# 銀行法 / Banking Act — 第七章の四 (Chapter 7-4)
- Law: 銀行法 (Banking Act), 昭和五十六年法律第五十九号
- English title "Banking Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第七章の四 (Chapter 7-4) — address `ch-7-4`
- Text in force since: 2026-08-12
- URL (the page that opens at this provision): https://japanlaw.org/en/banking-act/ch-7-4
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/356AC0000000059/ch-7-4
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.
Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.
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## 第七章の四 銀行代理業 — Chapter VII-4 Bank Agency Services
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-7-4 · https://japanlaw.org/en/banking-act/ch-7-4 · https://japanlaw.org/l/356AC0000000059/ch-7-4
## 第一節 通則 — Section 1 General Rules
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-7-4/sec-1 · https://japanlaw.org/en/banking-act/ch-7-4/sec-1 · https://japanlaw.org/l/356AC0000000059/ch-7-4/sec-1
### 第五十二条の三十六（許可） — (License)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52-36 · https://japanlaw.org/en/banking-act/art-52-36 · https://japanlaw.org/l/356AC0000000059/art-52-36
**第一項** 銀行代理業は、内閣総理大臣の許可を受けた者でなければ、営むことができない。
art-52-36/par-1 · https://japanlaw.org/en/banking-act/art-52-36/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-36/par-1
A person may not perform bank agency services unless licensed by the Prime Minister to do so.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 銀行代理業者は、所属銀行の委託を受け、又は所属銀行の委託を受けた銀行代理業者の再委託を受ける場合でなければ、銀行代理業を営んではならない。
art-52-36/par-2 · https://japanlaw.org/en/banking-act/art-52-36/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-36/par-2
A bank agent may not perform bank agency services unless entrusted by a principal bank to do so, or unless further entrusted to do so by a bank agent that has been entrusted to do so by a principal bank.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 銀行代理業者は、あらかじめ、所属銀行の許諾を得た場合でなければ、銀行代理業の再委託をしてはならない。
art-52-36/par-3 · https://japanlaw.org/en/banking-act/art-52-36/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-36/par-3
A bank agent may not further entrust a person with bank agency services unless it obtains the approval of the principal bank to do so in advance.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十二条の三十七（許可の申請） — (Application for a License)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52-37 · https://japanlaw.org/en/banking-act/art-52-37 · https://japanlaw.org/l/356AC0000000059/art-52-37
**第一項** 前条第一項の許可を受けようとする者（次条第一項及び第五十二条の四十二第四項において「申請者」という。）は、次に掲げる事項を記載した申請書を内閣総理大臣に提出しなければならない。
art-52-37/par-1 · https://japanlaw.org/en/banking-act/art-52-37/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-37/par-1
A person seeking to obtain a license referred to in paragraph (1) of the preceding Article (hereinafter referred to as an "applicant" in paragraph (1) of the following Article and Article 52-42, paragraph (4)) must submit a written application that states the following particulars to the Prime Minister:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 商号、名称又は氏名
art-52-37/par-1/item-1 · https://japanlaw.org/en/banking-act/art-52-37/par-1/item-1 · https://japanlaw.org/l/356AC0000000059/art-52-37/par-1/item-1
the trade name or name of the applicant;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 法人であるときは、その役員の氏名
art-52-37/par-1/item-2 · https://japanlaw.org/en/banking-act/art-52-37/par-1/item-2 · https://japanlaw.org/l/356AC0000000059/art-52-37/par-1/item-2
if the applicant is a corporation, the names of its officers;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 銀行代理業を営む営業所又は事務所の名称及び所在地
art-52-37/par-1/item-3 · https://japanlaw.org/en/banking-act/art-52-37/par-1/item-3 · https://japanlaw.org/l/356AC0000000059/art-52-37/par-1/item-3
the name and location of the applicant's business offices and other offices at which the bank agency services are to be performed;
Ministry of Justice translation — Japanese Law Translation Database System
**四** 所属銀行の商号
art-52-37/par-1/item-4 · https://japanlaw.org/en/banking-act/art-52-37/par-1/item-4 · https://japanlaw.org/l/356AC0000000059/art-52-37/par-1/item-4
the trade name of the principal bank;
Ministry of Justice translation — Japanese Law Translation Database System
**五** 他に業務を営むときは、その業務の種類
art-52-37/par-1/item-5 · https://japanlaw.org/en/banking-act/art-52-37/par-1/item-5 · https://japanlaw.org/l/356AC0000000059/art-52-37/par-1/item-5
if the applicant conducts other business, the type of that business; and
Ministry of Justice translation — Japanese Law Translation Database System
**六** その他内閣府令で定める事項
art-52-37/par-1/item-6 · https://japanlaw.org/en/banking-act/art-52-37/par-1/item-6 · https://japanlaw.org/l/356AC0000000059/art-52-37/par-1/item-6
other particulars specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前項の申請書には、次に掲げる書類を添付しなければならない。
art-52-37/par-2 · https://japanlaw.org/en/banking-act/art-52-37/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-37/par-2
The following documents must be attached to the written application referred to in the preceding paragraph.
Ministry of Justice translation — Japanese Law Translation Database System
**一** 法人であるときは、定款及び登記事項証明書（これらに準ずるものを含む。）
art-52-37/par-2/item-1 · https://japanlaw.org/en/banking-act/art-52-37/par-2/item-1 · https://japanlaw.org/l/356AC0000000059/art-52-37/par-2/item-1
if the applicant is a corporation, the articles of incorporation and certificate of registered information (or documents equivalent to them);
Ministry of Justice translation — Japanese Law Translation Database System
**二** 銀行代理業の業務の内容及び方法として内閣府令で定めるものを記載した書類
art-52-37/par-2/item-2 · https://japanlaw.org/en/banking-act/art-52-37/par-2/item-2 · https://japanlaw.org/l/356AC0000000059/art-52-37/par-2/item-2
documents stating the things specified by Cabinet Office Order as the content of business and business methods of bank agency services; and
Ministry of Justice translation — Japanese Law Translation Database System
**三** その他内閣府令で定める書類
art-52-37/par-2/item-3 · https://japanlaw.org/en/banking-act/art-52-37/par-2/item-3 · https://japanlaw.org/l/356AC0000000059/art-52-37/par-2/item-3
other documents specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十二条の三十八（許可の基準） — (Criteria for License)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52-38 · https://japanlaw.org/en/banking-act/art-52-38 · https://japanlaw.org/l/356AC0000000059/art-52-38
**第一項** 内閣総理大臣は、第五十二条の三十六第一項の許可の申請があつたときは、申請者が次に掲げる基準に適合するかどうかを審査しなければならない。
art-52-38/par-1 · https://japanlaw.org/en/banking-act/art-52-38/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-38/par-1
When an application is filed for the license referred to in Article 52-36, paragraph (1), the Prime Minister must examine whether the applicant meets the following criteria:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 銀行代理業を遂行するために必要と認められる内閣府令で定める基準に適合する財産的基礎を有する者であること。
art-52-38/par-1/item-1 · https://japanlaw.org/en/banking-act/art-52-38/par-1/item-1 · https://japanlaw.org/l/356AC0000000059/art-52-38/par-1/item-1
the applicant has the financial basis that is found to be necessary for performing bank agency services that meets the criteria specified by Cabinet Office Order;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 人的構成等に照らして、銀行代理業を的確、公正かつ効率的に遂行するために必要な能力を有し、かつ、十分な社会的信用を有する者であること。
art-52-38/par-1/item-2 · https://japanlaw.org/en/banking-act/art-52-38/par-1/item-2 · https://japanlaw.org/l/356AC0000000059/art-52-38/par-1/item-2
in light of its personnel structure, the applicant has the ability necessary to perform bank agency services appropriately, fairly, and efficiently, and has sufficient social credibility; and
Ministry of Justice translation — Japanese Law Translation Database System
**三** 他に業務を営むことによりその銀行代理業を適正かつ確実に営むことにつき支障を及ぼすおそれがあると認められない者であること。
art-52-38/par-1/item-3 · https://japanlaw.org/en/banking-act/art-52-38/par-1/item-3 · https://japanlaw.org/l/356AC0000000059/art-52-38/par-1/item-3
other business which the applicant conducts is unlikely to prevent the applicant from performing bank agency services properly and reliably.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、前項の規定による審査の基準に照らし公益上必要があると認めるときは、その必要の限度において、第五十二条の三十六第一項の許可に銀行代理業の業務の内容その他の事項について条件を付し、及びこれを変更することができる。
art-52-38/par-2 · https://japanlaw.org/en/banking-act/art-52-38/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-38/par-2
If the Prime Minister finds it to be necessary in the public interest in light of the criteria of the examination pursuant to the provisions of the preceding paragraph, the Prime Minister may, to the extent necessary, attach conditions on the content of bank agency services or other particulars to the license referred to in Article 52-36, paragraph (1), and may change those conditions.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十二条の三十九（変更の届出） — (Notification of Changes)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52-39 · https://japanlaw.org/en/banking-act/art-52-39 · https://japanlaw.org/l/356AC0000000059/art-52-39
**第一項** 銀行代理業者は、第五十二条の三十七第一項各号に掲げる事項に変更があつたときは、内閣府令で定める場合を除き、内閣府令で定めるところにより、その日から三十日以内に、その旨を内閣総理大臣に届け出なければならない。
art-52-39/par-1 · https://japanlaw.org/en/banking-act/art-52-39/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-39/par-1
Except in cases specified by the Cabinet Office Order, if a particular set forth in any of the items of Article 52-37, paragraph (1) changes, the bank agent must file a notification to that effect with the Prime Minister, within 30 days after the day on which the change occurred, pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 銀行代理業者は、第五十二条の三十七第二項第二号に掲げる書類に定めた事項を変更しようとするときは、内閣府令で定めるところにより、あらかじめ、その旨を内閣総理大臣に届け出なければならない。
art-52-39/par-2 · https://japanlaw.org/en/banking-act/art-52-39/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-39/par-2
When seeking to change a particular prescribed in the document set forth in Article 52-37, paragraph (2), item (ii), a bank agent must file a notification to that effect with the Prime Minister, pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十二条の四十（標識の掲示等） — Posting Signs, etc.
caption: machine translation, not official
art-52-40 · https://japanlaw.org/en/banking-act/art-52-40 · https://japanlaw.org/l/356AC0000000059/art-52-40
**第一項** 銀行代理業者は、銀行代理業を営む営業所又は事務所ごとに、公衆の見やすい場所に、内閣府令で定める様式の標識を掲示しなければならない。
art-52-40/par-1 · https://japanlaw.org/en/banking-act/art-52-40/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-40/par-1
A bank agent must post a sign in the form specified by Cabinet Office Order in a place easily seen by the public at each of its business offices and other offices where the bank agent performs bank agency services.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 銀行代理業者は、内閣府令で定めるところにより、商号若しくは名称又は氏名、許可番号、所属銀行の商号その他内閣府令で定める事項を電気通信回線に接続して行う自動公衆送信により公衆の閲覧に供しなければならない。ただし、その事業の規模が著しく小さい場合その他の内閣府令で定める場合は、この限りでない。
art-52-40/par-2 · https://japanlaw.org/en/banking-act/art-52-40/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-40/par-2
A bank agent must, pursuant to the provisions of Cabinet Office Order, make its trade name or name or full name, permission number, the trade name of the principal bank, and other particulars specified by Cabinet Office Order available for public inspection by automatic public transmission conducted by connecting to a telecommunications line; provided, however, that this does not apply if the scale of its business is extremely small or in any other case specified by Cabinet Office Order.
machine translation, not official
**第三項** 銀行代理業者以外の者は、第一項の標識又はこれに類似する標識を掲示してはならない。
art-52-40/par-3 · https://japanlaw.org/en/banking-act/art-52-40/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-40/par-3
It is prohibited for a person other than a bank agent to post the sign referred to in paragraph (1) or a sign similar to the sign.
machine translation, not official
### 第五十二条の四十一（名義貸しの禁止） — (Prohibition on Lending of One's Name)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52-41 · https://japanlaw.org/en/banking-act/art-52-41 · https://japanlaw.org/l/356AC0000000059/art-52-41
**第一項** 銀行代理業者は、自己の名義をもつて、他人に銀行代理業を営ませてはならない。
art-52-41/par-1 · https://japanlaw.org/en/banking-act/art-52-41/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-41/par-1
A bank agent must not allow another person to engage in bank agency services using their name.
Ministry of Justice translation — Japanese Law Translation Database System
## 第二節 業務 — Section 2 Services
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-7-4/sec-2 · https://japanlaw.org/en/banking-act/ch-7-4/sec-2 · https://japanlaw.org/l/356AC0000000059/ch-7-4/sec-2
### 第五十二条の四十二（業務の範囲） — (Scope of Services)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52-42 · https://japanlaw.org/en/banking-act/art-52-42 · https://japanlaw.org/l/356AC0000000059/art-52-42
**第一項** 銀行代理業者は、銀行代理業及び銀行代理業に付随する業務のほか、内閣総理大臣の承認を受けた業務を営むことができる。
art-52-42/par-1 · https://japanlaw.org/en/banking-act/art-52-42/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-42/par-1
In addition to bank agency services and services incidental to bank agency services, a bank agent may perform other services with the approval of the Prime Minister.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、前項の承認の申請があつた場合には、当該申請に係る業務を営むことが銀行代理業を適正かつ確実に営むことについて支障を及ぼすおそれがあると認められるときに限り、承認しないことができる。
art-52-42/par-2 · https://japanlaw.org/en/banking-act/art-52-42/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-42/par-2
When an application is filed for the approval referred to in the preceding paragraph, the Prime Minister may choose not to grant the approval only for cases in which it is found that conducting the services related to the application is likely to interfere with the proper and reliable performance of bank agency services.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 銀行代理業者は、第一項の規定により営む業務のほか、他の業務を営むことができない。
art-52-42/par-3 · https://japanlaw.org/en/banking-act/art-52-42/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-42/par-3
A bank agent may not conduct services other than those conducted pursuant to the provisions of paragraph (1).
Ministry of Justice translation — Japanese Law Translation Database System
**第四項** 第五十二条の三十六第一項の許可の申請書に申請者が銀行代理業及び銀行代理業に付随する業務以外の業務を営む旨の記載がある場合において、当該申請者が当該許可を受けたときには、当該業務を営むことについて第一項の承認を受けたものとみなす。
art-52-42/par-4 · https://japanlaw.org/en/banking-act/art-52-42/par-4 · https://japanlaw.org/l/356AC0000000059/art-52-42/par-4
If a written application for the license referred to in Article 52-36, paragraph (1) states that the applicant will conduct services other than bank agency services and services incidental to them, and the applicant obtains that license, the applicant is deemed to have obtained the approval referred to in paragraph (1) for those services.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十二条の四十三（分別管理） — (Separate Management)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52-43 · https://japanlaw.org/en/banking-act/art-52-43 · https://japanlaw.org/l/356AC0000000059/art-52-43
**第一項** 銀行代理業者は、第二条第十四項各号に掲げる行為（以下この章において「銀行代理行為」という。）に関して顧客から金銭その他の財産の交付を受けた場合には、内閣府令で定めるところにより、自己の固有財産と分別して管理しなければならない。
art-52-43/par-1 · https://japanlaw.org/en/banking-act/art-52-43/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-43/par-1
When a bank agent receives delivery of money or other properties from a customer in connection with an action set forth in any of the items of Article 2, paragraph (14) (hereinafter referred to as "activity as a bank agent" in this Chapter), the bank agent must manage the money or other properties separately from its own property, pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十二条の四十四（顧客に対する説明等） — (Explanation to Customers)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52-44 · https://japanlaw.org/en/banking-act/art-52-44 · https://japanlaw.org/l/356AC0000000059/art-52-44
**第一項** 銀行代理業者は、銀行代理行為を行うときは、あらかじめ、顧客に対し、次に掲げる事項を明らかにしなければならない。
art-52-44/par-1 · https://japanlaw.org/en/banking-act/art-52-44/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-44/par-1
Before engaging in activities as a bank agent, a bank agent must disclose the following information to the customer:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 所属銀行の商号
art-52-44/par-1/item-1 · https://japanlaw.org/en/banking-act/art-52-44/par-1/item-1 · https://japanlaw.org/l/356AC0000000059/art-52-44/par-1/item-1
the trade name of the principal bank;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 第二条第十四項各号に規定する契約の締結を代理するか、又は媒介するかの別
art-52-44/par-1/item-2 · https://japanlaw.org/en/banking-act/art-52-44/par-1/item-2 · https://japanlaw.org/l/356AC0000000059/art-52-44/par-1/item-2
whether the bank agent acts as an agent or as an intermediary, for concluding the contracts prescribed in the items of Article 2, paragraph (14); and
Ministry of Justice translation — Japanese Law Translation Database System
**三** その他内閣府令で定める事項
art-52-44/par-1/item-3 · https://japanlaw.org/en/banking-act/art-52-44/par-1/item-3 · https://japanlaw.org/l/356AC0000000059/art-52-44/par-1/item-3
other particulars specified by Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 銀行代理業者は、第二条第十四項第一号に掲げる行為（特定預金等契約の締結の代理及び媒介を除く。）に関し、預金者等の保護に資するため、内閣府令で定めるところにより、預金又は定期積金等に係る契約の内容その他預金者等に参考となるべき情報の提供を行わなければならない。
art-52-44/par-2 · https://japanlaw.org/en/banking-act/art-52-44/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-44/par-2
In order to contribute to the protection of depositor, etc. with regard to the actions set forth in Article 2, paragraph (14), item (i) (excluding acting as agent or intermediary for a contract for specified deposit, etc.), a bank agent must provide information of the content of the contracts involving deposits or installment savings, etc. and other information that is to serve as a reference for the depositors, etc., pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 前二項及び第五十二条の四十五の二並びに他の法律に定めるもののほか、銀行代理業者は、内閣府令で定めるところにより、その銀行代理行為に係る重要な事項の顧客への説明、その銀行代理行為に関して取得した顧客に関する情報の適正な取扱いその他の健全かつ適切な運営を確保するための措置を講じなければならない。
art-52-44/par-3 · https://japanlaw.org/en/banking-act/art-52-44/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-44/par-3
Beyond what is prescribed in the preceding two paragraphs, Article 52-45-2, and other laws, a bank agent must explain material particulars related to its activities as a bank agent to customers, appropriately handle customer information acquired in connection with its activities as a bank agent, and take other measures for ensuring the sound and appropriate management of its operations, pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十二条の四十五（銀行代理業に係る禁止行為） — (Prohibited Actions Concerning Bank Agency Services)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52-45 · https://japanlaw.org/en/banking-act/art-52-45 · https://japanlaw.org/l/356AC0000000059/art-52-45
**第一項** 銀行代理業者は、銀行代理業に関し、次に掲げる行為（特定預金等契約の締結の代理又は媒介の業務に関しては、第五号に掲げる行為を除く。）をしてはならない。
art-52-45/par-1 · https://japanlaw.org/en/banking-act/art-52-45/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-45/par-1
A bank agent must not engage in any of the following actions (excluding the actions set forth in item (v), in acting as agent or intermediary regarding a contract of specified deposit, etc.) concerning its bank agency services:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 顧客に対し、虚偽のことを告げる行為
art-52-45/par-1/item-1 · https://japanlaw.org/en/banking-act/art-52-45/par-1/item-1 · https://japanlaw.org/l/356AC0000000059/art-52-45/par-1/item-1
conveying false information to a customer;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 顧客に対し、不確実な事項について断定的判断を提供し、又は確実であると誤認させるおそれのあることを告げる行為
art-52-45/par-1/item-2 · https://japanlaw.org/en/banking-act/art-52-45/par-1/item-2 · https://japanlaw.org/l/356AC0000000059/art-52-45/par-1/item-2
providing a customer with a conclusive assessment on a matter that is uncertain or with information that could mislead the customer into believing that an uncertain matter is actually certain;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 顧客に対し、当該銀行代理業者又は当該銀行代理業者の子会社その他当該銀行代理業者と内閣府令で定める密接な関係を有する者（次号において「密接関係者」という。）の営む業務に係る取引を行うことを条件として、資金の貸付け又は手形の割引を内容とする契約の締結の代理又は媒介をする行為（顧客の保護に欠けるおそれがないものとして内閣府令で定めるものを除く。）
art-52-45/par-1/item-3 · https://japanlaw.org/en/banking-act/art-52-45/par-1/item-3 · https://japanlaw.org/l/356AC0000000059/art-52-45/par-1/item-3
acting as an agent or intermediary for concluding a contract which concerns lending of funds or discounting of a bill for a customer on the condition that the customer conducts a transaction related to the services performed by the bank agent, the subsidiary company of the bank agent, or a person that has a close relationship specified by Cabinet Office Order with the bank agent (referred to as "closely related person" in the following item) (excluding an action specified by Cabinet Office Order as unlikely to result in insufficient customer protection);
Ministry of Justice translation — Japanese Law Translation Database System
**四** 当該銀行代理業者の密接関係者に対し、取引の条件が所属銀行の取引の通常の条件に照らして当該所属銀行に不利益を与えるものであることを知りながら、その通常の条件よりも有利な条件で資金の貸付け又は手形の割引を内容とする契約の締結の代理又は媒介をする行為（所属銀行の業務の健全かつ適切な遂行に支障を及ぼすおそれがないものとして内閣府令で定めるものを除く。）
art-52-45/par-1/item-4 · https://japanlaw.org/en/banking-act/art-52-45/par-1/item-4 · https://japanlaw.org/l/356AC0000000059/art-52-45/par-1/item-4
acting as an agent or intermediary for concluding a contract which concerns lending of funds or discounting of a bill for a closely related party with terms and conditions that are more favorable than ordinary terms and conditions applied to transactions with the principal bank, with the knowledge that those terms and conditions will put the principal bank at a disadvantage, in light of the ordinary terms and conditions for transactions by the principal bank (excluding an action specified by Cabinet Office Order as unlikely to impair the sound and appropriate performance of the services of the principal bank)
Ministry of Justice translation — Japanese Law Translation Database System
**五** 前各号に掲げるもののほか、顧客の保護に欠け、又は所属銀行の業務の健全かつ適切な遂行に支障を及ぼすおそれがあるものとして内閣府令で定める行為
art-52-45/par-1/item-5 · https://japanlaw.org/en/banking-act/art-52-45/par-1/item-5 · https://japanlaw.org/l/356AC0000000059/art-52-45/par-1/item-5
beyond what is set forth in the preceding items, an action specified by Cabinet Office Order as resulting in insufficient customer protection or being unlikely to impair the sound and appropriate performance of the services of the principal bank.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十二条の四十五の二（銀行代理業者についての金融商品取引法の準用） — (Application, Mutatis Mutandis of the Financial Instruments and Exchange Act Concerning Bank Agents)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52-45-2 · https://japanlaw.org/en/banking-act/art-52-45-2 · https://japanlaw.org/l/356AC0000000059/art-52-45-2
**第一項** 金融商品取引法第三章第二節第一款（第三十五条から第三十六条の四まで（第一種金融商品取引業又は投資運用業を行う者の業務の範囲、第二種金融商品取引業又は投資助言・代理業のみを行う者の兼業の範囲、業務管理体制の整備、顧客の利益の保護のための体制整備、標識の掲示等、名義貸しの禁止、社債の管理の禁止等）、第三十七条第一項第二号（広告等の規制）、第三十七条の二（取引態様の事前明示義務）、第三十七条の三第一項第二号及び第六号並びに第三項（契約締結前の情報の提供等）、第三十七条の五（保証金の受領に係る書面の交付）、第三十七条の六第一項、第二項、第四項ただし書及び第五項（書面等による解除）、第三十七条の七（指定紛争解決機関との契約締結義務等）、第三十八条第一号、第二号、第七号及び第八号並びに第三十八条の二（禁止行為）、第三十九条第三項ただし書、第四項、第六項及び第七項（損失補塡等の禁止）並びに第四十条の二から第四十条の七まで（最良執行方針等、分別管理が確保されていない場合の売買等の禁止、金銭の流用が行われている場合の募集等の禁止、出資対象事業の状況に係る情報の提供が確保されていない場合の売買等の禁止、出資対象事業の状況に係る情報が提供されていない場合の募集等の禁止、特定投資家向け有価証券の売買等の制限、特定投資家向け有価証券に関する告知義務、のみ行為の禁止、店頭デリバティブ取引に関する電子情報処理組織の使用義務等）を除く。）（通則）の規定は、銀行代理業者が行う銀行代理業に係る特定預金等契約の締結の代理又は媒介について準用する。この場合において、これらの規定中「金融商品取引業」とあるのは「銀行法第十三条の四に規定する特定預金等契約の締結の代理又は媒介の業務」と、「金融商品取引行為」とあるのは「銀行法第十三条の四に規定する特定預金等契約の締結」と、これらの規定（同法第三十七条の六第三項の規定を除く。）中「金融商品取引契約」とあるのは「銀行法第十三条の四に規定する特定預金等契約」と、同法第三十七条の三第一項中「を締結しようとするとき」とあるのは「の締結の代理又は媒介を行うとき」と、「掲げる事項」とあるのは「掲げる事項及び預金者等（銀行法第二条第五項に規定する預金者等をいう。以下この項において同じ。）の保護に資するための当該特定預金等契約の内容その他預金者等に参考となるべき事項（次項において「参考事項等」という。）」と、同項第一号中「金融商品取引業者等」とあるのは「銀行代理業者（銀行法第二条第十五項に規定する銀行代理業者をいう。）の所属銀行（同条第十六項に規定する所属銀行をいう。）」と、同条第二項中「除く。）」とあるのは「除く。）及び参考事項等」と、同項ただし書中「当該事項」とあるのは「これらの事項」と、同法第三十七条の六第三項中「金融商品取引契約の解除があつた場合には」とあるのは「特定預金等契約（銀行法第十三条の四に規定する特定預金等契約をいう。第三十九条において同じ。）の解除に伴い銀行に損害賠償その他の金銭の支払をした場合において」と、「金融商品取引契約の解除までの期間に相当する手数料、報酬その他の当該金融商品取引契約に関して顧客が支払うべき対価（次項において「対価」という。）の額として内閣府令で定める金額を超えて当該金融商品取引契約の解除」とあるのは「支払」と、「又は違約金の支払を」とあるのは「その他の金銭の支払を、解除をした者に対し、」と、同法第三十九条第一項第一号中「有価証券の売買その他の取引（買戻価格があらかじめ定められている買戻条件付売買その他の政令で定める取引を除く。）又はデリバティブ取引（以下この条において「有価証券売買取引等」という。）」とあるのは「特定預金等契約の締結」と、「有価証券又はデリバティブ取引（以下この条において「有価証券等」という。）」とあるのは「特定預金等契約」と、「顧客（信託会社等（信託会社又は金融機関の信託業務の兼営等に関する法律第一条第一項の認可を受けた金融機関をいう。以下同じ。）が、信託契約に基づいて信託をする者の計算において、有価証券の売買又はデリバティブ取引を行う場合にあつては、当該信託をする者を含む。以下この条において同じ。）」とあるのは「顧客」と、「補足するため」とあるのは「補足するため、当該特定預金等契約によらないで」と、同項第二号中「有価証券売買取引等」とあるのは「特定預金等契約の締結」と、「有価証券等」とあるのは「特定預金等契約」と、「追加するため」とあるのは「追加するため、当該特定預金等契約によらないで」と、同項第三号中「有価証券売買取引等」とあるのは「特定預金等契約の締結」と、「有価証券等」とあるのは「特定預金等契約」と、「追加するため、」とあるのは「追加するため、当該特定預金等契約によらないで」と、同条第二項中「有価証券売買取引等」とあるのは「特定預金等契約の締結」と、同条第三項中「原因となるものとして内閣府令で定めるもの」とあるのは「原因となるもの」と読み替えるものとするほか、必要な技術的読替えは、政令で定める。
art-52-45-2/par-1 · https://japanlaw.org/en/banking-act/art-52-45-2/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-45-2/par-1
The provisions of Chapter III, Section 2, Subsection 1 of the Financial Instruments and Exchange Act (excluding Articles 35 through 36-4 (Scope of Services for Persons Engaged in Type-I Financial Instruments Business or Investment Management Business; Scope of Concurrent Business by Persons Only Engaged in Type-II Financial Instruments Business or Investment Advisory and Agency Business; Establishment of an Operational Control System; Development of Systems to Protect the Interests of Customers; Posting Signs, etc.; Prohibition on Lending of One's Name; Prohibition on Corporate Bond Management), Article 37, paragraph (1), item (ii) (Regulation of Advertising), Article 37-2 (Obligation to Clarify the Conditions of Transactions in Advance), Article 37-3, paragraph (1), items (ii) and (vi) and paragraph (3) (Provision of Information, etc. Prior to the Conclusion of a Contract), Article 37-5 (Delivery of Documents in Connection with the Receipt of a Security Deposit), Article 37-6, paragraphs (1) and (2), the proviso to paragraph (4), and paragraph (5) (Written Cancellation), Article 37-7 (Obligation to Conclude a Contract with a designated dispute resolution organization), Article 38, item (i), item (ii), item (vii) and item (viii), and Article 38-2 (Prohibited Actions), the proviso to Article 39, paragraph (3), and paragraph (4), paragraph (6) and paragraph (7) of that Article (Prohibition on Compensation of Loss), and Articles 40-2 through 40-7 (Best Execution Policy; Prohibition of Purchase and Sale If Separate Management Is Not Ensured; Prohibition of Public Offering If Money Has Been Diverted; Prohibition of Purchase and Sale If Provision of Information on the Status of the Business Subject to Investment Is Not Ensured; Prohibition of Public Offering If Information on the Status of the Business Subject to Investment Is Not Provided; Restrictions on the Purchase and Sale of Securities for Professional Investors; Obligation to Notify in Connection with Securities for Professional Investors, Prohibition of Trading Against Self; Obligation to Use an Electronic Data Processing System for Over-the-Counter Transactions of Derivatives)) (General Rules) apply mutatis mutandis to a bank agent's actions as agent or intermediary for the conclusion of a contract for specified deposit, etc. in connection with bank agency services In such cases, the term "financial instruments business" in these provisions is deemed to be replaced with "services as an agent or intermediary in a person's conclusion of a contract for specified deposit, etc. as defined in Article 13-4 of the Banking Act"; the phrase "act that constitutes a financial instruments transaction" in these provisions is deemed to be replaced with "conclusion of a contract for specified deposit, etc. as defined in Article 13-4 of the Banking Act"; the term "financial instruments transaction contract" in these provisions (excluding Article 37-6, paragraph (3)) is deemed to be replaced with "contract for specified deposit, etc. as defined in Article 13-4 of the Banking Act"; the phrase "seeks to conclude" in Article 37-3, paragraph (1) of the Financial Instruments and Exchange Act is deemed to be replaced with "acts as agent or intermediary for the conclusion of"; the phrase "matters set forth" in Article 37-3, paragraph (1) of that Act is deemed to be replaced with "matters set forth and, to contribute to the protection of depositors, etc. (meaning depositors, etc. as defined in Article 2, paragraph (5) of the Banking Act; hereinafter the same applies in this paragraph), the content of the relevant contract for specified deposit, etc. and other matters that should serve as a reference for depositors, etc. (referred to as "reference matters, etc." in the following paragraph)"; the term "financial instruments business operator, etc." in Article 37-3, paragraph (1), item (i) of the Financial Instruments and Exchange Act is deemed to be replaced with "principal bank (meaning a principal bank as defined in Article 2, paragraph (16) of the Banking Act) on behalf of which the bank agent (meaning a bank agent as defined in Article 2, paragraph (15) of the Banking Act) is acting"; in paragraph (2) of that Article, the phrase "excluding the matters set forth in items (v) and (vi) of that paragraph and other matters specified by Cabinet Office Order)" is deemed to be replaced with "excluding the matters set forth in items (v) and (vi) of that paragraph and other matters specified by Cabinet Office Order) and the reference matters, etc."; in the proviso to that paragraph, the phrase "the relevant matters" is deemed to be replaced with "these matters"; in Article 37-6, paragraph (3) of that Act, the phrase "If a financial instruments transaction contract becomes subject to a cancellation" is deemed to be replaced with "If the financial instruments business operator, etc. has paid damages or other money to a bank in connection with the cancellation of a contract for specified deposit, etc. (meaning a contract for specified deposit, etc. as defined in Article 13-4 of the Banking Act; the same applies in Article 39)", the phrase "for the cancellation of that financial instruments transaction contract beyond the amount specified by Cabinet Office Order as the amount of fees, remuneration, or other consideration payable by the customer with regard to that financial instruments transaction contract (referred to as a 'consideration' in the following paragraph) for the period until the cancellation of that financial instruments transaction contract" is deemed to be replaced with "in connection with that payment", and the phrase "request the customer to pay damages or a penalty" is deemed to be replaced with "request the person who has cancelled the contract to pay damages or other money"; in Article 39, paragraph (1), item (i) of that Act, the term "a purchase and sale or other transaction of securities (excluding a purchase and sale with a repurchase requirement and a predetermined repurchase price, and other transactions specified by Cabinet Order) or a derivatives transaction (hereinafter referred to as a 'purchase and sale or other transaction of securities, etc.' in this Article)" is deemed to be replaced with "the conclusion of a contract for specified deposit, etc.", the term "securities or derivatives transaction (hereinafter referred to as 'securities, etc.' in this Article)" is deemed to be replaced with "contract for specified deposit, etc.", the term "customer (if a trust company, etc. (meaning a trust company or a financial institution that has obtained the authorization referred to in Article 1, paragraph (1) of the Act on Engagement in Trust Business by Financial Institutions; the same applies hereinafter) conducts the purchase and sale of securities or a derivatives transaction on the account of a person that establishes a trust based on a trust contract, this includes the person that establishes the trust; hereinafter the same applies in this Article)" is deemed to be replaced with "customer", and the term "to supplement its profits" is deemed to be replaced with "to supplement its profits, other than as under the contract for specified deposit, etc."; in Article 39, paragraph (1), item (ii) of that Act, the term "a purchase and sale or other transaction of securities, etc." is deemed to be replaced with "the conclusion of a contract for specified deposit, etc.", the term "securities, etc." is deemed to be replaced with "contract for specified deposit, etc." and the term "in order to add to the profit that the customer has accrued in connection with those securities, etc." is deemed to be replaced with "in order to add to the profit that the customer has accrued in connection with those securities, etc., other than as under the contract for specified deposit, etc."; in item (iii) of that paragraph, the term "a purchase and sale or other transaction of securities, etc." is deemed to be replaced with "the conclusion of a contract for specified deposit, etc.", the term "securities, etc." is deemed to be replaced with "contract for specified deposit, etc." and the term "in order to add to the profit that the customer has accrued in connection with those securities, etc." is deemed to be replaced with "in order to add to the profit that the customer has accrued in connection with those securities, etc., other than as under the contract for specified deposit, etc."; in paragraph (2) of that Article, the term "a purchase and sale or other transaction of securities, etc." is deemed to be replaced with "the conclusion of a contract for specified deposit, etc."; in paragraph (3) of that Article, the term "which is specified by Cabinet Office Order as a potential cause of" is deemed to be replaced with "which is a potential cause of"; and any other necessary technical replacement of terms is specified by Cabinet Order.
machine translation, not official
### 第五十二条の四十六（特定銀行代理業者の休日及び営業時間） — (Non-Business Days and Business Hours of Specified Bank Agents)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52-46 · https://japanlaw.org/en/banking-act/art-52-46 · https://japanlaw.org/l/356AC0000000059/art-52-46
**第一項** 特定銀行代理業者（特定銀行代理行為（内閣府令で定める預金の受入れを内容とする契約の締結の代理をいう。次条第一項において同じ。）を行う銀行代理業者をいう。次項及び同条において同じ。）の休日は、日曜日その他政令で定める日に限る。
art-52-46/par-1 · https://japanlaw.org/en/banking-act/art-52-46/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-46/par-1
The non-business days of a specified bank agent (meaning a bank agent that conducts specified activities as a bank agent (to act as an agent in concluding contracts that concern the acceptance of deposits, as specified by Cabinet Office Order; the same applies in paragraph (1) of the following Article); the same applies in the following paragraph and that Article) are limited to Sundays and the other days specified by Cabinet Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 特定銀行代理業者の営業時間は、金融取引の状況等を勘案して内閣府令で定める。
art-52-46/par-2 · https://japanlaw.org/en/banking-act/art-52-46/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-46/par-2
The business hours of a specified bank agent are specified by Cabinet Office Order in consideration of the status of financial transactions.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十二条の四十七（臨時休業等） — (Temporary Suspension of Business)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52-47 · https://japanlaw.org/en/banking-act/art-52-47 · https://japanlaw.org/l/356AC0000000059/art-52-47
**第一項** 特定銀行代理業者は、内閣府令で定める場合を除き、天災その他のやむを得ない理由によりその特定銀行代理行為に係る業務を行う営業所又は事務所において臨時に当該業務の全部又は一部を休止するときは、直ちにその旨を、理由を付して内閣総理大臣に届け出るとともに、当該営業所又は事務所の店頭に掲示し、かつ、その事業の規模が著しく小さい場合その他の内閣府令で定める場合を除き、内閣府令で定めるところにより、電気通信回線に接続して行う自動公衆送信により公衆の閲覧に供しなければならない。特定銀行代理業者が臨時に当該業務の全部又は一部を休止した営業所又は事務所において当該業務の全部又は一部を再開するときも、同様とする。
art-52-47/par-1 · https://japanlaw.org/en/banking-act/art-52-47/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-47/par-1
Except in the case specified by Cabinet Office Order, when a specified bank agent temporarily suspends all or part of services at its business office or other offices where services involved in specified activities as a bank agent are performed due to a natural disaster or for any other compelling reasons, the specified bank agent must immediately file a notification to that effect with the Prime Minister and give the reason for this, as well as post a sign to that effect at the business office or other offices and, except where the scale of its business is extremely small or in any other case specified by Cabinet Office Order, make it available for public inspection by automatic public transmission conducted by connecting to a telecommunications line, pursuant to the provisions of Cabinet Office Order. The same applies if the specified bank agent resumes all or part of its services at a business office or other offices in which it has temporarily suspended all or part of its services.
machine translation, not official
**第二項** 前項の規定にかかわらず、特定銀行代理業者の無人の営業所又は事務所において臨時にその業務の一部を休止する場合その他の内閣府令で定める場合については、同項の規定による掲示及び閲覧に供する措置は、することを要しない。
art-52-47/par-2 · https://japanlaw.org/en/banking-act/art-52-47/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-47/par-2
Notwithstanding the provisions of the preceding paragraph, the posting and the measures to make it available for public inspection pursuant to the provisions of that paragraph are not required if a specified bank agent temporarily suspends part of its services at unmanned business offices or other unmanned offices, and in other cases specified by Cabinet Office Order.
machine translation, not official
### 第五十二条の四十八（所属銀行の廃業等） — (Principal Bank's Discontinuation of Business)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52-48 · https://japanlaw.org/en/banking-act/art-52-48 · https://japanlaw.org/l/356AC0000000059/art-52-48
**第一項** 銀行代理業者は、所属銀行から第三十八条第一項の通知を受けたときは、その通知を受けた内容を、内閣府令で定めるところにより、一月を下らない期間、当該所属銀行に係る銀行代理業を営む全ての営業所又は事務所の公衆の目につきやすい場所に掲示するとともに、その事業の規模が著しく小さい場合その他の内閣府令で定める場合を除き、電気通信回線に接続して行う自動公衆送信により公衆の閲覧に供しなければならない。
art-52-48/par-1 · https://japanlaw.org/en/banking-act/art-52-48/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-48/par-1
When a bank agent receives a notification referred to in Article 38, paragraph (1) from its principal bank, the bank agent must, pursuant to the provisions of Cabinet Office Order, post the content of the notification received in a place easily seen by the public at all of the business offices and other offices where it performs bank agency services for that principal bank, for a period of not less than one month, as well as make it available for public inspection by automatic public transmission conducted by connecting to a telecommunications line, except where the scale of its business is extremely small or in any other case specified by Cabinet Office Order.
machine translation, not official
## 第三節 経理 — Section 3 Accounting
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-7-4/sec-3 · https://japanlaw.org/en/banking-act/ch-7-4/sec-3 · https://japanlaw.org/l/356AC0000000059/ch-7-4/sec-3
### 第五十二条の四十九（銀行代理業に関する帳簿書類） — (Books and Documents Concerning Bank Agency Services)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52-49 · https://japanlaw.org/en/banking-act/art-52-49 · https://japanlaw.org/l/356AC0000000059/art-52-49
**第一項** 銀行代理業者は、内閣府令で定めるところにより、銀行代理業に関する帳簿書類を作成し、これを保存しなければならない。
art-52-49/par-1 · https://japanlaw.org/en/banking-act/art-52-49/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-49/par-1
A bank agent must prepare and preserve books and documents concerning bank agency services pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十二条の五十（銀行代理業に関する報告書） — (Written Reports on Bank Agency Services)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52-50 · https://japanlaw.org/en/banking-act/art-52-50 · https://japanlaw.org/l/356AC0000000059/art-52-50
**第一項** 銀行代理業者は、事業年度ごとに、内閣府令で定めるところにより、銀行代理業に関する報告書を作成し、内閣総理大臣に提出しなければならない。
art-52-50/par-1 · https://japanlaw.org/en/banking-act/art-52-50/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-50/par-1
Each business year, a bank agent must prepare a written report on its bank agency services and submit it to the Prime Minister, pursuant to the provisions of Cabinet Office Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、内閣府令で定めるところにより、前項の銀行代理業に関する報告書のうち、顧客の秘密を害するおそれのある事項又は当該銀行代理業者の業務の遂行上不当な不利益を与えるおそれのある事項を除き、公衆の縦覧に供しなければならない。
art-52-50/par-2 · https://japanlaw.org/en/banking-act/art-52-50/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-50/par-2
Pursuant to the provisions of Cabinet Office Order, the Prime Minister must make a report on bank agency services referred to in the preceding paragraph available for public inspection, with the exception of particulars that could harm the confidentiality of customers or put a bank agent at an undue disadvantage in executing its services if made available for public inspection.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十二条の五十一（所属銀行の説明書類等の縦覧） — (Public Inspection of Principal Bank's Explanatory Documents)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52-51 · https://japanlaw.org/en/banking-act/art-52-51 · https://japanlaw.org/l/356AC0000000059/art-52-51
**第一項** 銀行代理業者は、その所属銀行又は当該所属銀行を子会社とする銀行持株会社の事業年度ごとに、当該所属銀行が第二十条第一項及び第二項並びに第二十一条第一項及び第二項の規定により作成する書類又は当該所属銀行を子会社とする銀行持株会社が第五十二条の二十八第一項及び第五十二条の二十九第一項の規定により作成する書類を、当該所属銀行のために銀行代理業を営むすべての営業所又は事務所に備え置き、公衆の縦覧に供しなければならない。
art-52-51/par-1 · https://japanlaw.org/en/banking-act/art-52-51/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-51/par-1
For each business year of a principal bank or of the bank holding company that has that principal bank as its subsidiary company, a bank agent must keep the documents that its principal bank prepares pursuant to the provisions of Article 20, paragraphs (1) and (2) and Article 21, paragraphs (1) and (2) or the documents that the bank holding company that has that principal bank as its subsidiary company prepares pursuant to the provisions of Article 52-28, paragraph (1) and Article 52-29, paragraph (1), at all of the business offices and other offices where the bank agent performs bank agency services for that principal bank, and make the documents available for public inspection.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前項に規定する説明書類が電磁的記録をもつて作成されているときは、銀行代理業を営むすべての営業所又は事務所において当該説明書類の内容である情報を電磁的方法により不特定多数の者が提供を受けることができる状態に置く措置として内閣府令で定めるものをとることができる。この場合においては、同項に規定する説明書類を公衆の縦覧に供したものとみなす。
art-52-51/par-2 · https://japanlaw.org/en/banking-act/art-52-51/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-51/par-2
If the explanatory documents provided for in the preceding paragraph have been prepared as electronic or magnetic records, the bank agent may take a measure that is specified by Cabinet Office Order as a measure that uses electronic or magnetic means to make the information contained in the explanatory documents available to many and unspecified persons at all of their business offices or other offices that perform bank agency services. In such a case, the bank agent is deemed to have made the explanatory documents available for public inspection pursuant to the provisions of the preceding paragraph.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 前二項に定めるもののほか、同項の書類を公衆の縦覧に供する期間その他同項の規定の適用に関し必要な事項は、内閣府令で定める。
art-52-51/par-3 · https://japanlaw.org/en/banking-act/art-52-51/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-51/par-3
Beyond what is provided for in the provisions of the preceding two paragraphs, Cabinet Order prescribes the period of time during which the documents referred to in those paragraphs are made available for public inspection and other particulars necessary for applying the provisions of those paragraphs.
Ministry of Justice translation — Japanese Law Translation Database System
## 第四節 監督 — Section 4 Supervision
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-7-4/sec-4 · https://japanlaw.org/en/banking-act/ch-7-4/sec-4 · https://japanlaw.org/l/356AC0000000059/ch-7-4/sec-4
### 第五十二条の五十二（廃業等の届出） — (Notification of Business Discontinuance)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52-52 · https://japanlaw.org/en/banking-act/art-52-52 · https://japanlaw.org/l/356AC0000000059/art-52-52
**第一項** 銀行代理業者が次の各号のいずれかに該当することとなつたときは、当該各号に定める者は、その日から三十日以内に、その旨を内閣総理大臣に届け出なければならない。
art-52-52/par-1 · https://japanlaw.org/en/banking-act/art-52-52/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-52/par-1
If a bank agent comes to fall under any of the cases in the following items, the person specified in that item must file a notification to that effect with the Prime Minister, within 30 days from the day on which the bank agent came to fall under the case:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 銀行代理業を廃止したとき、又は会社分割により銀行代理業の全部の承継をさせたとき、若しくは銀行代理業の全部の譲渡をしたとき その銀行代理業を廃止し、又は承継をさせ若しくは譲渡をした個人又は法人
art-52-52/par-1/item-1 · https://japanlaw.org/en/banking-act/art-52-52/par-1/item-1 · https://japanlaw.org/l/356AC0000000059/art-52-52/par-1/item-1
the bank agent discontinues bank agency services, has the whole bank agency services succeeded to in a company split, or transfers the whole bank agency services:the individual or corporation that has discontinued the bank agency services, has them succeeded to, or has transferred them;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 銀行代理業者である個人が死亡したとき その相続人
art-52-52/par-1/item-2 · https://japanlaw.org/en/banking-act/art-52-52/par-1/item-2 · https://japanlaw.org/l/356AC0000000059/art-52-52/par-1/item-2
the bank agent is an individual and that individual dies:the heir;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 銀行代理業者である法人が合併により消滅したとき その法人を代表する役員であつた者
art-52-52/par-1/item-3 · https://japanlaw.org/en/banking-act/art-52-52/par-1/item-3 · https://japanlaw.org/l/356AC0000000059/art-52-52/par-1/item-3
the bank agent is a corporation and that corporation ceases to exist due to a merger:the person that was the officer representing that corporation;
Ministry of Justice translation — Japanese Law Translation Database System
**四** 銀行代理業者である法人が破産手続開始の決定により解散したとき その破産管財人
art-52-52/par-1/item-4 · https://japanlaw.org/en/banking-act/art-52-52/par-1/item-4 · https://japanlaw.org/l/356AC0000000059/art-52-52/par-1/item-4
the bank agent is a corporation and that corporation is dissolved due to an order commencing bankruptcy proceedings:the bankruptcy trustee;
Ministry of Justice translation — Japanese Law Translation Database System
**五** 銀行代理業者である法人が合併及び破産手続開始の決定以外の理由により解散したとき その清算人
art-52-52/par-1/item-5 · https://japanlaw.org/en/banking-act/art-52-52/par-1/item-5 · https://japanlaw.org/l/356AC0000000059/art-52-52/par-1/item-5
the bank agent is a corporation and that corporation is dissolved for reasons other than a merger or an order commencing bankruptcy proceedings:the liquidator; or
Ministry of Justice translation — Japanese Law Translation Database System
**六** 金融サービスの提供及び利用環境の整備等に関する法律第十二条（登録）の登録（預金等媒介業務（同法第十一条第二項（定義）に規定する預金等媒介業務をいう。以下この号及び第五十二条の六十の二第一項において同じ。）の種別に係るものに限る。）又は同法第十六条第一項（変更登録等）の変更登録（預金等媒介業務の種別の追加に係るものに限る。）を受けたとき 当該登録又は変更登録を受けた者
art-52-52/par-1/item-6 · https://japanlaw.org/en/banking-act/art-52-52/par-1/item-6 · https://japanlaw.org/l/356AC0000000059/art-52-52/par-1/item-6
the bank agent obtains registration referred to in Article 12 (Registration) of the Act on the Provision of Financial Services and the Development of the Accessible Environment Thereto (limited to one concerning the type of deposit, etc. intermediary business operations (meaning the deposit, etc. intermediary business operations as defined in Article 11, paragraph (2) (Definitions) of that Act; hereinafter the same applies in this item and Article 52-60-2, paragraph (1))) or obtains registration of change referred to in Article 16, paragraph (1) (Registration of Changes) of that Act (limited to one concerning the addition of the type of deposit, etc. intermediary business operations):the person that has obtained the registration or the registration of change.
machine translation, not official
### 第五十二条の五十三（銀行代理業者による報告又は資料の提出） — (Making Reports or Submitting Materials by Bank Agents)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52-53 · https://japanlaw.org/en/banking-act/art-52-53 · https://japanlaw.org/l/356AC0000000059/art-52-53
**第一項** 内閣総理大臣は、銀行代理業者の銀行代理業の健全かつ適切な運営を確保するため必要があると認めるときは、当該銀行代理業者に対し、その業務又は財産の状況に関し報告又は資料の提出を求めることができる。
art-52-53/par-1 · https://japanlaw.org/en/banking-act/art-52-53/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-53/par-1
If the Prime Minister finds it to be necessary for ensuring the sound and appropriate management of bank agency services by a bank agent, the Prime Minister may ask the bank agent to make a report or submit materials on the status of their business or property.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十二条の五十四（銀行代理業者に対する立入検査） — (On-Site Inspection of Bank Agents)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52-54 · https://japanlaw.org/en/banking-act/art-52-54 · https://japanlaw.org/l/356AC0000000059/art-52-54
**第一項** 内閣総理大臣は、銀行代理業者の銀行代理業の健全かつ適切な運営を確保するため必要があると認めるときは、当該職員に当該銀行代理業者の営業所若しくは事務所その他の施設に立ち入らせ、その業務若しくは財産の状況に関し質問させ、又は帳簿書類その他の物件を検査させることができる。
art-52-54/par-1 · https://japanlaw.org/en/banking-act/art-52-54/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-54/par-1
If the Prime Minister finds it to be necessary for ensuring the sound and appropriate management of bank agency services by a bank agent, the Prime Minister may have relevant officials enter the business office, office, or other facilities of the bank agent, have those officials ask questions on the status of their business or property, and have them inspect the books, documents, and any other articles.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前項の場合において、当該職員は、その身分を示す証明書を携帯し、関係人の請求があつたときは、これを提示しなければならない。
art-52-54/par-2 · https://japanlaw.org/en/banking-act/art-52-54/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-54/par-2
In the case referred to in the preceding paragraph, the relevant officials must carry an identification card, and must present it if a person concerned requests them to do so.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 第一項の規定による権限は、犯罪捜査のために認められたものと解してはならない。
art-52-54/par-3 · https://japanlaw.org/en/banking-act/art-52-54/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-54/par-3
The authority under paragraph (1) must not be construed as being granted for criminal investigation purposes.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十二条の五十五（業務改善命令等） — (Business Improvement Orders)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52-55 · https://japanlaw.org/en/banking-act/art-52-55 · https://japanlaw.org/l/356AC0000000059/art-52-55
**第一項** 内閣総理大臣は、銀行代理業者の業務又は財産の状況に照らして、当該銀行代理業者の銀行代理業の健全かつ適切な運営を確保するため必要があると認めるときは、当該銀行代理業者に対し、その必要の限度において、業務の内容及び方法の変更その他監督上必要な措置を命ずることができる。
art-52-55/par-1 · https://japanlaw.org/en/banking-act/art-52-55/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-55/par-1
If the Prime Minister finds it to be necessary for ensuring the sound and appropriate management of bank agency services by a bank agent in light of the status of business or property of that bank agent, the Prime Minister may order the bank agent to change their business content or business methods and order other measures that are necessary for supervision, to the extent necessary.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十二条の五十六（銀行代理業者に対する監督上の処分） — (Supervisory Dispositions for a Bank Agent)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52-56 · https://japanlaw.org/en/banking-act/art-52-56 · https://japanlaw.org/l/356AC0000000059/art-52-56
**第一項** 内閣総理大臣は、銀行代理業者が次の各号のいずれかに該当するときは、当該銀行代理業者に対し、第五十二条の三十六第一項の許可を取り消し、又は期限を付して銀行代理業の全部若しくは一部の停止を命ずることができる。
art-52-56/par-1 · https://japanlaw.org/en/banking-act/art-52-56/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-56/par-1
If a bank agent falls under any of the following items, the Prime Minister may revoke the license referred to in Article 52-36, paragraph (1) or order it to suspend all or part of its bank agency services by setting a due date:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 第五十二条の三十八第一項各号に掲げる基準に適合しなくなつたとき。
art-52-56/par-1/item-1 · https://japanlaw.org/en/banking-act/art-52-56/par-1/item-1 · https://japanlaw.org/l/356AC0000000059/art-52-56/par-1/item-1
the bank agent no longer meets the criteria set forth in the items of Article 52-38, paragraph (1);
Ministry of Justice translation — Japanese Law Translation Database System
**二** 不正の手段により第五十二条の三十六第一項の許可を受けたことが判明したとき。
art-52-56/par-1/item-2 · https://japanlaw.org/en/banking-act/art-52-56/par-1/item-2 · https://japanlaw.org/l/356AC0000000059/art-52-56/par-1/item-2
it is discovered that the bank agent has obtained the license referred to in Article 52-36, paragraph (1) by wrongful means;
Ministry of Justice translation — Japanese Law Translation Database System
**三** 第五十二条の三十六第一項の許可に付した条件に違反したとき。
art-52-56/par-1/item-3 · https://japanlaw.org/en/banking-act/art-52-56/par-1/item-3 · https://japanlaw.org/l/356AC0000000059/art-52-56/par-1/item-3
the bank agent violates the conditions attached to the license referred to in Article 52-36, paragraph (1);
Ministry of Justice translation — Japanese Law Translation Database System
**四** 法令又は法令に基づく内閣総理大臣の処分に違反したとき。
art-52-56/par-1/item-4 · https://japanlaw.org/en/banking-act/art-52-56/par-1/item-4 · https://japanlaw.org/l/356AC0000000059/art-52-56/par-1/item-4
the bank agent violates laws and regulations or a disposition on laws and regulations by the Prime Minister; or
Ministry of Justice translation — Japanese Law Translation Database System
**五** 公益を害する行為をしたとき。
art-52-56/par-1/item-5 · https://japanlaw.org/en/banking-act/art-52-56/par-1/item-5 · https://japanlaw.org/l/356AC0000000059/art-52-56/par-1/item-5
the bank agent commits an act that harms the public interest.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 内閣総理大臣は、銀行代理業者の役員が、前項第三号から第五号までのいずれかに該当することとなつたときは、当該銀行代理業者に対し当該役員の解任を命ずることができる。
art-52-56/par-2 · https://japanlaw.org/en/banking-act/art-52-56/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-56/par-2
If an officer of a bank agent comes to fall under any of the items (iii) through (v) of the preceding paragraph, the Prime Minister may order the bank agent to dismiss that officer.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十二条の五十七（許可の失効） — (Expiration of License)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52-57 · https://japanlaw.org/en/banking-act/art-52-57 · https://japanlaw.org/l/356AC0000000059/art-52-57
**第一項** 銀行代理業者が次の各号のいずれかに該当するときは、第五十二条の三十六第一項の許可は、効力を失う。
art-52-57/par-1 · https://japanlaw.org/en/banking-act/art-52-57/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-57/par-1
If a bank agent falls under any of the following items, the license referred to in Article 52-36, paragraph (1) ceases to be effective:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 第五十二条の五十二各号のいずれかに該当することとなつたとき。
art-52-57/par-1/item-1 · https://japanlaw.org/en/banking-act/art-52-57/par-1/item-1 · https://japanlaw.org/l/356AC0000000059/art-52-57/par-1/item-1
the bank agent comes to fall under any of the items of Article 52-52;
Ministry of Justice translation — Japanese Law Translation Database System
**二** 所属銀行がなくなつたとき。
art-52-57/par-1/item-2 · https://japanlaw.org/en/banking-act/art-52-57/par-1/item-2 · https://japanlaw.org/l/356AC0000000059/art-52-57/par-1/item-2
the bank agent no longer has a principal bank; or
Ministry of Justice translation — Japanese Law Translation Database System
**三** 当該許可を受けた日から六月以内に銀行代理業を開始しなかつたとき（やむを得ない理由がある場合において、あらかじめ内閣総理大臣の承認を受けたときを除く。）。
art-52-57/par-1/item-3 · https://japanlaw.org/en/banking-act/art-52-57/par-1/item-3 · https://japanlaw.org/l/356AC0000000059/art-52-57/par-1/item-3
the bank agent fails to commence bank agency services within six months from the day on which it obtained the license (unless there are compelling reasons and the bank agent has obtained the approval of the Prime Minister in advance).
Ministry of Justice translation — Japanese Law Translation Database System
## 第五節 所属銀行等 — Section 5 Principal Banks
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-7-4/sec-5 · https://japanlaw.org/en/banking-act/ch-7-4/sec-5 · https://japanlaw.org/l/356AC0000000059/ch-7-4/sec-5
### 第五十二条の五十八（銀行代理業者に対する指導等） — (Guidance to Bank Agents)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52-58 · https://japanlaw.org/en/banking-act/art-52-58 · https://japanlaw.org/l/356AC0000000059/art-52-58
**第一項** 所属銀行は、銀行代理業者が営む銀行代理業に関し、内閣府令で定めるところにより、銀行代理業に係る業務の指導その他の健全かつ適切な運営を確保するための措置を講じなければならない。
art-52-58/par-1 · https://japanlaw.org/en/banking-act/art-52-58/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-58/par-1
Pursuant to the provisions of Cabinet Office Order, a principal bank must give guidance on the services involved in bank agency services that its bank agent performs and take other measures to ensure sound and appropriate management of those services.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 銀行代理業再委託者（銀行代理業を再委託する銀行代理業者をいう。以下同じ。）は、銀行代理業再受託者（銀行代理業再委託者の再委託を受けて銀行代理業を営む銀行代理業者をいう。以下同じ。）が営む銀行代理業に関し、内閣府令で定めるところにより、銀行代理業に係る業務の指導その他の健全かつ適切な運営を確保するための措置を講じなければならない。
art-52-58/par-2 · https://japanlaw.org/en/banking-act/art-52-58/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-58/par-2
Pursuant to the provisions of Cabinet Office Order, a principal bank agent (meaning a bank agent that further entrusts another bank agent with bank agency services; the same applies hereinafter) must give guidance on the services involved in bank agency services that the secondary bank agent (meaning a bank agent that carries out bank agency services on re-entrustment from a principal bank agent; the same applies hereinafter) performs, and take other measures to ensure sound and appropriate management of those services.
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十二条の五十九（所属銀行等の賠償責任） — (Compensation Liability of Principal Banks)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52-59 · https://japanlaw.org/en/banking-act/art-52-59 · https://japanlaw.org/l/356AC0000000059/art-52-59
**第一項** 所属銀行は、銀行代理業者がその銀行代理行為について顧客に加えた損害を賠償する責任を負う。
art-52-59/par-1 · https://japanlaw.org/en/banking-act/art-52-59/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-59/par-1
A principal bank is liable to compensate for any damage that its bank agent causes a customer in its activities as a bank agent.
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 前項の規定は、次に掲げる場合には、適用しない。
art-52-59/par-2 · https://japanlaw.org/en/banking-act/art-52-59/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-59/par-2
The provisions of the preceding paragraph do not apply in the following cases:
Ministry of Justice translation — Japanese Law Translation Database System
**一** 所属銀行の委託を受けた銀行代理業者が行う銀行代理行為については、所属銀行が当該委託をするについて相当の注意をし、かつ、当該銀行代理業者が行う銀行代理行為について顧客に加えた損害の発生の防止に努めたとき。
art-52-59/par-2/item-1 · https://japanlaw.org/en/banking-act/art-52-59/par-2/item-1 · https://japanlaw.org/l/356AC0000000059/art-52-59/par-2/item-1
in respect of activities as a bank agent that the bank agent performs under entrustment by the principal bank, if the principal bank exercises due care in entrusting the bank agent with those activities and endeavors to prevent the occurrence of the damage that it causes to a customer in connection with the activities as a bank agent it performs; or
Ministry of Justice translation — Japanese Law Translation Database System
**二** 銀行代理業再受託者が行う銀行代理行為については、所属銀行が当該銀行代理業再受託者に対する再委託の許諾を行うについて相当の注意をし、かつ、当該銀行代理業再受託者の行う銀行代理行為について顧客に加えた損害の発生の防止に努めたとき。
art-52-59/par-2/item-2 · https://japanlaw.org/en/banking-act/art-52-59/par-2/item-2 · https://japanlaw.org/l/356AC0000000059/art-52-59/par-2/item-2
in respect of activities as a bank agent that the secondary bank agent performs, if the principal bank exercises due care in giving permission on re-entrustment of those activities to the secondary bank agent and endeavors to prevent the occurrence of the damage that the secondary bank agent causes to a customer in connection with the activities as a bank agent it performs.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 銀行代理業再委託者は、銀行代理業再受託者が行う銀行代理行為について顧客に加えた損害を賠償する責任を負う。ただし、当該銀行代理業再委託者が再委託をするについて相当の注意をし、かつ、当該銀行代理業再受託者の行う銀行代理行為について顧客に加えた損害の発生の防止に努めたときは、この限りでない。
art-52-59/par-3 · https://japanlaw.org/en/banking-act/art-52-59/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-59/par-3
A principal bank agent is liable to compensate for any damage that its secondary bank agent causes a customer in its activities as a bank agent; provided, however, that this does not apply if the principal bank agent exercises due care in further entrusting the secondary bank agent with those activities and endeavors to prevent the occurrence of the damage that the secondary bank agent causes to the customer in connection with the activities as a bank agent it performs.
Ministry of Justice translation — Japanese Law Translation Database System
**第四項** 第一項の規定は所属銀行から銀行代理業者に対する求償権の行使を妨げず、また、前項の規定は銀行代理業再委託者から銀行代理業再受託者に対する求償権の行使を妨げない。
art-52-59/par-4 · https://japanlaw.org/en/banking-act/art-52-59/par-4 · https://japanlaw.org/l/356AC0000000059/art-52-59/par-4
The provisions of paragraph (1) do not preclude the principal bank from exercising its right of reimbursement against the bank agent, and the provisions of the preceding paragraph do not preclude the principal bank agent from exercising its right of reimbursement against the secondary bank agent.
Ministry of Justice translation — Japanese Law Translation Database System
**第五項** 民法第七百二十四条（不法行為による損害賠償請求権の消滅時効）及び第七百二十四条の二（人の生命又は身体を害する不法行為による損害賠償請求権の消滅時効）の規定は、第一項及び第三項の請求権について準用する。
art-52-59/par-5 · https://japanlaw.org/en/banking-act/art-52-59/par-5 · https://japanlaw.org/l/356AC0000000059/art-52-59/par-5
The provisions of Article 724 (Extinctive Prescription of Right to Demand Compensation for Damage Caused by a Tort) and Article 724-2 (Extinctive Prescription of Right to Demand Compensation for Damage Arising from Death or Personal Injury Caused by a Tort) of the Civil Code apply mutatis mutandis to the claim referred to in paragraph (1) or paragraph (3).
Ministry of Justice translation — Japanese Law Translation Database System
### 第五十二条の六十（銀行代理業者の原簿） — (Bank Agent Register)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52-60 · https://japanlaw.org/en/banking-act/art-52-60 · https://japanlaw.org/l/356AC0000000059/art-52-60
**第一項** 所属銀行は、内閣府令で定めるところにより、当該所属銀行に係る銀行代理業者に関する原簿を、当該所属銀行の営業所（無人の営業所その他の内閣府令で定める営業所を除く。）に備え置かなければならない。
art-52-60/par-1 · https://japanlaw.org/en/banking-act/art-52-60/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-60/par-1
Pursuant to the provisions of Cabinet Office Order, a principal bank must keep a register of its bank agents at its business offices (other than unmanned business offices and other business offices specified by Cabinet Office Order).
Ministry of Justice translation — Japanese Law Translation Database System
**第二項** 預金者等その他の利害関係人は、必要があるときは、所属銀行に対して、前項の原簿の閲覧を求めることができる。
art-52-60/par-2 · https://japanlaw.org/en/banking-act/art-52-60/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-60/par-2
When it is necessary, a depositor, etc. or other interested persons may make a demand to inspect the register referred to in the preceding paragraph to the principal bank.
Ministry of Justice translation — Japanese Law Translation Database System
## 第六節 雑則 — Section 6 Miscellaneous Provisions
heading: Ministry of Justice translation — Japanese Law Translation Database System
ch-7-4/sec-6 · https://japanlaw.org/en/banking-act/ch-7-4/sec-6 · https://japanlaw.org/l/356AC0000000059/ch-7-4/sec-6
### 第五十二条の六十の二（適用除外） — (Exclusion from Application)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52-60-2 · https://japanlaw.org/en/banking-act/art-52-60-2 · https://japanlaw.org/l/356AC0000000059/art-52-60-2
**第一項** 第五十二条の三十六第一項の規定にかかわらず、銀行等（銀行その他政令で定める金融業を行う者をいい、金融サービスの提供及び利用環境の整備等に関する法律第十二条（登録）の登録（預金等媒介業務の種別に係るものに限る。）を受けている者を除く。以下この条において同じ。）は、銀行代理業を営むことができる。
art-52-60-2/par-1 · https://japanlaw.org/en/banking-act/art-52-60-2/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-60-2/par-1
Notwithstanding the provisions of Article 52-36, paragraph (1), a bank, etc. (meaning a bank or a person engaged in financial services specified by Cabinet Order, and excluding a person that has obtained the registration (limited to one concerning the type of deposit, etc. intermediary business operations) referred to in Article 12 (Registration) of the Act on the Provision of Financial Services and the Development of the Accessible Environment Thereto; hereinafter the same applies in this Article) may perform bank agency services.
machine translation, not official
**第二項** 銀行等が前項の規定により銀行代理業を営む場合においては、当該銀行等を銀行代理業者とみなして、第十三条の二、第二十四条、第二十五条、第三十八条、第四十八条、第五十二条の三十六第二項及び第三項、第五十二条の三十九（銀行が銀行代理業を営む場合においては、第一項を除く。）から第五十二条の四十一まで、第五十二条の四十三から第五十二条の五十六まで、前三条、第五十三条第四項、第五十六条（第十一号に係る部分に限る。）並びに第五十七条の七第二項の規定並びにこれらの規定に係る第九章及び第十章の規定を適用する。この場合において、第五十二条の五十六第一項中「次の各号のいずれか」とあるのは「第四号又は第五号」と、「第五十二条の三十六第一項の許可を取り消し、又は期限を付して銀行代理業の全部若しくは」とあるのは「期限を付して銀行代理業の全部又は」とするほか、必要な技術的読替えは、政令で定める。
art-52-60-2/par-2 · https://japanlaw.org/en/banking-act/art-52-60-2/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-60-2/par-2
If a bank, etc. performs bank agency services pursuant to the provisions of the preceding paragraph, the bank, etc. is deemed to be a bank agent, and the provisions of Article 13-2, Article 24, Article 25, Article 38, Article 48, Article 52-36, paragraphs (2) and (3), Article 52-39 (excluding paragraph (1) if the bank performs bank agency services) through Article 52-41, Articles 52-43 through 52-56, the preceding three Articles, Article 53, paragraph (4), Article 56 (limited to the part related to item (xi)), Article 57-7, paragraph (2), and the provisions of Chapter IX and Chapter X related to those provisions apply. In such cases, in Article 52-56, paragraph (1), the term "any of the following items" is deemed to be replaced with "item (iv) or item (v)", the phrase "revoke the license referred to in Article 52-36, paragraph (1) or order it to suspend all or part of its bank agency services by setting a due date" is deemed to be replaced with "order it to suspend all or part of its bank agency services by setting a due date", and any other necessary technical replacement of terms is specified by Cabinet Order.
Ministry of Justice translation — Japanese Law Translation Database System
**第三項** 銀行等は、銀行代理業を営もうとするときは、第五十二条の三十七第一項各号に掲げる事項を記載した書類及び同条第二項第二号に掲げる書類を内閣総理大臣に届け出なければならない。
art-52-60-2/par-3 · https://japanlaw.org/en/banking-act/art-52-60-2/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-60-2/par-3
A bank, etc. must submit documents stating the particulars set forth in the items of Article 52-37, paragraph (1) and the documents set forth in Article 52-37, paragraph (2), item (ii) with the Prime Minister when it seeks to engage in bank agency services.
Ministry of Justice translation — Japanese Law Translation Database System
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## Cites
- art-52-37/par-1: 前条第一項 → 銀行法 第五十二条の三十六第一項 (Article 52-36, paragraph (1)), art-52-36/par-1 — https://japanlaw.org/en/banking-act/art-52-36/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-36/par-1
- art-52-37/par-1: 次条第一項 → 銀行法 第五十二条の三十八第一項 (Article 52-38, paragraph (1)), art-52-38/par-1 — https://japanlaw.org/en/banking-act/art-52-38/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-38/par-1
- art-52-37/par-1: 第五十二条の四十二第四項 → 銀行法 第五十二条の四十二第四項 (Article 52-42, paragraph (4)), art-52-42/par-4 — https://japanlaw.org/en/banking-act/art-52-42/par-4 · https://japanlaw.org/l/356AC0000000059/art-52-42/par-4
- art-52-37/par-2: 前項 → 銀行法 第五十二条の三十七第一項 (Article 52-37, paragraph (1)), art-52-37/par-1 — https://japanlaw.org/en/banking-act/art-52-37/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-37/par-1
- art-52-38/par-1: 第五十二条の三十六第一項 → 銀行法 第五十二条の三十六第一項 (Article 52-36, paragraph (1)), art-52-36/par-1 — https://japanlaw.org/en/banking-act/art-52-36/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-36/par-1
- art-52-38/par-2: 前項 → 銀行法 第五十二条の三十八第一項 (Article 52-38, paragraph (1)), art-52-38/par-1 — https://japanlaw.org/en/banking-act/art-52-38/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-38/par-1
- art-52-38/par-2: 第五十二条の三十六第一項 → 銀行法 第五十二条の三十六第一項 (Article 52-36, paragraph (1)), art-52-36/par-1 — https://japanlaw.org/en/banking-act/art-52-36/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-36/par-1
- art-52-39/par-1: 第五十二条の三十七第一項 → 銀行法 第五十二条の三十七第一項 (Article 52-37, paragraph (1)), art-52-37/par-1 — https://japanlaw.org/en/banking-act/art-52-37/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-37/par-1
- art-52-39/par-2: 第五十二条の三十七第二項第二号 → 銀行法 第五十二条の三十七第二項第二号 (Article 52-37, paragraph (2), item (ii)), art-52-37/par-2/item-2 — https://japanlaw.org/en/banking-act/art-52-37/par-2/item-2 · https://japanlaw.org/l/356AC0000000059/art-52-37/par-2/item-2
- art-52-40/par-3: 第一項 → 銀行法 第五十二条の四十第一項 (Article 52-40, paragraph (1)), art-52-40/par-1 — https://japanlaw.org/en/banking-act/art-52-40/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-40/par-1
- art-52-42/par-2: 前項 → 銀行法 第五十二条の四十二第一項 (Article 52-42, paragraph (1)), art-52-42/par-1 — https://japanlaw.org/en/banking-act/art-52-42/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-42/par-1
- art-52-42/par-3: 第一項 → 銀行法 第五十二条の四十二第一項 (Article 52-42, paragraph (1)), art-52-42/par-1 — https://japanlaw.org/en/banking-act/art-52-42/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-42/par-1
- art-52-42/par-4: 第五十二条の三十六第一項 → 銀行法 第五十二条の三十六第一項 (Article 52-36, paragraph (1)), art-52-36/par-1 — https://japanlaw.org/en/banking-act/art-52-36/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-36/par-1
- art-52-42/par-4: 第一項 → 銀行法 第五十二条の四十二第一項 (Article 52-42, paragraph (1)), art-52-42/par-1 — https://japanlaw.org/en/banking-act/art-52-42/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-42/par-1
- art-52-43/par-1: 第二条第十四項 → 銀行法 第二条第十四項 (Article 2, paragraph (14)), art-2/par-14 — https://japanlaw.org/en/banking-act/art-2/par-14 · https://japanlaw.org/l/356AC0000000059/art-2/par-14
- art-52-44/par-1/item-2: 第二条第十四項 → 銀行法 第二条第十四項 (Article 2, paragraph (14)), art-2/par-14 — https://japanlaw.org/en/banking-act/art-2/par-14 · https://japanlaw.org/l/356AC0000000059/art-2/par-14
- art-52-44/par-2: 第二条第十四項第一号 → 銀行法 第二条第十四項第一号 (Article 2, paragraph (14), item (i)), art-2/par-14/item-1 — https://japanlaw.org/en/banking-act/art-2/par-14/item-1 · https://japanlaw.org/l/356AC0000000059/art-2/par-14/item-1
- art-52-44/par-3: 前二項 → 銀行法 第五十二条の四十四第一項 (Article 52-44, paragraph (1)), art-52-44/par-1 — https://japanlaw.org/en/banking-act/art-52-44/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-44/par-1
- art-52-44/par-3: 前二項 → 銀行法 第五十二条の四十四第二項 (Article 52-44, paragraph (2)), art-52-44/par-2 — https://japanlaw.org/en/banking-act/art-52-44/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-44/par-2
- art-52-44/par-3: 第五十二条の四十五の二 → 銀行法 第五十二条の四十五の二 (Article 52-45-2), art-52-45-2 — https://japanlaw.org/en/banking-act/art-52-45-2 · https://japanlaw.org/l/356AC0000000059/art-52-45-2
- art-52-45/par-1: 第五号 → 銀行法 第五十二条の四十五第一項第五号 (Article 52-45, paragraph (1), item (v)), art-52-45/par-1/item-5 — https://japanlaw.org/en/banking-act/art-52-45/par-1/item-5 · https://japanlaw.org/l/356AC0000000059/art-52-45/par-1/item-5
- art-52-45/par-1/item-3: 次号 → 銀行法 第五十二条の四十五第一項第四号 (Article 52-45, paragraph (1), item (iv)), art-52-45/par-1/item-4 — https://japanlaw.org/en/banking-act/art-52-45/par-1/item-4 · https://japanlaw.org/l/356AC0000000059/art-52-45/par-1/item-4
- art-52-45/par-1/item-5: 前各号 → 銀行法 第五十二条の四十五第一項第一号 (Article 52-45, paragraph (1), item (i)), art-52-45/par-1/item-1 — https://japanlaw.org/en/banking-act/art-52-45/par-1/item-1 · https://japanlaw.org/l/356AC0000000059/art-52-45/par-1/item-1
- art-52-45/par-1/item-5: 前各号 → 銀行法 第五十二条の四十五第一項第二号 (Article 52-45, paragraph (1), item (ii)), art-52-45/par-1/item-2 — https://japanlaw.org/en/banking-act/art-52-45/par-1/item-2 · https://japanlaw.org/l/356AC0000000059/art-52-45/par-1/item-2
- art-52-45/par-1/item-5: 前各号 → 銀行法 第五十二条の四十五第一項第三号 (Article 52-45, paragraph (1), item (iii)), art-52-45/par-1/item-3 — https://japanlaw.org/en/banking-act/art-52-45/par-1/item-3 · https://japanlaw.org/l/356AC0000000059/art-52-45/par-1/item-3
- art-52-45/par-1/item-5: 前各号 → 銀行法 第五十二条の四十五第一項第四号 (Article 52-45, paragraph (1), item (iv)), art-52-45/par-1/item-4 — https://japanlaw.org/en/banking-act/art-52-45/par-1/item-4 · https://japanlaw.org/l/356AC0000000059/art-52-45/par-1/item-4
- art-52-45-2/par-1: 第三十五条から第三十六条の四まで → e-Gov law 323AC0000000025, 第三十五条 (Article 35), art-35 — not held in this collection
- art-52-45-2/par-1: 第三十七条第一項第二号 → e-Gov law 323AC0000000025, 第三十七条第一項第二号 (Article 37, paragraph (1), item (ii)), art-37/par-1/item-2 — not held in this collection
- art-52-45-2/par-1: 第三十七条の二 → e-Gov law 323AC0000000025, 第三十七条の二 (Article 37-2), art-37-2 — not held in this collection
- art-52-45-2/par-1: 第三十七条の三第一項第二号 → e-Gov law 323AC0000000025, 第三十七条の三第一項第二号 (Article 37-3, paragraph (1), item (ii)), art-37-3/par-1/item-2 — not held in this collection
- art-52-45-2/par-1: 第六号 → e-Gov law 323AC0000000025, 第三十七条の三第一項第六号 (Article 37-3, paragraph (1), item (vi)), art-37-3/par-1/item-6 — not held in this collection
- art-52-45-2/par-1: 第三項 → e-Gov law 323AC0000000025, 第三十七条の三第三項 (Article 37-3, paragraph (3)), art-37-3/par-3 — not held in this collection
- art-52-45-2/par-1: 第三十七条の五 → e-Gov law 323AC0000000025, 第三十七条の五 (Article 37-5), art-37-5 — not held in this collection
- art-52-45-2/par-1: 第三十七条の六第一項 → e-Gov law 323AC0000000025, 第三十七条の六第一項 (Article 37-6, paragraph (1)), art-37-6/par-1 — not held in this collection
- art-52-45-2/par-1: 第二項 → e-Gov law 323AC0000000025, 第三十七条の六第二項 (Article 37-6, paragraph (2)), art-37-6/par-2 — not held in this collection
- art-52-45-2/par-1: 第四項 → e-Gov law 323AC0000000025, 第三十七条の六第四項 (Article 37-6, paragraph (4)), art-37-6/par-4 — not held in this collection
- art-52-45-2/par-1: 第五項 → e-Gov law 323AC0000000025, 第三十七条の六第五項 (Article 37-6, paragraph (5)), art-37-6/par-5 — not held in this collection
- art-52-45-2/par-1: 第三十七条の七 → e-Gov law 323AC0000000025, 第三十七条の七 (Article 37-7), art-37-7 — not held in this collection
- art-52-45-2/par-1: 第三十八条第一号 → e-Gov law 323AC0000000025, 第三十八条第一項第一号 (Article 38, paragraph (1), item (i)), art-38/par-1/item-1 — not held in this collection
- art-52-45-2/par-1: 第二号 → e-Gov law 323AC0000000025, 第三十八条第一項第二号 (Article 38, paragraph (1), item (ii)), art-38/par-1/item-2 — not held in this collection
- art-52-45-2/par-1: 第七号 → e-Gov law 323AC0000000025, 第三十八条第一項第七号 (Article 38, paragraph (1), item (vii)), art-38/par-1/item-7 — not held in this collection
- art-52-45-2/par-1: 第八号 → e-Gov law 323AC0000000025, 第三十八条第一項第八号 (Article 38, paragraph (1), item (viii)), art-38/par-1/item-8 — not held in this collection
- art-52-45-2/par-1: 第三十八条の二 → e-Gov law 323AC0000000025, 第三十八条の二 (Article 38-2), art-38-2 — not held in this collection
- art-52-45-2/par-1: 第三十九条第三項 → e-Gov law 323AC0000000025, 第三十九条第三項 (Article 39, paragraph (3)), art-39/par-3 — not held in this collection
- art-52-45-2/par-1: 第四項 → e-Gov law 323AC0000000025, 第三十九条第四項 (Article 39, paragraph (4)), art-39/par-4 — not held in this collection
- art-52-45-2/par-1: 第六項 → e-Gov law 323AC0000000025, 第三十九条第六項 (Article 39, paragraph (6)), art-39/par-6 — not held in this collection
- art-52-45-2/par-1: 第七項 → e-Gov law 323AC0000000025, 第三十九条第七項 (Article 39, paragraph (7)), art-39/par-7 — not held in this collection
- art-52-45-2/par-1: 第四十条の二から第四十条の七まで → e-Gov law 323AC0000000025, 第四十条の二 (Article 40-2), art-40-2 — not held in this collection
- art-52-45-2/par-1: 銀行法第十三条の四 → 銀行法 第十三条の四 (Article 13-4), art-13-4 — https://japanlaw.org/en/banking-act/art-13-4 · https://japanlaw.org/l/356AC0000000059/art-13-4
- art-52-45-2/par-1: 同法第三十七条の六第三項 → e-Gov law 323AC0000000025, 第三十七条の六第三項 (Article 37-6, paragraph (3)), art-37-6/par-3 — not held in this collection
- art-52-45-2/par-1: 同法第三十七条の三第一項 → e-Gov law 323AC0000000025, 第三十七条の三第一項 (Article 37-3, paragraph (1)), art-37-3/par-1 — not held in this collection
- art-52-45-2/par-1: 銀行法第二条第五項 → 銀行法 第二条第五項 (Article 2, paragraph (5)), art-2/par-5 — https://japanlaw.org/en/banking-act/art-2/par-5 · https://japanlaw.org/l/356AC0000000059/art-2/par-5
- art-52-45-2/par-1: 同項第一号 → e-Gov law 323AC0000000025, 第三十七条の三第一項第一号 (Article 37-3, paragraph (1), item (i)), art-37-3/par-1/item-1 — not held in this collection
- art-52-45-2/par-1: 銀行法第二条第十五項 → 銀行法 第二条第十五項 (Article 2, paragraph (15)), art-2/par-15 — https://japanlaw.org/en/banking-act/art-2/par-15 · https://japanlaw.org/l/356AC0000000059/art-2/par-15
- art-52-45-2/par-1: 同条第十六項 → 銀行法 第二条第十六項 (Article 2, paragraph (16)), art-2/par-16 — https://japanlaw.org/en/banking-act/art-2/par-16 · https://japanlaw.org/l/356AC0000000059/art-2/par-16
- art-52-45-2/par-1: 同条第二項 → e-Gov law 323AC0000000025, 第三十七条の三第二項 (Article 37-3, paragraph (2)), art-37-3/par-2 — not held in this collection
- art-52-45-2/par-1: 同法第三十九条第一項第一号 → e-Gov law 323AC0000000025, 第三十九条第一項第一号 (Article 39, paragraph (1), item (i)), art-39/par-1/item-1 — not held in this collection
- art-52-45-2/par-1: 金融機関の信託業務の兼営等に関する法律第一条第一項 → e-Gov law 318AC0000000043, 第一条第一項 (Article 1, paragraph (1)), art-1/par-1 — not held in this collection
- art-52-45-2/par-1: 同項第二号 → e-Gov law 323AC0000000025, 第三十九条第一項第二号 (Article 39, paragraph (1), item (ii)), art-39/par-1/item-2 — not held in this collection
- art-52-45-2/par-1: 同項第三号 → e-Gov law 323AC0000000025, 第三十九条第一項第三号 (Article 39, paragraph (1), item (iii)), art-39/par-1/item-3 — not held in this collection
- art-52-45-2/par-1: 同条第二項 → e-Gov law 323AC0000000025, 第三十九条第二項 (Article 39, paragraph (2)), art-39/par-2 — not held in this collection
- art-52-46/par-1: 次条第一項 → 銀行法 第五十二条の四十七第一項 (Article 52-47, paragraph (1)), art-52-47/par-1 — https://japanlaw.org/en/banking-act/art-52-47/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-47/par-1
- art-52-46/par-1: 次項 → 銀行法 第五十二条の四十六第二項 (Article 52-46, paragraph (2)), art-52-46/par-2 — https://japanlaw.org/en/banking-act/art-52-46/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-46/par-2
- art-52-46/par-1: 同条 → 銀行法 第五十二条の四十七 (Article 52-47), art-52-47 — https://japanlaw.org/en/banking-act/art-52-47 · https://japanlaw.org/l/356AC0000000059/art-52-47
- art-52-47/par-2: 前項 → 銀行法 第五十二条の四十七第一項 (Article 52-47, paragraph (1)), art-52-47/par-1 — https://japanlaw.org/en/banking-act/art-52-47/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-47/par-1
- art-52-48/par-1: 第三十八条第一項 → 銀行法 第三十八条第一項 (Article 38, paragraph (1)), art-38/par-1 — https://japanlaw.org/en/banking-act/art-38/par-1 · https://japanlaw.org/l/356AC0000000059/art-38/par-1
- art-52-50/par-2: 前項 → 銀行法 第五十二条の五十第一項 (Article 52-50, paragraph (1)), art-52-50/par-1 — https://japanlaw.org/en/banking-act/art-52-50/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-50/par-1
- art-52-51/par-1: 第二十条第一項 → 銀行法 第二十条第一項 (Article 20, paragraph (1)), art-20/par-1 — https://japanlaw.org/en/banking-act/art-20/par-1 · https://japanlaw.org/l/356AC0000000059/art-20/par-1
- art-52-51/par-1: 第二項 → 銀行法 第二十条第二項 (Article 20, paragraph (2)), art-20/par-2 — https://japanlaw.org/en/banking-act/art-20/par-2 · https://japanlaw.org/l/356AC0000000059/art-20/par-2
- art-52-51/par-1: 第二十一条第一項 → 銀行法 第二十一条第一項 (Article 21, paragraph (1)), art-21/par-1 — https://japanlaw.org/en/banking-act/art-21/par-1 · https://japanlaw.org/l/356AC0000000059/art-21/par-1
- art-52-51/par-1: 第二項 → 銀行法 第二十一条第二項 (Article 21, paragraph (2)), art-21/par-2 — https://japanlaw.org/en/banking-act/art-21/par-2 · https://japanlaw.org/l/356AC0000000059/art-21/par-2
- art-52-51/par-1: 第五十二条の二十八第一項 → 銀行法 第五十二条の二十八第一項 (Article 52-28, paragraph (1)), art-52-28/par-1 — https://japanlaw.org/en/banking-act/art-52-28/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-28/par-1
- art-52-51/par-1: 第五十二条の二十九第一項 → 銀行法 第五十二条の二十九第一項 (Article 52-29, paragraph (1)), art-52-29/par-1 — https://japanlaw.org/en/banking-act/art-52-29/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-29/par-1
- art-52-51/par-2: 前項 → 銀行法 第五十二条の五十一第一項 (Article 52-51, paragraph (1)), art-52-51/par-1 — https://japanlaw.org/en/banking-act/art-52-51/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-51/par-1
- art-52-51/par-3: 前二項 → 銀行法 第五十二条の五十一第一項 (Article 52-51, paragraph (1)), art-52-51/par-1 — https://japanlaw.org/en/banking-act/art-52-51/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-51/par-1
- art-52-51/par-3: 前二項 → 銀行法 第五十二条の五十一第二項 (Article 52-51, paragraph (2)), art-52-51/par-2 — https://japanlaw.org/en/banking-act/art-52-51/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-51/par-2
- art-52-52/par-1/item-6: 金融サービスの提供及び利用環境の整備等に関する法律第十二条 → e-Gov law 412AC0000000101, 第十二条 (Article 12), art-12 — not held in this collection
- art-52-52/par-1/item-6: 同法第十一条第二項 → e-Gov law 412AC0000000101, 第十一条第二項 (Article 11, paragraph (2)), art-11/par-2 — not held in this collection
- art-52-52/par-1/item-6: この号 → 銀行法 第五十二条の五十二第一項第六号 (Article 52-52, paragraph (1), item (vi)), art-52-52/par-1/item-6 — https://japanlaw.org/en/banking-act/art-52-52/par-1/item-6 · https://japanlaw.org/l/356AC0000000059/art-52-52/par-1/item-6
- art-52-52/par-1/item-6: 第五十二条の六十の二第一項 → 銀行法 第五十二条の六十の二第一項 (Article 52-60-2, paragraph (1)), art-52-60-2/par-1 — https://japanlaw.org/en/banking-act/art-52-60-2/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-60-2/par-1
- art-52-52/par-1/item-6: 同法第十六条第一項 → e-Gov law 412AC0000000101, 第十六条第一項 (Article 16, paragraph (1)), art-16/par-1 — not held in this collection
- art-52-54/par-2: 前項 → 銀行法 第五十二条の五十四第一項 (Article 52-54, paragraph (1)), art-52-54/par-1 — https://japanlaw.org/en/banking-act/art-52-54/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-54/par-1
- art-52-54/par-3: 第一項 → 銀行法 第五十二条の五十四第一項 (Article 52-54, paragraph (1)), art-52-54/par-1 — https://japanlaw.org/en/banking-act/art-52-54/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-54/par-1
- art-52-56/par-1: 第五十二条の三十六第一項 → 銀行法 第五十二条の三十六第一項 (Article 52-36, paragraph (1)), art-52-36/par-1 — https://japanlaw.org/en/banking-act/art-52-36/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-36/par-1
- art-52-56/par-1/item-1: 第五十二条の三十八第一項 → 銀行法 第五十二条の三十八第一項 (Article 52-38, paragraph (1)), art-52-38/par-1 — https://japanlaw.org/en/banking-act/art-52-38/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-38/par-1
- art-52-56/par-1/item-2: 第五十二条の三十六第一項 → 銀行法 第五十二条の三十六第一項 (Article 52-36, paragraph (1)), art-52-36/par-1 — https://japanlaw.org/en/banking-act/art-52-36/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-36/par-1
- art-52-56/par-1/item-3: 第五十二条の三十六第一項 → 銀行法 第五十二条の三十六第一項 (Article 52-36, paragraph (1)), art-52-36/par-1 — https://japanlaw.org/en/banking-act/art-52-36/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-36/par-1
- art-52-56/par-2: 前項第三号から第五号まで → 銀行法 第五十二条の五十六第一項第三号 (Article 52-56, paragraph (1), item (iii)), art-52-56/par-1/item-3 — https://japanlaw.org/en/banking-act/art-52-56/par-1/item-3 · https://japanlaw.org/l/356AC0000000059/art-52-56/par-1/item-3
- art-52-56/par-2: 前項第三号から第五号まで → 銀行法 第五十二条の五十六第一項第四号 (Article 52-56, paragraph (1), item (iv)), art-52-56/par-1/item-4 — https://japanlaw.org/en/banking-act/art-52-56/par-1/item-4 · https://japanlaw.org/l/356AC0000000059/art-52-56/par-1/item-4
- art-52-56/par-2: 前項第三号から第五号まで → 銀行法 第五十二条の五十六第一項第五号 (Article 52-56, paragraph (1), item (v)), art-52-56/par-1/item-5 — https://japanlaw.org/en/banking-act/art-52-56/par-1/item-5 · https://japanlaw.org/l/356AC0000000059/art-52-56/par-1/item-5
- art-52-57/par-1: 第五十二条の三十六第一項 → 銀行法 第五十二条の三十六第一項 (Article 52-36, paragraph (1)), art-52-36/par-1 — https://japanlaw.org/en/banking-act/art-52-36/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-36/par-1
- art-52-57/par-1/item-1: 第五十二条の五十二 → 銀行法 第五十二条の五十二 (Article 52-52), art-52-52 — https://japanlaw.org/en/banking-act/art-52-52 · https://japanlaw.org/l/356AC0000000059/art-52-52
- art-52-59/par-2: 前項 → 銀行法 第五十二条の五十九第一項 (Article 52-59, paragraph (1)), art-52-59/par-1 — https://japanlaw.org/en/banking-act/art-52-59/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-59/par-1
- art-52-59/par-4: 第一項 → 銀行法 第五十二条の五十九第一項 (Article 52-59, paragraph (1)), art-52-59/par-1 — https://japanlaw.org/en/banking-act/art-52-59/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-59/par-1
- art-52-59/par-4: 前項 → 銀行法 第五十二条の五十九第三項 (Article 52-59, paragraph (3)), art-52-59/par-3 — https://japanlaw.org/en/banking-act/art-52-59/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-59/par-3
- art-52-59/par-5: 民法第七百二十四条 → 民法 第七百二十四条 (Article 724), art-724 — https://japanlaw.org/en/civil-code/art-724 · https://japanlaw.org/l/129AC0000000089/art-724
- art-52-59/par-5: 第七百二十四条の二 → 民法 第七百二十四条の二 (Article 724-2), art-724-2 — https://japanlaw.org/en/civil-code/art-724-2 · https://japanlaw.org/l/129AC0000000089/art-724-2
- art-52-59/par-5: 第一項 → 銀行法 第五十二条の五十九第一項 (Article 52-59, paragraph (1)), art-52-59/par-1 — https://japanlaw.org/en/banking-act/art-52-59/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-59/par-1
- art-52-59/par-5: 第三項 → 銀行法 第五十二条の五十九第三項 (Article 52-59, paragraph (3)), art-52-59/par-3 — https://japanlaw.org/en/banking-act/art-52-59/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-59/par-3
- art-52-60/par-2: 前項 → 銀行法 第五十二条の六十第一項 (Article 52-60, paragraph (1)), art-52-60/par-1 — https://japanlaw.org/en/banking-act/art-52-60/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-60/par-1
- art-52-60-2/par-1: 第五十二条の三十六第一項 → 銀行法 第五十二条の三十六第一項 (Article 52-36, paragraph (1)), art-52-36/par-1 — https://japanlaw.org/en/banking-act/art-52-36/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-36/par-1
- art-52-60-2/par-1: 金融サービスの提供及び利用環境の整備等に関する法律第十二条 → e-Gov law 412AC0000000101, 第十二条 (Article 12), art-12 — not held in this collection
- art-52-60-2/par-1: この条 → 銀行法 第五十二条の六十の二 (Article 52-60-2), art-52-60-2 — https://japanlaw.org/en/banking-act/art-52-60-2 · https://japanlaw.org/l/356AC0000000059/art-52-60-2
- art-52-60-2/par-2: 前項 → 銀行法 第五十二条の六十の二第一項 (Article 52-60-2, paragraph (1)), art-52-60-2/par-1 — https://japanlaw.org/en/banking-act/art-52-60-2/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-60-2/par-1
- art-52-60-2/par-2: 第十三条の二 → 銀行法 第十三条の二 (Article 13-2), art-13-2 — https://japanlaw.org/en/banking-act/art-13-2 · https://japanlaw.org/l/356AC0000000059/art-13-2
- art-52-60-2/par-2: 第二十四条 → 銀行法 第二十四条 (Article 24), art-24 — https://japanlaw.org/en/banking-act/art-24 · https://japanlaw.org/l/356AC0000000059/art-24
- art-52-60-2/par-2: 第二十五条 → 銀行法 第二十五条 (Article 25), art-25 — https://japanlaw.org/en/banking-act/art-25 · https://japanlaw.org/l/356AC0000000059/art-25
- art-52-60-2/par-2: 第三十八条 → 銀行法 第三十八条 (Article 38), art-38 — https://japanlaw.org/en/banking-act/art-38 · https://japanlaw.org/l/356AC0000000059/art-38
- art-52-60-2/par-2: 第四十八条 → 銀行法 第四十八条 (Article 48), art-48 — https://japanlaw.org/en/banking-act/art-48 · https://japanlaw.org/l/356AC0000000059/art-48
- art-52-60-2/par-2: 第五十二条の三十六第二項 → 銀行法 第五十二条の三十六第二項 (Article 52-36, paragraph (2)), art-52-36/par-2 — https://japanlaw.org/en/banking-act/art-52-36/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-36/par-2
- art-52-60-2/par-2: 第三項 → 銀行法 第五十二条の三十六第三項 (Article 52-36, paragraph (3)), art-52-36/par-3 — https://japanlaw.org/en/banking-act/art-52-36/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-36/par-3
- art-52-60-2/par-2: 第五十二条の三十九 → 銀行法 第五十二条の三十九 (Article 52-39), art-52-39 — https://japanlaw.org/en/banking-act/art-52-39 · https://japanlaw.org/l/356AC0000000059/art-52-39
- art-52-60-2/par-2: 第五十二条の四十一 → 銀行法 第五十二条の四十一 (Article 52-41), art-52-41 — https://japanlaw.org/en/banking-act/art-52-41 · https://japanlaw.org/l/356AC0000000059/art-52-41
- art-52-60-2/par-2: 第五十二条の四十三から第五十二条の五十六まで → 銀行法 第五十二条の四十三 (Article 52-43), art-52-43 — https://japanlaw.org/en/banking-act/art-52-43 · https://japanlaw.org/l/356AC0000000059/art-52-43
- art-52-60-2/par-2: 第五十二条の四十三から第五十二条の五十六まで → 銀行法 第五十二条の四十四 (Article 52-44), art-52-44 — https://japanlaw.org/en/banking-act/art-52-44 · https://japanlaw.org/l/356AC0000000059/art-52-44
- art-52-60-2/par-2: 第五十二条の四十三から第五十二条の五十六まで → 銀行法 第五十二条の四十五 (Article 52-45), art-52-45 — https://japanlaw.org/en/banking-act/art-52-45 · https://japanlaw.org/l/356AC0000000059/art-52-45
- art-52-60-2/par-2: 第五十二条の四十三から第五十二条の五十六まで → 銀行法 第五十二条の四十五の二 (Article 52-45-2), art-52-45-2 — https://japanlaw.org/en/banking-act/art-52-45-2 · https://japanlaw.org/l/356AC0000000059/art-52-45-2
- art-52-60-2/par-2: 第五十二条の四十三から第五十二条の五十六まで → 銀行法 第五十二条の四十六 (Article 52-46), art-52-46 — https://japanlaw.org/en/banking-act/art-52-46 · https://japanlaw.org/l/356AC0000000059/art-52-46
- art-52-60-2/par-2: 第五十二条の四十三から第五十二条の五十六まで → 銀行法 第五十二条の四十七 (Article 52-47), art-52-47 — https://japanlaw.org/en/banking-act/art-52-47 · https://japanlaw.org/l/356AC0000000059/art-52-47
- art-52-60-2/par-2: 第五十二条の四十三から第五十二条の五十六まで → 銀行法 第五十二条の四十八 (Article 52-48), art-52-48 — https://japanlaw.org/en/banking-act/art-52-48 · https://japanlaw.org/l/356AC0000000059/art-52-48
- art-52-60-2/par-2: 第五十二条の四十三から第五十二条の五十六まで → 銀行法 第五十二条の四十九 (Article 52-49), art-52-49 — https://japanlaw.org/en/banking-act/art-52-49 · https://japanlaw.org/l/356AC0000000059/art-52-49
- art-52-60-2/par-2: 第五十二条の四十三から第五十二条の五十六まで → 銀行法 第五十二条の五十 (Article 52-50), art-52-50 — https://japanlaw.org/en/banking-act/art-52-50 · https://japanlaw.org/l/356AC0000000059/art-52-50
- art-52-60-2/par-2: 第五十二条の四十三から第五十二条の五十六まで → 銀行法 第五十二条の五十一 (Article 52-51), art-52-51 — https://japanlaw.org/en/banking-act/art-52-51 · https://japanlaw.org/l/356AC0000000059/art-52-51
- art-52-60-2/par-2: 第五十二条の四十三から第五十二条の五十六まで → 銀行法 第五十二条の五十二 (Article 52-52), art-52-52 — https://japanlaw.org/en/banking-act/art-52-52 · https://japanlaw.org/l/356AC0000000059/art-52-52
- art-52-60-2/par-2: 第五十二条の四十三から第五十二条の五十六まで → 銀行法 第五十二条の五十三 (Article 52-53), art-52-53 — https://japanlaw.org/en/banking-act/art-52-53 · https://japanlaw.org/l/356AC0000000059/art-52-53
- art-52-60-2/par-2: 第五十二条の四十三から第五十二条の五十六まで → 銀行法 第五十二条の五十四 (Article 52-54), art-52-54 — https://japanlaw.org/en/banking-act/art-52-54 · https://japanlaw.org/l/356AC0000000059/art-52-54
- art-52-60-2/par-2: 第五十二条の四十三から第五十二条の五十六まで → 銀行法 第五十二条の五十五 (Article 52-55), art-52-55 — https://japanlaw.org/en/banking-act/art-52-55 · https://japanlaw.org/l/356AC0000000059/art-52-55
- art-52-60-2/par-2: 第五十二条の四十三から第五十二条の五十六まで → 銀行法 第五十二条の五十六 (Article 52-56), art-52-56 — https://japanlaw.org/en/banking-act/art-52-56 · https://japanlaw.org/l/356AC0000000059/art-52-56
- art-52-60-2/par-2: 前三条 → 銀行法 第五十二条の五十八 (Article 52-58), art-52-58 — https://japanlaw.org/en/banking-act/art-52-58 · https://japanlaw.org/l/356AC0000000059/art-52-58
- art-52-60-2/par-2: 前三条 → 銀行法 第五十二条の五十九 (Article 52-59), art-52-59 — https://japanlaw.org/en/banking-act/art-52-59 · https://japanlaw.org/l/356AC0000000059/art-52-59
- art-52-60-2/par-2: 前三条 → 銀行法 第五十二条の六十 (Article 52-60), art-52-60 — https://japanlaw.org/en/banking-act/art-52-60 · https://japanlaw.org/l/356AC0000000059/art-52-60
- art-52-60-2/par-2: 第五十三条第四項 → 銀行法 第五十三条第四項 (Article 53, paragraph (4)), art-53/par-4 — https://japanlaw.org/en/banking-act/art-53/par-4 · https://japanlaw.org/l/356AC0000000059/art-53/par-4
- art-52-60-2/par-2: 第五十六条 → 銀行法 第五十六条 (Article 56), art-56 — https://japanlaw.org/en/banking-act/art-56 · https://japanlaw.org/l/356AC0000000059/art-56
- art-52-60-2/par-2: 第十一号 → 銀行法 第五十六条第一項第十一号 (Article 56, paragraph (1), item (xi)), art-56/par-1/item-11 — https://japanlaw.org/en/banking-act/art-56/par-1/item-11 · https://japanlaw.org/l/356AC0000000059/art-56/par-1/item-11
- art-52-60-2/par-2: 第五十七条の七第二項 → 銀行法 第五十七条の七第二項 (Article 57-7, paragraph (2)), art-57-7/par-2 — https://japanlaw.org/en/banking-act/art-57-7/par-2 · https://japanlaw.org/l/356AC0000000059/art-57-7/par-2
- art-52-60-2/par-2: 第五十二条の五十六第一項 → 銀行法 第五十二条の五十六第一項 (Article 52-56, paragraph (1)), art-52-56/par-1 — https://japanlaw.org/en/banking-act/art-52-56/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-56/par-1
- art-52-60-2/par-2: 第四号 → 銀行法 第五十二条の五十六第一項第四号 (Article 52-56, paragraph (1), item (iv)), art-52-56/par-1/item-4 — https://japanlaw.org/en/banking-act/art-52-56/par-1/item-4 · https://japanlaw.org/l/356AC0000000059/art-52-56/par-1/item-4
- art-52-60-2/par-2: 第五号 → 銀行法 第五十二条の五十六第一項第五号 (Article 52-56, paragraph (1), item (v)), art-52-56/par-1/item-5 — https://japanlaw.org/en/banking-act/art-52-56/par-1/item-5 · https://japanlaw.org/l/356AC0000000059/art-52-56/par-1/item-5
- art-52-60-2/par-2: 第五十二条の三十六第一項 → 銀行法 第五十二条の三十六第一項 (Article 52-36, paragraph (1)), art-52-36/par-1 — https://japanlaw.org/en/banking-act/art-52-36/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-36/par-1
- art-52-60-2/par-3: 第五十二条の三十七第一項 → 銀行法 第五十二条の三十七第一項 (Article 52-37, paragraph (1)), art-52-37/par-1 — https://japanlaw.org/en/banking-act/art-52-37/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-37/par-1
- art-52-60-2/par-3: 同条第二項第二号 → 銀行法 第五十二条の三十七第二項第二号 (Article 52-37, paragraph (2), item (ii)), art-52-37/par-2/item-2 — https://japanlaw.org/en/banking-act/art-52-37/par-2/item-2 · https://japanlaw.org/l/356AC0000000059/art-52-37/par-2/item-2
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## Sources
- e-Gov 法令検索, Digital Agency (デジタル庁) — 銀行法 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/356AC0000000059/20260812_508AC0000000064), retrieved 2026-10-11
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Banking Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4498/tb), retrieved 2026-10-11
- claude-sonnet-5-5 — Machine translation, batch banking-act-20261012T020531-001, translated 2026-10-12
- This site's parser, version 189 — 銀行法 — structure, counts, cross-references and defined terms, computed 2026-10-11