# 銀行法 / Banking Act — 第十五条 (Supplementary Provisions, Article 15)

- Law: 銀行法 (Banking Act), 昭和五十六年法律第五十九号
- English title "Banking Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第十五条 (Supplementary Provisions, Article 15)（準備行為） — address `suppl-4171-106/art-15`
- Text in force since: 2026-08-12
- URL (the page that opens at this provision): https://japanlaw.org/en/banking-act/suppl-4171-106/art-15
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-15
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第十五条（準備行為） — Preparatory Acts
<sup>caption: machine translation, not official</sup>
<sup>suppl-4171-106/art-15 · https://japanlaw.org/en/banking-act/suppl-4171-106/art-15 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-15</sup>

**第一項**  新銀行法第五十二条の三十六第一項、新長期信用銀行法第十六条の五第一項、新信用金庫法第八十五条の二第一項、新労働金庫法第八十九条の三第一項又は新協金法第六条の三第一項の許可を受けようとする者は、この法律の施行前においても、新銀行法第五十二条の三十七（新長期信用銀行法第十七条、新信用金庫法第八十九条第三項、新労働金庫法第九十四条第三項又は新協金法第六条の五第一項において準用する場合を含む。）の規定の例により、その申請を行うことができる。
<sup>suppl-4171-106/art-15/par-1 · https://japanlaw.org/en/banking-act/suppl-4171-106/art-15/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-15/par-1</sup>
A person who intends to obtain the permission under Article 52-36, paragraph (1) of the new Banking Act, Article 16-5, paragraph (1) of the new Long-Term Credit Bank Act, Article 85-2, paragraph (1) of the new Shinkin Bank Act, Article 89-3, paragraph (1) of the new Labor Bank Act, or Article 6-3, paragraph (1) of the new Act on Financial Businesses by Cooperative may file the application for it even before this Act comes into effect, in accordance with the provisions of Article 52-37 of the new Banking Act (including as applied mutatis mutandis pursuant to Article 17 of the new Long-Term Credit Bank Act, Article 89, paragraph (3) of the new Shinkin Bank Act, Article 94, paragraph (3) of the new Labor Bank Act, or Article 6-5, paragraph (1) of the new Act on Financial Businesses by Cooperative).
<sup>machine translation, not official</sup>

**第二項**  前項の規定による申請に係る申請書又はこれに添付すべき書類に虚偽の記載をして提出した者は、一年以下の懲役又は三百万円以下の罰金に処する。
<sup>suppl-4171-106/art-15/par-2 · https://japanlaw.org/en/banking-act/suppl-4171-106/art-15/par-2 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-15/par-2</sup>
A person who submits the written application pertaining to an application under the preceding paragraph, or a document that is required to be attached to it, by making a false statement is punished by imprisonment with work for not more than one year or a fine of not more than 3,000,000 yen.
<sup>machine translation, not official</sup>

**第三項**  法人（法人でない団体で代表者又は管理人の定めのあるものを含む。以下この項において同じ。）の代表者又は法人若しくは人の代理人、使用人その他の従業者が、その法人又は人の業務又は財産に関し、前項の違反行為をしたときは、その行為者を罰するほか、その法人に対して二億円以下の罰金刑を、その人に対して同項の罰金刑を科する。
<sup>suppl-4171-106/art-15/par-3 · https://japanlaw.org/en/banking-act/suppl-4171-106/art-15/par-3 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-15/par-3</sup>
If the representative of a corporation (including an organization that is not a corporation but whose representative or administrator has been designated; hereinafter the same applies in this paragraph) or the agent, employee, or other worker of a corporation or individual commits the violation set forth in the preceding paragraph in connection with the business or property of that corporation or individual, in addition to the offender being subject to punishment, the corporation is subject to punishment by a fine of not more than 200,000,000 yen, and the individual is subject to punishment by the fine referred to in that paragraph.
<sup>machine translation, not official</sup>

**第四項**  前項の規定により法人でない団体を処罰する場合には、その代表者又は管理人がその訴訟行為につきその団体を代表するほか、法人を被告人又は被疑者とする場合の刑事訴訟に関する法律の規定を準用する。
<sup>suppl-4171-106/art-15/par-4 · https://japanlaw.org/en/banking-act/suppl-4171-106/art-15/par-4 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-15/par-4</sup>
If an organization that is not a corporation is to be punished pursuant to the provisions of the preceding paragraph, in addition to its representative or administrator to represent the organization in procedural acts, the provisions of laws concerning criminal proceedings that have a corporation as the accused or a suspect apply mutatis mutandis.
<sup>machine translation, not official</sup>

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## Cites
- suppl-4171-106/art-15/par-1: 新銀行法第五十二条の三十六第一項 → 銀行法 第五十二条の三十六第一項 (Article 52-36, paragraph (1)), art-52-36/par-1 — https://japanlaw.org/en/banking-act/art-52-36/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-36/par-1
- suppl-4171-106/art-15/par-1: 新銀行法第五十二条の三十七 → 銀行法 第五十二条の三十七 (Article 52-37), art-52-37 — https://japanlaw.org/en/banking-act/art-52-37 · https://japanlaw.org/l/356AC0000000059/art-52-37
- suppl-4171-106/art-15/par-2: 前項 → 銀行法 附則第十五条第一項 (Supplementary Provisions, Article 15, paragraph (1)), suppl-4171-106/art-15/par-1 — https://japanlaw.org/en/banking-act/suppl-4171-106/art-15/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-15/par-1
- suppl-4171-106/art-15/par-3: この項 → 銀行法 附則第十五条第三項 (Supplementary Provisions, Article 15, paragraph (3)), suppl-4171-106/art-15/par-3 — https://japanlaw.org/en/banking-act/suppl-4171-106/art-15/par-3 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-15/par-3
- suppl-4171-106/art-15/par-3: 前項 → 銀行法 附則第十五条第二項 (Supplementary Provisions, Article 15, paragraph (2)), suppl-4171-106/art-15/par-2 — https://japanlaw.org/en/banking-act/suppl-4171-106/art-15/par-2 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-15/par-2
- suppl-4171-106/art-15/par-4: 前項 → 銀行法 附則第十五条第三項 (Supplementary Provisions, Article 15, paragraph (3)), suppl-4171-106/art-15/par-3 — https://japanlaw.org/en/banking-act/suppl-4171-106/art-15/par-3 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-15/par-3

## Cited by

4 provisions cite this one. No official source publishes this direction.

- 銀行法 附則第一条第一項第二号（施行期日） — https://japanlaw.org/en/banking-act/suppl-4171-106/art-1/par-1/item-2 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-1/par-1/item-2
- 銀行法 附則第十五条第二項（準備行為） — https://japanlaw.org/en/banking-act/suppl-4171-106/art-15/par-2 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-15/par-2
- 銀行法 附則第十五条第三項（準備行為） — https://japanlaw.org/en/banking-act/suppl-4171-106/art-15/par-3 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-15/par-3
- 銀行法 附則第十五条第四項（準備行為） — https://japanlaw.org/en/banking-act/suppl-4171-106/art-15/par-4 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-15/par-4

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 銀行法 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/356AC0000000059/20260812_508AC0000000064), retrieved 2026-10-11
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Banking Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4498/tb), retrieved 2026-10-11
- claude-sonnet-5-5 — Machine translation, batch banking-act-20261012T020531-004, translated 2026-10-12
- This site's parser, version 189 — 銀行法 — structure, counts, cross-references and defined terms, computed 2026-10-11
