# 銀行法 / Banking Act — 第三十七条 (Article 37)

- Law: 銀行法 (Banking Act), 昭和五十六年法律第五十九号
- English title "Banking Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第三十七条 (Article 37)（廃業及び解散等の認可） — address `art-37`
- Text in force since: 2026-08-12
- URL (the page that opens at this provision): https://japanlaw.org/en/banking-act/art-37
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/356AC0000000059/art-37
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第三十七条（廃業及び解散等の認可） — (Authorization for Business Discontinuation and Dissolution)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-37 · https://japanlaw.org/en/banking-act/art-37 · https://japanlaw.org/l/356AC0000000059/art-37</sup>

**第一項**  次に掲げる事項は、内閣総理大臣の認可を受けなければ、その効力を生じない。
<sup>art-37/par-1 · https://japanlaw.org/en/banking-act/art-37/par-1 · https://japanlaw.org/l/356AC0000000059/art-37/par-1</sup>
The following particulars do not become effective without the authorization by the Prime Minister:
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **一**  銀行業の廃止に係る定款の変更についての株主総会の決議
  <sup>art-37/par-1/item-1 · https://japanlaw.org/en/banking-act/art-37/par-1/item-1 · https://japanlaw.org/l/356AC0000000059/art-37/par-1/item-1</sup>
  a resolution at a shareholders meeting to amend the articles of incorporation concerning the discontinuation of banking;
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **二**  銀行を全部又は一部の当事者とする合併（第三十条第一項に規定する合併及び金融機関の合併及び転換に関する法律第三条（合併）の規定による合併に該当するものを除く。）
  <sup>art-37/par-1/item-2 · https://japanlaw.org/en/banking-act/art-37/par-1/item-2 · https://japanlaw.org/l/356AC0000000059/art-37/par-1/item-2</sup>
  a merger in which banks are all or some of the parties (other than a merger prescribed in Article 30, paragraph (1) or a merger that falls under a merger pursuant to the provisions of Article 3 (Mergers) of the Act on Financial Institutions' Merger and Conversion); or
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **三**  銀行の解散についての株主総会の決議
  <sup>art-37/par-1/item-3 · https://japanlaw.org/en/banking-act/art-37/par-1/item-3 · https://japanlaw.org/l/356AC0000000059/art-37/par-1/item-3</sup>
  a resolution at a shareholders meeting on the dissolution of a bank.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第二項**  内閣総理大臣は、前項の認可の申請があつたときは、次に掲げる基準のいずれかに適合するかどうかを審査しなければならない。
<sup>art-37/par-2 · https://japanlaw.org/en/banking-act/art-37/par-2 · https://japanlaw.org/l/356AC0000000059/art-37/par-2</sup>
When an application is filed for the authorization referred to in the preceding paragraph, the Prime Minister must examine whether any of the following criteria is met:
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **一**  当該銀行業の廃止、合併又は解散が当該銀行の業務及び財産の状況に照らしてやむを得ないものであること。
  <sup>art-37/par-2/item-1 · https://japanlaw.org/en/banking-act/art-37/par-2/item-1 · https://japanlaw.org/l/356AC0000000059/art-37/par-2/item-1</sup>
  the discontinuation of the banking, the merger, or the dissolution is inevitable in light of the status of business and property of the bank; or
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **二**  当該銀行業の廃止、合併又は解散が、当該銀行が業務を営んでいる地域における資金の円滑な需給及び利用者の利便に支障を及ぼすおそれのないものであること。
  <sup>art-37/par-2/item-2 · https://japanlaw.org/en/banking-act/art-37/par-2/item-2 · https://japanlaw.org/l/356AC0000000059/art-37/par-2/item-2</sup>
  the discontinuation of the banking, the merger, or the dissolution is unlikely to impair the smooth supply and demand of funds and customer convenience in the region where the bank conducts business.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第三項**  内閣総理大臣は、第二十六条第一項又は第二十七条の規定による業務の全部又は一部の停止の命令をした銀行から第一項の認可の申請があつた場合においては、当該銀行に対し、同項の認可をしてはならない。これらの命令をすること又は同条の規定により第四条第一項の免許を取り消すことが必要であると認める銀行から第一項の認可の申請があつた場合も、同様とする。
<sup>art-37/par-3 · https://japanlaw.org/en/banking-act/art-37/par-3 · https://japanlaw.org/l/356AC0000000059/art-37/par-3</sup>
If an application for the authorization referred to in paragraph (1) is filed by a bank that the Prime Minister has ordered to suspend all or part of its services pursuant to the provisions of Article 26, paragraph (1) or Article 27, the Prime Minister must not grant the bank the authorization referred to in paragraph (1). The same applies if an application for the authorization referred to in paragraph (1) is filed by a bank to which the Prime Minister finds it necessary to issue the order or revoke the license under Article 4, paragraph (1) pursuant to the provisions of Article 27.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

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## Cites
- art-37/par-1/item-2: 第三十条第一項 → 銀行法 第三十条第一項 (Article 30, paragraph (1)), art-30/par-1 — https://japanlaw.org/en/banking-act/art-30/par-1 · https://japanlaw.org/l/356AC0000000059/art-30/par-1
- art-37/par-2: 前項 → 銀行法 第三十七条第一項 (Article 37, paragraph (1)), art-37/par-1 — https://japanlaw.org/en/banking-act/art-37/par-1 · https://japanlaw.org/l/356AC0000000059/art-37/par-1
- art-37/par-3: 第二十六条第一項 → 銀行法 第二十六条第一項 (Article 26, paragraph (1)), art-26/par-1 — https://japanlaw.org/en/banking-act/art-26/par-1 · https://japanlaw.org/l/356AC0000000059/art-26/par-1
- art-37/par-3: 第二十七条 → 銀行法 第二十七条 (Article 27), art-27 — https://japanlaw.org/en/banking-act/art-27 · https://japanlaw.org/l/356AC0000000059/art-27
- art-37/par-3: 第一項 → 銀行法 第三十七条第一項 (Article 37, paragraph (1)), art-37/par-1 — https://japanlaw.org/en/banking-act/art-37/par-1 · https://japanlaw.org/l/356AC0000000059/art-37/par-1
- art-37/par-3: 第四条第一項 → 銀行法 第四条第一項 (Article 4, paragraph (1)), art-4/par-1 — https://japanlaw.org/en/banking-act/art-4/par-1 · https://japanlaw.org/l/356AC0000000059/art-4/par-1

## Cited by

7 provisions cite this one. No official source publishes this direction.

- 銀行法 第三十七条第二項（廃業及び解散等の認可） — https://japanlaw.org/en/banking-act/art-37/par-2 · https://japanlaw.org/l/356AC0000000059/art-37/par-2
- 銀行法 第三十七条第三項（廃業及び解散等の認可） — https://japanlaw.org/en/banking-act/art-37/par-3 · https://japanlaw.org/l/356AC0000000059/art-37/par-3
- 銀行法 第三十八条第一項（廃業等の公告等） — https://japanlaw.org/en/banking-act/art-38/par-1 · https://japanlaw.org/l/356AC0000000059/art-38/par-1
- 銀行法 第四十七条第二項（外国銀行の免許等） — https://japanlaw.org/en/banking-act/art-47/par-2 · https://japanlaw.org/l/356AC0000000059/art-47/par-2
- 銀行法 第五十七条の六第一項第二号（財務大臣への通知） — https://japanlaw.org/en/banking-act/art-57-6/par-1/item-2 · https://japanlaw.org/l/356AC0000000059/art-57-6/par-1/item-2
- 銀行法 第六十五条第一項第二十号 — https://japanlaw.org/en/banking-act/art-65/par-1/item-20 · https://japanlaw.org/l/356AC0000000059/art-65/par-1/item-20
- 銀行法 附則第十五条第一項（廃業等の公告等に関する経過措置） — https://japanlaw.org/en/banking-act/suppl-3561-59/art-15/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-3561-59/art-15/par-1

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 銀行法 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/356AC0000000059/20260812_508AC0000000064), retrieved 2026-10-11
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Banking Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4498/tb), retrieved 2026-10-11
- This site's parser, version 189 — 銀行法 — structure, counts, cross-references and defined terms, computed 2026-10-11
