# 銀行法 / Banking Act — 第四十一条 (Article 41)

- Law: 銀行法 (Banking Act), 昭和五十六年法律第五十九号
- English title "Banking Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第四十一条 (Article 41)（免許の失効） — address `art-41`
- Text in force since: 2026-08-12
- URL (the page that opens at this provision): https://japanlaw.org/en/banking-act/art-41
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/356AC0000000059/art-41
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

---

### 第四十一条（免許の失効） — (Expiration of License)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-41 · https://japanlaw.org/en/banking-act/art-41 · https://japanlaw.org/l/356AC0000000059/art-41</sup>

**第一項**  銀行が次の各号のいずれかに該当するときは、第四条第一項の内閣総理大臣の免許は、効力を失う。
<sup>art-41/par-1 · https://japanlaw.org/en/banking-act/art-41/par-1 · https://japanlaw.org/l/356AC0000000059/art-41/par-1</sup>
If a bank falls under one of the following items, the license referred to in Article 4, paragraph (1) granted by the Prime Minister ceases to be effective:
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **一**  銀行業の全部を廃止したとき。
  <sup>art-41/par-1/item-1 · https://japanlaw.org/en/banking-act/art-41/par-1/item-1 · https://japanlaw.org/l/356AC0000000059/art-41/par-1/item-1</sup>
  it discontinues all of its banking;
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **二**  会社分割により事業の全部を承継させ、又は事業の全部を譲渡したとき。
  <sup>art-41/par-1/item-2 · https://japanlaw.org/en/banking-act/art-41/par-1/item-2 · https://japanlaw.org/l/356AC0000000059/art-41/par-1/item-2</sup>
  it has all of its business succeeded to in a company split or transfers all of its business;
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **三**  解散したとき（設立、株式移転、合併（当該合併により銀行を設立するものに限る。）又は新設分割を無効とする判決が確定したときを含む。）。
  <sup>art-41/par-1/item-3 · https://japanlaw.org/en/banking-act/art-41/par-1/item-3 · https://japanlaw.org/l/356AC0000000059/art-41/par-1/item-3</sup>
  it is dissolved (or a judgment invalidating its incorporation, share transfer, merger (limited to a merger resulting in the incorporation of a bank), or incorporation-type company split becomes final and binding); or
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **四**  当該免許を受けた日から六月以内に業務を開始しなかつたとき（やむを得ない理由がある場合において、あらかじめ内閣総理大臣の承認を受けたときを除く。）。
  <sup>art-41/par-1/item-4 · https://japanlaw.org/en/banking-act/art-41/par-1/item-4 · https://japanlaw.org/l/356AC0000000059/art-41/par-1/item-4</sup>
  it fails to commence services within six months after the day on which it has obtained the license (unless it has failed to do so due to compelling reasons, and obtained the approval of the Prime Minister in advance).
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

---

## Cites
- art-41/par-1: 第四条第一項 → 銀行法 第四条第一項 (Article 4, paragraph (1)), art-4/par-1 — https://japanlaw.org/en/banking-act/art-4/par-1 · https://japanlaw.org/l/356AC0000000059/art-4/par-1

## Cited by

8 provisions cite this one. No official source publishes this direction.

- 銀行法 第四十二条第一項（免許の取消し等の場合のみなし銀行） — https://japanlaw.org/en/banking-act/art-42/par-1 · https://japanlaw.org/l/356AC0000000059/art-42/par-1
- 銀行法 第四十三条第一項（他業会社への転移等） — https://japanlaw.org/en/banking-act/art-43/par-1 · https://japanlaw.org/l/356AC0000000059/art-43/par-1
- 銀行法 第四十七条第二項（外国銀行の免許等） — https://japanlaw.org/en/banking-act/art-47/par-2 · https://japanlaw.org/l/356AC0000000059/art-47/par-2
- 銀行法 第五十一条第一項第二号（外国銀行支店の清算） — https://japanlaw.org/en/banking-act/art-51/par-1/item-2 · https://japanlaw.org/l/356AC0000000059/art-51/par-1/item-2
- 銀行法 第五十六条第一項第三号（内閣総理大臣の告示） — https://japanlaw.org/en/banking-act/art-56/par-1/item-3 · https://japanlaw.org/l/356AC0000000059/art-56/par-1/item-3
- 銀行法 第六十五条第一項 — https://japanlaw.org/en/banking-act/art-65/par-1 · https://japanlaw.org/l/356AC0000000059/art-65/par-1
- 銀行法 附則第十七条第一項（免許の失効に関する経過措置） — https://japanlaw.org/en/banking-act/suppl-3561-59/art-17/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-3561-59/art-17/par-1
- 銀行法 附則第十八条第一項（他業会社への転移等に関する経過措置） — https://japanlaw.org/en/banking-act/suppl-3561-59/art-18/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-3561-59/art-18/par-1

---

## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 銀行法 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/356AC0000000059/20260812_508AC0000000064), retrieved 2026-10-11
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Banking Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4498/tb), retrieved 2026-10-11
- This site's parser, version 189 — 銀行法 — structure, counts, cross-references and defined terms, computed 2026-10-11
