# 銀行法 / Banking Act — 第五十二条の四十四 (Article 52-44) - Law: 銀行法 (Banking Act), 昭和五十六年法律第五十九号 - English title "Banking Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第五十二条の四十四 (Article 52-44)（顧客に対する説明等） — address `art-52-44` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/en/banking-act/art-52-44 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/356AC0000000059/art-52-44 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第五十二条の四十四（顧客に対する説明等） — (Explanation to Customers) caption: Ministry of Justice translation — Japanese Law Translation Database System art-52-44 · https://japanlaw.org/en/banking-act/art-52-44 · https://japanlaw.org/l/356AC0000000059/art-52-44 **第一項** 銀行代理業者は、銀行代理行為を行うときは、あらかじめ、顧客に対し、次に掲げる事項を明らかにしなければならない。 art-52-44/par-1 · https://japanlaw.org/en/banking-act/art-52-44/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-44/par-1 Before engaging in activities as a bank agent, a bank agent must disclose the following information to the customer: Ministry of Justice translation — Japanese Law Translation Database System **一** 所属銀行の商号 art-52-44/par-1/item-1 · https://japanlaw.org/en/banking-act/art-52-44/par-1/item-1 · https://japanlaw.org/l/356AC0000000059/art-52-44/par-1/item-1 the trade name of the principal bank; Ministry of Justice translation — Japanese Law Translation Database System **二** 第二条第十四項各号に規定する契約の締結を代理するか、又は媒介するかの別 art-52-44/par-1/item-2 · https://japanlaw.org/en/banking-act/art-52-44/par-1/item-2 · https://japanlaw.org/l/356AC0000000059/art-52-44/par-1/item-2 whether the bank agent acts as an agent or as an intermediary, for concluding the contracts prescribed in the items of Article 2, paragraph (14); and Ministry of Justice translation — Japanese Law Translation Database System **三** その他内閣府令で定める事項 art-52-44/par-1/item-3 · https://japanlaw.org/en/banking-act/art-52-44/par-1/item-3 · https://japanlaw.org/l/356AC0000000059/art-52-44/par-1/item-3 other particulars specified by Cabinet Office Order. Ministry of Justice translation — Japanese Law Translation Database System **第二項** 銀行代理業者は、第二条第十四項第一号に掲げる行為（特定預金等契約の締結の代理及び媒介を除く。）に関し、預金者等の保護に資するため、内閣府令で定めるところにより、預金又は定期積金等に係る契約の内容その他預金者等に参考となるべき情報の提供を行わなければならない。 art-52-44/par-2 · https://japanlaw.org/en/banking-act/art-52-44/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-44/par-2 In order to contribute to the protection of depositor, etc. with regard to the actions set forth in Article 2, paragraph (14), item (i) (excluding acting as agent or intermediary for a contract for specified deposit, etc.), a bank agent must provide information of the content of the contracts involving deposits or installment savings, etc. and other information that is to serve as a reference for the depositors, etc., pursuant to the provisions of Cabinet Office Order. Ministry of Justice translation — Japanese Law Translation Database System **第三項** 前二項及び第五十二条の四十五の二並びに他の法律に定めるもののほか、銀行代理業者は、内閣府令で定めるところにより、その銀行代理行為に係る重要な事項の顧客への説明、その銀行代理行為に関して取得した顧客に関する情報の適正な取扱いその他の健全かつ適切な運営を確保するための措置を講じなければならない。 art-52-44/par-3 · https://japanlaw.org/en/banking-act/art-52-44/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-44/par-3 Beyond what is prescribed in the preceding two paragraphs, Article 52-45-2, and other laws, a bank agent must explain material particulars related to its activities as a bank agent to customers, appropriately handle customer information acquired in connection with its activities as a bank agent, and take other measures for ensuring the sound and appropriate management of its operations, pursuant to the provisions of Cabinet Office Order. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-52-44/par-1/item-2: 第二条第十四項 → 銀行法 第二条第十四項 (Article 2, paragraph (14)), art-2/par-14 — https://japanlaw.org/en/banking-act/art-2/par-14 · https://japanlaw.org/l/356AC0000000059/art-2/par-14 - art-52-44/par-2: 第二条第十四項第一号 → 銀行法 第二条第十四項第一号 (Article 2, paragraph (14), item (i)), art-2/par-14/item-1 — https://japanlaw.org/en/banking-act/art-2/par-14/item-1 · https://japanlaw.org/l/356AC0000000059/art-2/par-14/item-1 - art-52-44/par-3: 前二項 → 銀行法 第五十二条の四十四第一項 (Article 52-44, paragraph (1)), art-52-44/par-1 — https://japanlaw.org/en/banking-act/art-52-44/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-44/par-1 - art-52-44/par-3: 前二項 → 銀行法 第五十二条の四十四第二項 (Article 52-44, paragraph (2)), art-52-44/par-2 — https://japanlaw.org/en/banking-act/art-52-44/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-44/par-2 - art-52-44/par-3: 第五十二条の四十五の二 → 銀行法 第五十二条の四十五の二 (Article 52-45-2), art-52-45-2 — https://japanlaw.org/en/banking-act/art-52-45-2 · https://japanlaw.org/l/356AC0000000059/art-52-45-2 ## Cited by 5 provisions cite this one. No official source publishes this direction. - 銀行法 第五十二条の二の十第一項（準用） — https://japanlaw.org/en/banking-act/art-52-2-10/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-2-10/par-1 - 銀行法 第五十二条の四十四第三項（顧客に対する説明等） — https://japanlaw.org/en/banking-act/art-52-44/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-44/par-3 - 銀行法 第五十二条の六十の二第二項（適用除外） — https://japanlaw.org/en/banking-act/art-52-60-2/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-60-2/par-2 - 銀行法 附則第二条第二項（銀行法等の一部改正に伴う経過措置） — https://japanlaw.org/en/banking-act/suppl-4171-106/art-2/par-2 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-2/par-2 - 銀行法 附則第九条第一項 — https://japanlaw.org/en/banking-act/suppl-4171-106/art-9/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-9/par-1 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 銀行法 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/356AC0000000059/20260812_508AC0000000064), retrieved 2026-10-11 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Banking Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4498/tb), retrieved 2026-10-11 - This site's parser, version 189 — 銀行法 — structure, counts, cross-references and defined terms, computed 2026-10-11