# 外国為替及び外国貿易法 / Foreign Exchange and Foreign Trade Act — 第二十二条の二 (Article 22-2) This is the Markdown twin of https://japanlaw.org/en/foreign-exchange-and-foreign-trade-act/art-22-2. Every law, and how to address a provision: https://japanlaw.org/llms.txt. The same laws as MCP tools (no sign-in): https://japanlaw.org/mcp. - Law: 外国為替及び外国貿易法 (Foreign Exchange and Foreign Trade Act), 昭和二十四年法律第二百二十八号 - English title "Foreign Exchange and Foreign Trade Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第二十二条の二 (Article 22-2)（銀行等その他の金融機関等の本人確認義務等） — address `art-22-2` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/en/foreign-exchange-and-foreign-trade-act/art-22-2 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/324AC0000000228/art-22-2 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第二十二条の二（銀行等その他の金融機関等の本人確認義務等） — (Obligation of Banks and Any Other Forms of Financial Enterprise to Verify the Identities of their Customers and Equivalent Persons) caption: Ministry of Justice translation — Japanese Law Translation Database System art-22-2 · https://japanlaw.org/en/foreign-exchange-and-foreign-trade-act/art-22-2 · https://japanlaw.org/l/324AC0000000228/art-22-2 **第一項** 銀行等、信託会社（信託業法（平成十六年法律第百五十四号）第二条第二項に規定する信託会社及び同条第六項に規定する外国信託会社をいう。）、金融商品取引業者（金融商品取引法第二条第九項に規定する金融商品取引業者であつて、同法第二十八条第一項に規定する第一種金融商品取引業を行う者及び同条第二項に規定する第二種金融商品取引業を行う者をいう。第五十五条の三において同じ。）及び電子決済手段等取引業者等（次項及び第五十五条の九の二第一項において「銀行等その他の金融機関等」という。）は、顧客又はこれに準ずる者として政令で定める者（以下この項において「顧客等」という。）との間で第二十条に規定する資本取引に係る契約の締結その他の政令で定める行為（次項において「資本取引に係る契約締結等行為」という。）を行うに際しては、当該顧客等について、本人確認を行わなければならない。 art-22-2/par-1 · https://japanlaw.org/en/foreign-exchange-and-foreign-trade-act/art-22-2/par-1 · https://japanlaw.org/l/324AC0000000228/art-22-2/par-1 When a bank or other prescribed financial institution, a trust company (meaning a trust company as prescribed in Article 2, paragraph (2) of the Trust Business Act (Act No. 154 of 2004) or the foreign trust company as prescribed in paragraph (6) of that Article), a financial instruments business operator (meaning a financial instruments business operator as prescribed in Article 2, paragraph (9) of the Financial Instruments and Exchange Act which is engaged in the Type-I financial instruments business prescribed in Article 28, paragraph (1) of that Act or the Type-II financial instruments business prescribed in paragraph (2) of that Article; the same applies in Article 55-3) or an electronic payment instruments service provider, etc. (referred to as a "bank or any other form of financial enterprise" in the following paragraph and Article 55-9-2, paragraph (1)) enters into a contract or takes any other action prescribed by Cabinet Order that is connected with a capital transaction as prescribed in Article 20 (referred to as "entering into a contract or taking any other prescribed action in connection with a capital transaction" in the following paragraph) with a customer or a person prescribed by Cabinet Order as being equivalent to them (referred to as a "customer or equivalent person" in this paragraph), it must conduct identity verification with regard to the customer or equivalent person. Ministry of Justice translation with a slip corrected by this site — not the Ministry's text; the Ministry printed: "When a bank or other prescribed financial institution, a trust company (meaning a trust company as prescribed in Article 2, paragraph (2) of the Trust Business Act (Act No. 154 of 2004) or the foreign trust company as prescribed in paragraph (6) of that Article), a financial instruments business operator (meaning a financial instruments business operator as prescribed in Article 2, paragraph (9) of the Financial Instruments and Exchange Act which is engaged in the Type-I financial instruments business prescribed in Article 28, paragraph (1) of that Act or the Type-II financial instruments business prescribed in paragraph (2) of that Article; the same applies in Article 55-3) or an electronic payment instruments service provider, etc. (referred to as a "bank or and any other form of financial enterprise. " in the following paragraph and Article 55-9-2 paragraph (1)) enters into a contract or takes any other action prescribed by Cabinet Order that is connected with a capital transaction as prescribed in Article 20 (referred to as "entering into a contract or taking any other prescribed action in connection with a capital transaction" in the following paragraph) with a customer or a person prescribed by Cabinet Order as being equivalent to them (referred to as a "customer or equivalent person" in this paragraph), it must conduct identity verification with regard to the customer or equivalent person." — https://www.japaneselawtranslation.go.jp/en/laws/view/4857/tb **第二項** 第十八条第二項から第四項まで及び第十八条の二から第十八条の四までの規定は、銀行等その他の金融機関等が資本取引に係る契約締結等行為を行う場合について準用する。この場合において、第十八条の三第二項中「特定為替取引」とあるのは、「第二十二条の二第一項に規定する資本取引に係る契約」と読み替えるものとする。 art-22-2/par-2 · https://japanlaw.org/en/foreign-exchange-and-foreign-trade-act/art-22-2/par-2 · https://japanlaw.org/l/324AC0000000228/art-22-2/par-2 The provisions of Article 18, paragraphs (2) through (4) and Articles 18-2 through 18-4 apply mutatis mutandis if a bank or any other form of financial enterprise enters into a contract or takes any other prescribed action in connection with a capital transaction. In such a case, the term "specified funds transfer transaction" in Article 18-3, paragraph (2) is deemed to be replaced with "a contract for a capital transaction prescribed in Article 22-2, paragraph (1)". Ministry of Justice translation with a slip corrected by this site — not the Ministry's text; the Ministry printed: "The provisions of Article 18, paragraphs (2) through (4) and Articles 18-2 through 18-4 apply mutatis mutandis if banks and any other forms of financial enterprise. enters into a contract or takes any other prescribed action in connection with a capital transaction. In such a case, the term "specified exchange transaction" in Article 18-3, paragraph (2) is deemed to be replaced with "a contract for a capital transaction prescribed in Article 22-2, paragraph (1)"." — https://www.japaneselawtranslation.go.jp/en/laws/view/4857/tb --- ## Cites - art-22-2/par-1: 信託業法（平成十六年法律第百五十四号）第二条第二項 → e-Gov law 416AC0000000154, 第二条第二項 (Article 2, paragraph (2)), art-2/par-2 — not held in this collection - art-22-2/par-1: 同条第六項 → e-Gov law 416AC0000000154, 第二条第六項 (Article 2, paragraph (6)), art-2/par-6 — not held in this collection - art-22-2/par-1: 金融商品取引法第二条第九項 → 金融商品取引法 第二条第九項 (Article 2, paragraph (9)), art-2/par-9 — https://japanlaw.org/en/financial-instruments-and-exchange-act/art-2/par-9 · https://japanlaw.org/l/323AC0000000025/art-2/par-9 - art-22-2/par-1: 同法第二十八条第一項 → 金融商品取引法 第二十八条第一項 (Article 28, paragraph (1)), art-28/par-1 — https://japanlaw.org/en/financial-instruments-and-exchange-act/art-28/par-1 · https://japanlaw.org/l/323AC0000000025/art-28/par-1 - art-22-2/par-1: 同条第二項 → 金融商品取引法 第二十八条第二項 (Article 28, paragraph (2)), art-28/par-2 — https://japanlaw.org/en/financial-instruments-and-exchange-act/art-28/par-2 · https://japanlaw.org/l/323AC0000000025/art-28/par-2 - art-22-2/par-1: 第五十五条の三 → 外国為替及び外国貿易法 第五十五条の三 (Article 55-3), art-55-3 — https://japanlaw.org/en/foreign-exchange-and-foreign-trade-act/art-55-3 · https://japanlaw.org/l/324AC0000000228/art-55-3 - art-22-2/par-1: 次項 → 外国為替及び外国貿易法 第二十二条の二第二項 (Article 22-2, paragraph (2)), art-22-2/par-2 — https://japanlaw.org/en/foreign-exchange-and-foreign-trade-act/art-22-2/par-2 · https://japanlaw.org/l/324AC0000000228/art-22-2/par-2 - art-22-2/par-1: 第五十五条の九の二第一項 → 外国為替及び外国貿易法 第五十五条の九の二第一項 (Article 55-9-2, paragraph (1)), art-55-9-2/par-1 — https://japanlaw.org/en/foreign-exchange-and-foreign-trade-act/art-55-9-2/par-1 · https://japanlaw.org/l/324AC0000000228/art-55-9-2/par-1 - art-22-2/par-1: この項 → 外国為替及び外国貿易法 第二十二条の二第一項 (Article 22-2, paragraph (1)), art-22-2/par-1 — https://japanlaw.org/en/foreign-exchange-and-foreign-trade-act/art-22-2/par-1 · https://japanlaw.org/l/324AC0000000228/art-22-2/par-1 - art-22-2/par-1: 第二十条 → 外国為替及び外国貿易法 第二十条 (Article 20), art-20 — https://japanlaw.org/en/foreign-exchange-and-foreign-trade-act/art-20 · https://japanlaw.org/l/324AC0000000228/art-20 - art-22-2/par-2: 第十八条第二項から第四項まで → 外国為替及び外国貿易法 第十八条第二項 (Article 18, paragraph (2)), art-18/par-2 — https://japanlaw.org/en/foreign-exchange-and-foreign-trade-act/art-18/par-2 · https://japanlaw.org/l/324AC0000000228/art-18/par-2 - art-22-2/par-2: 第十八条第二項から第四項まで → 外国為替及び外国貿易法 第十八条第三項 (Article 18, paragraph (3)), art-18/par-3 — https://japanlaw.org/en/foreign-exchange-and-foreign-trade-act/art-18/par-3 · https://japanlaw.org/l/324AC0000000228/art-18/par-3 - art-22-2/par-2: 第十八条第二項から第四項まで → 外国為替及び外国貿易法 第十八条第四項 (Article 18, paragraph (4)), art-18/par-4 — https://japanlaw.org/en/foreign-exchange-and-foreign-trade-act/art-18/par-4 · https://japanlaw.org/l/324AC0000000228/art-18/par-4 - art-22-2/par-2: 第十八条の二から第十八条の四まで → 外国為替及び外国貿易法 第十八条の二 (Article 18-2), art-18-2 — https://japanlaw.org/en/foreign-exchange-and-foreign-trade-act/art-18-2 · https://japanlaw.org/l/324AC0000000228/art-18-2 - art-22-2/par-2: 第十八条の二から第十八条の四まで → 外国為替及び外国貿易法 第十八条の三 (Article 18-3), art-18-3 — https://japanlaw.org/en/foreign-exchange-and-foreign-trade-act/art-18-3 · https://japanlaw.org/l/324AC0000000228/art-18-3 - art-22-2/par-2: 第十八条の二から第十八条の四まで → 外国為替及び外国貿易法 第十八条の四 (Article 18-4), art-18-4 — https://japanlaw.org/en/foreign-exchange-and-foreign-trade-act/art-18-4 · https://japanlaw.org/l/324AC0000000228/art-18-4 - art-22-2/par-2: 第十八条の三第二項 → 外国為替及び外国貿易法 第十八条の三第二項 (Article 18-3, paragraph (2)), art-18-3/par-2 — https://japanlaw.org/en/foreign-exchange-and-foreign-trade-act/art-18-3/par-2 · https://japanlaw.org/l/324AC0000000228/art-18-3/par-2 - art-22-2/par-2: 第二十二条の二第一項 → 外国為替及び外国貿易法 第二十二条の二第一項 (Article 22-2, paragraph (1)), art-22-2/par-1 — https://japanlaw.org/en/foreign-exchange-and-foreign-trade-act/art-22-2/par-1 · https://japanlaw.org/l/324AC0000000228/art-22-2/par-1 ## Cited by 6 provisions cite this one. No official source publishes this direction. - 外国為替及び外国貿易法 第二十二条の二第一項（銀行等その他の金融機関等の本人確認義務等） — https://japanlaw.org/en/foreign-exchange-and-foreign-trade-act/art-22-2/par-1 · https://japanlaw.org/l/324AC0000000228/art-22-2/par-1 - 外国為替及び外国貿易法 第二十二条の二第二項（銀行等その他の金融機関等の本人確認義務等） — https://japanlaw.org/en/foreign-exchange-and-foreign-trade-act/art-22-2/par-2 · https://japanlaw.org/l/324AC0000000228/art-22-2/par-2 - 外国為替及び外国貿易法 第二十二条の三第一項（両替業務を行う者への準用） — https://japanlaw.org/en/foreign-exchange-and-foreign-trade-act/art-22-3/par-1 · https://japanlaw.org/l/324AC0000000228/art-22-3/par-1 - 外国為替及び外国貿易法 第七十条の二第一項 — https://japanlaw.org/en/foreign-exchange-and-foreign-trade-act/art-70-2/par-1 · https://japanlaw.org/l/324AC0000000228/art-70-2/par-1 - 外国為替及び外国貿易法 第七十一条の二第一項 — https://japanlaw.org/en/foreign-exchange-and-foreign-trade-act/art-71-2/par-1 · https://japanlaw.org/l/324AC0000000228/art-71-2/par-1 - 外国為替及び外国貿易法 附則第三条第一項（外国為替及び外国貿易法の一部改正に伴う経過措置） — https://japanlaw.org/en/foreign-exchange-and-foreign-trade-act/suppl-5041-97/art-3/par-1 · https://japanlaw.org/l/324AC0000000228/suppl-5041-97/art-3/par-1 --- ## Sources - claude-opus-5-5 — Corrections to the Ministry of Justice's English of the Foreign Exchange and Foreign Trade Act, written 2026-11-05 - e-Gov 法令検索, Digital Agency (デジタル庁) — 外国為替及び外国貿易法 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/324AC0000000228/20260812_508AC0000000064), retrieved 2026-11-05 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Foreign Exchange and Foreign Trade Act (外国為替及び外国貿易法), Article 22-2, paragraph (1) — the Ministry of Justice's English as printed (https://www.japaneselawtranslation.go.jp/en/laws/view/4857/tb), retrieved 2026-11-05 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Foreign Exchange and Foreign Trade Act (外国為替及び外国貿易法), Article 22-2, paragraph (2) — the Ministry of Justice's English as printed (https://www.japaneselawtranslation.go.jp/en/laws/view/4857/tb), retrieved 2026-11-05 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Foreign Exchange and Foreign Trade Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4857/tb), retrieved 2026-11-05 - This site's parser, version 225 — 外国為替及び外国貿易法 — structure, counts, cross-references and defined terms, computed 2026-11-05