# 銀行法 / Banking Act — 第五十二条の二の四 (Article 52-2-4)
- Law: 銀行法 (Banking Act), 昭和五十六年法律第五十九号
- English title "Banking Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第五十二条の二の四 (Article 52-2-4)（貸金業法の特例） — address `art-52-2-4`
- Text in force since: 2026-08-12
- URL (the page that opens at this provision): https://japanlaw.org/en/banking-act/art-52-2-4
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/356AC0000000059/art-52-2-4
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.
Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.
---
### 第五十二条の二の四（貸金業法の特例） — (Special Provisions of the Money Lending Business Act)
caption: Ministry of Justice translation — Japanese Law Translation Database System
art-52-2-4 · https://japanlaw.org/en/banking-act/art-52-2-4 · https://japanlaw.org/l/356AC0000000059/art-52-2-4
**第一項** 銀行が、第五十二条の二第一項若しくは第二項の認可を受け、又は同条第三項の規定による届出をして外国銀行代理業務を営んでいる場合には、当該外国銀行代理業務に係る所属外国銀行が業として行う貸付け（貸金業法（昭和五十八年法律第三十二号）第二条第一項（定義）に規定する貸付けをいう。）であつて当該外国銀行代理業務に係るものについては、同法第二条第一項に規定する貸金業に該当しないものとみなす。
art-52-2-4/par-1 · https://japanlaw.org/en/banking-act/art-52-2-4/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-2-4/par-1
If a bank performs foreign bank agency services by obtaining the authorization referred to in Article 52-2, paragraph (1) or (2) or by filing the notification under the provisions of paragraph (3) of that Article, a loan (meaning a loan as defined in Article 2, paragraph (1) (Definitions) of the Money Lending Business Act (Act No. 32 of 1983)) related to the foreign bank agency services which is made on a regular basis by the principal foreign bank that is involved in the foreign bank agency services is deemed not to fall under the money lending business as defined in Article 2, paragraph (1) of that Act.
Ministry of Justice translation — Japanese Law Translation Database System
---
## Cites
- art-52-2-4/par-1: 第五十二条の二第一項 → 銀行法 第五十二条の二第一項 (Article 52-2, paragraph (1)), art-52-2/par-1 — https://japanlaw.org/en/banking-act/art-52-2/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-2/par-1
- art-52-2-4/par-1: 第二項 → 銀行法 第五十二条の二第二項 (Article 52-2, paragraph (2)), art-52-2/par-2 — https://japanlaw.org/en/banking-act/art-52-2/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-2/par-2
- art-52-2-4/par-1: 同条第三項 → 銀行法 第五十二条の二第三項 (Article 52-2, paragraph (3)), art-52-2/par-3 — https://japanlaw.org/en/banking-act/art-52-2/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-2/par-3
- art-52-2-4/par-1: 貸金業法（昭和五十八年法律第三十二号）第二条第一項 → e-Gov law 358AC1000000032, 第二条第一項 (Article 2, paragraph (1)), art-2/par-1 — not held in this collection
---
## Sources
- e-Gov 法令検索, Digital Agency (デジタル庁) — 銀行法 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/356AC0000000059/20260812_508AC0000000064), retrieved 2026-10-11
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Banking Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4498/tb), retrieved 2026-10-11
- This site's parser, version 189 — 銀行法 — structure, counts, cross-references and defined terms, computed 2026-10-11