# 銀行法 / Banking Act — 第五十二条の二十一 (Article 52-21)

- Law: 銀行法 (Banking Act), 昭和五十六年法律第五十九号
- English title "Banking Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第五十二条の二十一 (Article 52-21)（銀行持株会社の業務範囲等） — address `art-52-21`
- Text in force since: 2026-08-12
- URL (the page that opens at this provision): https://japanlaw.org/en/banking-act/art-52-21
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/356AC0000000059/art-52-21
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第五十二条の二十一（銀行持株会社の業務範囲等） — (Scope of Services of Bank Holding Companies)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-52-21 · https://japanlaw.org/en/banking-act/art-52-21 · https://japanlaw.org/l/356AC0000000059/art-52-21</sup>

    **第一項**  銀行持株会社（他の銀行又は銀行持株会社の子会社でないものに限る。）は、当該銀行持株会社の属する銀行持株会社グループの経営管理を行わなければならない。
    <sup>art-52-21/par-1 · https://japanlaw.org/en/banking-act/art-52-21/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-21/par-1</sup>
    A bank holding company (limited to one that is not a subsidiary company of other banks or bank holding companies) must perform business management of a bank holding company group to which it belongs.
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **第二項**  銀行持株会社は、当該銀行持株会社の属する銀行持株会社グループの経営管理（当該銀行持株会社及びその子会社に係るものに限る。次条第一項において同じ。）及びこれに附帯する業務のほか、他の業務を営むことができない。
    <sup>art-52-21/par-2 · https://japanlaw.org/en/banking-act/art-52-21/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-21/par-2</sup>
    A bank holding company may not perform services other than the business management of the bank holding company group to which it belongs (limited to services related to the bank holding company and its subsidiary company; the same applies in paragraph (1) of the following Article) and services incidental to business management.
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **第三項**  銀行持株会社は、その業務を営むに当たつては、その子会社である銀行の業務の健全かつ適切な運営の確保に努めなければならない。
    <sup>art-52-21/par-3 · https://japanlaw.org/en/banking-act/art-52-21/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-21/par-3</sup>
    In performing its services, a bank holding company must endeavor to ensure the sound and appropriate management of services at any bank that is its subsidiary company.
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **第四項**  第一項及び第二項の「経営管理」とは、次に掲げるものをいう。
    <sup>art-52-21/par-4 · https://japanlaw.org/en/banking-act/art-52-21/par-4 · https://japanlaw.org/l/356AC0000000059/art-52-21/par-4</sup>
    The term "business management" as used in paragraphs (1) and (2) means the following actions:
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

      **一**  銀行持株会社グループの経営の基本方針その他これに準ずる方針として内閣府令で定めるものの策定及びその適正な実施の確保
      <sup>art-52-21/par-4/item-1 · https://japanlaw.org/en/banking-act/art-52-21/par-4/item-1 · https://japanlaw.org/l/356AC0000000059/art-52-21/par-4/item-1</sup>
      formulating the bank holding company group's basic management policy or any other policy specified by Cabinet Office Order as being an equivalent policy, and ensuring their proper implementation;
      <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

      **二**  銀行持株会社グループに属する会社相互の利益が相反する場合における必要な調整
      <sup>art-52-21/par-4/item-2 · https://japanlaw.org/en/banking-act/art-52-21/par-4/item-2 · https://japanlaw.org/l/356AC0000000059/art-52-21/par-4/item-2</sup>
      undertaking the necessary coordination when there is a conflict of interest among the companies that belong to the bank holding company group;
      <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

      **三**  銀行持株会社グループの業務の執行が法令に適合することを確保するために必要なものとして内閣府令で定める体制の整備
      <sup>art-52-21/par-4/item-3 · https://japanlaw.org/en/banking-act/art-52-21/par-4/item-3 · https://japanlaw.org/l/356AC0000000059/art-52-21/par-4/item-3</sup>
      developing systems specified by Cabinet Office Order as being necessary for ensuring that the execution of the bank holding company group's services complies with laws and regulations; and
      <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

      **四**  前三号に掲げるもののほか、銀行持株会社グループの業務の健全かつ適切な運営の確保に資するものとして内閣府令で定めるもの
      <sup>art-52-21/par-4/item-4 · https://japanlaw.org/en/banking-act/art-52-21/par-4/item-4 · https://japanlaw.org/l/356AC0000000059/art-52-21/par-4/item-4</sup>
      beyond what is set forth in the preceding three items, actions specified by Cabinet Office Order as contributing to ensuring the sound and appropriate management of the bank holding company group's services.
      <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

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## Cites
- art-52-21/par-2: 次条第一項 → 銀行法 第五十二条の二十一の二第一項 (Article 52-21-2, paragraph (1)), art-52-21-2/par-1 — https://japanlaw.org/en/banking-act/art-52-21-2/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-21-2/par-1
- art-52-21/par-4: 第一項 → 銀行法 第五十二条の二十一第一項 (Article 52-21, paragraph (1)), art-52-21/par-1 — https://japanlaw.org/en/banking-act/art-52-21/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-21/par-1
- art-52-21/par-4: 第二項 → 銀行法 第五十二条の二十一第二項 (Article 52-21, paragraph (2)), art-52-21/par-2 — https://japanlaw.org/en/banking-act/art-52-21/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-21/par-2
- art-52-21/par-4/item-4: 前三号 → 銀行法 第五十二条の二十一第四項第一号 (Article 52-21, paragraph (4), item (i)), art-52-21/par-4/item-1 — https://japanlaw.org/en/banking-act/art-52-21/par-4/item-1 · https://japanlaw.org/l/356AC0000000059/art-52-21/par-4/item-1
- art-52-21/par-4/item-4: 前三号 → 銀行法 第五十二条の二十一第四項第二号 (Article 52-21, paragraph (4), item (ii)), art-52-21/par-4/item-2 — https://japanlaw.org/en/banking-act/art-52-21/par-4/item-2 · https://japanlaw.org/l/356AC0000000059/art-52-21/par-4/item-2
- art-52-21/par-4/item-4: 前三号 → 銀行法 第五十二条の二十一第四項第三号 (Article 52-21, paragraph (4), item (iii)), art-52-21/par-4/item-3 — https://japanlaw.org/en/banking-act/art-52-21/par-4/item-3 · https://japanlaw.org/l/356AC0000000059/art-52-21/par-4/item-3

## Cited by

5 provisions cite this one. No official source publishes this direction.

- 銀行法 第十二条の二第三項第一号（預金者等に対する情報の提供等） — https://japanlaw.org/en/banking-act/art-12-2/par-3/item-1 · https://japanlaw.org/l/356AC0000000059/art-12-2/par-3/item-1
- 銀行法 第五十二条の二十一第四項（銀行持株会社の業務範囲等） — https://japanlaw.org/en/banking-act/art-52-21/par-4 · https://japanlaw.org/l/356AC0000000059/art-52-21/par-4
- 銀行法 第五十二条の二十一第四項第四号（銀行持株会社の業務範囲等） — https://japanlaw.org/en/banking-act/art-52-21/par-4/item-4 · https://japanlaw.org/l/356AC0000000059/art-52-21/par-4/item-4
- 銀行法 第五十二条の二十一の二第一項 — https://japanlaw.org/en/banking-act/art-52-21-2/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-21-2/par-1
- 銀行法 第六十五条第一項第三号 — https://japanlaw.org/en/banking-act/art-65/par-1/item-3 · https://japanlaw.org/l/356AC0000000059/art-65/par-1/item-3

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 銀行法 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/356AC0000000059/20260812_508AC0000000064), retrieved 2026-10-11
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Banking Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4498/tb), retrieved 2026-10-11
- This site's parser, version 189 — 銀行法 — structure, counts, cross-references and defined terms, computed 2026-10-11
