# 銀行法 / Banking Act — 第五十二条の三十八 (Article 52-38) - Law: 銀行法 (Banking Act), 昭和五十六年法律第五十九号 - English title "Banking Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第五十二条の三十八 (Article 52-38)（許可の基準） — address `art-52-38` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/en/banking-act/art-52-38 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/356AC0000000059/art-52-38 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第五十二条の三十八（許可の基準） — (Criteria for License) caption: Ministry of Justice translation — Japanese Law Translation Database System art-52-38 · https://japanlaw.org/en/banking-act/art-52-38 · https://japanlaw.org/l/356AC0000000059/art-52-38 **第一項** 内閣総理大臣は、第五十二条の三十六第一項の許可の申請があつたときは、申請者が次に掲げる基準に適合するかどうかを審査しなければならない。 art-52-38/par-1 · https://japanlaw.org/en/banking-act/art-52-38/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-38/par-1 When an application is filed for the license referred to in Article 52-36, paragraph (1), the Prime Minister must examine whether the applicant meets the following criteria: Ministry of Justice translation — Japanese Law Translation Database System **一** 銀行代理業を遂行するために必要と認められる内閣府令で定める基準に適合する財産的基礎を有する者であること。 art-52-38/par-1/item-1 · https://japanlaw.org/en/banking-act/art-52-38/par-1/item-1 · https://japanlaw.org/l/356AC0000000059/art-52-38/par-1/item-1 the applicant has the financial basis that is found to be necessary for performing bank agency services that meets the criteria specified by Cabinet Office Order; Ministry of Justice translation — Japanese Law Translation Database System **二** 人的構成等に照らして、銀行代理業を的確、公正かつ効率的に遂行するために必要な能力を有し、かつ、十分な社会的信用を有する者であること。 art-52-38/par-1/item-2 · https://japanlaw.org/en/banking-act/art-52-38/par-1/item-2 · https://japanlaw.org/l/356AC0000000059/art-52-38/par-1/item-2 in light of its personnel structure, the applicant has the ability necessary to perform bank agency services appropriately, fairly, and efficiently, and has sufficient social credibility; and Ministry of Justice translation — Japanese Law Translation Database System **三** 他に業務を営むことによりその銀行代理業を適正かつ確実に営むことにつき支障を及ぼすおそれがあると認められない者であること。 art-52-38/par-1/item-3 · https://japanlaw.org/en/banking-act/art-52-38/par-1/item-3 · https://japanlaw.org/l/356AC0000000059/art-52-38/par-1/item-3 other business which the applicant conducts is unlikely to prevent the applicant from performing bank agency services properly and reliably. Ministry of Justice translation — Japanese Law Translation Database System **第二項** 内閣総理大臣は、前項の規定による審査の基準に照らし公益上必要があると認めるときは、その必要の限度において、第五十二条の三十六第一項の許可に銀行代理業の業務の内容その他の事項について条件を付し、及びこれを変更することができる。 art-52-38/par-2 · https://japanlaw.org/en/banking-act/art-52-38/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-38/par-2 If the Prime Minister finds it to be necessary in the public interest in light of the criteria of the examination pursuant to the provisions of the preceding paragraph, the Prime Minister may, to the extent necessary, attach conditions on the content of bank agency services or other particulars to the license referred to in Article 52-36, paragraph (1), and may change those conditions. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-52-38/par-1: 第五十二条の三十六第一項 → 銀行法 第五十二条の三十六第一項 (Article 52-36, paragraph (1)), art-52-36/par-1 — https://japanlaw.org/en/banking-act/art-52-36/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-36/par-1 - art-52-38/par-2: 前項 → 銀行法 第五十二条の三十八第一項 (Article 52-38, paragraph (1)), art-52-38/par-1 — https://japanlaw.org/en/banking-act/art-52-38/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-38/par-1 - art-52-38/par-2: 第五十二条の三十六第一項 → 銀行法 第五十二条の三十六第一項 (Article 52-36, paragraph (1)), art-52-36/par-1 — https://japanlaw.org/en/banking-act/art-52-36/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-36/par-1 ## Cited by 4 provisions cite this one. No official source publishes this direction. - 銀行法 第五十二条の三十七第一項（許可の申請） — https://japanlaw.org/en/banking-act/art-52-37/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-37/par-1 - 銀行法 第五十二条の三十八第二項（許可の基準） — https://japanlaw.org/en/banking-act/art-52-38/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-38/par-2 - 銀行法 第五十二条の五十六第一項第一号（銀行代理業者に対する監督上の処分） — https://japanlaw.org/en/banking-act/art-52-56/par-1/item-1 · https://japanlaw.org/l/356AC0000000059/art-52-56/par-1/item-1 - 銀行法 第六十二条第一項第一号 — https://japanlaw.org/en/banking-act/art-62/par-1/item-1 · https://japanlaw.org/l/356AC0000000059/art-62/par-1/item-1 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 銀行法 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/356AC0000000059/20260812_508AC0000000064), retrieved 2026-10-11 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Banking Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4498/tb), retrieved 2026-10-11 - This site's parser, version 189 — 銀行法 — structure, counts, cross-references and defined terms, computed 2026-10-11