# 民法 / Civil Code — 第五節 (Part 3, Chapter 2, Section 5)

- Law: 民法 (Civil Code), 明治二十九年法律第八十九号
- English title "Civil Code": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第五節 (Part 3, Chapter 2, Section 5) — address `pt-3/ch-2/sec-5`
- Text in force since: 2026-06-24
- URL (the page that opens at this provision): https://japanlaw.org/en/civil-code/pt-3/ch-2/sec-5
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/129AC0000000089/pt-3/ch-2/sec-5
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

---

## 第五節　消費貸借 — Section 5 Loans for Consumption
<sup>heading: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>pt-3/ch-2/sec-5 · https://japanlaw.org/en/civil-code/pt-3/ch-2/sec-5 · https://japanlaw.org/l/129AC0000000089/pt-3/ch-2/sec-5</sup>

### 第五百八十七条（消費貸借） — (Loans for Consumption)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-587 · https://japanlaw.org/en/civil-code/art-587 · https://japanlaw.org/l/129AC0000000089/art-587</sup>

    **第一項**  消費貸借は、当事者の一方が種類、品質及び数量の同じ物をもって返還をすることを約して相手方から金銭その他の物を受け取ることによって、その効力を生ずる。
    <sup>art-587/par-1 · https://japanlaw.org/en/civil-code/art-587/par-1 · https://japanlaw.org/l/129AC0000000089/art-587/par-1</sup>
    A loan for consumption becomes effective when a first party receives money or any other thing from a second party, having promised to return a thing of the same type, quality, and quantity.
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

### 第五百八十七条の二（書面でする消費貸借等） — (Loan for Consumption Made in Writing)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-587-2 · https://japanlaw.org/en/civil-code/art-587-2 · https://japanlaw.org/l/129AC0000000089/art-587-2</sup>

    **第一項**  前条の規定にかかわらず、書面でする消費貸借は、当事者の一方が金銭その他の物を引き渡すことを約し、相手方がその受け取った物と種類、品質及び数量の同じ物をもって返還をすることを約することによって、その効力を生ずる。
    <sup>art-587-2/par-1 · https://japanlaw.org/en/civil-code/art-587-2/par-1 · https://japanlaw.org/l/129AC0000000089/art-587-2/par-1</sup>
    Notwithstanding the provisions of the preceding Article, a loan for consumption made in writing becomes effective when a first party promises to deliver money or any other thing to a second party and the second party promises to return a thing of the same type, quality, and quantity as the thing delivered to the second party.
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **第二項**  書面でする消費貸借の借主は、貸主から金銭その他の物を受け取るまで、契約の解除をすることができる。この場合において、貸主は、その契約の解除によって損害を受けたときは、借主に対し、その賠償を請求することができる。
    <sup>art-587-2/par-2 · https://japanlaw.org/en/civil-code/art-587-2/par-2 · https://japanlaw.org/l/129AC0000000089/art-587-2/par-2</sup>
    The borrower of a loan for consumption made in writing may cancel the contract until the borrower receives the money or other thing from the lender. In such a case, if the lender sustains any damage from the cancellation of the contract, the lender may claim compensation.
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **第三項**  書面でする消費貸借は、借主が貸主から金銭その他の物を受け取る前に当事者の一方が破産手続開始の決定を受けたときは、その効力を失う。
    <sup>art-587-2/par-3 · https://japanlaw.org/en/civil-code/art-587-2/par-3 · https://japanlaw.org/l/129AC0000000089/art-587-2/par-3</sup>
    A loan for consumption made in writing ceases to be effective if either of the parties receives an order commencing bankruptcy proceedings before the borrower receives the thing such as money from the lender.
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **第四項**  消費貸借がその内容を記録した電磁的記録によってされたときは、その消費貸借は、書面によってされたものとみなして、前三項の規定を適用する。
    <sup>art-587-2/par-4 · https://japanlaw.org/en/civil-code/art-587-2/par-4 · https://japanlaw.org/l/129AC0000000089/art-587-2/par-4</sup>
    If a loan for consumption is made by means of an electronic or magnetic record in which its content is recorded, the loan for consumption is deemed to have been made in writing, and the provisions of the preceding three paragraphs apply thereto.
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

### 第五百八十八条（準消費貸借） — (De Facto Loans for Consumption)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-588 · https://japanlaw.org/en/civil-code/art-588 · https://japanlaw.org/l/129AC0000000089/art-588</sup>

    **第一項**  金銭その他の物を給付する義務を負う者がある場合において、当事者がその物を消費貸借の目的とすることを約したときは、消費貸借は、これによって成立したものとみなす。
    <sup>art-588/par-1 · https://japanlaw.org/en/civil-code/art-588/par-1 · https://japanlaw.org/l/129AC0000000089/art-588/par-1</sup>
    If any person has an obligation to pay money or deliver other things under any arrangement, and the parties agree to regard the thing as the subject of a loan for consumption, it is deemed that this establishes a loan for consumption.
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

### 第五百八十九条（利息） — (Interest)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-589 · https://japanlaw.org/en/civil-code/art-589 · https://japanlaw.org/l/129AC0000000089/art-589</sup>

    **第一項**  貸主は、特約がなければ、借主に対して利息を請求することができない。
    <sup>art-589/par-1 · https://japanlaw.org/en/civil-code/art-589/par-1 · https://japanlaw.org/l/129AC0000000089/art-589/par-1</sup>
    In the absence of any special agreement, the lender may not demand interest from the borrower.
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **第二項**  前項の特約があるときは、貸主は、借主が金銭その他の物を受け取った日以後の利息を請求することができる。
    <sup>art-589/par-2 · https://japanlaw.org/en/civil-code/art-589/par-2 · https://japanlaw.org/l/129AC0000000089/art-589/par-2</sup>
    If there is any special agreement referred to in the preceding paragraph, the lender may demand from the borrower interest that accrues from the day on which the borrower receives the thing such as money.
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

### 第五百九十条（貸主の引渡義務等） — (Lender's Obligation to Deliver)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-590 · https://japanlaw.org/en/civil-code/art-590 · https://japanlaw.org/l/129AC0000000089/art-590</sup>

    **第一項**  第五百五十一条の規定は、前条第一項の特約のない消費貸借について準用する。
    <sup>art-590/par-1 · https://japanlaw.org/en/civil-code/art-590/par-1 · https://japanlaw.org/l/129AC0000000089/art-590/par-1</sup>
    The provisions of Article 551 apply mutatis mutandis to a loan for consumption without a special agreement referred to in paragraph (1) of the preceding Article.
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **第二項**  前条第一項の特約の有無にかかわらず、貸主から引き渡された物が種類又は品質に関して契約の内容に適合しないものであるときは、借主は、その物の価額を返還することができる。
    <sup>art-590/par-2 · https://japanlaw.org/en/civil-code/art-590/par-2 · https://japanlaw.org/l/129AC0000000089/art-590/par-2</sup>
    Irrespective of whether there is any special agreement referred to in paragraph (1) of the preceding Article, if the thing delivered from the lender does not conform to the contract terms with respect to the kind or quality, the borrower may return the value of the delivered thing.
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

### 第五百九十一条（返還の時期） — (Timing of Returns)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-591 · https://japanlaw.org/en/civil-code/art-591 · https://japanlaw.org/l/129AC0000000089/art-591</sup>

    **第一項**  当事者が返還の時期を定めなかったときは、貸主は、相当の期間を定めて返還の催告をすることができる。
    <sup>art-591/par-1 · https://japanlaw.org/en/civil-code/art-591/par-1 · https://japanlaw.org/l/129AC0000000089/art-591/par-1</sup>
    If the parties do not define the time for return of borrowed things, the lender may demand their return, specifying a reasonable period of time.
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **第二項**  借主は、返還の時期の定めの有無にかかわらず、いつでも返還をすることができる。
    <sup>art-591/par-2 · https://japanlaw.org/en/civil-code/art-591/par-2 · https://japanlaw.org/l/129AC0000000089/art-591/par-2</sup>
    The borrower may return the borrowed thing at any time, irrespective of whether the parties have defined the time of return of the thing.
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **第三項**  当事者が返還の時期を定めた場合において、貸主は、借主がその時期の前に返還をしたことによって損害を受けたときは、借主に対し、その賠償を請求することができる。
    <sup>art-591/par-3 · https://japanlaw.org/en/civil-code/art-591/par-3 · https://japanlaw.org/l/129AC0000000089/art-591/par-3</sup>
    If the parties defined the time of return of the borrowed thing, and the lender sustains any damage because the borrower returns the thing before the time of return, the lender may claim compensation from the borrower.
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

### 第五百九十二条（価額の償還） — (Reimbursement of Value)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-592 · https://japanlaw.org/en/civil-code/art-592 · https://japanlaw.org/l/129AC0000000089/art-592</sup>

    **第一項**  借主が貸主から受け取った物と種類、品質及び数量の同じ物をもって返還をすることができなくなったときは、その時における物の価額を償還しなければならない。ただし、第四百二条第二項に規定する場合は、この限りでない。
    <sup>art-592/par-1 · https://japanlaw.org/en/civil-code/art-592/par-1 · https://japanlaw.org/l/129AC0000000089/art-592/par-1</sup>
    If the borrower has become unable to return things in the same kind, quality and quantity as that of the things the borrower received from the lender, the borrower must reimburse the current value of the things; provided, however, that this does not apply in the cases provided for in Article 402, paragraph (2).
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

---

## Cites
- art-587-2/par-1: 前条 → 民法 第五百八十七条 (Article 587), art-587 — https://japanlaw.org/en/civil-code/art-587 · https://japanlaw.org/l/129AC0000000089/art-587
- art-587-2/par-4: 前三項 → 民法 第五百八十七条の二第一項 (Article 587-2, paragraph (1)), art-587-2/par-1 — https://japanlaw.org/en/civil-code/art-587-2/par-1 · https://japanlaw.org/l/129AC0000000089/art-587-2/par-1
- art-587-2/par-4: 前三項 → 民法 第五百八十七条の二第二項 (Article 587-2, paragraph (2)), art-587-2/par-2 — https://japanlaw.org/en/civil-code/art-587-2/par-2 · https://japanlaw.org/l/129AC0000000089/art-587-2/par-2
- art-587-2/par-4: 前三項 → 民法 第五百八十七条の二第三項 (Article 587-2, paragraph (3)), art-587-2/par-3 — https://japanlaw.org/en/civil-code/art-587-2/par-3 · https://japanlaw.org/l/129AC0000000089/art-587-2/par-3
- art-589/par-2: 前項 → 民法 第五百八十九条第一項 (Article 589, paragraph (1)), art-589/par-1 — https://japanlaw.org/en/civil-code/art-589/par-1 · https://japanlaw.org/l/129AC0000000089/art-589/par-1
- art-590/par-1: 第五百五十一条 → 民法 第五百五十一条 (Article 551), art-551 — https://japanlaw.org/en/civil-code/art-551 · https://japanlaw.org/l/129AC0000000089/art-551
- art-590/par-1: 前条第一項 → 民法 第五百八十九条第一項 (Article 589, paragraph (1)), art-589/par-1 — https://japanlaw.org/en/civil-code/art-589/par-1 · https://japanlaw.org/l/129AC0000000089/art-589/par-1
- art-590/par-2: 前条第一項 → 民法 第五百八十九条第一項 (Article 589, paragraph (1)), art-589/par-1 — https://japanlaw.org/en/civil-code/art-589/par-1 · https://japanlaw.org/l/129AC0000000089/art-589/par-1
- art-592/par-1: 第四百二条第二項 → 民法 第四百二条第二項 (Article 402, paragraph (2)), art-402/par-2 — https://japanlaw.org/en/civil-code/art-402/par-2 · https://japanlaw.org/l/129AC0000000089/art-402/par-2

---

## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 民法 — the text in force from 2026-06-24 (https://laws.e-gov.go.jp/law/129AC0000000089/20260624_508AC0000000045), retrieved 2026-10-11
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Civil Code — Ministry of Justice translation (part 1 of 2) (https://www.japaneselawtranslation.go.jp/en/laws/view/4848/tb), retrieved 2026-10-11
- This site's parser, version 190 — 民法 — structure, counts, cross-references and defined terms, computed 2026-10-11
