# 商法 / Commercial Code — 第八百十六条 (Article 816)

This is the Markdown twin of https://japanlaw.org/en/commercial-code/art-816. Every law, and how to address a provision: https://japanlaw.org/llms.txt. The same laws as MCP tools (no sign-in): https://japanlaw.org/mcp.

- Law: 商法 (Commercial Code), 明治三十二年法律第四十八号
- English title "Commercial Code": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第八百十六条 (Article 816)（保険者の塡補責任） — address `art-816`
- Text in force since: 2026-06-24
- URL (the page that opens at this provision): https://japanlaw.org/en/commercial-code/art-816
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/132AC0000000048/art-816
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

---

### 第八百十六条（保険者の塡補責任） — (Insurer's Liability to Compensate)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-816 · https://japanlaw.org/en/commercial-code/art-816 · https://japanlaw.org/l/132AC0000000048/art-816</sup>

  **第一項**  保険者は、この章又は海上保険契約に別段の定めがある場合を除き、保険の目的について、保険期間内に発生した航海に関する事故によって生じた一切の損害を塡補する責任を負う。
  <sup>art-816/par-1 · https://japanlaw.org/en/commercial-code/art-816/par-1 · https://japanlaw.org/l/132AC0000000048/art-816/par-1</sup>
  Unless otherwise provided for in this Chapter or in a marine insurance policy, an insurer is liable to compensate the relevant person for any and all loss or damage arising from accidents relating to voyages that occur to the insured property during the insurance period.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

---

## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 商法 — the text in force from 2026-06-24 (https://laws.e-gov.go.jp/law/132AC0000000048/20260624_508AC0000000046), retrieved 2026-11-05
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Commercial Code — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4293/tb), retrieved 2026-11-05
- This site's parser, version 224 — 商法 — structure, counts, cross-references and defined terms, computed 2026-11-05
