# 銀行法 / Banking Act — 第五十二条の十 (Article 52-10)

- Law: 銀行法 (Banking Act), 昭和五十六年法律第五十九号
- English title "Banking Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第五十二条の十 (Article 52-10) — address `art-52-10`
- Text in force since: 2026-08-12
- URL (the page that opens at this provision): https://japanlaw.org/en/banking-act/art-52-10
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/356AC0000000059/art-52-10
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第五十二条の十
<sup>art-52-10 · https://japanlaw.org/en/banking-act/art-52-10 · https://japanlaw.org/l/356AC0000000059/art-52-10</sup>

    **第一項**  内閣総理大臣は、前条第一項又は第二項ただし書の認可の申請があつたときは、次に掲げる基準に適合するかどうかを審査しなければならない。
    <sup>art-52-10/par-1 · https://japanlaw.org/en/banking-act/art-52-10/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-10/par-1</sup>
    When an application is filed for the authorization referred to in paragraph (1) or the proviso to paragraph (2) of the preceding Article, the Prime Minister must examine whether the following criteria are met:
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

      **一**  当該認可の申請をした者（以下この条において「申請者」という。）が会社その他の法人である場合又は当該認可を受けて会社その他の法人が設立される場合にあつては、次に掲げる基準に適合すること。
      <sup>art-52-10/par-1/item-1 · https://japanlaw.org/en/banking-act/art-52-10/par-1/item-1 · https://japanlaw.org/l/356AC0000000059/art-52-10/par-1/item-1</sup>
      the person meets the following criteria, if the person filing the application for the authorization (hereinafter referred to as the "applicant" in this Article) is a company or other corporations, or, if a company or other corporations are to be incorporated under the authorization:
      <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

        **イ**  取得資金に関する事項、保有の目的その他の当該申請者又は当該認可を受けて設立される会社その他の法人（以下この号において「法人申請者等」という。）による銀行の主要株主基準値以上の数の議決権の保有に関する事項に照らして、当該法人申請者等がその主要株主基準値以上の数の議決権の保有者であり、又はその主要株主基準値以上の数の議決権の保有者となる銀行の業務の健全かつ適切な運営を損なうおそれがないこと。
        <sup>art-52-10/par-1/item-1/sub-1 · https://japanlaw.org/en/banking-act/art-52-10/par-1/item-1/sub-1 · https://japanlaw.org/l/356AC0000000059/art-52-10/par-1/item-1/sub-1</sup>
        in light of the particulars of the funds for acquisition, the purpose of holding the voting rights, or any other particulars relevant to the holding of a number voting rights in a bank which is equal to or greater than the major shareholder threshold by the applicant or by the company or other corporations that are to be incorporated by obtaining the authorization (hereinafter referred to as the "corporate applicant, etc." in this item), the sound and appropriate management of the services of the bank in which the corporate applicant, etc. is or is to become the holder of a number of voting rights which is equal to or greater than the major shareholder threshold is unlikely to be impaired;
        <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

        **ロ**  法人申請者等及びその子会社（子会社となる会社を含む。）の財産及び収支の状況に照らして、当該法人申請者等がその主要株主基準値以上の数の議決権の保有者であり、又はその主要株主基準値以上の数の議決権の保有者となる銀行の業務の健全かつ適切な運営を損なうおそれがないこと。
        <sup>art-52-10/par-1/item-1/sub-2 · https://japanlaw.org/en/banking-act/art-52-10/par-1/item-1/sub-2 · https://japanlaw.org/l/356AC0000000059/art-52-10/par-1/item-1/sub-2</sup>
        in light of the status of property and income and expenditures of the corporate applicant, etc. and its subsidiary companies (including a company that is to become its subsidiary company), the sound and appropriate management of the services of the bank in which the corporate applicant, etc. is or is to become the holder of a number of voting rights which is equal to or greater than the major shareholder threshold is unlikely to be impaired; and
        <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

        **ハ**  法人申請者等が、その人的構成等に照らして、銀行の業務の公共性に関し十分な理解を有し、かつ、十分な社会的信用を有する者であること。
        <sup>art-52-10/par-1/item-1/sub-3 · https://japanlaw.org/en/banking-act/art-52-10/par-1/item-1/sub-3 · https://japanlaw.org/l/356AC0000000059/art-52-10/par-1/item-1/sub-3</sup>
        in light of its personnel structure, the corporate applicant, etc. has a sufficient understanding of the public nature of banks' services, and has sufficient social credibility.
        <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

      **二**  前号に掲げる場合以外の場合にあつては、次に掲げる基準に適合すること。
      <sup>art-52-10/par-1/item-2 · https://japanlaw.org/en/banking-act/art-52-10/par-1/item-2 · https://japanlaw.org/l/356AC0000000059/art-52-10/par-1/item-2</sup>
      in the case other than that set forth in the preceding item, the person meets the following criteria:
      <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

        **イ**  取得資金に関する事項、保有の目的その他の当該申請者による銀行の主要株主基準値以上の数の議決権の保有に関する事項に照らして、当該申請者がその主要株主基準値以上の数の議決権の保有者であり、又はその主要株主基準値以上の数の議決権の保有者となる銀行の業務の健全かつ適切な運営を損なうおそれがないこと。
        <sup>art-52-10/par-1/item-2/sub-1 · https://japanlaw.org/en/banking-act/art-52-10/par-1/item-2/sub-1 · https://japanlaw.org/l/356AC0000000059/art-52-10/par-1/item-2/sub-1</sup>
        in light of the particulars of the funds for acquisition, the purpose of holding the voting rights, or any other particulars relevant to the holding of a number of voting rights in a bank which is equal to or greater than the major shareholder threshold by the applicant, the sound and appropriate management of the services of the bank in which the applicant is or is to become the holder of a number of voting rights which is equal to or greater than the major shareholder threshold is unlikely to be impaired;
        <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

        **ロ**  当該申請者の財産の状況（当該申請者が事業を行う者である場合においては、収支の状況を含む。）に照らして、当該申請者がその主要株主基準値以上の数の議決権の保有者であり、又はその主要株主基準値以上の数の議決権の保有者となる銀行の業務の健全かつ適切な運営を損なうおそれがないこと。
        <sup>art-52-10/par-1/item-2/sub-2 · https://japanlaw.org/en/banking-act/art-52-10/par-1/item-2/sub-2 · https://japanlaw.org/l/356AC0000000059/art-52-10/par-1/item-2/sub-2</sup>
        in light of the status of property of the applicant (including the status of the applicant's income and expenditures, if the applicant is a person that conducts business), the sound and appropriate management of the services of the bank in which the applicant is or is to become the holder of a number of voting rights which is equal to or greater than the major shareholder threshold is unlikely to be impaired; and
        <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

        **ハ**  当該申請者が、銀行の業務の公共性に関し十分な理解を有し、かつ、十分な社会的信用を有する者であること。
        <sup>art-52-10/par-1/item-2/sub-3 · https://japanlaw.org/en/banking-act/art-52-10/par-1/item-2/sub-3 · https://japanlaw.org/l/356AC0000000059/art-52-10/par-1/item-2/sub-3</sup>
        the applicant has a sufficient understanding of the public nature of banks' services, and has sufficient social credibility.
        <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

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## Cites
- art-52-10/par-1: 前条第一項 → 銀行法 第五十二条の九第一項 (Article 52-9, paragraph (1)), art-52-9/par-1 — https://japanlaw.org/en/banking-act/art-52-9/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-9/par-1
- art-52-10/par-1: 第二項 → 銀行法 第五十二条の九第二項 (Article 52-9, paragraph (2)), art-52-9/par-2 — https://japanlaw.org/en/banking-act/art-52-9/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-9/par-2
- art-52-10/par-1/item-1: この条 → 銀行法 第五十二条の十 (Article 52-10), art-52-10 — https://japanlaw.org/en/banking-act/art-52-10 · https://japanlaw.org/l/356AC0000000059/art-52-10
- art-52-10/par-1/item-1/sub-1: この号 → 銀行法 第五十二条の十第一項第一号 (Article 52-10, paragraph (1), item (i)), art-52-10/par-1/item-1 — https://japanlaw.org/en/banking-act/art-52-10/par-1/item-1 · https://japanlaw.org/l/356AC0000000059/art-52-10/par-1/item-1
- art-52-10/par-1/item-2: 前号 → 銀行法 第五十二条の十第一項第一号 (Article 52-10, paragraph (1), item (i)), art-52-10/par-1/item-1 — https://japanlaw.org/en/banking-act/art-52-10/par-1/item-1 · https://japanlaw.org/l/356AC0000000059/art-52-10/par-1/item-1

## Cited by

4 provisions cite this one. No official source publishes this direction.

- 銀行法 第五十二条の十第一項第一号 — https://japanlaw.org/en/banking-act/art-52-10/par-1/item-1 · https://japanlaw.org/l/356AC0000000059/art-52-10/par-1/item-1
- 銀行法 第五十二条の十第一項第一号イ — https://japanlaw.org/en/banking-act/art-52-10/par-1/item-1/sub-1 · https://japanlaw.org/l/356AC0000000059/art-52-10/par-1/item-1/sub-1
- 銀行法 第五十二条の十第一項第二号 — https://japanlaw.org/en/banking-act/art-52-10/par-1/item-2 · https://japanlaw.org/l/356AC0000000059/art-52-10/par-1/item-2
- 銀行法 第五十二条の十三第一項（銀行主要株主に対する措置命令） — https://japanlaw.org/en/banking-act/art-52-13/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-13/par-1

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 銀行法 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/356AC0000000059/20260812_508AC0000000064), retrieved 2026-10-11
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Banking Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4498/tb), retrieved 2026-10-11
- This site's parser, version 189 — 銀行法 — structure, counts, cross-references and defined terms, computed 2026-10-11
