# 銀行法 / Banking Act — 附　則 (Supplementary Provisions) - Law: 銀行法 (Banking Act), 昭和五十六年法律第五十九号 - English title "Banking Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 附　則 (Supplementary Provisions) — address `suppl-4211-58` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/en/banking-act/suppl-4211-58 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/356AC0000000059/suppl-4211-58 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ## 附　則 平成二一年六月二四日法律第五八号 suppl-4211-58 · https://japanlaw.org/en/banking-act/suppl-4211-58 · https://japanlaw.org/l/356AC0000000059/suppl-4211-58 ### 第一条（施行期日） — (Effective Date) caption: Ministry of Justice translation — Japanese Law Translation Database System suppl-4211-58/art-1 · https://japanlaw.org/en/banking-act/suppl-4211-58/art-1 · https://japanlaw.org/l/356AC0000000059/suppl-4211-58/art-1 **第一項** この法律は、公布の日から起算して一年を超えない範囲内において政令で定める日から施行する。ただし、次の各号に掲げる規定は、当該各号に定める日から施行する。 suppl-4211-58/art-1/par-1 · https://japanlaw.org/en/banking-act/suppl-4211-58/art-1/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4211-58/art-1/par-1 This Act comes into effect as of the date specified by Cabinet Order within a period not exceeding one year from the date of its promulgation; provided, however, that the provisions set forth in the following items come into effect as of the day specified in each of those items: Ministry of Justice translation — Japanese Law Translation Database System **一及び二** 略 suppl-4211-58/art-1/par-1/item-1-to-2 · https://japanlaw.org/en/banking-act/suppl-4211-58/art-1/par-1/item-1-to-2 · https://japanlaw.org/l/356AC0000000059/suppl-4211-58/art-1/par-1/item-1-to-2 Omitted machine translation, not official **三** 第一条中金融商品取引法第三十七条の六の次に一条を加える改正規定、同法第三十八条、第四十五条第一号、第五十九条の六、第六十条の十三及び第六十六条の十四第一号ロの改正規定、同法第七十七条に一項を加える改正規定、同法第七十七条の二に一項を加える改正規定、同法第七十九条の十三の改正規定並びに同法第百五十六条の三十一の次に一条を加える改正規定、第二条中無尽業法目次の改正規定（「第十三条」を「第十三条ノ二」に改める部分に限る。）、同法第九条の改正規定及び同法第二章中第十三条の次に一条を加える改正規定、第三条中金融機関の信託業務の兼営等に関する法律第二条第一項及び第二条の二の改正規定、第四条中農業協同組合法第十一条の二の四の改正規定、同法第十一条の三の次に一条を加える改正規定、同法第十一条の十の三の改正規定、同法第十一条の十二の二を同法第十一条の十二の三とし、同法第十一条の十二の次に一条を加える改正規定及び同法第九十二条の五の改正規定、第五条中水産業協同組合法第十一条第四項第二号及び第十一条の九の改正規定、同法第十一条の十の次に一条を加える改正規定、同法第十一条の十三第二項及び第十五条の七の改正規定、同法第十五条の九の二を同法第十五条の九の三とし、同法第十五条の九の次に一条を加える改正規定並びに同法第九十二条第一項、第九十六条第一項、第百条第一項、第百条の八第一項及び第百二十一条の五の改正規定、第六条中中小企業等協同組合法第九条の七の三及び第九条の七の四並びに第九条の七の五第二項の改正規定並びに同法第九条の九の次に二条を加える改正規定、第七条中信用金庫法第八十九条第一項の改正規定（「提供等」の下に「、指定紛争解決機関との契約締結義務等」を加える部分に限る。）、同条第二項の改正規定及び同法第八十九条の二の改正規定（「第三十七条の五（保証金の受領に係る書面の交付）、第三十七条の六（書面による解除）」を「第三十七条の五から第三十七条の七まで（保証金の受領に係る書面の交付、書面による解除、指定紛争解決機関との契約締結義務等）」に改める部分に限る。）、第八条中長期信用銀行法第十七条の二の改正規定（「第三十七条の五（保証金の受領に係る書面の交付）、第三十七条の六（書面による解除）」を「第三十七条の五から第三十七条の七まで（保証金の受領に係る書面の交付、書面による解除、指定紛争解決機関との契約締結義務等）」に改める部分に限る。）、第九条中労働金庫法第九十四条第一項の改正規定（「提供等」の下に「、指定紛争解決機関との契約締結義務等」を加える部分に限る。）、同条第二項の改正規定及び同法第九十四条の二の改正規定、第十条中銀行法第十二条の三を同法第十二条の四とし、同法第十二条の二の次に一条を加える改正規定、同法第十三条の四の改正規定、同法第五十二条の二の五の改正規定（「第三十七条の五（保証金の受領に係る書面の交付）、第三十七条の六（書面による解除）」を「第三十七条の五から第三十七条の七まで（保証金の受領に係る書面の交付、書面による解除、指定紛争解決機関との契約締結義務等）」に改める部分に限る。）及び同法第五十二条の四十五の二の改正規定、第十一条中貸金業法第十二条の二の次に一条を加える改正規定及び同法第四十一条の七に一項を加える改正規定、第十二条中保険業法目次の改正規定（「第百五条」を「第百五条の三」に改める部分に限る。）、同法第九十九条第八項の改正規定、同法第二編第三章中第百五条の次に二条を加える改正規定、同法第百九十九条の改正規定、同法第二百四十条第一項第三号の次に二号を加える改正規定、同法第二百七十二条の十三の次に一条を加える改正規定、同法第二百九十九条の次に一条を加える改正規定及び同法第三百条の二の改正規定、第十三条中農林中央金庫法第五十七条の次に一条を加える改正規定、同法第五十九条の三の改正規定、同法第五十九条の七の改正規定（「第三十七条の五、第三十七条の六」を「第三十七条の五から第三十七条の七まで」に改める部分に限る。）及び同法第九十五条の五の改正規定、第十四条中信託業法第二十三条の次に一条を加える改正規定並びに同法第二十四条の二及び第五十条の二第十二項の改正規定、第十五条中株式会社商工組合中央金庫法第二十九条の改正規定、第十七条中証券取引法等の一部を改正する法律の施行に伴う関係法律の整備等に関する法律第五十七条第二項の規定によりなおその効力を有するものとされる同法第一条の規定による廃止前の抵当証券業の規制等に関する法律目次の改正規定（「第十九条」を「第十九条の二」に改める部分に限る。）及び同法第三章中第十九条の次に一条を加える改正規定並びに附則第八条、第九条及び第十六条の規定　公布の日から起算して一年六月を超えない範囲内において政令で定める日 suppl-4211-58/art-1/par-1/item-3 · https://japanlaw.org/en/banking-act/suppl-4211-58/art-1/par-1/item-3 · https://japanlaw.org/l/356AC0000000059/suppl-4211-58/art-1/par-1/item-3 the provisions of Article 1 that add a new Article after Article 37-6 of the Financial Instruments and Exchange Act, the provisions that amend Article 38, Article 45, item (i), Article 59-6, Article 60-13, and Article 66-14, item (i), sub-item (b) of that Act, the provisions that add a new paragraph to Article 77 of that Act, the provisions that add a new paragraph to Article 77-2 of that Act, the provisions that amend Article 79-13 of that Act, and the provisions that add a new Article after Article 156-31 of that Act; the provisions of Article 2 that amend the Table of Contents (limited to the part that amend the term "Article 13" to "Article 13-2") of the Mutual Loan Business Act, the provisions that amend Article 9 of that Act, and the provisions that add a new Article after Article 13 in Chapter II of that Act; the provisions of Article 3 that amend Article 2, paragraph (1) and Article 2-2 of the Act on Engagement in Trust Business Activities by a Financial Institution; the provisions of Article 4 that amend Article 11-2-4 of the Agricultural Cooperatives Act, the provisions that a new Article after Article 11-3 of that Act, the provisions that amend Article 11-10-3, the provisions that make Article 11-12-2 of that Act into Article 11-12-3 and add a new Article after Article 11-12 of that Act, and the provisions that amend Article 92-5 of that Act; the provisions of Article 5 that amend Article 11, paragraph (4), item (ii) and Article 11-9 of the Fishery Cooperative Act, the provisions that add a new Article after Article 11-10 of that Act, the provisions that amend Article 11-13, paragraph (2) and Article 15-7 of that Act, the provisions that make Article 15-9-2 of that Act into Article 15-9-3 and add a new Article after Article 15-9 of that Act, and the provisions that amend Article 92, paragraph (1), Article 96, paragraph (1), Article 100, paragraph (1), Article 100-8, paragraph (1), and Article 121-5 of that Act; the provisions of Article 6 that amend Article 9-7-3, Article 9-7-4 and Article 9-7-5, paragraph (2) of the Small and Medium-Sized Enterprise Cooperatives Act, and the provisions that add two new Articles after Article 9-9 of that Act; the provisions of Article 7 that amend Article 89, paragraph (1) (limited to the part that add the phrase ", obligation to conclude a contract, etc. with a designated dispute resolution organization" after "provision, etc.") of the Shinkin Bank Act, the provisions that amend paragraph (2) of that Article, and the provisions that amend Article 89-2 (limited to the part that amend the phrase "Article 37-5 (Delivery of Documents Pertaining to the Receipt of Security Deposits), Article 37-6 (Cancellation by Documents)" to "Articles 37-5 through 37-7 (Delivery of Documents Pertaining to the Receipt of Security Deposits, Cancellation by Documents, Obligation to Conclude a Contract, etc. with a Designated Dispute Resolution Organization)") of that Act; the provisions of Article 8 that amend Article 17-2 (limited to the part that amend the phrase "Article 37-5 (Delivery of Documents Pertaining to the Receipt of Security Deposits), Article 37-6 (Cancellation by Documents)" to "Articles 37-5 through 37-7 (Delivery of Documents Pertaining to the Receipt of Security Deposits, Cancellation by Documents, Obligation to Conclude a Contract with a Designated Dispute Resolution Organization)") of the Long Term Credit Bank Act; the provisions of Article 9 that amend Article 94, paragraph (1) (limited to the part that adds the phrase ", obligation to conclude a contract, etc. with a designated dispute resolution organization" after "provision, etc.") of the Labor Bank Act, the provisions that amend paragraph (2) of that Article, and the provision that amend Article 94-2 of that Act; the provisions of Article 10 that make Article 12-3 of the Banking Act into Article 12-4 and add a new Article after Article 12-2 of that Act, the provisions that amend Article 13-4 of that Act, the provisions that amend Article 52-2-5 (limited to the part that amends the phrase "Article 37-5 (Delivery of Documents Pertaining to the Receipt of Security Deposits), Article 37-6 (Cancellation by Documents)" to "Articles 37-5 through 37-7 (Delivery of Documents Pertaining to the Receipt of Security Deposits, Cancellation by Documents, Obligation to Conclude a Contract, etc. with a Designated Dispute Resolution Organization)") of that Act, and the provision that amend Article 52-45-2 of that Act; the provisions of Article 11 that add a new Article after Article 12-2 of the Money Lending Business Act and add a new paragraph to Article 41-7 of that Act; the provisions of Article 12 that amend the Table of Contents (limited to the part that amend the term "Article 105" to "Article 105-3") of the Insurance Business Act, the provisions that amend Article 99, paragraph (8) of that Act, the provision that add two new Articles after Article 105 in Part II, Chapter III of that Act, the provisions that amend Article 199 of that Act, the provisions that add two new items after Article 240, paragraph (1), item (iii) of that Act, the provisions that add a new Article after Article 272-13 of that Act, the provisions that add a new Article after Article 299, and the provisions that amend Article 300-2 of that Act; the provisions of Article 13 that add a new Article after Article 57 of the Norinchukin Bank Act, the provisions that amend Article 59-3 of that Act, the provisions that amend Article 59-7 (limited to the part that amend the term "Article 37-5, Article 37-6" to "Articles 37-5 through 37-7"), and the provisions that amend Article 95-5 of that Act; the provisions of Article 14 that add a new Article after Article 23 the Trust Business Act and the provisions that amend Article 24-2 and Article 50-2, paragraph (12) of that Act; the provisions of Article 15 that amend Article 29 of the Shoko Chukin Bank Limited Act; the provisions of Article 17 that amend the Table of Contents of the Act on Regulation of Mortgage Security Business before the repeal pursuant to the provisions of Article 1 of the Act on the Amendment of Related Laws Accompanying the Enforcement of the Act on Partial Amendment of the Securities Exchange Act, etc., which are to continue to govern pursuant to the provisions of Article 57, paragraph (2) of that Act (limited to the part that amend the term "Article 19" to "Article 19-2"), and add a new Article after Article 19 in Chapter III of that Act; and the provisions of Article 8, Article 9, and Article 16 of the Supplementary Provisions:the date specified by Cabinet Order within a period not exceeding one year and six months from the date of promulgation. Ministry of Justice translation — Japanese Law Translation Database System ### 第十九条（罰則の適用に関する経過措置） — (Transitional Measures on Application of Penal Provisions) caption: Ministry of Justice translation — Japanese Law Translation Database System suppl-4211-58/art-19 · https://japanlaw.org/en/banking-act/suppl-4211-58/art-19 · https://japanlaw.org/l/356AC0000000059/suppl-4211-58/art-19 **第一項** この法律（附則第一条各号に掲げる規定にあっては、当該規定。以下この条において同じ。）の施行前にした行為及びこの附則の規定によりなお従前の例によることとされる場合におけるこの法律の施行後にした行為に対する罰則の適用については、なお従前の例による。 suppl-4211-58/art-19/par-1 · https://japanlaw.org/en/banking-act/suppl-4211-58/art-19/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4211-58/art-19/par-1 Prior laws continue to govern the applicability of penal provisions to acts which a person has committed before this Act comes into effect (for the provisions set forth in the items of Article 1 of the Supplementary Provisions, before those provisions come into effect; hereinafter the same applies in this Article), as well as to acts which a person commits after this Act comes into effect for which prior laws are to continue to govern pursuant to the provisions of these Supplementary Provisions. Ministry of Justice translation — Japanese Law Translation Database System ### 第二十条（政令への委任） — (Delegation to Cabinet Order) caption: Ministry of Justice translation — Japanese Law Translation Database System suppl-4211-58/art-20 · https://japanlaw.org/en/banking-act/suppl-4211-58/art-20 · https://japanlaw.org/l/356AC0000000059/suppl-4211-58/art-20 **第一項** 附則第二条から第五条まで及び前条に定めるもののほか、この法律の施行に関し必要な経過措置は、政令で定める。 suppl-4211-58/art-20/par-1 · https://japanlaw.org/en/banking-act/suppl-4211-58/art-20/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4211-58/art-20/par-1 Beyond what is provided for in Articles 2 through 5 of the Supplementary Provisions and the preceding Article, Cabinet Order prescribes the transitional measures necessary for the enforcement of this Act. Ministry of Justice translation — Japanese Law Translation Database System ### 第二十一条（検討） — (Review) caption: Ministry of Justice translation — Japanese Law Translation Database System suppl-4211-58/art-21 · https://japanlaw.org/en/banking-act/suppl-4211-58/art-21 · https://japanlaw.org/l/356AC0000000059/suppl-4211-58/art-21 **第一項** 政府は、この法律の施行後三年以内に、この法律による改正後のそれぞれの法律（以下「改正後の各法律」という。）に規定する指定紛争解決機関（以下単に「指定紛争解決機関」という。）の指定状況及び改正後の各法律に規定する紛争解決等業務の遂行状況その他経済社会情勢等を勘案し、消費者庁及び消費者委員会設置法（平成二十一年法律第四十八号）附則第三項に係る検討状況も踏まえ、消費者庁の関与の在り方及び業態横断的かつ包括的な紛争解決体制の在り方も含めた指定紛争解決機関による裁判外紛争解決手続に係る制度の在り方について検討を加え、必要があると認めるときは、その結果に基づいて所要の措置を講ずるものとする。 suppl-4211-58/art-21/par-1 · https://japanlaw.org/en/banking-act/suppl-4211-58/art-21/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4211-58/art-21/par-1 Within three years after this Act comes into effect, the government is to take into account the status of designation of designated dispute resolution organizations prescribed in each relevant law (hereinafter referred to as "each amended law") after the amendment by this Act (hereinafter simply referred to as "designated dispute resolution organizations") and the implementation status of dispute resolution services provided in each amended law, and socioeconomic conditions, as well as the status of review under paragraph (3) of the Supplementary Provisions of the Act for Establishment of the Consumer Affairs Agency and the Consumer Commission (Act No. 48 of 2009), review the appropriate state of the system related to alternative dispute resolution procedures taken by designated dispute resolution organizations including the appropriate state of involvement of the Consumer Affairs Agency and the appropriate state of cross-sectoral and comprehensive dispute resolution framework, and take the required measures based on the results of the review if it finds this to be necessary. Ministry of Justice translation — Japanese Law Translation Database System **第二項** 政府は、前項に定める事項のほか、この法律の施行後五年以内に、この法律による改正後の規定の実施状況について検討を加え、必要があると認めるときは、その結果に基づいて所要の措置を講ずるものとする。 suppl-4211-58/art-21/par-2 · https://japanlaw.org/en/banking-act/suppl-4211-58/art-21/par-2 · https://japanlaw.org/l/356AC0000000059/suppl-4211-58/art-21/par-2 Beyond what is provided for in the preceding paragraph, within five years after this Act comes into effect, the government is to review the implementation status of the provisions amended by this Act and take the required measures based on the results of the review if it finds this to be necessary. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - suppl-4211-58/art-19/par-1: 附則第一条 → 銀行法 附則第一条 (Supplementary Provisions, Article 1), suppl-4211-58/art-1 — https://japanlaw.org/en/banking-act/suppl-4211-58/art-1 · https://japanlaw.org/l/356AC0000000059/suppl-4211-58/art-1 - suppl-4211-58/art-19/par-1: この条 → 銀行法 附則第十九条 (Supplementary Provisions, Article 19), suppl-4211-58/art-19 — https://japanlaw.org/en/banking-act/suppl-4211-58/art-19 · https://japanlaw.org/l/356AC0000000059/suppl-4211-58/art-19 - suppl-4211-58/art-20/par-1: 前条 → 銀行法 附則第十九条 (Supplementary Provisions, Article 19), suppl-4211-58/art-19 — https://japanlaw.org/en/banking-act/suppl-4211-58/art-19 · https://japanlaw.org/l/356AC0000000059/suppl-4211-58/art-19 - suppl-4211-58/art-21/par-2: 前項 → 銀行法 附則第二十一条第一項 (Supplementary Provisions, Article 21, paragraph (1)), suppl-4211-58/art-21/par-1 — https://japanlaw.org/en/banking-act/suppl-4211-58/art-21/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4211-58/art-21/par-1 ## Cited by 3 provisions cite this one. No official source publishes this direction. - 銀行法 附則第十九条第一項（罰則の適用に関する経過措置） — https://japanlaw.org/en/banking-act/suppl-4211-58/art-19/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4211-58/art-19/par-1 - 銀行法 附則第二十条第一項（政令への委任） — https://japanlaw.org/en/banking-act/suppl-4211-58/art-20/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4211-58/art-20/par-1 - 銀行法 附則第二十一条第二項（検討） — https://japanlaw.org/en/banking-act/suppl-4211-58/art-21/par-2 · https://japanlaw.org/l/356AC0000000059/suppl-4211-58/art-21/par-2 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 銀行法 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/356AC0000000059/20260812_508AC0000000064), retrieved 2026-10-11 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Banking Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4498/tb), retrieved 2026-10-11 - claude-sonnet-5-5 — Machine translation, batch banking-act-20261012T020531-004, translated 2026-10-12 - This site's parser, version 189 — 銀行法 — structure, counts, cross-references and defined terms, computed 2026-10-11