# 銀行法 / Banking Act — 第十四条 (Article 14) - Law: 銀行法 (Banking Act), 昭和五十六年法律第五十九号 - English title "Banking Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第十四条 (Article 14)（取締役等に対する信用の供与） — address `art-14` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/en/banking-act/art-14 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/356AC0000000059/art-14 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第十四条（取締役等に対する信用の供与） — (Granting of Credit to Directors) caption: Ministry of Justice translation — Japanese Law Translation Database System art-14 · https://japanlaw.org/en/banking-act/art-14 · https://japanlaw.org/l/356AC0000000059/art-14 **第一項** 銀行の取締役又は執行役が当該銀行から受ける信用の供与については、その条件が、当該銀行の信用の供与の通常の条件に照らして、当該銀行に不利益を与えるものであつてはならない。 art-14/par-1 · https://japanlaw.org/en/banking-act/art-14/par-1 · https://japanlaw.org/l/356AC0000000059/art-14/par-1 A bank must not grant credit to the director or executive officer of the bank under terms and conditions that are disadvantageous to the bank in light of the normal terms and conditions under which the bank grants credit. Ministry of Justice translation — Japanese Law Translation Database System **第二項** 銀行の取締役又は執行役が当該銀行から信用の供与を受ける場合における会社法第三百六十五条第一項（競業及び取締役会設置会社との取引等の制限）の規定により読み替えて適用する同法第三百五十六条第一項（競業及び利益相反取引の制限）の規定及び同法第四百十九条第二項（執行役の監査委員に対する報告義務等）において準用する同法第三百五十六条第一項の規定による取締役会の承認に対する同法第三百六十九条第一項（取締役会の決議）の規定の適用については、同項中「その過半数（これを上回る割合を定款で定めた場合にあっては、その割合以上）」とあるのは、「その三分の二（これを上回る割合を定款で定めた場合にあっては、その割合）以上に当たる多数」とする。 art-14/par-2 · https://japanlaw.org/en/banking-act/art-14/par-2 · https://japanlaw.org/l/356AC0000000059/art-14/par-2 In applying the provisions of Article 369, paragraph (1) (Resolution of Board of Directors Meetings) of the Companies Act to the approval by the board of directors under Article 356, paragraph (1) (Restrictions on Competition and Conflicting Interest Transactions) of that Act as applied following the deemed replacement of the terms pursuant to Article 365, paragraph (1) (Restrictions on Competition and Transactions with Companies with Board of Directors) of that Act and to the approval by the board of directors under Article 356, paragraph (1) of that Act as applied mutates mutandis pursuant to Article 419, paragraph (2) (Executive Officer's Duty to Report to Audit Committee Members) of that Act when a bank director or executive officer is granted credit by that bank, the term "the majority (when a higher percentage is specified in the articles of incorporation, percentage higher than that percentage)" in that paragraph is deemed to be replaced with "at least a two-thirds majority (when a higher percentage is specified in the articles of incorporation, that percentage)". Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-14/par-2: 会社法第三百六十五条第一項 → 会社法 第三百六十五条第一項 (Article 365, paragraph (1)), art-365/par-1 — https://japanlaw.org/en/companies-act/art-365/par-1 · https://japanlaw.org/l/417AC0000000086/art-365/par-1 - art-14/par-2: 同法第三百五十六条第一項 → 会社法 第三百五十六条第一項 (Article 356, paragraph (1)), art-356/par-1 — https://japanlaw.org/en/companies-act/art-356/par-1 · https://japanlaw.org/l/417AC0000000086/art-356/par-1 - art-14/par-2: 同法第四百十九条第二項 → 会社法 第四百十九条第二項 (Article 419, paragraph (2)), art-419/par-2 — https://japanlaw.org/en/companies-act/art-419/par-2 · https://japanlaw.org/l/417AC0000000086/art-419/par-2 - art-14/par-2: 同法第三百六十九条第一項 → 会社法 第三百六十九条第一項 (Article 369, paragraph (1)), art-369/par-1 — https://japanlaw.org/en/companies-act/art-369/par-1 · https://japanlaw.org/l/417AC0000000086/art-369/par-1 ## Cited by 2 provisions cite this one. No official source publishes this direction. - 銀行法 第四十七条第二項（外国銀行の免許等） — https://japanlaw.org/en/banking-act/art-47/par-2 · https://japanlaw.org/l/356AC0000000059/art-47/par-2 - 銀行法 附則第七条第一項（取締役に対する信用の供与に関する経過措置） — https://japanlaw.org/en/banking-act/suppl-3561-59/art-7/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-3561-59/art-7/par-1 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 銀行法 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/356AC0000000059/20260812_508AC0000000064), retrieved 2026-10-11 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Banking Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4498/tb), retrieved 2026-10-11 - This site's parser, version 189 — 銀行法 — structure, counts, cross-references and defined terms, computed 2026-10-11