# 銀行法 / Banking Act — 第三条 (Supplementary Provisions, Article 3)

- Law: 銀行法 (Banking Act), 昭和五十六年法律第五十九号
- English title "Banking Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第三条 (Supplementary Provisions, Article 3) — address `suppl-4171-106/art-3`
- Text in force since: 2026-08-12
- URL (the page that opens at this provision): https://japanlaw.org/en/banking-act/suppl-4171-106/art-3
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-3
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第三条
<sup>suppl-4171-106/art-3 · https://japanlaw.org/en/banking-act/suppl-4171-106/art-3 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-3</sup>

**第一項**  この法律の施行の際現に第一条の規定による改正前の銀行法（以下「旧銀行法」という。）第八条第一項の規定により設置された代理店において銀行代理業を営む者（新銀行法第五十二条の六十一第一項に規定する銀行等を除く。）は、施行日において新銀行法第五十二条の三十六第一項の許可を受けたものとみなして新銀行法の規定を適用する。
<sup>suppl-4171-106/art-3/par-1 · https://japanlaw.org/en/banking-act/suppl-4171-106/art-3/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-3/par-1</sup>
A person (other than a bank, etc. prescribed in Article 52-61, paragraph (1) of the new Banking Act) engaging in bank agency services at an agency established under the provisions of Article 8, paragraph (1) of the Banking Act before the amendment pursuant to the provisions of Article 1 (hereinafter referred to as the "former Banking Act") at the time this Act comes into effect is deemed to have obtained the license referred to in Article 52-36, paragraph (1) of the new Banking Act on the effective date, and the provisions of the new Banking Act apply.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第二項**  前項の規定により許可を受けたものとみなされる者は、施行日から起算して三月以内に新銀行法第五十二条の三十七第一項各号に掲げる事項を記載した書類及び同条第二項各号に掲げる書類を内閣総理大臣に提出しなければならない。
<sup>suppl-4171-106/art-3/par-2 · https://japanlaw.org/en/banking-act/suppl-4171-106/art-3/par-2 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-3/par-2</sup>
A person that is deemed to have obtained a license pursuant to the provisions of the preceding paragraph must submit a document stating the particulars set forth in the items of Article 52-37, paragraph (1) of the new Banking Act and the documents set forth in the items, paragraph (2) of that Article to the Prime Minister by the last day of the three-month period that begins on the effective date.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第三項**  第一項の規定により許可を受けたものとみなされる者については、新銀行法第五十二条の三十九の規定は、同項の規定にかかわらず、当該許可を受けたものとみなされる者が前項の規定により同項に規定する書類を提出するまでの間は、適用しない。
<sup>suppl-4171-106/art-3/par-3 · https://japanlaw.org/en/banking-act/suppl-4171-106/art-3/par-3 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-3/par-3</sup>
Notwithstanding the provisions of paragraph (1), the provisions of Article 52-39 of the new Banking Act do not apply to a person that is deemed to have obtained a license pursuant to paragraph (1), until the person that is deemed to have obtained the license submits the documents prescribed in the preceding paragraph pursuant to the provisions of that paragraph.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第四項**  この法律の施行の際現に旧銀行法第八条第一項の規定により設置された代理店において銀行代理業を営む者（新銀行法第五十二条の六十一第一項に規定する銀行等に限る。次項において「銀行代理業を営む銀行等」という。）に対する新銀行法第五十二条の六十一第三項の規定の適用については、同項中「銀行代理業を営もうとするときは」とあるのは、「銀行法等の一部を改正する法律（平成十七年法律第百六号）の施行の日から起算して三月以内に」とする。
<sup>suppl-4171-106/art-3/par-4 · https://japanlaw.org/en/banking-act/suppl-4171-106/art-3/par-4 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-3/par-4</sup>
In applying Article 52-61, paragraph (3) of the new Banking Act to a person engaging in bank agency services at an agency established pursuant to the provisions of Article 8, paragraph (1) of the former Banking Act at the time this Act comes into effect (limited to a bank, etc. prescribed in Article 52-61, paragraph (1) of the new Banking Act; referred to as "bank, etc. engaging in bank agency services" in the following paragraph), the term "if it seeks to engage in bank agency services" in Article 52-61, paragraph (3) of the new Banking Act is deemed to be replaced with "by the last day of the three-month period that begins on the day on which the Act Partially Amending the Banking Act, etc. (Act No. 106 of 2005) comes into effect".
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第五項**  銀行代理業を営む銀行等については、新銀行法第五十二条の三十九の規定は、新銀行法第五十二条の六十一第二項の規定にかかわらず、前項の規定により読み替えて適用する同条第三項の規定による届出をするまでの間は、適用しない。
<sup>suppl-4171-106/art-3/par-5 · https://japanlaw.org/en/banking-act/suppl-4171-106/art-3/par-5 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-3/par-5</sup>
Notwithstanding the provisions of Article 52-61, paragraph (2) of the new Banking Act, the provisions of Article 52-39 of the new Banking Act do not apply to a bank, etc. engaging in bank agency services until the bank, etc. files the notification under the provisions of Article 52-61, paragraph (3) of the new Banking Act as applied following the deemed replacement of terms pursuant to the preceding paragraph.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

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## Cites
- suppl-4171-106/art-3/par-1: 新銀行法第五十二条の六十一第一項 → 銀行法 第五十二条の六十の二第一項 (Article 52-60-2, paragraph (1)), art-52-60-2/par-1 — https://japanlaw.org/en/banking-act/art-52-60-2/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-60-2/par-1
- suppl-4171-106/art-3/par-1: 新銀行法第五十二条の三十六第一項 → 銀行法 第五十二条の三十六第一項 (Article 52-36, paragraph (1)), art-52-36/par-1 — https://japanlaw.org/en/banking-act/art-52-36/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-36/par-1
- suppl-4171-106/art-3/par-2: 前項 → 銀行法 附則第三条第一項 (Supplementary Provisions, Article 3, paragraph (1)), suppl-4171-106/art-3/par-1 — https://japanlaw.org/en/banking-act/suppl-4171-106/art-3/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-3/par-1
- suppl-4171-106/art-3/par-2: 新銀行法第五十二条の三十七第一項 → 銀行法 第五十二条の三十七第一項 (Article 52-37, paragraph (1)), art-52-37/par-1 — https://japanlaw.org/en/banking-act/art-52-37/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-37/par-1
- suppl-4171-106/art-3/par-2: 同条第二項 → 銀行法 第五十二条の三十七第二項 (Article 52-37, paragraph (2)), art-52-37/par-2 — https://japanlaw.org/en/banking-act/art-52-37/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-37/par-2
- suppl-4171-106/art-3/par-3: 第一項 → 銀行法 附則第三条第一項 (Supplementary Provisions, Article 3, paragraph (1)), suppl-4171-106/art-3/par-1 — https://japanlaw.org/en/banking-act/suppl-4171-106/art-3/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-3/par-1
- suppl-4171-106/art-3/par-3: 新銀行法第五十二条の三十九 → 銀行法 第五十二条の三十九 (Article 52-39), art-52-39 — https://japanlaw.org/en/banking-act/art-52-39 · https://japanlaw.org/l/356AC0000000059/art-52-39
- suppl-4171-106/art-3/par-3: 前項 → 銀行法 附則第三条第二項 (Supplementary Provisions, Article 3, paragraph (2)), suppl-4171-106/art-3/par-2 — https://japanlaw.org/en/banking-act/suppl-4171-106/art-3/par-2 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-3/par-2
- suppl-4171-106/art-3/par-4: 新銀行法第五十二条の六十一第一項 → 銀行法 第五十二条の六十の二第一項 (Article 52-60-2, paragraph (1)), art-52-60-2/par-1 — https://japanlaw.org/en/banking-act/art-52-60-2/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-60-2/par-1
- suppl-4171-106/art-3/par-4: 次項 → 銀行法 附則第三条第五項 (Supplementary Provisions, Article 3, paragraph (5)), suppl-4171-106/art-3/par-5 — https://japanlaw.org/en/banking-act/suppl-4171-106/art-3/par-5 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-3/par-5
- suppl-4171-106/art-3/par-4: 新銀行法第五十二条の六十一第三項 → 銀行法 第五十二条の六十の二第三項 (Article 52-60-2, paragraph (3)), art-52-60-2/par-3 — https://japanlaw.org/en/banking-act/art-52-60-2/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-60-2/par-3
- suppl-4171-106/art-3/par-5: 新銀行法第五十二条の三十九 → 銀行法 第五十二条の三十九 (Article 52-39), art-52-39 — https://japanlaw.org/en/banking-act/art-52-39 · https://japanlaw.org/l/356AC0000000059/art-52-39
- suppl-4171-106/art-3/par-5: 新銀行法第五十二条の六十一第二項 → 銀行法 第五十二条の六十の二第二項 (Article 52-60-2, paragraph (2)), art-52-60-2/par-2 — https://japanlaw.org/en/banking-act/art-52-60-2/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-60-2/par-2
- suppl-4171-106/art-3/par-5: 前項 → 銀行法 附則第三条第四項 (Supplementary Provisions, Article 3, paragraph (4)), suppl-4171-106/art-3/par-4 — https://japanlaw.org/en/banking-act/suppl-4171-106/art-3/par-4 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-3/par-4
- suppl-4171-106/art-3/par-5: 同条第三項 → 銀行法 第五十二条の六十の二第三項 (Article 52-60-2, paragraph (3)), art-52-60-2/par-3 — https://japanlaw.org/en/banking-act/art-52-60-2/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-60-2/par-3

## Cited by

5 provisions cite this one. No official source publishes this direction.

- 銀行法 附則第二条第一項（銀行法等の一部改正に伴う経過措置） — https://japanlaw.org/en/banking-act/suppl-4171-106/art-2/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-2/par-1
- 銀行法 附則第三条第二項 — https://japanlaw.org/en/banking-act/suppl-4171-106/art-3/par-2 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-3/par-2
- 銀行法 附則第三条第三項 — https://japanlaw.org/en/banking-act/suppl-4171-106/art-3/par-3 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-3/par-3
- 銀行法 附則第三条第四項 — https://japanlaw.org/en/banking-act/suppl-4171-106/art-3/par-4 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-3/par-4
- 銀行法 附則第三条第五項 — https://japanlaw.org/en/banking-act/suppl-4171-106/art-3/par-5 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-3/par-5

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 銀行法 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/356AC0000000059/20260812_508AC0000000064), retrieved 2026-10-11
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Banking Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4498/tb), retrieved 2026-10-11
- This site's parser, version 189 — 銀行法 — structure, counts, cross-references and defined terms, computed 2026-10-11
