# 銀行法 / Banking Act — 第五十五条 (Article 55) - Law: 銀行法 (Banking Act), 昭和五十六年法律第五十九号 - English title "Banking Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第五十五条 (Article 55)（認可の失効） — address `art-55` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/en/banking-act/art-55 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/356AC0000000059/art-55 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第五十五条（認可の失効） — (Expiration of Authorization) caption: Ministry of Justice translation — Japanese Law Translation Database System art-55 · https://japanlaw.org/en/banking-act/art-55 · https://japanlaw.org/l/356AC0000000059/art-55 **第一項** 銀行、銀行主要株主（第五十二条の九第一項の認可のうち設立に係るものを受けた者を含む。）又は銀行持株会社（第五十二条の十七第一項の認可を受けた者を含む。）がこの法律の規定による認可を受けた日から六月以内に当該認可を受けた事項を実行しなかつたときは、当該認可は、効力を失う。ただし、やむを得ない理由がある場合において、あらかじめ内閣総理大臣の承認を受けたときは、この限りでない。 art-55/par-1 · https://japanlaw.org/en/banking-act/art-55/par-1 · https://japanlaw.org/l/356AC0000000059/art-55/par-1 If a bank, bank's major shareholder (including a person that has obtained the authorization for incorporation referred to in Article 52-9, paragraph (1)), or bank holding company (including a person that has obtained the authorization referred to in Article 52-17, paragraph (1)) does not perform an action for which it has obtained the authorization under the provisions of this Act within six months after the day on which it obtains the authorization, the authorization ceases to be effective; provided, however, that this does not apply when there are compelling reasons and the approval of the Prime Minister has been obtained in advance. Ministry of Justice translation — Japanese Law Translation Database System **第二項** 前項に規定するもののほか、第五十二条の九第一項又は第二項ただし書の認可（以下この項において「主要株主認可」という。）については、当該主要株主認可に係る銀行主要株主が銀行の主要株主基準値以上の数の議決権の保有者でなくなつたとき又は当該主要株主認可に係る銀行を子会社とすることについて第五十二条の十七第一項若しくは第三項ただし書若しくは第五十二条の二十三第三項若しくは第四項ただし書の認可を受けたときは、当該主要株主認可は、効力を失う。 art-55/par-2 · https://japanlaw.org/en/banking-act/art-55/par-2 · https://japanlaw.org/l/356AC0000000059/art-55/par-2 Beyond what is provided for in the preceding paragraph, the authorization referred to in Article 52-9, paragraph (1) or the proviso to Article 52-9, paragraph (2) (hereinafter referred to as a "major shareholder's authorization" in this paragraph) ceases to be effective if the bank's major shareholder related to the major shareholder's authorization ceases to be the holder of a number of voting rights in the bank which is equal to or greater than the major shareholder threshold, or if they obtain the authorization referred to in Article 52-17, paragraph (1), the proviso to Article 52-17, paragraph (3), Article 52-23, paragraph (3), or the proviso to Article 52-23, paragraph (4), to make the bank related to the major shareholder's authorization their subsidiary company. Ministry of Justice translation — Japanese Law Translation Database System **第三項** 第一項に規定するもののほか、第五十二条の十七第一項又は第三項ただし書の認可については、当該認可に係る銀行持株会社が銀行を子会社とする持株会社でなくなつたときは、当該認可は、効力を失う。 art-55/par-3 · https://japanlaw.org/en/banking-act/art-55/par-3 · https://japanlaw.org/l/356AC0000000059/art-55/par-3 Beyond what is provided for in paragraph (1), the authorization referred to in Article 52-17, paragraph (1) or the proviso to Article 52-17, paragraph (3) ceases to be effective when the bank holding company related to the authorization ceases to be a holding company that has a bank as its subsidiary company. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-55/par-1: 第五十二条の九第一項 → 銀行法 第五十二条の九第一項 (Article 52-9, paragraph (1)), art-52-9/par-1 — https://japanlaw.org/en/banking-act/art-52-9/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-9/par-1 - art-55/par-1: 第五十二条の十七第一項 → 銀行法 第五十二条の十七第一項 (Article 52-17, paragraph (1)), art-52-17/par-1 — https://japanlaw.org/en/banking-act/art-52-17/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-17/par-1 - art-55/par-2: 前項 → 銀行法 第五十五条第一項 (Article 55, paragraph (1)), art-55/par-1 — https://japanlaw.org/en/banking-act/art-55/par-1 · https://japanlaw.org/l/356AC0000000059/art-55/par-1 - art-55/par-2: 第五十二条の九第一項 → 銀行法 第五十二条の九第一項 (Article 52-9, paragraph (1)), art-52-9/par-1 — https://japanlaw.org/en/banking-act/art-52-9/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-9/par-1 - art-55/par-2: 第二項 → 銀行法 第五十二条の九第二項 (Article 52-9, paragraph (2)), art-52-9/par-2 — https://japanlaw.org/en/banking-act/art-52-9/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-9/par-2 - art-55/par-2: この項 → 銀行法 第五十五条第二項 (Article 55, paragraph (2)), art-55/par-2 — https://japanlaw.org/en/banking-act/art-55/par-2 · https://japanlaw.org/l/356AC0000000059/art-55/par-2 - art-55/par-2: 第五十二条の十七第一項 → 銀行法 第五十二条の十七第一項 (Article 52-17, paragraph (1)), art-52-17/par-1 — https://japanlaw.org/en/banking-act/art-52-17/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-17/par-1 - art-55/par-2: 第三項 → 銀行法 第五十二条の十七第三項 (Article 52-17, paragraph (3)), art-52-17/par-3 — https://japanlaw.org/en/banking-act/art-52-17/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-17/par-3 - art-55/par-2: 第五十二条の二十三第三項 → 銀行法 第五十二条の二十三第三項 (Article 52-23, paragraph (3)), art-52-23/par-3 — https://japanlaw.org/en/banking-act/art-52-23/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-23/par-3 - art-55/par-2: 第四項 → 銀行法 第五十二条の二十三第四項 (Article 52-23, paragraph (4)), art-52-23/par-4 — https://japanlaw.org/en/banking-act/art-52-23/par-4 · https://japanlaw.org/l/356AC0000000059/art-52-23/par-4 - art-55/par-3: 第一項 → 銀行法 第五十五条第一項 (Article 55, paragraph (1)), art-55/par-1 — https://japanlaw.org/en/banking-act/art-55/par-1 · https://japanlaw.org/l/356AC0000000059/art-55/par-1 - art-55/par-3: 第五十二条の十七第一項 → 銀行法 第五十二条の十七第一項 (Article 52-17, paragraph (1)), art-52-17/par-1 — https://japanlaw.org/en/banking-act/art-52-17/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-17/par-1 - art-55/par-3: 第三項 → 銀行法 第五十二条の十七第三項 (Article 52-17, paragraph (3)), art-52-17/par-3 — https://japanlaw.org/en/banking-act/art-52-17/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-17/par-3 ## Cited by 6 provisions cite this one. No official source publishes this direction. - 銀行法 第四十七条第二項（外国銀行の免許等） — https://japanlaw.org/en/banking-act/art-47/par-2 · https://japanlaw.org/l/356AC0000000059/art-47/par-2 - 銀行法 第五十五条第二項（認可の失効） — https://japanlaw.org/en/banking-act/art-55/par-2 · https://japanlaw.org/l/356AC0000000059/art-55/par-2 - 銀行法 第五十五条第三項（認可の失効） — https://japanlaw.org/en/banking-act/art-55/par-3 · https://japanlaw.org/l/356AC0000000059/art-55/par-3 - 銀行法 第五十六条第一項第九号（内閣総理大臣の告示） — https://japanlaw.org/en/banking-act/art-56/par-1/item-9 · https://japanlaw.org/l/356AC0000000059/art-56/par-1/item-9 - 銀行法 附則第二十四条第一項（認可の失効に関する経過措置） — https://japanlaw.org/en/banking-act/suppl-3561-59/art-24/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-3561-59/art-24/par-1 - 銀行法 附則第百四条第四項 — https://japanlaw.org/en/banking-act/suppl-4101-107/art-104/par-4 · https://japanlaw.org/l/356AC0000000059/suppl-4101-107/art-104/par-4 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 銀行法 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/356AC0000000059/20260812_508AC0000000064), retrieved 2026-10-11 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Banking Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4498/tb), retrieved 2026-10-11 - This site's parser, version 189 — 銀行法 — structure, counts, cross-references and defined terms, computed 2026-10-11