# 銀行法 / Banking Act — 第五十二条の六十の十六 (Article 52-60-16) - Law: 銀行法 (Banking Act), 昭和五十六年法律第五十九号 - English title "Banking Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第五十二条の六十の十六 (Article 52-60-16)（電子決済等取扱業に係る禁止行為） — address `art-52-60-16` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/en/banking-act/art-52-60-16 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/356AC0000000059/art-52-60-16 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第五十二条の六十の十六（電子決済等取扱業に係る禁止行為） — (Prohibited Actions Concerning Electronic Payment Handling Services) caption: Ministry of Justice translation — Japanese Law Translation Database System art-52-60-16 · https://japanlaw.org/en/banking-act/art-52-60-16 · https://japanlaw.org/l/356AC0000000059/art-52-60-16 **第一項** 電子決済等取扱業者は、電子決済等取扱業に関し、次に掲げる行為（特定預金等契約に係る電子決済等関連預金媒介業務に関しては、第三号に掲げる行為を除く。）をしてはならない。 art-52-60-16/par-1 · https://japanlaw.org/en/banking-act/art-52-60-16/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-60-16/par-1 An electronic payment handling service provider must not perform any of the following actions (excluding the action set forth in item (iii) for electronic payment-related deposit intermediary services under a contract of specified deposit, etc.) concerning their electronic payment handling services: Ministry of Justice translation — Japanese Law Translation Database System **一** 顧客に対し、虚偽のことを告げる行為 art-52-60-16/par-1/item-1 · https://japanlaw.org/en/banking-act/art-52-60-16/par-1/item-1 · https://japanlaw.org/l/356AC0000000059/art-52-60-16/par-1/item-1 conveying false information to a customer; Ministry of Justice translation — Japanese Law Translation Database System **二** 顧客に対し、不確実な事項について断定的判断を提供し、又は確実であると誤認させるおそれのあることを告げる行為 art-52-60-16/par-1/item-2 · https://japanlaw.org/en/banking-act/art-52-60-16/par-1/item-2 · https://japanlaw.org/l/356AC0000000059/art-52-60-16/par-1/item-2 providing a customer with a conclusive assessment on a matter that is uncertain or with information that could mislead the customer into believing that an uncertain matter is actually certain; Ministry of Justice translation — Japanese Law Translation Database System **三** 前二号に掲げるもののほか、顧客の保護に欠け、又は委託銀行の業務の健全かつ適切な遂行に支障を及ぼすおそれがあるものとして内閣府令で定める行為 art-52-60-16/par-1/item-3 · https://japanlaw.org/en/banking-act/art-52-60-16/par-1/item-3 · https://japanlaw.org/l/356AC0000000059/art-52-60-16/par-1/item-3 beyond what is set forth in the preceding two items, an action specified by Cabinet Office Order as being likely to result in insufficient customer protection or to impair the sound and appropriate performance of the services of the entrusting bank. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-52-60-16/par-1: 第三号 → 銀行法 第五十二条の六十の十六第一項第三号 (Article 52-60-16, paragraph (1), item (iii)), art-52-60-16/par-1/item-3 — https://japanlaw.org/en/banking-act/art-52-60-16/par-1/item-3 · https://japanlaw.org/l/356AC0000000059/art-52-60-16/par-1/item-3 - art-52-60-16/par-1/item-3: 前二号 → 銀行法 第五十二条の六十の十六第一項第一号 (Article 52-60-16, paragraph (1), item (i)), art-52-60-16/par-1/item-1 — https://japanlaw.org/en/banking-act/art-52-60-16/par-1/item-1 · https://japanlaw.org/l/356AC0000000059/art-52-60-16/par-1/item-1 - art-52-60-16/par-1/item-3: 前二号 → 銀行法 第五十二条の六十の十六第一項第二号 (Article 52-60-16, paragraph (1), item (ii)), art-52-60-16/par-1/item-2 — https://japanlaw.org/en/banking-act/art-52-60-16/par-1/item-2 · https://japanlaw.org/l/356AC0000000059/art-52-60-16/par-1/item-2 ## Cited by 3 provisions cite this one. No official source publishes this direction. - 銀行法 第五十二条の六十の十六第一項（電子決済等取扱業に係る禁止行為） — https://japanlaw.org/en/banking-act/art-52-60-16/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-60-16/par-1 - 銀行法 第五十二条の六十の十六第一項第三号（電子決済等取扱業に係る禁止行為） — https://japanlaw.org/en/banking-act/art-52-60-16/par-1/item-3 · https://japanlaw.org/l/356AC0000000059/art-52-60-16/par-1/item-3 - 銀行法 第六十三条の二第一項第三号 — https://japanlaw.org/en/banking-act/art-63-2/par-1/item-3 · https://japanlaw.org/l/356AC0000000059/art-63-2/par-1/item-3 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 銀行法 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/356AC0000000059/20260812_508AC0000000064), retrieved 2026-10-11 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Banking Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4498/tb), retrieved 2026-10-11 - This site's parser, version 189 — 銀行法 — structure, counts, cross-references and defined terms, computed 2026-10-11