# 銀行法 / Banking Act — 第四章 (Chapter 4) - Law: 銀行法 (Banking Act), 昭和五十六年法律第五十九号 - English title "Banking Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第四章 (Chapter 4) — address `ch-4` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/en/banking-act/ch-4 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/356AC0000000059/ch-4 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ## 第四章　監督 — Chapter IV Supervision heading: Ministry of Justice translation — Japanese Law Translation Database System ch-4 · https://japanlaw.org/en/banking-act/ch-4 · https://japanlaw.org/l/356AC0000000059/ch-4 ### 第二十四条（報告又は資料の提出） — (Making Reports or Submitting Materials) caption: Ministry of Justice translation — Japanese Law Translation Database System art-24 · https://japanlaw.org/en/banking-act/art-24 · https://japanlaw.org/l/356AC0000000059/art-24 **第一項** 内閣総理大臣は、銀行の業務の健全かつ適切な運営を確保するため必要があると認めるときは、銀行（当該銀行を所属銀行とする銀行代理業者を含む。）に対し、その業務又は財産の状況に関し報告又は資料の提出を求めることができる。 art-24/par-1 · https://japanlaw.org/en/banking-act/art-24/par-1 · https://japanlaw.org/l/356AC0000000059/art-24/par-1 If the Prime Minister finds it to be necessary for ensuring the sound and appropriate management of a bank's services, the Prime Minister may ask a bank (including a bank agent that has the bank as its principal bank) to make a report or submit materials on the status of its business or property. Ministry of Justice translation — Japanese Law Translation Database System **第二項** 内閣総理大臣は、銀行の業務の健全かつ適切な運営を確保するため特に必要があると認めるときは、その必要の限度において、当該銀行の子法人等（子会社その他銀行がその経営を支配している法人として内閣府令で定めるものをいう。次項、次条第二項及び第五項並びに第四十七条第二項において同じ。）又は当該銀行から業務の委託を受けた者（その者から委託（二以上の段階にわたる委託を含む。）を受けた者を含み、前項の銀行代理業者を除く。次項並びに次条第二項及び第五項において同じ。）に対し、当該銀行の業務又は財産の状況に関し参考となるべき報告又は資料の提出を求めることができる。 art-24/par-2 · https://japanlaw.org/en/banking-act/art-24/par-2 · https://japanlaw.org/l/356AC0000000059/art-24/par-2 If the Prime Minister finds it to be particularly necessary for ensuring the sound and appropriate management of a bank's services, the Prime Minister, to the extent necessary, may ask the subsidiary corporation, etc. of the bank (meaning a subsidiary company, or a corporation that is specified by Cabinet Office Order as one whose management is controlled by a bank; the same applies in the following paragraph, paragraphs (2) and (5) of the following Article and Article 47, paragraph (2)) or a person that a bank has entrusted with its services (including a person further entrusted by that entrusted person (including entrustment at two or more degrees of separation from the original entrustment) and excluding a bank agent referred to in the preceding paragraph; the same applies in the following paragraph and paragraphs (2) and (5) of the following Article) to make a report or submit materials that is to serve as a reference on the status of business or property of the bank. Ministry of Justice translation — Japanese Law Translation Database System **第三項** 銀行の子法人等又は当該銀行から業務の委託を受けた者は、正当な理由があるときは、前項の規定による報告又は資料の提出を拒むことができる。 art-24/par-3 · https://japanlaw.org/en/banking-act/art-24/par-3 · https://japanlaw.org/l/356AC0000000059/art-24/par-3 The subsidiary corporation, etc. of a bank or a person that a bank has entrusted with its services may refuse to make a report or submit materials pursuant to the provisions of the preceding paragraph if it has legitimate grounds for doing so. Ministry of Justice translation — Japanese Law Translation Database System ### 第二十五条（立入検査） — (On-Site Inspections) caption: Ministry of Justice translation — Japanese Law Translation Database System art-25 · https://japanlaw.org/en/banking-act/art-25 · https://japanlaw.org/l/356AC0000000059/art-25 **第一項** 内閣総理大臣は、銀行の業務の健全かつ適切な運営を確保するため必要があると認めるときは、当該職員に銀行（当該銀行を所属銀行とする銀行代理業者を含む。）の営業所その他の施設に立ち入らせ、その業務若しくは財産の状況に関し質問させ、又は帳簿書類その他の物件を検査させることができる。 art-25/par-1 · https://japanlaw.org/en/banking-act/art-25/par-1 · https://japanlaw.org/l/356AC0000000059/art-25/par-1 If the Prime Minister finds it to be necessary for ensuring the sound and appropriate management of a bank's services, the Prime Minister may have relevant officials enter the business office or other facilities of a bank (including a bank agent that has the bank as its principal bank), have those officials ask questions about the status of its business or property, and have them inspect its books, documents, and any other articles. Ministry of Justice translation — Japanese Law Translation Database System **第二項** 内閣総理大臣は、前項の規定による立入り、質問又は検査を行う場合において特に必要があると認めるときは、その必要の限度において、当該職員に銀行の子法人等若しくは当該銀行から業務の委託を受けた者の施設に立ち入らせ、銀行に対する質問若しくは検査に必要な事項に関し質問させ、又は帳簿書類その他の物件を検査させることができる。 art-25/par-2 · https://japanlaw.org/en/banking-act/art-25/par-2 · https://japanlaw.org/l/356AC0000000059/art-25/par-2 If an entry into facilities is to be made, and questioning or inspection is to be conducted pursuant to the provisions of the preceding paragraph and the Prime Minister finds it to be particularly necessary, the Prime Minister may, to the extent necessary, have relevant officials enter the facilities of a subsidiary corporation, etc. of the bank or the facilities of the person that the bank has entrusted with its services, have those officials ask questions about any particulars that are required to be asked in relation to the questioning or inspection of the bank, and have them inspect its books, documents, and any other articles. Ministry of Justice translation — Japanese Law Translation Database System **第三項** 前二項の場合において、当該職員は、その身分を示す証明書を携帯し、関係人の請求があつたときは、これを提示しなければならない。 art-25/par-3 · https://japanlaw.org/en/banking-act/art-25/par-3 · https://japanlaw.org/l/356AC0000000059/art-25/par-3 In the cases referred to in the preceding two paragraphs, the relevant officials must carry an identification card, and must present it if a person concerned requests them to do so. Ministry of Justice translation — Japanese Law Translation Database System **第四項** 第一項及び第二項の規定による権限は、犯罪捜査のために認められたものと解してはならない。 art-25/par-4 · https://japanlaw.org/en/banking-act/art-25/par-4 · https://japanlaw.org/l/356AC0000000059/art-25/par-4 The authority under paragraph (1) and paragraph (2) must not be construed as being granted for criminal investigation purposes. Ministry of Justice translation — Japanese Law Translation Database System **第五項** 前条第三項の規定は、第二項の規定による銀行の子法人等又は当該銀行から業務の委託を受けた者に対する質問及び検査について準用する。 art-25/par-5 · https://japanlaw.org/en/banking-act/art-25/par-5 · https://japanlaw.org/l/356AC0000000059/art-25/par-5 The provisions of paragraph (3) of the preceding Article apply mutatis mutandis to the questioning and inspection under the provisions of paragraph (2) of the subsidiary corporation, etc. of a bank or of the person that a bank has entrusted with its services. Ministry of Justice translation — Japanese Law Translation Database System ### 第二十六条（業務の停止等） — (Suspension of Services) caption: Ministry of Justice translation — Japanese Law Translation Database System art-26 · https://japanlaw.org/en/banking-act/art-26 · https://japanlaw.org/l/356AC0000000059/art-26 **第一項** 内閣総理大臣は、銀行の業務若しくは財産又は銀行及びその子会社等の財産の状況に照らして、当該銀行の業務の健全かつ適切な運営を確保するため必要があると認めるときは、当該銀行に対し、措置を講ずべき事項及び期限を示して、当該銀行の経営の健全性を確保するための改善計画の提出を求め、若しくは提出された改善計画の変更を命じ、又はその必要の限度において、期限を付して当該銀行の業務の全部若しくは一部の停止を命じ、若しくは当該銀行の財産の供託その他監督上必要な措置を命ずることができる。 art-26/par-1 · https://japanlaw.org/en/banking-act/art-26/par-1 · https://japanlaw.org/l/356AC0000000059/art-26/par-1 If the Prime Minister finds it to be necessary for ensuring the sound and appropriate management of a bank's services in light of the status of business or property of a bank or the status of property of a bank and its subsidiary companies, etc., the Prime Minister may indicate to the bank the particulars for which the bank is required to take measures and the due date for taking them, ask the bank to submit an improvement plan for ensuring sound bank management, or order the bank to change the improvement plan that has been submitted, or may order the bank to suspend all or part of its services by setting a deadline, order the bank to deposit its assets, or order other measures that are necessary for supervision, to the extent necessary. Ministry of Justice translation — Japanese Law Translation Database System **第二項** 前項の規定による命令（改善計画の提出を求めることを含む。）であつて、銀行又は銀行及びその子会社等の自己資本の充実の状況によつて必要があると認めるときにするものは、内閣府令・財務省令で定める銀行又は銀行及びその子会社等の自己資本の充実の状況に係る区分に応じ、それぞれ内閣府令・財務省令で定めるものでなければならない。 art-26/par-2 · https://japanlaw.org/en/banking-act/art-26/par-2 · https://japanlaw.org/l/356AC0000000059/art-26/par-2 The order under the provisions of the preceding paragraph (including requesting a bank to submit an improvement plan) that is issued when it is found to be necessary in light of the adequacy of equity capital of a bank or that of a bank and its subsidiary companies, etc., must be an order specified by Cabinet Office Order or Ministry of Finance Order in accordance with the category of adequacy of equity capital of a bank or a bank and its subsidiary companies, etc. specified by Cabinet Office Order or Ministry of Finance Order. Ministry of Justice translation — Japanese Law Translation Database System ### 第二十七条（免許の取消し等） — (Revocation of Licenses) caption: Ministry of Justice translation — Japanese Law Translation Database System art-27 · https://japanlaw.org/en/banking-act/art-27 · https://japanlaw.org/l/356AC0000000059/art-27 **第一項** 内閣総理大臣は、銀行が法令、定款若しくは法令に基づく内閣総理大臣の処分に違反したとき又は公益を害する行為をしたときは、当該銀行に対し、その業務の全部若しくは一部の停止若しくは取締役、執行役、会計参与、監査役若しくは会計監査人の解任を命じ、又は第四条第一項の免許を取り消すことができる。 art-27/par-1 · https://japanlaw.org/en/banking-act/art-27/par-1 · https://japanlaw.org/l/356AC0000000059/art-27/par-1 If a bank violates laws and regulations, its articles of incorporation, or a disposition by the Prime Minister based on laws and regulations, or commits an act that harms the public interest, the Prime Minister may order the bank to suspend all or part of its services or to dismiss its director, executive officer, accounting advisor, company auditor, or accounting auditor, or may revoke the license referred to in Article 4, paragraph (1). Ministry of Justice translation — Japanese Law Translation Database System ### 第二十八条 art-28 · https://japanlaw.org/en/banking-act/art-28 · https://japanlaw.org/l/356AC0000000059/art-28 **第一項** 内閣総理大臣は、前二条の規定により、銀行に対し、その業務の全部又は一部の停止を命じた場合において、その整理の状況に照らして必要があると認めるときは、第四条第一項の免許を取り消すことができる。 art-28/par-1 · https://japanlaw.org/en/banking-act/art-28/par-1 · https://japanlaw.org/l/356AC0000000059/art-28/par-1 If the Prime Minister orders a bank to suspend all or part of its services pursuant to the provisions of the preceding two Articles, and finds it to be necessary in light of the circumstances of the suspension of the services, the Prime Minister may revoke the license referred to in Article 4, paragraph (1). Ministry of Justice translation — Japanese Law Translation Database System ### 第二十九条（資産の国内保有） — (Retention of Assets in Japan) caption: Ministry of Justice translation — Japanese Law Translation Database System art-29 · https://japanlaw.org/en/banking-act/art-29 · https://japanlaw.org/l/356AC0000000059/art-29 **第一項** 内閣総理大臣は、預金者等の保護その他公益のため必要があると認めるときは、その必要の限度において、政令で定めるところにより、銀行に対し、その資産のうち政令で定めるものを国内において保有することを命ずることができる。 art-29/par-1 · https://japanlaw.org/en/banking-act/art-29/par-1 · https://japanlaw.org/l/356AC0000000059/art-29/par-1 If the Prime Minister finds it to be necessary for protecting depositors, etc. or for public interest, the Prime Minister, to the extent necessary, may order a bank to retain the part of its assets specified by Cabinet Order in Japan, pursuant to the provisions of Cabinet Order. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-24/par-2: 次項 → 銀行法 第二十四条第三項 (Article 24, paragraph (3)), art-24/par-3 — https://japanlaw.org/en/banking-act/art-24/par-3 · https://japanlaw.org/l/356AC0000000059/art-24/par-3 - art-24/par-2: 次条第二項 → 銀行法 第二十五条第二項 (Article 25, paragraph (2)), art-25/par-2 — https://japanlaw.org/en/banking-act/art-25/par-2 · https://japanlaw.org/l/356AC0000000059/art-25/par-2 - art-24/par-2: 第五項 → 銀行法 第二十五条第五項 (Article 25, paragraph (5)), art-25/par-5 — https://japanlaw.org/en/banking-act/art-25/par-5 · https://japanlaw.org/l/356AC0000000059/art-25/par-5 - art-24/par-2: 第四十七条第二項 → 銀行法 第四十七条第二項 (Article 47, paragraph (2)), art-47/par-2 — https://japanlaw.org/en/banking-act/art-47/par-2 · https://japanlaw.org/l/356AC0000000059/art-47/par-2 - art-24/par-2: 前項 → 銀行法 第二十四条第一項 (Article 24, paragraph (1)), art-24/par-1 — https://japanlaw.org/en/banking-act/art-24/par-1 · https://japanlaw.org/l/356AC0000000059/art-24/par-1 - art-24/par-3: 前項 → 銀行法 第二十四条第二項 (Article 24, paragraph (2)), art-24/par-2 — https://japanlaw.org/en/banking-act/art-24/par-2 · https://japanlaw.org/l/356AC0000000059/art-24/par-2 - art-25/par-2: 前項 → 銀行法 第二十五条第一項 (Article 25, paragraph (1)), art-25/par-1 — https://japanlaw.org/en/banking-act/art-25/par-1 · https://japanlaw.org/l/356AC0000000059/art-25/par-1 - art-25/par-3: 前二項 → 銀行法 第二十五条第一項 (Article 25, paragraph (1)), art-25/par-1 — https://japanlaw.org/en/banking-act/art-25/par-1 · https://japanlaw.org/l/356AC0000000059/art-25/par-1 - art-25/par-3: 前二項 → 銀行法 第二十五条第二項 (Article 25, paragraph (2)), art-25/par-2 — https://japanlaw.org/en/banking-act/art-25/par-2 · https://japanlaw.org/l/356AC0000000059/art-25/par-2 - art-25/par-4: 第一項 → 銀行法 第二十五条第一項 (Article 25, paragraph (1)), art-25/par-1 — https://japanlaw.org/en/banking-act/art-25/par-1 · https://japanlaw.org/l/356AC0000000059/art-25/par-1 - art-25/par-4: 第二項 → 銀行法 第二十五条第二項 (Article 25, paragraph (2)), art-25/par-2 — https://japanlaw.org/en/banking-act/art-25/par-2 · https://japanlaw.org/l/356AC0000000059/art-25/par-2 - art-25/par-5: 前条第三項 → 銀行法 第二十四条第三項 (Article 24, paragraph (3)), art-24/par-3 — https://japanlaw.org/en/banking-act/art-24/par-3 · https://japanlaw.org/l/356AC0000000059/art-24/par-3 - art-25/par-5: 第二項 → 銀行法 第二十五条第二項 (Article 25, paragraph (2)), art-25/par-2 — https://japanlaw.org/en/banking-act/art-25/par-2 · https://japanlaw.org/l/356AC0000000059/art-25/par-2 - art-26/par-2: 前項 → 銀行法 第二十六条第一項 (Article 26, paragraph (1)), art-26/par-1 — https://japanlaw.org/en/banking-act/art-26/par-1 · https://japanlaw.org/l/356AC0000000059/art-26/par-1 - art-27/par-1: 第四条第一項 → 銀行法 第四条第一項 (Article 4, paragraph (1)), art-4/par-1 — https://japanlaw.org/en/banking-act/art-4/par-1 · https://japanlaw.org/l/356AC0000000059/art-4/par-1 - art-28/par-1: 前二条 → 銀行法 第二十六条 (Article 26), art-26 — https://japanlaw.org/en/banking-act/art-26 · https://japanlaw.org/l/356AC0000000059/art-26 - art-28/par-1: 前二条 → 銀行法 第二十七条 (Article 27), art-27 — https://japanlaw.org/en/banking-act/art-27 · https://japanlaw.org/l/356AC0000000059/art-27 - art-28/par-1: 第四条第一項 → 銀行法 第四条第一項 (Article 4, paragraph (1)), art-4/par-1 — https://japanlaw.org/en/banking-act/art-4/par-1 · https://japanlaw.org/l/356AC0000000059/art-4/par-1 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 銀行法 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/356AC0000000059/20260812_508AC0000000064), retrieved 2026-10-11 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Banking Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4498/tb), retrieved 2026-10-11 - This site's parser, version 189 — 銀行法 — structure, counts, cross-references and defined terms, computed 2026-10-11