# 健康保険法 / Health Insurance Act — 第百六十条の三 (Article 160-3)

- Law: 健康保険法 (Health Insurance Act), 大正十一年法律第七十号
- English title "Health Insurance Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第百六十条の三 (Article 160-3)（準備金） — address `art-160-3`
- Text in force since: 2026-10-01
- URL (the page that opens at this provision): https://japanlaw.org/en/health-insurance-act/art-160-3
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/211AC0000000070/art-160-3
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第百六十条の三（準備金） — (Reserves)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-160-3 · https://japanlaw.org/en/health-insurance-act/art-160-3 · https://japanlaw.org/l/211AC0000000070/art-160-3</sup>

**第一項**  保険者は、政令で定めるところにより、健康保険事業に要する費用の支出に備えるため、毎事業年度末において、準備金を積み立てなければならない。
<sup>art-160-3/par-1 · https://japanlaw.org/en/health-insurance-act/art-160-3/par-1 · https://japanlaw.org/l/211AC0000000070/art-160-3/par-1</sup>
An insurer must fund reserves to be spent for expenses for health insurance services at the end of each business year as specified by Cabinet Order.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第二項**  協会は、第百六十条第五項に規定する健康保険事業の収支の見通しを踏まえ、少なくとも、当該収支の見通しを公表したときから二年以内に前項の規定による準備金の積立ての状況から健康保険事業の運営に支障が生ずると見込まれる場合には、厚生労働大臣に対しその旨を報告するとともに、必要な措置を講ずるものとする。
<sup>art-160-3/par-2 · https://japanlaw.org/en/health-insurance-act/art-160-3/par-2 · https://japanlaw.org/l/211AC0000000070/art-160-3/par-2</sup>
Based on the outlook for the revenue and expenditure of health insurance services prescribed in Article 160, paragraph (5), if it is expected that, at least within two years from the time when the outlook for revenue and expenditure is publicized, the state of funding of reserves pursuant to the provisions of the preceding paragraph will cause a hindrance to the operation of health insurance services, JHIA is to report to that effect to the Minister of Health, Labour and Welfare and take necessary measures.
<sup>machine translation, not official</sup>

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## Cites
- art-160-3/par-2: 第百六十条第五項 → 健康保険法 第百六十条第五項 (Article 160, paragraph (5)), art-160/par-5 — https://japanlaw.org/en/health-insurance-act/art-160/par-5 · https://japanlaw.org/l/211AC0000000070/art-160/par-5
- art-160-3/par-2: 前項 → 健康保険法 第百六十条の三第一項 (Article 160-3, paragraph (1)), art-160-3/par-1 — https://japanlaw.org/en/health-insurance-act/art-160-3/par-1 · https://japanlaw.org/l/211AC0000000070/art-160-3/par-1

## Cited by

4 provisions cite this one. No official source publishes this direction.

- 健康保険法 第百六十条第三項第三号（保険料率） — https://japanlaw.org/en/health-insurance-act/art-160/par-3/item-3 · https://japanlaw.org/l/211AC0000000070/art-160/par-3/item-3
- 健康保険法 第百六十条の三第二項（準備金） — https://japanlaw.org/en/health-insurance-act/art-160-3/par-2 · https://japanlaw.org/l/211AC0000000070/art-160-3/par-2
- 健康保険法 附則第十一条第一項 — https://japanlaw.org/en/health-insurance-act/suppl-4181-83/art-11/par-1 · https://japanlaw.org/l/211AC0000000070/suppl-4181-83/art-11/par-1
- 健康保険法 附則第四十九条第一項（子ども・子育て支援金率の範囲を政令で定めるに当たっての留意事項） — https://japanlaw.org/en/health-insurance-act/suppl-5061-47/art-49/par-1 · https://japanlaw.org/l/211AC0000000070/suppl-5061-47/art-49/par-1

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 健康保険法 — the text in force from 2026-10-01 (https://laws.e-gov.go.jp/law/211AC0000000070/20261001_507AC0000000087), retrieved 2026-10-10
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Health Insurance Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/3266/tb), retrieved 2026-10-10
- claude-sonnet-5-5 — Machine translation, batch health-insurance-act-20261010T183826-005, translated 2026-10-11
- This site's parser, version 189 — 健康保険法 — structure, counts, cross-references and defined terms, computed 2026-10-10
