# 銀行法 / Banking Act — 第五十二条の六十一の十一 (Article 52-61-11)

- Law: 銀行法 (Banking Act), 昭和五十六年法律第五十九号
- English title "Banking Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第五十二条の六十一の十一 (Article 52-61-11)（銀行による基準の作成等） — address `art-52-61-11`
- Text in force since: 2026-08-12
- URL (the page that opens at this provision): https://japanlaw.org/en/banking-act/art-52-61-11
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/356AC0000000059/art-52-61-11
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第五十二条の六十一の十一（銀行による基準の作成等） — (Establishment of Standards by Banks)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-52-61-11 · https://japanlaw.org/en/banking-act/art-52-61-11 · https://japanlaw.org/l/356AC0000000059/art-52-61-11</sup>

  **第一項**  銀行は、前条第一項の契約を締結するに当たつて電子決済等代行業者に求める事項の基準を作成し、内閣府令で定めるところにより、インターネットの利用その他の方法により公表しなければならない。
  <sup>art-52-61-11/par-1 · https://japanlaw.org/en/banking-act/art-52-61-11/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-61-11/par-1</sup>
  A bank must establish standards for particulars required of an electronic payment service provider in concluding a contract referred to in paragraph (1) of the preceding Article, and must publicize the standards using the internet or by any other means, pursuant to the provisions of Cabinet Office Order.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **第二項**  前項の求める事項には、前条第一項の契約の相手方となる電子決済等代行業者が電子決済等代行業の業務に関して取得する利用者に関する情報の適正な取扱い及び安全管理のために行うべき措置その他の内閣府令で定める事項が含まれるものとする。
  <sup>art-52-61-11/par-2 · https://japanlaw.org/en/banking-act/art-52-61-11/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-61-11/par-2</sup>
  The particulars required of an electronic payment service provider that are referred to in the preceding paragraph are to include the measures that should be taken by the electronic payment service provider that is the counterparty to the contract referred to in paragraph (1) of the preceding Article for ensuring the proper handling and safe control of the information on users that the electronic payment service provider acquires in relation to electronic payment services, and other particulars specified by Cabinet Office Order.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **第三項**  銀行は、前条第一項の契約を締結するに当たつて、第一項の基準を満たす電子決済等代行業者に対して、不当に差別的な取扱いを行つてはならない。
  <sup>art-52-61-11/par-3 · https://japanlaw.org/en/banking-act/art-52-61-11/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-61-11/par-3</sup>
  When concluding a contract referred to in paragraph (1) of the preceding Article, a bank must not treat an electronic payment service provider that meets the standards referred to in paragraph (1) in an unreasonably discriminatory manner.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

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## Cites
- art-52-61-11/par-1: 前条第一項 → 銀行法 第五十二条の六十一の十第一項 (Article 52-61-10, paragraph (1)), art-52-61-10/par-1 — https://japanlaw.org/en/banking-act/art-52-61-10/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-61-10/par-1
- art-52-61-11/par-2: 前項 → 銀行法 第五十二条の六十一の十一第一項 (Article 52-61-11, paragraph (1)), art-52-61-11/par-1 — https://japanlaw.org/en/banking-act/art-52-61-11/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-61-11/par-1
- art-52-61-11/par-2: 前条第一項 → 銀行法 第五十二条の六十一の十第一項 (Article 52-61-10, paragraph (1)), art-52-61-10/par-1 — https://japanlaw.org/en/banking-act/art-52-61-10/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-61-10/par-1
- art-52-61-11/par-3: 前条第一項 → 銀行法 第五十二条の六十一の十第一項 (Article 52-61-10, paragraph (1)), art-52-61-10/par-1 — https://japanlaw.org/en/banking-act/art-52-61-10/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-61-10/par-1
- art-52-61-11/par-3: 第一項 → 銀行法 第五十二条の六十一の十一第一項 (Article 52-61-11, paragraph (1)), art-52-61-11/par-1 — https://japanlaw.org/en/banking-act/art-52-61-11/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-61-11/par-1

## Cited by

4 provisions cite this one. No official source publishes this direction.

- 銀行法 第五十二条の六十の八第二項（電子決済等取扱業に関する特例） — https://japanlaw.org/en/banking-act/art-52-60-8/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-60-8/par-2
- 銀行法 第五十二条の六十一の十一第二項（銀行による基準の作成等） — https://japanlaw.org/en/banking-act/art-52-61-11/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-61-11/par-2
- 銀行法 第五十二条の六十一の十一第三項（銀行による基準の作成等） — https://japanlaw.org/en/banking-act/art-52-61-11/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-61-11/par-3
- 銀行法 附則第二条第四項（銀行法の一部改正に伴う経過措置） — https://japanlaw.org/en/banking-act/suppl-4291-49/art-2/par-4 · https://japanlaw.org/l/356AC0000000059/suppl-4291-49/art-2/par-4

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 銀行法 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/356AC0000000059/20260812_508AC0000000064), retrieved 2026-10-11
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Banking Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4498/tb), retrieved 2026-10-11
- This site's parser, version 189 — 銀行法 — structure, counts, cross-references and defined terms, computed 2026-10-11
