# 自動車損害賠償保障法 / Act on Securing Compensation for Automobile Accidents — 第十一条 (Article 11) - Law: 自動車損害賠償保障法 (Act on Securing Compensation for Automobile Accidents), 昭和三十年法律第九十七号 - English title "Act on Securing Compensation for Automobile Accidents": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第十一条 (Article 11)（責任保険及び責任共済の契約） — address `art-11` - Text in force since: 2026-04-01 - URL (the page that opens at this provision): https://japanlaw.org/en/automobile-accident-compensation-act/art-11 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/330AC0000000097/art-11 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第十一条（責任保険及び責任共済の契約） — (Contracts for Liability Insurance and Mutual Liability Insurance) caption: Ministry of Justice translation — Japanese Law Translation Database System art-11 · https://japanlaw.org/en/automobile-accident-compensation-act/art-11 · https://japanlaw.org/l/330AC0000000097/art-11 **第一項** 責任保険の契約は、第三条の規定による保有者の損害賠償の責任が発生した場合において、これによる保有者の損害及び運転者もその被害者に対して損害賠償の責任を負うべきときのこれによる運転者の損害を保険会社がてん補することを約し、保険契約者が保険会社に保険料を支払うことを約することによつて、その効力を生ずる。 art-11/par-1 · https://japanlaw.org/en/automobile-accident-compensation-act/art-11/par-1 · https://japanlaw.org/l/330AC0000000097/art-11/par-1 A contract for liability insurance becomes valid when the insurer agrees that, if a person in possession becomes liable to compensate for damage as under Article 3, it will indemnify the damage that the person in possession incurs due to that liability, as well as the damage that the driver incurs due to liability in the event that the driver must also be held liable to compensate the injured party for damage; and the policyholder agrees to pay insurance premiums to the insurer. Ministry of Justice translation — Japanese Law Translation Database System **第二項** 責任共済の契約は、第三条の規定による保有者の損害賠償の責任が発生した場合において、これによる保有者の損害及び運転者もその被害者に対して損害賠償の責任を負うべきときのこれによる運転者の損害を組合がてん補することを約し、共済契約者が組合に共済掛金を支払うことを約することによつて、その効力を生ずる。 art-11/par-2 · https://japanlaw.org/en/automobile-accident-compensation-act/art-11/par-2 · https://japanlaw.org/l/330AC0000000097/art-11/par-2 A contract for mutual liability insurance becomes valid when the cooperative agrees that, if a person in possession becomes liable to compensate for damage as under Article 3, it will indemnify the damage that the person in possession incurs due to that liability, as well as the damage that the driver incurs due to liability in the event that the driver must also be held liable to compensate the injured party for damage; and the mutual insurance policyholder agrees to pay mutual insurance premiums to the cooperative. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-11/par-1: 第三条 → 自動車損害賠償保障法 第三条 (Article 3), art-3 — https://japanlaw.org/en/automobile-accident-compensation-act/art-3 · https://japanlaw.org/l/330AC0000000097/art-3 - art-11/par-2: 第三条 → 自動車損害賠償保障法 第三条 (Article 3), art-3 — https://japanlaw.org/en/automobile-accident-compensation-act/art-3 · https://japanlaw.org/l/330AC0000000097/art-3 ## Cited by 1 provision cites this one. No official source publishes this direction. - 自動車損害賠償保障法 第二十三条の二第一項（報告及び立入検査） — https://japanlaw.org/en/automobile-accident-compensation-act/art-23-2/par-1 · https://japanlaw.org/l/330AC0000000097/art-23-2/par-1 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 自動車損害賠償保障法 — the text in force from 2026-04-01 (https://laws.e-gov.go.jp/law/330AC0000000097/20260401_508AC0000000002), retrieved 2026-10-13 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Act on Securing Compensation for Automobile Accidents — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/3135/tb), retrieved 2026-10-13 - This site's parser, version 189 — 自動車損害賠償保障法 — structure, counts, cross-references and defined terms, computed 2026-10-13