# 銀行法 / Banking Act — 第五条 (Article 5)

- Law: 銀行法 (Banking Act), 昭和五十六年法律第五十九号
- English title "Banking Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第五条 (Article 5)（資本金の額） — address `art-5`
- Text in force since: 2026-08-12
- URL (the page that opens at this provision): https://japanlaw.org/en/banking-act/art-5
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/356AC0000000059/art-5
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第五条（資本金の額） — (Amount of Stated Capital)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-5 · https://japanlaw.org/en/banking-act/art-5 · https://japanlaw.org/l/356AC0000000059/art-5</sup>

**第一項**  銀行の資本金の額は、政令で定める額以上でなければならない。
<sup>art-5/par-1 · https://japanlaw.org/en/banking-act/art-5/par-1 · https://japanlaw.org/l/356AC0000000059/art-5/par-1</sup>
The stated capital of a bank must be equal to or more than the amount specified by Cabinet Order.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第二項**  前項の政令で定める額は、十億円を下回つてはならない。
<sup>art-5/par-2 · https://japanlaw.org/en/banking-act/art-5/par-2 · https://japanlaw.org/l/356AC0000000059/art-5/par-2</sup>
The amount specified by Cabinet Order that is referred to in the preceding paragraph must not be less than one billion yen.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第三項**  銀行は、その資本金の額を減少しようとするときは、内閣総理大臣の認可を受けなければならない。
<sup>art-5/par-3 · https://japanlaw.org/en/banking-act/art-5/par-3 · https://japanlaw.org/l/356AC0000000059/art-5/par-3</sup>
A bank must obtain the authorization by the Prime Minister if it seeks to reduce the amount of its stated capital.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

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## Cites
- art-5/par-2: 前項 → 銀行法 第五条第一項 (Article 5, paragraph (1)), art-5/par-1 — https://japanlaw.org/en/banking-act/art-5/par-1 · https://japanlaw.org/l/356AC0000000059/art-5/par-1

## Cited by

4 provisions cite this one. No official source publishes this direction.

- 銀行法 第五条第二項（資本金の額） — https://japanlaw.org/en/banking-act/art-5/par-2 · https://japanlaw.org/l/356AC0000000059/art-5/par-2
- 銀行法 第四十七条第二項（外国銀行の免許等） — https://japanlaw.org/en/banking-act/art-47/par-2 · https://japanlaw.org/l/356AC0000000059/art-47/par-2
- 銀行法 第六十五条第一項第一号 — https://japanlaw.org/en/banking-act/art-65/par-1/item-1 · https://japanlaw.org/l/356AC0000000059/art-65/par-1/item-1
- 銀行法 附則第三条第一項（資本の額に関する経過措置） — https://japanlaw.org/en/banking-act/suppl-3561-59/art-3/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-3561-59/art-3/par-1

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 銀行法 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/356AC0000000059/20260812_508AC0000000064), retrieved 2026-10-11
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Banking Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4498/tb), retrieved 2026-10-11
- This site's parser, version 189 — 銀行法 — structure, counts, cross-references and defined terms, computed 2026-10-11
