12, paragraph (1)), art-12/par-1 — https://japanlaw.org/en/installment-sales-act/art-12/par-1 · https://japanlaw.org/l/336AC0000000159/art-12/par-1 - art-11/par-1/item-3: 前号 → 割賦販売法 第十一条第一項第二号 (Article 11, paragraph (1), item (ii)), art-11/par-1/item-2 — https://japanlaw.org/en/installment-sales-act/art-11/par-1/item-2 · https://japanlaw.org/l/336AC0000000159/art-11/par-1/item-2 ## Cited by 12 provisions cite this one. No official source publishes this direction. - 割賦販売法 第三条第一項第四号（割賦販売条件の表示） — https://japanlaw.org/en/installment-sales-act/art-3/par-1/item-4 · https://japanlaw.org/l/336AC0000000159/art-3/par-1/item-4 - 割賦販売法 第三条第一項第五号（割賦販売条件の表示） — https://japanlaw.org/en/installment-sales-act/art-3/par-1/item-5 · https://japanlaw.org/l/336AC0000000159/art-3/par-1/item-5 - 割賦販売法 第九条第一項（標準条件の公示） — https://japanlaw.org/en/installment-sales-act/art-9/par-1 · https://japanlaw.org/l/336AC0000000159/art-9/par-1 - 割賦販売法 第十一条第一項第三号（前払式割賦販売業の許可） — https://japanlaw.org/en/installment-sales-act/art-11/par-1/item-3 · https://japanlaw.org/l/336AC0000000159/art-11/par-1/item-3 - 割賦販売法 第十二条第一項（許可の申請） — https://japanlaw.org/en/installment-sales-act/art-12/par-1 · https://japanlaw.org/l/336AC0000000159/art-12/par-1 - 割賦販売法 第十五条第一項（許可の基準） — https://japanlaw.org/en/installment-sales-act/art-15/par-1 · https://japanlaw.org/l/336AC0000000159/art-15/par-1 - 割賦販売法 第十五条第一項第八号ハ（許可の基準） — https://japanlaw.org/en/installment-sales-act/art-15/par-1/item-8/sub-3 · https://japanlaw.org/l/336AC0000000159/art-15/par-1/item-8/sub-3 - 割賦販売法 第十五条第三項（許可の基準） — https://japanlaw.org/en/installment-sales-act/art-15/par-3 · https://japanlaw.org/l/336AC0000000159/art-15/par-3 - 割賦販売法 第二十三条第一項第四号（許可の取消し等） — https://japanlaw.org/en/installment-sales-act/art-23/par-1/item-4 · https://japanlaw.org/l/336AC0000000159/art-23/par-1/item-4 - 割賦販売法 第三十五条の三の六十二第一項（準用規定） — https://japanlaw.org/en/installment-sales-act/art-35-3-62/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-3-62/par-1 - 割賦販売法 第三十六条第一項（消費経済審議会及び消費者委員会への諮問） — https://japanlaw.org/en/installment-sales-act/art-36/par-1 · https://japanlaw.org/l/336AC0000000159/art-36/par-1 - 割賦販売法 第四十九条第一項第一号 — https://japanlaw.org/en/installment-sales-act/art-49/par-1/item-1 · https://japanlaw.org/l/336AC0000000159/art-49/par-1/item-1 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 割賦販売法 — the text in force from 2025-06-01 (https://laws.e-gov.go.jp/law/336AC0000000159/20250601_504AC0000000068), retrieved 2026-11-02 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Installment Sales Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb), retrieved 2026-11-02 - This site's parser, version 220 — 割賦販売法 — structure, counts, cross-references and defined terms, computed 2026-11-02